Home > National Bank of Commerce in Superior > Income and Expense
National Bank of Commerce in Superior, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,057,000 | 2,348 |
| Total interest expense | $3,405,000 | 3,189 |
| Net interest income | $9,652,000 | 2,006 |
| Provision for loan and lease losses | $89,000 | 5,940 |
| Total noninterest income | $1,733,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $855,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $878,000 | 2,361 |
| Total noninterest expense | $5,241,000 | 2,803 |
| Salaries and employee benefits | $1,641,000 | 4,375 |
| Premises and equipment expense | $417,000 | 4,497 |
| Additional noninterest expense | $3,183,000 | 1,491 |
| Pre-tax net operating income | $6,055,000 | 1,388 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $1,657,000 | 1,513 |
| Income before extraordinary items | $4,402,000 | 1,412 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,402,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,150 |
| Cash dividends | $1,116,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,399,080 | 1,367 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,876,000 | 2,304 |
| Total interest expense | $6,109,000 | 2,616 |
| Net interest income | $8,767,000 | 2,033 |
| Provision for loan and lease losses | $327,000 | 3,033 |
| Total noninterest income | $1,528,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $591,000 | 2,466 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $937,000 | 2,144 |
| Total noninterest expense | $5,204,000 | 2,731 |
| Salaries and employee benefits | $1,747,000 | 4,003 |
| Premises and equipment expense | $483,000 | 4,002 |
| Additional noninterest expense | $2,974,000 | 1,562 |
| Pre-tax net operating income | $4,764,000 | 1,506 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,230,000 | 1,777 |
| Income before extraordinary items | $3,534,000 | 1,515 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,534,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $504,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,534,000 | 1,453 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,835,000 | 2,212 |
| Total interest expense | $8,317,000 | 2,067 |
| Net interest income | $7,518,000 | 2,365 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $1,250,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $524,000 | 2,585 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $726,000 | 2,299 |
| Total noninterest expense | $5,191,000 | 2,624 |
| Salaries and employee benefits | $1,815,000 | 3,750 |
| Premises and equipment expense | $578,000 | 3,375 |
| Additional noninterest expense | $2,798,000 | 1,596 |
| Pre-tax net operating income | $3,385,000 | 2,143 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $661,000 | 2,918 |
| Income before extraordinary items | $2,722,000 | 1,917 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,722,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $1,764,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,723,600 | 1,911 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.