Home > National Bank of Commerce > Assets and Liabilities
National Bank of Commerce, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 75 | 2,258 |
| Assets and Liabilities | ||
| Total Assets: | $419,741,000 | 1,690 |
| Cash and due from depository institutions | $23,343,000 | 2,258 |
| Interest-bearing balances | $2,000,000 | 2,974 |
| Securities | $60,678,000 | 1,942 |
| Federal funds sold & reverse repurchase agreements | $39,535,000 | 219 |
| Net loans & leases | $230,412,000 | 2,083 |
| Loan loss allowance | $4,573,000 | 1,500 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,199,000 | 2,502 |
| Other real estate owned | $0 | 2,258 |
| Goodwill and other intangibles | $9,585,000 | 623 |
| All other assets | $50,989,000 | 477 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $419,741,000 | 1,690 |
| Total liabilities | $416,221,000 | 1,540 |
| Total deposits | $395,868,000 | 1,390 |
| Interest-bearing deposits | $343,977,000 | 1,392 |
| Deposits held in domestic offices | $395,868,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,485,000 | 1,329 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,868,000 | 2,431 |
| Total equity capital | $3,520,000 | 7,662 |
| Total bank equity capital | $3,520,000 | 7,662 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $938,000 | 3,127 |
| Surplus | $36,794,000 | 891 |
| Undivided profits | $-34,212,000 | 8,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,451,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,375,000 | 2,734 |
| Earning assets | $332,625,000 | 1,891 |
| Long-term assets (5+ years) | $51,772,000 | 2,244 |
| Average Assets, year-to-date | $432,101,200 | 1,581 |
| Average Assets, quarterly | $439,274,000 | 1,590 |
| Volatile liabilities | $65,377,000 | 2,189 |
| Insider loans | $9,799,000 | 774 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $54,795,000 | 1,452 |
| Tier 1 (core) risk-based capital | $-45,673,000 | 8,313 |
| Tier 2 risk-based capital | $0 | 8,213 |
| Total risk weighted assets | $276,258,000 | 1,859 |
| Total unused commitments | $54,795,000 | 1,456 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 77 | 2,214 |
| Assets and Liabilities | ||
| Total Assets: | $458,807,000 | 1,529 |
| Cash and due from depository institutions | $8,051,000 | 2,214 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $100,833,000 | 1,172 |
| Federal funds sold & reverse repurchase agreements | $59,477,000 | 205 |
| Net loans & leases | $225,688,000 | 2,127 |
| Loan loss allowance | $4,423,000 | 1,412 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,276,000 | 2,457 |
| Other real estate owned | $0 | 2,214 |
| Goodwill and other intangibles | $9,585,000 | 656 |
| All other assets | $49,897,000 | 457 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $458,806,000 | 1,529 |
| Total liabilities | $453,117,000 | 1,389 |
| Total deposits | $422,028,000 | 1,269 |
| Interest-bearing deposits | $386,141,000 | 1,214 |
| Deposits held in domestic offices | $422,028,000 | 1,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,844,000 | 874 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,245,000 | 3,329 |
| Total equity capital | $5,689,000 | 6,965 |
| Total bank equity capital | $5,689,000 | 6,965 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $938,000 | 3,157 |
| Surplus | $36,794,000 | 875 |
| Undivided profits | $-32,043,000 | 8,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,347,000 | 1,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,743,000 | 2,303 |
| Earning assets | $385,998,000 | 1,654 |
| Long-term assets (5+ years) | $47,860,000 | 2,336 |
| Average Assets, year-to-date | $435,191,250 | 1,576 |
| Average Assets, quarterly | $452,082,500 | 1,544 |
| Volatile liabilities | $88,219,000 | 1,644 |
| Insider loans | $10,037,000 | 740 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $43,757,000 | 1,880 |
| Tier 1 (core) risk-based capital | $-38,986,000 | 8,391 |
| Tier 2 risk-based capital | $0 | 8,294 |
| Total risk weighted assets | $250,150,000 | 2,006 |
| Total unused commitments | $43,757,000 | 1,880 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 79 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $445,358,000 | 1,579 |
| Cash and due from depository institutions | $8,103,000 | 2,197 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $165,594,000 | 719 |
| Federal funds sold & reverse repurchase agreements | $30,000 | 5,841 |
| Net loans & leases | $233,988,000 | 2,045 |
| Loan loss allowance | $4,273,000 | 1,383 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,269,000 | 2,450 |
| Other real estate owned | $0 | 2,197 |
| Goodwill and other intangibles | $9,585,000 | 665 |
| All other assets | $22,789,000 | 903 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $445,358,000 | 1,579 |
| Total liabilities | $404,333,000 | 1,569 |
| Total deposits | $341,721,000 | 1,582 |
| Interest-bearing deposits | $285,343,000 | 1,663 |
| Deposits held in domestic offices | $341,721,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,771,000 | 798 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $35,070,000 | 1,482 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,771,000 | 2,540 |
| Total equity capital | $41,025,000 | 1,664 |
| Total bank equity capital | $41,025,000 | 1,664 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $938,000 | 3,184 |
| Surplus | $30,794,000 | 1,038 |
| Undivided profits | $9,293,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,048,000 | 3,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,771,000 | 2,177 |
| Earning assets | $399,612,000 | 1,599 |
| Long-term assets (5+ years) | $79,887,000 | 1,538 |
| Average Assets, year-to-date | $427,319,330 | 1,611 |
| Average Assets, quarterly | $429,698,500 | 1,615 |
| Volatile liabilities | $104,785,000 | 1,403 |
| Insider loans | $11,170,000 | 673 |
| FHLB advances | $35,070,000 | 1,408 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $44,902,000 | 1,891 |
| Tier 1 (core) risk-based capital | $32,414,000 | 2,023 |
| Tier 2 risk-based capital | $3,550,000 | 1,541 |
| Total risk weighted assets | $283,273,000 | 1,803 |
| Total unused commitments | $44,902,000 | 1,892 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 75 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $414,039,000 | 1,671 |
| Cash and due from depository institutions | $7,632,000 | 2,298 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $141,613,000 | 854 |
| Federal funds sold & reverse repurchase agreements | $173,000 | 6,414 |
| Net loans & leases | $229,981,000 | 2,046 |
| Loan loss allowance | $4,125,000 | 1,380 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,313,000 | 2,413 |
| Other real estate owned | $0 | 2,298 |
| Goodwill and other intangibles | $9,585,000 | 690 |
| All other assets | $19,742,000 | 1,000 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $414,039,000 | 1,671 |
| Total liabilities | $371,531,000 | 1,661 |
| Total deposits | $335,606,000 | 1,619 |
| Interest-bearing deposits | $278,925,000 | 1,703 |
| Deposits held in domestic offices | $335,606,000 | 1,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,461,000 | 917 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,464,000 | 2,086 |
| Total equity capital | $42,508,000 | 1,654 |
| Total bank equity capital | $42,508,000 | 1,654 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $938,000 | 3,198 |
| Surplus | $30,794,000 | 1,027 |
| Undivided profits | $10,776,000 | 3,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,461,000 | 1,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,701,000 | 2,311 |
| Earning assets | $371,767,000 | 1,687 |
| Long-term assets (5+ years) | $47,703,000 | 2,235 |
| Average Assets, year-to-date | $418,300,000 | 1,634 |
| Average Assets, quarterly | $418,300,000 | 1,634 |
| Volatile liabilities | $95,012,000 | 1,516 |
| Insider loans | $10,497,000 | 719 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $49,871,000 | 1,765 |
| Tier 1 (core) risk-based capital | $33,104,000 | 1,992 |
| Tier 2 risk-based capital | $3,376,000 | 1,578 |
| Total risk weighted assets | $272,469,000 | 1,843 |
| Total unused commitments | $49,871,000 | 1,766 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 75 | 2,303 |
| Assets and Liabilities | ||
| Total Assets: | $422,561,000 | 1,625 |
| Cash and due from depository institutions | $6,595,000 | 2,303 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $138,960,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $10,975,000 | 1,255 |
| Net loans & leases | $233,158,000 | 2,023 |
| Loan loss allowance | $3,975,000 | 1,397 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,362,000 | 2,363 |
| Other real estate owned | $0 | 2,303 |
| Goodwill and other intangibles | $9,585,000 | 679 |
| All other assets | $17,926,000 | 1,089 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $422,561,000 | 1,625 |
| Total liabilities | $379,064,000 | 1,623 |
| Total deposits | $346,911,000 | 1,547 |
| Interest-bearing deposits | $293,985,000 | 1,598 |
| Deposits held in domestic offices | $346,911,000 | 1,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,100,000 | 1,042 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,053,000 | 2,421 |
| Total equity capital | $43,497,000 | 1,595 |
| Total bank equity capital | $43,497,000 | 1,595 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $938,000 | 3,202 |
| Surplus | $30,794,000 | 1,003 |
| Undivided profits | $11,765,000 | 2,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,636,000 | 2,601 |
| Earning assets | $383,093,000 | 1,639 |
| Long-term assets (5+ years) | $32,749,000 | 2,716 |
| Average Assets, year-to-date | $412,192,600 | 1,606 |
| Average Assets, quarterly | $424,675,500 | 1,599 |
| Volatile liabilities | $75,898,000 | 1,842 |
| Insider loans | $11,024,000 | 648 |
| FHLB advances | $15,000,000 | 2,097 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $57,956,000 | 1,570 |
| Tier 1 (core) risk-based capital | $33,775,000 | 1,945 |
| Tier 2 risk-based capital | $3,429,000 | 1,555 |
| Total risk weighted assets | $274,837,000 | 1,813 |
| Total unused commitments | $57,956,000 | 1,570 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 75 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $426,790,000 | 1,586 |
| Cash and due from depository institutions | $6,982,000 | 2,305 |
| Interest-bearing balances | $500,000 | 3,006 |
| Securities | $159,447,000 | 740 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,191 |
| Net loans & leases | $231,383,000 | 2,001 |
| Loan loss allowance | $3,175,000 | 1,673 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,327,000 | 2,332 |
| Other real estate owned | $0 | 2,305 |
| Goodwill and other intangibles | $9,585,000 | 656 |
| All other assets | $14,065,000 | 1,317 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $426,790,000 | 1,586 |
| Total liabilities | $382,102,000 | 1,588 |
| Total deposits | $323,895,000 | 1,639 |
| Interest-bearing deposits | $264,782,000 | 1,752 |
| Deposits held in domestic offices | $323,895,000 | 1,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,863,000 | 586 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,750,000 | 1,717 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,594,000 | 2,011 |
| Total equity capital | $44,688,000 | 1,544 |
| Total bank equity capital | $44,688,000 | 1,544 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $938,000 | 3,186 |
| Surplus | $24,794,000 | 1,191 |
| Undivided profits | $18,956,000 | 1,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,328,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,829,000 | 1,547 |
| Earning assets | $391,331,000 | 1,578 |
| Long-term assets (5+ years) | $32,897,000 | 2,602 |
| Average Assets, year-to-date | $409,600,500 | 1,608 |
| Average Assets, quarterly | $418,658,000 | 1,597 |
| Volatile liabilities | $106,554,000 | 1,323 |
| Insider loans | $12,153,000 | 586 |
| FHLB advances | $20,750,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $55,568,000 | 1,646 |
| Tier 1 (core) risk-based capital | $35,302,000 | 1,835 |
| Tier 2 risk-based capital | $3,175,000 | 1,631 |
| Total risk weighted assets | $271,902,000 | 1,796 |
| Total unused commitments | $55,568,000 | 1,646 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 78 | 2,254 |
| Assets and Liabilities | ||
| Total Assets: | $410,526,000 | 1,657 |
| Cash and due from depository institutions | $5,818,000 | 2,254 |
| Interest-bearing balances | $500,000 | 3,084 |
| Securities | $152,676,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $469,000 | 5,675 |
| Net loans & leases | $224,842,000 | 2,050 |
| Loan loss allowance | $3,025,000 | 1,743 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,190,000 | 2,402 |
| Other real estate owned | $0 | 2,254 |
| Goodwill and other intangibles | $9,585,000 | 665 |
| All other assets | $11,946,000 | 1,532 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $410,525,000 | 1,657 |
| Total liabilities | $364,727,000 | 1,670 |
| Total deposits | $317,731,000 | 1,694 |
| Interest-bearing deposits | $262,337,000 | 1,784 |
| Deposits held in domestic offices | $317,731,000 | 1,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,545,000 | 738 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,000,000 | 1,679 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,451,000 | 2,006 |
| Total equity capital | $45,798,000 | 1,484 |
| Total bank equity capital | $45,798,000 | 1,484 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $938,000 | 3,190 |
| Surplus | $24,794,000 | 1,198 |
| Undivided profits | $20,066,000 | 1,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,282,000 | 1,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,414,000 | 1,729 |
| Earning assets | $378,487,000 | 1,640 |
| Long-term assets (5+ years) | $29,429,000 | 2,763 |
| Average Assets, year-to-date | $403,870,670 | 1,653 |
| Average Assets, quarterly | $406,687,000 | 1,656 |
| Volatile liabilities | $94,246,000 | 1,480 |
| Insider loans | $12,152,000 | 579 |
| FHLB advances | $20,000,000 | 1,577 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $60,685,000 | 1,586 |
| Tier 1 (core) risk-based capital | $36,703,000 | 1,759 |
| Tier 2 risk-based capital | $3,025,000 | 1,702 |
| Total risk weighted assets | $261,304,000 | 1,867 |
| Total unused commitments | $60,685,000 | 1,588 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 77 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $402,848,000 | 1,672 |
| Cash and due from depository institutions | $6,856,000 | 2,275 |
| Interest-bearing balances | $500,000 | 3,145 |
| Securities | $162,245,000 | 745 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 6,755 |
| Net loans & leases | $208,178,000 | 2,176 |
| Loan loss allowance | $2,949,000 | 1,781 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,218,000 | 2,366 |
| Other real estate owned | $0 | 2,275 |
| Goodwill and other intangibles | $9,585,000 | 657 |
| All other assets | $10,760,000 | 1,615 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $402,848,000 | 1,672 |
| Total liabilities | $354,615,000 | 1,699 |
| Total deposits | $294,744,000 | 1,821 |
| Interest-bearing deposits | $239,020,000 | 1,923 |
| Deposits held in domestic offices | $294,744,000 | 1,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,112,000 | 573 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,759,000 | 1,463 |
| Total equity capital | $48,233,000 | 1,410 |
| Total bank equity capital | $48,233,000 | 1,410 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $938,000 | 3,187 |
| Surplus | $24,793,000 | 1,176 |
| Undivided profits | $22,502,000 | 1,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,879,000 | 725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,564,000 | 1,547 |
| Earning assets | $370,929,000 | 1,666 |
| Long-term assets (5+ years) | $30,475,000 | 2,670 |
| Average Assets, year-to-date | $400,543,000 | 1,666 |
| Average Assets, quarterly | $400,543,000 | 1,666 |
| Volatile liabilities | $99,420,000 | 1,366 |
| Insider loans | $12,109,000 | 566 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $60,302,000 | 1,588 |
| Tier 1 (core) risk-based capital | $36,245,000 | 1,770 |
| Tier 2 risk-based capital | $4,571,000 | 1,136 |
| Total risk weighted assets | $245,187,000 | 1,955 |
| Total unused commitments | $60,302,000 | 1,591 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 77 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $398,238,000 | 1,680 |
| Cash and due from depository institutions | $7,175,000 | 2,291 |
| Interest-bearing balances | $500,000 | 3,160 |
| Securities | $138,573,000 | 885 |
| Federal funds sold & reverse repurchase agreements | $23,299,000 | 680 |
| Net loans & leases | $203,799,000 | 2,196 |
| Loan loss allowance | $2,874,000 | 1,805 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,281,000 | 2,294 |
| Other real estate owned | $0 | 2,291 |
| Goodwill and other intangibles | $9,585,000 | 639 |
| All other assets | $10,526,000 | 1,654 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $398,238,000 | 1,680 |
| Total liabilities | $352,620,000 | 1,691 |
| Total deposits | $312,313,000 | 1,698 |
| Interest-bearing deposits | $255,190,000 | 1,798 |
| Deposits held in domestic offices | $312,313,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,496,000 | 924 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,704 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,811,000 | 1,438 |
| Total equity capital | $45,618,000 | 1,448 |
| Total bank equity capital | $45,618,000 | 1,448 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $938,000 | 3,184 |
| Surplus | $24,794,000 | 1,146 |
| Undivided profits | $19,886,000 | 1,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,391,000 | 1,720 |
| Earning assets | $366,171,000 | 1,667 |
| Long-term assets (5+ years) | $25,128,000 | 2,970 |
| Average Assets, year-to-date | $383,370,000 | 1,670 |
| Average Assets, quarterly | $385,896,500 | 1,711 |
| Volatile liabilities | $80,112,000 | 1,811 |
| Insider loans | $13,143,000 | 502 |
| FHLB advances | $20,000,000 | 1,599 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $61,487,000 | 1,560 |
| Tier 1 (core) risk-based capital | $34,657,000 | 1,832 |
| Tier 2 risk-based capital | $3,826,000 | 1,355 |
| Total risk weighted assets | $290,242,000 | 1,670 |
| Total unused commitments | $61,487,000 | 1,561 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 76 | 2,332 |
| Assets and Liabilities | ||
| Total Assets: | $373,555,000 | 1,763 |
| Cash and due from depository institutions | $5,900,000 | 2,332 |
| Interest-bearing balances | $500,000 | 3,084 |
| Securities | $146,346,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $32,000 | 5,950 |
| Net loans & leases | $192,696,000 | 2,297 |
| Loan loss allowance | $2,799,000 | 1,858 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,298,000 | 2,257 |
| Other real estate owned | $0 | 2,332 |
| Goodwill and other intangibles | $9,585,000 | 636 |
| All other assets | $13,698,000 | 1,320 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $373,555,000 | 1,763 |
| Total liabilities | $330,024,000 | 1,793 |
| Total deposits | $281,810,000 | 1,843 |
| Interest-bearing deposits | $234,570,000 | 1,907 |
| Deposits held in domestic offices | $281,810,000 | 1,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,677,000 | 822 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,540 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,537,000 | 1,493 |
| Total equity capital | $43,531,000 | 1,504 |
| Total bank equity capital | $43,531,000 | 1,504 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $938,000 | 3,199 |
| Surplus | $24,794,000 | 1,145 |
| Undivided profits | $17,799,000 | 1,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,731,000 | 1,463 |
| Earning assets | $339,574,000 | 1,776 |
| Long-term assets (5+ years) | $28,231,000 | 2,735 |
| Average Assets, year-to-date | $379,653,000 | 1,698 |
| Average Assets, quarterly | $371,768,500 | 1,749 |
| Volatile liabilities | $85,724,000 | 1,705 |
| Insider loans | $12,325,000 | 530 |
| FHLB advances | $25,000,000 | 1,437 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $58,455,000 | 1,651 |
| Tier 1 (core) risk-based capital | $33,566,000 | 1,883 |
| Tier 2 risk-based capital | $3,142,000 | 1,641 |
| Total risk weighted assets | $276,618,000 | 1,740 |
| Total unused commitments | $58,455,000 | 1,652 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $369,982,000 | 1,764 |
| Cash and due from depository institutions | $5,679,000 | 2,387 |
| Interest-bearing balances | $500,000 | 3,089 |
| Securities | $147,286,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $132,000 | 5,589 |
| Net loans & leases | $188,993,000 | 2,302 |
| Loan loss allowance | $2,724,000 | 1,880 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,343,000 | 2,192 |
| Other real estate owned | $0 | 2,387 |
| Goodwill and other intangibles | $9,585,000 | 624 |
| All other assets | $12,964,000 | 1,373 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $369,982,000 | 1,764 |
| Total liabilities | $328,537,000 | 1,779 |
| Total deposits | $280,099,000 | 1,837 |
| Interest-bearing deposits | $228,646,000 | 1,921 |
| Deposits held in domestic offices | $280,099,000 | 1,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,377,000 | 822 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,000,000 | 1,545 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,061,000 | 1,565 |
| Total equity capital | $41,445,000 | 1,509 |
| Total bank equity capital | $41,445,000 | 1,509 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $938,000 | 3,194 |
| Surplus | $24,794,000 | 1,125 |
| Undivided profits | $15,713,000 | 2,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,811,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,437,000 | 2,605 |
| Earning assets | $336,911,000 | 1,768 |
| Long-term assets (5+ years) | $22,560,000 | 3,105 |
| Average Assets, year-to-date | $381,685,670 | 1,691 |
| Average Assets, quarterly | $377,956,000 | 1,719 |
| Volatile liabilities | $82,649,000 | 1,734 |
| Insider loans | $12,766,000 | 510 |
| FHLB advances | $25,000,000 | 1,445 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $58,217,000 | 1,649 |
| Tier 1 (core) risk-based capital | $32,006,000 | 1,944 |
| Tier 2 risk-based capital | $3,075,000 | 1,637 |
| Total risk weighted assets | $277,859,000 | 1,697 |
| Total unused commitments | $58,217,000 | 1,650 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 73 | 2,408 |
| Assets and Liabilities | ||
| Total Assets: | $385,930,000 | 1,672 |
| Cash and due from depository institutions | $5,120,000 | 2,408 |
| Interest-bearing balances | $500,000 | 3,221 |
| Securities | $162,299,000 | 777 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 6,280 |
| Net loans & leases | $185,187,000 | 2,285 |
| Loan loss allowance | $2,649,000 | 1,907 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,372,000 | 2,120 |
| Other real estate owned | $0 | 2,408 |
| Goodwill and other intangibles | $9,585,000 | 599 |
| All other assets | $18,357,000 | 969 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $385,930,000 | 1,672 |
| Total liabilities | $345,082,000 | 1,682 |
| Total deposits | $278,198,000 | 1,837 |
| Interest-bearing deposits | $225,761,000 | 1,926 |
| Deposits held in domestic offices | $278,198,000 | 1,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,775,000 | 635 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,000,000 | 1,177 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,109,000 | 1,533 |
| Total equity capital | $40,848,000 | 1,513 |
| Total bank equity capital | $40,848,000 | 1,513 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $938,000 | 3,181 |
| Surplus | $24,794,000 | 1,092 |
| Undivided profits | $15,116,000 | 2,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,749,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,977,000 | 1,772 |
| Earning assets | $347,996,000 | 1,704 |
| Long-term assets (5+ years) | $35,297,000 | 2,306 |
| Average Assets, year-to-date | $387,537,500 | 1,651 |
| Average Assets, quarterly | $387,537,500 | 1,651 |
| Volatile liabilities | $92,810,000 | 1,508 |
| Insider loans | $10,835,000 | 606 |
| FHLB advances | $35,000,000 | 1,103 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $52,946,000 | 1,755 |
| Tier 1 (core) risk-based capital | $30,826,000 | 1,986 |
| Tier 2 risk-based capital | $3,221,000 | 1,540 |
| Total risk weighted assets | $272,295,000 | 1,689 |
| Total unused commitments | $52,946,000 | 1,756 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 70 | 2,491 |
| Assets and Liabilities | ||
| Total Assets: | $389,145,000 | 1,641 |
| Cash and due from depository institutions | $5,075,000 | 2,491 |
| Interest-bearing balances | $500,000 | 3,344 |
| Securities | $156,593,000 | 815 |
| Federal funds sold & reverse repurchase agreements | $8,244,000 | 1,626 |
| Net loans & leases | $184,935,000 | 2,260 |
| Loan loss allowance | $2,574,000 | 1,933 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,423,000 | 2,074 |
| Other real estate owned | $0 | 2,491 |
| Goodwill and other intangibles | $9,585,000 | 591 |
| All other assets | $19,290,000 | 916 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $389,146,000 | 1,641 |
| Total liabilities | $351,081,000 | 1,633 |
| Total deposits | $297,573,000 | 1,685 |
| Interest-bearing deposits | $239,517,000 | 1,795 |
| Deposits held in domestic offices | $297,573,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,431,000 | 1,026 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $38,000,000 | 1,133 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,077,000 | 1,520 |
| Total equity capital | $38,065,000 | 1,620 |
| Total bank equity capital | $38,065,000 | 1,620 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $938,000 | 3,190 |
| Surplus | $24,794,000 | 1,069 |
| Undivided profits | $12,333,000 | 2,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,635,000 | 1,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,858,000 | 1,902 |
| Earning assets | $350,272,000 | 1,663 |
| Long-term assets (5+ years) | $32,646,000 | 2,405 |
| Average Assets, year-to-date | $380,751,400 | 1,599 |
| Average Assets, quarterly | $381,374,500 | 1,644 |
| Volatile liabilities | $79,510,000 | 1,663 |
| Insider loans | $11,232,000 | 556 |
| FHLB advances | $38,000,000 | 1,048 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $53,082,000 | 1,696 |
| Tier 1 (core) risk-based capital | $28,745,000 | 2,102 |
| Tier 2 risk-based capital | $2,574,000 | 1,850 |
| Total risk weighted assets | $271,223,000 | 1,684 |
| Total unused commitments | $53,082,000 | 1,696 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 68 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $373,604,000 | 1,670 |
| Cash and due from depository institutions | $6,248,000 | 2,552 |
| Interest-bearing balances | $500,000 | 3,428 |
| Securities | $150,340,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $7,000 | 5,916 |
| Net loans & leases | $184,017,000 | 2,231 |
| Loan loss allowance | $2,424,000 | 2,001 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,447,000 | 2,019 |
| Other real estate owned | $0 | 2,552 |
| Goodwill and other intangibles | $9,585,000 | 569 |
| All other assets | $17,960,000 | 952 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $373,604,000 | 1,670 |
| Total liabilities | $335,639,000 | 1,670 |
| Total deposits | $277,011,000 | 1,768 |
| Interest-bearing deposits | $224,209,000 | 1,851 |
| Deposits held in domestic offices | $277,011,000 | 1,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,279,000 | 864 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $40,500,000 | 1,067 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,849,000 | 2,211 |
| Total equity capital | $37,965,000 | 1,606 |
| Total bank equity capital | $37,965,000 | 1,606 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $938,000 | 3,173 |
| Surplus | $24,794,000 | 1,030 |
| Undivided profits | $12,233,000 | 2,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,597,000 | 2,156 |
| Earning assets | $334,864,000 | 1,707 |
| Long-term assets (5+ years) | $32,815,000 | 2,420 |
| Average Assets, year-to-date | $378,653,000 | 1,591 |
| Average Assets, quarterly | $374,639,000 | 1,652 |
| Volatile liabilities | $80,038,000 | 1,599 |
| Insider loans | $11,493,000 | 515 |
| FHLB advances | $40,500,000 | 988 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $54,237,000 | 1,642 |
| Tier 1 (core) risk-based capital | $28,709,000 | 2,068 |
| Tier 2 risk-based capital | $2,424,000 | 1,925 |
| Total risk weighted assets | $265,241,000 | 1,677 |
| Total unused commitments | $54,237,000 | 1,642 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 68 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $375,674,000 | 1,636 |
| Cash and due from depository institutions | $7,078,000 | 2,546 |
| Interest-bearing balances | $500,000 | 3,384 |
| Securities | $155,073,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $449,000 | 5,028 |
| Net loans & leases | $180,320,000 | 2,221 |
| Loan loss allowance | $2,274,000 | 2,095 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,507,000 | 1,953 |
| Other real estate owned | $0 | 2,546 |
| Goodwill and other intangibles | $9,585,000 | 564 |
| All other assets | $17,662,000 | 950 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $375,674,000 | 1,636 |
| Total liabilities | $339,194,000 | 1,625 |
| Total deposits | $275,847,000 | 1,752 |
| Interest-bearing deposits | $221,759,000 | 1,835 |
| Deposits held in domestic offices | $275,847,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,116,000 | 870 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $45,500,000 | 992 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,731,000 | 2,193 |
| Total equity capital | $36,480,000 | 1,637 |
| Total bank equity capital | $36,480,000 | 1,637 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $938,000 | 3,154 |
| Surplus | $24,794,000 | 1,006 |
| Undivided profits | $10,748,000 | 2,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 3,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,570,000 | 1,970 |
| Earning assets | $336,342,000 | 1,658 |
| Long-term assets (5+ years) | $29,865,000 | 2,591 |
| Average Assets, year-to-date | $380,336,000 | 1,571 |
| Average Assets, quarterly | $380,152,000 | 1,593 |
| Volatile liabilities | $87,771,000 | 1,443 |
| Insider loans | $11,386,000 | 504 |
| FHLB advances | $45,500,000 | 916 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $43,115,000 | 1,898 |
| Tier 1 (core) risk-based capital | $27,095,000 | 2,129 |
| Tier 2 risk-based capital | $2,274,000 | 2,000 |
| Total risk weighted assets | $263,345,000 | 1,643 |
| Total unused commitments | $43,115,000 | 1,898 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $384,630,000 | 1,567 |
| Cash and due from depository institutions | $8,513,000 | 2,524 |
| Interest-bearing balances | $500,000 | 3,415 |
| Securities | $166,261,000 | 772 |
| Federal funds sold & reverse repurchase agreements | $3,674,000 | 2,935 |
| Net loans & leases | $173,456,000 | 2,257 |
| Loan loss allowance | $2,294,000 | 2,064 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,546,000 | 1,910 |
| Other real estate owned | $0 | 2,524 |
| Goodwill and other intangibles | $9,585,000 | 547 |
| All other assets | $17,595,000 | 931 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $384,630,000 | 1,567 |
| Total liabilities | $348,884,000 | 1,556 |
| Total deposits | $287,639,000 | 1,650 |
| Interest-bearing deposits | $234,617,000 | 1,722 |
| Deposits held in domestic offices | $287,639,000 | 1,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,893,000 | 931 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $45,500,000 | 949 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,852,000 | 2,072 |
| Total equity capital | $35,746,000 | 1,611 |
| Total bank equity capital | $35,746,000 | 1,611 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $938,000 | 3,164 |
| Surplus | $24,794,000 | 977 |
| Undivided profits | $10,014,000 | 2,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,781,000 | 1,671 |
| Earning assets | $343,891,000 | 1,611 |
| Long-term assets (5+ years) | $37,813,000 | 2,227 |
| Average Assets, year-to-date | $382,667,000 | 1,564 |
| Average Assets, quarterly | $382,667,000 | 1,564 |
| Volatile liabilities | $86,974,000 | 1,387 |
| Insider loans | $11,260,000 | 497 |
| FHLB advances | $45,500,000 | 868 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,590,000 | 1,916 |
| Tier 1 (core) risk-based capital | $26,779,000 | 2,109 |
| Tier 2 risk-based capital | $2,294,000 | 1,976 |
| Total risk weighted assets | $259,596,000 | 1,631 |
| Total unused commitments | $41,590,000 | 1,919 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 69 | 2,503 |
| Assets and Liabilities | ||
| Total Assets: | $380,704,000 | 1,573 |
| Cash and due from depository institutions | $6,997,000 | 2,503 |
| Interest-bearing balances | $500,000 | 3,466 |
| Securities | $168,693,000 | 770 |
| Federal funds sold & reverse repurchase agreements | $7,858,000 | 1,485 |
| Net loans & leases | $164,723,000 | 2,341 |
| Loan loss allowance | $2,294,000 | 2,043 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,604,000 | 1,875 |
| Other real estate owned | $0 | 2,503 |
| Goodwill and other intangibles | $9,585,000 | 541 |
| All other assets | $17,244,000 | 932 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $380,704,000 | 1,573 |
| Total liabilities | $345,728,000 | 1,561 |
| Total deposits | $282,995,000 | 1,671 |
| Interest-bearing deposits | $235,786,000 | 1,695 |
| Deposits held in domestic offices | $282,995,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,338,000 | 1,117 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $50,500,000 | 895 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,895,000 | 1,998 |
| Total equity capital | $34,976,000 | 1,642 |
| Total bank equity capital | $34,976,000 | 1,642 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $938,000 | 3,161 |
| Surplus | $24,794,000 | 961 |
| Undivided profits | $9,244,000 | 3,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 5,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,445,000 | 2,069 |
| Earning assets | $341,774,000 | 1,611 |
| Long-term assets (5+ years) | $39,676,000 | 2,190 |
| Average Assets, year-to-date | $373,436,600 | 1,519 |
| Average Assets, quarterly | $374,863,000 | 1,580 |
| Volatile liabilities | $90,094,000 | 1,312 |
| Insider loans | $10,193,000 | 561 |
| FHLB advances | $50,500,000 | 811 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $41,128,000 | 1,862 |
| Tier 1 (core) risk-based capital | $25,516,000 | 2,178 |
| Tier 2 risk-based capital | $2,294,000 | 1,959 |
| Total risk weighted assets | $253,713,000 | 1,634 |
| Total unused commitments | $41,128,000 | 1,863 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 69 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $369,022,000 | 1,604 |
| Cash and due from depository institutions | $9,395,000 | 2,501 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $175,385,000 | 749 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 5,898 |
| Net loans & leases | $163,969,000 | 2,308 |
| Loan loss allowance | $2,294,000 | 2,040 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,110,000 | 2,032 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $9,585,000 | 530 |
| All other assets | $5,569,000 | 2,408 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $369,022,000 | 1,604 |
| Total liabilities | $333,711,000 | 1,589 |
| Total deposits | $256,242,000 | 1,810 |
| Interest-bearing deposits | $210,752,000 | 1,846 |
| Deposits held in domestic offices | $256,242,000 | 1,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,843,000 | 662 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $50,500,000 | 889 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,126,000 | 1,822 |
| Total equity capital | $35,311,000 | 1,609 |
| Total bank equity capital | $35,311,000 | 1,609 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $938,000 | 3,169 |
| Surplus | $24,794,000 | 934 |
| Undivided profits | $9,579,000 | 3,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,872,000 | 1,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,537,000 | 1,998 |
| Earning assets | $339,363,000 | 1,584 |
| Long-term assets (5+ years) | $42,959,000 | 2,102 |
| Average Assets, year-to-date | $371,619,750 | 1,520 |
| Average Assets, quarterly | $364,149,500 | 1,595 |
| Volatile liabilities | $92,315,000 | 1,256 |
| Insider loans | $10,858,000 | 511 |
| FHLB advances | $50,500,000 | 805 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $37,071,000 | 1,986 |
| Tier 1 (core) risk-based capital | $25,333,000 | 2,175 |
| Tier 2 risk-based capital | $2,294,000 | 1,917 |
| Total risk weighted assets | $254,468,000 | 1,601 |
| Total unused commitments | $37,071,000 | 1,988 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $359,277,000 | 1,615 |
| Cash and due from depository institutions | $8,304,000 | 2,909 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $163,398,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $4,792,000 | 2,070 |
| Net loans & leases | $153,851,000 | 2,396 |
| Loan loss allowance | $2,294,000 | 2,025 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,637,000 | 2,174 |
| Other real estate owned | $0 | 2,909 |
| Goodwill and other intangibles | $9,585,000 | 515 |
| All other assets | $14,710,000 | 1,051 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $359,277,000 | 1,615 |
| Total liabilities | $325,068,000 | 1,603 |
| Total deposits | $263,536,000 | 1,736 |
| Interest-bearing deposits | $216,272,000 | 1,783 |
| Deposits held in domestic offices | $263,536,000 | 1,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,904,000 | 1,219 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $50,500,000 | 894 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,128,000 | 1,687 |
| Total equity capital | $34,209,000 | 1,584 |
| Total bank equity capital | $34,209,000 | 1,584 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $938,000 | 3,182 |
| Surplus | $24,794,000 | 912 |
| Undivided profits | $8,477,000 | 3,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,456,000 | 1,959 |
| Earning assets | $322,041,000 | 1,641 |
| Long-term assets (5+ years) | $35,928,000 | 2,474 |
| Average Assets, year-to-date | $372,485,670 | 1,510 |
| Average Assets, quarterly | $363,152,500 | 1,575 |
| Volatile liabilities | $79,513,000 | 1,389 |
| Insider loans | $11,115,000 | 490 |
| FHLB advances | $50,500,000 | 813 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,483,000 | 1,981 |
| Tier 1 (core) risk-based capital | $25,304,000 | 2,134 |
| Tier 2 risk-based capital | $2,294,000 | 1,895 |
| Total risk weighted assets | $231,450,000 | 1,700 |
| Total unused commitments | $36,483,000 | 1,985 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $367,028,000 | 1,549 |
| Cash and due from depository institutions | $6,526,000 | 2,931 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $163,199,000 | 808 |
| Federal funds sold & reverse repurchase agreements | $14,629,000 | 996 |
| Net loans & leases | $155,520,000 | 2,312 |
| Loan loss allowance | $2,110,000 | 2,158 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,768,000 | 2,608 |
| Other real estate owned | $100,000 | 2,931 |
| Goodwill and other intangibles | $9,585,000 | 496 |
| All other assets | $13,701,000 | 1,070 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $367,028,000 | 1,549 |
| Total liabilities | $331,781,000 | 1,542 |
| Total deposits | $268,784,000 | 1,692 |
| Interest-bearing deposits | $214,160,000 | 1,813 |
| Deposits held in domestic offices | $268,784,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,122,000 | 1,071 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $50,500,000 | 830 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,375,000 | 1,725 |
| Total equity capital | $35,247,000 | 1,578 |
| Total bank equity capital | $35,247,000 | 1,578 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $938,000 | 3,183 |
| Surplus | $24,794,000 | 898 |
| Undivided profits | $9,515,000 | 3,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,415,000 | 2,002 |
| Earning assets | $333,348,000 | 1,574 |
| Long-term assets (5+ years) | $46,322,000 | 1,993 |
| Average Assets, year-to-date | $379,090,000 | 1,481 |
| Average Assets, quarterly | $379,090,000 | 1,481 |
| Volatile liabilities | $79,446,000 | 1,316 |
| Insider loans | $11,121,000 | 457 |
| FHLB advances | $50,500,000 | 747 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,486,000 | 2,053 |
| Tier 1 (core) risk-based capital | $24,603,000 | 2,157 |
| Tier 2 risk-based capital | $2,110,000 | 2,007 |
| Total risk weighted assets | $231,097,000 | 1,679 |
| Total unused commitments | $33,486,000 | 2,058 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $391,152,000 | 1,446 |
| Cash and due from depository institutions | $10,685,000 | 2,906 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $202,549,000 | 679 |
| Federal funds sold & reverse repurchase agreements | $388,000 | 5,748 |
| Net loans & leases | $151,145,000 | 2,364 |
| Loan loss allowance | $2,076,000 | 2,190 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,118,000 | 3,051 |
| Other real estate owned | $100,000 | 2,906 |
| Goodwill and other intangibles | $9,585,000 | 496 |
| All other assets | $13,582,000 | 1,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,152,000 | 1,446 |
| Total liabilities | $358,897,000 | 1,419 |
| Total deposits | $270,917,000 | 1,666 |
| Interest-bearing deposits | $221,187,000 | 1,748 |
| Deposits held in domestic offices | $270,917,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,274,000 | 548 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $50,500,000 | 855 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,206,000 | 1,731 |
| Total equity capital | $32,255,000 | 1,690 |
| Total bank equity capital | $32,255,000 | 1,690 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $938,000 | 3,209 |
| Surplus | $22,794,000 | 943 |
| Undivided profits | $8,523,000 | 3,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $799,000 | 3,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,528,000 | 1,915 |
| Earning assets | $354,082,000 | 1,462 |
| Long-term assets (5+ years) | $70,185,000 | 1,468 |
| Average Assets, year-to-date | $393,085,400 | 1,381 |
| Average Assets, quarterly | $394,697,000 | 1,419 |
| Volatile liabilities | $107,087,000 | 1,034 |
| Insider loans | $11,079,000 | 442 |
| FHLB advances | $50,500,000 | 763 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $33,726,000 | 1,987 |
| Tier 1 (core) risk-based capital | $22,151,000 | 2,350 |
| Tier 2 risk-based capital | $2,088,000 | 2,027 |
| Total risk weighted assets | $229,374,000 | 1,669 |
| Total unused commitments | $33,726,000 | 1,989 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 56 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $398,242,000 | 1,422 |
| Cash and due from depository institutions | $12,568,000 | 3,076 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $208,854,000 | 659 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $150,861,000 | 2,333 |
| Loan loss allowance | $2,076,000 | 2,199 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,755,000 | 3,350 |
| Other real estate owned | $100,000 | 3,076 |
| Goodwill and other intangibles | $9,585,000 | 495 |
| All other assets | $13,519,000 | 1,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $398,242,000 | 1,422 |
| Total liabilities | $366,335,000 | 1,380 |
| Total deposits | $251,042,000 | 1,794 |
| Interest-bearing deposits | $204,829,000 | 1,891 |
| Deposits held in domestic offices | $251,042,000 | 1,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,525,000 | 402 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $53,000,000 | 808 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,768,000 | 2,119 |
| Total equity capital | $31,907,000 | 1,716 |
| Total bank equity capital | $31,907,000 | 1,716 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $938,000 | 3,229 |
| Surplus | $22,794,000 | 943 |
| Undivided profits | $8,175,000 | 3,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 4,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,638,000 | 1,872 |
| Earning assets | $359,715,000 | 1,447 |
| Long-term assets (5+ years) | $51,799,000 | 1,855 |
| Average Assets, year-to-date | $393,568,750 | 1,399 |
| Average Assets, quarterly | $402,668,000 | 1,395 |
| Volatile liabilities | $126,467,000 | 877 |
| Insider loans | $11,210,000 | 424 |
| FHLB advances | $53,000,000 | 727 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $31,355,000 | 2,102 |
| Tier 1 (core) risk-based capital | $21,759,000 | 2,390 |
| Tier 2 risk-based capital | $2,167,000 | 1,955 |
| Total risk weighted assets | $223,725,000 | 1,708 |
| Total unused commitments | $31,355,000 | 2,105 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 57 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $407,094,000 | 1,366 |
| Cash and due from depository institutions | $9,422,000 | 3,017 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $241,018,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $219,000 | 6,651 |
| Net loans & leases | $131,015,000 | 2,619 |
| Loan loss allowance | $2,076,000 | 2,160 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,681,000 | 3,377 |
| Other real estate owned | $100,000 | 3,017 |
| Goodwill and other intangibles | $9,585,000 | 466 |
| All other assets | $13,054,000 | 1,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $407,094,000 | 1,366 |
| Total liabilities | $374,411,000 | 1,329 |
| Total deposits | $251,246,000 | 1,781 |
| Interest-bearing deposits | $211,638,000 | 1,807 |
| Deposits held in domestic offices | $251,246,000 | 1,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,050,000 | 367 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $53,000,000 | 803 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,115,000 | 1,432 |
| Total equity capital | $32,683,000 | 1,674 |
| Total bank equity capital | $32,683,000 | 1,674 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $938,000 | 3,229 |
| Surplus | $22,794,000 | 921 |
| Undivided profits | $8,951,000 | 3,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,401,000 | 2,140 |
| Earning assets | $372,252,000 | 1,362 |
| Long-term assets (5+ years) | $91,073,000 | 1,119 |
| Average Assets, year-to-date | $392,011,000 | 1,390 |
| Average Assets, quarterly | $402,984,500 | 1,368 |
| Volatile liabilities | $142,066,000 | 791 |
| Insider loans | $11,894,000 | 387 |
| FHLB advances | $53,000,000 | 714 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $40,530,000 | 1,687 |
| Tier 1 (core) risk-based capital | $21,179,000 | 2,407 |
| Tier 2 risk-based capital | $2,276,000 | 1,831 |
| Total risk weighted assets | $215,795,000 | 1,724 |
| Total unused commitments | $40,530,000 | 1,697 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $398,875,000 | 1,370 |
| Cash and due from depository institutions | $6,697,000 | 2,815 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $245,423,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $95,000 | 7,171 |
| Net loans & leases | $121,260,000 | 2,755 |
| Loan loss allowance | $2,326,000 | 1,876 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,649,000 | 3,385 |
| Other real estate owned | $0 | 2,815 |
| Goodwill and other intangibles | $9,585,000 | 456 |
| All other assets | $13,166,000 | 1,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $398,875,000 | 1,370 |
| Total liabilities | $367,455,000 | 1,331 |
| Total deposits | $257,991,000 | 1,709 |
| Interest-bearing deposits | $221,491,000 | 1,704 |
| Deposits held in domestic offices | $257,991,000 | 1,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,400,000 | 367 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $38,000,000 | 984 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,064,000 | 1,487 |
| Total equity capital | $31,420,000 | 1,699 |
| Total bank equity capital | $31,420,000 | 1,699 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $938,000 | 3,245 |
| Surplus | $22,794,000 | 911 |
| Undivided profits | $7,688,000 | 3,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 3,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,631,000 | 1,824 |
| Earning assets | $366,778,000 | 1,366 |
| Long-term assets (5+ years) | $98,974,000 | 994 |
| Average Assets, year-to-date | $384,469,500 | 1,410 |
| Average Assets, quarterly | $384,469,500 | 1,410 |
| Volatile liabilities | $147,595,000 | 744 |
| Insider loans | $10,508,000 | 443 |
| FHLB advances | $38,000,000 | 890 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,094,000 | 2,100 |
| Tier 1 (core) risk-based capital | $20,559,000 | 2,421 |
| Tier 2 risk-based capital | $2,412,000 | 1,688 |
| Total risk weighted assets | $194,114,000 | 1,856 |
| Total unused commitments | $29,094,000 | 2,107 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $370,064,000 | 1,456 |
| Cash and due from depository institutions | $5,742,000 | 2,868 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $176,152,000 | 721 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 6,966 |
| Net loans & leases | $164,435,000 | 2,063 |
| Loan loss allowance | $2,326,000 | 1,834 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,335,000 | 5,167 |
| Other real estate owned | $0 | 2,868 |
| Goodwill and other intangibles | $9,585,000 | 444 |
| All other assets | $12,800,000 | 1,052 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,064,000 | 1,456 |
| Total liabilities | $339,414,000 | 1,430 |
| Total deposits | $258,677,000 | 1,672 |
| Interest-bearing deposits | $212,197,000 | 1,751 |
| Deposits held in domestic offices | $258,677,000 | 1,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,303,000 | 480 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $38,000,000 | 983 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,434,000 | 1,341 |
| Total equity capital | $30,650,000 | 1,704 |
| Total bank equity capital | $30,650,000 | 1,704 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $938,000 | 3,242 |
| Surplus | $22,794,000 | 891 |
| Undivided profits | $6,918,000 | 3,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,563,000 | 2,009 |
| Earning assets | $340,602,000 | 1,446 |
| Long-term assets (5+ years) | $37,098,000 | 2,156 |
| Average Assets, year-to-date | $331,553,800 | 1,538 |
| Average Assets, quarterly | $362,462,500 | 1,471 |
| Volatile liabilities | $113,326,000 | 912 |
| Insider loans | $10,403,000 | 431 |
| FHLB advances | $38,000,000 | 880 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,199,000 | 1,950 |
| Tier 1 (core) risk-based capital | $19,944,000 | 2,461 |
| Tier 2 risk-based capital | $2,340,000 | 1,698 |
| Total risk weighted assets | $202,130,000 | 1,775 |
| Total unused commitments | $30,199,000 | 1,953 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $298,796,000 | 1,708 |
| Cash and due from depository institutions | $5,933,000 | 2,784 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $159,960,000 | 720 |
| Federal funds sold & reverse repurchase agreements | $21,000 | 7,073 |
| Net loans & leases | $108,970,000 | 2,913 |
| Loan loss allowance | $1,781,000 | 2,217 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,186,000 | 5,483 |
| Other real estate owned | $0 | 2,784 |
| Goodwill and other intangibles | $9,585,000 | 417 |
| All other assets | $13,141,000 | 979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,796,000 | 1,708 |
| Total liabilities | $272,110,000 | 1,698 |
| Total deposits | $199,902,000 | 2,060 |
| Interest-bearing deposits | $166,026,000 | 2,130 |
| Deposits held in domestic offices | $199,902,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,417,000 | 544 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,000,000 | 921 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,791,000 | 1,541 |
| Total equity capital | $26,686,000 | 1,826 |
| Total bank equity capital | $26,686,000 | 1,826 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $938,000 | 3,303 |
| Surplus | $22,794,000 | 864 |
| Undivided profits | $2,954,000 | 5,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,823,000 | 1,821 |
| Earning assets | $268,951,000 | 1,739 |
| Long-term assets (5+ years) | $114,101,000 | 849 |
| Average Assets, year-to-date | $264,164,600 | 1,836 |
| Average Assets, quarterly | $282,692,000 | 1,780 |
| Volatile liabilities | $89,844,000 | 1,085 |
| Insider loans | $8,602,000 | 513 |
| FHLB advances | $36,000,000 | 825 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $31,593,000 | 1,786 |
| Tier 1 (core) risk-based capital | $18,208,000 | 2,557 |
| Tier 2 risk-based capital | $1,781,000 | 2,057 |
| Total risk weighted assets | $162,874,000 | 2,051 |
| Total unused commitments | $31,593,000 | 1,792 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 61 | 2,812 |
| Assets and Liabilities | ||
| Total Assets: | $247,268,000 | 1,956 |
| Cash and due from depository institutions | $6,592,000 | 2,812 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $108,346,000 | 1,030 |
| Federal funds sold & reverse repurchase agreements | $20,907,000 | 593 |
| Net loans & leases | $96,463,000 | 3,154 |
| Loan loss allowance | $1,501,000 | 2,458 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,253,000 | 5,374 |
| Other real estate owned | $101,000 | 2,812 |
| Goodwill and other intangibles | $10,379,000 | 388 |
| All other assets | $3,227,000 | 2,687 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,268,000 | 1,956 |
| Total liabilities | $222,974,000 | 1,956 |
| Total deposits | $170,359,000 | 2,322 |
| Interest-bearing deposits | $137,888,000 | 2,446 |
| Deposits held in domestic offices | $170,359,000 | 2,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,919,000 | 758 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,000,000 | 1,026 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,696,000 | 1,234 |
| Total equity capital | $24,294,000 | 1,909 |
| Total bank equity capital | $24,294,000 | 1,909 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $938,000 | 3,398 |
| Surplus | $22,794,000 | 845 |
| Undivided profits | $562,000 | 8,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $591,000 | 4,512 |
| Earning assets | $225,716,000 | 1,979 |
| Long-term assets (5+ years) | $102,470,000 | 894 |
| Average Assets, year-to-date | $227,423,200 | 2,032 |
| Average Assets, quarterly | $239,439,000 | 2,002 |
| Volatile liabilities | $58,174,000 | 1,529 |
| Insider loans | $9,099,000 | 480 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,567,000 | 1,665 |
| Tier 1 (core) risk-based capital | $15,457,000 | 2,895 |
| Tier 2 risk-based capital | $1,501,000 | 2,301 |
| Total risk weighted assets | $133,106,800 | 2,379 |
| Total unused commitments | $31,567,000 | 1,666 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 58 | 3,035 |
| Assets and Liabilities | ||
| Total Assets: | $209,141,000 | 2,247 |
| Cash and due from depository institutions | $6,732,000 | 3,035 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $104,452,000 | 1,095 |
| Federal funds sold & reverse repurchase agreements | $4,005,000 | 2,283 |
| Net loans & leases | $77,440,000 | 3,665 |
| Loan loss allowance | $1,310,000 | 2,707 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,313,000 | 5,230 |
| Other real estate owned | $0 | 3,035 |
| Goodwill and other intangibles | $11,172,000 | 372 |
| All other assets | $4,027,000 | 2,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,141,000 | 2,247 |
| Total liabilities | $188,216,000 | 2,260 |
| Total deposits | $133,948,000 | 2,848 |
| Interest-bearing deposits | $105,100,000 | 3,105 |
| Deposits held in domestic offices | $133,948,000 | 2,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,866,000 | 769 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,000,000 | 1,036 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,402,000 | 2,495 |
| Total equity capital | $20,925,000 | 2,125 |
| Total bank equity capital | $20,925,000 | 2,125 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $938,000 | 3,477 |
| Surplus | $22,794,000 | 841 |
| Undivided profits | $-2,807,000 | 10,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $354,000 | 5,878 |
| Earning assets | $185,897,000 | 2,321 |
| Long-term assets (5+ years) | $99,323,000 | 960 |
| Average Assets, year-to-date | $179,328,400 | 2,524 |
| Average Assets, quarterly | $203,770,500 | 2,278 |
| Volatile liabilities | $58,000,000 | 1,471 |
| Insider loans | $6,528,000 | 700 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,521,000 | 2,500 |
| Tier 1 (core) risk-based capital | $13,222,000 | 3,330 |
| Tier 2 risk-based capital | $1,310,000 | 2,464 |
| Total risk weighted assets | $110,084,200 | 2,733 |
| Total unused commitments | $18,521,000 | 2,503 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $142,151,000 | 3,182 |
| Cash and due from depository institutions | $3,720,000 | 3,898 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $69,027,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $21,496,000 | 752 |
| Net loans & leases | $46,229,000 | 5,191 |
| Loan loss allowance | $1,120,000 | 3,028 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $706,000 | 6,927 |
| Other real estate owned | $0 | 3,898 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $973,000 | 5,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,151,000 | 3,182 |
| Total liabilities | $121,378,000 | 3,336 |
| Total deposits | $98,351,000 | 3,771 |
| Interest-bearing deposits | $80,957,000 | 3,916 |
| Deposits held in domestic offices | $98,351,000 | 3,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,502,000 | 807 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,525,000 | 2,482 |
| Total equity capital | $20,773,000 | 2,176 |
| Total bank equity capital | $20,773,000 | 2,176 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $938,000 | 3,488 |
| Surplus | $5,062,000 | 2,791 |
| Undivided profits | $14,773,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,987,000 | 1,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $281,000 | 6,806 |
| Earning assets | $136,752,000 | 3,039 |
| Long-term assets (5+ years) | $60,429,000 | 1,345 |
| Average Assets, year-to-date | $151,592,000 | 2,851 |
| Average Assets, quarterly | $140,919,500 | 3,147 |
| Volatile liabilities | $26,260,000 | 2,400 |
| Insider loans | $257,000 | 6,746 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,623,000 | 5,038 |
| Tier 1 (core) risk-based capital | $19,624,000 | 2,174 |
| Tier 2 risk-based capital | $791,080 | 3,708 |
| Total risk weighted assets | $62,957,480 | 4,257 |
| Total unused commitments | $5,623,000 | 5,044 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $162,690,000 | 2,757 |
| Cash and due from depository institutions | $2,936,000 | 3,586 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $109,661,000 | 1,049 |
| Federal funds sold & reverse repurchase agreements | $123,000 | 7,952 |
| Net loans & leases | $47,517,000 | 5,182 |
| Loan loss allowance | $790,000 | 4,099 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $703,000 | 7,000 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,750,000 | 3,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,690,000 | 2,757 |
| Total liabilities | $143,593,000 | 2,801 |
| Total deposits | $94,154,000 | 3,921 |
| Interest-bearing deposits | $78,950,000 | 3,994 |
| Deposits held in domestic offices | $94,154,000 | 3,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,743,000 | 794 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $30,000,000 | 766 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,696,000 | 2,329 |
| Total equity capital | $19,097,000 | 2,339 |
| Total bank equity capital | $19,097,000 | 2,339 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $938,000 | 3,586 |
| Surplus | $5,063,000 | 2,716 |
| Undivided profits | $13,096,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $244,000 | 7,582 |
| Earning assets | $157,301,000 | 2,619 |
| Long-term assets (5+ years) | $95,985,000 | 812 |
| Average Assets, year-to-date | $154,685,000 | 2,753 |
| Average Assets, quarterly | $163,423,500 | 2,690 |
| Volatile liabilities | $44,193,000 | 1,558 |
| Insider loans | $87,000 | 8,591 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,191,000 | 4,263 |
| Tier 1 (core) risk-based capital | $17,850,000 | 2,396 |
| Tier 2 risk-based capital | $790,000 | 3,608 |
| Total risk weighted assets | $71,085,500 | 3,775 |
| Total unused commitments | $7,191,000 | 4,265 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 54 | 3,490 |
| Assets and Liabilities | ||
| Total Assets: | $141,823,000 | 3,195 |
| Cash and due from depository institutions | $2,514,000 | 3,490 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $96,219,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 8,425 |
| Net loans & leases | $41,030,000 | 5,779 |
| Loan loss allowance | $556,000 | 5,492 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $729,000 | 7,016 |
| Other real estate owned | $0 | 3,490 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,309,000 | 5,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,823,000 | 3,195 |
| Total liabilities | $125,674,000 | 3,250 |
| Total deposits | $85,689,000 | 4,383 |
| Interest-bearing deposits | $71,674,000 | 4,499 |
| Deposits held in domestic offices | $85,689,000 | 4,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,189,000 | 594 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $796,000 | 4,207 |
| Total equity capital | $16,149,000 | 2,773 |
| Total bank equity capital | $16,149,000 | 2,773 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $938,000 | 3,815 |
| Surplus | $5,063,000 | 2,796 |
| Undivided profits | $10,148,000 | 2,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 5,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $292,000 | 7,014 |
| Earning assets | $137,271,000 | 3,050 |
| Long-term assets (5+ years) | $56,002,000 | 1,174 |
| Average Assets, year-to-date | $134,859,800 | 3,219 |
| Average Assets, quarterly | $143,784,000 | 3,116 |
| Volatile liabilities | $46,666,000 | 1,464 |
| Insider loans | $124,000 | 8,496 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,746,000 | 4,758 |
| Tier 1 (core) risk-based capital | $15,953,000 | 2,723 |
| Tier 2 risk-based capital | $556,000 | 4,849 |
| Total risk weighted assets | $58,543,200 | 4,475 |
| Total unused commitments | $5,746,000 | 4,771 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $114,746,000 | 3,887 |
| Cash and due from depository institutions | $3,240,000 | 3,715 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $73,641,000 | 1,727 |
| Federal funds sold & reverse repurchase agreements | $449,000 | 8,453 |
| Net loans & leases | $35,669,000 | 6,298 |
| Loan loss allowance | $406,000 | 6,898 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $622,000 | 7,653 |
| Other real estate owned | $300,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $825,000 | 7,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,746,000 | 3,887 |
| Total liabilities | $99,980,000 | 3,998 |
| Total deposits | $88,498,000 | 4,276 |
| Interest-bearing deposits | $72,080,000 | 4,509 |
| Deposits held in domestic offices | $88,498,000 | 4,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,614,000 | 1,074 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $868,000 | 4,084 |
| Total equity capital | $14,766,000 | 3,015 |
| Total bank equity capital | $14,766,000 | 3,015 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $938,000 | 4,009 |
| Surplus | $5,062,000 | 2,795 |
| Undivided profits | $8,766,000 | 2,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 4,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $208,000 | 8,630 |
| Earning assets | $109,759,000 | 3,742 |
| Long-term assets (5+ years) | $24,638,000 | 2,141 |
| Average Assets, year-to-date | $110,529,800 | 3,874 |
| Average Assets, quarterly | $113,487,500 | 3,882 |
| Volatile liabilities | $17,559,000 | 2,940 |
| Insider loans | $234,000 | 7,669 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,461,000 | 4,744 |
| Tier 1 (core) risk-based capital | $14,323,000 | 3,002 |
| Tier 2 risk-based capital | $406,000 | 6,124 |
| Total risk weighted assets | $47,776,900 | 5,218 |
| Total unused commitments | $5,461,000 | 4,759 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $108,802,000 | 4,049 |
| Cash and due from depository institutions | $5,391,000 | 3,774 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $53,088,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $14,744,000 | 669 |
| Net loans & leases | $32,764,000 | 6,641 |
| Loan loss allowance | $439,000 | 6,759 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $655,000 | 7,620 |
| Other real estate owned | $325,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,835,000 | 4,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,802,000 | 4,049 |
| Total liabilities | $96,712,000 | 4,108 |
| Total deposits | $88,014,000 | 4,272 |
| Interest-bearing deposits | $70,933,000 | 4,515 |
| Deposits held in domestic offices | $88,014,000 | 4,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,332,000 | 1,402 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $366,000 | 6,462 |
| Total equity capital | $12,090,000 | 3,346 |
| Total bank equity capital | $12,090,000 | 3,346 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $938,000 | 4,183 |
| Surplus | $5,062,000 | 2,705 |
| Undivided profits | $6,090,000 | 3,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,140,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $227,000 | 7,903 |
| Earning assets | $100,596,000 | 4,021 |
| Long-term assets (5+ years) | $6,158,000 | 5,457 |
| Average Assets, year-to-date | $110,714,800 | 3,908 |
| Average Assets, quarterly | $107,899,000 | 4,044 |
| Volatile liabilities | $13,132,000 | 3,542 |
| Insider loans | $571,000 | 5,271 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,806,000 | 5,687 |
| Tier 1 (core) risk-based capital | $13,082,000 | 3,161 |
| Tier 2 risk-based capital | $439,000 | 5,838 |
| Total risk weighted assets | $44,173,800 | 5,487 |
| Total unused commitments | $3,806,000 | 5,693 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $114,928,000 | 3,920 |
| Cash and due from depository institutions | $3,022,000 | 3,717 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $74,171,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $6,771,000 | 2,066 |
| Net loans & leases | $28,678,000 | 7,211 |
| Loan loss allowance | $437,000 | 6,984 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $726,000 | 7,376 |
| Other real estate owned | $312,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,248,000 | 5,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,928,000 | 3,920 |
| Total liabilities | $101,973,000 | 3,999 |
| Total deposits | $90,076,000 | 4,282 |
| Interest-bearing deposits | $76,330,000 | 4,397 |
| Deposits held in domestic offices | $90,076,000 | 4,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,555,000 | 990 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $342,000 | 6,970 |
| Total equity capital | $12,955,000 | 3,131 |
| Total bank equity capital | $12,955,000 | 3,131 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $938,000 | 4,343 |
| Surplus | $5,062,000 | 2,638 |
| Undivided profits | $6,955,000 | 3,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,375,000 | 2,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $257,000 | 6,857 |
| Earning assets | $109,620,000 | 3,781 |
| Long-term assets (5+ years) | $4,861,000 | 6,502 |
| Average Assets, year-to-date | $116,566,200 | 3,780 |
| Average Assets, quarterly | $115,532,000 | 3,867 |
| Volatile liabilities | $17,013,000 | 2,727 |
| Insider loans | $1,044,000 | 3,603 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,535,000 | 5,890 |
| Tier 1 (core) risk-based capital | $12,955,000 | 3,061 |
| Tier 2 risk-based capital | $437,000 | 5,880 |
| Total risk weighted assets | $40,953,400 | 5,793 |
| Total unused commitments | $3,535,000 | 5,911 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $119,003,000 | 3,879 |
| Cash and due from depository institutions | $3,174,000 | 4,481 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $65,706,000 | 2,059 |
| Federal funds sold & reverse repurchase agreements | $11,749,000 | 1,412 |
| Net loans & leases | $36,344,000 | 6,158 |
| Loan loss allowance | $555,000 | 5,984 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $759,000 | 7,318 |
| Other real estate owned | $45,000 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,226,000 | 5,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,003,000 | 3,879 |
| Total liabilities | $105,865,000 | 3,974 |
| Total deposits | $95,150,000 | 4,197 |
| Interest-bearing deposits | $80,126,000 | 4,348 |
| Deposits held in domestic offices | $95,150,000 | 4,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,288,000 | 985 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $427,000 | 6,535 |
| Total equity capital | $13,138,000 | 2,926 |
| Total bank equity capital | $13,138,000 | 2,926 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $937,000 | 4,550 |
| Surplus | $5,062,000 | 2,530 |
| Undivided profits | $7,139,000 | 3,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,765,000 | 2,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $309,000 | 6,367 |
| Earning assets | $113,799,000 | 3,716 |
| Long-term assets (5+ years) | $9,516,000 | 4,490 |
| Average Assets, year-to-date | $118,334,800 | 3,815 |
| Average Assets, quarterly | $118,476,500 | 3,860 |
| Volatile liabilities | $18,807,000 | 2,476 |
| Insider loans | $158,000 | 4,517 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $488,000 | 10,613 |
| Tier 1 (core) risk-based capital | $13,138,000 | 2,877 |
| Tier 2 risk-based capital | $555,000 | 4,801 |
| Total risk weighted assets | $46,753,100 | 5,216 |
| Total unused commitments | $488,000 | 10,637 |
| Derivatives | $0 | 651 |