Home > National Bank of Commerce > Assets and Liabilities
National Bank of Commerce, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 58 | 3,035 |
| Assets and Liabilities | ||
| Total Assets: | $179,861,000 | 2,630 |
| Cash and due from depository institutions | $7,210,000 | 3,035 |
| Interest-bearing balances | $350,000 | 3,473 |
| Securities | $19,379,000 | 4,958 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,440 |
| Net loans & leases | $139,540,000 | 2,156 |
| Loan loss allowance | $1,622,000 | 2,221 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,580,000 | 2,426 |
| Other real estate owned | $0 | 3,035 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,452,000 | 2,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,861,000 | 2,630 |
| Total liabilities | $166,168,000 | 2,571 |
| Total deposits | $154,428,000 | 2,491 |
| Interest-bearing deposits | $132,151,000 | 2,472 |
| Deposits held in domestic offices | $154,428,000 | 2,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,810,000 | 1,938 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,310,000 | 2,399 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $620,000 | 4,648 |
| Total equity capital | $13,693,000 | 3,206 |
| Total bank equity capital | $13,693,000 | 3,206 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,575,000 | 1,079 |
| Surplus | $3,325,000 | 4,071 |
| Undivided profits | $6,793,000 | 3,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,776,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $697,000 | 223 |
| Income earned, not collected on loans | $700,000 | 3,364 |
| Earning assets | $165,969,000 | 2,613 |
| Long-term assets (5+ years) | $31,026,000 | 2,490 |
| Average Assets, year-to-date | $168,803,000 | 2,670 |
| Average Assets, quarterly | $179,394,500 | 2,601 |
| Volatile liabilities | $54,496,000 | 1,544 |
| Insider loans | $4,388,000 | 1,068 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,780,000 | 1,639 |
| Tier 1 (core) risk-based capital | $14,050,000 | 3,116 |
| Tier 2 risk-based capital | $1,622,000 | 2,041 |
| Total risk weighted assets | $145,653,800 | 2,097 |
| Total unused commitments | $32,780,000 | 1,641 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $156,023,000 | 2,926 |
| Cash and due from depository institutions | $5,221,000 | 3,196 |
| Interest-bearing balances | $82,000 | 5,260 |
| Securities | $14,050,000 | 6,013 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 2,121 |
| Net loans & leases | $122,079,000 | 2,281 |
| Loan loss allowance | $1,315,000 | 2,614 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,699,000 | 2,207 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,874,000 | 2,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,023,000 | 2,926 |
| Total liabilities | $144,082,000 | 2,858 |
| Total deposits | $137,125,000 | 2,776 |
| Interest-bearing deposits | $115,798,000 | 2,838 |
| Deposits held in domestic offices | $137,125,000 | 2,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,919,000 | 2,015 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,395,000 | 2,456 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $643,000 | 4,889 |
| Total equity capital | $11,941,000 | 3,726 |
| Total bank equity capital | $11,941,000 | 3,726 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,350,000 | 1,108 |
| Surplus | $3,100,000 | 4,103 |
| Undivided profits | $5,491,000 | 4,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 2,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,159 |
| Income earned, not collected on loans | $631,000 | 3,688 |
| Earning assets | $144,311,000 | 2,918 |
| Long-term assets (5+ years) | $12,873,000 | 4,123 |
| Average Assets, year-to-date | $138,718,200 | 3,086 |
| Average Assets, quarterly | $148,809,500 | 2,999 |
| Volatile liabilities | $42,625,000 | 1,608 |
| Insider loans | $3,907,000 | 1,092 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,035,000 | 1,707 |
| Tier 1 (core) risk-based capital | $11,950,000 | 3,555 |
| Tier 2 risk-based capital | $1,315,000 | 2,383 |
| Total risk weighted assets | $130,794,500 | 2,176 |
| Total unused commitments | $29,035,000 | 1,714 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 51 | 3,533 |
| Assets and Liabilities | ||
| Total Assets: | $126,193,000 | 3,485 |
| Cash and due from depository institutions | $6,095,000 | 3,533 |
| Interest-bearing balances | $224,000 | 3,825 |
| Securities | $16,202,000 | 5,706 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $97,028,000 | 2,839 |
| Loan loss allowance | $1,005,000 | 3,343 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,925,000 | 2,002 |
| Other real estate owned | $252,000 | 3,533 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,391,000 | 2,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,193,000 | 3,485 |
| Total liabilities | $116,397,000 | 3,419 |
| Total deposits | $111,295,000 | 3,331 |
| Interest-bearing deposits | $92,644,000 | 3,429 |
| Deposits held in domestic offices | $111,295,000 | 3,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,157,000 | 1,817 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,475,000 | 3,188 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $470,000 | 6,159 |
| Total equity capital | $9,796,000 | 4,382 |
| Total bank equity capital | $9,796,000 | 4,382 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,975,000 | 1,273 |
| Surplus | $2,725,000 | 4,463 |
| Undivided profits | $4,096,000 | 5,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,114,000 | 2,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $556,000 | 4,257 |
| Earning assets | $113,754,000 | 3,560 |
| Long-term assets (5+ years) | $10,972,000 | 4,103 |
| Average Assets, year-to-date | $121,343,000 | 3,453 |
| Average Assets, quarterly | $126,422,000 | 3,437 |
| Volatile liabilities | $32,700,000 | 1,994 |
| Insider loans | $5,643,000 | 727 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,047,000 | 2,029 |
| Tier 1 (core) risk-based capital | $9,775,000 | 4,252 |
| Tier 2 risk-based capital | $1,005,000 | 2,919 |
| Total risk weighted assets | $104,500,900 | 2,660 |
| Total unused commitments | $21,047,000 | 2,034 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $113,738,000 | 3,930 |
| Cash and due from depository institutions | $3,378,000 | 3,809 |
| Interest-bearing balances | $50,000 | 5,386 |
| Securities | $16,604,000 | 6,021 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $85,442,000 | 3,198 |
| Loan loss allowance | $880,000 | 3,921 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,502,000 | 2,262 |
| Other real estate owned | $1,018,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,294,000 | 3,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,738,000 | 3,930 |
| Total liabilities | $105,689,000 | 3,804 |
| Total deposits | $101,096,000 | 3,739 |
| Interest-bearing deposits | $85,056,000 | 3,829 |
| Deposits held in domestic offices | $101,096,000 | 3,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,662,000 | 2,051 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,548,000 | 2,955 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $383,000 | 6,981 |
| Total equity capital | $8,049,000 | 5,209 |
| Total bank equity capital | $8,049,000 | 5,209 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,625,000 | 1,462 |
| Surplus | $2,375,000 | 4,967 |
| Undivided profits | $3,049,000 | 6,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $487,000 | 301 |
| Income earned, not collected on loans | $519,000 | 4,469 |
| Earning assets | $103,596,000 | 3,971 |
| Long-term assets (5+ years) | $6,284,000 | 5,316 |
| Average Assets, year-to-date | $106,632,000 | 4,027 |
| Average Assets, quarterly | $111,374,500 | 3,968 |
| Volatile liabilities | $31,209,000 | 2,019 |
| Insider loans | $5,327,000 | 805 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,436,000 | 2,494 |
| Tier 1 (core) risk-based capital | $8,009,000 | 5,135 |
| Tier 2 risk-based capital | $880,000 | 3,369 |
| Total risk weighted assets | $93,281,800 | 2,971 |
| Total unused commitments | $15,436,000 | 2,507 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $99,987,000 | 4,425 |
| Cash and due from depository institutions | $3,894,000 | 3,993 |
| Interest-bearing balances | $589,000 | 3,125 |
| Securities | $15,399,000 | 6,599 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,816 |
| Net loans & leases | $66,301,000 | 3,929 |
| Loan loss allowance | $848,000 | 4,053 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,483,000 | 2,210 |
| Other real estate owned | $802,000 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,108,000 | 3,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,987,000 | 4,425 |
| Total liabilities | $92,489,000 | 4,305 |
| Total deposits | $89,400,000 | 4,234 |
| Interest-bearing deposits | $76,057,000 | 4,285 |
| Deposits held in domestic offices | $89,400,000 | 4,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,047,000 | 2,661 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,614,000 | 2,560 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $428,000 | 6,867 |
| Total equity capital | $7,498,000 | 5,568 |
| Total bank equity capital | $7,498,000 | 5,568 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,625,000 | 1,491 |
| Surplus | $2,375,000 | 4,991 |
| Undivided profits | $2,498,000 | 6,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,183,000 | 1,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $327,000 | 385 |
| Income earned, not collected on loans | $436,000 | 5,385 |
| Earning assets | $90,289,000 | 4,485 |
| Long-term assets (5+ years) | $12,417,000 | 3,512 |
| Average Assets, year-to-date | $89,812,200 | 4,666 |
| Average Assets, quarterly | $97,807,000 | 4,459 |
| Volatile liabilities | $24,929,000 | 2,185 |
| Insider loans | $3,563,000 | 1,239 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,438,000 | 2,640 |
| Tier 1 (core) risk-based capital | $7,382,000 | 5,494 |
| Tier 2 risk-based capital | $848,000 | 3,413 |
| Total risk weighted assets | $75,064,700 | 3,511 |
| Total unused commitments | $13,438,000 | 2,651 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $83,423,000 | 5,121 |
| Cash and due from depository institutions | $1,850,000 | 6,680 |
| Interest-bearing balances | $58,000 | 6,030 |
| Securities | $17,289,000 | 6,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $60,780,000 | 4,154 |
| Loan loss allowance | $649,000 | 5,106 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,530,000 | 4,545 |
| Other real estate owned | $761,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,213,000 | 5,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,423,000 | 5,121 |
| Total liabilities | $76,627,000 | 5,048 |
| Total deposits | $62,080,000 | 5,762 |
| Interest-bearing deposits | $53,590,000 | 5,765 |
| Deposits held in domestic offices | $62,080,000 | 5,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,670,000 | 1,304 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,553,000 | 1,832 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $324,000 | 7,002 |
| Total equity capital | $6,796,000 | 5,683 |
| Total bank equity capital | $6,796,000 | 5,683 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,375,000 | 1,743 |
| Surplus | $2,375,000 | 4,958 |
| Undivided profits | $2,046,000 | 7,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,355,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $380,000 | 5,415 |
| Earning assets | $78,127,000 | 5,032 |
| Long-term assets (5+ years) | $10,658,000 | 3,951 |
| Average Assets, year-to-date | $82,283,800 | 5,083 |
| Average Assets, quarterly | $83,030,000 | 5,111 |
| Volatile liabilities | $21,074,000 | 2,438 |
| Insider loans | $2,607,000 | 1,621 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,280,000 | 2,714 |
| Tier 1 (core) risk-based capital | $6,920,000 | 5,687 |
| Tier 2 risk-based capital | $649,000 | 4,249 |
| Total risk weighted assets | $64,481,900 | 3,976 |
| Total unused commitments | $12,280,000 | 2,725 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $76,594,000 | 5,645 |
| Cash and due from depository institutions | $5,186,000 | 7,545 |
| Interest-bearing balances | $3,772,000 | 1,575 |
| Securities | $15,493,000 | 7,241 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,963 |
| Net loans & leases | $51,425,000 | 4,679 |
| Loan loss allowance | $702,000 | 4,959 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $553,000 | 8,389 |
| Other real estate owned | $578,000 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $859,000 | 6,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,594,000 | 5,645 |
| Total liabilities | $70,399,000 | 5,573 |
| Total deposits | $65,995,000 | 5,683 |
| Interest-bearing deposits | $57,320,000 | 5,657 |
| Deposits held in domestic offices | $65,995,000 | 5,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,000 | 3,879 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,011,000 | 1,647 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $323,000 | 7,210 |
| Total equity capital | $6,195,000 | 6,223 |
| Total bank equity capital | $6,195,000 | 6,223 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,375,000 | 1,762 |
| Surplus | $2,375,000 | 4,916 |
| Undivided profits | $1,445,000 | 8,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,599,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $282,000 | 6,390 |
| Earning assets | $73,190,000 | 5,433 |
| Long-term assets (5+ years) | $13,592,000 | 3,548 |
| Average Assets, year-to-date | $72,773,200 | 5,737 |
| Average Assets, quarterly | $77,760,000 | 5,518 |
| Volatile liabilities | $23,293,000 | 2,127 |
| Insider loans | $2,643,000 | 1,571 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,091,000 | 2,864 |
| Tier 1 (core) risk-based capital | $6,195,000 | 6,138 |
| Tier 2 risk-based capital | $685,470 | 4,026 |
| Total risk weighted assets | $54,821,270 | 4,521 |
| Total unused commitments | $11,091,000 | 2,886 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $64,181,000 | 6,581 |
| Cash and due from depository institutions | $3,037,000 | 7,923 |
| Interest-bearing balances | $1,410,000 | 3,245 |
| Securities | $14,865,000 | 7,399 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 7,252 |
| Net loans & leases | $43,432,000 | 5,389 |
| Loan loss allowance | $618,000 | 5,524 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $182,000 | 11,757 |
| Other real estate owned | $446,000 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $619,000 | 8,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,181,000 | 6,581 |
| Total liabilities | $58,957,000 | 6,534 |
| Total deposits | $56,556,000 | 6,578 |
| Interest-bearing deposits | $49,106,000 | 6,575 |
| Deposits held in domestic offices | $56,556,000 | 6,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $596,000 | 2,911 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,409,000 | 2,252 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $396,000 | 6,860 |
| Total equity capital | $5,224,000 | 6,859 |
| Total bank equity capital | $5,224,000 | 6,859 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,250,000 | 1,897 |
| Surplus | $2,250,000 | 4,998 |
| Undivided profits | $724,000 | 10,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 4,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $210,000 | 8,430 |
| Earning assets | $61,307,000 | 6,347 |
| Long-term assets (5+ years) | $6,155,000 | 5,829 |
| Average Assets, year-to-date | $62,153,800 | 6,601 |
| Average Assets, quarterly | $63,912,000 | 6,539 |
| Volatile liabilities | $18,770,000 | 2,480 |
| Insider loans | $138,000 | 4,871 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,081,000 | 2,946 |
| Tier 1 (core) risk-based capital | $5,224,000 | 6,791 |
| Tier 2 risk-based capital | $563,850 | 4,740 |
| Total risk weighted assets | $45,053,650 | 5,410 |
| Total unused commitments | $10,081,000 | 2,961 |
| Derivatives | $0 | 651 |