Home > National Bank of Conroe > Income and Expense
National Bank of Conroe, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,646,000 | 3,466 |
| Total interest expense | $3,070,000 | 3,881 |
| Net interest income | $5,576,000 | 3,217 |
| Provision for loan and lease losses | $155,000 | 3,534 |
| Total noninterest income | $893,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $679,000 | 1,986 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $214,000 | 5,051 |
| Total noninterest expense | $4,037,000 | 3,406 |
| Salaries and employee benefits | $1,985,000 | 3,306 |
| Premises and equipment expense | $728,000 | 2,743 |
| Additional noninterest expense | $1,324,000 | 3,722 |
| Pre-tax net operating income | $2,277,000 | 3,077 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $697,000 | 3,099 |
| Income before extraordinary items | $1,580,000 | 3,038 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,580,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,580,000 | 3,053 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 3,995 |
| Total interest expense | $2,737,000 | 4,462 |
| Net interest income | $4,884,000 | 3,646 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $714,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $564,000 | 2,445 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $3,558,000 | 3,857 |
| Salaries and employee benefits | $1,571,000 | 4,107 |
| Premises and equipment expense | $404,000 | 4,673 |
| Additional noninterest expense | $1,583,000 | 3,344 |
| Pre-tax net operating income | $1,905,000 | 3,479 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $559,000 | 3,803 |
| Income before extraordinary items | $1,369,000 | 3,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,369,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,352,670 | 3,377 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,081,000 | 4,255 |
| Total interest expense | $3,959,000 | 4,115 |
| Net interest income | $4,122,000 | 4,324 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $577,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,283 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,572 |
| Total noninterest expense | $2,934,000 | 4,637 |
| Salaries and employee benefits | $1,231,000 | 5,045 |
| Premises and equipment expense | $398,000 | 4,812 |
| Additional noninterest expense | $1,305,000 | 4,025 |
| Pre-tax net operating income | $1,565,000 | 3,890 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $448,000 | 4,381 |
| Income before extraordinary items | $1,126,000 | 4,040 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,126,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,119,520 | 3,760 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.