Home > National Bank of Commerce > Net charge- offs to loans
National Bank of Commerce, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1255% | 4,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1255% | 4,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 3,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0413% | 4,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0413% | 4,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 4,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3161% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3161% | 1,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0735% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8308% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8308% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 3,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,432 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4160% | 4,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4160% | 4,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 3,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 3,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4926% | 4,619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4926% | 4,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 3,601 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5163% | 4,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5163% | 4,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 3,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 3,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3068% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3068% | 4,303 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0647% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2827% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2827% | 1,203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 3,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2476% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2476% | 1,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0363% | 4,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 3,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1353% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1547% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1547% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 4,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9286% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1508% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2642% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4663% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4663% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 3,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3045% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5113% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5122% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 3,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4074% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9943% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9964% | 548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0960% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5160% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2355% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2389% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 3,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0595% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0638% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 4,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2028% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2029% | 2,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1153% | 4,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3300% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3299% | 1,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0302% | 3,650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1776% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5420% | 1,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5420% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3626% | 4,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5766% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5766% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 4,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 4,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1100% | 4,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5707% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5707% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 4,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0409% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2705% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2705% | 1,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0604% | 5,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0903% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4794% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4794% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0377% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0677% | 5,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1193% | 5,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 4,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0884% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0884% | 2,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1281% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3212% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7957% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1884% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1592% | 2,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1592% | 2,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8029% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1081% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1081% | 2,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0614% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1749% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0169% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 4,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1195% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1195% | 2,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2403% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3172% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1183% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1183% | 2,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1025% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1195% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3164% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1004% | 3,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1004% | 3,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0536% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 4,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1718% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4086% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3164% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3164% | 1,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0522% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 3,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0562% | 4,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5976% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3811% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0493% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.0395% | 4,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0453% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 4,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,651 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 5,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1154% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4808% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 4,657 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0472% | 5,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0472% | 5,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1190% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 5,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,734 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1140% | 5,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6137% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 2,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0702% | 5,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0702% | 5,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1540% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0637% | 5,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0820% | 5,769 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,817 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2332% | 5,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8904% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 5,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1127% | 5,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1127% | 5,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1451% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2475% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7784% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 5,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1200% | 5,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1200% | 5,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1636% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 3,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 1,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 3,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1292% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 3,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 4,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1024% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1024% | 3,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2828% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 3,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 2,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 4,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0932% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0932% | 3,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4290% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 5,114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 5,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 2,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2619% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 5,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 5,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1442% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1442% | 2,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6924% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 5,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 5,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 5,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 5,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2913% | 5,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2913% | 5,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6591% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 5,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 2,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 2,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 2,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4303% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4303% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0957% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 5,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 6,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 6,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 3,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 3,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 4,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8232% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8232% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1994% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1035% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0285% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1928% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 3,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 5,272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3244% | 6,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3244% | 6,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6455% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.1400% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 6,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0575% | 5,359 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5203% | 6,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5203% | 6,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6064% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1315% | 6,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1743% | 6,900 |
| Percentage Net Loans Charged-off:Construction & development | -1.6676% | 6,368 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1539% | 6,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 3,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 3,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0503% | 3,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0763% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0763% | 3,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5996% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1297% | 6,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1712% | 6,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.9761% | 6,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2054% | 6,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 4,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 3,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 2,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 4,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 3,902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3212% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1432% | 6,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1656% | 6,973 |
| Percentage Net Loans Charged-off:Construction & development | -1.4575% | 6,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1074% | 6,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 6,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0347% | 6,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 5,629 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0920% | 6,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0920% | 5,927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 6,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 6,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.1585% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0852% | 6,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 2,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 5,431 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0911% | 5,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0911% | 5,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8876% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7306% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 2.8327% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5770% | 1,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5125% | 2,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7730% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6851% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5756% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5513% | 2,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4200% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9109% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8150% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 2.6316% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7565% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5034% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7666% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4011% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7728% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7319% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3844% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7482% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5537% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 1.1856% | 1,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5919% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3802% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5823% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6990% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4908% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4566% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0511% | 6,122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2496% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8174% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 1.6969% | 1,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0710% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2528% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3874% | 1,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2445% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8793% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7897% | 1,293 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3583% | 6,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4520% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7725% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 5.5018% | 1,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3179% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 4,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0649% | 1,850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4045% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6607% | 2,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1863% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6988% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1110% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 7.2559% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6476% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 1,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0853% | 3,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4363% | 3,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8645% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0075% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2725% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2860% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1275% | 3,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1295% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 3,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6569% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3734% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 4,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 2,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1287% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3056% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8907% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4765% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1598% | 5,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 4,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 3,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4091% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2253% | 1,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1850% | 3,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 4,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9563% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | 63.8298% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0530% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 5,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 2,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5531% | 493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 3,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 6,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1124% | 2,252 |
| Percentage Net Loans Charged-off: Credit card loans | 68.0851% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4093% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 5,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 4,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7907% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 6,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6387% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 76.6039% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4623% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5360% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 6,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7757% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2042% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 4,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 2,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 3,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 2,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6277% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2147% | 1,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1718% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 2,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1952% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5648% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2179% | 4,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4335% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 6,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3291% | 3,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5854% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 4,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 6,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4530% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5322% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2522% | 2,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 3,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 8,035 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1425% | 6,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 2,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9413% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0368% | 5,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6502% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3465% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 8,055 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1901% | 6,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3676% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0784% | 4,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4453% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1745% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1119% | 8,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2834% | 6,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1556% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2093% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4602% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 1,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 2,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4380% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 5,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0441% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 3,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1472% | 4,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6458% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 5,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 6,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0826% | 7,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7802% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 4,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 6,642 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1207% | 7,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9015% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 4,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 6,741 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0808% | 6,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9070% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1249% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0355% | 3,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0799% | 5,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4393% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 5,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 3,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0527% | 5,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4385% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0474% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0392% | 7,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6090% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1548% | 7,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8909% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1560% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 8,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 8,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 3,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2784% | 4,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3914% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 8,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 8,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0738% | 5,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4428% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 4,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 8,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0420% | 8,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0717% | 8,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2114% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0740% | 5,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4362% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 8,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 8,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1512% | 8,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1474% | 4,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1517% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 6,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 7,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4333% | 4,573 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6202% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8016% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 5,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 7,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7284% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | 13.4615% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0909% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0692% | 8,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2934% | 8,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3392% | 4,246 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0418% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2963% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1778% | 8,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6181% | 8,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2687% | 3,990 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0476% | 723 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8745% | 7,888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3243% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0316% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 6,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 200.0000% | 7 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3695% | 3,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8131% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 6,304 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 6,284 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 4,453 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 7,066 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 6,723 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 8,037 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2529% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 9,264 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |