Home > National Bank of Commerce > Assets and Liabilities
National Bank of Commerce, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $96,050,000 | 4,554 |
| Cash and due from depository institutions | $5,519,000 | 5,132 |
| Interest-bearing balances | $32,000 | 5,751 |
| Securities | $14,144,000 | 5,993 |
| Federal funds sold & reverse repurchase agreements | $12,300,000 | 786 |
| Net loans & leases | $60,686,000 | 4,459 |
| Loan loss allowance | $486,000 | 5,796 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,117,000 | 3,839 |
| Other real estate owned | $21,000 | 5,132 |
| Goodwill and other intangibles | $134,000 | 2,574 |
| All other assets | $1,129,000 | 5,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,050,000 | 4,554 |
| Total liabilities | $88,535,000 | 4,480 |
| Total deposits | $82,418,000 | 4,435 |
| Interest-bearing deposits | $68,096,000 | 4,580 |
| Deposits held in domestic offices | $82,418,000 | 4,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,266,000 | 2,753 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $851,000 | 3,687 |
| Total equity capital | $7,515,000 | 5,357 |
| Total bank equity capital | $7,515,000 | 5,357 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,388,000 | 1,659 |
| Surplus | $3,346,000 | 4,059 |
| Undivided profits | $1,781,000 | 6,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $486,000 | 3,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $588,000 | 3,967 |
| Earning assets | $87,162,000 | 4,595 |
| Long-term assets (5+ years) | $8,353,000 | 5,276 |
| Average Assets, year-to-date | $91,124,400 | 4,622 |
| Average Assets, quarterly | $95,281,500 | 4,547 |
| Volatile liabilities | $15,591,000 | 4,130 |
| Insider loans | $1,472,000 | 2,850 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,995,000 | 6,016 |
| Tier 1 (core) risk-based capital | $7,396,000 | 5,438 |
| Tier 2 risk-based capital | $486,000 | 5,435 |
| Total risk weighted assets | $60,355,700 | 4,605 |
| Total unused commitments | $3,995,000 | 6,023 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $92,432,000 | 4,649 |
| Cash and due from depository institutions | $4,043,000 | 5,084 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $25,744,000 | 4,079 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 5,976 |
| Net loans & leases | $57,232,000 | 4,472 |
| Loan loss allowance | $348,000 | 6,899 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,075,000 | 3,804 |
| Other real estate owned | $35,000 | 5,084 |
| Goodwill and other intangibles | $145,000 | 2,526 |
| All other assets | $1,283,000 | 5,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,432,000 | 4,649 |
| Total liabilities | $84,979,000 | 4,558 |
| Total deposits | $83,590,000 | 4,371 |
| Interest-bearing deposits | $66,834,000 | 4,638 |
| Deposits held in domestic offices | $83,590,000 | 4,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $300,000 | 4,418 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,089,000 | 3,280 |
| Total equity capital | $7,453,000 | 5,522 |
| Total bank equity capital | $7,453,000 | 5,522 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,388,000 | 1,605 |
| Surplus | $3,346,000 | 3,924 |
| Undivided profits | $1,719,000 | 7,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 5,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $744,000 | 3,109 |
| Earning assets | $84,851,000 | 4,639 |
| Long-term assets (5+ years) | $6,307,000 | 5,752 |
| Average Assets, year-to-date | $84,087,800 | 4,790 |
| Average Assets, quarterly | $91,541,000 | 4,613 |
| Volatile liabilities | $16,356,000 | 3,553 |
| Insider loans | $1,965,000 | 2,142 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,801,000 | 6,007 |
| Tier 1 (core) risk-based capital | $7,241,000 | 5,440 |
| Tier 2 risk-based capital | $348,000 | 6,484 |
| Total risk weighted assets | $55,294,100 | 4,705 |
| Total unused commitments | $3,801,000 | 6,011 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $61,929,000 | 6,236 |
| Cash and due from depository institutions | $2,009,000 | 6,915 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,013,000 | 6,542 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,374 |
| Net loans & leases | $43,698,000 | 5,482 |
| Loan loss allowance | $172,000 | 9,173 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,232,000 | 5,336 |
| Other real estate owned | $19,000 | 6,915 |
| Goodwill and other intangibles | $40,000 | 3,041 |
| All other assets | $918,000 | 6,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,929,000 | 6,236 |
| Total liabilities | $57,313,000 | 6,082 |
| Total deposits | $56,244,000 | 5,938 |
| Interest-bearing deposits | $45,944,000 | 6,083 |
| Deposits held in domestic offices | $56,244,000 | 5,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $300,000 | 4,327 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $769,000 | 4,391 |
| Total equity capital | $4,616,000 | 7,488 |
| Total bank equity capital | $4,616,000 | 7,488 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,563,000 | 2,308 |
| Surplus | $2,346,000 | 4,943 |
| Undivided profits | $707,000 | 9,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 7,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 1,025 |
| Income earned, not collected on loans | $530,000 | 4,460 |
| Earning assets | $57,711,000 | 6,147 |
| Long-term assets (5+ years) | $6,950,000 | 5,219 |
| Average Assets, year-to-date | $57,248,600 | 6,351 |
| Average Assets, quarterly | $60,733,000 | 6,241 |
| Volatile liabilities | $12,987,000 | 4,182 |
| Insider loans | $674,000 | 4,611 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,883,000 | 7,550 |
| Tier 1 (core) risk-based capital | $4,557,000 | 7,406 |
| Tier 2 risk-based capital | $172,000 | 8,800 |
| Total risk weighted assets | $39,964,500 | 5,936 |
| Total unused commitments | $1,883,000 | 7,558 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $52,897,000 | 7,026 |
| Cash and due from depository institutions | $2,582,000 | 7,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $9,800,000 | 8,025 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 6,501 |
| Net loans & leases | $37,304,000 | 6,131 |
| Loan loss allowance | $214,000 | 8,948 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,268,000 | 5,239 |
| Other real estate owned | $51,000 | 7,260 |
| Goodwill and other intangibles | $44,000 | 2,867 |
| All other assets | $873,000 | 6,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,897,000 | 7,026 |
| Total liabilities | $48,591,000 | 6,926 |
| Total deposits | $47,615,000 | 6,805 |
| Interest-bearing deposits | $39,737,000 | 6,920 |
| Deposits held in domestic offices | $47,615,000 | 6,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $300,000 | 4,288 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $676,000 | 4,783 |
| Total equity capital | $4,306,000 | 7,884 |
| Total bank equity capital | $4,306,000 | 7,884 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,563,000 | 2,449 |
| Surplus | $2,346,000 | 4,998 |
| Undivided profits | $397,000 | 10,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 6,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $477,000 | 4,875 |
| Earning assets | $48,079,000 | 7,049 |
| Long-term assets (5+ years) | $6,118,000 | 5,393 |
| Average Assets, year-to-date | $47,837,800 | 7,278 |
| Average Assets, quarterly | $51,674,000 | 7,060 |
| Volatile liabilities | $10,318,000 | 4,770 |
| Insider loans | $1,442,000 | 2,752 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,534,000 | 6,872 |
| Tier 1 (core) risk-based capital | $4,266,000 | 7,838 |
| Tier 2 risk-based capital | $214,000 | 8,433 |
| Total risk weighted assets | $36,658,000 | 6,346 |
| Total unused commitments | $2,534,000 | 6,887 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $43,485,000 | 8,024 |
| Cash and due from depository institutions | $2,553,000 | 7,557 |
| Interest-bearing balances | $397,000 | 3,535 |
| Securities | $13,229,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $275,000 | 8,795 |
| Net loans & leases | $25,550,000 | 7,626 |
| Loan loss allowance | $276,000 | 8,413 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,187,000 | 5,451 |
| Other real estate owned | $76,000 | 7,557 |
| Goodwill and other intangibles | $48,000 | 2,666 |
| All other assets | $567,000 | 8,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,485,000 | 8,024 |
| Total liabilities | $39,360,000 | 7,963 |
| Total deposits | $38,874,000 | 7,845 |
| Interest-bearing deposits | $31,762,000 | 8,040 |
| Deposits held in domestic offices | $38,874,000 | 7,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $486,000 | 6,338 |
| Total equity capital | $4,125,000 | 8,218 |
| Total bank equity capital | $4,125,000 | 8,218 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,563,000 | 2,516 |
| Surplus | $2,346,000 | 5,028 |
| Undivided profits | $216,000 | 10,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 8,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,036 |
| Income earned, not collected on loans | $271,000 | 7,559 |
| Earning assets | $39,451,000 | 8,056 |
| Long-term assets (5+ years) | $5,309,000 | 5,660 |
| Average Assets, year-to-date | $37,748,400 | 8,442 |
| Average Assets, quarterly | $42,498,500 | 8,056 |
| Volatile liabilities | $7,122,000 | 5,713 |
| Insider loans | $1,101,000 | 3,505 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,159,000 | 8,686 |
| Tier 1 (core) risk-based capital | $4,036,000 | 8,181 |
| Tier 2 risk-based capital | $276,000 | 7,669 |
| Total risk weighted assets | $27,410,100 | 7,521 |
| Total unused commitments | $1,159,000 | 8,698 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $31,405,000 | 9,602 |
| Cash and due from depository institutions | $4,200,000 | 7,461 |
| Interest-bearing balances | $1,682,000 | 1,785 |
| Securities | $7,706,000 | 9,653 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 3,584 |
| Net loans & leases | $15,938,000 | 9,611 |
| Loan loss allowance | $362,000 | 7,588 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $849,000 | 6,686 |
| Other real estate owned | $175,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $387,000 | 10,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,405,000 | 9,602 |
| Total liabilities | $28,603,000 | 9,548 |
| Total deposits | $28,368,000 | 9,421 |
| Interest-bearing deposits | $22,490,000 | 9,689 |
| Deposits held in domestic offices | $28,368,000 | 9,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $235,000 | 8,354 |
| Total equity capital | $2,802,000 | 9,748 |
| Total bank equity capital | $2,802,000 | 9,748 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $1,250,000 | 7,228 |
| Undivided profits | $302,000 | 10,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 850 |
| Income earned, not collected on loans | $192,000 | 8,642 |
| Earning assets | $27,476,000 | 9,734 |
| Long-term assets (5+ years) | $407,000 | 10,275 |
| Average Assets, year-to-date | $30,928,600 | 9,582 |
| Average Assets, quarterly | $30,816,500 | 9,643 |
| Volatile liabilities | $4,551,000 | 7,073 |
| Insider loans | $566,000 | 5,299 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,643,000 | 8,008 |
| Tier 1 (core) risk-based capital | $2,837,000 | 9,814 |
| Tier 2 risk-based capital | $223,800 | 8,708 |
| Total risk weighted assets | $17,766,000 | 9,454 |
| Total unused commitments | $1,643,000 | 8,018 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $31,616,000 | 9,936 |
| Cash and due from depository institutions | $5,420,000 | 7,545 |
| Interest-bearing balances | $2,479,000 | 2,100 |
| Securities | $7,740,000 | 9,989 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 8,107 |
| Net loans & leases | $16,116,000 | 9,721 |
| Loan loss allowance | $361,000 | 7,856 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $902,000 | 6,560 |
| Other real estate owned | $218,000 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $345,000 | 10,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,616,000 | 9,936 |
| Total liabilities | $29,054,000 | 9,848 |
| Total deposits | $28,948,000 | 9,710 |
| Interest-bearing deposits | $22,296,000 | 10,149 |
| Deposits held in domestic offices | $28,948,000 | 9,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $106,000 | 11,405 |
| Total equity capital | $2,562,000 | 10,444 |
| Total bank equity capital | $2,562,000 | 10,444 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $1,250,000 | 7,293 |
| Undivided profits | $62,000 | 12,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 8,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $166,000 | 9,017 |
| Earning assets | $27,210,000 | 10,179 |
| Long-term assets (5+ years) | $596,000 | 10,520 |
| Average Assets, year-to-date | $29,089,200 | 10,169 |
| Average Assets, quarterly | $30,261,000 | 10,075 |
| Volatile liabilities | $4,057,000 | 7,270 |
| Insider loans | $375,000 | 6,594 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,363,000 | 8,529 |
| Tier 1 (core) risk-based capital | $2,562,000 | 10,397 |
| Tier 2 risk-based capital | $225,980 | 8,828 |
| Total risk weighted assets | $17,942,980 | 9,670 |
| Total unused commitments | $1,363,000 | 8,554 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $28,372,000 | 10,673 |
| Cash and due from depository institutions | $2,750,000 | 7,484 |
| Interest-bearing balances | $596,000 | 4,605 |
| Securities | $6,227,000 | 10,946 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 6,924 |
| Net loans & leases | $15,857,000 | 9,956 |
| Loan loss allowance | $478,000 | 6,705 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $960,000 | 6,365 |
| Other real estate owned | $419,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $384,000 | 10,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,372,000 | 10,673 |
| Total liabilities | $26,247,000 | 10,572 |
| Total deposits | $26,141,000 | 10,450 |
| Interest-bearing deposits | $20,864,000 | 10,768 |
| Deposits held in domestic offices | $26,141,000 | 10,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $106,000 | 12,182 |
| Total equity capital | $2,125,000 | 11,251 |
| Total bank equity capital | $2,125,000 | 11,251 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $-373,000 | 12,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 7,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $151,000 | 9,992 |
| Earning assets | $24,455,000 | 10,872 |
| Long-term assets (5+ years) | $192,000 | 11,477 |
| Average Assets, year-to-date | $27,013,400 | 10,744 |
| Average Assets, quarterly | $28,017,000 | 10,671 |
| Volatile liabilities | $3,984,000 | 7,437 |
| Insider loans | $351,000 | 2,549 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $876,000 | 9,464 |
| Tier 1 (core) risk-based capital | $2,127,000 | 11,201 |
| Tier 2 risk-based capital | $224,020 | 8,960 |
| Total risk weighted assets | $17,667,420 | 9,933 |
| Total unused commitments | $876,000 | 9,489 |
| Derivatives | $0 | 651 |