Home > National Bank of Earlville > Income and Expense
National Bank of Earlville, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 6,004 |
| Total interest expense | $266,000 | 5,583 |
| Net interest income | $1,548,000 | 6,023 |
| Provision for loan and lease losses | $469,000 | 1,931 |
| Total noninterest income | $207,000 | 5,571 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $79,000 | 5,538 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $128,000 | 5,124 |
| Total noninterest expense | $1,673,000 | 5,722 |
| Salaries and employee benefits | $631,000 | 6,193 |
| Premises and equipment expense | $189,000 | 5,633 |
| Additional noninterest expense | $853,000 | 4,931 |
| Pre-tax net operating income | $-387,000 | 6,438 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-192,000 | 6,547 |
| Income before extraordinary items | $-195,000 | 6,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-195,000 | 6,399 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-195,000 | 6,400 |
| Net charge-offs | $308,000 | 2,550 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-195,000 | 6,380 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 6,042 |
| Total interest expense | $212,000 | 5,591 |
| Net interest income | $1,173,000 | 6,070 |
| Provision for loan and lease losses | $349,000 | 1,933 |
| Total noninterest income | $163,000 | 5,605 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $59,000 | 5,602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $104,000 | 5,134 |
| Total noninterest expense | $1,223,000 | 5,789 |
| Salaries and employee benefits | $457,000 | 6,266 |
| Premises and equipment expense | $137,000 | 5,730 |
| Additional noninterest expense | $629,000 | 4,975 |
| Pre-tax net operating income | $-236,000 | 6,506 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-120,000 | 6,701 |
| Income before extraordinary items | $-116,000 | 6,471 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-116,000 | 6,473 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-116,000 | 6,473 |
| Net charge-offs | $115,000 | 3,120 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-116,000 | 6,441 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 6,052 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $787,000 | 6,083 |
| Provision for loan and lease losses | $78,000 | 3,193 |
| Total noninterest income | $92,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,445 |
| Total noninterest expense | $751,000 | 5,961 |
| Salaries and employee benefits | $277,000 | 6,417 |
| Premises and equipment expense | $90,000 | 5,772 |
| Additional noninterest expense | $384,000 | 5,189 |
| Pre-tax net operating income | $50,000 | 6,079 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $36,000 | 6,217 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 6,219 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $36,000 | 6,219 |
| Net charge-offs | $73,000 | 3,042 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $36,000 | 6,137 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 6,009 |
| Total interest expense | $80,000 | 5,527 |
| Net interest income | $423,000 | 6,025 |
| Provision for loan and lease losses | $37,000 | 3,082 |
| Total noninterest income | $45,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,418 |
| Total noninterest expense | $364,000 | 6,072 |
| Salaries and employee benefits | $139,000 | 6,464 |
| Premises and equipment expense | $46,000 | 5,781 |
| Additional noninterest expense | $179,000 | 5,364 |
| Pre-tax net operating income | $67,000 | 5,656 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $14,000 | 3,791 |
| Income before extraordinary items | $53,000 | 5,804 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $53,000 | 5,806 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $53,000 | 5,806 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $53,000 | 5,719 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,921 |
| Total interest expense | $383,000 | 5,614 |
| Net interest income | $1,953,000 | 5,898 |
| Provision for loan and lease losses | $723,000 | 2,224 |
| Total noninterest income | $169,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $78,000 | 5,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $91,000 | 5,429 |
| Total noninterest expense | $1,681,000 | 5,910 |
| Salaries and employee benefits | $523,000 | 6,593 |
| Premises and equipment expense | $175,000 | 5,914 |
| Additional noninterest expense | $983,000 | 4,836 |
| Pre-tax net operating income | $-282,000 | 6,402 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-69,000 | 6,665 |
| Income before extraordinary items | $-213,000 | 6,468 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-213,000 | 6,462 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-213,000 | 6,464 |
| Net charge-offs | $550,000 | 2,527 |
| Cash dividends | $204,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-213,000 | 6,379 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 6,059 |
| Total interest expense | $297,000 | 5,696 |
| Net interest income | $1,410,000 | 6,056 |
| Provision for loan and lease losses | $472,000 | 2,353 |
| Total noninterest income | $130,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $60,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,475 |
| Total noninterest expense | $1,244,000 | 5,995 |
| Salaries and employee benefits | $391,000 | 6,664 |
| Premises and equipment expense | $131,000 | 5,985 |
| Additional noninterest expense | $722,000 | 4,919 |
| Pre-tax net operating income | $-176,000 | 6,500 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-176,000 | 6,601 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-176,000 | 6,599 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-176,000 | 6,599 |
| Net charge-offs | $363,000 | 2,581 |
| Cash dividends | $107,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-176,000 | 6,517 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 6,117 |
| Total interest expense | $204,000 | 5,743 |
| Net interest income | $924,000 | 6,122 |
| Provision for loan and lease losses | $390,000 | 2,110 |
| Total noninterest income | $90,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,495 |
| Total noninterest expense | $848,000 | 6,009 |
| Salaries and employee benefits | $268,000 | 6,692 |
| Premises and equipment expense | $89,000 | 5,994 |
| Additional noninterest expense | $491,000 | 4,903 |
| Pre-tax net operating income | $-224,000 | 6,645 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $-235,000 | 6,740 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-235,000 | 6,740 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-235,000 | 6,740 |
| Net charge-offs | $297,000 | 2,335 |
| Cash dividends | $107,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-235,000 | 6,669 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 6,155 |
| Total interest expense | $103,000 | 5,825 |
| Net interest income | $465,000 | 6,153 |
| Provision for loan and lease losses | $212,000 | 1,948 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,423 |
| Total noninterest expense | $441,000 | 5,992 |
| Salaries and employee benefits | $142,000 | 6,690 |
| Premises and equipment expense | $45,000 | 6,015 |
| Additional noninterest expense | $254,000 | 4,825 |
| Pre-tax net operating income | $-141,000 | 6,789 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $11,000 | 3,958 |
| Income before extraordinary items | $-152,000 | 6,867 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-152,000 | 6,868 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-152,000 | 6,868 |
| Net charge-offs | $78,000 | 2,667 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-152,000 | 6,821 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 6,156 |
| Total interest expense | $464,000 | 5,987 |
| Net interest income | $1,955,000 | 6,123 |
| Provision for loan and lease losses | $882,000 | 2,607 |
| Total noninterest income | $193,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $89,000 | 5,673 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $104,000 | 5,271 |
| Total noninterest expense | $1,632,000 | 6,172 |
| Salaries and employee benefits | $609,000 | 6,678 |
| Premises and equipment expense | $203,000 | 5,984 |
| Additional noninterest expense | $820,000 | 5,371 |
| Pre-tax net operating income | $-366,000 | 6,335 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $-244,000 | 6,949 |
| Income before extraordinary items | $-121,000 | 6,289 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-121,000 | 6,291 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-121,000 | 6,292 |
| Net charge-offs | $966,000 | 2,402 |
| Cash dividends | $195,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-121,640 | 6,198 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 6,176 |
| Total interest expense | $355,000 | 6,058 |
| Net interest income | $1,499,000 | 6,124 |
| Provision for loan and lease losses | $625,000 | 2,588 |
| Total noninterest income | $186,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $71,000 | 5,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $115,000 | 4,924 |
| Total noninterest expense | $1,152,000 | 6,316 |
| Salaries and employee benefits | $449,000 | 6,729 |
| Premises and equipment expense | $124,000 | 6,326 |
| Additional noninterest expense | $579,000 | 5,512 |
| Pre-tax net operating income | $-92,000 | 6,287 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-91,000 | 6,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-91,000 | 6,408 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-91,000 | 6,408 |
| Net charge-offs | $438,000 | 2,818 |
| Cash dividends | $97,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-92,000 | 6,321 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 6,326 |
| Total interest expense | $243,000 | 6,122 |
| Net interest income | $927,000 | 6,301 |
| Provision for loan and lease losses | $452,000 | 2,429 |
| Total noninterest income | $99,000 | 5,870 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $44,000 | 5,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 5,350 |
| Total noninterest expense | $805,000 | 6,299 |
| Salaries and employee benefits | $316,000 | 6,713 |
| Premises and equipment expense | $82,000 | 6,391 |
| Additional noninterest expense | $407,000 | 5,487 |
| Pre-tax net operating income | $-231,000 | 6,584 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-108,000 | 7,124 |
| Income before extraordinary items | $-123,000 | 6,536 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-123,000 | 6,536 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-123,000 | 6,536 |
| Net charge-offs | $438,000 | 2,279 |
| Cash dividends | $97,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-123,000 | 6,503 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 6,395 |
| Total interest expense | $125,000 | 6,156 |
| Net interest income | $450,000 | 6,377 |
| Provision for loan and lease losses | $422,000 | 1,602 |
| Total noninterest income | $47,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,437 |
| Total noninterest expense | $384,000 | 6,427 |
| Salaries and employee benefits | $136,000 | 6,963 |
| Premises and equipment expense | $40,000 | 6,475 |
| Additional noninterest expense | $208,000 | 5,435 |
| Pre-tax net operating income | $-309,000 | 6,944 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-124,000 | 7,315 |
| Income before extraordinary items | $-185,000 | 6,862 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-185,000 | 6,862 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-185,000 | 6,862 |
| Net charge-offs | $428,000 | 1,465 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-185,000 | 6,852 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 6,317 |
| Total interest expense | $600,000 | 6,260 |
| Net interest income | $1,985,000 | 6,258 |
| Provision for loan and lease losses | $681,000 | 3,643 |
| Total noninterest income | $219,000 | 5,832 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $99,000 | 5,495 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $119,000 | 5,239 |
| Total noninterest expense | $1,315,000 | 6,730 |
| Salaries and employee benefits | $526,000 | 7,080 |
| Premises and equipment expense | $173,000 | 6,437 |
| Additional noninterest expense | $616,000 | 6,161 |
| Pre-tax net operating income | $208,000 | 5,183 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $7,000 | 4,295 |
| Income before extraordinary items | $201,000 | 5,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $201,000 | 5,282 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $201,000 | 5,282 |
| Net charge-offs | $323,000 | 4,208 |
| Cash dividends | $144,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $201,000 | 5,142 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 6,455 |
| Total interest expense | $467,000 | 6,334 |
| Net interest income | $1,439,000 | 6,404 |
| Provision for loan and lease losses | $242,000 | 4,625 |
| Total noninterest income | $171,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $77,000 | 5,534 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $94,000 | 5,286 |
| Total noninterest expense | $994,000 | 6,775 |
| Salaries and employee benefits | $404,000 | 7,124 |
| Premises and equipment expense | $130,000 | 6,521 |
| Additional noninterest expense | $460,000 | 6,219 |
| Pre-tax net operating income | $374,000 | 4,601 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $86,000 | 3,214 |
| Income before extraordinary items | $288,000 | 4,928 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $288,000 | 4,930 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $288,000 | 4,931 |
| Net charge-offs | $326,000 | 3,619 |
| Cash dividends | $57,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $288,000 | 4,733 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 6,530 |
| Total interest expense | $324,000 | 6,353 |
| Net interest income | $928,000 | 6,492 |
| Provision for loan and lease losses | $148,000 | 4,682 |
| Total noninterest income | $114,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 5,330 |
| Total noninterest expense | $634,000 | 6,893 |
| Salaries and employee benefits | $265,000 | 7,193 |
| Premises and equipment expense | $86,000 | 6,573 |
| Additional noninterest expense | $283,000 | 6,387 |
| Pre-tax net operating income | $260,000 | 4,594 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $59,000 | 3,178 |
| Income before extraordinary items | $201,000 | 4,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $201,000 | 4,898 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $201,000 | 4,897 |
| Net charge-offs | $64,000 | 4,667 |
| Cash dividends | $52,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $201,000 | 4,746 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 6,696 |
| Total interest expense | $171,000 | 6,388 |
| Net interest income | $421,000 | 6,733 |
| Provision for loan and lease losses | $85,000 | 4,189 |
| Total noninterest income | $59,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $34,000 | 5,280 |
| Total noninterest expense | $312,000 | 7,016 |
| Salaries and employee benefits | $128,000 | 7,316 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $141,000 | 6,459 |
| Pre-tax net operating income | $83,000 | 5,252 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $71,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $71,000 | 5,387 |
| Net charge-offs | $47,000 | 3,765 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $71,000 | 5,279 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 6,615 |
| Total interest expense | $733,000 | 6,613 |
| Net interest income | $1,871,000 | 6,488 |
| Provision for loan and lease losses | $105,000 | 6,376 |
| Total noninterest income | $240,000 | 5,978 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $130,000 | 5,377 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $110,000 | 5,525 |
| Total noninterest expense | $1,211,000 | 7,128 |
| Salaries and employee benefits | $515,000 | 7,401 |
| Premises and equipment expense | $171,000 | 6,741 |
| Additional noninterest expense | $525,000 | 6,715 |
| Pre-tax net operating income | $795,000 | 3,355 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $191,000 | 2,414 |
| Income before extraordinary items | $604,000 | 3,581 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $604,000 | 3,580 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $604,000 | 3,580 |
| Net charge-offs | $70,000 | 5,984 |
| Cash dividends | $344,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $604,000 | 3,515 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 6,627 |
| Total interest expense | $560,000 | 6,717 |
| Net interest income | $1,447,000 | 6,463 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $188,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $102,000 | 5,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $86,000 | 5,591 |
| Total noninterest expense | $905,000 | 7,182 |
| Salaries and employee benefits | $391,000 | 7,433 |
| Premises and equipment expense | $129,000 | 6,780 |
| Additional noninterest expense | $385,000 | 6,760 |
| Pre-tax net operating income | $685,000 | 3,373 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $167,000 | 2,483 |
| Income before extraordinary items | $518,000 | 3,630 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $518,000 | 3,628 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $518,000 | 3,630 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $186,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $518,000 | 3,541 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 6,665 |
| Total interest expense | $385,000 | 6,786 |
| Net interest income | $977,000 | 6,441 |
| Provision for loan and lease losses | $26,000 | 6,572 |
| Total noninterest income | $126,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $60,000 | 5,582 |
| Total noninterest expense | $594,000 | 7,266 |
| Salaries and employee benefits | $262,000 | 7,509 |
| Premises and equipment expense | $83,000 | 6,886 |
| Additional noninterest expense | $249,000 | 6,854 |
| Pre-tax net operating income | $483,000 | 3,358 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $117,000 | 2,493 |
| Income before extraordinary items | $366,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $366,000 | 3,630 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $366,000 | 3,631 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $186,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $366,000 | 3,521 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,699 |
| Total interest expense | $203,000 | 6,784 |
| Net interest income | $481,000 | 6,492 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $64,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $282,000 | 7,355 |
| Salaries and employee benefits | $130,000 | 7,563 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $110,000 | 6,934 |
| Pre-tax net operating income | $251,000 | 3,634 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $189,000 | 3,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 3,964 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $189,000 | 3,964 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $17,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $189,000 | 3,803 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 6,818 |
| Total interest expense | $1,019,000 | 6,747 |
| Net interest income | $1,687,000 | 6,778 |
| Provision for loan and lease losses | $45,000 | 6,657 |
| Total noninterest income | $253,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $139,000 | 5,454 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $114,000 | 5,743 |
| Total noninterest expense | $1,100,000 | 7,409 |
| Salaries and employee benefits | $484,000 | 7,702 |
| Premises and equipment expense | $181,000 | 6,844 |
| Additional noninterest expense | $435,000 | 6,908 |
| Pre-tax net operating income | $795,000 | 4,177 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $182,000 | 2,900 |
| Income before extraordinary items | $613,000 | 4,137 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $613,000 | 4,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,923 |
| Cash dividends | $337,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $613,000 | 4,290 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 6,884 |
| Total interest expense | $784,000 | 6,817 |
| Net interest income | $1,246,000 | 6,863 |
| Provision for loan and lease losses | $33,000 | 6,227 |
| Total noninterest income | $203,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 5,802 |
| Total noninterest expense | $823,000 | 7,428 |
| Salaries and employee benefits | $376,000 | 7,688 |
| Premises and equipment expense | $135,000 | 6,900 |
| Additional noninterest expense | $312,000 | 6,965 |
| Pre-tax net operating income | $593,000 | 4,665 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $134,000 | 3,327 |
| Income before extraordinary items | $459,000 | 4,588 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $459,000 | 4,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $169,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $459,000 | 4,734 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 6,951 |
| Total interest expense | $548,000 | 6,859 |
| Net interest income | $806,000 | 6,947 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $141,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $60,000 | 5,860 |
| Total noninterest expense | $549,000 | 7,483 |
| Salaries and employee benefits | $251,000 | 7,753 |
| Premises and equipment expense | $87,000 | 6,979 |
| Additional noninterest expense | $211,000 | 6,971 |
| Pre-tax net operating income | $377,000 | 4,892 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $79,000 | 3,685 |
| Income before extraordinary items | $298,000 | 5,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $298,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $153,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $298,000 | 4,949 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,986 |
| Total interest expense | $294,000 | 6,871 |
| Net interest income | $403,000 | 6,993 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $37,000 | 5,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $273,000 | 7,532 |
| Salaries and employee benefits | $127,000 | 7,781 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $104,000 | 7,005 |
| Pre-tax net operating income | $190,000 | 5,049 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $148,000 | 5,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $148,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $148,000 | 5,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 6,910 |
| Total interest expense | $1,326,000 | 6,686 |
| Net interest income | $1,574,000 | 7,036 |
| Provision for loan and lease losses | $42,000 | 5,817 |
| Total noninterest income | $276,000 | 6,193 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $154,000 | 5,373 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $122,000 | 5,909 |
| Total noninterest expense | $1,067,000 | 7,557 |
| Salaries and employee benefits | $486,000 | 7,842 |
| Premises and equipment expense | $182,000 | 6,915 |
| Additional noninterest expense | $399,000 | 7,042 |
| Pre-tax net operating income | $741,000 | 5,331 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $151,000 | 4,125 |
| Income before extraordinary items | $590,000 | 5,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $590,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $590,000 | 5,362 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 6,941 |
| Total interest expense | $1,008,000 | 6,680 |
| Net interest income | $1,181,000 | 7,081 |
| Provision for loan and lease losses | $31,000 | 5,521 |
| Total noninterest income | $213,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $117,000 | 5,376 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $96,000 | 5,873 |
| Total noninterest expense | $799,000 | 7,541 |
| Salaries and employee benefits | $375,000 | 7,783 |
| Premises and equipment expense | $139,000 | 6,871 |
| Additional noninterest expense | $285,000 | 7,123 |
| Pre-tax net operating income | $564,000 | 5,546 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $123,000 | 4,247 |
| Income before extraordinary items | $441,000 | 5,621 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $441,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $441,000 | 5,608 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 6,993 |
| Total interest expense | $666,000 | 6,720 |
| Net interest income | $786,000 | 7,121 |
| Provision for loan and lease losses | $21,000 | 5,289 |
| Total noninterest income | $150,000 | 6,137 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $80,000 | 5,357 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $70,000 | 5,737 |
| Total noninterest expense | $552,000 | 7,542 |
| Salaries and employee benefits | $250,000 | 7,836 |
| Premises and equipment expense | $93,000 | 6,892 |
| Additional noninterest expense | $209,000 | 6,981 |
| Pre-tax net operating income | $363,000 | 5,705 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $285,000 | 5,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $285,000 | 5,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $285,000 | 5,760 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 7,031 |
| Total interest expense | $326,000 | 6,774 |
| Net interest income | $394,000 | 7,142 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $75,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $278,000 | 7,564 |
| Salaries and employee benefits | $129,000 | 7,845 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $102,000 | 7,049 |
| Pre-tax net operating income | $180,000 | 5,717 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $141,000 | 5,770 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $141,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $141,000 | 5,752 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 7,030 |
| Total interest expense | $1,054,000 | 6,832 |
| Net interest income | $1,600,000 | 7,052 |
| Provision for loan and lease losses | $42,000 | 5,768 |
| Total noninterest income | $235,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $124,000 | 5,846 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $111,000 | 6,156 |
| Total noninterest expense | $1,102,000 | 7,546 |
| Salaries and employee benefits | $486,000 | 7,905 |
| Premises and equipment expense | $182,000 | 6,902 |
| Additional noninterest expense | $434,000 | 6,892 |
| Pre-tax net operating income | $691,000 | 5,940 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $136,000 | 4,709 |
| Income before extraordinary items | $553,000 | 5,979 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $553,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $355,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $554,600 | 5,971 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 7,115 |
| Total interest expense | $739,000 | 6,948 |
| Net interest income | $1,204,000 | 7,136 |
| Provision for loan and lease losses | $31,000 | 5,618 |
| Total noninterest income | $167,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $84,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 6,169 |
| Total noninterest expense | $816,000 | 7,576 |
| Salaries and employee benefits | $372,000 | 7,875 |
| Premises and equipment expense | $134,000 | 6,967 |
| Additional noninterest expense | $310,000 | 7,022 |
| Pre-tax net operating income | $524,000 | 6,122 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $104,000 | 4,888 |
| Income before extraordinary items | $418,000 | 6,150 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $418,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $152,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $419,600 | 6,143 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 7,185 |
| Total interest expense | $463,000 | 7,011 |
| Net interest income | $788,000 | 7,205 |
| Provision for loan and lease losses | $21,000 | 5,479 |
| Total noninterest income | $107,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $551,000 | 7,589 |
| Salaries and employee benefits | $248,000 | 7,914 |
| Premises and equipment expense | $87,000 | 7,034 |
| Additional noninterest expense | $216,000 | 6,938 |
| Pre-tax net operating income | $323,000 | 6,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $60,000 | 5,067 |
| Income before extraordinary items | $263,000 | 6,285 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $263,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $152,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $263,000 | 6,288 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,211 |
| Total interest expense | $219,000 | 7,055 |
| Net interest income | $397,000 | 7,214 |
| Provision for loan and lease losses | $11,000 | 5,192 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $280,000 | 7,575 |
| Salaries and employee benefits | $127,000 | 7,898 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $158,000 | 6,308 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,000 | 6,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 7,092 |
| Total interest expense | $724,000 | 6,973 |
| Net interest income | $1,676,000 | 7,059 |
| Provision for loan and lease losses | $56,000 | 5,637 |
| Total noninterest income | $216,000 | 6,945 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $105,000 | 6,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,239 |
| Total noninterest expense | $1,133,000 | 7,512 |
| Salaries and employee benefits | $554,000 | 7,760 |
| Premises and equipment expense | $167,000 | 7,092 |
| Additional noninterest expense | $412,000 | 7,030 |
| Pre-tax net operating income | $703,000 | 6,137 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $125,000 | 5,179 |
| Income before extraordinary items | $578,000 | 6,083 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $578,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $222,000 | 4,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $578,000 | 6,055 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,136 |
| Total interest expense | $525,000 | 6,984 |
| Net interest income | $1,256,000 | 7,093 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $168,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 6,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 6,220 |
| Total noninterest expense | $869,000 | 7,467 |
| Salaries and employee benefits | $446,000 | 7,609 |
| Premises and equipment expense | $123,000 | 7,119 |
| Additional noninterest expense | $300,000 | 7,100 |
| Pre-tax net operating income | $528,000 | 6,294 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $86,000 | 5,378 |
| Income before extraordinary items | $442,000 | 6,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $442,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $146,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $442,000 | 6,127 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 7,129 |
| Total interest expense | $340,000 | 6,951 |
| Net interest income | $834,000 | 7,093 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $112,000 | 6,895 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $601,000 | 7,390 |
| Salaries and employee benefits | $315,000 | 7,493 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $204,000 | 7,044 |
| Pre-tax net operating income | $327,000 | 6,418 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $46,000 | 5,584 |
| Income before extraordinary items | $281,000 | 6,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $281,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $146,000 | 3,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $281,000 | 6,205 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 7,238 |
| Total interest expense | $167,000 | 6,957 |
| Net interest income | $399,000 | 7,248 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $57,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $298,000 | 7,461 |
| Salaries and employee benefits | $158,000 | 7,541 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $149,000 | 6,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $131,000 | 6,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $131,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $131,000 | 6,340 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 7,078 |
| Total interest expense | $663,000 | 6,718 |
| Net interest income | $1,645,000 | 7,124 |
| Provision for loan and lease losses | $46,000 | 6,036 |
| Total noninterest income | $242,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $131,000 | 6,042 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,236 |
| Total noninterest expense | $1,237,000 | 7,380 |
| Salaries and employee benefits | $611,000 | 7,624 |
| Premises and equipment expense | $178,000 | 6,998 |
| Additional noninterest expense | $448,000 | 6,851 |
| Pre-tax net operating income | $604,000 | 6,377 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $71,000 | 5,805 |
| Income before extraordinary items | $533,000 | 6,239 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $533,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,862 |
| Cash dividends | $218,000 | 4,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $533,000 | 6,148 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 7,106 |
| Total interest expense | $488,000 | 6,763 |
| Net interest income | $1,244,000 | 7,118 |
| Provision for loan and lease losses | $37,000 | 5,797 |
| Total noninterest income | $191,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $104,000 | 5,986 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $87,000 | 6,182 |
| Total noninterest expense | $947,000 | 7,297 |
| Salaries and employee benefits | $461,000 | 7,556 |
| Premises and equipment expense | $131,000 | 7,018 |
| Additional noninterest expense | $355,000 | 6,670 |
| Pre-tax net operating income | $451,000 | 6,540 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $55,000 | 5,897 |
| Income before extraordinary items | $396,000 | 6,358 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $396,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,433 |
| Cash dividends | $152,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $396,000 | 6,277 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,077 |
| Total interest expense | $324,000 | 6,794 |
| Net interest income | $857,000 | 7,070 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $136,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $640,000 | 7,318 |
| Salaries and employee benefits | $315,000 | 7,547 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $242,000 | 6,633 |
| Pre-tax net operating income | $335,000 | 6,275 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $49,000 | 5,655 |
| Income before extraordinary items | $286,000 | 6,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $146,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $286,000 | 6,064 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,080 |
| Total interest expense | $165,000 | 6,825 |
| Net interest income | $434,000 | 7,073 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $70,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $326,000 | 7,306 |
| Salaries and employee benefits | $162,000 | 7,516 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $124,000 | 6,581 |
| Pre-tax net operating income | $169,000 | 6,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $26,000 | 5,550 |
| Income before extraordinary items | $143,000 | 6,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $6,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $143,000 | 6,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 7,003 |
| Total interest expense | $877,000 | 6,484 |
| Net interest income | $1,658,000 | 7,130 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $248,000 | 6,963 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $111,000 | 6,356 |
| Total noninterest expense | $1,233,000 | 7,411 |
| Salaries and employee benefits | $596,000 | 7,711 |
| Premises and equipment expense | $160,000 | 7,260 |
| Additional noninterest expense | $477,000 | 6,694 |
| Pre-tax net operating income | $637,000 | 6,214 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $82,000 | 5,915 |
| Income before extraordinary items | $555,000 | 6,112 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $555,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,285 |
| Cash dividends | $241,000 | 4,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $555,000 | 5,963 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 7,052 |
| Total interest expense | $693,000 | 6,487 |
| Net interest income | $1,232,000 | 7,189 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $189,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $105,000 | 6,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $916,000 | 7,425 |
| Salaries and employee benefits | $449,000 | 7,669 |
| Premises and equipment expense | $115,000 | 7,361 |
| Additional noninterest expense | $352,000 | 6,697 |
| Pre-tax net operating income | $478,000 | 6,380 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $66,000 | 5,975 |
| Income before extraordinary items | $413,000 | 6,282 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $413,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $171,000 | 4,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $412,140 | 6,112 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,047 |
| Total interest expense | $482,000 | 6,497 |
| Net interest income | $827,000 | 7,186 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $127,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $68,000 | 6,077 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $59,000 | 6,287 |
| Total noninterest expense | $611,000 | 7,438 |
| Salaries and employee benefits | $302,000 | 7,675 |
| Premises and equipment expense | $74,000 | 7,447 |
| Additional noninterest expense | $235,000 | 6,706 |
| Pre-tax net operating income | $325,000 | 6,328 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $42,000 | 6,056 |
| Income before extraordinary items | $284,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $284,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $144,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $283,130 | 6,023 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 7,001 |
| Total interest expense | $250,000 | 6,492 |
| Net interest income | $424,000 | 7,130 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $310,000 | 7,436 |
| Salaries and employee benefits | $155,000 | 7,628 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $119,000 | 6,675 |
| Pre-tax net operating income | $173,000 | 6,189 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $146,000 | 6,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $10,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $146,000 | 5,894 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 7,014 |
| Total interest expense | $1,130,000 | 6,593 |
| Net interest income | $1,709,000 | 7,104 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $221,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $107,000 | 6,461 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $1,138,000 | 7,621 |
| Salaries and employee benefits | $579,000 | 7,798 |
| Premises and equipment expense | $149,000 | 7,457 |
| Additional noninterest expense | $410,000 | 7,083 |
| Pre-tax net operating income | $765,000 | 5,873 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $129,000 | 5,707 |
| Income before extraordinary items | $636,000 | 5,815 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $636,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,727 |
| Cash dividends | $287,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $636,000 | 5,688 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 7,076 |
| Total interest expense | $1,562,000 | 6,863 |
| Net interest income | $1,603,000 | 7,147 |
| Provision for loan and lease losses | $93,000 | 5,742 |
| Total noninterest income | $321,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $95,000 | 6,675 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $226,000 | 4,686 |
| Total noninterest expense | $1,067,000 | 7,788 |
| Salaries and employee benefits | $558,000 | 7,872 |
| Premises and equipment expense | $129,000 | 7,863 |
| Additional noninterest expense | $380,000 | 7,301 |
| Pre-tax net operating income | $764,000 | 5,610 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $146,000 | 5,491 |
| Income before extraordinary items | $618,000 | 5,540 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $618,000 | 5,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,161 |
| Cash dividends | $219,000 | 4,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $618,000 | 5,408 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 7,029 |
| Total interest expense | $1,755,000 | 6,690 |
| Net interest income | $1,618,000 | 7,267 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $147,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $1,007,000 | 7,997 |
| Salaries and employee benefits | $543,000 | 8,018 |
| Premises and equipment expense | $125,000 | 8,010 |
| Additional noninterest expense | $339,000 | 7,637 |
| Pre-tax net operating income | $722,000 | 6,147 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $137,000 | 6,078 |
| Income before extraordinary items | $585,000 | 5,914 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $585,000 | 5,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $212,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $585,000 | 5,925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 7,165 |
| Total interest expense | $1,588,000 | 6,755 |
| Net interest income | $1,606,000 | 7,378 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $160,000 | 7,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $1,017,000 | 8,071 |
| Salaries and employee benefits | $547,000 | 8,059 |
| Premises and equipment expense | $127,000 | 8,090 |
| Additional noninterest expense | $343,000 | 7,763 |
| Pre-tax net operating income | $709,000 | 6,287 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $129,000 | 6,528 |
| Income before extraordinary items | $581,000 | 5,987 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $581,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $580,180 | 5,962 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 7,267 |
| Total interest expense | $1,598,000 | 6,983 |
| Net interest income | $1,614,000 | 7,443 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $168,000 | 7,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $1,020,000 | 8,053 |
| Salaries and employee benefits | $550,000 | 8,048 |
| Premises and equipment expense | $127,000 | 8,131 |
| Additional noninterest expense | $343,000 | 7,721 |
| Pre-tax net operating income | $697,000 | 6,491 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $135,000 | 7,052 |
| Income before extraordinary items | $562,000 | 6,256 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $562,000 | 6,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $650,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $562,000 | 6,140 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 7,481 |
| Total interest expense | $1,608,000 | 7,104 |
| Net interest income | $1,611,000 | 7,746 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $165,000 | 8,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,007,000 | 8,320 |
| Salaries and employee benefits | $570,000 | 8,122 |
| Premises and equipment expense | $126,000 | 8,337 |
| Additional noninterest expense | $311,000 | 8,213 |
| Pre-tax net operating income | $754,000 | 6,757 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $154,000 | 7,551 |
| Income before extraordinary items | $600,000 | 6,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $600,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $675,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $600,000 | 6,316 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 7,842 |
| Total interest expense | $1,543,000 | 7,458 |
| Net interest income | $1,585,000 | 8,066 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $153,000 | 8,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $1,000,000 | 8,664 |
| Salaries and employee benefits | $568,000 | 8,337 |
| Premises and equipment expense | $115,000 | 8,909 |
| Additional noninterest expense | $317,000 | 8,705 |
| Pre-tax net operating income | $731,000 | 6,787 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $146,000 | 7,940 |
| Income before extraordinary items | $588,000 | 6,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $588,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $1,204,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $585,600 | 6,286 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 8,147 |
| Total interest expense | $1,451,000 | 7,823 |
| Net interest income | $1,591,000 | 8,273 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $163,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,063,000 | 8,710 |
| Salaries and employee benefits | $567,000 | 8,599 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $376,000 | 8,436 |
| Pre-tax net operating income | $691,000 | 7,367 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $558,000 | 6,857 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $558,000 | 6,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $558,000 | 6,835 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 8,116 |
| Total interest expense | $1,234,000 | 7,773 |
| Net interest income | $1,729,000 | 8,229 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $160,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,056,000 | 9,137 |
| Salaries and employee benefits | $559,000 | 8,895 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $387,000 | 8,949 |
| Pre-tax net operating income | $833,000 | 6,708 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $190,000 | 7,515 |
| Income before extraordinary items | $649,000 | 6,228 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $649,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $253,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $644,380 | 6,323 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 8,076 |
| Total interest expense | $1,461,000 | 7,334 |
| Net interest income | $1,698,000 | 8,495 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $1,033,000 | 9,589 |
| Salaries and employee benefits | $567,000 | 9,073 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $350,000 | 9,838 |
| Pre-tax net operating income | $808,000 | 6,769 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $187,000 | 7,872 |
| Income before extraordinary items | $621,000 | 6,626 |
| Extraordinary gains, net | $-65,000 | 12,801 |
| Net income | $556,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $242,000 | 4,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $621,000 | 6,377 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 8,321 |
| Total interest expense | $1,843,000 | 7,503 |
| Net interest income | $1,559,000 | 9,077 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $147,000 | 10,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,012,000 | 9,916 |
| Salaries and employee benefits | $533,000 | 9,445 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $360,000 | 10,069 |
| Pre-tax net operating income | $694,000 | 7,135 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $163,000 | 8,321 |
| Income before extraordinary items | $533,000 | 7,050 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $533,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $182,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $531,460 | 6,700 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.