National Bank of Commerce of Corinth, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$9,814,0003,339
Total interest expense$4,511,0003,312
Net interest income$5,303,0003,343
Provision for loan and lease losses$180,0003,640
Total noninterest income$934,0003,306
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$619,0002,179
Trading account gains and fees$0262
Additional Noninterest Income$315,0003,960
Total noninterest expense$2,797,0004,563
Salaries and employee benefits$1,646,0003,965
Premises and equipment expense$319,0005,342
Additional noninterest expense$832,0005,053
Pre-tax net operating income$3,260,0002,197
Securities gains (losses)$04,148
Applicable income taxes$838,0002,728
Income before extraordinary items$2,422,0002,050
Extraordinary gains, net$053
Net income$2,422,0002,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,343
Cash dividends$1,787,0001,401
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,422,0002,003
1995-12-31 (YTD Data)Rank
Total interest income$9,458,0003,459
Total interest expense$4,272,0003,483
Net interest income$5,186,0003,412
Provision for loan and lease losses$380,0001,931
Total noninterest income$909,0003,336
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$573,0002,360
Trading account gains and fees$0522
Additional Noninterest Income$336,0003,724
Total noninterest expense$2,823,0004,507
Salaries and employee benefits$1,549,0004,176
Premises and equipment expense$305,0005,563
Additional noninterest expense$969,0004,478
Pre-tax net operating income$2,892,0002,501
Securities gains (losses)$28,0001,681
Applicable income taxes$698,0003,244
Income before extraordinary items$2,222,0002,266
Extraordinary gains, net$065
Net income$2,222,0002,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,632
Cash dividends$1,705,0001,361
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,200,7202,269
1994-12-31 (YTD Data)Rank
Total interest income$8,931,0003,355
Total interest expense$3,743,0003,265
Net interest income$5,188,0003,447
Provision for loan and lease losses$120,0004,039
Total noninterest income$820,0003,646
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$519,0002,625
Trading account gains and fees$0475
Additional Noninterest Income$301,0004,082
Total noninterest expense$2,874,0004,574
Salaries and employee benefits$1,552,0004,159
Premises and equipment expense$303,0005,674
Additional noninterest expense$1,019,0004,644
Pre-tax net operating income$3,014,0002,365
Securities gains (losses)$2,0003,070
Applicable income taxes$694,0003,110
Income before extraordinary items$2,322,0002,102
Extraordinary gains, net$0249
Net income$2,322,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,684
Cash dividends$1,430,0001,459
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,320,4602,126
1993-12-31 (YTD Data)Rank
Total interest income$8,508,0003,613
Total interest expense$3,382,0003,710
Net interest income$5,126,0003,487
Provision for loan and lease losses$180,0004,132
Total noninterest income$755,0004,190
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$509,0002,735
Trading account gains and fees$0532
Additional Noninterest Income$246,0005,046
Total noninterest expense$2,678,0004,966
Salaries and employee benefits$1,499,0004,278
Premises and equipment expense$274,0006,283
Additional noninterest expense$905,0005,341
Pre-tax net operating income$3,023,0002,267
Securities gains (losses)$-30,00013,003
Applicable income taxes$714,0003,060
Income before extraordinary items$2,279,0002,196
Extraordinary gains, net$03,149
Net income$2,279,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0005,721
Cash dividends$1,430,0001,331
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,301,8002,044
1992-12-31 (YTD Data)Rank
Total interest income$9,241,0003,768
Total interest expense$4,224,0003,874
Net interest income$5,017,0003,624
Provision for loan and lease losses$191,0005,348
Total noninterest income$756,0004,143
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$525,0002,638
Trading account gains and fees$0504
Additional Noninterest Income$231,0005,223
Total noninterest expense$2,705,0004,962
Salaries and employee benefits$1,518,0004,190
Premises and equipment expense$279,0006,297
Additional noninterest expense$908,0005,481
Pre-tax net operating income$2,877,0002,159
Securities gains (losses)$10,0006,439
Applicable income taxes$723,0002,874
Income before extraordinary items$2,164,0002,122
Extraordinary gains, net$01,422
Net income$2,164,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0006,122
Cash dividends$1,320,0001,216
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,156,5001,956

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.