Home > National Bank of Commerce of Lake Charles > Assets and Liabilities
National Bank of Commerce of Lake Charles, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 73 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $86,156,000 | 5,069 |
| Cash and due from depository institutions | $6,230,000 | 2,864 |
| Interest-bearing balances | $925,000 | 3,530 |
| Securities | $16,823,000 | 6,883 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 3,670 |
| Net loans & leases | $55,313,000 | 4,399 |
| Loan loss allowance | $667,000 | 5,162 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,873,000 | 2,564 |
| Other real estate owned | $255,000 | 2,864 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $937,000 | 6,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,156,000 | 5,069 |
| Total liabilities | $78,137,000 | 5,072 |
| Total deposits | $76,916,000 | 4,932 |
| Interest-bearing deposits | $61,871,000 | 5,316 |
| Deposits held in domestic offices | $76,916,000 | 4,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $936,000 | 2,828 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $285,000 | 7,786 |
| Total equity capital | $8,019,000 | 4,991 |
| Total bank equity capital | $8,019,000 | 4,991 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,206,000 | 1,883 |
| Surplus | $2,189,000 | 5,214 |
| Undivided profits | $3,624,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 4,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,464 |
| Income earned, not collected on loans | $499,000 | 3,728 |
| Earning assets | $76,786,000 | 5,209 |
| Long-term assets (5+ years) | $7,743,000 | 5,117 |
| Average Assets, year-to-date | $83,609,800 | 5,073 |
| Average Assets, quarterly | $85,488,500 | 5,062 |
| Volatile liabilities | $10,037,000 | 4,087 |
| Insider loans | $4,052,000 | 1,013 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,045,000 | 3,607 |
| Tier 1 (core) risk-based capital | $8,019,000 | 4,913 |
| Tier 2 risk-based capital | $667,000 | 4,126 |
| Total risk weighted assets | $56,299,100 | 4,411 |
| Total unused commitments | $8,045,000 | 3,624 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 74 | 2,908 |
| Assets and Liabilities | ||
| Total Assets: | $79,394,000 | 5,529 |
| Cash and due from depository institutions | $5,667,000 | 2,908 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,013,000 | 7,993 |
| Federal funds sold & reverse repurchase agreements | $4,375,000 | 3,689 |
| Net loans & leases | $52,521,000 | 4,630 |
| Loan loss allowance | $681,000 | 5,113 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,411,000 | 3,026 |
| Other real estate owned | $604,000 | 2,908 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $803,000 | 7,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,394,000 | 5,529 |
| Total liabilities | $72,238,000 | 5,528 |
| Total deposits | $71,987,000 | 5,366 |
| Interest-bearing deposits | $58,441,000 | 5,695 |
| Deposits held in domestic offices | $71,987,000 | 5,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $251,000 | 9,031 |
| Total equity capital | $7,156,000 | 5,286 |
| Total bank equity capital | $7,156,000 | 5,286 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,166,000 | 1,981 |
| Surplus | $2,149,000 | 5,166 |
| Undivided profits | $2,841,000 | 6,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 6,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $432,000 | 4,711 |
| Earning assets | $69,909,000 | 5,678 |
| Long-term assets (5+ years) | $6,192,000 | 5,816 |
| Average Assets, year-to-date | $78,793,200 | 5,427 |
| Average Assets, quarterly | $78,092,000 | 5,544 |
| Volatile liabilities | $8,158,000 | 4,763 |
| Insider loans | $187,000 | 4,114 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,222,000 | 3,654 |
| Tier 1 (core) risk-based capital | $7,156,000 | 5,226 |
| Tier 2 risk-based capital | $668,850 | 4,120 |
| Total risk weighted assets | $53,495,450 | 4,660 |
| Total unused commitments | $7,222,000 | 3,674 |
| Derivatives | $0 | 651 |