Home > National Bank of Commerce Tuscaloosa > Assets and Liabilities
National Bank of Commerce Tuscaloosa, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $93,142,000 | 4,596 |
| Cash and due from depository institutions | $4,332,000 | 4,375 |
| Interest-bearing balances | $247,000 | 3,777 |
| Securities | $23,975,000 | 4,333 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 3,073 |
| Net loans & leases | $53,947,000 | 4,689 |
| Loan loss allowance | $1,049,000 | 3,230 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,698,000 | 2,925 |
| Other real estate owned | $197,000 | 4,375 |
| Goodwill and other intangibles | $2,570,000 | 850 |
| All other assets | $1,173,000 | 5,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,142,000 | 4,596 |
| Total liabilities | $80,976,000 | 4,717 |
| Total deposits | $78,400,000 | 4,589 |
| Interest-bearing deposits | $65,970,000 | 4,673 |
| Deposits held in domestic offices | $78,400,000 | 4,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,022,000 | 2,132 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $554,000 | 5,522 |
| Total equity capital | $12,166,000 | 3,622 |
| Total bank equity capital | $12,166,000 | 3,622 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $440,000 | 5,332 |
| Surplus | $8,703,000 | 1,757 |
| Undivided profits | $3,023,000 | 6,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,328 |
| Income earned, not collected on loans | $410,000 | 5,575 |
| Earning assets | $82,419,000 | 4,734 |
| Long-term assets (5+ years) | $8,631,000 | 4,701 |
| Average Assets, year-to-date | $87,835,600 | 4,658 |
| Average Assets, quarterly | $91,023,500 | 4,642 |
| Volatile liabilities | $16,623,000 | 3,480 |
| Insider loans | $4,369,000 | 943 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,086,000 | 3,956 |
| Tier 1 (core) risk-based capital | $9,543,000 | 4,337 |
| Tier 2 risk-based capital | $708,090 | 3,950 |
| Total risk weighted assets | $56,306,590 | 4,590 |
| Total unused commitments | $8,086,000 | 3,957 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $84,549,000 | 5,075 |
| Cash and due from depository institutions | $5,650,000 | 4,378 |
| Interest-bearing balances | $202,000 | 3,910 |
| Securities | $19,710,000 | 5,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $52,768,000 | 4,835 |
| Loan loss allowance | $962,000 | 3,631 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,714,000 | 2,855 |
| Other real estate owned | $0 | 4,378 |
| Goodwill and other intangibles | $2,804,000 | 767 |
| All other assets | $903,000 | 6,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,549,000 | 5,075 |
| Total liabilities | $73,403,000 | 5,226 |
| Total deposits | $70,082,000 | 5,185 |
| Interest-bearing deposits | $60,315,000 | 5,173 |
| Deposits held in domestic offices | $70,082,000 | 5,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,732,000 | 2,038 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $589,000 | 5,334 |
| Total equity capital | $11,146,000 | 3,939 |
| Total bank equity capital | $11,146,000 | 3,939 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $440,000 | 5,658 |
| Surplus | $8,703,000 | 1,826 |
| Undivided profits | $2,003,000 | 7,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 5,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $444,000 | 5,190 |
| Earning assets | $72,680,000 | 5,353 |
| Long-term assets (5+ years) | $4,072,000 | 6,368 |
| Average Assets, year-to-date | $79,924,000 | 5,147 |
| Average Assets, quarterly | $82,702,500 | 5,120 |
| Volatile liabilities | $12,958,000 | 4,046 |
| Insider loans | $4,050,000 | 1,064 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,388,000 | 4,087 |
| Tier 1 (core) risk-based capital | $8,341,000 | 4,947 |
| Tier 2 risk-based capital | $689,840 | 4,114 |
| Total risk weighted assets | $54,914,840 | 4,735 |
| Total unused commitments | $7,388,000 | 4,101 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $77,723,000 | 5,486 |
| Cash and due from depository institutions | $4,084,000 | 5,554 |
| Interest-bearing balances | $596,000 | 3,088 |
| Securities | $23,131,000 | 5,004 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,086 |
| Net loans & leases | $43,723,000 | 5,455 |
| Loan loss allowance | $719,000 | 4,632 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,324,000 | 3,232 |
| Other real estate owned | $117,000 | 5,554 |
| Goodwill and other intangibles | $2,945,000 | 704 |
| All other assets | $799,000 | 7,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,723,000 | 5,486 |
| Total liabilities | $67,312,000 | 5,647 |
| Total deposits | $66,630,000 | 5,485 |
| Interest-bearing deposits | $56,601,000 | 5,549 |
| Deposits held in domestic offices | $66,630,000 | 5,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $582,000 | 5,596 |
| Total equity capital | $10,411,000 | 4,181 |
| Total bank equity capital | $10,411,000 | 4,181 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $440,000 | 5,962 |
| Surplus | $8,692,000 | 1,806 |
| Undivided profits | $1,279,000 | 8,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $397,000 | 5,814 |
| Earning assets | $68,050,000 | 5,689 |
| Long-term assets (5+ years) | $6,251,000 | 5,224 |
| Average Assets, year-to-date | $73,011,200 | 5,562 |
| Average Assets, quarterly | $77,711,500 | 5,424 |
| Volatile liabilities | $9,887,000 | 4,608 |
| Insider loans | $3,087,000 | 1,403 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,581,000 | 4,254 |
| Tier 1 (core) risk-based capital | $7,347,000 | 5,519 |
| Tier 2 risk-based capital | $591,030 | 4,635 |
| Total risk weighted assets | $47,154,530 | 5,266 |
| Total unused commitments | $6,581,000 | 4,267 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $67,392,000 | 6,103 |
| Cash and due from depository institutions | $3,869,000 | 5,876 |
| Interest-bearing balances | $363,000 | 3,772 |
| Securities | $11,707,000 | 8,154 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $42,820,000 | 5,524 |
| Loan loss allowance | $661,000 | 5,033 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,196,000 | 3,354 |
| Other real estate owned | $527,000 | 5,876 |
| Goodwill and other intangibles | $3,218,000 | 604 |
| All other assets | $555,000 | 9,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,392,000 | 6,103 |
| Total liabilities | $58,073,000 | 6,322 |
| Total deposits | $57,558,000 | 6,141 |
| Interest-bearing deposits | $48,459,000 | 6,232 |
| Deposits held in domestic offices | $57,558,000 | 6,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,000 | 4,633 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $411,000 | 5,969 |
| Total equity capital | $9,319,000 | 4,339 |
| Total bank equity capital | $9,319,000 | 4,339 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $220,000 | 8,030 |
| Surplus | $8,912,000 | 1,694 |
| Undivided profits | $187,000 | 11,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $353,000 | 5,772 |
| Earning assets | $57,390,000 | 6,414 |
| Long-term assets (5+ years) | $6,674,000 | 5,231 |
| Average Assets, year-to-date | $64,856,600 | 6,174 |
| Average Assets, quarterly | $65,565,500 | 6,190 |
| Volatile liabilities | $8,135,000 | 5,026 |
| Insider loans | $2,056,000 | 2,031 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,624,000 | 3,483 |
| Tier 1 (core) risk-based capital | $6,458,000 | 6,018 |
| Tier 2 risk-based capital | $607,570 | 4,491 |
| Total risk weighted assets | $48,551,770 | 5,070 |
| Total unused commitments | $8,624,000 | 3,490 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $61,673,000 | 6,695 |
| Cash and due from depository institutions | $4,675,000 | 5,435 |
| Interest-bearing balances | $56,000 | 7,037 |
| Securities | $12,059,000 | 8,325 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,264 |
| Net loans & leases | $40,663,000 | 5,648 |
| Loan loss allowance | $494,000 | 6,446 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,295,000 | 5,203 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $681,000 | 7,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,673,000 | 6,695 |
| Total liabilities | $56,828,000 | 6,617 |
| Total deposits | $55,160,000 | 6,564 |
| Interest-bearing deposits | $47,865,000 | 6,548 |
| Deposits held in domestic offices | $55,160,000 | 6,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $208,000 | 3,635 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $1,000,000 | 284 |
| All other liabilities | $460,000 | 5,685 |
| Total equity capital | $4,845,000 | 7,443 |
| Total bank equity capital | $4,845,000 | 7,443 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,100,000 | 3,552 |
| Surplus | $687,000 | 9,561 |
| Undivided profits | $3,058,000 | 6,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 5,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $320,000 | 5,742 |
| Earning assets | $55,078,000 | 6,839 |
| Long-term assets (5+ years) | $2,168,000 | 8,591 |
| Average Assets, year-to-date | $60,474,000 | 6,650 |
| Average Assets, quarterly | $61,299,000 | 6,664 |
| Volatile liabilities | $7,885,000 | 4,864 |
| Insider loans | $1,472,000 | 2,709 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,280,000 | 4,252 |
| Tier 1 (core) risk-based capital | $4,845,000 | 7,362 |
| Tier 2 risk-based capital | $1,294,000 | 2,276 |
| Total risk weighted assets | $43,753,600 | 5,488 |
| Total unused commitments | $6,280,000 | 4,279 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $60,412,000 | 6,891 |
| Cash and due from depository institutions | $4,753,000 | 5,656 |
| Interest-bearing balances | $143,000 | 6,525 |
| Securities | $14,305,000 | 7,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $39,330,000 | 5,805 |
| Loan loss allowance | $384,000 | 7,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $712,000 | 7,574 |
| Other real estate owned | $642,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $670,000 | 8,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,412,000 | 6,891 |
| Total liabilities | $56,155,000 | 6,782 |
| Total deposits | $51,924,000 | 7,018 |
| Interest-bearing deposits | $44,241,000 | 7,108 |
| Deposits held in domestic offices | $51,924,000 | 7,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,000 | 3,662 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,800,000 | 1,725 |
| Subordinated debt | $1,000,000 | 310 |
| All other liabilities | $347,000 | 7,517 |
| Total equity capital | $4,257,000 | 7,955 |
| Total bank equity capital | $4,257,000 | 7,955 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,100,000 | 3,713 |
| Surplus | $688,000 | 9,741 |
| Undivided profits | $2,469,000 | 6,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 4,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $314,000 | 6,288 |
| Earning assets | $53,778,000 | 7,021 |
| Long-term assets (5+ years) | $5,341,000 | 6,288 |
| Average Assets, year-to-date | $58,622,000 | 6,894 |
| Average Assets, quarterly | $59,134,500 | 6,946 |
| Volatile liabilities | $10,613,000 | 3,934 |
| Insider loans | $288,000 | 3,009 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,339,000 | 4,438 |
| Tier 1 (core) risk-based capital | $4,257,000 | 7,899 |
| Tier 2 risk-based capital | $1,384,000 | 2,204 |
| Total risk weighted assets | $42,201,300 | 5,701 |
| Total unused commitments | $5,339,000 | 4,463 |
| Derivatives | $0 | 651 |