Home > National Bank of Commerce Trust and Savings Association > Net charge- offs to loans
National Bank of Commerce Trust and Savings Association, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6642% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9922% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3985% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5616% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6174% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0557% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1164% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1294% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9077% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0381% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7714% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2175% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1043% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1906% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4016% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6666% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1161% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6416% | 1,417 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6852% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8192% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3882% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4318% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0401% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3033% | 1,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0894% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1358% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1222% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0271% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1783% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3596% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1031% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2349% | 1,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4276% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1496% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9664% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2074% | 5,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1701% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | -2.6550% | 1,447 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2077% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2443% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3034% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8711% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0697% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2662% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 6,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2180% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 1.7789% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5447% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6733% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7613% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4000% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |