Home > National Bank of California > Assets and Liabilities
National Bank of California, Assets and Liabilities
| 2016-03-31 | Rank | |
| # of Employees: | 74 | 1,955 |
| Assets and Liabilities | ||
| Total Assets: | $425,050,000 | 1,604 |
| Cash and due from depository institutions | $102,267,000 | 1,955 |
| Interest-bearing balances | $85,109,000 | 414 |
| Securities | $31,457,000 | 3,263 |
| Federal funds sold & reverse repurchase agreements | $8,375,000 | 467 |
| Net loans & leases | $270,013,000 | 1,653 |
| Loan loss allowance | $6,251,000 | 1,004 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $585,000 | 4,968 |
| Other real estate owned | $0 | 1,955 |
| Goodwill and other intangibles | $406,000 | 2,000 |
| All other assets | $11,947,000 | 1,548 |
| Life insurance assets | $6,722,000 | 1,296 |
| Total liabilities and capital | $425,050,000 | 1,604 |
| Total liabilities | $389,417,000 | 1,562 |
| Total deposits | $382,697,000 | 1,501 |
| Interest-bearing deposits | $155,679,000 | 2,667 |
| Deposits held in domestic offices | $382,697,000 | 1,501 |
| % insured | 40.84% | 6,032 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,577 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $6,720,000 | 842 |
| Total equity capital | $35,633,000 | 2,065 |
| Total bank equity capital | $35,633,000 | 2,065 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,938,000 | 527 |
| Surplus | $39,312,000 | 840 |
| Undivided profits | $-10,617,000 | 5,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $1,637,000 | 2,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,199,000 | 239 |
| Income earned, not collected on loans | $855,000 | 2,862 |
| Earning assets | $394,954,000 | 1,593 |
| Long-term assets (5+ years) | $95,771,000 | 2,054 |
| Average Assets, year-to-date | $424,664,500 | 1,595 |
| Average Assets, quarterly | $424,664,500 | 1,595 |
| Volatile liabilities | $3,746,000 | 4,350 |
| Insider loans | $5,000,000 | 1,243 |
| FHLB advances | $0 | 3,406 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $34,667,000 | 2,023 |
| Tier 1 (core) risk-based capital | $35,523,000 | 2,006 |
| Tier 2 risk-based capital | $3,508,000 | 1,492 |
| Total risk weighted assets | $277,798,000 | 1,689 |
| Total unused commitments | $34,667,000 | 2,023 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 72 | 2,041 |
| Assets and Liabilities | ||
| Total Assets: | $424,279,000 | 1,602 |
| Cash and due from depository institutions | $121,998,000 | 2,041 |
| Interest-bearing balances | $106,900,000 | 294 |
| Securities | $31,008,000 | 3,315 |
| Federal funds sold & reverse repurchase agreements | $10,325,000 | 325 |
| Net loans & leases | $247,887,000 | 1,782 |
| Loan loss allowance | $6,193,000 | 1,002 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $537,000 | 5,082 |
| Other real estate owned | $0 | 2,041 |
| Goodwill and other intangibles | $417,000 | 1,991 |
| All other assets | $12,107,000 | 1,567 |
| Life insurance assets | $6,908,000 | 1,258 |
| Total liabilities and capital | $424,279,000 | 1,602 |
| Total liabilities | $389,093,000 | 1,565 |
| Total deposits | $382,072,000 | 1,494 |
| Interest-bearing deposits | $150,672,000 | 2,716 |
| Deposits held in domestic offices | $382,072,000 | 1,494 |
| % insured | 40.06% | 6,105 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,691 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $7,021,000 | 810 |
| Total equity capital | $35,186,000 | 2,081 |
| Total bank equity capital | $35,186,000 | 2,080 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $6,938,000 | 546 |
| Surplus | $39,312,000 | 845 |
| Undivided profits | $-11,064,000 | 6,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $2,039,000 | 1,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,232,000 | 216 |
| Income earned, not collected on loans | $807,000 | 3,085 |
| Earning assets | $396,120,000 | 1,589 |
| Long-term assets (5+ years) | $88,004,000 | 2,188 |
| Average Assets, year-to-date | $382,052,800 | 1,720 |
| Average Assets, quarterly | $416,273,500 | 1,620 |
| Volatile liabilities | $3,736,000 | 4,392 |
| Insider loans | $5,000,000 | 1,231 |
| FHLB advances | $0 | 3,512 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $34,083,000 | 2,015 |
| Tier 1 (core) risk-based capital | $35,277,000 | 2,015 |
| Tier 2 risk-based capital | $3,271,000 | 1,565 |
| Total risk weighted assets | $258,640,000 | 1,794 |
| Total unused commitments | $34,083,000 | 2,015 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 72 | 2,043 |
| Assets and Liabilities | ||
| Total Assets: | $408,268,000 | 1,658 |
| Cash and due from depository institutions | $115,545,000 | 2,043 |
| Interest-bearing balances | $109,177,000 | 299 |
| Securities | $27,682,000 | 3,561 |
| Federal funds sold & reverse repurchase agreements | $5,145,000 | 616 |
| Net loans & leases | $245,156,000 | 1,785 |
| Loan loss allowance | $6,132,000 | 1,031 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $598,000 | 5,053 |
| Other real estate owned | $0 | 2,043 |
| Goodwill and other intangibles | $446,000 | 1,957 |
| All other assets | $13,696,000 | 1,395 |
| Life insurance assets | $6,872,000 | 1,252 |
| Total liabilities and capital | $408,268,000 | 1,658 |
| Total liabilities | $381,330,000 | 1,590 |
| Total deposits | $372,564,000 | 1,523 |
| Interest-bearing deposits | $148,213,000 | 2,765 |
| Deposits held in domestic offices | $372,564,000 | 1,523 |
| % insured | 43.14% | 6,164 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $0 | 3,765 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $8,766,000 | 711 |
| Total equity capital | $26,938,000 | 2,630 |
| Total bank equity capital | $26,938,000 | 2,630 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $5,104,000 | 705 |
| Surplus | $31,396,000 | 1,013 |
| Undivided profits | $-9,562,000 | 6,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 2,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,438,000 | 198 |
| Income earned, not collected on loans | $756,000 | 3,315 |
| Earning assets | $387,160,000 | 1,615 |
| Long-term assets (5+ years) | $74,060,000 | 2,484 |
| Average Assets, year-to-date | $371,496,250 | 1,779 |
| Average Assets, quarterly | $390,104,000 | 1,716 |
| Volatile liabilities | $3,484,000 | 4,569 |
| Insider loans | $5,000,000 | 1,241 |
| FHLB advances | $0 | 3,567 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $31,080,000 | 2,130 |
| Tier 1 (core) risk-based capital | $26,766,000 | 2,552 |
| Tier 2 risk-based capital | $3,085,000 | 1,654 |
| Total risk weighted assets | $243,652,000 | 1,875 |
| Total unused commitments | $31,080,000 | 2,130 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 74 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $371,940,000 | 1,802 |
| Cash and due from depository institutions | $103,710,000 | 2,002 |
| Interest-bearing balances | $96,617,000 | 339 |
| Securities | $8,329,000 | 5,238 |
| Federal funds sold & reverse repurchase agreements | $4,705,000 | 687 |
| Net loans & leases | $240,239,000 | 1,813 |
| Loan loss allowance | $6,040,000 | 1,049 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $677,000 | 5,000 |
| Other real estate owned | $0 | 2,002 |
| Goodwill and other intangibles | $405,000 | 2,020 |
| All other assets | $13,875,000 | 1,388 |
| Life insurance assets | $6,824,000 | 1,253 |
| Total liabilities and capital | $371,940,000 | 1,802 |
| Total liabilities | $344,093,000 | 1,743 |
| Total deposits | $336,419,000 | 1,674 |
| Interest-bearing deposits | $120,983,000 | 3,201 |
| Deposits held in domestic offices | $336,419,000 | 1,673 |
| % insured | 48.04% | 6,210 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,807 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $7,674,000 | 755 |
| Total equity capital | $27,847,000 | 2,510 |
| Total bank equity capital | $27,847,000 | 2,510 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $5,104,000 | 718 |
| Surplus | $31,396,000 | 1,024 |
| Undivided profits | $-8,653,000 | 6,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $2,535,000 | 1,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,470,000 | 201 |
| Income earned, not collected on loans | $711,000 | 3,362 |
| Earning assets | $349,890,000 | 1,768 |
| Long-term assets (5+ years) | $62,204,000 | 2,834 |
| Average Assets, year-to-date | $359,239,000 | 1,844 |
| Average Assets, quarterly | $364,786,500 | 1,828 |
| Volatile liabilities | $3,744,000 | 4,520 |
| Insider loans | $5,000,000 | 1,238 |
| FHLB advances | $0 | 3,615 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $30,819,000 | 2,141 |
| Tier 1 (core) risk-based capital | $27,654,000 | 2,461 |
| Tier 2 risk-based capital | $3,012,000 | 1,697 |
| Total risk weighted assets | $237,832,000 | 1,902 |
| Total unused commitments | $30,819,000 | 2,141 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 74 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $357,633,000 | 1,875 |
| Cash and due from depository institutions | $87,621,000 | 2,011 |
| Interest-bearing balances | $80,100,000 | 475 |
| Securities | $8,447,000 | 5,302 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 700 |
| Net loans & leases | $240,253,000 | 1,785 |
| Loan loss allowance | $5,871,000 | 1,086 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $771,000 | 4,913 |
| Other real estate owned | $0 | 2,011 |
| Goodwill and other intangibles | $420,000 | 1,995 |
| All other assets | $13,821,000 | 1,361 |
| Life insurance assets | $6,778,000 | 1,250 |
| Total liabilities and capital | $357,633,000 | 1,875 |
| Total liabilities | $329,586,000 | 1,806 |
| Total deposits | $326,245,000 | 1,732 |
| Interest-bearing deposits | $123,667,000 | 3,199 |
| Deposits held in domestic offices | $326,245,000 | 1,730 |
| % insured | 50.58% | 6,234 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $3,341,000 | 1,387 |
| Total equity capital | $28,047,000 | 2,520 |
| Total bank equity capital | $28,047,000 | 2,519 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $5,104,000 | 728 |
| Surplus | $31,396,000 | 1,030 |
| Undivided profits | $-8,453,000 | 6,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $2,582,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,503,000 | 204 |
| Income earned, not collected on loans | $736,000 | 3,202 |
| Earning assets | $335,100,000 | 1,856 |
| Long-term assets (5+ years) | $60,503,000 | 2,878 |
| Average Assets, year-to-date | $352,888,500 | 1,884 |
| Average Assets, quarterly | $352,888,500 | 1,884 |
| Volatile liabilities | $3,796,000 | 4,461 |
| Insider loans | $0 | 5,762 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $22,693,000 | 2,602 |
| Tier 1 (core) risk-based capital | $27,825,000 | 2,446 |
| Tier 2 risk-based capital | $3,013,000 | 1,684 |
| Total risk weighted assets | $238,513,000 | 1,885 |
| Total unused commitments | $22,693,000 | 2,602 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 76 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $348,144,000 | 1,919 |
| Cash and due from depository institutions | $81,261,000 | 1,958 |
| Interest-bearing balances | $74,870,000 | 443 |
| Securities | $8,544,000 | 5,373 |
| Federal funds sold & reverse repurchase agreements | $3,790,000 | 921 |
| Net loans & leases | $239,678,000 | 1,797 |
| Loan loss allowance | $5,778,000 | 1,113 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $839,000 | 4,891 |
| Other real estate owned | $0 | 1,958 |
| Goodwill and other intangibles | $425,000 | 1,989 |
| All other assets | $13,607,000 | 1,400 |
| Life insurance assets | $6,731,000 | 1,254 |
| Total liabilities and capital | $348,144,000 | 1,919 |
| Total liabilities | $319,333,000 | 1,872 |
| Total deposits | $315,998,000 | 1,773 |
| Interest-bearing deposits | $122,065,000 | 3,234 |
| Deposits held in domestic offices | $315,998,000 | 1,771 |
| % insured | 50.11% | 6,327 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $3,335,000 | 1,394 |
| Total equity capital | $28,811,000 | 2,450 |
| Total bank equity capital | $28,811,000 | 2,450 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $5,104,000 | 741 |
| Surplus | $31,394,000 | 1,041 |
| Undivided profits | $-7,687,000 | 6,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $2,423,000 | 2,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,536,000 | 196 |
| Income earned, not collected on loans | $663,000 | 3,558 |
| Earning assets | $326,882,000 | 1,886 |
| Long-term assets (5+ years) | $53,854,000 | 3,135 |
| Average Assets, year-to-date | $342,327,000 | 1,899 |
| Average Assets, quarterly | $344,028,000 | 1,928 |
| Volatile liabilities | $3,285,000 | 4,751 |
| Insider loans | $0 | 5,840 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $27,381,000 | 2,241 |
| Tier 1 (core) risk-based capital | $28,745,000 | 2,364 |
| Tier 2 risk-based capital | $3,152,000 | 1,619 |
| Total risk weighted assets | $249,381,000 | 1,799 |
| Total unused commitments | $27,381,000 | 2,241 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 80 | 1,886 |
| Assets and Liabilities | ||
| Total Assets: | $339,912,000 | 1,953 |
| Cash and due from depository institutions | $106,340,000 | 1,886 |
| Interest-bearing balances | $98,533,000 | 330 |
| Securities | $8,675,000 | 5,449 |
| Federal funds sold & reverse repurchase agreements | $3,020,000 | 1,044 |
| Net loans & leases | $205,650,000 | 2,032 |
| Loan loss allowance | $5,742,000 | 1,144 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $927,000 | 4,829 |
| Other real estate owned | $0 | 1,886 |
| Goodwill and other intangibles | $410,000 | 2,030 |
| All other assets | $14,890,000 | 1,321 |
| Life insurance assets | $6,701,000 | 1,251 |
| Total liabilities and capital | $339,912,000 | 1,953 |
| Total liabilities | $320,523,000 | 1,854 |
| Total deposits | $317,105,000 | 1,760 |
| Interest-bearing deposits | $113,347,000 | 3,426 |
| Deposits held in domestic offices | $317,105,000 | 1,759 |
| % insured | 52.72% | 6,373 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $3,418,000 | 1,378 |
| Total equity capital | $19,389,000 | 3,326 |
| Total bank equity capital | $19,389,000 | 3,325 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $3,217,000 | 1,037 |
| Surplus | $23,277,000 | 1,315 |
| Undivided profits | $-7,105,000 | 6,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $2,912,000 | 1,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,629,000 | 197 |
| Income earned, not collected on loans | $656,000 | 3,688 |
| Earning assets | $315,878,000 | 1,940 |
| Long-term assets (5+ years) | $37,911,000 | 3,882 |
| Average Assets, year-to-date | $340,872,750 | 1,916 |
| Average Assets, quarterly | $338,346,000 | 1,952 |
| Volatile liabilities | $3,084,000 | 4,864 |
| Insider loans | $704,000 | 3,958 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $27,935,000 | 2,233 |
| Tier 1 (core) risk-based capital | $19,333,000 | 3,246 |
| Tier 2 risk-based capital | $2,704,000 | 1,850 |
| Total risk weighted assets | $213,141,000 | 2,055 |
| Total unused commitments | $27,935,000 | 2,233 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 80 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $336,780,000 | 1,966 |
| Cash and due from depository institutions | $97,038,000 | 1,888 |
| Interest-bearing balances | $84,426,000 | 376 |
| Securities | $8,854,000 | 5,498 |
| Federal funds sold & reverse repurchase agreements | $4,105,000 | 862 |
| Net loans & leases | $210,807,000 | 1,975 |
| Loan loss allowance | $5,554,000 | 1,198 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $1,020,000 | 4,766 |
| Other real estate owned | $963,000 | 1,888 |
| Goodwill and other intangibles | $383,000 | 2,058 |
| All other assets | $13,610,000 | 1,395 |
| Life insurance assets | $6,654,000 | 1,245 |
| Total liabilities and capital | $336,780,000 | 1,966 |
| Total liabilities | $316,863,000 | 1,879 |
| Total deposits | $313,115,000 | 1,793 |
| Interest-bearing deposits | $121,079,000 | 3,278 |
| Deposits held in domestic offices | $313,115,000 | 1,792 |
| % insured | 53.37% | 6,445 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $3,748,000 | 1,236 |
| Total equity capital | $19,917,000 | 3,239 |
| Total bank equity capital | $19,917,000 | 3,238 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,217,000 | 1,056 |
| Surplus | $23,274,000 | 1,314 |
| Undivided profits | $-6,574,000 | 6,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $6,620,000 | 995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,565,000 | 90 |
| Income earned, not collected on loans | $640,000 | 3,689 |
| Earning assets | $308,192,000 | 1,978 |
| Long-term assets (5+ years) | $33,140,000 | 4,161 |
| Average Assets, year-to-date | $341,193,000 | 1,911 |
| Average Assets, quarterly | $340,211,000 | 1,935 |
| Volatile liabilities | $3,082,000 | 4,887 |
| Insider loans | $644,000 | 4,098 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $25,480,000 | 2,373 |
| Tier 1 (core) risk-based capital | $19,845,000 | 3,171 |
| Tier 2 risk-based capital | $2,754,000 | 1,824 |
| Total risk weighted assets | $217,386,000 | 2,004 |
| Total unused commitments | $25,480,000 | 2,373 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 77 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $343,642,000 | 1,921 |
| Cash and due from depository institutions | $92,532,000 | 1,965 |
| Interest-bearing balances | $82,745,000 | 439 |
| Securities | $9,012,000 | 5,521 |
| Federal funds sold & reverse repurchase agreements | $6,894,000 | 708 |
| Net loans & leases | $219,682,000 | 1,888 |
| Loan loss allowance | $5,456,000 | 1,227 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,081,000 | 4,727 |
| Other real estate owned | $636,000 | 1,965 |
| Goodwill and other intangibles | $413,000 | 2,028 |
| All other assets | $13,392,000 | 1,411 |
| Life insurance assets | $6,606,000 | 1,231 |
| Total liabilities and capital | $343,642,000 | 1,921 |
| Total liabilities | $323,010,000 | 1,844 |
| Total deposits | $319,638,000 | 1,767 |
| Interest-bearing deposits | $122,596,000 | 3,294 |
| Deposits held in domestic offices | $319,638,000 | 1,766 |
| % insured | 52.97% | 6,522 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $3,372,000 | 1,290 |
| Total equity capital | $20,632,000 | 3,131 |
| Total bank equity capital | $20,632,000 | 3,131 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $3,217,000 | 1,069 |
| Surplus | $23,270,000 | 1,322 |
| Undivided profits | $-5,855,000 | 6,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,755,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,699,000 | 90 |
| Income earned, not collected on loans | $675,000 | 3,506 |
| Earning assets | $318,333,000 | 1,912 |
| Long-term assets (5+ years) | $3,829,000 | 6,346 |
| Average Assets, year-to-date | $343,399,500 | 1,911 |
| Average Assets, quarterly | $343,399,500 | 1,911 |
| Volatile liabilities | $2,820,000 | 4,953 |
| Insider loans | $729,000 | 3,966 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $26,674,000 | 2,290 |
| Tier 1 (core) risk-based capital | $20,607,000 | 3,076 |
| Tier 2 risk-based capital | $2,844,000 | 1,755 |
| Total risk weighted assets | $224,743,000 | 1,921 |
| Total unused commitments | $26,674,000 | 2,290 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 79 | 1,923 |
| Assets and Liabilities | ||
| Total Assets: | $343,157,000 | 1,914 |
| Cash and due from depository institutions | $77,528,000 | 1,923 |
| Interest-bearing balances | $68,435,000 | 495 |
| Securities | $9,155,000 | 5,534 |
| Federal funds sold & reverse repurchase agreements | $9,035,000 | 483 |
| Net loans & leases | $231,624,000 | 1,790 |
| Loan loss allowance | $5,358,000 | 1,270 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,164,000 | 4,690 |
| Other real estate owned | $628,000 | 1,923 |
| Goodwill and other intangibles | $405,000 | 2,044 |
| All other assets | $13,618,000 | 1,411 |
| Life insurance assets | $6,562,000 | 1,230 |
| Total liabilities and capital | $343,157,000 | 1,914 |
| Total liabilities | $321,919,000 | 1,830 |
| Total deposits | $318,136,000 | 1,752 |
| Interest-bearing deposits | $129,109,000 | 3,182 |
| Deposits held in domestic offices | $318,136,000 | 1,750 |
| % insured | 51.60% | 6,622 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,783,000 | 1,214 |
| Total equity capital | $21,238,000 | 3,013 |
| Total bank equity capital | $21,238,000 | 3,012 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $3,217,000 | 1,081 |
| Surplus | $23,267,000 | 1,323 |
| Undivided profits | $-5,246,000 | 6,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,912,000 | 82 |
| Income earned, not collected on loans | $735,000 | 3,397 |
| Earning assets | $318,249,000 | 1,891 |
| Long-term assets (5+ years) | $28,692,000 | 4,410 |
| Average Assets, year-to-date | $351,074,400 | 1,844 |
| Average Assets, quarterly | $347,777,500 | 1,877 |
| Volatile liabilities | $3,523,000 | 4,788 |
| Insider loans | $745,000 | 3,972 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $29,696,000 | 2,086 |
| Tier 1 (core) risk-based capital | $21,252,000 | 3,002 |
| Tier 2 risk-based capital | $2,995,000 | 1,689 |
| Total risk weighted assets | $237,081,000 | 1,835 |
| Total unused commitments | $29,696,000 | 2,086 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 78 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $352,398,000 | 1,854 |
| Cash and due from depository institutions | $87,687,000 | 1,946 |
| Interest-bearing balances | $75,929,000 | 467 |
| Securities | $6,279,000 | 5,905 |
| Federal funds sold & reverse repurchase agreements | $9,170,000 | 460 |
| Net loans & leases | $233,723,000 | 1,764 |
| Loan loss allowance | $5,340,000 | 1,315 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,297,000 | 4,614 |
| Other real estate owned | $0 | 1,946 |
| Goodwill and other intangibles | $445,000 | 2,004 |
| All other assets | $13,797,000 | 1,401 |
| Life insurance assets | $6,514,000 | 1,206 |
| Total liabilities and capital | $352,398,000 | 1,854 |
| Total liabilities | $330,778,000 | 1,784 |
| Total deposits | $327,100,000 | 1,709 |
| Interest-bearing deposits | $119,916,000 | 3,372 |
| Deposits held in domestic offices | $327,100,000 | 1,708 |
| % insured | 52.27% | 6,701 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,678,000 | 1,302 |
| Total equity capital | $21,620,000 | 2,985 |
| Total bank equity capital | $21,620,000 | 2,985 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $3,217,000 | 1,097 |
| Surplus | $23,264,000 | 1,332 |
| Undivided profits | $-4,861,000 | 6,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $7,980,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,555,000 | 80 |
| Income earned, not collected on loans | $697,000 | 3,649 |
| Earning assets | $325,101,000 | 1,844 |
| Long-term assets (5+ years) | $27,742,000 | 4,512 |
| Average Assets, year-to-date | $353,053,750 | 1,847 |
| Average Assets, quarterly | $347,202,500 | 1,877 |
| Volatile liabilities | $3,526,000 | 4,817 |
| Insider loans | $731,000 | 4,029 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $27,312,000 | 2,203 |
| Tier 1 (core) risk-based capital | $21,585,000 | 2,967 |
| Tier 2 risk-based capital | $3,008,000 | 1,675 |
| Total risk weighted assets | $238,179,000 | 1,808 |
| Total unused commitments | $27,312,000 | 2,203 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 78 | 1,951 |
| Assets and Liabilities | ||
| Total Assets: | $342,007,000 | 1,899 |
| Cash and due from depository institutions | $91,341,000 | 1,951 |
| Interest-bearing balances | $81,740,000 | 428 |
| Securities | $7,185,000 | 5,817 |
| Federal funds sold & reverse repurchase agreements | $8,070,000 | 568 |
| Net loans & leases | $218,635,000 | 1,850 |
| Loan loss allowance | $6,134,000 | 1,142 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,404,000 | 4,514 |
| Other real estate owned | $208,000 | 1,951 |
| Goodwill and other intangibles | $479,000 | 1,961 |
| All other assets | $14,685,000 | 1,327 |
| Life insurance assets | $6,467,000 | 1,205 |
| Total liabilities and capital | $342,007,000 | 1,899 |
| Total liabilities | $319,952,000 | 1,818 |
| Total deposits | $316,008,000 | 1,754 |
| Interest-bearing deposits | $111,770,000 | 3,556 |
| Deposits held in domestic offices | $316,008,000 | 1,753 |
| % insured | 55.22% | 6,728 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,944,000 | 1,227 |
| Total equity capital | $22,055,000 | 2,938 |
| Total bank equity capital | $22,055,000 | 2,938 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $3,217,000 | 1,101 |
| Surplus | $23,260,000 | 1,331 |
| Undivided profits | $-4,422,000 | 6,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $9,489,000 | 917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,872,000 | 67 |
| Income earned, not collected on loans | $686,000 | 3,647 |
| Earning assets | $315,630,000 | 1,892 |
| Long-term assets (5+ years) | $13,237,000 | 5,614 |
| Average Assets, year-to-date | $353,272,330 | 1,844 |
| Average Assets, quarterly | $340,881,500 | 1,908 |
| Volatile liabilities | $3,524,000 | 4,799 |
| Insider loans | $725,000 | 4,076 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $34,196,000 | 1,853 |
| Tier 1 (core) risk-based capital | $22,059,000 | 2,890 |
| Tier 2 risk-based capital | $2,840,000 | 1,763 |
| Total risk weighted assets | $223,717,000 | 1,907 |
| Total unused commitments | $34,196,000 | 1,853 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 78 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $339,756,000 | 1,932 |
| Cash and due from depository institutions | $78,207,000 | 1,961 |
| Interest-bearing balances | $71,216,000 | 624 |
| Securities | $10,354,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $9,360,000 | 684 |
| Net loans & leases | $223,134,000 | 1,807 |
| Loan loss allowance | $5,813,000 | 1,229 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,520,000 | 4,428 |
| Other real estate owned | $1,881,000 | 1,961 |
| Goodwill and other intangibles | $539,000 | 1,869 |
| All other assets | $14,761,000 | 1,301 |
| Life insurance assets | $6,419,000 | 1,195 |
| Total liabilities and capital | $339,756,000 | 1,932 |
| Total liabilities | $317,157,000 | 1,860 |
| Total deposits | $313,603,000 | 1,796 |
| Interest-bearing deposits | $114,074,000 | 3,560 |
| Deposits held in domestic offices | $313,603,000 | 1,796 |
| % insured | 54.82% | 6,808 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,554,000 | 1,317 |
| Total equity capital | $22,599,000 | 2,978 |
| Total bank equity capital | $22,599,000 | 2,978 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,217,000 | 1,117 |
| Surplus | $23,257,000 | 1,337 |
| Undivided profits | $-3,875,000 | 6,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $10,006,000 | 960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,746,000 | 69 |
| Income earned, not collected on loans | $779,000 | 3,232 |
| Earning assets | $314,064,000 | 1,940 |
| Long-term assets (5+ years) | $22,609,000 | 4,826 |
| Average Assets, year-to-date | $358,905,000 | 1,843 |
| Average Assets, quarterly | $358,905,000 | 1,843 |
| Volatile liabilities | $4,055,000 | 4,598 |
| Insider loans | $2,403,000 | 2,260 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $41,011,000 | 1,599 |
| Tier 1 (core) risk-based capital | $22,508,000 | 2,838 |
| Tier 2 risk-based capital | $2,913,000 | 1,716 |
| Total risk weighted assets | $229,977,000 | 1,852 |
| Total unused commitments | $41,011,000 | 1,599 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 84 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $378,054,000 | 1,757 |
| Cash and due from depository institutions | $104,768,000 | 1,805 |
| Interest-bearing balances | $95,183,000 | 434 |
| Securities | $10,009,000 | 5,529 |
| Federal funds sold & reverse repurchase agreements | $12,085,000 | 485 |
| Net loans & leases | $228,995,000 | 1,789 |
| Loan loss allowance | $5,626,000 | 1,276 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,653,000 | 4,304 |
| Other real estate owned | $1,881,000 | 1,805 |
| Goodwill and other intangibles | $495,000 | 1,934 |
| All other assets | $18,168,000 | 1,112 |
| Life insurance assets | $6,386,000 | 1,184 |
| Total liabilities and capital | $378,054,000 | 1,757 |
| Total liabilities | $355,002,000 | 1,677 |
| Total deposits | $351,338,000 | 1,595 |
| Interest-bearing deposits | $139,565,000 | 3,041 |
| Deposits held in domestic offices | $351,338,000 | 1,595 |
| % insured | 88.33% | 3,961 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,664,000 | 1,338 |
| Total equity capital | $23,052,000 | 2,922 |
| Total bank equity capital | $23,052,000 | 2,922 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,217,000 | 1,122 |
| Surplus | $23,253,000 | 1,336 |
| Undivided profits | $-3,418,000 | 6,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $9,721,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,989,000 | 76 |
| Income earned, not collected on loans | $741,000 | 3,459 |
| Earning assets | $346,272,000 | 1,754 |
| Long-term assets (5+ years) | $21,134,000 | 4,900 |
| Average Assets, year-to-date | $361,573,600 | 1,797 |
| Average Assets, quarterly | $367,498,000 | 1,785 |
| Volatile liabilities | $4,030,000 | 4,711 |
| Insider loans | $3,767,000 | 1,593 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $38,990,000 | 1,594 |
| Tier 1 (core) risk-based capital | $22,955,000 | 2,766 |
| Tier 2 risk-based capital | $3,073,000 | 1,643 |
| Total risk weighted assets | $242,949,000 | 1,750 |
| Total unused commitments | $38,990,000 | 1,594 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 86 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $356,942,000 | 1,848 |
| Cash and due from depository institutions | $85,532,000 | 1,775 |
| Interest-bearing balances | $73,248,000 | 529 |
| Securities | $11,240,000 | 5,483 |
| Federal funds sold & reverse repurchase agreements | $9,790,000 | 569 |
| Net loans & leases | $226,371,000 | 1,808 |
| Loan loss allowance | $8,196,000 | 920 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,792,000 | 4,208 |
| Other real estate owned | $2,129,000 | 1,775 |
| Goodwill and other intangibles | $560,000 | 1,854 |
| All other assets | $19,528,000 | 1,062 |
| Life insurance assets | $6,339,000 | 1,165 |
| Total liabilities and capital | $356,942,000 | 1,848 |
| Total liabilities | $332,821,000 | 1,775 |
| Total deposits | $328,486,000 | 1,689 |
| Interest-bearing deposits | $134,044,000 | 3,154 |
| Deposits held in domestic offices | $328,486,000 | 1,688 |
| % insured | 89.59% | 3,750 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,335,000 | 1,220 |
| Total equity capital | $24,121,000 | 2,835 |
| Total bank equity capital | $24,121,000 | 2,835 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,217,000 | 1,142 |
| Surplus | $23,250,000 | 1,353 |
| Undivided profits | $-2,346,000 | 6,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $9,417,000 | 1,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,759,000 | 83 |
| Income earned, not collected on loans | $831,000 | 3,366 |
| Earning assets | $320,649,000 | 1,890 |
| Long-term assets (5+ years) | $17,913,000 | 5,190 |
| Average Assets, year-to-date | $357,453,500 | 1,841 |
| Average Assets, quarterly | $352,899,000 | 1,861 |
| Volatile liabilities | $3,828,000 | 4,874 |
| Insider loans | $3,693,000 | 1,673 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $36,921,000 | 1,671 |
| Tier 1 (core) risk-based capital | $23,987,000 | 2,691 |
| Tier 2 risk-based capital | $3,073,000 | 1,668 |
| Total risk weighted assets | $240,096,000 | 1,791 |
| Total unused commitments | $36,921,000 | 1,671 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 92 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $348,856,000 | 1,884 |
| Cash and due from depository institutions | $77,184,000 | 1,630 |
| Interest-bearing balances | $68,087,000 | 588 |
| Securities | $12,323,000 | 5,405 |
| Federal funds sold & reverse repurchase agreements | $15,355,000 | 353 |
| Net loans & leases | $218,978,000 | 1,841 |
| Loan loss allowance | $8,647,000 | 877 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,927,000 | 4,102 |
| Other real estate owned | $2,129,000 | 1,630 |
| Goodwill and other intangibles | $525,000 | 1,873 |
| All other assets | $20,435,000 | 1,022 |
| Life insurance assets | $6,291,000 | 1,155 |
| Total liabilities and capital | $348,856,000 | 1,884 |
| Total liabilities | $324,106,000 | 1,806 |
| Total deposits | $319,402,000 | 1,726 |
| Interest-bearing deposits | $129,963,000 | 3,262 |
| Deposits held in domestic offices | $319,402,000 | 1,726 |
| % insured | 89.65% | 3,823 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,704,000 | 1,110 |
| Total equity capital | $24,750,000 | 2,738 |
| Total bank equity capital | $24,750,000 | 2,738 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,217,000 | 1,164 |
| Surplus | $23,244,000 | 1,354 |
| Undivided profits | $-1,711,000 | 6,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $8,431,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,748,000 | 82 |
| Income earned, not collected on loans | $787,000 | 3,379 |
| Earning assets | $314,743,000 | 1,916 |
| Long-term assets (5+ years) | $13,327,000 | 5,660 |
| Average Assets, year-to-date | $357,624,000 | 1,839 |
| Average Assets, quarterly | $344,895,500 | 1,905 |
| Volatile liabilities | $3,719,000 | 4,964 |
| Insider loans | $3,700,000 | 1,666 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $42,369,000 | 1,475 |
| Tier 1 (core) risk-based capital | $24,608,000 | 2,595 |
| Tier 2 risk-based capital | $3,038,000 | 1,692 |
| Total risk weighted assets | $236,765,000 | 1,796 |
| Total unused commitments | $42,369,000 | 1,475 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 92 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $340,935,000 | 1,936 |
| Cash and due from depository institutions | $70,795,000 | 1,620 |
| Interest-bearing balances | $64,042,000 | 691 |
| Securities | $9,764,000 | 5,769 |
| Federal funds sold & reverse repurchase agreements | $11,915,000 | 583 |
| Net loans & leases | $223,982,000 | 1,794 |
| Loan loss allowance | $8,391,000 | 911 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,031,000 | 4,050 |
| Other real estate owned | $2,828,000 | 1,620 |
| Goodwill and other intangibles | $540,000 | 1,855 |
| All other assets | $19,080,000 | 1,076 |
| Life insurance assets | $6,243,000 | 1,143 |
| Total liabilities and capital | $340,935,000 | 1,936 |
| Total liabilities | $314,602,000 | 1,884 |
| Total deposits | $309,491,000 | 1,801 |
| Interest-bearing deposits | $124,026,000 | 3,412 |
| Deposits held in domestic offices | $309,491,000 | 1,801 |
| % insured | 90.39% | 3,619 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $5,111,000 | 1,020 |
| Total equity capital | $26,333,000 | 2,568 |
| Total bank equity capital | $26,333,000 | 2,568 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,217,000 | 1,182 |
| Surplus | $23,240,000 | 1,360 |
| Undivided profits | $-124,000 | 6,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $12,734,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,199,000 | 66 |
| Income earned, not collected on loans | $808,000 | 3,292 |
| Earning assets | $309,703,000 | 1,942 |
| Long-term assets (5+ years) | $17,034,000 | 5,302 |
| Average Assets, year-to-date | $362,008,000 | 1,827 |
| Average Assets, quarterly | $362,008,000 | 1,827 |
| Volatile liabilities | $4,706,000 | 4,603 |
| Insider loans | $3,423,000 | 1,789 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $40,369,000 | 1,525 |
| Tier 1 (core) risk-based capital | $26,598,000 | 2,393 |
| Tier 2 risk-based capital | $3,018,000 | 1,699 |
| Total risk weighted assets | $235,344,000 | 1,808 |
| Total unused commitments | $40,369,000 | 1,525 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 93 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $382,732,000 | 1,738 |
| Cash and due from depository institutions | $75,620,000 | 1,595 |
| Interest-bearing balances | $64,897,000 | 588 |
| Securities | $13,434,000 | 5,290 |
| Federal funds sold & reverse repurchase agreements | $30,620,000 | 158 |
| Net loans & leases | $237,602,000 | 1,733 |
| Loan loss allowance | $7,668,000 | 998 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,088,000 | 4,023 |
| Other real estate owned | $2,957,000 | 1,595 |
| Goodwill and other intangibles | $488,000 | 1,915 |
| All other assets | $19,923,000 | 1,059 |
| Life insurance assets | $6,182,000 | 1,127 |
| Total liabilities and capital | $382,733,000 | 1,738 |
| Total liabilities | $356,033,000 | 1,671 |
| Total deposits | $351,796,000 | 1,565 |
| Interest-bearing deposits | $144,160,000 | 2,999 |
| Deposits held in domestic offices | $351,796,000 | 1,564 |
| % insured | 87.12% | 4,764 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,237,000 | 1,185 |
| Total equity capital | $26,700,000 | 2,496 |
| Total bank equity capital | $26,700,000 | 2,496 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,217,000 | 1,190 |
| Surplus | $23,231,000 | 1,365 |
| Undivided profits | $252,000 | 6,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,576,000 | 1,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,193,000 | 100 |
| Income earned, not collected on loans | $876,000 | 3,209 |
| Earning assets | $346,553,000 | 1,743 |
| Long-term assets (5+ years) | $26,030,000 | 3,985 |
| Average Assets, year-to-date | $375,513,400 | 1,732 |
| Average Assets, quarterly | $383,237,000 | 1,737 |
| Volatile liabilities | $7,613,000 | 3,949 |
| Insider loans | $3,677,000 | 1,694 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $46,514,000 | 1,351 |
| Tier 1 (core) risk-based capital | $26,918,000 | 2,330 |
| Tier 2 risk-based capital | $3,227,000 | 1,612 |
| Total risk weighted assets | $253,156,000 | 1,697 |
| Total unused commitments | $46,514,000 | 1,351 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 103 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $383,742,000 | 1,731 |
| Cash and due from depository institutions | $57,076,000 | 1,446 |
| Interest-bearing balances | $50,503,000 | 854 |
| Securities | $17,837,000 | 4,734 |
| Federal funds sold & reverse repurchase agreements | $37,965,000 | 131 |
| Net loans & leases | $243,111,000 | 1,701 |
| Loan loss allowance | $8,570,000 | 934 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,149,000 | 4,004 |
| Other real estate owned | $4,157,000 | 1,446 |
| Goodwill and other intangibles | $482,000 | 1,943 |
| All other assets | $20,965,000 | 1,028 |
| Life insurance assets | $6,133,000 | 1,124 |
| Total liabilities and capital | $383,742,000 | 1,731 |
| Total liabilities | $350,886,000 | 1,685 |
| Total deposits | $345,844,000 | 1,578 |
| Interest-bearing deposits | $143,803,000 | 3,020 |
| Deposits held in domestic offices | $345,844,000 | 1,575 |
| % insured | 86.73% | 5,007 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $5,042,000 | 1,045 |
| Total equity capital | $32,856,000 | 2,112 |
| Total bank equity capital | $32,856,000 | 2,110 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,217,000 | 1,218 |
| Surplus | $23,222,000 | 1,375 |
| Undivided profits | $6,417,000 | 3,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $12,314,000 | 1,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,907,000 | 78 |
| Income earned, not collected on loans | $929,000 | 3,178 |
| Earning assets | $349,416,000 | 1,728 |
| Long-term assets (5+ years) | $32,075,000 | 3,503 |
| Average Assets, year-to-date | $373,708,750 | 1,741 |
| Average Assets, quarterly | $374,715,000 | 1,761 |
| Volatile liabilities | $7,640,000 | 3,969 |
| Insider loans | $2,662,000 | 2,258 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $50,618,000 | 1,263 |
| Tier 1 (core) risk-based capital | $32,069,000 | 2,016 |
| Tier 2 risk-based capital | $3,339,000 | 1,562 |
| Total risk weighted assets | $261,590,000 | 1,658 |
| Total unused commitments | $50,618,000 | 1,264 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 104 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $365,688,000 | 1,800 |
| Cash and due from depository institutions | $39,218,000 | 1,449 |
| Interest-bearing balances | $28,813,000 | 1,274 |
| Securities | $19,991,000 | 4,568 |
| Federal funds sold & reverse repurchase agreements | $28,695,000 | 165 |
| Net loans & leases | $248,388,000 | 1,678 |
| Loan loss allowance | $8,588,000 | 951 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,163,000 | 4,011 |
| Other real estate owned | $4,611,000 | 1,449 |
| Goodwill and other intangibles | $425,000 | 2,030 |
| All other assets | $22,197,000 | 992 |
| Life insurance assets | $6,085,000 | 1,119 |
| Total liabilities and capital | $365,688,000 | 1,800 |
| Total liabilities | $331,527,000 | 1,783 |
| Total deposits | $327,482,000 | 1,655 |
| Interest-bearing deposits | $149,768,000 | 2,965 |
| Deposits held in domestic offices | $327,482,000 | 1,654 |
| % insured | 86.14% | 5,276 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,045,000 | 1,186 |
| Total equity capital | $34,161,000 | 1,994 |
| Total bank equity capital | $34,161,000 | 1,993 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,217,000 | 1,239 |
| Surplus | $23,209,000 | 1,364 |
| Undivided profits | $7,735,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $9,153,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,630,000 | 102 |
| Income earned, not collected on loans | $852,000 | 3,334 |
| Earning assets | $325,887,000 | 1,832 |
| Long-term assets (5+ years) | $31,149,000 | 3,538 |
| Average Assets, year-to-date | $370,364,330 | 1,767 |
| Average Assets, quarterly | $364,991,000 | 1,804 |
| Volatile liabilities | $6,896,000 | 4,167 |
| Insider loans | $2,301,000 | 2,511 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $35,974,000 | 1,637 |
| Tier 1 (core) risk-based capital | $33,657,000 | 1,885 |
| Tier 2 risk-based capital | $3,382,000 | 1,570 |
| Total risk weighted assets | $264,721,000 | 1,659 |
| Total unused commitments | $35,974,000 | 1,639 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 101 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $364,294,000 | 1,815 |
| Cash and due from depository institutions | $25,789,000 | 1,491 |
| Interest-bearing balances | $18,714,000 | 1,945 |
| Securities | $26,354,000 | 3,910 |
| Federal funds sold & reverse repurchase agreements | $18,795,000 | 365 |
| Net loans & leases | $259,526,000 | 1,632 |
| Loan loss allowance | $8,952,000 | 922 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,190,000 | 4,027 |
| Other real estate owned | $5,058,000 | 1,491 |
| Goodwill and other intangibles | $372,000 | 2,108 |
| All other assets | $26,210,000 | 870 |
| Life insurance assets | $6,036,000 | 1,119 |
| Total liabilities and capital | $364,294,000 | 1,815 |
| Total liabilities | $329,262,000 | 1,809 |
| Total deposits | $326,211,000 | 1,677 |
| Interest-bearing deposits | $161,037,000 | 2,820 |
| Deposits held in domestic offices | $326,211,000 | 1,675 |
| % insured | 83.92% | 5,792 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,051,000 | 1,445 |
| Total equity capital | $35,032,000 | 1,918 |
| Total bank equity capital | $35,032,000 | 1,917 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,217,000 | 1,259 |
| Surplus | $23,195,000 | 1,375 |
| Undivided profits | $8,620,000 | 3,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $8,236,000 | 1,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,775,000 | 201 |
| Income earned, not collected on loans | $1,069,000 | 2,735 |
| Earning assets | $323,389,000 | 1,862 |
| Long-term assets (5+ years) | $36,051,000 | 3,185 |
| Average Assets, year-to-date | $372,702,500 | 1,770 |
| Average Assets, quarterly | $372,702,500 | 1,770 |
| Volatile liabilities | $14,841,000 | 2,812 |
| Insider loans | $2,301,000 | 2,546 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $48,154,000 | 1,319 |
| Tier 1 (core) risk-based capital | $34,447,000 | 1,846 |
| Tier 2 risk-based capital | $3,587,000 | 1,497 |
| Total risk weighted assets | $280,701,000 | 1,588 |
| Total unused commitments | $48,154,000 | 1,321 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 102 | 1,490 |
| Assets and Liabilities | ||
| Total Assets: | $381,111,000 | 1,734 |
| Cash and due from depository institutions | $24,752,000 | 1,490 |
| Interest-bearing balances | $18,669,000 | 1,759 |
| Securities | $28,669,000 | 3,613 |
| Federal funds sold & reverse repurchase agreements | $27,665,000 | 231 |
| Net loans & leases | $265,377,000 | 1,642 |
| Loan loss allowance | $7,684,000 | 1,074 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,303,000 | 3,969 |
| Other real estate owned | $5,432,000 | 1,490 |
| Goodwill and other intangibles | $360,000 | 2,120 |
| All other assets | $26,553,000 | 865 |
| Life insurance assets | $5,994,000 | 1,112 |
| Total liabilities and capital | $381,110,000 | 1,734 |
| Total liabilities | $338,915,000 | 1,750 |
| Total deposits | $335,577,000 | 1,628 |
| Interest-bearing deposits | $170,003,000 | 2,684 |
| Deposits held in domestic offices | $335,577,000 | 1,626 |
| % insured | 57.49% | 7,479 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,338,000 | 1,359 |
| Total equity capital | $42,195,000 | 1,585 |
| Total bank equity capital | $42,195,000 | 1,582 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,217,000 | 1,276 |
| Surplus | $21,992,000 | 1,443 |
| Undivided profits | $16,986,000 | 1,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,906,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $672,000 | 461 |
| Income earned, not collected on loans | $1,138,000 | 2,663 |
| Earning assets | $340,380,000 | 1,772 |
| Long-term assets (5+ years) | $35,621,000 | 3,121 |
| Average Assets, year-to-date | $389,200,600 | 1,693 |
| Average Assets, quarterly | $391,618,500 | 1,696 |
| Volatile liabilities | $45,678,000 | 2,718 |
| Insider loans | $682,000 | 4,647 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $49,734,000 | 1,261 |
| Tier 1 (core) risk-based capital | $41,319,000 | 1,540 |
| Tier 2 risk-based capital | $3,847,000 | 1,415 |
| Total risk weighted assets | $303,769,000 | 1,500 |
| Total unused commitments | $49,734,000 | 1,262 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 103 | 1,481 |
| Assets and Liabilities | ||
| Total Assets: | $402,126,000 | 1,674 |
| Cash and due from depository institutions | $28,018,000 | 1,481 |
| Interest-bearing balances | $20,781,000 | 1,670 |
| Securities | $26,777,000 | 3,724 |
| Federal funds sold & reverse repurchase agreements | $17,055,000 | 436 |
| Net loans & leases | $296,146,000 | 1,502 |
| Loan loss allowance | $8,725,000 | 952 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,113,000 | 4,166 |
| Other real estate owned | $6,160,000 | 1,481 |
| Goodwill and other intangibles | $384,000 | 2,091 |
| All other assets | $25,473,000 | 908 |
| Life insurance assets | $7,181,000 | 936 |
| Total liabilities and capital | $402,125,000 | 1,674 |
| Total liabilities | $354,614,000 | 1,715 |
| Total deposits | $351,442,000 | 1,575 |
| Interest-bearing deposits | $200,498,000 | 2,324 |
| Deposits held in domestic offices | $351,442,000 | 1,573 |
| % insured | 59.15% | 7,460 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,172,000 | 1,552 |
| Total equity capital | $47,511,000 | 1,459 |
| Total bank equity capital | $47,511,000 | 1,456 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,217,000 | 1,290 |
| Surplus | $22,216,000 | 1,413 |
| Undivided profits | $22,078,000 | 1,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $16,075,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,908,000 | 171 |
| Income earned, not collected on loans | $1,331,000 | 2,439 |
| Earning assets | $360,759,000 | 1,710 |
| Long-term assets (5+ years) | $38,599,000 | 2,927 |
| Average Assets, year-to-date | $391,223,000 | 1,710 |
| Average Assets, quarterly | $393,530,500 | 1,709 |
| Volatile liabilities | $64,630,000 | 2,085 |
| Insider loans | $2,166,000 | 2,766 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $46,872,000 | 1,343 |
| Tier 1 (core) risk-based capital | $45,313,000 | 1,416 |
| Tier 2 risk-based capital | $4,203,000 | 1,337 |
| Total risk weighted assets | $331,485,000 | 1,394 |
| Total unused commitments | $46,872,000 | 1,345 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 99 | 1,569 |
| Assets and Liabilities | ||
| Total Assets: | $384,935,000 | 1,750 |
| Cash and due from depository institutions | $12,620,000 | 1,569 |
| Interest-bearing balances | $2,106,000 | 4,795 |
| Securities | $26,332,000 | 3,759 |
| Federal funds sold & reverse repurchase agreements | $7,320,000 | 1,092 |
| Net loans & leases | $303,726,000 | 1,483 |
| Loan loss allowance | $8,813,000 | 942 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,502,000 | 4,831 |
| Other real estate owned | $6,034,000 | 1,569 |
| Goodwill and other intangibles | $394,000 | 2,088 |
| All other assets | $27,007,000 | 878 |
| Life insurance assets | $7,122,000 | 940 |
| Total liabilities and capital | $384,935,000 | 1,750 |
| Total liabilities | $337,723,000 | 1,787 |
| Total deposits | $333,952,000 | 1,664 |
| Interest-bearing deposits | $199,863,000 | 2,351 |
| Deposits held in domestic offices | $333,952,000 | 1,663 |
| % insured | 62.92% | 7,451 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,771,000 | 1,296 |
| Total equity capital | $47,212,000 | 1,445 |
| Total bank equity capital | $47,212,000 | 1,445 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,217,000 | 1,306 |
| Surplus | $22,387,000 | 1,404 |
| Undivided profits | $21,608,000 | 1,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $6,619,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,845,000 | 249 |
| Income earned, not collected on loans | $1,337,000 | 2,363 |
| Earning assets | $339,484,000 | 1,800 |
| Long-term assets (5+ years) | $51,949,000 | 2,309 |
| Average Assets, year-to-date | $387,588,670 | 1,740 |
| Average Assets, quarterly | $385,410,500 | 1,748 |
| Volatile liabilities | $80,633,000 | 1,756 |
| Insider loans | $2,055,000 | 2,914 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $43,977,000 | 1,415 |
| Tier 1 (core) risk-based capital | $45,218,000 | 1,413 |
| Tier 2 risk-based capital | $4,281,000 | 1,333 |
| Total risk weighted assets | $337,688,000 | 1,401 |
| Total unused commitments | $43,977,000 | 1,416 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 93 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $385,886,000 | 1,790 |
| Cash and due from depository institutions | $10,735,000 | 1,677 |
| Interest-bearing balances | $2,104,000 | 4,750 |
| Securities | $24,264,000 | 3,975 |
| Federal funds sold & reverse repurchase agreements | $7,375,000 | 1,260 |
| Net loans & leases | $306,548,000 | 1,503 |
| Loan loss allowance | $8,394,000 | 1,015 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,121,000 | 5,365 |
| Other real estate owned | $5,943,000 | 1,677 |
| Goodwill and other intangibles | $373,000 | 2,133 |
| All other assets | $29,527,000 | 821 |
| Life insurance assets | $7,062,000 | 941 |
| Total liabilities and capital | $385,886,000 | 1,790 |
| Total liabilities | $339,316,000 | 1,833 |
| Total deposits | $327,115,000 | 1,730 |
| Interest-bearing deposits | $198,356,000 | 2,407 |
| Deposits held in domestic offices | $327,115,000 | 1,728 |
| % insured | 68.15% | 7,345 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,000,000 | 2,866 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,201,000 | 1,186 |
| Total equity capital | $46,570,000 | 1,463 |
| Total bank equity capital | $46,570,000 | 1,463 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,217,000 | 1,338 |
| Surplus | $22,559,000 | 1,411 |
| Undivided profits | $20,794,000 | 1,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $9,209,000 | 1,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,942,000 | 230 |
| Income earned, not collected on loans | $1,390,000 | 2,348 |
| Earning assets | $340,291,000 | 1,846 |
| Long-term assets (5+ years) | $54,003,000 | 2,257 |
| Average Assets, year-to-date | $388,915,500 | 1,774 |
| Average Assets, quarterly | $388,915,500 | 1,774 |
| Volatile liabilities | $97,942,000 | 1,519 |
| Insider loans | $1,874,000 | 3,125 |
| FHLB advances | $8,000,000 | 2,739 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $45,163,000 | 1,438 |
| Tier 1 (core) risk-based capital | $44,651,000 | 1,430 |
| Tier 2 risk-based capital | $4,339,000 | 1,356 |
| Total risk weighted assets | $343,798,000 | 1,421 |
| Total unused commitments | $45,163,000 | 1,441 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 89 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $391,945,000 | 1,777 |
| Cash and due from depository institutions | $13,771,000 | 1,786 |
| Interest-bearing balances | $2,102,000 | 4,424 |
| Securities | $22,025,000 | 4,199 |
| Federal funds sold & reverse repurchase agreements | $3,785,000 | 2,018 |
| Net loans & leases | $318,359,000 | 1,478 |
| Loan loss allowance | $8,192,000 | 1,038 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $914,000 | 5,727 |
| Other real estate owned | $4,229,000 | 1,786 |
| Goodwill and other intangibles | $383,000 | 2,127 |
| All other assets | $28,479,000 | 865 |
| Life insurance assets | $6,985,000 | 949 |
| Total liabilities and capital | $391,945,000 | 1,777 |
| Total liabilities | $343,117,000 | 1,826 |
| Total deposits | $334,775,000 | 1,710 |
| Interest-bearing deposits | $208,417,000 | 2,299 |
| Deposits held in domestic offices | $334,775,000 | 1,708 |
| % insured | 65.89% | 7,503 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,342,000 | 1,423 |
| Total equity capital | $48,828,000 | 1,362 |
| Total bank equity capital | $48,417,000 | 1,375 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,217,000 | 1,365 |
| Surplus | $22,730,000 | 1,408 |
| Undivided profits | $22,470,000 | 1,447 |
| Noncontrolling interests in consolidated subsidiaries | $411,000 | 103 |
| Memoranda | ||
| Noncurrent loans and leases | $8,827,000 | 1,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,308,000 | 149 |
| Income earned, not collected on loans | $1,469,000 | 2,310 |
| Earning assets | $346,271,000 | 1,817 |
| Long-term assets (5+ years) | $56,273,000 | 2,164 |
| Average Assets, year-to-date | $416,750,200 | 1,657 |
| Average Assets, quarterly | $405,070,500 | 1,714 |
| Volatile liabilities | $100,031,000 | 1,499 |
| Insider loans | $1,806,000 | 3,240 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $53,571,000 | 1,266 |
| Tier 1 (core) risk-based capital | $47,042,000 | 1,336 |
| Tier 2 risk-based capital | $4,665,000 | 1,296 |
| Total risk weighted assets | $355,757,000 | 1,407 |
| Total unused commitments | $53,571,000 | 1,267 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 91 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $418,196,000 | 1,695 |
| Cash and due from depository institutions | $13,422,000 | 1,775 |
| Interest-bearing balances | $2,101,000 | 4,238 |
| Securities | $26,329,000 | 3,789 |
| Federal funds sold & reverse repurchase agreements | $4,595,000 | 1,867 |
| Net loans & leases | $346,508,000 | 1,388 |
| Loan loss allowance | $7,151,000 | 1,112 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,015,000 | 5,606 |
| Other real estate owned | $2,993,000 | 1,775 |
| Goodwill and other intangibles | $345,000 | 2,237 |
| All other assets | $22,989,000 | 949 |
| Life insurance assets | $6,931,000 | 951 |
| Total liabilities and capital | $418,196,000 | 1,695 |
| Total liabilities | $367,274,000 | 1,719 |
| Total deposits | $340,072,000 | 1,680 |
| Interest-bearing deposits | $214,338,000 | 2,229 |
| Deposits held in domestic offices | $340,072,000 | 1,677 |
| % insured | 72.87% | 7,243 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,000,000 | 1,803 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,202,000 | 1,079 |
| Total equity capital | $50,922,000 | 1,350 |
| Total bank equity capital | $50,496,000 | 1,366 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,217,000 | 1,390 |
| Surplus | $22,702,000 | 1,415 |
| Undivided profits | $24,577,000 | 1,386 |
| Noncontrolling interests in consolidated subsidiaries | $426,000 | 108 |
| Memoranda | ||
| Noncurrent loans and leases | $24,524,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,927,000 | 87 |
| Income earned, not collected on loans | $1,462,000 | 2,493 |
| Earning assets | $379,533,000 | 1,704 |
| Long-term assets (5+ years) | $57,157,000 | 2,132 |
| Average Assets, year-to-date | $422,951,500 | 1,652 |
| Average Assets, quarterly | $416,855,000 | 1,687 |
| Volatile liabilities | $135,073,000 | 1,118 |
| Insider loans | $2,299,000 | 2,821 |
| FHLB advances | $22,000,000 | 1,700 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $50,205,000 | 1,402 |
| Tier 1 (core) risk-based capital | $50,519,000 | 1,265 |
| Tier 2 risk-based capital | $4,919,000 | 1,240 |
| Total risk weighted assets | $394,206,000 | 1,311 |
| Total unused commitments | $50,205,000 | 1,402 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 89 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $415,514,000 | 1,712 |
| Cash and due from depository institutions | $15,069,000 | 1,853 |
| Interest-bearing balances | $3,098,000 | 3,448 |
| Securities | $23,987,000 | 3,965 |
| Federal funds sold & reverse repurchase agreements | $2,380,000 | 3,032 |
| Net loans & leases | $344,477,000 | 1,432 |
| Loan loss allowance | $7,046,000 | 1,103 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $989,000 | 5,732 |
| Other real estate owned | $7,421,000 | 1,853 |
| Goodwill and other intangibles | $352,000 | 2,237 |
| All other assets | $20,839,000 | 1,051 |
| Life insurance assets | $6,876,000 | 960 |
| Total liabilities and capital | $415,513,000 | 1,712 |
| Total liabilities | $365,258,000 | 1,750 |
| Total deposits | $356,728,000 | 1,617 |
| Interest-bearing deposits | $233,536,000 | 2,077 |
| Deposits held in domestic offices | $356,728,000 | 1,613 |
| % insured | 48.95% | 7,772 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $6,000,000 | 3,615 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,530,000 | 1,985 |
| Total equity capital | $50,255,000 | 1,367 |
| Total bank equity capital | $49,719,000 | 1,382 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,217,000 | 1,407 |
| Surplus | $22,873,000 | 1,417 |
| Undivided profits | $23,629,000 | 1,418 |
| Noncontrolling interests in consolidated subsidiaries | $536,000 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $26,190,000 | 671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,572,000 | 68 |
| Income earned, not collected on loans | $1,407,000 | 2,484 |
| Earning assets | $373,942,000 | 1,732 |
| Long-term assets (5+ years) | $54,063,000 | 2,206 |
| Average Assets, year-to-date | $424,536,670 | 1,670 |
| Average Assets, quarterly | $426,543,000 | 1,681 |
| Volatile liabilities | $134,973,000 | 1,134 |
| Insider loans | $2,250,000 | 2,908 |
| FHLB advances | $6,000,000 | 3,462 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $58,204,000 | 1,296 |
| Tier 1 (core) risk-based capital | $50,259,000 | 1,289 |
| Tier 2 risk-based capital | $4,884,000 | 1,249 |
| Total risk weighted assets | $398,039,000 | 1,323 |
| Total unused commitments | $58,204,000 | 1,296 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 91 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $437,572,000 | 1,648 |
| Cash and due from depository institutions | $11,876,000 | 1,820 |
| Interest-bearing balances | $3,089,000 | 3,165 |
| Securities | $26,623,000 | 3,742 |
| Federal funds sold & reverse repurchase agreements | $12,215,000 | 988 |
| Net loans & leases | $359,606,000 | 1,378 |
| Loan loss allowance | $6,107,000 | 1,183 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,091,000 | 5,607 |
| Other real estate owned | $4,978,000 | 1,820 |
| Goodwill and other intangibles | $369,000 | 2,213 |
| All other assets | $20,814,000 | 1,032 |
| Life insurance assets | $6,822,000 | 965 |
| Total liabilities and capital | $437,572,000 | 1,648 |
| Total liabilities | $384,562,000 | 1,691 |
| Total deposits | $376,353,000 | 1,522 |
| Interest-bearing deposits | $257,721,000 | 1,897 |
| Deposits held in domestic offices | $376,353,000 | 1,518 |
| % insured | 49.12% | 7,816 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $3,500,000 | 4,319 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,709,000 | 1,201 |
| Total equity capital | $53,010,000 | 1,298 |
| Total bank equity capital | $52,339,000 | 1,309 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,217,000 | 1,415 |
| Surplus | $23,045,000 | 1,384 |
| Undivided profits | $26,077,000 | 1,334 |
| Noncontrolling interests in consolidated subsidiaries | $671,000 | 94 |
| Memoranda | ||
| Noncurrent loans and leases | $23,575,000 | 639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,075,000 | 72 |
| Income earned, not collected on loans | $1,639,000 | 2,190 |
| Earning assets | $401,533,000 | 1,655 |
| Long-term assets (5+ years) | $59,043,000 | 2,049 |
| Average Assets, year-to-date | $429,048,000 | 1,660 |
| Average Assets, quarterly | $429,048,000 | 1,660 |
| Volatile liabilities | $142,224,000 | 1,082 |
| Insider loans | $2,137,000 | 3,004 |
| FHLB advances | $3,500,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $63,778,000 | 1,255 |
| Tier 1 (core) risk-based capital | $53,278,000 | 1,210 |
| Tier 2 risk-based capital | $5,475,000 | 1,111 |
| Total risk weighted assets | $423,768,000 | 1,237 |
| Total unused commitments | $63,778,000 | 1,258 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 91 | 1,844 |
| Assets and Liabilities | ||
| Total Assets: | $420,524,000 | 1,686 |
| Cash and due from depository institutions | $10,036,000 | 1,844 |
| Interest-bearing balances | $1,081,000 | 3,640 |
| Securities | $28,335,000 | 3,588 |
| Federal funds sold & reverse repurchase agreements | $4,330,000 | 2,079 |
| Net loans & leases | $352,680,000 | 1,417 |
| Loan loss allowance | $6,927,000 | 1,028 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,164,000 | 5,548 |
| Other real estate owned | $2,642,000 | 1,844 |
| Goodwill and other intangibles | $383,000 | 2,197 |
| All other assets | $20,954,000 | 1,022 |
| Life insurance assets | $6,772,000 | 966 |
| Total liabilities and capital | $420,524,000 | 1,686 |
| Total liabilities | $368,323,000 | 1,728 |
| Total deposits | $334,886,000 | 1,661 |
| Interest-bearing deposits | $227,235,000 | 2,055 |
| Deposits held in domestic offices | $334,886,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $28,000,000 | 1,775 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,437,000 | 1,080 |
| Total equity capital | $52,201,000 | 1,296 |
| Total bank equity capital | $52,201,000 | 1,296 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,217,000 | 1,414 |
| Surplus | $23,016,000 | 1,356 |
| Undivided profits | $25,968,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,240,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,573,000 | 79 |
| Income earned, not collected on loans | $1,739,000 | 2,173 |
| Earning assets | $386,426,000 | 1,677 |
| Long-term assets (5+ years) | $63,650,000 | 1,899 |
| Average Assets, year-to-date | $383,651,200 | 1,765 |
| Average Assets, quarterly | $413,721,500 | 1,693 |
| Volatile liabilities | $134,113,000 | 1,144 |
| Insider loans | $2,149,000 | 3,023 |
| FHLB advances | $28,000,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $23,752,000 | 2,754 |
| Tier 1 (core) risk-based capital | $53,077,000 | 1,187 |
| Tier 2 risk-based capital | $5,190,000 | 1,144 |
| Total risk weighted assets | $396,376,000 | 1,323 |
| Total unused commitments | $23,752,000 | 2,756 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 96 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $406,919,000 | 1,712 |
| Cash and due from depository institutions | $13,541,000 | 1,754 |
| Interest-bearing balances | $1,073,000 | 2,939 |
| Securities | $28,716,000 | 3,499 |
| Federal funds sold & reverse repurchase agreements | $1,530,000 | 4,084 |
| Net loans & leases | $343,326,000 | 1,449 |
| Loan loss allowance | $5,919,000 | 1,058 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,289,000 | 5,398 |
| Other real estate owned | $0 | 1,754 |
| Goodwill and other intangibles | $427,000 | 2,189 |
| All other assets | $18,090,000 | 1,157 |
| Life insurance assets | $6,713,000 | 964 |
| Total liabilities and capital | $406,919,000 | 1,712 |
| Total liabilities | $365,819,000 | 1,717 |
| Total deposits | $337,796,000 | 1,616 |
| Interest-bearing deposits | $216,903,000 | 2,127 |
| Deposits held in domestic offices | $337,796,000 | 1,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $24,000,000 | 1,995 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,023,000 | 1,344 |
| Total equity capital | $41,100,000 | 1,651 |
| Total bank equity capital | $41,100,000 | 1,651 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,217,000 | 1,423 |
| Surplus | $12,988,000 | 2,178 |
| Undivided profits | $24,895,000 | 1,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,818,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,469,000 | 66 |
| Income earned, not collected on loans | $2,128,000 | 1,828 |
| Earning assets | $374,645,000 | 1,702 |
| Long-term assets (5+ years) | $63,943,000 | 1,863 |
| Average Assets, year-to-date | $374,433,000 | 1,814 |
| Average Assets, quarterly | $401,631,500 | 1,721 |
| Volatile liabilities | $89,218,000 | 1,628 |
| Insider loans | $2,126,000 | 3,037 |
| FHLB advances | $24,000,000 | 1,901 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $76,243,000 | 1,188 |
| Tier 1 (core) risk-based capital | $43,396,000 | 1,492 |
| Tier 2 risk-based capital | $5,010,000 | 1,146 |
| Total risk weighted assets | $400,599,000 | 1,295 |
| Total unused commitments | $76,243,000 | 1,190 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 96 | 1,782 |
| Assets and Liabilities | ||
| Total Assets: | $396,344,000 | 1,745 |
| Cash and due from depository institutions | $13,225,000 | 1,782 |
| Interest-bearing balances | $1,065,000 | 2,852 |
| Securities | $32,457,000 | 3,243 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 3,595 |
| Net loans & leases | $328,720,000 | 1,496 |
| Loan loss allowance | $5,133,000 | 1,150 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,368,000 | 5,338 |
| Other real estate owned | $0 | 1,782 |
| Goodwill and other intangibles | $439,000 | 2,204 |
| All other assets | $17,785,000 | 1,140 |
| Life insurance assets | $6,655,000 | 973 |
| Total liabilities and capital | $396,344,000 | 1,745 |
| Total liabilities | $353,113,000 | 1,764 |
| Total deposits | $310,738,000 | 1,739 |
| Interest-bearing deposits | $194,998,000 | 2,316 |
| Deposits held in domestic offices | $310,738,000 | 1,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $38,750,000 | 1,396 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,625,000 | 1,457 |
| Total equity capital | $43,231,000 | 1,592 |
| Total bank equity capital | $43,231,000 | 1,592 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,217,000 | 1,423 |
| Surplus | $12,959,000 | 2,170 |
| Undivided profits | $27,055,000 | 1,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,403,000 | 2,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,467,000 | 168 |
| Income earned, not collected on loans | $2,023,000 | 1,884 |
| Earning assets | $364,592,000 | 1,739 |
| Long-term assets (5+ years) | $65,888,000 | 1,805 |
| Average Assets, year-to-date | $363,604,330 | 1,861 |
| Average Assets, quarterly | $378,959,500 | 1,802 |
| Volatile liabilities | $98,463,000 | 1,486 |
| Insider loans | $1,962,000 | 3,180 |
| FHLB advances | $38,750,000 | 1,323 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $72,641,000 | 1,270 |
| Tier 1 (core) risk-based capital | $44,109,000 | 1,478 |
| Tier 2 risk-based capital | $4,804,000 | 1,160 |
| Total risk weighted assets | $386,427,000 | 1,349 |
| Total unused commitments | $72,641,000 | 1,271 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 97 | 1,752 |
| Assets and Liabilities | ||
| Total Assets: | $361,575,000 | 1,883 |
| Cash and due from depository institutions | $11,979,000 | 1,752 |
| Interest-bearing balances | $100,000 | 4,994 |
| Securities | $26,720,000 | 3,719 |
| Federal funds sold & reverse repurchase agreements | $865,000 | 5,841 |
| Net loans & leases | $306,176,000 | 1,577 |
| Loan loss allowance | $4,418,000 | 1,279 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,477,000 | 5,204 |
| Other real estate owned | $0 | 1,752 |
| Goodwill and other intangibles | $432,000 | 2,210 |
| All other assets | $13,926,000 | 1,351 |
| Life insurance assets | $6,596,000 | 972 |
| Total liabilities and capital | $361,575,000 | 1,883 |
| Total liabilities | $318,585,000 | 1,906 |
| Total deposits | $299,147,000 | 1,792 |
| Interest-bearing deposits | $186,970,000 | 2,421 |
| Deposits held in domestic offices | $299,147,000 | 1,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $16,250,000 | 2,240 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,188,000 | 1,725 |
| Total equity capital | $42,990,000 | 1,640 |
| Total bank equity capital | $42,990,000 | 1,640 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,217,000 | 1,421 |
| Surplus | $12,931,000 | 2,156 |
| Undivided profits | $26,842,000 | 1,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,945,000 | 2,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $725,000 | 265 |
| Income earned, not collected on loans | $1,899,000 | 2,075 |
| Earning assets | $333,861,000 | 1,868 |
| Long-term assets (5+ years) | $49,819,000 | 2,165 |
| Average Assets, year-to-date | $347,234,500 | 1,928 |
| Average Assets, quarterly | $347,234,500 | 1,928 |
| Volatile liabilities | $64,879,000 | 2,113 |
| Insider loans | $2,139,000 | 2,947 |
| FHLB advances | $16,250,000 | 2,153 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $87,349,000 | 1,136 |
| Tier 1 (core) risk-based capital | $43,241,000 | 1,509 |
| Tier 2 risk-based capital | $4,094,000 | 1,319 |
| Total risk weighted assets | $326,970,000 | 1,560 |
| Total unused commitments | $87,349,000 | 1,137 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $332,894,000 | 2,013 |
| Cash and due from depository institutions | $8,914,000 | 1,884 |
| Interest-bearing balances | $100,000 | 4,723 |
| Securities | $22,513,000 | 4,146 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 5,629 |
| Net loans & leases | $284,201,000 | 1,679 |
| Loan loss allowance | $4,204,000 | 1,314 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,548,000 | 5,126 |
| Other real estate owned | $241,000 | 1,884 |
| Goodwill and other intangibles | $428,000 | 2,217 |
| All other assets | $14,709,000 | 1,297 |
| Life insurance assets | $6,534,000 | 970 |
| Total liabilities and capital | $332,894,000 | 2,013 |
| Total liabilities | $291,416,000 | 2,057 |
| Total deposits | $288,332,000 | 1,849 |
| Interest-bearing deposits | $176,051,000 | 2,530 |
| Deposits held in domestic offices | $288,332,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,084,000 | 1,750 |
| Total equity capital | $41,478,000 | 1,685 |
| Total bank equity capital | $41,478,000 | 1,685 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,217,000 | 1,410 |
| Surplus | $12,902,000 | 2,146 |
| Undivided profits | $25,359,000 | 1,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 2,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $809,000 | 253 |
| Income earned, not collected on loans | $1,942,000 | 2,199 |
| Earning assets | $307,154,000 | 1,988 |
| Long-term assets (5+ years) | $47,082,000 | 2,115 |
| Average Assets, year-to-date | $326,065,600 | 1,970 |
| Average Assets, quarterly | $334,052,500 | 1,982 |
| Volatile liabilities | $49,423,000 | 2,639 |
| Insider loans | $2,109,000 | 2,959 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $96,102,000 | 1,062 |
| Tier 1 (core) risk-based capital | $41,068,000 | 1,587 |
| Tier 2 risk-based capital | $3,798,000 | 1,414 |
| Total risk weighted assets | $303,203,000 | 1,660 |
| Total unused commitments | $96,102,000 | 1,062 |
| Derivatives | $75,000,000 | 211 |
| 2007-09-30 | Rank | |
| # of Employees: | 86 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $335,211,000 | 1,959 |
| Cash and due from depository institutions | $10,285,000 | 1,994 |
| Interest-bearing balances | $100,000 | 4,560 |
| Securities | $21,708,000 | 4,263 |
| Federal funds sold & reverse repurchase agreements | $10,360,000 | 1,419 |
| Net loans & leases | $276,082,000 | 1,691 |
| Loan loss allowance | $3,911,000 | 1,365 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,461,000 | 5,234 |
| Other real estate owned | $260,000 | 1,994 |
| Goodwill and other intangibles | $466,000 | 2,165 |
| All other assets | $14,589,000 | 1,282 |
| Life insurance assets | $6,460,000 | 951 |
| Total liabilities and capital | $335,210,000 | 1,959 |
| Total liabilities | $295,412,000 | 1,985 |
| Total deposits | $292,921,000 | 1,808 |
| Interest-bearing deposits | $165,756,000 | 2,650 |
| Deposits held in domestic offices | $292,921,000 | 1,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,491,000 | 2,080 |
| Total equity capital | $39,798,000 | 1,731 |
| Total bank equity capital | $39,798,000 | 1,731 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,217,000 | 1,386 |
| Surplus | $12,874,000 | 2,114 |
| Undivided profits | $23,707,000 | 1,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,516,000 | 2,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $575,000 | 291 |
| Income earned, not collected on loans | $2,020,000 | 2,265 |
| Earning assets | $308,250,000 | 1,959 |
| Long-term assets (5+ years) | $43,817,000 | 2,130 |
| Average Assets, year-to-date | $324,358,500 | 1,973 |
| Average Assets, quarterly | $332,065,500 | 1,959 |
| Volatile liabilities | $50,860,000 | 2,540 |
| Insider loans | $500,000 | 5,480 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $87,872,000 | 1,164 |
| Tier 1 (core) risk-based capital | $39,402,000 | 1,635 |
| Tier 2 risk-based capital | $3,682,000 | 1,438 |
| Total risk weighted assets | $294,092,000 | 1,672 |
| Total unused commitments | $87,872,000 | 1,165 |
| Derivatives | $75,000,000 | 218 |
| 2007-06-30 | Rank | |
| # of Employees: | 78 | 2,254 |
| Assets and Liabilities | ||
| Total Assets: | $328,920,000 | 2,000 |
| Cash and due from depository institutions | $10,315,000 | 2,254 |
| Interest-bearing balances | $100,000 | 4,642 |
| Securities | $19,511,000 | 4,554 |
| Federal funds sold & reverse repurchase agreements | $5,110,000 | 2,625 |
| Net loans & leases | $277,543,000 | 1,688 |
| Loan loss allowance | $3,990,000 | 1,337 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,553,000 | 5,122 |
| Other real estate owned | $0 | 2,254 |
| Goodwill and other intangibles | $519,000 | 2,126 |
| All other assets | $14,369,000 | 1,302 |
| Life insurance assets | $6,386,000 | 957 |
| Total liabilities and capital | $328,921,000 | 2,000 |
| Total liabilities | $291,446,000 | 2,021 |
| Total deposits | $289,433,000 | 1,849 |
| Interest-bearing deposits | $170,339,000 | 2,607 |
| Deposits held in domestic offices | $289,433,000 | 1,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,013,000 | 2,330 |
| Total equity capital | $37,475,000 | 1,823 |
| Total bank equity capital | $37,475,000 | 1,823 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,217,000 | 1,377 |
| Surplus | $12,845,000 | 2,112 |
| Undivided profits | $21,413,000 | 1,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,572,000 | 896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,957,000 | 119 |
| Income earned, not collected on loans | $1,976,000 | 2,135 |
| Earning assets | $302,264,000 | 2,000 |
| Long-term assets (5+ years) | $39,305,000 | 2,263 |
| Average Assets, year-to-date | $320,741,000 | 2,021 |
| Average Assets, quarterly | $327,402,000 | 1,996 |
| Volatile liabilities | $53,546,000 | 2,380 |
| Insider loans | $1,709,000 | 3,291 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $83,138,000 | 1,247 |
| Tier 1 (core) risk-based capital | $37,598,000 | 1,718 |
| Tier 2 risk-based capital | $3,463,000 | 1,531 |
| Total risk weighted assets | $276,275,000 | 1,772 |
| Total unused commitments | $83,138,000 | 1,247 |
| Derivatives | $75,000,000 | 234 |
| 2007-03-31 | Rank | |
| # of Employees: | 78 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $325,884,000 | 2,011 |
| Cash and due from depository institutions | $9,354,000 | 2,249 |
| Interest-bearing balances | $100,000 | 4,710 |
| Securities | $20,180,000 | 4,475 |
| Federal funds sold & reverse repurchase agreements | $9,740,000 | 2,034 |
| Net loans & leases | $270,001,000 | 1,713 |
| Loan loss allowance | $3,681,000 | 1,442 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,694,000 | 4,901 |
| Other real estate owned | $0 | 2,249 |
| Goodwill and other intangibles | $526,000 | 2,116 |
| All other assets | $14,389,000 | 1,247 |
| Life insurance assets | $6,311,000 | 946 |
| Total liabilities and capital | $325,884,000 | 2,011 |
| Total liabilities | $290,135,000 | 2,026 |
| Total deposits | $280,288,000 | 1,905 |
| Interest-bearing deposits | $157,006,000 | 2,794 |
| Deposits held in domestic offices | $280,288,000 | 1,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,500,000 | 2,991 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,347,000 | 1,628 |
| Total equity capital | $35,749,000 | 1,907 |
| Total bank equity capital | $35,749,000 | 1,907 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,217,000 | 1,359 |
| Surplus | $12,817,000 | 2,081 |
| Undivided profits | $19,715,000 | 1,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,498,000 | 1,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,606,000 | 136 |
| Income earned, not collected on loans | $2,196,000 | 1,850 |
| Earning assets | $300,021,000 | 2,003 |
| Long-term assets (5+ years) | $34,093,000 | 2,484 |
| Average Assets, year-to-date | $316,651,500 | 2,056 |
| Average Assets, quarterly | $316,651,500 | 2,056 |
| Volatile liabilities | $49,694,000 | 2,494 |
| Insider loans | $1,465,000 | 3,560 |
| FHLB advances | $6,500,000 | 2,868 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $142,663,000 | 798 |
| Tier 1 (core) risk-based capital | $35,817,000 | 1,791 |
| Tier 2 risk-based capital | $3,390,000 | 1,550 |
| Total risk weighted assets | $270,634,000 | 1,794 |
| Total unused commitments | $142,663,000 | 798 |
| Derivatives | $75,000,000 | 231 |
| 2006-12-31 | Rank | |
| # of Employees: | 87 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $307,419,000 | 2,113 |
| Cash and due from depository institutions | $12,065,000 | 1,994 |
| Interest-bearing balances | $100,000 | 4,736 |
| Securities | $19,694,000 | 4,594 |
| Federal funds sold & reverse repurchase agreements | $11,040,000 | 1,490 |
| Net loans & leases | $249,378,000 | 1,818 |
| Loan loss allowance | $3,522,000 | 1,481 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,693,000 | 4,885 |
| Other real estate owned | $0 | 1,994 |
| Goodwill and other intangibles | $575,000 | 2,060 |
| All other assets | $12,974,000 | 1,372 |
| Life insurance assets | $6,227,000 | 934 |
| Total liabilities and capital | $307,419,000 | 2,113 |
| Total liabilities | $273,407,000 | 2,134 |
| Total deposits | $271,581,000 | 1,931 |
| Interest-bearing deposits | $151,655,000 | 2,832 |
| Deposits held in domestic offices | $271,581,000 | 1,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,826,000 | 2,579 |
| Total equity capital | $34,012,000 | 1,962 |
| Total bank equity capital | $34,012,000 | 1,962 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,217,000 | 1,350 |
| Surplus | $12,788,000 | 2,035 |
| Undivided profits | $18,007,000 | 1,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,720,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,513,000 | 133 |
| Income earned, not collected on loans | $1,872,000 | 2,241 |
| Earning assets | $280,212,000 | 2,133 |
| Long-term assets (5+ years) | $26,340,000 | 2,884 |
| Average Assets, year-to-date | $285,645,400 | 2,189 |
| Average Assets, quarterly | $300,323,500 | 2,146 |
| Volatile liabilities | $37,694,000 | 3,247 |
| Insider loans | $1,867,000 | 3,095 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $84,752,000 | 1,179 |
| Tier 1 (core) risk-based capital | $34,092,000 | 1,866 |
| Tier 2 risk-based capital | $3,633,000 | 1,434 |
| Total risk weighted assets | $290,491,000 | 1,667 |
| Total unused commitments | $84,752,000 | 1,180 |
| Derivatives | $75,000,000 | 226 |
| 2006-09-30 | Rank | |
| # of Employees: | 83 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $293,228,000 | 2,209 |
| Cash and due from depository institutions | $7,552,000 | 2,120 |
| Interest-bearing balances | $100,000 | 4,745 |
| Securities | $20,008,000 | 4,571 |
| Federal funds sold & reverse repurchase agreements | $14,380,000 | 965 |
| Net loans & leases | $235,925,000 | 1,912 |
| Loan loss allowance | $3,511,000 | 1,500 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,808,000 | 4,712 |
| Other real estate owned | $0 | 2,120 |
| Goodwill and other intangibles | $621,000 | 2,026 |
| All other assets | $12,934,000 | 1,399 |
| Life insurance assets | $6,109,000 | 922 |
| Total liabilities and capital | $293,229,000 | 2,209 |
| Total liabilities | $260,067,000 | 2,220 |
| Total deposits | $238,643,000 | 2,165 |
| Interest-bearing deposits | $112,247,000 | 3,587 |
| Deposits held in domestic offices | $238,643,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,800,000 | 1,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,624,000 | 2,754 |
| Total equity capital | $33,162,000 | 2,000 |
| Total bank equity capital | $33,162,000 | 2,000 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,217,000 | 1,337 |
| Surplus | $12,714,000 | 2,007 |
| Undivided profits | $17,231,000 | 1,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,400,000 | 1,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $988,000 | 176 |
| Income earned, not collected on loans | $1,973,000 | 2,141 |
| Earning assets | $270,413,000 | 2,195 |
| Long-term assets (5+ years) | $9,927,000 | 4,646 |
| Average Assets, year-to-date | $280,202,000 | 2,230 |
| Average Assets, quarterly | $284,266,000 | 2,251 |
| Volatile liabilities | $49,666,000 | 2,635 |
| Insider loans | $1,146,000 | 3,970 |
| FHLB advances | $19,800,000 | 1,711 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $80,651,000 | 1,259 |
| Tier 1 (core) risk-based capital | $33,253,000 | 1,901 |
| Tier 2 risk-based capital | $2,982,000 | 1,710 |
| Total risk weighted assets | $238,019,000 | 1,972 |
| Total unused commitments | $80,651,000 | 1,260 |
| Derivatives | $75,000,000 | 230 |
| 2006-06-30 | Rank | |
| # of Employees: | 79 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $275,304,000 | 2,318 |
| Cash and due from depository institutions | $10,006,000 | 2,232 |
| Interest-bearing balances | $100,000 | 4,795 |
| Securities | $20,569,000 | 4,500 |
| Federal funds sold & reverse repurchase agreements | $3,220,000 | 2,925 |
| Net loans & leases | $226,238,000 | 1,962 |
| Loan loss allowance | $3,306,000 | 1,557 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,852,000 | 4,621 |
| Other real estate owned | $0 | 2,232 |
| Goodwill and other intangibles | $614,000 | 2,025 |
| All other assets | $12,805,000 | 1,396 |
| Life insurance assets | $6,060,000 | 909 |
| Total liabilities and capital | $275,304,000 | 2,318 |
| Total liabilities | $244,026,000 | 2,340 |
| Total deposits | $232,448,000 | 2,208 |
| Interest-bearing deposits | $106,320,000 | 3,703 |
| Deposits held in domestic offices | $232,448,000 | 2,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,578,000 | 2,592 |
| Total equity capital | $31,278,000 | 2,043 |
| Total bank equity capital | $31,278,000 | 2,043 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,217,000 | 1,327 |
| Surplus | $12,714,000 | 1,968 |
| Undivided profits | $15,347,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 919 |
| Income earned, not collected on loans | $1,815,000 | 2,064 |
| Earning assets | $250,127,000 | 2,329 |
| Long-term assets (5+ years) | $8,705,000 | 4,848 |
| Average Assets, year-to-date | $275,860,000 | 2,266 |
| Average Assets, quarterly | $278,610,000 | 2,267 |
| Volatile liabilities | $33,193,000 | 3,454 |
| Insider loans | $855,000 | 4,513 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $71,492,000 | 1,383 |
| Tier 1 (core) risk-based capital | $31,502,000 | 1,979 |
| Tier 2 risk-based capital | $2,817,000 | 1,767 |
| Total risk weighted assets | $224,879,000 | 2,053 |
| Total unused commitments | $71,492,000 | 1,384 |
| Derivatives | $50,000,000 | 265 |
| 2006-03-31 | Rank | |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $281,916,000 | 2,233 |
| Cash and due from depository institutions | $12,239,000 | 2,183 |
| Interest-bearing balances | $100,000 | 4,906 |
| Securities | $24,194,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $10,910,000 | 1,374 |
| Net loans & leases | $219,451,000 | 1,959 |
| Loan loss allowance | $3,297,000 | 1,533 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,742,000 | 4,715 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $585,000 | 2,035 |
| All other assets | $12,795,000 | 1,352 |
| Life insurance assets | $6,011,000 | 890 |
| Total liabilities and capital | $281,916,000 | 2,233 |
| Total liabilities | $254,869,000 | 2,219 |
| Total deposits | $238,971,000 | 2,138 |
| Interest-bearing deposits | $126,800,000 | 3,192 |
| Deposits held in domestic offices | $238,971,000 | 2,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $898,000 | 3,783 |
| Total equity capital | $27,047,000 | 2,337 |
| Total bank equity capital | $27,047,000 | 2,337 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,217,000 | 1,318 |
| Surplus | $9,714,000 | 2,349 |
| Undivided profits | $14,116,000 | 2,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,094,000 | 2,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,905,000 | 1,842 |
| Earning assets | $254,655,000 | 2,269 |
| Long-term assets (5+ years) | $8,478,000 | 4,884 |
| Average Assets, year-to-date | $276,138,000 | 2,261 |
| Average Assets, quarterly | $276,138,000 | 2,261 |
| Volatile liabilities | $37,990,000 | 3,006 |
| Insider loans | $2,235,000 | 2,658 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $75,263,000 | 1,290 |
| Tier 1 (core) risk-based capital | $27,187,000 | 2,248 |
| Tier 2 risk-based capital | $2,818,000 | 1,729 |
| Total risk weighted assets | $225,114,000 | 1,995 |
| Total unused commitments | $75,263,000 | 1,290 |
| Derivatives | $50,000,000 | 265 |
| 2005-12-31 | Rank | |
| # of Employees: | 81 | 2,142 |
| Assets and Liabilities | ||
| Total Assets: | $270,360,000 | 2,312 |
| Cash and due from depository institutions | $15,000,000 | 2,142 |
| Interest-bearing balances | $100,000 | 4,941 |
| Securities | $21,294,000 | 4,453 |
| Federal funds sold & reverse repurchase agreements | $15,390,000 | 874 |
| Net loans & leases | $204,369,000 | 2,067 |
| Loan loss allowance | $3,283,000 | 1,510 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,746,000 | 4,700 |
| Other real estate owned | $0 | 2,142 |
| Goodwill and other intangibles | $600,000 | 2,023 |
| All other assets | $11,961,000 | 1,427 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $270,360,000 | 2,312 |
| Total liabilities | $244,637,000 | 2,288 |
| Total deposits | $226,662,000 | 2,219 |
| Interest-bearing deposits | $116,860,000 | 3,353 |
| Deposits held in domestic offices | $226,662,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000,000 | 1,944 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $975,000 | 3,563 |
| Total equity capital | $25,723,000 | 2,402 |
| Total bank equity capital | $25,723,000 | 2,402 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,217,000 | 1,305 |
| Surplus | $9,714,000 | 2,313 |
| Undivided profits | $12,792,000 | 2,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,167,000 | 2,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 931 |
| Income earned, not collected on loans | $1,397,000 | 2,555 |
| Earning assets | $241,153,000 | 2,369 |
| Long-term assets (5+ years) | $2,678,000 | 6,559 |
| Average Assets, year-to-date | $260,352,000 | 2,278 |
| Average Assets, quarterly | $267,734,000 | 2,295 |
| Volatile liabilities | $44,000,000 | 2,689 |
| Insider loans | $2,092,000 | 2,744 |
| FHLB advances | $17,000,000 | 1,827 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $70,727,000 | 1,332 |
| Tier 1 (core) risk-based capital | $25,777,000 | 2,316 |
| Tier 2 risk-based capital | $2,658,000 | 1,800 |
| Total risk weighted assets | $212,042,000 | 2,069 |
| Total unused commitments | $70,727,000 | 1,332 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 74 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $265,108,000 | 2,307 |
| Cash and due from depository institutions | $17,197,000 | 2,346 |
| Interest-bearing balances | $100,000 | 5,011 |
| Securities | $21,126,000 | 4,469 |
| Federal funds sold & reverse repurchase agreements | $13,910,000 | 953 |
| Net loans & leases | $199,234,000 | 2,080 |
| Loan loss allowance | $3,307,000 | 1,475 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,651,000 | 4,818 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $684,000 | 1,901 |
| All other assets | $11,306,000 | 1,458 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $265,108,000 | 2,307 |
| Total liabilities | $240,481,000 | 2,284 |
| Total deposits | $212,609,000 | 2,308 |
| Interest-bearing deposits | $111,166,000 | 3,433 |
| Deposits held in domestic offices | $212,609,000 | 2,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,000,000 | 1,447 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $872,000 | 3,786 |
| Total equity capital | $24,627,000 | 2,473 |
| Total bank equity capital | $24,627,000 | 2,473 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,217,000 | 1,273 |
| Surplus | $9,714,000 | 2,253 |
| Undivided profits | $11,696,000 | 2,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $486,000 | 335 |
| Income earned, not collected on loans | $1,262,000 | 2,774 |
| Earning assets | $234,370,000 | 2,393 |
| Long-term assets (5+ years) | $3,656,000 | 6,285 |
| Average Assets, year-to-date | $257,850,000 | 2,291 |
| Average Assets, quarterly | $265,037,000 | 2,286 |
| Volatile liabilities | $51,283,000 | 2,334 |
| Insider loans | $1,991,000 | 2,828 |
| FHLB advances | $27,000,000 | 1,356 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $77,731,000 | 1,214 |
| Tier 1 (core) risk-based capital | $24,069,000 | 2,434 |
| Tier 2 risk-based capital | $2,601,000 | 1,806 |
| Total risk weighted assets | $207,406,000 | 2,075 |
| Total unused commitments | $77,731,000 | 1,214 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $264,966,000 | 2,260 |
| Cash and due from depository institutions | $20,490,000 | 2,286 |
| Interest-bearing balances | $3,610,000 | 1,344 |
| Securities | $18,850,000 | 4,806 |
| Federal funds sold & reverse repurchase agreements | $19,630,000 | 625 |
| Net loans & leases | $192,970,000 | 2,107 |
| Loan loss allowance | $3,194,000 | 1,516 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,655,000 | 4,771 |
| Other real estate owned | $0 | 2,286 |
| Goodwill and other intangibles | $714,000 | 1,875 |
| All other assets | $10,657,000 | 1,504 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $264,966,000 | 2,260 |
| Total liabilities | $241,384,000 | 2,219 |
| Total deposits | $240,375,000 | 2,010 |
| Interest-bearing deposits | $144,324,000 | 2,746 |
| Deposits held in domestic offices | $240,375,000 | 2,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,009,000 | 3,213 |
| Total equity capital | $23,582,000 | 2,508 |
| Total bank equity capital | $23,582,000 | 2,508 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,217,000 | 1,254 |
| Surplus | $9,715,000 | 2,206 |
| Undivided profits | $10,650,000 | 2,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $603,000 | 3,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 570 |
| Income earned, not collected on loans | $1,122,000 | 2,837 |
| Earning assets | $235,060,000 | 2,335 |
| Long-term assets (5+ years) | $8,827,000 | 4,927 |
| Average Assets, year-to-date | $255,430,670 | 2,290 |
| Average Assets, quarterly | $257,909,000 | 2,295 |
| Volatile liabilities | $25,815,000 | 3,657 |
| Insider loans | $1,986,000 | 2,781 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $69,533,000 | 1,292 |
| Tier 1 (core) risk-based capital | $22,952,000 | 2,472 |
| Tier 2 risk-based capital | $2,556,000 | 1,802 |
| Total risk weighted assets | $203,808,000 | 2,049 |
| Total unused commitments | $69,533,000 | 1,292 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $250,852,000 | 2,357 |
| Cash and due from depository institutions | $15,376,000 | 2,212 |
| Interest-bearing balances | $2,710,000 | 1,667 |
| Securities | $17,106,000 | 5,129 |
| Federal funds sold & reverse repurchase agreements | $14,120,000 | 872 |
| Net loans & leases | $191,696,000 | 2,065 |
| Loan loss allowance | $2,793,000 | 1,696 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,725,000 | 4,673 |
| Other real estate owned | $0 | 2,212 |
| Goodwill and other intangibles | $722,000 | 1,871 |
| All other assets | $10,107,000 | 1,561 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $250,852,000 | 2,357 |
| Total liabilities | $228,215,000 | 2,337 |
| Total deposits | $227,382,000 | 2,102 |
| Interest-bearing deposits | $130,306,000 | 2,982 |
| Deposits held in domestic offices | $227,382,000 | 2,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $833,000 | 3,595 |
| Total equity capital | $22,637,000 | 2,538 |
| Total bank equity capital | $22,637,000 | 2,538 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,217,000 | 1,247 |
| Surplus | $9,715,000 | 2,159 |
| Undivided profits | $9,705,000 | 3,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,442,000 | 764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $295,000 | 461 |
| Income earned, not collected on loans | $991,000 | 3,087 |
| Earning assets | $225,632,000 | 2,406 |
| Long-term assets (5+ years) | $5,913,000 | 5,724 |
| Average Assets, year-to-date | $250,663,000 | 2,333 |
| Average Assets, quarterly | $250,663,000 | 2,333 |
| Volatile liabilities | $32,886,000 | 3,009 |
| Insider loans | $1,690,000 | 3,099 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $62,872,000 | 1,362 |
| Tier 1 (core) risk-based capital | $22,068,000 | 2,532 |
| Tier 2 risk-based capital | $2,547,000 | 1,778 |
| Total risk weighted assets | $203,534,000 | 2,013 |
| Total unused commitments | $62,872,000 | 1,362 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $250,474,000 | 2,329 |
| Cash and due from depository institutions | $12,647,000 | 2,465 |
| Interest-bearing balances | $3,502,000 | 1,439 |
| Securities | $15,460,000 | 5,412 |
| Federal funds sold & reverse repurchase agreements | $14,730,000 | 807 |
| Net loans & leases | $194,478,000 | 2,013 |
| Loan loss allowance | $2,372,000 | 1,982 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,428,000 | 5,118 |
| Other real estate owned | $0 | 2,465 |
| Goodwill and other intangibles | $734,000 | 1,856 |
| All other assets | $10,997,000 | 1,405 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $250,474,000 | 2,329 |
| Total liabilities | $228,682,000 | 2,295 |
| Total deposits | $222,830,000 | 2,110 |
| Interest-bearing deposits | $131,881,000 | 2,942 |
| Deposits held in domestic offices | $222,830,000 | 2,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,000,000 | 3,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $852,000 | 3,463 |
| Total equity capital | $21,792,000 | 2,645 |
| Total bank equity capital | $21,792,000 | 2,645 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,217,000 | 1,230 |
| Surplus | $9,715,000 | 2,121 |
| Undivided profits | $8,860,000 | 3,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,986,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $616,000 | 265 |
| Income earned, not collected on loans | $1,463,000 | 2,038 |
| Earning assets | $228,170,000 | 2,361 |
| Long-term assets (5+ years) | $6,470,000 | 5,636 |
| Average Assets, year-to-date | $227,402,000 | 2,460 |
| Average Assets, quarterly | $250,291,500 | 2,315 |
| Volatile liabilities | $35,462,000 | 2,802 |
| Insider loans | $1,473,000 | 3,368 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $55,944,000 | 1,456 |
| Tier 1 (core) risk-based capital | $21,134,000 | 2,592 |
| Tier 2 risk-based capital | $2,372,000 | 1,895 |
| Total risk weighted assets | $201,324,000 | 2,003 |
| Total unused commitments | $55,944,000 | 1,456 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $250,109,000 | 2,313 |
| Cash and due from depository institutions | $11,436,000 | 2,412 |
| Interest-bearing balances | $2,300,000 | 1,931 |
| Securities | $15,185,000 | 5,479 |
| Federal funds sold & reverse repurchase agreements | $26,550,000 | 424 |
| Net loans & leases | $191,570,000 | 1,995 |
| Loan loss allowance | $2,346,000 | 1,997 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,307,000 | 5,290 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $453,000 | 2,117 |
| All other assets | $3,608,000 | 3,320 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $250,109,000 | 2,313 |
| Total liabilities | $228,892,000 | 2,264 |
| Total deposits | $213,243,000 | 2,175 |
| Interest-bearing deposits | $133,824,000 | 2,874 |
| Deposits held in domestic offices | $213,243,000 | 2,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,000,000 | 2,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $649,000 | 4,243 |
| Total equity capital | $21,217,000 | 2,698 |
| Total bank equity capital | $21,217,000 | 2,698 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,217,000 | 1,217 |
| Surplus | $9,715,000 | 2,077 |
| Undivided profits | $8,285,000 | 3,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 5,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 748 |
| Income earned, not collected on loans | $832,000 | 3,719 |
| Earning assets | $235,605,000 | 2,247 |
| Long-term assets (5+ years) | $15,318,000 | 4,091 |
| Average Assets, year-to-date | $221,634,000 | 2,512 |
| Average Assets, quarterly | $235,980,000 | 2,420 |
| Volatile liabilities | $49,027,000 | 2,123 |
| Insider loans | $846,000 | 4,431 |
| FHLB advances | $15,000,000 | 1,920 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $51,066,000 | 1,547 |
| Tier 1 (core) risk-based capital | $20,797,000 | 2,607 |
| Tier 2 risk-based capital | $2,346,000 | 1,881 |
| Total risk weighted assets | $189,277,000 | 2,090 |
| Total unused commitments | $51,066,000 | 1,548 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $221,851,000 | 2,565 |
| Cash and due from depository institutions | $14,174,000 | 2,733 |
| Interest-bearing balances | $2,995,000 | 1,666 |
| Securities | $13,420,000 | 5,876 |
| Federal funds sold & reverse repurchase agreements | $16,885,000 | 629 |
| Net loans & leases | $173,112,000 | 2,158 |
| Loan loss allowance | $2,244,000 | 2,068 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,038,000 | 5,803 |
| Other real estate owned | $0 | 2,733 |
| Goodwill and other intangibles | $418,000 | 2,168 |
| All other assets | $2,804,000 | 3,934 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $221,851,000 | 2,565 |
| Total liabilities | $201,390,000 | 2,532 |
| Total deposits | $185,631,000 | 2,480 |
| Interest-bearing deposits | $105,250,000 | 3,500 |
| Deposits held in domestic offices | $185,631,000 | 2,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $759,000 | 3,549 |
| Total equity capital | $20,461,000 | 2,674 |
| Total bank equity capital | $20,461,000 | 2,674 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,217,000 | 1,216 |
| Surplus | $9,715,000 | 2,038 |
| Undivided profits | $7,529,000 | 3,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,117 |
| Income earned, not collected on loans | $742,000 | 3,844 |
| Earning assets | $206,412,000 | 2,522 |
| Long-term assets (5+ years) | $22,750,000 | 3,386 |
| Average Assets, year-to-date | $212,142,330 | 2,612 |
| Average Assets, quarterly | $212,077,000 | 2,643 |
| Volatile liabilities | $39,147,000 | 2,474 |
| Insider loans | $888,000 | 4,333 |
| FHLB advances | $15,000,000 | 1,895 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $56,931,000 | 1,410 |
| Tier 1 (core) risk-based capital | $20,168,000 | 2,628 |
| Tier 2 risk-based capital | $2,127,000 | 2,025 |
| Total risk weighted assets | $170,027,000 | 2,252 |
| Total unused commitments | $56,931,000 | 1,413 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 57 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $202,303,000 | 2,755 |
| Cash and due from depository institutions | $13,673,000 | 2,994 |
| Interest-bearing balances | $3,295,000 | 1,755 |
| Securities | $16,266,000 | 5,329 |
| Federal funds sold & reverse repurchase agreements | $15,170,000 | 946 |
| Net loans & leases | $153,366,000 | 2,344 |
| Loan loss allowance | $2,177,000 | 2,105 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,025,000 | 5,828 |
| Other real estate owned | $0 | 2,994 |
| Goodwill and other intangibles | $399,000 | 2,175 |
| All other assets | $2,404,000 | 4,178 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $202,303,000 | 2,755 |
| Total liabilities | $182,337,000 | 2,743 |
| Total deposits | $181,227,000 | 2,500 |
| Interest-bearing deposits | $109,537,000 | 3,372 |
| Deposits held in domestic offices | $181,227,000 | 2,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,110,000 | 3,002 |
| Total equity capital | $19,966,000 | 2,797 |
| Total bank equity capital | $19,966,000 | 2,797 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,217,000 | 1,206 |
| Surplus | $9,715,000 | 2,005 |
| Undivided profits | $7,034,000 | 3,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 2,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $625,000 | 300 |
| Income earned, not collected on loans | $731,000 | 3,844 |
| Earning assets | $188,097,000 | 2,717 |
| Long-term assets (5+ years) | $22,960,000 | 3,295 |
| Average Assets, year-to-date | $207,288,000 | 2,673 |
| Average Assets, quarterly | $207,288,000 | 2,673 |
| Volatile liabilities | $23,541,000 | 3,500 |
| Insider loans | $968,000 | 4,086 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $52,475,000 | 1,446 |
| Tier 1 (core) risk-based capital | $19,555,000 | 2,685 |
| Tier 2 risk-based capital | $1,962,000 | 2,154 |
| Total risk weighted assets | $156,740,000 | 2,391 |
| Total unused commitments | $52,475,000 | 1,450 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $212,273,000 | 2,627 |
| Cash and due from depository institutions | $16,965,000 | 3,302 |
| Interest-bearing balances | $2,300,000 | 2,023 |
| Securities | $15,867,000 | 5,472 |
| Federal funds sold & reverse repurchase agreements | $18,255,000 | 611 |
| Net loans & leases | $156,713,000 | 2,265 |
| Loan loss allowance | $2,166,000 | 2,099 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,034,000 | 5,830 |
| Other real estate owned | $0 | 3,302 |
| Goodwill and other intangibles | $410,000 | 2,156 |
| All other assets | $3,029,000 | 3,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,273,000 | 2,627 |
| Total liabilities | $194,831,000 | 2,576 |
| Total deposits | $194,035,000 | 2,338 |
| Interest-bearing deposits | $104,056,000 | 3,509 |
| Deposits held in domestic offices | $194,035,000 | 2,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $796,000 | 3,600 |
| Total equity capital | $17,442,000 | 3,067 |
| Total bank equity capital | $17,442,000 | 3,067 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,217,000 | 1,213 |
| Surplus | $7,815,000 | 2,394 |
| Undivided profits | $6,410,000 | 4,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,045 |
| Income earned, not collected on loans | $720,000 | 4,020 |
| Earning assets | $193,135,000 | 2,650 |
| Long-term assets (5+ years) | $26,425,000 | 3,045 |
| Average Assets, year-to-date | $186,522,800 | 2,841 |
| Average Assets, quarterly | $205,756,500 | 2,678 |
| Volatile liabilities | $24,023,000 | 3,450 |
| Insider loans | $969,000 | 4,102 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $45,502,000 | 1,590 |
| Tier 1 (core) risk-based capital | $17,038,000 | 2,994 |
| Tier 2 risk-based capital | $2,015,000 | 2,092 |
| Total risk weighted assets | $161,030,000 | 2,305 |
| Total unused commitments | $45,502,000 | 1,593 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 48 | 3,503 |
| Assets and Liabilities | ||
| Total Assets: | $199,240,000 | 2,763 |
| Cash and due from depository institutions | $27,522,000 | 3,503 |
| Interest-bearing balances | $100,000 | 5,286 |
| Securities | $13,653,000 | 5,786 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,662 |
| Net loans & leases | $145,966,000 | 2,415 |
| Loan loss allowance | $2,150,000 | 2,118 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,076,000 | 5,733 |
| Other real estate owned | $0 | 3,503 |
| Goodwill and other intangibles | $327,000 | 2,259 |
| All other assets | $2,196,000 | 4,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,240,000 | 2,763 |
| Total liabilities | $182,283,000 | 2,719 |
| Total deposits | $176,526,000 | 2,553 |
| Interest-bearing deposits | $99,030,000 | 3,659 |
| Deposits held in domestic offices | $176,526,000 | 2,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $757,000 | 3,874 |
| Total equity capital | $16,957,000 | 3,149 |
| Total bank equity capital | $16,957,000 | 3,149 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,217,000 | 1,207 |
| Surplus | $7,815,000 | 2,358 |
| Undivided profits | $5,925,000 | 4,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 650 |
| Income earned, not collected on loans | $657,000 | 4,562 |
| Earning assets | $168,219,000 | 2,968 |
| Long-term assets (5+ years) | $28,936,000 | 2,860 |
| Average Assets, year-to-date | $180,085,250 | 2,945 |
| Average Assets, quarterly | $189,444,500 | 2,870 |
| Volatile liabilities | $31,896,000 | 2,762 |
| Insider loans | $878,000 | 4,320 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $42,350,000 | 1,678 |
| Tier 1 (core) risk-based capital | $16,656,000 | 3,056 |
| Tier 2 risk-based capital | $1,913,000 | 2,160 |
| Total risk weighted assets | $152,782,000 | 2,406 |
| Total unused commitments | $42,350,000 | 1,681 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 51 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $179,649,000 | 3,009 |
| Cash and due from depository institutions | $10,617,000 | 3,334 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $11,026,000 | 6,242 |
| Federal funds sold & reverse repurchase agreements | $16,655,000 | 933 |
| Net loans & leases | $137,581,000 | 2,510 |
| Loan loss allowance | $1,934,000 | 2,295 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $899,000 | 6,091 |
| Other real estate owned | $0 | 3,334 |
| Goodwill and other intangibles | $313,000 | 2,239 |
| All other assets | $2,558,000 | 3,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,649,000 | 3,009 |
| Total liabilities | $163,091,000 | 2,978 |
| Total deposits | $160,069,000 | 2,778 |
| Interest-bearing deposits | $97,330,000 | 3,719 |
| Deposits held in domestic offices | $160,069,000 | 2,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,022,000 | 3,265 |
| Total equity capital | $16,558,000 | 3,199 |
| Total bank equity capital | $16,558,000 | 3,199 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,217,000 | 1,194 |
| Surplus | $7,815,000 | 2,321 |
| Undivided profits | $5,526,000 | 4,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 815 |
| Income earned, not collected on loans | $632,000 | 4,517 |
| Earning assets | $165,362,000 | 2,981 |
| Long-term assets (5+ years) | $27,854,000 | 2,785 |
| Average Assets, year-to-date | $173,700,330 | 3,050 |
| Average Assets, quarterly | $177,910,000 | 3,010 |
| Volatile liabilities | $30,910,000 | 2,777 |
| Insider loans | $894,000 | 4,253 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $37,956,000 | 1,776 |
| Tier 1 (core) risk-based capital | $16,206,000 | 3,068 |
| Tier 2 risk-based capital | $1,790,000 | 2,231 |
| Total risk weighted assets | $143,094,000 | 2,502 |
| Total unused commitments | $37,956,000 | 1,783 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 51 | 3,297 |
| Assets and Liabilities | ||
| Total Assets: | $176,171,000 | 3,025 |
| Cash and due from depository institutions | $7,385,000 | 3,297 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $12,762,000 | 5,924 |
| Federal funds sold & reverse repurchase agreements | $15,335,000 | 1,058 |
| Net loans & leases | $136,806,000 | 2,473 |
| Loan loss allowance | $1,897,000 | 2,287 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $977,000 | 5,922 |
| Other real estate owned | $0 | 3,297 |
| Goodwill and other intangibles | $292,000 | 2,261 |
| All other assets | $2,614,000 | 3,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,171,000 | 3,025 |
| Total liabilities | $159,990,000 | 2,997 |
| Total deposits | $154,365,000 | 2,843 |
| Interest-bearing deposits | $102,067,000 | 3,560 |
| Deposits held in domestic offices | $154,365,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $625,000 | 4,542 |
| Total equity capital | $16,181,000 | 3,212 |
| Total bank equity capital | $16,181,000 | 3,212 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,217,000 | 1,193 |
| Surplus | $7,815,000 | 2,293 |
| Undivided profits | $5,149,000 | 4,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,368,000 | 2,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 840 |
| Income earned, not collected on loans | $678,000 | 4,283 |
| Earning assets | $165,003,000 | 2,953 |
| Long-term assets (5+ years) | $27,855,000 | 2,710 |
| Average Assets, year-to-date | $170,726,000 | 3,086 |
| Average Assets, quarterly | $170,726,000 | 3,086 |
| Volatile liabilities | $38,884,000 | 2,271 |
| Insider loans | $898,000 | 4,201 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,112,000 | 1,744 |
| Tier 1 (core) risk-based capital | $15,824,000 | 3,096 |
| Tier 2 risk-based capital | $1,774,000 | 2,214 |
| Total risk weighted assets | $141,813,000 | 2,482 |
| Total unused commitments | $37,112,000 | 1,752 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $165,281,000 | 3,140 |
| Cash and due from depository institutions | $9,418,000 | 3,209 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $16,323,000 | 5,229 |
| Federal funds sold & reverse repurchase agreements | $2,435,000 | 4,436 |
| Net loans & leases | $133,087,000 | 2,512 |
| Loan loss allowance | $1,929,000 | 2,209 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,054,000 | 5,738 |
| Other real estate owned | $0 | 3,209 |
| Goodwill and other intangibles | $232,000 | 2,359 |
| All other assets | $2,732,000 | 3,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,281,000 | 3,140 |
| Total liabilities | $149,338,000 | 3,121 |
| Total deposits | $144,053,000 | 2,982 |
| Interest-bearing deposits | $96,778,000 | 3,648 |
| Deposits held in domestic offices | $144,053,000 | 2,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $285,000 | 6,744 |
| Total equity capital | $15,943,000 | 3,220 |
| Total bank equity capital | $15,943,000 | 3,220 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,217,000 | 1,180 |
| Surplus | $7,815,000 | 2,253 |
| Undivided profits | $4,911,000 | 4,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $136,000 | 775 |
| Income earned, not collected on loans | $781,000 | 3,972 |
| Earning assets | $151,945,000 | 3,119 |
| Long-term assets (5+ years) | $28,023,000 | 2,675 |
| Average Assets, year-to-date | $159,708,200 | 3,102 |
| Average Assets, quarterly | $166,282,000 | 3,103 |
| Volatile liabilities | $39,524,000 | 2,229 |
| Insider loans | $881,000 | 4,240 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $31,131,000 | 1,905 |
| Tier 1 (core) risk-based capital | $15,645,000 | 3,076 |
| Tier 2 risk-based capital | $1,684,000 | 2,292 |
| Total risk weighted assets | $134,505,000 | 2,584 |
| Total unused commitments | $31,131,000 | 1,911 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $147,311,000 | 3,324 |
| Cash and due from depository institutions | $5,254,000 | 3,663 |
| Interest-bearing balances | $198,000 | 4,523 |
| Securities | $16,998,000 | 5,013 |
| Federal funds sold & reverse repurchase agreements | $11,055,000 | 1,315 |
| Net loans & leases | $109,165,000 | 2,905 |
| Loan loss allowance | $1,104,000 | 3,343 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $746,000 | 6,531 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $176,000 | 2,419 |
| All other assets | $3,917,000 | 2,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,311,000 | 3,324 |
| Total liabilities | $131,759,000 | 3,337 |
| Total deposits | $125,211,000 | 3,211 |
| Interest-bearing deposits | $94,629,000 | 3,607 |
| Deposits held in domestic offices | $125,211,000 | 3,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,771 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $548,000 | 5,145 |
| Total equity capital | $15,552,000 | 3,084 |
| Total bank equity capital | $15,552,000 | 3,084 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,217,000 | 1,172 |
| Surplus | $7,814,000 | 2,143 |
| Undivided profits | $4,521,000 | 4,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,507,000 | 1,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,165 |
| Income earned, not collected on loans | $708,000 | 4,645 |
| Earning assets | $137,416,000 | 3,242 |
| Long-term assets (5+ years) | $10,925,000 | 4,600 |
| Average Assets, year-to-date | $147,000,600 | 3,192 |
| Average Assets, quarterly | $147,694,000 | 3,277 |
| Volatile liabilities | $46,926,000 | 1,875 |
| Insider loans | $648,000 | 4,880 |
| FHLB advances | $6,000,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $21,433,000 | 2,381 |
| Tier 1 (core) risk-based capital | $15,344,000 | 2,996 |
| Tier 2 risk-based capital | $1,104,000 | 3,106 |
| Total risk weighted assets | $112,634,000 | 2,927 |
| Total unused commitments | $21,433,000 | 2,386 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $144,094,000 | 3,265 |
| Cash and due from depository institutions | $4,957,000 | 3,688 |
| Interest-bearing balances | $198,000 | 3,928 |
| Securities | $21,235,000 | 4,451 |
| Federal funds sold & reverse repurchase agreements | $9,875,000 | 1,216 |
| Net loans & leases | $102,479,000 | 2,998 |
| Loan loss allowance | $1,101,000 | 3,208 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $749,000 | 6,649 |
| Other real estate owned | $0 | 3,688 |
| Goodwill and other intangibles | $176,000 | 2,382 |
| All other assets | $4,623,000 | 1,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,094,000 | 3,265 |
| Total liabilities | $133,816,000 | 3,188 |
| Total deposits | $125,275,000 | 3,101 |
| Interest-bearing deposits | $97,024,000 | 3,386 |
| Deposits held in domestic offices | $125,275,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,282 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $541,000 | 5,515 |
| Total equity capital | $10,278,000 | 4,298 |
| Total bank equity capital | $10,278,000 | 4,298 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,217,000 | 1,173 |
| Surplus | $3,603,000 | 3,872 |
| Undivided profits | $3,458,000 | 5,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,468,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,117,000 | 149 |
| Income earned, not collected on loans | $771,000 | 3,527 |
| Earning assets | $133,787,000 | 3,241 |
| Long-term assets (5+ years) | $13,381,000 | 4,000 |
| Average Assets, year-to-date | $136,469,400 | 3,273 |
| Average Assets, quarterly | $143,659,000 | 3,238 |
| Volatile liabilities | $51,128,000 | 1,712 |
| Insider loans | $1,506,000 | 2,921 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,092,000 | 3,158 |
| Tier 1 (core) risk-based capital | $10,269,000 | 4,183 |
| Tier 2 risk-based capital | $1,101,000 | 3,018 |
| Total risk weighted assets | $110,976,900 | 2,817 |
| Total unused commitments | $13,092,000 | 3,159 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $125,336,000 | 3,629 |
| Cash and due from depository institutions | $4,135,000 | 3,927 |
| Interest-bearing balances | $198,000 | 4,049 |
| Securities | $20,869,000 | 4,703 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,156 |
| Net loans & leases | $86,195,000 | 3,354 |
| Loan loss allowance | $1,125,000 | 3,090 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $919,000 | 6,285 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $202,000 | 2,392 |
| All other assets | $4,716,000 | 1,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,336,000 | 3,629 |
| Total liabilities | $116,362,000 | 3,525 |
| Total deposits | $109,987,000 | 3,423 |
| Interest-bearing deposits | $89,205,000 | 3,602 |
| Deposits held in domestic offices | $109,987,000 | 3,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,445,000 | 2,727 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $930,000 | 3,465 |
| Total equity capital | $8,974,000 | 4,652 |
| Total bank equity capital | $8,974,000 | 4,652 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,217,000 | 1,181 |
| Surplus | $2,963,000 | 4,404 |
| Undivided profits | $2,794,000 | 5,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 4,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $560,000 | 4,144 |
| Earning assets | $115,562,000 | 3,601 |
| Long-term assets (5+ years) | $14,231,000 | 4,078 |
| Average Assets, year-to-date | $125,016,400 | 3,519 |
| Average Assets, quarterly | $124,266,000 | 3,626 |
| Volatile liabilities | $44,779,000 | 1,826 |
| Insider loans | $1,565,000 | 2,723 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,320,000 | 620 |
| Unused loan commitments | $13,963,000 | 3,017 |
| Tier 1 (core) risk-based capital | $9,241,000 | 4,552 |
| Tier 2 risk-based capital | $1,125,000 | 2,829 |
| Total risk weighted assets | $101,803,500 | 2,930 |
| Total unused commitments | $13,963,000 | 3,020 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $114,923,000 | 3,847 |
| Cash and due from depository institutions | $4,299,000 | 3,419 |
| Interest-bearing balances | $198,000 | 4,347 |
| Securities | $24,332,000 | 4,233 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,143 |
| Net loans & leases | $81,714,000 | 3,307 |
| Loan loss allowance | $948,000 | 3,496 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,092,000 | 5,706 |
| Other real estate owned | $50,000 | 3,419 |
| Goodwill and other intangibles | $159,000 | 2,474 |
| All other assets | $1,577,000 | 4,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,923,000 | 3,847 |
| Total liabilities | $106,384,000 | 3,751 |
| Total deposits | $102,203,000 | 3,636 |
| Interest-bearing deposits | $85,907,000 | 3,702 |
| Deposits held in domestic offices | $102,203,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,421,000 | 2,735 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $760,000 | 4,343 |
| Total equity capital | $8,539,000 | 4,946 |
| Total bank equity capital | $8,539,000 | 4,946 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,171,000 | 1,152 |
| Surplus | $2,952,000 | 4,287 |
| Undivided profits | $2,416,000 | 6,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $337,000 | 4,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $475,000 | 4,795 |
| Earning assets | $107,944,000 | 3,792 |
| Long-term assets (5+ years) | $16,884,000 | 3,496 |
| Average Assets, year-to-date | $114,700,400 | 3,670 |
| Average Assets, quarterly | $112,544,000 | 3,848 |
| Volatile liabilities | $35,608,000 | 1,868 |
| Insider loans | $961,000 | 3,640 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,347,000 | 3,015 |
| Tier 1 (core) risk-based capital | $8,421,000 | 4,826 |
| Tier 2 risk-based capital | $948,000 | 3,173 |
| Total risk weighted assets | $92,224,700 | 3,031 |
| Total unused commitments | $13,347,000 | 3,021 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $113,420,000 | 3,872 |
| Cash and due from depository institutions | $3,900,000 | 3,792 |
| Interest-bearing balances | $98,000 | 4,873 |
| Securities | $33,301,000 | 3,318 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,016 |
| Net loans & leases | $67,172,000 | 3,964 |
| Loan loss allowance | $858,000 | 3,840 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $766,000 | 6,739 |
| Other real estate owned | $0 | 3,792 |
| Goodwill and other intangibles | $46,000 | 2,988 |
| All other assets | $1,335,000 | 4,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,420,000 | 3,872 |
| Total liabilities | $105,253,000 | 3,738 |
| Total deposits | $103,665,000 | 3,567 |
| Interest-bearing deposits | $89,132,000 | 3,578 |
| Deposits held in domestic offices | $103,665,000 | 3,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $629,000 | 3,879 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $959,000 | 3,690 |
| Total equity capital | $8,167,000 | 5,119 |
| Total bank equity capital | $8,167,000 | 5,119 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,171,000 | 1,135 |
| Surplus | $2,952,000 | 4,260 |
| Undivided profits | $2,044,000 | 7,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $495,000 | 286 |
| Income earned, not collected on loans | $522,000 | 4,540 |
| Earning assets | $107,471,000 | 3,762 |
| Long-term assets (5+ years) | $8,076,000 | 4,855 |
| Average Assets, year-to-date | $113,403,000 | 3,701 |
| Average Assets, quarterly | $113,219,000 | 3,825 |
| Volatile liabilities | $25,604,000 | 2,424 |
| Insider loans | $1,924,000 | 2,144 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,173,000 | 3,657 |
| Tier 1 (core) risk-based capital | $8,082,000 | 5,025 |
| Tier 2 risk-based capital | $858,000 | 3,374 |
| Total risk weighted assets | $77,632,900 | 3,501 |
| Total unused commitments | $9,173,000 | 3,659 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $112,489,000 | 3,975 |
| Cash and due from depository institutions | $4,680,000 | 3,887 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $32,894,000 | 3,639 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,050 |
| Net loans & leases | $65,200,000 | 4,088 |
| Loan loss allowance | $833,000 | 4,091 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $811,000 | 6,691 |
| Other real estate owned | $834,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,670,000 | 4,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,489,000 | 3,975 |
| Total liabilities | $105,234,000 | 3,824 |
| Total deposits | $103,944,000 | 3,644 |
| Interest-bearing deposits | $88,206,000 | 3,696 |
| Deposits held in domestic offices | $103,944,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $551,000 | 3,856 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $739,000 | 4,472 |
| Total equity capital | $7,255,000 | 5,654 |
| Total bank equity capital | $7,255,000 | 5,654 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,171,000 | 1,189 |
| Surplus | $2,952,000 | 4,323 |
| Undivided profits | $1,132,000 | 8,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $547,000 | 4,207 |
| Earning assets | $104,592,000 | 3,923 |
| Long-term assets (5+ years) | $11,576,000 | 3,861 |
| Average Assets, year-to-date | $114,590,800 | 3,749 |
| Average Assets, quarterly | $113,084,500 | 3,906 |
| Volatile liabilities | $22,584,000 | 2,650 |
| Insider loans | $899,000 | 3,912 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,954,000 | 3,396 |
| Tier 1 (core) risk-based capital | $7,542,000 | 5,394 |
| Tier 2 risk-based capital | $833,000 | 3,520 |
| Total risk weighted assets | $77,736,700 | 3,505 |
| Total unused commitments | $9,954,000 | 3,409 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 51 | 3,786 |
| Assets and Liabilities | ||
| Total Assets: | $108,757,000 | 4,082 |
| Cash and due from depository institutions | $6,674,000 | 3,786 |
| Interest-bearing balances | $547,000 | 3,190 |
| Securities | $34,164,000 | 3,686 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,868 |
| Net loans & leases | $58,668,000 | 4,360 |
| Loan loss allowance | $802,000 | 4,235 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $977,000 | 6,125 |
| Other real estate owned | $1,493,000 | 3,786 |
| Goodwill and other intangibles | $62,000 | 2,564 |
| All other assets | $1,719,000 | 4,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,757,000 | 4,082 |
| Total liabilities | $101,723,000 | 3,938 |
| Total deposits | $100,001,000 | 3,805 |
| Interest-bearing deposits | $84,691,000 | 3,879 |
| Deposits held in domestic offices | $100,001,000 | 3,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,722,000 | 2,374 |
| Total equity capital | $7,034,000 | 5,839 |
| Total bank equity capital | $7,034,000 | 5,839 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,171,000 | 1,202 |
| Surplus | $2,952,000 | 4,292 |
| Undivided profits | $911,000 | 9,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $815,000 | 3,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,447 |
| Income earned, not collected on loans | $590,000 | 4,051 |
| Earning assets | $98,379,000 | 4,159 |
| Long-term assets (5+ years) | $5,630,000 | 5,508 |
| Average Assets, year-to-date | $110,385,000 | 3,877 |
| Average Assets, quarterly | $111,907,500 | 3,928 |
| Volatile liabilities | $17,704,000 | 2,917 |
| Insider loans | $372,000 | 6,457 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,962,000 | 3,068 |
| Tier 1 (core) risk-based capital | $7,294,000 | 5,551 |
| Tier 2 risk-based capital | $802,000 | 3,572 |
| Total risk weighted assets | $71,234,800 | 3,707 |
| Total unused commitments | $10,962,000 | 3,081 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $102,489,000 | 4,284 |
| Cash and due from depository institutions | $4,227,000 | 3,715 |
| Interest-bearing balances | $449,000 | 3,477 |
| Securities | $31,751,000 | 4,081 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,474 |
| Net loans & leases | $60,157,000 | 4,191 |
| Loan loss allowance | $801,000 | 4,336 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,163,000 | 5,546 |
| Other real estate owned | $1,314,000 | 3,715 |
| Goodwill and other intangibles | $175,000 | 1,992 |
| All other assets | $2,202,000 | 3,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,489,000 | 4,284 |
| Total liabilities | $95,873,000 | 4,139 |
| Total deposits | $94,253,000 | 3,985 |
| Interest-bearing deposits | $80,003,000 | 4,058 |
| Deposits held in domestic offices | $94,253,000 | 3,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,620,000 | 2,107 |
| Total equity capital | $6,616,000 | 5,821 |
| Total bank equity capital | $6,616,000 | 5,821 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,171,000 | 1,220 |
| Surplus | $2,952,000 | 4,232 |
| Undivided profits | $493,000 | 10,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 3,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $601,000 | 3,462 |
| Earning assets | $93,857,000 | 4,286 |
| Long-term assets (5+ years) | $3,174,000 | 7,240 |
| Average Assets, year-to-date | $105,735,200 | 4,058 |
| Average Assets, quarterly | $102,718,000 | 4,237 |
| Volatile liabilities | $12,532,000 | 3,684 |
| Insider loans | $393,000 | 6,391 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,048,000 | 2,597 |
| Tier 1 (core) risk-based capital | $7,255,000 | 5,455 |
| Tier 2 risk-based capital | $801,000 | 3,565 |
| Total risk weighted assets | $73,264,700 | 3,514 |
| Total unused commitments | $13,048,000 | 2,607 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 57 | 3,651 |
| Assets and Liabilities | ||
| Total Assets: | $111,784,000 | 4,027 |
| Cash and due from depository institutions | $8,001,000 | 3,651 |
| Interest-bearing balances | $297,000 | 5,111 |
| Securities | $28,055,000 | 4,746 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $69,049,000 | 3,637 |
| Loan loss allowance | $1,155,000 | 3,253 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $908,000 | 6,528 |
| Other real estate owned | $1,214,000 | 3,651 |
| Goodwill and other intangibles | $291,000 | 1,628 |
| All other assets | $1,266,000 | 5,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,784,000 | 4,027 |
| Total liabilities | $104,468,000 | 3,915 |
| Total deposits | $103,749,000 | 3,751 |
| Interest-bearing deposits | $90,074,000 | 3,734 |
| Deposits held in domestic offices | $103,749,000 | 3,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $719,000 | 4,058 |
| Total equity capital | $7,316,000 | 5,393 |
| Total bank equity capital | $7,316,000 | 5,393 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,171,000 | 1,215 |
| Surplus | $2,952,000 | 4,194 |
| Undivided profits | $1,193,000 | 9,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,815,000 | 1,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $929,000 | 149 |
| Income earned, not collected on loans | $491,000 | 3,790 |
| Earning assets | $100,401,000 | 4,116 |
| Long-term assets (5+ years) | $1,575,000 | 9,209 |
| Average Assets, year-to-date | $113,400,200 | 3,865 |
| Average Assets, quarterly | $115,041,000 | 3,882 |
| Volatile liabilities | $16,234,000 | 2,827 |
| Insider loans | $555,000 | 5,398 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $220,000 | 1,442 |
| Unused loan commitments | $13,052,000 | 2,556 |
| Tier 1 (core) risk-based capital | $7,001,000 | 5,521 |
| Tier 2 risk-based capital | $883,540 | 3,234 |
| Total risk weighted assets | $70,411,640 | 3,621 |
| Total unused commitments | $13,052,000 | 2,578 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $112,704,000 | 4,067 |
| Cash and due from depository institutions | $1,923,000 | 3,556 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $24,569,000 | 5,238 |
| Federal funds sold & reverse repurchase agreements | $8,950,000 | 1,856 |
| Net loans & leases | $72,789,000 | 3,534 |
| Loan loss allowance | $1,092,000 | 3,455 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,185,000 | 5,551 |
| Other real estate owned | $2,010,000 | 3,556 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,278,000 | 5,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,704,000 | 4,067 |
| Total liabilities | $105,522,000 | 3,989 |
| Total deposits | $103,348,000 | 3,873 |
| Interest-bearing deposits | $87,723,000 | 4,013 |
| Deposits held in domestic offices | $103,348,000 | 3,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,174,000 | 1,739 |
| Total equity capital | $7,182,000 | 5,262 |
| Total bank equity capital | $7,182,000 | 5,262 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,171,000 | 1,237 |
| Surplus | $2,952,000 | 4,092 |
| Undivided profits | $1,059,000 | 9,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 2,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $503,000 | 4,062 |
| Earning assets | $106,407,000 | 3,949 |
| Long-term assets (5+ years) | $6,966,000 | 5,460 |
| Average Assets, year-to-date | $109,749,800 | 4,070 |
| Average Assets, quarterly | $113,841,500 | 3,995 |
| Volatile liabilities | $19,347,000 | 2,425 |
| Insider loans | $652,000 | 1,373 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,027,000 | 549 |
| Unused loan commitments | $13,791,000 | 2,363 |
| Tier 1 (core) risk-based capital | $7,182,000 | 5,209 |
| Tier 2 risk-based capital | $927,120 | 3,115 |
| Total risk weighted assets | $74,004,720 | 3,526 |
| Total unused commitments | $13,791,000 | 2,379 |
| Derivatives | $0 | 651 |