Home > National Bank of Commerce > Income and Expense
National Bank of Commerce, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 4,688 |
| Total interest expense | $2,995,000 | 4,614 |
| Net interest income | $3,482,000 | 4,669 |
| Provision for loan and lease losses | $243,000 | 3,106 |
| Total noninterest income | $400,000 | 5,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $2,142,000 | 5,409 |
| Salaries and employee benefits | $1,051,000 | 5,690 |
| Premises and equipment expense | $338,000 | 5,088 |
| Additional noninterest expense | $753,000 | 4,999 |
| Pre-tax net operating income | $1,497,000 | 4,094 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $398,000 | 4,184 |
| Income before extraordinary items | $1,099,000 | 4,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,099,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $955,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,099,000 | 4,109 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 4,804 |
| Total interest expense | $2,949,000 | 4,795 |
| Net interest income | $3,380,000 | 4,718 |
| Provision for loan and lease losses | $189,000 | 3,640 |
| Total noninterest income | $402,000 | 5,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,447 |
| Total noninterest expense | $2,070,000 | 5,467 |
| Salaries and employee benefits | $962,000 | 5,931 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $818,000 | 4,607 |
| Pre-tax net operating income | $1,523,000 | 4,144 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $437,000 | 4,201 |
| Income before extraordinary items | $1,086,000 | 4,229 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,086,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $785,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,086,000 | 4,133 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 6,148 |
| Total interest expense | $2,139,000 | 6,011 |
| Net interest income | $2,445,000 | 6,140 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $331,000 | 6,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,500,000 | 6,779 |
| Salaries and employee benefits | $740,000 | 7,080 |
| Premises and equipment expense | $223,000 | 6,453 |
| Additional noninterest expense | $537,000 | 6,216 |
| Pre-tax net operating income | $1,199,000 | 5,253 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $350,000 | 5,307 |
| Income before extraordinary items | $849,000 | 5,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $849,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,457 |
| Cash dividends | $562,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $849,000 | 5,202 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 7,023 |
| Total interest expense | $1,708,000 | 7,060 |
| Net interest income | $2,120,000 | 6,913 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $335,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,430,000 | 7,311 |
| Salaries and employee benefits | $708,000 | 7,481 |
| Premises and equipment expense | $198,000 | 7,064 |
| Additional noninterest expense | $524,000 | 6,883 |
| Pre-tax net operating income | $991,000 | 5,764 |
| Securities gains (losses) | $38,000 | 1,523 |
| Applicable income taxes | $287,000 | 5,982 |
| Income before extraordinary items | $742,000 | 5,569 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $742,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,017 |
| Cash dividends | $516,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $714,640 | 5,641 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 9,145 |
| Total interest expense | $1,110,000 | 8,877 |
| Net interest income | $1,268,000 | 9,165 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $285,000 | 7,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $944,000 | 9,190 |
| Salaries and employee benefits | $544,000 | 8,757 |
| Premises and equipment expense | $114,000 | 9,208 |
| Additional noninterest expense | $286,000 | 9,391 |
| Pre-tax net operating income | $609,000 | 7,826 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $183,000 | 7,735 |
| Income before extraordinary items | $426,000 | 7,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $426,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $906,000 | 312 |
| Net operating income | $426,000 | 7,802 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 9,607 |
| Total interest expense | $702,000 | 10,080 |
| Net interest income | $1,398,000 | 9,161 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $363,000 | 6,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $1,352,000 | 8,074 |
| Salaries and employee benefits | $654,000 | 8,244 |
| Premises and equipment expense | $210,000 | 7,210 |
| Additional noninterest expense | $488,000 | 7,969 |
| Pre-tax net operating income | $409,000 | 9,292 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $145,000 | 8,410 |
| Income before extraordinary items | $264,000 | 9,549 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $264,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $264,000 | 9,608 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 10,077 |
| Total interest expense | $683,000 | 10,692 |
| Net interest income | $1,368,000 | 9,514 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $437,000 | 6,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $1,374,000 | 8,263 |
| Salaries and employee benefits | $648,000 | 8,408 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $514,000 | 8,081 |
| Pre-tax net operating income | $431,000 | 9,179 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $426,000 | 8,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $426,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 4,228 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $426,000 | 7,906 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 10,849 |
| Total interest expense | $775,000 | 11,444 |
| Net interest income | $1,254,000 | 10,119 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $461,000 | 5,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $1,384,000 | 8,363 |
| Salaries and employee benefits | $575,000 | 9,031 |
| Premises and equipment expense | $207,000 | 7,676 |
| Additional noninterest expense | $602,000 | 7,489 |
| Pre-tax net operating income | $291,000 | 10,226 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $97,000 | 10,000 |
| Income before extraordinary items | $194,000 | 10,678 |
| Extraordinary gains, net | $97,000 | 764 |
| Net income | $291,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $194,000 | 10,340 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.