Home > National Bank of Commerce > Income and Expense
National Bank of Commerce, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,352,000 | 2,451 |
| Total interest expense | $6,035,000 | 2,442 |
| Net interest income | $7,317,000 | 2,409 |
| Provision for loan and lease losses | $406,000 | 2,080 |
| Total noninterest income | $517,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $345,000 | 3,603 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $172,000 | 5,286 |
| Total noninterest expense | $5,022,000 | 2,686 |
| Salaries and employee benefits | $2,365,000 | 2,964 |
| Premises and equipment expense | $972,000 | 2,104 |
| Additional noninterest expense | $1,685,000 | 2,558 |
| Pre-tax net operating income | $2,406,000 | 2,880 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $756,000 | 2,755 |
| Income before extraordinary items | $1,650,000 | 3,008 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,650,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,601 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,650,000 | 2,973 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,544,000 | 2,799 |
| Total interest expense | $4,918,000 | 3,048 |
| Net interest income | $6,626,000 | 2,573 |
| Provision for loan and lease losses | $424,000 | 1,969 |
| Total noninterest income | $511,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $328,000 | 3,658 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $183,000 | 5,198 |
| Total noninterest expense | $4,475,000 | 2,903 |
| Salaries and employee benefits | $2,216,000 | 3,028 |
| Premises and equipment expense | $909,000 | 2,129 |
| Additional noninterest expense | $1,350,000 | 3,037 |
| Pre-tax net operating income | $2,238,000 | 3,050 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $813,000 | 2,707 |
| Income before extraordinary items | $1,425,000 | 3,389 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,425,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,399 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,425,000 | 3,300 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,963,000 | 3,245 |
| Total interest expense | $4,360,000 | 3,382 |
| Net interest income | $5,603,000 | 3,117 |
| Provision for loan and lease losses | $179,000 | 3,765 |
| Total noninterest income | $424,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $249,000 | 4,677 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $175,000 | 5,286 |
| Total noninterest expense | $4,167,000 | 3,067 |
| Salaries and employee benefits | $1,999,000 | 3,316 |
| Premises and equipment expense | $847,000 | 2,308 |
| Additional noninterest expense | $1,321,000 | 3,067 |
| Pre-tax net operating income | $1,681,000 | 4,069 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $615,000 | 3,602 |
| Income before extraordinary items | $1,066,000 | 4,463 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,066,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,066,000 | 4,404 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,734,000 | 3,705 |
| Total interest expense | $4,156,000 | 3,577 |
| Net interest income | $4,578,000 | 3,836 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $3,890,000 | 3,429 |
| Salaries and employee benefits | $1,834,000 | 3,608 |
| Premises and equipment expense | $774,000 | 2,531 |
| Additional noninterest expense | $1,282,000 | 3,575 |
| Pre-tax net operating income | $963,000 | 5,864 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $336,000 | 5,456 |
| Income before extraordinary items | $627,000 | 6,113 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $627,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $627,000 | 6,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 4,208 |
| Total interest expense | $3,652,000 | 4,001 |
| Net interest income | $3,957,000 | 4,352 |
| Provision for loan and lease losses | $210,000 | 2,900 |
| Total noninterest income | $291,000 | 7,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $3,250,000 | 4,014 |
| Salaries and employee benefits | $1,480,000 | 4,339 |
| Premises and equipment expense | $488,000 | 3,837 |
| Additional noninterest expense | $1,282,000 | 3,544 |
| Pre-tax net operating income | $788,000 | 6,888 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $326,000 | 5,713 |
| Income before extraordinary items | $462,000 | 7,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $462,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $462,000 | 7,510 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 4,731 |
| Total interest expense | $2,626,000 | 4,445 |
| Net interest income | $3,562,000 | 4,866 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $230,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $2,566,000 | 5,038 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $395,000 | 4,630 |
| Additional noninterest expense | $1,007,000 | 4,679 |
| Pre-tax net operating income | $1,176,000 | 5,315 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $444,000 | 4,438 |
| Income before extraordinary items | $725,000 | 5,767 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $725,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,664 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $729,480 | 5,813 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 5,447 |
| Total interest expense | $2,267,000 | 5,239 |
| Net interest income | $3,093,000 | 5,522 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $305,000 | 7,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $2,310,000 | 5,645 |
| Salaries and employee benefits | $984,000 | 6,221 |
| Premises and equipment expense | $385,000 | 4,866 |
| Additional noninterest expense | $941,000 | 5,184 |
| Pre-tax net operating income | $1,009,000 | 5,859 |
| Securities gains (losses) | $145,000 | 2,015 |
| Applicable income taxes | $422,000 | 4,812 |
| Income before extraordinary items | $732,000 | 5,923 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $732,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $639,200 | 6,255 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 6,363 |
| Total interest expense | $2,154,000 | 6,746 |
| Net interest income | $2,868,000 | 5,932 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $322,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,835 |
| Total noninterest expense | $2,133,000 | 6,081 |
| Salaries and employee benefits | $862,000 | 6,858 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $910,000 | 5,468 |
| Pre-tax net operating income | $976,000 | 5,724 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $335,000 | 5,521 |
| Income before extraordinary items | $641,000 | 6,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $641,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $641,000 | 5,947 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.