Home > National Bank of Commerce Trust and Savings Association > Assets and Liabilities
National Bank of Commerce Trust and Savings Association, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 768 | 244 |
| Assets and Liabilities | ||
| Total Assets: | $1,488,932,000 | 397 |
| Cash and due from depository institutions | $125,700,000 | 244 |
| Interest-bearing balances | $95,000 | 4,977 |
| Securities | $401,417,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $27,075,000 | 405 |
| Net loans & leases | $834,202,000 | 441 |
| Loan loss allowance | $14,969,000 | 351 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $34,848,000 | 226 |
| Other real estate owned | $0 | 244 |
| Goodwill and other intangibles | $18,373,000 | 270 |
| All other assets | $47,317,000 | 334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,488,932,000 | 397 |
| Total liabilities | $1,392,027,000 | 388 |
| Total deposits | $1,062,280,000 | 390 |
| Interest-bearing deposits | $821,393,000 | 428 |
| Deposits held in domestic offices | $1,062,280,000 | 386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,575,000 | 271 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $139,165,000 | 407 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $34,007,000 | 290 |
| Total equity capital | $96,905,000 | 505 |
| Total bank equity capital | $96,905,000 | 505 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $9,949,000 | 1,652 |
| Undivided profits | $81,956,000 | 306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,602,000 | 1,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $709,000 | 219 |
| Income earned, not collected on loans | $6,702,000 | 362 |
| Earning assets | $1,262,789,000 | 411 |
| Long-term assets (5+ years) | $343,250,000 | 337 |
| Average Assets, year-to-date | $1,438,333,000 | 391 |
| Average Assets, quarterly | $1,475,481,500 | 394 |
| Volatile liabilities | $355,831,000 | 415 |
| Insider loans | $54,200,000 | 71 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $25,232,000 | 141 |
| Unused loan commitments | $1,980,897,000 | 147 |
| Tier 1 (core) risk-based capital | $111,012,000 | 432 |
| Tier 2 risk-based capital | $13,674,260 | 366 |
| Total risk weighted assets | $1,092,645,960 | 369 |
| Total unused commitments | $1,980,897,000 | 147 |
| Derivatives | $53,705,000 | 233 |
| 1998-12-31 | Rank | |
| # of Employees: | 767 | 241 |
| Assets and Liabilities | ||
| Total Assets: | $1,361,484,000 | 414 |
| Cash and due from depository institutions | $124,889,000 | 241 |
| Interest-bearing balances | $19,000 | 6,052 |
| Securities | $360,293,000 | 384 |
| Federal funds sold & reverse repurchase agreements | $4,265,000 | 3,848 |
| Net loans & leases | $789,395,000 | 434 |
| Loan loss allowance | $14,576,000 | 358 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $29,359,000 | 258 |
| Other real estate owned | $0 | 241 |
| Goodwill and other intangibles | $16,674,000 | 284 |
| All other assets | $36,609,000 | 371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,361,484,000 | 414 |
| Total liabilities | $1,261,137,000 | 409 |
| Total deposits | $1,024,846,000 | 395 |
| Interest-bearing deposits | $713,385,000 | 462 |
| Deposits held in domestic offices | $1,024,846,000 | 389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $138,597,000 | 261 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $70,100,000 | 488 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $27,594,000 | 331 |
| Total equity capital | $100,347,000 | 496 |
| Total bank equity capital | $100,347,000 | 496 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 693 |
| Surplus | $9,949,000 | 1,574 |
| Undivided profits | $85,398,000 | 304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,374,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $534,000 | 277 |
| Income earned, not collected on loans | $7,080,000 | 341 |
| Earning assets | $1,153,972,000 | 436 |
| Long-term assets (5+ years) | $200,459,000 | 479 |
| Average Assets, year-to-date | $1,325,803,800 | 400 |
| Average Assets, quarterly | $1,341,970,500 | 409 |
| Volatile liabilities | $250,684,000 | 466 |
| Insider loans | $54,237,000 | 73 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $64,463,000 | 120 |
| Unused loan commitments | $1,380,203,000 | 165 |
| Tier 1 (core) risk-based capital | $103,151,000 | 444 |
| Tier 2 risk-based capital | $12,014,520 | 395 |
| Total risk weighted assets | $958,599,720 | 393 |
| Total unused commitments | $1,380,203,000 | 167 |
| Derivatives | $148,580,000 | 185 |
| 1997-12-31 | Rank | |
| # of Employees: | 678 | 274 |
| Assets and Liabilities | ||
| Total Assets: | $1,303,933,000 | 420 |
| Cash and due from depository institutions | $145,008,000 | 274 |
| Interest-bearing balances | $5,011,000 | 900 |
| Securities | $315,401,000 | 426 |
| Federal funds sold & reverse repurchase agreements | $24,920,000 | 532 |
| Net loans & leases | $752,416,000 | 457 |
| Loan loss allowance | $13,702,000 | 385 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $25,024,000 | 296 |
| Other real estate owned | $0 | 274 |
| Goodwill and other intangibles | $8,784,000 | 399 |
| All other assets | $32,380,000 | 378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,303,933,000 | 420 |
| Total liabilities | $1,208,141,000 | 408 |
| Total deposits | $980,863,000 | 410 |
| Interest-bearing deposits | $684,739,000 | 491 |
| Deposits held in domestic offices | $980,863,000 | 404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $131,013,000 | 287 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $75,100,000 | 455 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $21,165,000 | 392 |
| Total equity capital | $95,792,000 | 514 |
| Total bank equity capital | $95,792,000 | 514 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000,000 | 704 |
| Surplus | $9,949,000 | 1,566 |
| Undivided profits | $80,843,000 | 316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,838,000 | 1,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $856,000 | 162 |
| Income earned, not collected on loans | $6,988,000 | 353 |
| Earning assets | $1,097,748,000 | 454 |
| Long-term assets (5+ years) | $216,252,000 | 386 |
| Average Assets, year-to-date | $1,214,971,000 | 430 |
| Average Assets, quarterly | $1,265,611,500 | 430 |
| Volatile liabilities | $284,917,000 | 435 |
| Insider loans | $28,492,000 | 146 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $30,458,000 | 128 |
| Unused loan commitments | $1,183,362,000 | 181 |
| Tier 1 (core) risk-based capital | $97,499,000 | 465 |
| Tier 2 risk-based capital | $11,273,460 | 387 |
| Total risk weighted assets | $899,448,260 | 394 |
| Total unused commitments | $1,183,362,000 | 181 |
| Derivatives | $85,000 | 523 |
| 1996-12-31 | Rank | |
| # of Employees: | 643 | 323 |
| Assets and Liabilities | ||
| Total Assets: | $1,192,714,000 | 489 |
| Cash and due from depository institutions | $120,346,000 | 323 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $325,961,000 | 433 |
| Federal funds sold & reverse repurchase agreements | $23,255,000 | 568 |
| Net loans & leases | $666,251,000 | 531 |
| Loan loss allowance | $12,242,000 | 451 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $21,926,000 | 352 |
| Other real estate owned | $0 | 323 |
| Goodwill and other intangibles | $7,135,000 | 451 |
| All other assets | $27,840,000 | 442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,192,714,000 | 489 |
| Total liabilities | $1,103,111,000 | 485 |
| Total deposits | $940,055,000 | 458 |
| Interest-bearing deposits | $662,873,000 | 553 |
| Deposits held in domestic offices | $940,055,000 | 452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,598,000 | 397 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $60,100,000 | 526 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $16,358,000 | 470 |
| Total equity capital | $89,603,000 | 555 |
| Total bank equity capital | $89,603,000 | 555 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000,000 | 750 |
| Surplus | $9,949,000 | 1,612 |
| Undivided profits | $74,654,000 | 355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,761,000 | 1,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,155,000 | 115 |
| Income earned, not collected on loans | $6,319,000 | 417 |
| Earning assets | $1,015,467,000 | 516 |
| Long-term assets (5+ years) | $181,948,000 | 444 |
| Average Assets, year-to-date | $1,117,557,200 | 496 |
| Average Assets, quarterly | $1,149,961,000 | 495 |
| Volatile liabilities | $250,210,000 | 484 |
| Insider loans | $40,204,000 | 134 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $15,294,000 | 162 |
| Unused loan commitments | $1,056,428,000 | 196 |
| Tier 1 (core) risk-based capital | $89,677,000 | 526 |
| Tier 2 risk-based capital | $10,191,530 | 444 |
| Total risk weighted assets | $813,271,830 | 454 |
| Total unused commitments | $1,056,428,000 | 196 |
| Derivatives | $38,425,000 | 320 |
| 1995-12-31 | Rank | |
| # of Employees: | 647 | 345 |
| Assets and Liabilities | ||
| Total Assets: | $1,053,153,000 | 559 |
| Cash and due from depository institutions | $91,099,000 | 345 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $280,251,000 | 510 |
| Federal funds sold & reverse repurchase agreements | $7,960,000 | 1,849 |
| Net loans & leases | $625,918,000 | 571 |
| Loan loss allowance | $11,090,000 | 518 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $23,262,000 | 353 |
| Other real estate owned | $0 | 345 |
| Goodwill and other intangibles | $4,601,000 | 544 |
| All other assets | $20,062,000 | 574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,053,153,000 | 559 |
| Total liabilities | $968,288,000 | 556 |
| Total deposits | $864,167,000 | 524 |
| Interest-bearing deposits | $633,343,000 | 589 |
| Deposits held in domestic offices | $864,167,000 | 517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,642,000 | 494 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $32,389,000 | 667 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $13,090,000 | 580 |
| Total equity capital | $84,865,000 | 598 |
| Total bank equity capital | $84,865,000 | 598 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000,000 | 752 |
| Surplus | $9,949,000 | 1,605 |
| Undivided profits | $69,916,000 | 390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 2,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $261,000 | 482 |
| Income earned, not collected on loans | $6,831,000 | 423 |
| Earning assets | $914,129,000 | 582 |
| Long-term assets (5+ years) | $111,239,000 | 624 |
| Average Assets, year-to-date | $990,127,800 | 565 |
| Average Assets, quarterly | $1,027,209,500 | 560 |
| Volatile liabilities | $167,520,000 | 615 |
| Insider loans | $33,305,000 | 179 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $22,213,000 | 141 |
| Unused loan commitments | $989,594,000 | 218 |
| Tier 1 (core) risk-based capital | $81,413,000 | 585 |
| Tier 2 risk-based capital | $9,043,540 | 503 |
| Total risk weighted assets | $721,436,540 | 508 |
| Total unused commitments | $989,594,000 | 218 |
| Derivatives | $55,000 | 622 |
| 1994-12-31 | Rank | |
| # of Employees: | 621 | 355 |
| Assets and Liabilities | ||
| Total Assets: | $954,245,000 | 580 |
| Cash and due from depository institutions | $80,372,000 | 355 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $260,621,000 | 561 |
| Federal funds sold & reverse repurchase agreements | $45,775,000 | 289 |
| Net loans & leases | $525,534,000 | 619 |
| Loan loss allowance | $10,456,000 | 539 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $22,955,000 | 360 |
| Other real estate owned | $0 | 355 |
| Goodwill and other intangibles | $3,196,000 | 609 |
| All other assets | $15,792,000 | 700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $954,245,000 | 580 |
| Total liabilities | $879,727,000 | 583 |
| Total deposits | $804,024,000 | 543 |
| Interest-bearing deposits | $564,944,000 | 630 |
| Deposits held in domestic offices | $804,024,000 | 533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,468,000 | 528 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,100,000 | 1,224 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $8,135,000 | 680 |
| Total equity capital | $74,518,000 | 599 |
| Total bank equity capital | $74,518,000 | 599 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,000,000 | 743 |
| Surplus | $9,949,000 | 1,541 |
| Undivided profits | $59,569,000 | 385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,696,000 | 1,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $625,000 | 204 |
| Income earned, not collected on loans | $5,085,000 | 451 |
| Earning assets | $831,930,000 | 598 |
| Long-term assets (5+ years) | $131,566,000 | 539 |
| Average Assets, year-to-date | $906,792,400 | 594 |
| Average Assets, quarterly | $927,914,500 | 592 |
| Volatile liabilities | $143,906,000 | 658 |
| Insider loans | $37,051,000 | 164 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $4,098,000 | 304 |
| Unused loan commitments | $477,790,000 | 285 |
| Tier 1 (core) risk-based capital | $74,367,000 | 593 |
| Tier 2 risk-based capital | $7,469,690 | 553 |
| Total risk weighted assets | $594,589,090 | 574 |
| Total unused commitments | $477,790,000 | 289 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 580 | 393 |
| Assets and Liabilities | ||
| Total Assets: | $888,466,000 | 620 |
| Cash and due from depository institutions | $76,857,000 | 393 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $209,387,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $93,030,000 | 195 |
| Net loans & leases | $469,831,000 | 671 |
| Loan loss allowance | $11,282,000 | 537 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $21,839,000 | 374 |
| Other real estate owned | $0 | 393 |
| Goodwill and other intangibles | $1,905,000 | 727 |
| All other assets | $15,617,000 | 683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $888,466,000 | 620 |
| Total liabilities | $825,055,000 | 622 |
| Total deposits | $766,595,000 | 577 |
| Interest-bearing deposits | $477,701,000 | 755 |
| Deposits held in domestic offices | $766,595,000 | 569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,364,000 | 493 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $100,000 | 4,368 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $6,996,000 | 768 |
| Total equity capital | $63,411,000 | 686 |
| Total bank equity capital | $63,411,000 | 686 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,000,000 | 732 |
| Surplus | $5,750,000 | 2,377 |
| Undivided profits | $52,661,000 | 433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,083,000 | 2,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $330,000 | 402 |
| Income earned, not collected on loans | $4,366,000 | 462 |
| Earning assets | $772,248,000 | 644 |
| Long-term assets (5+ years) | $101,067,000 | 670 |
| Average Assets, year-to-date | $817,949,600 | 650 |
| Average Assets, quarterly | $861,535,000 | 635 |
| Volatile liabilities | $119,948,000 | 699 |
| Insider loans | $25,039,000 | 201 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $20,471,000 | 209 |
| Unused loan commitments | $489,130,000 | 266 |
| Tier 1 (core) risk-based capital | $63,411,000 | 657 |
| Tier 2 risk-based capital | $7,094,360 | 576 |
| Total risk weighted assets | $563,360,860 | 587 |
| Total unused commitments | $489,130,000 | 270 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 566 | 410 |
| Assets and Liabilities | ||
| Total Assets: | $791,772,000 | 700 |
| Cash and due from depository institutions | $75,716,000 | 410 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $221,535,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $57,430,000 | 376 |
| Net loans & leases | $398,351,000 | 775 |
| Loan loss allowance | $11,484,000 | 561 |
| Trading account assets | $5,000 | 340 |
| Bank premises and fixed assets | $22,139,000 | 375 |
| Other real estate owned | $268,000 | 410 |
| Goodwill and other intangibles | $2,855,000 | 591 |
| All other assets | $13,473,000 | 808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $791,772,000 | 700 |
| Total liabilities | $737,270,000 | 692 |
| Total deposits | $650,722,000 | 704 |
| Interest-bearing deposits | $422,206,000 | 901 |
| Deposits held in domestic offices | $650,722,000 | 695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,751,000 | 358 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $100,000 | 4,299 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,697,000 | 793 |
| Total equity capital | $54,502,000 | 750 |
| Total bank equity capital | $54,502,000 | 750 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,000,000 | 734 |
| Surplus | $5,750,000 | 2,291 |
| Undivided profits | $43,752,000 | 479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,549,000 | 2,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,462,000 | 606 |
| Earning assets | $677,321,000 | 725 |
| Long-term assets (5+ years) | $90,713,000 | 690 |
| Average Assets, year-to-date | $745,404,800 | 721 |
| Average Assets, quarterly | $769,643,000 | 705 |
| Volatile liabilities | $138,477,000 | 607 |
| Insider loans | $55,000 | 7,001 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $19,693,000 | 154 |
| Unused loan commitments | $439,825,000 | 265 |
| Tier 1 (core) risk-based capital | $54,196,000 | 721 |
| Tier 2 risk-based capital | $6,555,330 | 615 |
| Total risk weighted assets | $519,497,730 | 639 |
| Total unused commitments | $439,825,000 | 266 |
| Derivatives | $0 | 651 |