National Bank of Commerce Trust and Savings Association, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$7,408,000259
Loans secured by real estate, total$57,0001,697
To non-U.S. addressees$08
Real estate loans in domestic offices$57,0001,696
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$57,0001,163
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$60,0003,116
Loans to individuals$6,129,000186
Credit card loan charge offs$5,891,000109
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$238,0001,059
Loans to foreign governments and official institutions$010
Other loans$1,162,00046
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,126,000238
Loans secured by real estate, total$03,744
To non-U.S. addressees$09
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$92,000960
Loans to individuals$1,346,000198
Credit card loan recoveries$1,206,000100
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$140,000584
Loans to foreign governments and official institutions$011
Other loans$688,00031
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,282,000258
Loans secured by real estate, total$57,0001,382
To non-U.S. addressees$07
Real estate loans in domestic offices$57,0001,382
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$57,000989
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$-32,0009,730
To non-U.S. addressees$035
Loans to individuals$4,783,000181
Credit card loan net charge offs$4,685,000108
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$98,0001,544
Loans to foreign governments and official institutions$09
Other loans$474,00056
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$6,845,000290
Loans secured by real estate, total$04,620
To non-U.S. addressees$013
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$31,0004,060
Loans to individuals$6,233,000204
Credit card loan charge offs$5,885,000133
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$348,000788
Loans to foreign governments and official institutions$011
Other loans$581,00056
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,071,000259
Loans secured by real estate, total$77,000743
To non-U.S. addressees$010
Real estate loans in domestic offices$77,000743
Construction and land development$0460
Secured by farmland$15,000188
Secured by 1-4 family residential properties - total recoveries$62,000463
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$36,00077
Commercial and industrial loans$194,000508
Loans to individuals$1,252,000215
Credit card loan recoveries$1,042,000114
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$210,000421
Loans to foreign governments and official institutions$014
Other loans$512,00034
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,774,000286
Loans secured by real estate, total$-77,00010,204
To non-U.S. addressees$012
Real estate loans in domestic offices$-77,00010,223
Construction and land development$0552
Secured by farmland$-15,0009,188
Secured by 1-4 family residential properties- net charge-offs$-62,00010,356
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$-36,0001,097
Commercial and industrial loans$-163,00010,347
To non-U.S. addressees$036
Loans to individuals$4,981,000200
Credit card loan net charge offs$4,843,000133
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$138,0001,270
Loans to foreign governments and official institutions$010
Other loans$69,000124
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$7,131,000283
Loans secured by real estate, total$96,0001,452
To non-U.S. addressees$011
Real estate loans in domestic offices$96,0001,452
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$96,000931
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$141,0001,823
Loans to individuals$6,127,000216
Credit card loan charge offs$5,761,000135
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$366,000828
Loans to foreign governments and official institutions$07
Other loans$767,00041
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,739,000287
Loans secured by real estate, total$67,000919
To non-U.S. addressees$012
Real estate loans in domestic offices$67,000919
Construction and land development$0513
Secured by farmland$9,000254
Secured by 1-4 family residential properties - total recoveries$58,000540
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$5,000169
Commercial and industrial loans$179,000578
Loans to individuals$968,000253
Credit card loan recoveries$753,000130
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$215,000450
Loans to foreign governments and official institutions$027
Other loans$520,00036
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,392,000273
Loans secured by real estate, total$29,0002,109
To non-U.S. addressees$010
Real estate loans in domestic offices$29,0002,107
Construction and land development$0590
Secured by farmland$-9,0009,521
Secured by 1-4 family residential properties- net charge-offs$38,0001,359
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$-5,0001,056
Commercial and industrial loans$-38,00010,362
To non-U.S. addressees$021
Loans to individuals$5,159,000201
Credit card loan net charge offs$5,008,000134
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$151,0001,267
Loans to foreign governments and official institutions$07
Other loans$247,00057
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$6,109,000366
Loans secured by real estate, total$05,176
To non-U.S. addressees$010
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$36,000136
Commercial and industrial loans$325,000958
Loans to individuals$5,145,000254
Credit card loan charge offs$4,827,000156
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$318,000942
Loans to foreign governments and official institutions$011
Other loans$603,00060
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,652,000357
Loans secured by real estate, total$268,000438
To non-U.S. addressees$08
Real estate loans in domestic offices$268,000438
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$1,0003,141
Secured by multifamily residential properties$267,00056
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$10,000156
Commercial and industrial loans$163,000741
Loans to individuals$799,000311
Credit card loan recoveries$647,000144
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$152,000667
Loans to foreign governments and official institutions$032
Other loans$412,00049
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,457,000364
Loans secured by real estate, total$-268,00011,341
To non-U.S. addressees$07
Real estate loans in domestic offices$-268,00011,366
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-1,0009,943
Secured by multifamily residential properties$-267,00011,431
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$26,000114
Commercial and industrial loans$162,0001,288
To non-U.S. addressees$022
Loans to individuals$4,346,000237
Credit card loan net charge offs$4,180,000153
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$166,0001,176
Loans to foreign governments and official institutions$05
Other loans$191,00082
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$3,850,000494
Loans secured by real estate, total$54,0002,326
To non-U.S. addressees$015
Real estate loans in domestic offices$54,0002,324
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$54,0001,507
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$07,579
Loans to individuals$3,392,000294
Credit card loan charge offs$3,256,000168
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$136,0001,592
Loans to foreign governments and official institutions$015
Other loans$404,00079
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,403,000410
Loans secured by real estate, total$131,000728
To non-U.S. addressees$013
Real estate loans in domestic offices$131,000727
Construction and land development$0688
Secured by farmland$16,000219
Secured by 1-4 family residential properties - total recoveries$4,0002,552
Secured by multifamily residential properties$111,000111
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$11,000135
Commercial and industrial loans$128,000958
Loans to individuals$837,000309
Credit card loan recoveries$701,000144
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$136,000734
Loans to foreign governments and official institutions$030
Other loans$296,00059
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,447,000505
Loans secured by real estate, total$-77,00011,662
To non-U.S. addressees$012
Real estate loans in domestic offices$-77,00011,692
Construction and land development$0772
Secured by farmland$-16,00010,361
Secured by 1-4 family residential properties- net charge-offs$50,0001,345
Secured by multifamily residential properties$-111,00011,927
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$-11,0001,147
Commercial and industrial loans$-128,00011,668
To non-U.S. addressees$022
Loans to individuals$2,555,000279
Credit card loan net charge offs$2,555,000172
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,848
Loans to foreign governments and official institutions$011
Other loans$108,000108
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$3,127,000564
Loans secured by real estate, total$06,101
To non-U.S. addressees$013
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$07,969
Loans to individuals$2,978,000267
Credit card loan charge offs$2,881,000156
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$97,0001,950
Loans to foreign governments and official institutions$015
Other loans$149,000112
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,325,000456
Loans secured by real estate, total$164,000709
To non-U.S. addressees$012
Real estate loans in domestic offices$164,000708
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$3,0003,040
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$161,000406
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$21,000118
Commercial and industrial loans$335,000521
Loans to individuals$668,000349
Credit card loan recoveries$545,000161
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$123,000824
Loans to foreign governments and official institutions$034
Other loans$137,00097
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,802,000599
Loans secured by real estate, total$-164,00012,430
To non-U.S. addressees$09
Real estate loans in domestic offices$-164,00012,468
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-3,00011,185
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-161,00012,458
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$-21,0001,113
Commercial and industrial loans$-335,00012,424
To non-U.S. addressees$026
Loans to individuals$2,310,000227
Credit card loan net charge offs$2,336,000155
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-26,00012,348
Loans to foreign governments and official institutions$09
Other loans$12,000215
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$2,482,000780
Loans secured by real estate, total$411,0001,147
To non-U.S. addressees$019
Real estate loans in domestic offices$411,0001,146
Construction and land development$332,000357
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$79,0001,597
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$08,929
Loans to individuals$1,978,000365
Credit card loan charge offs$1,913,000199
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$65,0002,896
Loans to foreign governments and official institutions$034
Other loans$93,000180
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,580,000418
Loans secured by real estate, total$638,000300
To non-U.S. addressees$016
Real estate loans in domestic offices$638,000300
Construction and land development$632,00078
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$6,0001,779
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$94,00059
Commercial and industrial loans$220,000778
Loans to individuals$477,000429
Credit card loan recoveries$368,000194
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$109,000976
Loans to foreign governments and official institutions$038
Other loans$151,00093
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$902,0001,233
Loans secured by real estate, total$-227,00013,187
To non-U.S. addressees$018
Real estate loans in domestic offices$-227,00013,227
Construction and land development$-300,00013,242
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$79,0001,374
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-6,00012,490
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$-94,0001,142
Commercial and industrial loans$-220,00013,109
To non-U.S. addressees$036
Loans to individuals$1,501,000330
Credit card loan net charge offs$1,545,000200
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-44,00013,164
Loans to foreign governments and official institutions$028
Other loans$-58,0001,126
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$2,405,000985
Loans secured by real estate, total$300,0001,721
To non-U.S. addressees$017
Real estate loans in domestic offices$300,0001,721
Construction and land development$300,000512
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$09,917
Loans to individuals$1,765,000465
Credit card loan charge offs$1,579,000255
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$186,0001,662
Loans to foreign governments and official institutions$043
Other loans$340,000113
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,276,000462
Loans secured by real estate, total$11,0003,360
To non-U.S. addressees$07
Real estate loans in domestic offices$11,0003,360
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$11,0001,425
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$26,000114
Commercial and industrial loans$375,000487
Loans to individuals$736,000352
Credit card loan recoveries$377,000193
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$359,000442
Loans to foreign governments and official institutions$047
Other loans$128,00099
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,129,0001,453
Loans secured by real estate, total$289,0001,596
To non-U.S. addressees$017
Real estate loans in domestic offices$289,0001,596
Construction and land development$300,000482
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$-11,00013,486
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$-26,0001,139
Commercial and industrial loans$-375,00013,886
To non-U.S. addressees$050
Loans to individuals$1,029,000526
Credit card loan net charge offs$1,202,000271
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-173,00013,923
Loans to foreign governments and official institutions$037
Other loans$212,000115
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.