National Bank of Commerce of Birmingham, Assets and Liabilities

2004-12-31Rank
# of Employees:403389
Assets and Liabilities
Total Assets:$1,469,314,000427
Cash and due from depository institutions$35,765,000389
Interest-bearing balances$12,003,000473
Securities$310,671,000460
Federal funds sold & reverse repurchase agreements$109,785,000153
Net loans & leases$949,351,000442
Loan loss allowance$12,142,000419
Trading account assets$590,000130
Bank premises and fixed assets$16,205,000554
Other real estate owned$0389
Goodwill and other intangibles$03,293
All other assets$46,947,000413
Life insurance assets$0334
Total liabilities and capital$1,469,314,000427
Total liabilities$1,352,691,000419
Total deposits$853,642,000529
Interest-bearing deposits$744,505,000510
Deposits held in domestic offices$853,642,000528
% insured0.00%1
Federal funds purchased & repurchase agreements$340,317,000166
Trading liabilities$066
Other borrowed funds$133,226,000437
Subordinated debt$0272
All other liabilities$25,506,000323
Total equity capital$116,623,000511
Total bank equity capital$116,623,000511
Perpetual preferred stock$0118
Common stock$1,738,0002,060
Surplus$38,954,000652
Undivided profits$75,931,000435
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,376,0001,852
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$3,711,000711
Earning assets$1,382,400,000417
Long-term assets (5+ years)$243,637,000457
Average Assets, year-to-date$1,403,498,600425
Average Assets, quarterly$1,446,058,500430
Volatile liabilities$570,533,000311
Insider loans$11,091,000504
FHLB advances$131,000,000381
Loans and leases held for sale$4,286,000389
Unused loan commitments$438,791,000327
Tier 1 (core) risk-based capital$116,899,000465
Tier 2 risk-based capital$12,142,000444
Total risk weighted assets$1,074,795,000429
Total unused commitments$438,791,000327
Derivatives$8,246,000407
2004-09-30Rank
# of Employees:406396
Assets and Liabilities
Total Assets:$1,422,803,000436
Cash and due from depository institutions$25,635,000396
Interest-bearing balances$10,151,000597
Securities$319,024,000443
Federal funds sold & reverse repurchase agreements$56,912,000216
Net loans & leases$938,167,000437
Loan loss allowance$11,936,000426
Trading account assets$494,000125
Bank premises and fixed assets$16,183,000545
Other real estate owned$900,000396
Goodwill and other intangibles$03,268
All other assets$65,488,000315
Life insurance assets$0330
Total liabilities and capital$1,422,803,000436
Total liabilities$1,305,797,000427
Total deposits$767,818,000571
Interest-bearing deposits$656,025,000570
Deposits held in domestic offices$767,818,000568
% insured0.00%1
Federal funds purchased & repurchase agreements$342,741,000163
Trading liabilities$068
Other borrowed funds$151,910,000399
Subordinated debt$0276
All other liabilities$43,328,000246
Total equity capital$117,006,000507
Total bank equity capital$117,006,000507
Perpetual preferred stock$0124
Common stock$1,738,0002,060
Surplus$38,935,000637
Undivided profits$76,333,000430
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,145,0002,314
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$19,0001,141
Income earned, not collected on loans$4,237,000634
Earning assets$1,324,748,000425
Long-term assets (5+ years)$260,097,000437
Average Assets, year-to-date$1,387,044,750435
Average Assets, quarterly$1,413,197,500434
Volatile liabilities$588,135,000303
Insider loans$13,928,000360
FHLB advances$151,000,000342
Loans and leases held for sale$6,139,000330
Unused loan commitments$350,942,000370
Tier 1 (core) risk-based capital$117,254,000467
Tier 2 risk-based capital$11,936,000442
Total risk weighted assets$1,028,830,000436
Total unused commitments$350,942,000370
Derivatives$23,446,000309
2004-06-30Rank
# of Employees:409391
Assets and Liabilities
Total Assets:$1,403,592,000438
Cash and due from depository institutions$31,490,000391
Interest-bearing balances$7,414,000822
Securities$331,569,000441
Federal funds sold & reverse repurchase agreements$59,595,000216
Net loans & leases$904,525,000436
Loan loss allowance$11,661,000430
Trading account assets$588,000126
Bank premises and fixed assets$16,299,000515
Other real estate owned$1,307,000391
Goodwill and other intangibles$03,275
All other assets$58,219,000351
Life insurance assets$0323
Total liabilities and capital$1,403,592,000438
Total liabilities$1,304,273,000422
Total deposits$843,507,000520
Interest-bearing deposits$736,857,000502
Deposits held in domestic offices$843,507,000517
% insured0.00%1
Federal funds purchased & repurchase agreements$287,551,000175
Trading liabilities$069
Other borrowed funds$136,814,000431
Subordinated debt$0288
All other liabilities$36,401,000259
Total equity capital$99,319,000569
Total bank equity capital$99,319,000569
Perpetual preferred stock$0126
Common stock$1,738,0002,062
Surplus$25,919,000880
Undivided profits$71,662,000436
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$934,0002,738
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,0001,295
Income earned, not collected on loans$3,428,000745
Earning assets$1,303,691,000424
Long-term assets (5+ years)$319,078,000376
Average Assets, year-to-date$1,375,125,330431
Average Assets, quarterly$1,408,462,000429
Volatile liabilities$522,387,000330
Insider loans$28,372,000146
FHLB advances$136,000,000369
Loans and leases held for sale$6,577,000316
Unused loan commitments$336,170,000366
Tier 1 (core) risk-based capital$100,322,000521
Tier 2 risk-based capital$11,661,000453
Total risk weighted assets$1,015,265,000428
Total unused commitments$336,170,000366
Derivatives$0740
2004-03-31Rank
# of Employees:423387
Assets and Liabilities
Total Assets:$1,413,332,000430
Cash and due from depository institutions$49,563,000387
Interest-bearing balances$7,857,000906
Securities$334,718,000437
Federal funds sold & reverse repurchase agreements$46,457,000300
Net loans & leases$901,482,000425
Loan loss allowance$11,369,000439
Trading account assets$1,769,000108
Bank premises and fixed assets$16,288,000500
Other real estate owned$369,000387
Goodwill and other intangibles$03,256
All other assets$62,686,000328
Life insurance assets$0322
Total liabilities and capital$1,413,332,000430
Total liabilities$1,315,076,000416
Total deposits$812,020,000532
Interest-bearing deposits$695,808,000534
Deposits held in domestic offices$812,020,000529
% insured0.00%1
Federal funds purchased & repurchase agreements$327,529,000165
Trading liabilities$070
Other borrowed funds$136,658,000418
Subordinated debt$0287
All other liabilities$38,869,000265
Total equity capital$98,256,000577
Total bank equity capital$98,256,000577
Perpetual preferred stock$0129
Common stock$1,738,0002,060
Surplus$25,850,000869
Undivided profits$70,668,000461
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,785,0001,076
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$6,0001,317
Income earned, not collected on loans$3,411,000742
Earning assets$1,292,283,000428
Long-term assets (5+ years)$171,800,000622
Average Assets, year-to-date$1,360,892,000439
Average Assets, quarterly$1,360,892,000439
Volatile liabilities$561,322,000304
Insider loans$11,924,000411
FHLB advances$136,000,000360
Loans and leases held for sale$6,251,000351
Unused loan commitments$373,091,000341
Tier 1 (core) risk-based capital$97,752,000527
Tier 2 risk-based capital$11,369,000453
Total risk weighted assets$1,039,184,000415
Total unused commitments$373,091,000341
Derivatives$0699
2003-12-31Rank
# of Employees:417395
Assets and Liabilities
Total Assets:$1,308,452,000462
Cash and due from depository institutions$40,882,000395
Interest-bearing balances$6,788,000929
Securities$274,067,000536
Federal funds sold & reverse repurchase agreements$57,252,000228
Net loans & leases$870,063,000436
Loan loss allowance$11,660,000439
Trading account assets$1,108,000129
Bank premises and fixed assets$15,763,000521
Other real estate owned$340,000395
Goodwill and other intangibles$03,237
All other assets$48,977,000401
Life insurance assets$01
Total liabilities and capital$1,308,452,000462
Total liabilities$1,212,337,000451
Total deposits$761,377,000564
Interest-bearing deposits$663,059,000549
Deposits held in domestic offices$761,377,000562
% insured0.00%1
Federal funds purchased & repurchase agreements$281,105,000178
Trading liabilities$072
Other borrowed funds$137,465,000423
Subordinated debt$0293
All other liabilities$32,390,000286
Total equity capital$96,115,000584
Total bank equity capital$96,115,000584
Perpetual preferred stock$0131
Common stock$1,738,0002,074
Surplus$25,833,000862
Undivided profits$68,544,000454
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,809,000804
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$10,0001,215
Income earned, not collected on loans$3,447,000740
Earning assets$1,209,278,000458
Long-term assets (5+ years)$162,392,000672
Average Assets, year-to-date$1,352,655,400430
Average Assets, quarterly$1,336,970,000445
Volatile liabilities$520,592,000319
Insider loans$14,917,000310
FHLB advances$136,000,000359
Loans and leases held for sale$5,938,000347
Unused loan commitments$281,388,000406
Tier 1 (core) risk-based capital$96,128,000533
Tier 2 risk-based capital$11,660,000450
Total risk weighted assets$958,944,000434
Total unused commitments$281,388,000406
Derivatives$0665
2003-09-30Rank
# of Employees:404413
Assets and Liabilities
Total Assets:$1,365,488,000452
Cash and due from depository institutions$61,210,000413
Interest-bearing balances$18,720,000407
Securities$300,587,000493
Federal funds sold & reverse repurchase agreements$55,481,000281
Net loans & leases$851,736,000441
Loan loss allowance$12,627,000418
Trading account assets$2,999,000103
Bank premises and fixed assets$15,266,000544
Other real estate owned$810,000413
Goodwill and other intangibles$03,226
All other assets$77,399,000287
Life insurance assets$01
Total liabilities and capital$1,365,488,000452
Total liabilities$1,269,602,000438
Total deposits$788,842,000554
Interest-bearing deposits$658,121,000557
Deposits held in domestic offices$788,842,000553
% insured0.00%1
Federal funds purchased & repurchase agreements$285,540,000176
Trading liabilities$072
Other borrowed funds$136,746,000421
Subordinated debt$0293
All other liabilities$58,474,000210
Total equity capital$95,886,000603
Total bank equity capital$95,886,000603
Perpetual preferred stock$0137
Common stock$1,738,0002,080
Surplus$25,816,000863
Undivided profits$68,332,000465
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$265,0005,568
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$3,415,000769
Earning assets$1,229,523,000455
Long-term assets (5+ years)$256,682,000446
Average Assets, year-to-date$1,363,706,250439
Average Assets, quarterly$1,377,881,500444
Volatile liabilities$522,341,000318
Insider loans$5,858,000909
FHLB advances$136,000,000356
Loans and leases held for sale$10,288,000337
Unused loan commitments$269,553,000425
Tier 1 (core) risk-based capital$95,666,000547
Tier 2 risk-based capital$12,042,000435
Total risk weighted assets$962,794,000436
Total unused commitments$269,553,000425
Derivatives$0666
2003-06-30Rank
# of Employees:413413
Assets and Liabilities
Total Assets:$1,390,275,000440
Cash and due from depository institutions$31,312,000413
Interest-bearing balances$1,766,0002,621
Securities$371,123,000388
Federal funds sold & reverse repurchase agreements$69,722,000246
Net loans & leases$827,445,000445
Loan loss allowance$11,856,000435
Trading account assets$26,000165
Bank premises and fixed assets$14,977,000548
Other real estate owned$1,214,000413
Goodwill and other intangibles$03,182
All other assets$74,456,000296
Life insurance assets$01
Total liabilities and capital$1,390,275,000440
Total liabilities$1,295,242,000430
Total deposits$810,968,000538
Interest-bearing deposits$691,101,000526
Deposits held in domestic offices$810,968,000537
% insured0.00%1
Federal funds purchased & repurchase agreements$308,157,000166
Trading liabilities$074
Other borrowed funds$131,078,000423
Subordinated debt$0266
All other liabilities$45,039,000264
Total equity capital$95,033,000603
Total bank equity capital$95,033,000603
Perpetual preferred stock$0140
Common stock$1,738,0002,080
Surplus$25,799,000845
Undivided profits$67,496,000470
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$325,0005,229
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$53,0001,137
Income earned, not collected on loans$3,894,000668
Earning assets$1,270,082,000438
Long-term assets (5+ years)$140,635,000743
Average Assets, year-to-date$1,363,112,330440
Average Assets, quarterly$1,402,737,500432
Volatile liabilities$540,945,000302
Insider loans$6,345,000814
FHLB advances$131,000,000359
Loans and leases held for sale$30,450,000216
Unused loan commitments$246,256,000460
Tier 1 (core) risk-based capital$94,197,000541
Tier 2 risk-based capital$11,856,000420
Total risk weighted assets$998,363,000414
Total unused commitments$246,256,000461
Derivatives$0623
2003-03-31Rank
# of Employees:407408
Assets and Liabilities
Total Assets:$1,415,200,000430
Cash and due from depository institutions$31,053,000408
Interest-bearing balances$1,330,0002,917
Securities$377,111,000385
Federal funds sold & reverse repurchase agreements$43,950,000358
Net loans & leases$784,827,000457
Loan loss allowance$11,164,000452
Trading account assets$0169
Bank premises and fixed assets$15,008,000537
Other real estate owned$4,024,000408
Goodwill and other intangibles$03,151
All other assets$159,227,000193
Life insurance assets$01
Total liabilities and capital$1,415,200,000430
Total liabilities$1,321,653,000421
Total deposits$734,833,000576
Interest-bearing deposits$639,571,000565
Deposits held in domestic offices$734,833,000574
% insured0.00%1
Federal funds purchased & repurchase agreements$284,050,000176
Trading liabilities$079
Other borrowed funds$166,381,000345
Subordinated debt$0265
All other liabilities$136,389,000150
Total equity capital$93,547,000600
Total bank equity capital$93,547,000600
Perpetual preferred stock$0141
Common stock$1,738,0002,090
Surplus$25,738,000833
Undivided profits$66,071,000460
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$495,0004,345
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$92,000951
Income earned, not collected on loans$3,895,000685
Earning assets$1,207,218,000448
Long-term assets (5+ years)$116,231,000863
Average Assets, year-to-date$1,349,531,000445
Average Assets, quarterly$1,349,531,000445
Volatile liabilities$515,735,000312
Insider loans$17,839,000238
FHLB advances$166,000,000286
Loans and leases held for sale$20,242,000254
Unused loan commitments$233,022,000468
Tier 1 (core) risk-based capital$92,774,000534
Tier 2 risk-based capital$11,164,000434
Total risk weighted assets$1,014,558,000401
Total unused commitments$233,022,000469
Derivatives$0578
2002-12-31Rank
# of Employees:398414
Assets and Liabilities
Total Assets:$1,283,862,000462
Cash and due from depository institutions$24,789,000414
Interest-bearing balances$585,0003,619
Securities$330,664,000411
Federal funds sold & reverse repurchase agreements$81,316,000200
Net loans & leases$751,563,000477
Loan loss allowance$10,417,000473
Trading account assets$1,224,000123
Bank premises and fixed assets$14,819,000543
Other real estate owned$1,514,000414
Goodwill and other intangibles$03,122
All other assets$77,973,000288
Life insurance assets$01
Total liabilities and capital$1,283,862,000462
Total liabilities$1,195,592,000452
Total deposits$691,675,000594
Interest-bearing deposits$582,887,000608
Deposits held in domestic offices$691,675,000592
% insured0.00%1
Federal funds purchased & repurchase agreements$275,803,000180
Trading liabilities$075
Other borrowed funds$171,685,000341
Subordinated debt$0258
All other liabilities$56,429,000234
Total equity capital$88,270,000616
Total bank equity capital$88,270,000616
Perpetual preferred stock$0142
Common stock$1,738,0002,085
Surplus$24,964,000827
Undivided profits$61,568,000488
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,569,0001,196
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$123,000815
Income earned, not collected on loans$3,597,000762
Earning assets$1,165,352,000461
Long-term assets (5+ years)$176,612,000565
Average Assets, year-to-date$1,178,528,000475
Average Assets, quarterly$1,255,424,000466
Volatile liabilities$493,554,000317
Insider loans$22,883,000168
FHLB advances$171,000,000282
Loans and leases held for sale$15,709,000336
Unused loan commitments$253,376,000433
Tier 1 (core) risk-based capital$87,704,000557
Tier 2 risk-based capital$10,417,000455
Total risk weighted assets$880,992,000443
Total unused commitments$253,376,000433
Derivatives$0527
2001-12-31Rank
# of Employees:349465
Assets and Liabilities
Total Assets:$1,080,094,000512
Cash and due from depository institutions$30,109,000465
Interest-bearing balances$2,757,0001,911
Securities$231,190,000526
Federal funds sold & reverse repurchase agreements$32,924,000443
Net loans & leases$713,415,000489
Loan loss allowance$9,449,000491
Trading account assets$1,341,000132
Bank premises and fixed assets$12,492,000635
Other real estate owned$289,000465
Goodwill and other intangibles$03,095
All other assets$58,334,000339
Life insurance assets$01
Total liabilities and capital$1,080,094,000512
Total liabilities$998,033,000505
Total deposits$579,350,000673
Interest-bearing deposits$490,798,000688
Deposits held in domestic offices$579,350,000669
% insured0.00%1
Federal funds purchased & repurchase agreements$249,940,000193
Trading liabilities$069
Other borrowed funds$134,567,000402
Subordinated debt$0241
All other liabilities$34,176,000298
Total equity capital$82,061,000627
Total bank equity capital$82,061,000627
Perpetual preferred stock$0158
Common stock$1,738,0002,121
Surplus$24,814,000812
Undivided profits$55,509,000504
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,203,0002,338
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$102,000884
Income earned, not collected on loans$3,956,000749
Earning assets$981,627,000509
Long-term assets (5+ years)$182,823,000569
Average Assets, year-to-date$1,047,126,200510
Average Assets, quarterly$1,085,337,000504
Volatile liabilities$322,795,000418
Insider loans$22,557,000169
FHLB advances$131,000,000330
Loans and leases held for sale$12,446,000347
Unused loan commitments$240,490,000426
Tier 1 (core) risk-based capital$81,544,000573
Tier 2 risk-based capital$9,449,000475
Total risk weighted assets$781,132,000482
Total unused commitments$240,490,000428
Derivatives$0450
2000-12-31Rank
# of Employees:328482
Assets and Liabilities
Total Assets:$952,523,000562
Cash and due from depository institutions$28,738,000482
Interest-bearing balances$789,0002,612
Securities$130,204,000875
Federal funds sold & reverse repurchase agreements$28,033,000429
Net loans & leases$701,084,000497
Loan loss allowance$9,010,000505
Trading account assets$577,000140
Bank premises and fixed assets$12,966,000588
Other real estate owned$309,000482
Goodwill and other intangibles$03,145
All other assets$50,612,000328
Life insurance assets$01
Total liabilities and capital$952,523,000562
Total liabilities$878,180,000553
Total deposits$642,227,000606
Interest-bearing deposits$566,212,000589
Deposits held in domestic offices$642,227,000603
% insured0.00%1
Federal funds purchased & repurchase agreements$150,812,000252
Trading liabilities$077
Other borrowed funds$62,076,000641
Subordinated debt$0239
All other liabilities$23,065,000372
Total equity capital$74,343,000660
Total bank equity capital$74,343,000660
Perpetual preferred stock$0178
Common stock$1,738,0002,163
Surplus$24,598,000792
Undivided profits$48,007,000559
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$978,0002,351
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$3,919,000638
Earning assets$860,687,000566
Long-term assets (5+ years)$122,352,000744
Average Assets, year-to-date$927,113,000552
Average Assets, quarterly$954,517,000560
Volatile liabilities$264,911,000497
Insider loans$31,293,000112
FHLB advances$0771
Loans and leases held for sale$1,969,000522
Unused loan commitments$240,515,000397
Tier 1 (core) risk-based capital$74,678,000607
Tier 2 risk-based capital$9,010,000494
Total risk weighted assets$762,637,700494
Total unused commitments$240,531,000398
Derivatives$0481
1999-12-31Rank
# of Employees:362478
Assets and Liabilities
Total Assets:$893,076,000592
Cash and due from depository institutions$28,940,000478
Interest-bearing balances$4,523,000898
Securities$120,638,000959
Federal funds sold & reverse repurchase agreements$36,451,000313
Net loans & leases$631,342,000543
Loan loss allowance$8,517,000546
Trading account assets$2,701,000103
Bank premises and fixed assets$12,298,000618
Other real estate owned$16,000478
Goodwill and other intangibles$03,276
All other assets$60,690,000284
Life insurance assets$01
Total liabilities and capital$893,076,000592
Total liabilities$831,221,000584
Total deposits$583,739,000650
Interest-bearing deposits$502,080,000658
Deposits held in domestic offices$583,739,000646
% insured0.00%1
Federal funds purchased & repurchase agreements$137,957,000290
Trading liabilities$065
Other borrowed funds$62,411,000650
Subordinated debt$0242
All other liabilities$47,114,000236
Total equity capital$61,855,000738
Total bank equity capital$61,855,000738
Perpetual preferred stock$0193
Common stock$1,738,0002,182
Surplus$23,065,000828
Undivided profits$37,052,000686
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$772,0002,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$3,390,000638
Earning assets$795,655,000600
Long-term assets (5+ years)$135,933,000735
Average Assets, year-to-date$820,025,400604
Average Assets, quarterly$884,378,500590
Volatile liabilities$234,137,000541
Insider loans$28,853,000143
FHLB advances$0802
Loans and leases held for sale$4,660,000347
Unused loan commitments$257,714,000391
Tier 1 (core) risk-based capital$63,454,000702
Tier 2 risk-based capital$8,517,000519
Total risk weighted assets$717,957,600517
Total unused commitments$257,726,000391
Derivatives$0488
1998-12-31Rank
# of Employees:317548
Assets and Liabilities
Total Assets:$762,685,000657
Cash and due from depository institutions$24,533,000548
Interest-bearing balances$16,0006,120
Securities$93,863,0001,241
Federal funds sold & reverse repurchase agreements$59,092,000288
Net loans & leases$519,905,000608
Loan loss allowance$8,271,000536
Trading account assets$5,534,000101
Bank premises and fixed assets$11,402,000639
Other real estate owned$274,000548
Goodwill and other intangibles$03,445
All other assets$48,082,000310
Life insurance assets$01
Total liabilities and capital$762,685,000657
Total liabilities$705,337,000639
Total deposits$482,339,000763
Interest-bearing deposits$393,282,000801
Deposits held in domestic offices$482,339,000758
% insured0.00%1
Federal funds purchased & repurchase agreements$164,626,000225
Trading liabilities$069
Other borrowed funds$26,750,000862
Subordinated debt$0255
All other liabilities$31,622,000307
Total equity capital$57,348,000805
Total bank equity capital$57,348,000805
Perpetual preferred stock$0199
Common stock$1,738,0002,140
Surplus$23,065,000772
Undivided profits$32,545,000815
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$805,0002,829
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$2,622,000778
Earning assets$678,410,000669
Long-term assets (5+ years)$93,228,000950
Average Assets, year-to-date$746,897,200631
Average Assets, quarterly$785,507,000625
Volatile liabilities$212,157,000517
Insider loans$28,939,000135
FHLB advances$0740
Loans and leases held for sale$12,723,000311
Unused loan commitments$169,011,000486
Tier 1 (core) risk-based capital$57,010,000750
Tier 2 risk-based capital$7,387,130565
Total risk weighted assets$590,086,430573
Total unused commitments$169,011,000488
Derivatives$0527
1997-12-31Rank
# of Employees:302585
Assets and Liabilities
Total Assets:$715,131,000694
Cash and due from depository institutions$28,037,000585
Interest-bearing balances$2,026,0001,751
Securities$102,754,0001,122
Federal funds sold & reverse repurchase agreements$50,010,000294
Net loans & leases$450,207,000684
Loan loss allowance$7,398,000603
Trading account assets$399,000173
Bank premises and fixed assets$11,474,000632
Other real estate owned$746,000585
Goodwill and other intangibles$03,571
All other assets$71,504,000235
Life insurance assets$01
Total liabilities and capital$715,131,000694
Total liabilities$664,836,000682
Total deposits$456,843,000817
Interest-bearing deposits$380,818,000853
Deposits held in domestic offices$456,843,000811
% insured0.00%1
Federal funds purchased & repurchase agreements$142,455,000274
Trading liabilities$080
Other borrowed funds$16,154,0001,075
Subordinated debt$0260
All other liabilities$49,384,000233
Total equity capital$50,295,000911
Total bank equity capital$50,295,000911
Perpetual preferred stock$0223
Common stock$1,738,0002,151
Surplus$23,065,000775
Undivided profits$25,492,0001,020
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,546,0001,710
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$3,543,000625
Earning assets$605,396,000741
Long-term assets (5+ years)$86,120,000881
Average Assets, year-to-date$651,061,600717
Average Assets, quarterly$680,270,500708
Volatile liabilities$189,589,000549
Insider loans$30,399,000134
FHLB advances$0780
Loans and leases held for sale$4,440,000376
Unused loan commitments$152,477,000486
Tier 1 (core) risk-based capital$50,082,000851
Tier 2 risk-based capital$6,738,920571
Total risk weighted assets$538,454,320614
Total unused commitments$152,477,000488
Derivatives$0533
1996-12-31Rank
# of Employees:282660
Assets and Liabilities
Total Assets:$613,411,000809
Cash and due from depository institutions$25,566,000660
Interest-bearing balances$200,0003,917
Securities$104,786,0001,135
Federal funds sold & reverse repurchase agreements$37,359,000375
Net loans & leases$420,691,000758
Loan loss allowance$6,768,000696
Trading account assets$1,936,000158
Bank premises and fixed assets$10,137,000747
Other real estate owned$212,000660
Goodwill and other intangibles$03,437
All other assets$12,724,000747
Life insurance assets$01
Total liabilities and capital$613,411,000809
Total liabilities$566,856,000799
Total deposits$448,235,000873
Interest-bearing deposits$377,603,000900
Deposits held in domestic offices$448,235,000866
% insured0.00%1
Federal funds purchased & repurchase agreements$91,446,000379
Trading liabilities$097
Other borrowed funds$21,837,000895
Subordinated debt$0298
All other liabilities$5,338,000951
Total equity capital$46,555,000983
Total bank equity capital$46,555,000983
Perpetual preferred stock$0250
Common stock$1,738,0002,290
Surplus$23,065,000816
Undivided profits$21,752,0001,178
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$597,0003,866
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$2,791,000798
Earning assets$564,972,000809
Long-term assets (5+ years)$107,763,000680
Average Assets, year-to-date$568,427,000843
Average Assets, quarterly$593,961,000829
Volatile liabilities$160,894,000650
Insider loans$14,156,000321
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$35,850,0001,355
Tier 1 (core) risk-based capital$46,618,000927
Tier 2 risk-based capital$5,680,310669
Total risk weighted assets$453,336,810720
Total unused commitments$35,850,0001,363
Derivatives$0549
1995-12-31Rank
# of Employees:235821
Assets and Liabilities
Total Assets:$465,487,0001,055
Cash and due from depository institutions$24,084,000821
Interest-bearing balances$06,853
Securities$89,087,0001,403
Federal funds sold & reverse repurchase agreements$26,355,000577
Net loans & leases$302,777,0001,000
Loan loss allowance$5,383,000865
Trading account assets$4,402,000136
Bank premises and fixed assets$6,552,0001,144
Other real estate owned$430,000821
Goodwill and other intangibles$03,181
All other assets$11,800,000827
Life insurance assets$01
Total liabilities and capital$465,487,0001,055
Total liabilities$427,270,0001,042
Total deposits$358,875,0001,106
Interest-bearing deposits$292,733,0001,161
Deposits held in domestic offices$358,875,0001,096
% insured0.00%1
Federal funds purchased & repurchase agreements$55,646,000506
Trading liabilities$0110
Other borrowed funds$2,756,0002,132
Subordinated debt$0337
All other liabilities$9,993,000671
Total equity capital$38,217,0001,190
Total bank equity capital$38,217,0001,190
Perpetual preferred stock$0288
Common stock$1,738,0002,349
Surplus$21,339,000872
Undivided profits$15,140,0001,723
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,068,0002,508
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$2,041,0001,114
Earning assets$422,621,0001,073
Long-term assets (5+ years)$79,286,000824
Average Assets, year-to-date$425,449,4001,123
Average Assets, quarterly$455,254,0001,069
Volatile liabilities$89,451,000883
Insider loans$14,604,000331
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$22,009,0001,871
Tier 1 (core) risk-based capital$38,083,0001,139
Tier 2 risk-based capital$4,143,230859
Total risk weighted assets$330,218,730935
Total unused commitments$22,009,0001,880
Derivatives$0628
1994-12-31Rank
# of Employees:1921,016
Assets and Liabilities
Total Assets:$391,483,0001,222
Cash and due from depository institutions$18,268,0001,016
Interest-bearing balances$07,034
Securities$76,253,0001,717
Federal funds sold & reverse repurchase agreements$7,700,0001,194
Net loans & leases$278,495,0001,033
Loan loss allowance$5,009,000918
Trading account assets$0286
Bank premises and fixed assets$5,681,0001,300
Other real estate owned$402,0001,016
Goodwill and other intangibles$03,133
All other assets$4,684,0001,781
Life insurance assets$01
Total liabilities and capital$391,483,0001,222
Total liabilities$355,086,0001,225
Total deposits$319,137,0001,191
Interest-bearing deposits$265,224,0001,229
Deposits held in domestic offices$319,137,0001,181
% insured0.00%1
Federal funds purchased & repurchase agreements$30,936,000707
Trading liabilities$087
Other borrowed funds$2,583,0002,316
Subordinated debt$0372
All other liabilities$2,430,0001,551
Total equity capital$36,397,0001,135
Total bank equity capital$36,397,0001,135
Perpetual preferred stock$0310
Common stock$1,720,0002,420
Surplus$21,359,000812
Undivided profits$13,318,0001,765
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,304,0002,169
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$61,0001,019
Income earned, not collected on loans$1,674,0001,154
Earning assets$362,448,0001,210
Long-term assets (5+ years)$77,470,000824
Average Assets, year-to-date$373,590,6001,231
Average Assets, quarterly$388,044,5001,227
Volatile liabilities$62,226,0001,089
Insider loans$14,935,000309
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$22,872,0001,731
Tier 1 (core) risk-based capital$37,661,0001,096
Tier 2 risk-based capital$3,697,640920
Total risk weighted assets$294,499,840989
Total unused commitments$22,872,0001,743
Derivatives$0687
1993-12-31Rank
# of Employees:1901,086
Assets and Liabilities
Total Assets:$360,697,0001,325
Cash and due from depository institutions$19,672,0001,086
Interest-bearing balances$07,655
Securities$70,122,0001,960
Federal funds sold & reverse repurchase agreements$16,450,000800
Net loans & leases$244,179,0001,149
Loan loss allowance$6,056,000861
Trading account assets$1,491,000237
Bank premises and fixed assets$4,545,0001,608
Other real estate owned$919,0001,086
Goodwill and other intangibles$03,091
All other assets$3,319,0002,204
Life insurance assets$01
Total liabilities and capital$360,697,0001,325
Total liabilities$328,161,0001,330
Total deposits$291,311,0001,372
Interest-bearing deposits$242,105,0001,422
Deposits held in domestic offices$291,311,0001,361
% insured0.00%1
Federal funds purchased & repurchase agreements$28,576,000634
Trading liabilities$01
Other borrowed funds$6,180,0001,358
Subordinated debt$0413
All other liabilities$2,094,0001,746
Total equity capital$32,536,0001,265
Total bank equity capital$32,536,0001,265
Perpetual preferred stock$0343
Common stock$1,700,0002,477
Surplus$20,973,000785
Undivided profits$9,863,0002,405
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,301,0002,623
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$213,000575
Income earned, not collected on loans$1,238,0001,383
Earning assets$332,242,0001,315
Long-term assets (5+ years)$83,224,000782
Average Assets, year-to-date$361,672,2001,287
Average Assets, quarterly$359,888,5001,309
Volatile liabilities$63,652,0001,017
Insider loans$12,545,000351
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$8,145,0003,583
Tier 1 (core) risk-based capital$32,536,0001,223
Tier 2 risk-based capital$3,199,0101,046
Total risk weighted assets$253,063,9101,123
Total unused commitments$8,145,0003,599
Derivatives$0714
1992-12-31Rank
# of Employees:1961,089
Assets and Liabilities
Total Assets:$368,984,0001,328
Cash and due from depository institutions$18,934,0001,089
Interest-bearing balances$08,059
Securities$66,679,0002,020
Federal funds sold & reverse repurchase agreements$50,100,000416
Net loans & leases$220,842,0001,321
Loan loss allowance$6,002,000875
Trading account assets$984,000257
Bank premises and fixed assets$4,968,0001,461
Other real estate owned$1,388,0001,089
Goodwill and other intangibles$03,106
All other assets$5,089,0001,621
Life insurance assets$01
Total liabilities and capital$368,984,0001,328
Total liabilities$344,915,0001,308
Total deposits$306,804,0001,369
Interest-bearing deposits$247,430,0001,468
Deposits held in domestic offices$306,804,0001,359
% insured0.00%1
Federal funds purchased & repurchase agreements$23,595,000642
Trading liabilities$01
Other borrowed funds$5,483,0001,259
Subordinated debt$0482
All other liabilities$9,033,000656
Total equity capital$24,069,0001,606
Total bank equity capital$24,069,0001,606
Perpetual preferred stock$0346
Common stock$1,500,0002,815
Surplus$17,979,000865
Undivided profits$4,590,0004,477
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,401,0001,981
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,086,0001,793
Earning assets$338,605,0001,314
Long-term assets (5+ years)$81,368,000760
Average Assets, year-to-date$362,802,6001,320
Average Assets, quarterly$359,433,5001,360
Volatile liabilities$55,040,0001,106
Insider loans$2,500,000248
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$4,600,0004,845
Tier 1 (core) risk-based capital$24,069,0001,570
Tier 2 risk-based capital$3,030,0601,120
Total risk weighted assets$239,432,6601,217
Total unused commitments$4,600,0004,874
Derivatives$0651