Home > National Bank of Commerce > Net charge- offs to loans
National Bank of Commerce, Net charge- offs to loans
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3244% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1232% | 735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 7,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2342% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2363% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2329% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2639% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9126% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0000% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1912% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 3,097 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0720% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8655% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9804% | 1,344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0179% | 7,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3717% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 1,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1988% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6657% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1137% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7018% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5390% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2435% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1921% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3078% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4647% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1250% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2645% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2694% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1645% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3916% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6424% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7244% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3746% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3151% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0139% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1712% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0663% | 2,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9144% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5436% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8802% | 1,222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4740% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2768% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0124% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1571% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5762% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5238% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3092% | 1,023 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3153% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2609% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1301% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5875% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8980% | 1,053 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3890% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2451% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0236% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4391% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5393% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8430% | 1,134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0207% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2499% | 3,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 2,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0169% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1564% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 2,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5918% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3259% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 58.0926% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3767% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2033% | 3,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 2,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1176% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2286% | 3,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1401% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1681% | 1,194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2723% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 2,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2034% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0137% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0670% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0655% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7268% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6591% | 1,323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0663% | 1,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1864% | 3,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 716 |
| Percentage Net Loans Charged-off:Construction & development | -0.1662% | 1,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4022% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1591% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5804% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2400% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0302% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2712% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.3184% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0632% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1458% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5443% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8549% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9239% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4614% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1234% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0357% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0681% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5068% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5346% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3746% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.1369% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7835% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3370% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9517% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.1538% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0465% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7257% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5181% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7286% | 45 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3174% | 2,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.1789% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1200% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1265% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6677% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5323% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5567% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3361% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.4695% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9281% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6825% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7573% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4429% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 1.3853% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1877% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3131% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5701% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9567% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0206% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4229% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8579% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |