Home > National Bank of Commerce > Income and Expense
National Bank of Commerce, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,954,000 | 1,827 |
| Total interest expense | $10,387,000 | 1,561 |
| Net interest income | $10,567,000 | 2,098 |
| Provision for loan and lease losses | $600,000 | 3,490 |
| Total noninterest income | $1,020,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $496,000 | 3,029 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $524,000 | 3,099 |
| Total noninterest expense | $7,791,000 | 2,427 |
| Salaries and employee benefits | $4,783,000 | 2,125 |
| Premises and equipment expense | $763,000 | 3,294 |
| Additional noninterest expense | $2,245,000 | 2,568 |
| Pre-tax net operating income | $3,196,000 | 1,698 |
| Securities gains (losses) | $-99,540,000 | 8,279 |
| Applicable income taxes | $-38,071,000 | 8,253 |
| Income before extraordinary items | $-58,273,000 | 8,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-58,273,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,432,600 | 798 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,012,000 | 1,737 |
| Total interest expense | $7,376,000 | 1,720 |
| Net interest income | $9,636,000 | 1,745 |
| Provision for loan and lease losses | $450,000 | 2,889 |
| Total noninterest income | $766,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $364,000 | 3,103 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 3,178 |
| Total noninterest expense | $5,388,000 | 2,618 |
| Salaries and employee benefits | $3,577,000 | 2,156 |
| Premises and equipment expense | $567,000 | 3,331 |
| Additional noninterest expense | $1,244,000 | 3,281 |
| Pre-tax net operating income | $4,564,000 | 1,112 |
| Securities gains (losses) | $-56,681,000 | 8,353 |
| Applicable income taxes | $889,000 | 1,267 |
| Income before extraordinary items | $-53,006,000 | 8,324 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-53,006,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,675,000 | 1,059 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,119,000 | 1,660 |
| Total interest expense | $5,029,000 | 1,755 |
| Net interest income | $7,090,000 | 1,588 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $504,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $236,000 | 3,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $268,000 | 3,225 |
| Total noninterest expense | $4,108,000 | 2,324 |
| Salaries and employee benefits | $2,898,000 | 1,797 |
| Premises and equipment expense | $376,000 | 3,374 |
| Additional noninterest expense | $834,000 | 3,241 |
| Pre-tax net operating income | $3,186,000 | 1,108 |
| Securities gains (losses) | $435,000 | 353 |
| Applicable income taxes | $458,000 | 1,706 |
| Income before extraordinary items | $3,163,000 | 860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,163,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,784,550 | 964 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 1,677 |
| Total interest expense | $2,771,000 | 1,695 |
| Net interest income | $3,428,000 | 1,618 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $261,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $109,000 | 3,281 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $2,015,000 | 2,351 |
| Salaries and employee benefits | $1,437,000 | 1,826 |
| Premises and equipment expense | $196,000 | 3,298 |
| Additional noninterest expense | $382,000 | 3,433 |
| Pre-tax net operating income | $1,524,000 | 1,242 |
| Securities gains (losses) | $435,000 | 266 |
| Applicable income taxes | $284,000 | 1,535 |
| Income before extraordinary items | $1,675,000 | 897 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,675,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,300,900 | 1,123 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,638,000 | 1,688 |
| Total interest expense | $12,023,000 | 1,662 |
| Net interest income | $13,615,000 | 1,658 |
| Provision for loan and lease losses | $1,100,000 | 1,324 |
| Total noninterest income | $840,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $439,000 | 3,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $401,000 | 3,728 |
| Total noninterest expense | $7,844,000 | 2,330 |
| Salaries and employee benefits | $5,549,000 | 1,821 |
| Premises and equipment expense | $646,000 | 3,650 |
| Additional noninterest expense | $1,649,000 | 3,158 |
| Pre-tax net operating income | $5,511,000 | 1,514 |
| Securities gains (losses) | $589,000 | 248 |
| Applicable income taxes | $708,000 | 2,281 |
| Income before extraordinary items | $5,392,000 | 1,189 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,392,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,873,680 | 1,300 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,041,000 | 1,699 |
| Total interest expense | $8,904,000 | 1,688 |
| Net interest income | $10,137,000 | 1,677 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $642,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $325,000 | 3,368 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $317,000 | 3,634 |
| Total noninterest expense | $5,653,000 | 2,397 |
| Salaries and employee benefits | $4,003,000 | 1,877 |
| Premises and equipment expense | $479,000 | 3,663 |
| Additional noninterest expense | $1,171,000 | 3,259 |
| Pre-tax net operating income | $4,826,000 | 1,402 |
| Securities gains (losses) | $589,000 | 205 |
| Applicable income taxes | $915,000 | 1,744 |
| Income before extraordinary items | $4,500,000 | 1,156 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,500,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,011,130 | 1,277 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,444,000 | 1,742 |
| Total interest expense | $5,834,000 | 1,721 |
| Net interest income | $6,610,000 | 1,736 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $434,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $199,000 | 3,533 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $235,000 | 3,473 |
| Total noninterest expense | $3,822,000 | 2,381 |
| Salaries and employee benefits | $2,734,000 | 1,870 |
| Premises and equipment expense | $318,000 | 3,693 |
| Additional noninterest expense | $770,000 | 3,293 |
| Pre-tax net operating income | $3,072,000 | 1,513 |
| Securities gains (losses) | $589,000 | 166 |
| Applicable income taxes | $670,000 | 1,714 |
| Income before extraordinary items | $2,991,000 | 1,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,991,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,508,020 | 1,389 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 1,799 |
| Total interest expense | $2,807,000 | 1,769 |
| Net interest income | $3,197,000 | 1,800 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $228,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $99,000 | 3,475 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $129,000 | 3,283 |
| Total noninterest expense | $1,915,000 | 2,388 |
| Salaries and employee benefits | $1,361,000 | 1,889 |
| Premises and equipment expense | $161,000 | 3,678 |
| Additional noninterest expense | $393,000 | 3,219 |
| Pre-tax net operating income | $1,435,000 | 1,599 |
| Securities gains (losses) | $589,000 | 104 |
| Applicable income taxes | $437,000 | 1,429 |
| Income before extraordinary items | $1,587,000 | 1,111 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,587,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,127,580 | 1,521 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,880,000 | 1,844 |
| Total interest expense | $9,580,000 | 1,754 |
| Net interest income | $12,300,000 | 1,880 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $728,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $422,000 | 3,418 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $306,000 | 4,258 |
| Total noninterest expense | $7,348,000 | 2,409 |
| Salaries and employee benefits | $4,975,000 | 1,953 |
| Premises and equipment expense | $664,000 | 3,479 |
| Additional noninterest expense | $1,709,000 | 2,953 |
| Pre-tax net operating income | $5,380,000 | 1,767 |
| Securities gains (losses) | $585,000 | 232 |
| Applicable income taxes | $1,123,000 | 2,041 |
| Income before extraordinary items | $4,842,000 | 1,504 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,842,000 | 1,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,368,150 | 1,637 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,958,000 | 1,880 |
| Total interest expense | $6,858,000 | 1,780 |
| Net interest income | $9,100,000 | 1,929 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $514,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $302,000 | 3,557 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,415 |
| Total noninterest expense | $5,346,000 | 2,464 |
| Salaries and employee benefits | $3,611,000 | 2,025 |
| Premises and equipment expense | $503,000 | 3,454 |
| Additional noninterest expense | $1,232,000 | 3,055 |
| Pre-tax net operating income | $4,043,000 | 1,823 |
| Securities gains (losses) | $665,000 | 186 |
| Applicable income taxes | $959,000 | 1,937 |
| Income before extraordinary items | $3,749,000 | 1,489 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,749,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,217,000 | 1,719 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,178,000 | 1,917 |
| Total interest expense | $4,410,000 | 1,751 |
| Net interest income | $5,768,000 | 2,029 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $329,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 3,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $3,490,000 | 2,530 |
| Salaries and employee benefits | $2,365,000 | 2,066 |
| Premises and equipment expense | $339,000 | 3,408 |
| Additional noninterest expense | $786,000 | 3,182 |
| Pre-tax net operating income | $2,457,000 | 1,980 |
| Securities gains (losses) | $212,000 | 260 |
| Applicable income taxes | $477,000 | 2,387 |
| Income before extraordinary items | $2,192,000 | 1,664 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,192,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,018,160 | 1,795 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 1,911 |
| Total interest expense | $2,111,000 | 1,739 |
| Net interest income | $2,892,000 | 2,009 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $1,743,000 | 2,543 |
| Salaries and employee benefits | $1,186,000 | 2,074 |
| Premises and equipment expense | $178,000 | 3,298 |
| Additional noninterest expense | $379,000 | 3,266 |
| Pre-tax net operating income | $1,223,000 | 1,941 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $213,000 | 2,527 |
| Income before extraordinary items | $1,010,000 | 1,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,010,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,010,000 | 1,757 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,025,000 | 1,865 |
| Total interest expense | $7,807,000 | 1,453 |
| Net interest income | $10,218,000 | 2,167 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,350,000 | 2,877 |
| Gross Fiduciary activities income | $49,000 | 1,047 |
| Service charges on deposit accounts | $416,000 | 3,475 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $885,000 | 2,392 |
| Total noninterest expense | $7,079,000 | 2,365 |
| Salaries and employee benefits | $4,272,000 | 2,153 |
| Premises and equipment expense | $786,000 | 2,942 |
| Additional noninterest expense | $2,021,000 | 2,465 |
| Pre-tax net operating income | $4,189,000 | 2,149 |
| Securities gains (losses) | $-292,000 | 8,652 |
| Applicable income taxes | $794,000 | 2,616 |
| Income before extraordinary items | $3,103,000 | 2,183 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,103,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,336,600 | 2,029 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,213,000 | 1,860 |
| Total interest expense | $5,763,000 | 1,397 |
| Net interest income | $7,450,000 | 2,208 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $1,180,000 | 2,612 |
| Gross Fiduciary activities income | $44,000 | 1,011 |
| Service charges on deposit accounts | $317,000 | 3,439 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $819,000 | 2,088 |
| Total noninterest expense | $5,260,000 | 2,358 |
| Salaries and employee benefits | $3,138,000 | 2,169 |
| Premises and equipment expense | $581,000 | 2,963 |
| Additional noninterest expense | $1,541,000 | 2,385 |
| Pre-tax net operating income | $3,220,000 | 2,113 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $519,000 | 2,877 |
| Income before extraordinary items | $2,702,000 | 1,941 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,702,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,701,160 | 1,902 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,576,000 | 1,862 |
| Total interest expense | $3,872,000 | 1,304 |
| Net interest income | $4,704,000 | 2,307 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $369,000 | 4,236 |
| Gross Fiduciary activities income | $33,000 | 1,002 |
| Service charges on deposit accounts | $211,000 | 3,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $125,000 | 4,710 |
| Total noninterest expense | $3,348,000 | 2,443 |
| Salaries and employee benefits | $2,104,000 | 2,146 |
| Premises and equipment expense | $391,000 | 2,905 |
| Additional noninterest expense | $853,000 | 2,846 |
| Pre-tax net operating income | $1,725,000 | 2,450 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $201,000 | 3,781 |
| Income before extraordinary items | $1,525,000 | 2,201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,525,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,524,120 | 2,164 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 1,904 |
| Total interest expense | $1,977,000 | 1,190 |
| Net interest income | $2,105,000 | 2,540 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $162,000 | 4,514 |
| Gross Fiduciary activities income | $19,000 | 990 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $1,680,000 | 2,442 |
| Salaries and employee benefits | $1,049,000 | 2,168 |
| Premises and equipment expense | $205,000 | 2,817 |
| Additional noninterest expense | $426,000 | 2,857 |
| Pre-tax net operating income | $587,000 | 3,279 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-2,000 | 8,643 |
| Income before extraordinary items | $589,000 | 2,661 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $589,000 | 2,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $589,000 | 2,618 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,580,000 | 1,947 |
| Total interest expense | $7,483,000 | 1,078 |
| Net interest income | $7,097,000 | 2,848 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $878,000 | 3,830 |
| Gross Fiduciary activities income | $103,000 | 933 |
| Service charges on deposit accounts | $494,000 | 3,171 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,395 |
| Total noninterest expense | $6,135,000 | 2,577 |
| Salaries and employee benefits | $3,767,000 | 2,307 |
| Premises and equipment expense | $616,000 | 3,466 |
| Additional noninterest expense | $1,752,000 | 2,722 |
| Pre-tax net operating income | $1,810,000 | 3,774 |
| Securities gains (losses) | $903,000 | 302 |
| Applicable income taxes | $152,000 | 5,083 |
| Income before extraordinary items | $2,561,000 | 2,383 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,561,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 8,872 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,712,180 | 3,226 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,787,000 | 1,950 |
| Total interest expense | $5,554,000 | 1,075 |
| Net interest income | $5,233,000 | 2,870 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $681,000 | 3,806 |
| Gross Fiduciary activities income | $76,000 | 935 |
| Service charges on deposit accounts | $371,000 | 3,188 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $234,000 | 4,193 |
| Total noninterest expense | $4,593,000 | 2,554 |
| Salaries and employee benefits | $2,908,000 | 2,226 |
| Premises and equipment expense | $345,000 | 4,326 |
| Additional noninterest expense | $1,340,000 | 2,638 |
| Pre-tax net operating income | $1,291,000 | 3,976 |
| Securities gains (losses) | $758,000 | 322 |
| Applicable income taxes | $178,000 | 4,627 |
| Income before extraordinary items | $1,871,000 | 2,462 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,871,000 | 2,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 8,905 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,181,220 | 3,513 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,266,000 | 1,928 |
| Total interest expense | $3,722,000 | 1,047 |
| Net interest income | $3,544,000 | 2,813 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $473,000 | 3,704 |
| Gross Fiduciary activities income | $52,000 | 945 |
| Service charges on deposit accounts | $253,000 | 3,116 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 4,095 |
| Total noninterest expense | $3,025,000 | 2,592 |
| Salaries and employee benefits | $1,888,000 | 2,291 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $910,000 | 2,597 |
| Pre-tax net operating income | $962,000 | 3,621 |
| Securities gains (losses) | $758,000 | 266 |
| Applicable income taxes | $203,000 | 3,752 |
| Income before extraordinary items | $1,517,000 | 2,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,517,000 | 2,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 8,977 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $849,960 | 3,265 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 1,858 |
| Total interest expense | $1,926,000 | 1,029 |
| Net interest income | $1,856,000 | 2,665 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $28,000 | 935 |
| Service charges on deposit accounts | $129,000 | 2,993 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $1,584,000 | 2,523 |
| Salaries and employee benefits | $950,000 | 2,294 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $521,000 | 2,273 |
| Pre-tax net operating income | $501,000 | 3,521 |
| Securities gains (losses) | $283,000 | 394 |
| Applicable income taxes | $97,000 | 3,835 |
| Income before extraordinary items | $687,000 | 2,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $687,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $437,960 | 3,157 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,954,000 | 1,893 |
| Total interest expense | $8,248,000 | 1,082 |
| Net interest income | $6,706,000 | 2,856 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $939,000 | 3,843 |
| Gross Fiduciary activities income | $126,000 | 909 |
| Service charges on deposit accounts | $483,000 | 3,177 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $330,000 | 4,311 |
| Total noninterest expense | $5,709,000 | 2,717 |
| Salaries and employee benefits | $3,744,000 | 2,273 |
| Premises and equipment expense | $493,000 | 4,108 |
| Additional noninterest expense | $1,472,000 | 3,141 |
| Pre-tax net operating income | $1,936,000 | 3,466 |
| Securities gains (losses) | $740,000 | 582 |
| Applicable income taxes | $469,000 | 3,481 |
| Income before extraordinary items | $2,207,000 | 2,656 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,207,000 | 2,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,509 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,600,200 | 3,240 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,085,000 | 1,948 |
| Total interest expense | $6,303,000 | 1,111 |
| Net interest income | $4,782,000 | 3,019 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $692,000 | 3,968 |
| Gross Fiduciary activities income | $99,000 | 906 |
| Service charges on deposit accounts | $369,000 | 3,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 4,574 |
| Total noninterest expense | $4,133,000 | 2,810 |
| Salaries and employee benefits | $2,664,000 | 2,383 |
| Premises and equipment expense | $379,000 | 4,021 |
| Additional noninterest expense | $1,090,000 | 3,155 |
| Pre-tax net operating income | $1,341,000 | 3,775 |
| Securities gains (losses) | $740,000 | 541 |
| Applicable income taxes | $266,000 | 4,151 |
| Income before extraordinary items | $1,815,000 | 2,540 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,815,000 | 2,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,930 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,171,200 | 3,392 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 1,942 |
| Total interest expense | $4,247,000 | 1,127 |
| Net interest income | $3,244,000 | 2,955 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $447,000 | 3,994 |
| Gross Fiduciary activities income | $81,000 | 869 |
| Service charges on deposit accounts | $233,000 | 3,243 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $133,000 | 4,798 |
| Total noninterest expense | $2,800,000 | 2,767 |
| Salaries and employee benefits | $1,797,000 | 2,350 |
| Premises and equipment expense | $258,000 | 3,953 |
| Additional noninterest expense | $745,000 | 3,064 |
| Pre-tax net operating income | $891,000 | 3,780 |
| Securities gains (losses) | $584,000 | 517 |
| Applicable income taxes | $240,000 | 3,624 |
| Income before extraordinary items | $1,235,000 | 2,512 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,235,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,417 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $744,440 | 3,499 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 2,013 |
| Total interest expense | $2,081,000 | 1,173 |
| Net interest income | $1,553,000 | 3,077 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $201,000 | 4,157 |
| Gross Fiduciary activities income | $61,000 | 763 |
| Service charges on deposit accounts | $111,000 | 3,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $1,392,000 | 2,766 |
| Salaries and employee benefits | $894,000 | 2,351 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $377,000 | 3,000 |
| Pre-tax net operating income | $362,000 | 4,308 |
| Securities gains (losses) | $392,000 | 421 |
| Applicable income taxes | $139,000 | 3,359 |
| Income before extraordinary items | $615,000 | 2,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,560 | 4,115 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,064,000 | 1,914 |
| Total interest expense | $8,552,000 | 1,309 |
| Net interest income | $7,512,000 | 2,548 |
| Provision for loan and lease losses | $850,000 | 1,544 |
| Total noninterest income | $787,000 | 4,037 |
| Gross Fiduciary activities income | $293,000 | 721 |
| Service charges on deposit accounts | $378,000 | 3,663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 6,134 |
| Total noninterest expense | $6,111,000 | 2,417 |
| Salaries and employee benefits | $3,474,000 | 2,306 |
| Premises and equipment expense | $495,000 | 3,959 |
| Additional noninterest expense | $2,142,000 | 2,168 |
| Pre-tax net operating income | $1,338,000 | 4,404 |
| Securities gains (losses) | $1,072,000 | 403 |
| Applicable income taxes | $673,000 | 2,928 |
| Income before extraordinary items | $1,737,000 | 3,118 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,737,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,338 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $965,160 | 4,572 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,431,000 | 2,089 |
| Total interest expense | $9,297,000 | 1,751 |
| Net interest income | $7,134,000 | 2,506 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $754,000 | 4,017 |
| Gross Fiduciary activities income | $323,000 | 709 |
| Service charges on deposit accounts | $306,000 | 4,118 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $125,000 | 5,909 |
| Total noninterest expense | $5,384,000 | 2,627 |
| Salaries and employee benefits | $2,887,000 | 2,597 |
| Premises and equipment expense | $477,000 | 4,050 |
| Additional noninterest expense | $2,020,000 | 2,219 |
| Pre-tax net operating income | $2,224,000 | 2,929 |
| Securities gains (losses) | $358,000 | 791 |
| Applicable income taxes | $1,026,000 | 2,036 |
| Income before extraordinary items | $1,556,000 | 3,136 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,556,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,326,880 | 3,447 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,822,000 | 2,214 |
| Total interest expense | $8,574,000 | 2,011 |
| Net interest income | $7,248,000 | 2,451 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $577,000 | 4,507 |
| Gross Fiduciary activities income | $249,000 | 757 |
| Service charges on deposit accounts | $234,000 | 4,694 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $5,279,000 | 2,572 |
| Salaries and employee benefits | $2,812,000 | 2,544 |
| Premises and equipment expense | $385,000 | 4,627 |
| Additional noninterest expense | $2,082,000 | 2,086 |
| Pre-tax net operating income | $2,346,000 | 2,930 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $910,000 | 2,297 |
| Income before extraordinary items | $1,417,000 | 3,402 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,417,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,429,160 | 3,371 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,646,000 | 2,782 |
| Total interest expense | $5,593,000 | 2,635 |
| Net interest income | $6,053,000 | 2,908 |
| Provision for loan and lease losses | $228,000 | 3,283 |
| Total noninterest income | $318,000 | 6,282 |
| Gross Fiduciary activities income | $24,000 | 1,190 |
| Service charges on deposit accounts | $203,000 | 5,078 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $4,716,000 | 2,865 |
| Salaries and employee benefits | $2,537,000 | 2,772 |
| Premises and equipment expense | $438,000 | 4,217 |
| Additional noninterest expense | $1,741,000 | 2,491 |
| Pre-tax net operating income | $1,427,000 | 4,229 |
| Securities gains (losses) | $265,000 | 481 |
| Applicable income taxes | $675,000 | 2,975 |
| Income before extraordinary items | $1,017,000 | 4,381 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,017,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $9,500,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $847,400 | 4,874 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,673,000 | 3,025 |
| Total interest expense | $5,641,000 | 2,683 |
| Net interest income | $5,032,000 | 3,364 |
| Provision for loan and lease losses | $580,000 | 1,541 |
| Total noninterest income | $265,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $170,000 | 5,608 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $3,084,000 | 4,025 |
| Salaries and employee benefits | $1,619,000 | 3,999 |
| Premises and equipment expense | $533,000 | 3,520 |
| Additional noninterest expense | $932,000 | 4,178 |
| Pre-tax net operating income | $1,633,000 | 3,930 |
| Securities gains (losses) | $363,000 | 668 |
| Applicable income taxes | $321,000 | 4,993 |
| Income before extraordinary items | $1,675,000 | 2,962 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,675,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,108 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,370,080 | 3,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,252,000 | 2,899 |
| Total interest expense | $5,848,000 | 2,556 |
| Net interest income | $5,404,000 | 3,240 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $256,000 | 7,144 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $171,000 | 5,813 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $2,742,000 | 4,419 |
| Salaries and employee benefits | $1,558,000 | 4,114 |
| Premises and equipment expense | $387,000 | 4,556 |
| Additional noninterest expense | $797,000 | 4,739 |
| Pre-tax net operating income | $2,708,000 | 2,727 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $672,000 | 3,356 |
| Income before extraordinary items | $2,051,000 | 2,529 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,051,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 10,281 |
| Cash dividends | $154,000 | 5,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,039,750 | 2,485 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 3,430 |
| Total interest expense | $4,655,000 | 3,209 |
| Net interest income | $4,844,000 | 3,638 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $298,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $110,000 | 6,864 |
| Total noninterest expense | $2,653,000 | 4,781 |
| Salaries and employee benefits | $1,522,000 | 4,251 |
| Premises and equipment expense | $365,000 | 4,881 |
| Additional noninterest expense | $766,000 | 5,379 |
| Pre-tax net operating income | $2,354,000 | 2,965 |
| Securities gains (losses) | $72,000 | 1,121 |
| Applicable income taxes | $586,000 | 3,662 |
| Income before extraordinary items | $1,840,000 | 2,640 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,840,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,561 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,785,280 | 2,674 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 4,171 |
| Total interest expense | $3,420,000 | 4,242 |
| Net interest income | $4,246,000 | 4,105 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $311,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $191,000 | 5,848 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $120,000 | 6,653 |
| Total noninterest expense | $2,670,000 | 4,712 |
| Salaries and employee benefits | $1,481,000 | 4,336 |
| Premises and equipment expense | $349,000 | 5,039 |
| Additional noninterest expense | $840,000 | 5,047 |
| Pre-tax net operating income | $1,802,000 | 3,840 |
| Securities gains (losses) | $59,000 | 1,203 |
| Applicable income taxes | $538,000 | 3,969 |
| Income before extraordinary items | $1,323,000 | 3,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,323,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,442 |
| Cash dividends | $82,000 | 7,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,281,110 | 3,707 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 4,629 |
| Total interest expense | $2,562,000 | 4,546 |
| Net interest income | $3,775,000 | 4,611 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $193,000 | 6,007 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $118,000 | 6,976 |
| Total noninterest expense | $2,978,000 | 4,443 |
| Salaries and employee benefits | $1,390,000 | 4,597 |
| Premises and equipment expense | $396,000 | 4,619 |
| Additional noninterest expense | $1,192,000 | 4,076 |
| Pre-tax net operating income | $973,000 | 6,070 |
| Securities gains (losses) | $-801,000 | 12,356 |
| Applicable income taxes | $-175,000 | 12,372 |
| Income before extraordinary items | $347,000 | 8,652 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $347,000 | 8,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,190 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,148,000 | 4,064 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 4,433 |
| Total interest expense | $2,741,000 | 4,458 |
| Net interest income | $4,049,000 | 4,349 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $379,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $217,000 | 5,656 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $2,725,000 | 4,890 |
| Salaries and employee benefits | $1,315,000 | 4,830 |
| Premises and equipment expense | $338,000 | 5,366 |
| Additional noninterest expense | $1,072,000 | 4,646 |
| Pre-tax net operating income | $1,583,000 | 4,115 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $422,000 | 4,812 |
| Income before extraordinary items | $1,234,000 | 3,910 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,234,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,821 |
| Cash dividends | $1,417,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,179,250 | 3,885 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,789,000 | 4,383 |
| Total interest expense | $3,931,000 | 4,142 |
| Net interest income | $3,858,000 | 4,601 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $300,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $197,000 | 6,054 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $2,521,000 | 5,279 |
| Salaries and employee benefits | $1,222,000 | 5,078 |
| Premises and equipment expense | $323,000 | 5,681 |
| Additional noninterest expense | $976,000 | 5,144 |
| Pre-tax net operating income | $1,577,000 | 3,862 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $377,000 | 5,017 |
| Income before extraordinary items | $1,207,000 | 3,783 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,207,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $239,000 | 4,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,201,680 | 3,525 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.