Home > National Bank of Commerce Tuscaloosa > Income and Expense
National Bank of Commerce Tuscaloosa, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 4,686 |
| Total interest expense | $2,860,000 | 4,916 |
| Net interest income | $3,804,000 | 4,419 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $804,000 | 3,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $629,000 | 2,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,286 |
| Total noninterest expense | $2,780,000 | 4,364 |
| Salaries and employee benefits | $1,330,000 | 4,695 |
| Premises and equipment expense | $463,000 | 3,953 |
| Additional noninterest expense | $987,000 | 3,959 |
| Pre-tax net operating income | $1,588,000 | 4,263 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $609,000 | 3,622 |
| Income before extraordinary items | $968,000 | 4,815 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $968,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,992 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $975,040 | 4,726 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 5,185 |
| Total interest expense | $2,450,000 | 5,596 |
| Net interest income | $3,552,000 | 4,768 |
| Provision for loan and lease losses | $264,000 | 2,852 |
| Total noninterest income | $721,000 | 4,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,239 |
| Total noninterest expense | $2,706,000 | 4,698 |
| Salaries and employee benefits | $1,216,000 | 5,140 |
| Premises and equipment expense | $396,000 | 4,569 |
| Additional noninterest expense | $1,094,000 | 4,075 |
| Pre-tax net operating income | $1,303,000 | 4,819 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $461,000 | 4,422 |
| Income before extraordinary items | $842,000 | 5,106 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $842,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 865 |
| Net operating income | $842,000 | 5,056 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 5,617 |
| Total interest expense | $2,533,000 | 5,503 |
| Net interest income | $2,922,000 | 5,616 |
| Provision for loan and lease losses | $265,000 | 2,457 |
| Total noninterest income | $535,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $2,142,000 | 5,696 |
| Salaries and employee benefits | $918,000 | 6,473 |
| Premises and equipment expense | $286,000 | 5,843 |
| Additional noninterest expense | $938,000 | 4,600 |
| Pre-tax net operating income | $1,050,000 | 5,795 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $434,000 | 4,658 |
| Income before extraordinary items | $616,000 | 6,521 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $616,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,435 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $616,000 | 6,509 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 6,153 |
| Total interest expense | $1,712,000 | 6,301 |
| Net interest income | $2,781,000 | 5,945 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $496,000 | 5,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $2,094,000 | 5,977 |
| Salaries and employee benefits | $906,000 | 6,587 |
| Premises and equipment expense | $275,000 | 6,081 |
| Additional noninterest expense | $913,000 | 5,110 |
| Pre-tax net operating income | $943,000 | 6,202 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $399,000 | 4,778 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,000 | 7,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,392 |
| Total interest expense | $1,695,000 | 6,636 |
| Net interest income | $2,728,000 | 6,113 |
| Provision for loan and lease losses | $168,000 | 4,365 |
| Total noninterest income | $416,000 | 6,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $1,845,000 | 6,769 |
| Salaries and employee benefits | $950,000 | 6,413 |
| Premises and equipment expense | $321,000 | 5,564 |
| Additional noninterest expense | $574,000 | 7,564 |
| Pre-tax net operating income | $1,131,000 | 5,407 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $378,000 | 5,210 |
| Income before extraordinary items | $755,000 | 5,805 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $755,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $165,000 | 5,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $753,660 | 5,561 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 6,800 |
| Total interest expense | $1,992,000 | 7,125 |
| Net interest income | $2,583,000 | 6,432 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $375,000 | 6,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,850,000 | 6,794 |
| Salaries and employee benefits | $891,000 | 6,672 |
| Premises and equipment expense | $395,000 | 4,841 |
| Additional noninterest expense | $564,000 | 7,825 |
| Pre-tax net operating income | $1,008,000 | 5,583 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $346,000 | 5,403 |
| Income before extraordinary items | $662,000 | 6,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $662,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 5,646 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $662,000 | 5,806 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.