Home > National Bank of Commerce of Lake Charles > Income and Expense
National Bank of Commerce of Lake Charles, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,245,000 | 4,783 |
| Total interest expense | $1,884,000 | 6,128 |
| Net interest income | $4,361,000 | 4,065 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $885,000 | 3,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $730,000 | 1,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $4,010,000 | 3,486 |
| Salaries and employee benefits | $1,912,000 | 3,411 |
| Premises and equipment expense | $510,000 | 3,800 |
| Additional noninterest expense | $1,588,000 | 3,337 |
| Pre-tax net operating income | $1,056,000 | 5,660 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $806,000 | 5,547 |
| Extraordinary gains, net | $51,000 | 2,158 |
| Net income | $857,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 3,195 |
| Cash dividends | $73,000 | 7,470 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 927 |
| Net operating income | $806,000 | 5,303 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 5,131 |
| Total interest expense | $2,260,000 | 6,483 |
| Net interest income | $4,254,000 | 4,203 |
| Provision for loan and lease losses | $211,000 | 5,078 |
| Total noninterest income | $1,046,000 | 3,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $829,000 | 1,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,400 |
| Total noninterest expense | $3,890,000 | 3,593 |
| Salaries and employee benefits | $1,734,000 | 3,686 |
| Premises and equipment expense | $583,000 | 3,458 |
| Additional noninterest expense | $1,573,000 | 3,452 |
| Pre-tax net operating income | $1,199,000 | 4,919 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $375,000 | 5,040 |
| Income before extraordinary items | $814,000 | 5,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $814,000 | 5,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 5,184 |
| Cash dividends | $62,000 | 7,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $820,800 | 4,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.