Home > National Bank of Commerce of Birmingham > Income and Expense
National Bank of Commerce of Birmingham, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $57,586,000 | 511 |
| Total interest expense | $19,347,000 | 442 |
| Net interest income | $38,239,000 | 536 |
| Provision for loan and lease losses | $1,095,000 | 972 |
| Total noninterest income | $38,884,000 | 255 |
| Gross Fiduciary activities income | $2,343,000 | 230 |
| Service charges on deposit accounts | $2,926,000 | 591 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,615,000 | 218 |
| Total noninterest expense | $53,836,000 | 346 |
| Salaries and employee benefits | $36,828,000 | 262 |
| Premises and equipment expense | $5,000,000 | 466 |
| Additional noninterest expense | $12,008,000 | 467 |
| Pre-tax net operating income | $22,192,000 | 459 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $7,160,000 | 463 |
| Income before extraordinary items | $15,032,000 | 480 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,032,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,140 |
| Cash dividends | $7,350,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,032,000 | 468 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $41,647,000 | 517 |
| Total interest expense | $13,600,000 | 458 |
| Net interest income | $28,047,000 | 544 |
| Provision for loan and lease losses | $1,095,000 | 722 |
| Total noninterest income | $29,921,000 | 259 |
| Gross Fiduciary activities income | $1,664,000 | 247 |
| Service charges on deposit accounts | $2,202,000 | 599 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,055,000 | 217 |
| Total noninterest expense | $40,656,000 | 340 |
| Salaries and employee benefits | $28,219,000 | 254 |
| Premises and equipment expense | $3,709,000 | 479 |
| Additional noninterest expense | $8,728,000 | 477 |
| Pre-tax net operating income | $16,217,000 | 466 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,221,000 | 471 |
| Income before extraordinary items | $10,996,000 | 485 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $10,996,000 | 486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $819,000 | 660 |
| Cash dividends | $2,950,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $10,996,000 | 470 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $26,724,000 | 528 |
| Total interest expense | $8,705,000 | 465 |
| Net interest income | $18,019,000 | 556 |
| Provision for loan and lease losses | $825,000 | 622 |
| Total noninterest income | $20,583,000 | 255 |
| Gross Fiduciary activities income | $1,143,000 | 242 |
| Service charges on deposit accounts | $1,420,000 | 612 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,020,000 | 214 |
| Total noninterest expense | $27,351,000 | 337 |
| Salaries and employee benefits | $19,137,000 | 251 |
| Premises and equipment expense | $2,471,000 | 479 |
| Additional noninterest expense | $5,743,000 | 479 |
| Pre-tax net operating income | $10,426,000 | 472 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,353,000 | 487 |
| Income before extraordinary items | $7,073,000 | 501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,073,000 | 500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $824,000 | 496 |
| Cash dividends | $2,950,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,073,000 | 477 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $13,313,000 | 537 |
| Total interest expense | $4,381,000 | 476 |
| Net interest income | $8,932,000 | 562 |
| Provision for loan and lease losses | $575,000 | 465 |
| Total noninterest income | $10,411,000 | 240 |
| Gross Fiduciary activities income | $555,000 | 248 |
| Service charges on deposit accounts | $677,000 | 634 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,179,000 | 213 |
| Total noninterest expense | $13,821,000 | 331 |
| Salaries and employee benefits | $9,747,000 | 250 |
| Premises and equipment expense | $1,225,000 | 493 |
| Additional noninterest expense | $2,849,000 | 477 |
| Pre-tax net operating income | $4,947,000 | 483 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,583,000 | 511 |
| Income before extraordinary items | $3,364,000 | 531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,364,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $866,000 | 303 |
| Cash dividends | $1,750,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,364,000 | 497 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $54,632,000 | 525 |
| Total interest expense | $18,641,000 | 493 |
| Net interest income | $35,991,000 | 540 |
| Provision for loan and lease losses | $2,975,000 | 479 |
| Total noninterest income | $46,651,000 | 238 |
| Gross Fiduciary activities income | $2,264,000 | 238 |
| Service charges on deposit accounts | $2,781,000 | 615 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $41,606,000 | 207 |
| Total noninterest expense | $55,840,000 | 340 |
| Salaries and employee benefits | $40,165,000 | 241 |
| Premises and equipment expense | $4,655,000 | 501 |
| Additional noninterest expense | $11,020,000 | 515 |
| Pre-tax net operating income | $23,827,000 | 414 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $7,838,000 | 441 |
| Income before extraordinary items | $15,989,000 | 453 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,989,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,732,000 | 611 |
| Cash dividends | $8,400,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $15,989,000 | 425 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $41,394,000 | 536 |
| Total interest expense | $14,506,000 | 499 |
| Net interest income | $26,888,000 | 550 |
| Provision for loan and lease losses | $1,500,000 | 649 |
| Total noninterest income | $37,730,000 | 235 |
| Gross Fiduciary activities income | $1,612,000 | 257 |
| Service charges on deposit accounts | $2,069,000 | 626 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,049,000 | 201 |
| Total noninterest expense | $43,905,000 | 330 |
| Salaries and employee benefits | $31,676,000 | 227 |
| Premises and equipment expense | $3,559,000 | 505 |
| Additional noninterest expense | $8,670,000 | 501 |
| Pre-tax net operating income | $19,213,000 | 406 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $6,377,000 | 422 |
| Income before extraordinary items | $12,836,000 | 440 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $12,836,000 | 441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-710,000 | 9,224 |
| Cash dividends | $5,700,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $12,836,000 | 413 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $27,894,000 | 537 |
| Total interest expense | $10,003,000 | 499 |
| Net interest income | $17,891,000 | 554 |
| Provision for loan and lease losses | $900,000 | 691 |
| Total noninterest income | $25,037,000 | 229 |
| Gross Fiduciary activities income | $1,072,000 | 263 |
| Service charges on deposit accounts | $1,363,000 | 626 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,602,000 | 199 |
| Total noninterest expense | $29,047,000 | 333 |
| Salaries and employee benefits | $21,279,000 | 230 |
| Premises and equipment expense | $2,393,000 | 501 |
| Additional noninterest expense | $5,375,000 | 531 |
| Pre-tax net operating income | $12,981,000 | 401 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,304,000 | 423 |
| Income before extraordinary items | $8,677,000 | 440 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,677,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-540,000 | 9,253 |
| Cash dividends | $3,000,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,677,000 | 407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $13,934,000 | 545 |
| Total interest expense | $4,982,000 | 514 |
| Net interest income | $8,952,000 | 556 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $11,815,000 | 240 |
| Gross Fiduciary activities income | $544,000 | 269 |
| Service charges on deposit accounts | $638,000 | 652 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,633,000 | 203 |
| Total noninterest expense | $14,046,000 | 343 |
| Salaries and employee benefits | $10,201,000 | 243 |
| Premises and equipment expense | $1,204,000 | 506 |
| Additional noninterest expense | $2,641,000 | 536 |
| Pre-tax net operating income | $6,421,000 | 405 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,116,000 | 443 |
| Income before extraordinary items | $4,305,000 | 435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,305,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-448,000 | 9,299 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,305,000 | 407 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $56,945,000 | 556 |
| Total interest expense | $21,387,000 | 545 |
| Net interest income | $35,558,000 | 547 |
| Provision for loan and lease losses | $3,763,000 | 467 |
| Total noninterest income | $36,464,000 | 270 |
| Gross Fiduciary activities income | $2,034,000 | 282 |
| Service charges on deposit accounts | $2,288,000 | 703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,142,000 | 231 |
| Total noninterest expense | $47,392,000 | 392 |
| Salaries and employee benefits | $33,291,000 | 270 |
| Premises and equipment expense | $4,254,000 | 536 |
| Additional noninterest expense | $9,847,000 | 563 |
| Pre-tax net operating income | $20,867,000 | 461 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,575,000 | 483 |
| Income before extraordinary items | $14,292,000 | 480 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $14,292,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,795,000 | 457 |
| Cash dividends | $8,250,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $14,292,000 | 456 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $66,266,000 | 543 |
| Total interest expense | $35,830,000 | 484 |
| Net interest income | $30,436,000 | 602 |
| Provision for loan and lease losses | $1,100,000 | 1,160 |
| Total noninterest income | $29,745,000 | 304 |
| Gross Fiduciary activities income | $2,228,000 | 277 |
| Service charges on deposit accounts | $2,166,000 | 686 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,351,000 | 262 |
| Total noninterest expense | $41,513,000 | 416 |
| Salaries and employee benefits | $28,564,000 | 285 |
| Premises and equipment expense | $3,883,000 | 569 |
| Additional noninterest expense | $9,066,000 | 619 |
| Pre-tax net operating income | $17,568,000 | 476 |
| Securities gains (losses) | $140,000 | 1,462 |
| Applicable income taxes | $5,409,000 | 518 |
| Income before extraordinary items | $12,299,000 | 493 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,299,000 | 494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 1,261 |
| Cash dividends | $5,625,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,202,400 | 474 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $71,622,000 | 533 |
| Total interest expense | $42,725,000 | 476 |
| Net interest income | $28,897,000 | 625 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $19,159,000 | 383 |
| Gross Fiduciary activities income | $2,279,000 | 271 |
| Service charges on deposit accounts | $2,045,000 | 659 |
| Trading account gains and fees | $11,136,000 | 35 |
| Additional Noninterest Income | $3,699,000 | 757 |
| Total noninterest expense | $32,775,000 | 493 |
| Salaries and employee benefits | $20,723,000 | 360 |
| Premises and equipment expense | $4,164,000 | 537 |
| Additional noninterest expense | $7,888,000 | 678 |
| Pre-tax net operating income | $14,856,000 | 569 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,415,000 | 592 |
| Income before extraordinary items | $10,441,000 | 549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,441,000 | 550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 9,676 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,441,000 | 547 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $55,337,000 | 631 |
| Total interest expense | $28,747,000 | 580 |
| Net interest income | $26,590,000 | 693 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $18,643,000 | 409 |
| Gross Fiduciary activities income | $2,184,000 | 318 |
| Service charges on deposit accounts | $2,126,000 | 619 |
| Trading account gains and fees | $10,066,000 | 38 |
| Additional Noninterest Income | $4,267,000 | 713 |
| Total noninterest expense | $30,287,000 | 542 |
| Salaries and employee benefits | $19,541,000 | 393 |
| Premises and equipment expense | $3,188,000 | 660 |
| Additional noninterest expense | $7,558,000 | 736 |
| Pre-tax net operating income | $14,921,000 | 602 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,652,000 | 630 |
| Income before extraordinary items | $10,269,000 | 614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,269,000 | 614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-221,000 | 10,142 |
| Cash dividends | $3,825,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,269,000 | 600 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $51,527,000 | 663 |
| Total interest expense | $27,550,000 | 617 |
| Net interest income | $23,977,000 | 728 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $19,397,000 | 387 |
| Gross Fiduciary activities income | $2,101,000 | 314 |
| Service charges on deposit accounts | $2,053,000 | 596 |
| Trading account gains and fees | $11,486,000 | 36 |
| Additional Noninterest Income | $3,757,000 | 787 |
| Total noninterest expense | $29,532,000 | 540 |
| Salaries and employee benefits | $19,852,000 | 373 |
| Premises and equipment expense | $3,016,000 | 687 |
| Additional noninterest expense | $6,664,000 | 788 |
| Pre-tax net operating income | $13,842,000 | 595 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $4,414,000 | 632 |
| Income before extraordinary items | $9,428,000 | 616 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,428,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-873,000 | 10,437 |
| Cash dividends | $2,500,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,428,000 | 587 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $48,401,000 | 712 |
| Total interest expense | $24,998,000 | 672 |
| Net interest income | $23,403,000 | 779 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $14,112,000 | 450 |
| Gross Fiduciary activities income | $1,799,000 | 342 |
| Service charges on deposit accounts | $1,989,000 | 645 |
| Trading account gains and fees | $8,042,000 | 43 |
| Additional Noninterest Income | $2,282,000 | 1,002 |
| Total noninterest expense | $25,224,000 | 601 |
| Salaries and employee benefits | $15,755,000 | 443 |
| Premises and equipment expense | $2,888,000 | 717 |
| Additional noninterest expense | $6,581,000 | 791 |
| Pre-tax net operating income | $12,291,000 | 681 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,027,000 | 719 |
| Income before extraordinary items | $8,264,000 | 690 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,264,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-630,000 | 10,887 |
| Cash dividends | $4,800,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,264,000 | 675 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $43,444,000 | 819 |
| Total interest expense | $21,219,000 | 801 |
| Net interest income | $22,225,000 | 838 |
| Provision for loan and lease losses | $-198,000 | 11,332 |
| Total noninterest income | $13,414,000 | 487 |
| Gross Fiduciary activities income | $1,550,000 | 402 |
| Service charges on deposit accounts | $1,678,000 | 788 |
| Trading account gains and fees | $7,889,000 | 43 |
| Additional Noninterest Income | $2,297,000 | 1,053 |
| Total noninterest expense | $24,014,000 | 673 |
| Salaries and employee benefits | $14,894,000 | 487 |
| Premises and equipment expense | $2,833,000 | 768 |
| Additional noninterest expense | $6,287,000 | 961 |
| Pre-tax net operating income | $11,823,000 | 690 |
| Securities gains (losses) | $-42,000 | 10,978 |
| Applicable income taxes | $3,858,000 | 724 |
| Income before extraordinary items | $7,923,000 | 702 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,923,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-771,000 | 11,430 |
| Cash dividends | $5,100,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,951,140 | 684 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $34,322,000 | 1,033 |
| Total interest expense | $16,754,000 | 1,012 |
| Net interest income | $17,568,000 | 1,050 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $7,349,000 | 743 |
| Gross Fiduciary activities income | $1,320,000 | 469 |
| Service charges on deposit accounts | $1,360,000 | 980 |
| Trading account gains and fees | $3,934,000 | 70 |
| Additional Noninterest Income | $735,000 | 2,230 |
| Total noninterest expense | $19,250,000 | 810 |
| Salaries and employee benefits | $10,370,000 | 677 |
| Premises and equipment expense | $2,439,000 | 894 |
| Additional noninterest expense | $6,441,000 | 919 |
| Pre-tax net operating income | $5,467,000 | 1,400 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $5,202,000 | 1,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,202,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-174,000 | 11,841 |
| Cash dividends | $4,780,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,202,000 | 1,017 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,940,000 | 1,164 |
| Total interest expense | $10,857,000 | 1,207 |
| Net interest income | $16,083,000 | 1,142 |
| Provision for loan and lease losses | $1,229,000 | 807 |
| Total noninterest income | $4,895,000 | 941 |
| Gross Fiduciary activities income | $1,128,000 | 501 |
| Service charges on deposit accounts | $1,249,000 | 1,062 |
| Trading account gains and fees | $723,000 | 128 |
| Additional Noninterest Income | $1,795,000 | 1,224 |
| Total noninterest expense | $13,577,000 | 1,106 |
| Salaries and employee benefits | $7,565,000 | 901 |
| Premises and equipment expense | $2,173,000 | 983 |
| Additional noninterest expense | $3,839,000 | 1,462 |
| Pre-tax net operating income | $6,172,000 | 1,213 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $86,000 | 9,666 |
| Income before extraordinary items | $6,079,000 | 855 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,079,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,504,000 | 471 |
| Cash dividends | $1,360,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $406,000 | 576 |
| Net operating income | $6,085,930 | 859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,774,000 | 1,396 |
| Total interest expense | $8,884,000 | 1,501 |
| Net interest income | $13,890,000 | 1,296 |
| Provision for loan and lease losses | $-641,000 | 13,194 |
| Total noninterest income | $5,306,000 | 943 |
| Gross Fiduciary activities income | $1,106,000 | 520 |
| Service charges on deposit accounts | $1,235,000 | 1,079 |
| Trading account gains and fees | $1,374,000 | 117 |
| Additional Noninterest Income | $1,591,000 | 1,479 |
| Total noninterest expense | $14,535,000 | 1,085 |
| Salaries and employee benefits | $7,471,000 | 905 |
| Premises and equipment expense | $2,077,000 | 1,045 |
| Additional noninterest expense | $4,987,000 | 1,274 |
| Pre-tax net operating income | $5,302,000 | 1,318 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $100,000 | 9,745 |
| Income before extraordinary items | $5,274,000 | 982 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,274,000 | 1,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-695,000 | 13,249 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,193,000 | 269 |
| Net operating income | $5,203,440 | 930 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,344,000 | 1,501 |
| Total interest expense | $10,771,000 | 1,611 |
| Net interest income | $13,573,000 | 1,367 |
| Provision for loan and lease losses | $2,912,000 | 856 |
| Total noninterest income | $4,461,000 | 1,071 |
| Gross Fiduciary activities income | $1,114,000 | 525 |
| Service charges on deposit accounts | $1,204,000 | 1,084 |
| Trading account gains and fees | $759,000 | 150 |
| Additional Noninterest Income | $1,384,000 | 1,595 |
| Total noninterest expense | $14,049,000 | 1,121 |
| Salaries and employee benefits | $7,117,000 | 964 |
| Premises and equipment expense | $2,188,000 | 1,036 |
| Additional noninterest expense | $4,744,000 | 1,384 |
| Pre-tax net operating income | $1,073,000 | 5,355 |
| Securities gains (losses) | $349,000 | 1,399 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $1,422,000 | 3,231 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,422,000 | 3,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,524,000 | 826 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,073,000 | 3,918 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.