Home > National Bank of Commerce Trust and Savings Association > Income and Expense
National Bank of Commerce Trust and Savings Association, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $98,663,000 | 412 |
| Total interest expense | $44,668,000 | 419 |
| Net interest income | $53,995,000 | 394 |
| Provision for loan and lease losses | $5,675,000 | 275 |
| Total noninterest income | $52,238,000 | 225 |
| Gross Fiduciary activities income | $6,518,000 | 163 |
| Service charges on deposit accounts | $3,814,000 | 369 |
| Trading account gains and fees | $147,000 | 113 |
| Additional Noninterest Income | $41,759,000 | 190 |
| Total noninterest expense | $69,089,000 | 283 |
| Salaries and employee benefits | $31,721,000 | 248 |
| Premises and equipment expense | $8,948,000 | 281 |
| Additional noninterest expense | $28,420,000 | 293 |
| Pre-tax net operating income | $31,469,000 | 349 |
| Securities gains (losses) | $66,000 | 884 |
| Applicable income taxes | $11,041,000 | 346 |
| Income before extraordinary items | $20,494,000 | 362 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $20,494,000 | 362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,282,000 | 258 |
| Cash dividends | $14,000,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $20,451,100 | 353 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $93,612,000 | 426 |
| Total interest expense | $42,567,000 | 448 |
| Net interest income | $51,045,000 | 398 |
| Provision for loan and lease losses | $5,648,000 | 288 |
| Total noninterest income | $46,802,000 | 239 |
| Gross Fiduciary activities income | $7,306,000 | 160 |
| Service charges on deposit accounts | $3,440,000 | 386 |
| Trading account gains and fees | $120,000 | 152 |
| Additional Noninterest Income | $35,936,000 | 206 |
| Total noninterest expense | $62,181,000 | 295 |
| Salaries and employee benefits | $29,031,000 | 265 |
| Premises and equipment expense | $8,234,000 | 282 |
| Additional noninterest expense | $24,916,000 | 311 |
| Pre-tax net operating income | $30,018,000 | 322 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $10,714,000 | 332 |
| Income before extraordinary items | $19,304,000 | 347 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $19,304,000 | 347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,774,000 | 286 |
| Cash dividends | $14,000,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $19,304,000 | 328 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $87,228,000 | 447 |
| Total interest expense | $39,664,000 | 479 |
| Net interest income | $47,564,000 | 419 |
| Provision for loan and lease losses | $6,852,000 | 274 |
| Total noninterest income | $48,151,000 | 222 |
| Gross Fiduciary activities income | $6,790,000 | 170 |
| Service charges on deposit accounts | $3,562,000 | 374 |
| Trading account gains and fees | $83,000 | 168 |
| Additional Noninterest Income | $37,716,000 | 187 |
| Total noninterest expense | $62,102,000 | 286 |
| Salaries and employee benefits | $25,431,000 | 283 |
| Premises and equipment expense | $7,820,000 | 300 |
| Additional noninterest expense | $28,851,000 | 273 |
| Pre-tax net operating income | $26,761,000 | 364 |
| Securities gains (losses) | $145,000 | 833 |
| Applicable income taxes | $9,560,000 | 374 |
| Income before extraordinary items | $17,346,000 | 387 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,346,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,392,000 | 273 |
| Cash dividends | $11,000,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $17,253,200 | 370 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $80,519,000 | 505 |
| Total interest expense | $36,622,000 | 531 |
| Net interest income | $43,897,000 | 479 |
| Provision for loan and lease losses | $5,609,000 | 315 |
| Total noninterest income | $44,041,000 | 251 |
| Gross Fiduciary activities income | $5,948,000 | 200 |
| Service charges on deposit accounts | $3,241,000 | 447 |
| Trading account gains and fees | $83,000 | 182 |
| Additional Noninterest Income | $34,769,000 | 206 |
| Total noninterest expense | $58,405,000 | 347 |
| Salaries and employee benefits | $23,348,000 | 341 |
| Premises and equipment expense | $7,280,000 | 354 |
| Additional noninterest expense | $27,777,000 | 346 |
| Pre-tax net operating income | $23,924,000 | 405 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,484,000 | 400 |
| Income before extraordinary items | $15,440,000 | 421 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $15,440,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,457,000 | 364 |
| Cash dividends | $9,000,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $15,440,000 | 416 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $71,974,000 | 581 |
| Total interest expense | $34,719,000 | 583 |
| Net interest income | $37,255,000 | 561 |
| Provision for loan and lease losses | $3,081,000 | 435 |
| Total noninterest income | $34,566,000 | 287 |
| Gross Fiduciary activities income | $5,370,000 | 225 |
| Service charges on deposit accounts | $2,914,000 | 507 |
| Trading account gains and fees | $52,000 | 322 |
| Additional Noninterest Income | $26,230,000 | 237 |
| Total noninterest expense | $48,952,000 | 406 |
| Salaries and employee benefits | $21,330,000 | 376 |
| Premises and equipment expense | $6,837,000 | 396 |
| Additional noninterest expense | $20,785,000 | 423 |
| Pre-tax net operating income | $19,788,000 | 489 |
| Securities gains (losses) | $171,000 | 734 |
| Applicable income taxes | $6,992,000 | 478 |
| Income before extraordinary items | $12,967,000 | 501 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $12,967,000 | 502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,447,000 | 505 |
| Cash dividends | $7,000,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $12,855,850 | 500 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $59,254,000 | 606 |
| Total interest expense | $23,498,000 | 627 |
| Net interest income | $35,756,000 | 575 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $29,049,000 | 311 |
| Gross Fiduciary activities income | $5,084,000 | 222 |
| Service charges on deposit accounts | $3,007,000 | 480 |
| Trading account gains and fees | $86,000 | 244 |
| Additional Noninterest Income | $20,872,000 | 265 |
| Total noninterest expense | $42,721,000 | 447 |
| Salaries and employee benefits | $19,136,000 | 410 |
| Premises and equipment expense | $6,914,000 | 382 |
| Additional noninterest expense | $16,671,000 | 493 |
| Pre-tax net operating income | $22,084,000 | 429 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $7,796,000 | 405 |
| Income before extraordinary items | $14,298,000 | 427 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $14,298,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,802,000 | 599 |
| Cash dividends | $6,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $14,291,500 | 433 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $53,456,000 | 657 |
| Total interest expense | $18,978,000 | 746 |
| Net interest income | $34,478,000 | 590 |
| Provision for loan and lease losses | $700,000 | 1,660 |
| Total noninterest income | $30,318,000 | 294 |
| Gross Fiduciary activities income | $4,778,000 | 232 |
| Service charges on deposit accounts | $2,841,000 | 494 |
| Trading account gains and fees | $123,000 | 252 |
| Additional Noninterest Income | $22,576,000 | 247 |
| Total noninterest expense | $43,262,000 | 445 |
| Salaries and employee benefits | $17,747,000 | 433 |
| Premises and equipment expense | $7,537,000 | 367 |
| Additional noninterest expense | $17,978,000 | 510 |
| Pre-tax net operating income | $20,834,000 | 394 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $7,009,000 | 416 |
| Income before extraordinary items | $13,854,000 | 411 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $13,909,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $902,000 | 1,233 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,834,860 | 390 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $53,949,000 | 730 |
| Total interest expense | $21,104,000 | 874 |
| Net interest income | $32,845,000 | 626 |
| Provision for loan and lease losses | $2,700,000 | 913 |
| Total noninterest income | $28,099,000 | 309 |
| Gross Fiduciary activities income | $4,465,000 | 233 |
| Service charges on deposit accounts | $2,882,000 | 487 |
| Trading account gains and fees | $82,000 | 282 |
| Additional Noninterest Income | $20,670,000 | 267 |
| Total noninterest expense | $40,549,000 | 479 |
| Salaries and employee benefits | $16,502,000 | 449 |
| Premises and equipment expense | $7,234,000 | 382 |
| Additional noninterest expense | $16,813,000 | 533 |
| Pre-tax net operating income | $17,695,000 | 387 |
| Securities gains (losses) | $349,000 | 1,399 |
| Applicable income taxes | $6,042,000 | 411 |
| Income before extraordinary items | $12,002,000 | 422 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,002,000 | 427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,129,000 | 1,453 |
| Cash dividends | $4,000,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,768,170 | 384 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.