Home > National Bank of Arkansas in North Little Rock > Income and Expense
National Bank of Arkansas in North Little Rock, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 3,566 |
| Total interest expense | $1,068,000 | 2,314 |
| Net interest income | $3,602,000 | 3,818 |
| Provision for loan and lease losses | $160,000 | 2,863 |
| Total noninterest income | $1,161,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $417,000 | 2,204 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $744,000 | 2,432 |
| Total noninterest expense | $4,890,000 | 2,801 |
| Salaries and employee benefits | $2,739,000 | 2,699 |
| Premises and equipment expense | $604,000 | 2,715 |
| Additional noninterest expense | $1,547,000 | 2,902 |
| Pre-tax net operating income | $-287,000 | 6,533 |
| Securities gains (losses) | $32,000 | 1,957 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-255,000 | 6,555 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-255,000 | 6,556 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-255,000 | 6,555 |
| Net charge-offs | $-35,000 | 6,383 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-287,000 | 6,551 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 3,587 |
| Total interest expense | $716,000 | 2,346 |
| Net interest income | $2,370,000 | 3,851 |
| Provision for loan and lease losses | $160,000 | 2,361 |
| Total noninterest income | $965,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $267,000 | 2,249 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $698,000 | 2,020 |
| Total noninterest expense | $3,251,000 | 2,805 |
| Salaries and employee benefits | $1,829,000 | 2,718 |
| Premises and equipment expense | $400,000 | 2,742 |
| Additional noninterest expense | $1,022,000 | 2,920 |
| Pre-tax net operating income | $-76,000 | 6,445 |
| Securities gains (losses) | $32,000 | 1,789 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-44,000 | 6,452 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-44,000 | 6,454 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-44,000 | 6,454 |
| Net charge-offs | $-80,000 | 6,645 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-76,000 | 6,456 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 3,613 |
| Total interest expense | $362,000 | 2,400 |
| Net interest income | $1,189,000 | 3,858 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $505,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $132,000 | 2,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $373,000 | 1,943 |
| Total noninterest expense | $1,624,000 | 2,835 |
| Salaries and employee benefits | $905,000 | 2,756 |
| Premises and equipment expense | $202,000 | 2,751 |
| Additional noninterest expense | $517,000 | 2,905 |
| Pre-tax net operating income | $-50,000 | 6,534 |
| Securities gains (losses) | $51,000 | 914 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,000 | 6,404 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,000 | 6,405 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,000 | 6,405 |
| Net charge-offs | $-72,000 | 6,786 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-50,000 | 6,543 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,453,000 | 3,299 |
| Total interest expense | $1,717,000 | 2,440 |
| Net interest income | $5,736,000 | 3,475 |
| Provision for loan and lease losses | $680,000 | 2,301 |
| Total noninterest income | $2,012,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $570,000 | 2,238 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,442,000 | 1,898 |
| Total noninterest expense | $7,065,000 | 2,641 |
| Salaries and employee benefits | $3,701,000 | 2,641 |
| Premises and equipment expense | $806,000 | 2,729 |
| Additional noninterest expense | $2,558,000 | 2,516 |
| Pre-tax net operating income | $3,000 | 6,139 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-5,000 | 6,510 |
| Income before extraordinary items | $8,000 | 6,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,000 | 6,285 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,000 | 6,287 |
| Net charge-offs | $952,000 | 1,872 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $8,000 | 6,148 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 3,307 |
| Total interest expense | $1,323,000 | 2,483 |
| Net interest income | $4,391,000 | 3,482 |
| Provision for loan and lease losses | $530,000 | 2,200 |
| Total noninterest income | $1,478,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $418,000 | 2,304 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,060,000 | 1,920 |
| Total noninterest expense | $5,337,000 | 2,634 |
| Salaries and employee benefits | $2,809,000 | 2,626 |
| Premises and equipment expense | $592,000 | 2,805 |
| Additional noninterest expense | $1,936,000 | 2,488 |
| Pre-tax net operating income | $2,000 | 6,264 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-5,000 | 6,731 |
| Income before extraordinary items | $7,000 | 6,388 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,000 | 6,387 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,000 | 6,387 |
| Net charge-offs | $471,000 | 2,270 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $7,000 | 6,258 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 3,219 |
| Total interest expense | $920,000 | 2,468 |
| Net interest income | $3,026,000 | 3,422 |
| Provision for loan and lease losses | $430,000 | 1,985 |
| Total noninterest income | $962,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $272,000 | 2,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $690,000 | 1,937 |
| Total noninterest expense | $3,434,000 | 2,726 |
| Salaries and employee benefits | $1,879,000 | 2,632 |
| Premises and equipment expense | $394,000 | 2,807 |
| Additional noninterest expense | $1,161,000 | 2,768 |
| Pre-tax net operating income | $124,000 | 5,743 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-5,000 | 6,800 |
| Income before extraordinary items | $129,000 | 5,763 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $129,000 | 5,762 |
| Net charge-offs | $414,000 | 1,962 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $129,000 | 5,581 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,207 |
| Total interest expense | $481,000 | 2,453 |
| Net interest income | $1,522,000 | 3,423 |
| Provision for loan and lease losses | $280,000 | 1,661 |
| Total noninterest income | $507,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $131,000 | 2,388 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $376,000 | 1,836 |
| Total noninterest expense | $1,710,000 | 2,728 |
| Salaries and employee benefits | $941,000 | 2,634 |
| Premises and equipment expense | $196,000 | 2,822 |
| Additional noninterest expense | $573,000 | 2,759 |
| Pre-tax net operating income | $39,000 | 6,049 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $36,000 | 6,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $36,000 | 6,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $36,000 | 6,143 |
| Net charge-offs | $79,000 | 2,655 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $36,000 | 6,010 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 3,238 |
| Total interest expense | $2,417,000 | 2,389 |
| Net interest income | $5,838,000 | 3,535 |
| Provision for loan and lease losses | $741,000 | 2,850 |
| Total noninterest income | $1,564,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $607,000 | 2,215 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $957,000 | 2,199 |
| Total noninterest expense | $7,204,000 | 2,607 |
| Salaries and employee benefits | $3,837,000 | 2,498 |
| Premises and equipment expense | $814,000 | 2,875 |
| Additional noninterest expense | $2,553,000 | 2,550 |
| Pre-tax net operating income | $-543,000 | 6,423 |
| Securities gains (losses) | $65,000 | 2,393 |
| Applicable income taxes | $54,000 | 3,727 |
| Income before extraordinary items | $-532,000 | 6,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-532,000 | 6,490 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-532,000 | 6,489 |
| Net charge-offs | $946,000 | 2,429 |
| Cash dividends | $8,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-597,000 | 6,479 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 3,243 |
| Total interest expense | $1,910,000 | 2,367 |
| Net interest income | $4,357,000 | 3,562 |
| Provision for loan and lease losses | $621,000 | 2,598 |
| Total noninterest income | $1,091,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $445,000 | 2,274 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $646,000 | 2,323 |
| Total noninterest expense | $5,251,000 | 2,676 |
| Salaries and employee benefits | $2,873,000 | 2,503 |
| Premises and equipment expense | $624,000 | 2,845 |
| Additional noninterest expense | $1,754,000 | 2,735 |
| Pre-tax net operating income | $-424,000 | 6,560 |
| Securities gains (losses) | $65,000 | 2,127 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-359,000 | 6,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-359,000 | 6,619 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-359,000 | 6,619 |
| Net charge-offs | $391,000 | 2,942 |
| Cash dividends | $8,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-424,000 | 6,601 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 3,236 |
| Total interest expense | $1,350,000 | 2,312 |
| Net interest income | $2,881,000 | 3,599 |
| Provision for loan and lease losses | $250,000 | 3,239 |
| Total noninterest income | $869,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $288,000 | 2,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $581,000 | 1,910 |
| Total noninterest expense | $3,558,000 | 2,657 |
| Salaries and employee benefits | $1,909,000 | 2,525 |
| Premises and equipment expense | $417,000 | 2,853 |
| Additional noninterest expense | $1,232,000 | 2,682 |
| Pre-tax net operating income | $-58,000 | 6,346 |
| Securities gains (losses) | $65,000 | 1,417 |
| Applicable income taxes | $-35,000 | 6,989 |
| Income before extraordinary items | $42,000 | 6,056 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $42,000 | 6,055 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $42,000 | 6,056 |
| Net charge-offs | $359,000 | 2,487 |
| Cash dividends | $8,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-23,000 | 6,301 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 3,218 |
| Total interest expense | $700,000 | 2,316 |
| Net interest income | $1,453,000 | 3,556 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $404,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $140,000 | 2,327 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $264,000 | 2,076 |
| Total noninterest expense | $1,745,000 | 2,712 |
| Salaries and employee benefits | $952,000 | 2,543 |
| Premises and equipment expense | $209,000 | 2,881 |
| Additional noninterest expense | $584,000 | 2,776 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $52,000 | 5,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 5,669 |
| Net charge-offs | $282,000 | 1,812 |
| Cash dividends | $3,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $52,000 | 5,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,469,000 | 3,090 |
| Total interest expense | $3,319,000 | 2,382 |
| Net interest income | $6,150,000 | 3,411 |
| Provision for loan and lease losses | $440,000 | 4,325 |
| Total noninterest income | $2,341,000 | 1,858 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $633,000 | 2,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,707,000 | 1,555 |
| Total noninterest expense | $8,095,000 | 2,388 |
| Salaries and employee benefits | $4,625,000 | 2,089 |
| Premises and equipment expense | $898,000 | 2,706 |
| Additional noninterest expense | $2,572,000 | 2,613 |
| Pre-tax net operating income | $-44,000 | 5,863 |
| Securities gains (losses) | $232,000 | 1,467 |
| Applicable income taxes | $-139,000 | 6,900 |
| Income before extraordinary items | $327,000 | 4,852 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $327,000 | 4,855 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $327,000 | 4,855 |
| Net charge-offs | $991,000 | 2,700 |
| Cash dividends | $166,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $95,000 | 5,499 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 3,086 |
| Total interest expense | $2,569,000 | 2,406 |
| Net interest income | $4,695,000 | 3,415 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $1,752,000 | 1,865 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $466,000 | 2,277 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,285,000 | 1,512 |
| Total noninterest expense | $6,047,000 | 2,398 |
| Salaries and employee benefits | $3,360,000 | 2,160 |
| Premises and equipment expense | $687,000 | 2,705 |
| Additional noninterest expense | $2,000,000 | 2,483 |
| Pre-tax net operating income | $220,000 | 5,180 |
| Securities gains (losses) | $232,000 | 1,258 |
| Applicable income taxes | $-18,000 | 6,880 |
| Income before extraordinary items | $470,000 | 4,234 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $470,000 | 4,235 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $470,000 | 4,235 |
| Net charge-offs | $933,000 | 2,274 |
| Cash dividends | $135,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $238,000 | 4,969 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 3,146 |
| Total interest expense | $1,759,000 | 2,438 |
| Net interest income | $3,050,000 | 3,481 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $1,087,000 | 1,933 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $303,000 | 2,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $783,000 | 1,546 |
| Total noninterest expense | $3,946,000 | 2,457 |
| Salaries and employee benefits | $2,137,000 | 2,272 |
| Premises and equipment expense | $458,000 | 2,714 |
| Additional noninterest expense | $1,351,000 | 2,455 |
| Pre-tax net operating income | $71,000 | 5,680 |
| Securities gains (losses) | $232,000 | 851 |
| Applicable income taxes | $-40,000 | 7,044 |
| Income before extraordinary items | $343,000 | 4,057 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $343,000 | 4,055 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $343,000 | 4,056 |
| Net charge-offs | $934,000 | 1,801 |
| Cash dividends | $110,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $111,000 | 5,348 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 3,209 |
| Total interest expense | $899,000 | 2,495 |
| Net interest income | $1,494,000 | 3,566 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $494,000 | 2,050 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $143,000 | 2,431 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $350,000 | 1,657 |
| Total noninterest expense | $1,766,000 | 2,753 |
| Salaries and employee benefits | $1,023,000 | 2,418 |
| Premises and equipment expense | $233,000 | 2,744 |
| Additional noninterest expense | $510,000 | 3,129 |
| Pre-tax net operating income | $182,000 | 4,245 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $143,000 | 4,463 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 4,463 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $143,000 | 4,462 |
| Net charge-offs | $115,000 | 2,982 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $143,000 | 4,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,730,000 | 3,050 |
| Total interest expense | $4,494,000 | 2,482 |
| Net interest income | $6,236,000 | 3,359 |
| Provision for loan and lease losses | $913,000 | 3,640 |
| Total noninterest income | $1,412,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $713,000 | 2,217 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $699,000 | 2,670 |
| Total noninterest expense | $6,895,000 | 2,834 |
| Salaries and employee benefits | $3,755,000 | 2,588 |
| Premises and equipment expense | $925,000 | 2,752 |
| Additional noninterest expense | $2,215,000 | 3,058 |
| Pre-tax net operating income | $-160,000 | 5,663 |
| Securities gains (losses) | $198,000 | 1,561 |
| Applicable income taxes | $-270,000 | 6,840 |
| Income before extraordinary items | $308,000 | 4,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $308,000 | 4,439 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $308,000 | 4,440 |
| Net charge-offs | $772,000 | 3,226 |
| Cash dividends | $509,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $110,000 | 5,052 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 3,043 |
| Total interest expense | $3,520,000 | 2,497 |
| Net interest income | $4,666,000 | 3,360 |
| Provision for loan and lease losses | $-150,000 | 8,077 |
| Total noninterest income | $1,044,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $545,000 | 2,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $499,000 | 2,816 |
| Total noninterest expense | $5,169,000 | 2,823 |
| Salaries and employee benefits | $2,799,000 | 2,637 |
| Premises and equipment expense | $697,000 | 2,778 |
| Additional noninterest expense | $1,673,000 | 3,012 |
| Pre-tax net operating income | $691,000 | 3,358 |
| Securities gains (losses) | $198,000 | 1,287 |
| Applicable income taxes | $232,000 | 2,167 |
| Income before extraordinary items | $657,000 | 3,231 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $657,000 | 3,228 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $657,000 | 3,231 |
| Net charge-offs | $129,000 | 4,807 |
| Cash dividends | $409,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $510,480 | 3,568 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 3,041 |
| Total interest expense | $2,420,000 | 2,529 |
| Net interest income | $3,098,000 | 3,365 |
| Provision for loan and lease losses | $-150,000 | 8,170 |
| Total noninterest income | $787,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $370,000 | 2,148 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $417,000 | 2,490 |
| Total noninterest expense | $3,328,000 | 2,947 |
| Salaries and employee benefits | $1,917,000 | 2,596 |
| Premises and equipment expense | $460,000 | 2,842 |
| Additional noninterest expense | $951,000 | 3,410 |
| Pre-tax net operating income | $707,000 | 2,745 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $198,000 | 1,965 |
| Income before extraordinary items | $509,000 | 3,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 3,054 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $509,000 | 3,056 |
| Net charge-offs | $-239,000 | 8,176 |
| Cash dividends | $309,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $509,000 | 2,959 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 3,019 |
| Total interest expense | $1,242,000 | 2,546 |
| Net interest income | $1,581,000 | 3,296 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $407,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $179,000 | 2,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $228,000 | 2,333 |
| Total noninterest expense | $1,626,000 | 2,920 |
| Salaries and employee benefits | $948,000 | 2,669 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $451,000 | 3,268 |
| Pre-tax net operating income | $362,000 | 3,005 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $100,000 | 2,180 |
| Income before extraordinary items | $262,000 | 3,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 3,355 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $262,000 | 3,356 |
| Net charge-offs | $-119,000 | 8,200 |
| Cash dividends | $209,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $262,000 | 3,209 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,556,000 | 2,913 |
| Total interest expense | $5,735,000 | 2,622 |
| Net interest income | $6,821,000 | 3,135 |
| Provision for loan and lease losses | $4,530,000 | 1,072 |
| Total noninterest income | $1,383,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $933,000 | 1,859 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $450,000 | 3,379 |
| Total noninterest expense | $6,546,000 | 2,842 |
| Salaries and employee benefits | $3,788,000 | 2,638 |
| Premises and equipment expense | $960,000 | 2,725 |
| Additional noninterest expense | $1,798,000 | 3,142 |
| Pre-tax net operating income | $-2,872,000 | 7,567 |
| Securities gains (losses) | $89,000 | 1,216 |
| Applicable income taxes | $-1,091,000 | 7,736 |
| Income before extraordinary items | $-1,692,000 | 7,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,692,000 | 7,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,219,000 | 959 |
| Cash dividends | $365,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,748,960 | 7,400 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,650,000 | 2,904 |
| Total interest expense | $4,432,000 | 2,644 |
| Net interest income | $5,218,000 | 3,086 |
| Provision for loan and lease losses | $1,533,000 | 1,406 |
| Total noninterest income | $1,148,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $714,000 | 1,841 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $434,000 | 3,049 |
| Total noninterest expense | $4,906,000 | 2,821 |
| Salaries and employee benefits | $2,837,000 | 2,676 |
| Premises and equipment expense | $724,000 | 2,711 |
| Additional noninterest expense | $1,345,000 | 3,046 |
| Pre-tax net operating income | $-73,000 | 6,875 |
| Securities gains (losses) | $89,000 | 1,045 |
| Applicable income taxes | $-133,000 | 7,587 |
| Income before extraordinary items | $149,000 | 5,947 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $149,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,269,000 | 1,128 |
| Cash dividends | $365,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $60,000 | 6,528 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 2,929 |
| Total interest expense | $3,081,000 | 2,648 |
| Net interest income | $3,411,000 | 3,133 |
| Provision for loan and lease losses | $913,000 | 1,290 |
| Total noninterest income | $805,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $479,000 | 1,813 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $326,000 | 2,896 |
| Total noninterest expense | $3,362,000 | 2,766 |
| Salaries and employee benefits | $1,956,000 | 2,621 |
| Premises and equipment expense | $479,000 | 2,737 |
| Additional noninterest expense | $927,000 | 2,936 |
| Pre-tax net operating income | $-59,000 | 7,111 |
| Securities gains (losses) | $77,000 | 1,145 |
| Applicable income taxes | $-68,000 | 7,800 |
| Income before extraordinary items | $86,000 | 6,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,110 |
| Cash dividends | $316,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $9,000 | 6,909 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 2,936 |
| Total interest expense | $1,642,000 | 2,660 |
| Net interest income | $1,688,000 | 3,173 |
| Provision for loan and lease losses | $717,000 | 786 |
| Total noninterest income | $357,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $232,000 | 1,830 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,374 |
| Total noninterest expense | $1,596,000 | 2,892 |
| Salaries and employee benefits | $918,000 | 2,771 |
| Premises and equipment expense | $234,000 | 2,813 |
| Additional noninterest expense | $444,000 | 3,011 |
| Pre-tax net operating income | $-268,000 | 7,867 |
| Securities gains (losses) | $76,000 | 860 |
| Applicable income taxes | $-110,000 | 8,162 |
| Income before extraordinary items | $-82,000 | 7,603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-82,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 621 |
| Cash dividends | $207,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-130,640 | 7,686 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,556,000 | 2,767 |
| Total interest expense | $7,310,000 | 2,515 |
| Net interest income | $7,246,000 | 3,006 |
| Provision for loan and lease losses | $335,000 | 2,995 |
| Total noninterest income | $1,589,000 | 2,599 |
| Gross Fiduciary activities income | $7,000 | 1,300 |
| Service charges on deposit accounts | $896,000 | 1,931 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $686,000 | 2,789 |
| Total noninterest expense | $6,751,000 | 2,682 |
| Salaries and employee benefits | $4,069,000 | 2,462 |
| Premises and equipment expense | $983,000 | 2,617 |
| Additional noninterest expense | $1,699,000 | 3,084 |
| Pre-tax net operating income | $1,749,000 | 3,601 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $535,000 | 2,650 |
| Income before extraordinary items | $1,226,000 | 3,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,226,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,934 |
| Cash dividends | $403,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,217,600 | 3,903 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 2,808 |
| Total interest expense | $5,378,000 | 2,560 |
| Net interest income | $5,349,000 | 3,046 |
| Provision for loan and lease losses | $290,000 | 2,361 |
| Total noninterest income | $1,245,000 | 2,528 |
| Gross Fiduciary activities income | $6,000 | 1,244 |
| Service charges on deposit accounts | $678,000 | 1,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $561,000 | 2,667 |
| Total noninterest expense | $5,129,000 | 2,627 |
| Salaries and employee benefits | $3,056,000 | 2,451 |
| Premises and equipment expense | $747,000 | 2,575 |
| Additional noninterest expense | $1,326,000 | 2,922 |
| Pre-tax net operating income | $1,175,000 | 3,999 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $349,000 | 2,983 |
| Income before extraordinary items | $831,000 | 4,268 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $831,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $324,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $827,500 | 4,264 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 2,932 |
| Total interest expense | $3,384,000 | 2,698 |
| Net interest income | $3,488,000 | 3,133 |
| Provision for loan and lease losses | $170,000 | 2,429 |
| Total noninterest income | $858,000 | 2,466 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $454,000 | 1,904 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $397,000 | 2,587 |
| Total noninterest expense | $3,230,000 | 2,777 |
| Salaries and employee benefits | $2,051,000 | 2,480 |
| Premises and equipment expense | $508,000 | 2,547 |
| Additional noninterest expense | $671,000 | 3,678 |
| Pre-tax net operating income | $946,000 | 3,655 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $296,000 | 2,754 |
| Income before extraordinary items | $653,000 | 3,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $653,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $178,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $650,930 | 3,979 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 3,020 |
| Total interest expense | $1,627,000 | 2,776 |
| Net interest income | $1,673,000 | 3,245 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $472,000 | 2,292 |
| Gross Fiduciary activities income | $7,000 | 1,074 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $246,000 | 2,237 |
| Total noninterest expense | $1,641,000 | 2,755 |
| Salaries and employee benefits | $1,040,000 | 2,470 |
| Premises and equipment expense | $253,000 | 2,561 |
| Additional noninterest expense | $348,000 | 3,547 |
| Pre-tax net operating income | $494,000 | 3,556 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $158,000 | 2,694 |
| Income before extraordinary items | $339,000 | 3,908 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $339,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,179 |
| Cash dividends | $75,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $336,960 | 3,897 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,719,000 | 3,162 |
| Total interest expense | $5,132,000 | 2,967 |
| Net interest income | $6,587,000 | 3,280 |
| Provision for loan and lease losses | $62,000 | 5,291 |
| Total noninterest income | $2,362,000 | 1,964 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $907,000 | 1,900 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,454,000 | 1,713 |
| Total noninterest expense | $7,406,000 | 2,390 |
| Salaries and employee benefits | $4,370,000 | 2,239 |
| Premises and equipment expense | $1,026,000 | 2,417 |
| Additional noninterest expense | $2,010,000 | 2,557 |
| Pre-tax net operating income | $1,481,000 | 4,313 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $456,000 | 3,271 |
| Income before extraordinary items | $1,025,000 | 4,660 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,025,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,653 |
| Cash dividends | $352,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,025,000 | 4,650 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 3,201 |
| Total interest expense | $3,612,000 | 3,034 |
| Net interest income | $4,968,000 | 3,290 |
| Provision for loan and lease losses | $58,000 | 4,926 |
| Total noninterest income | $1,591,000 | 2,138 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $667,000 | 1,935 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $923,000 | 1,940 |
| Total noninterest expense | $5,626,000 | 2,353 |
| Salaries and employee benefits | $3,435,000 | 2,140 |
| Premises and equipment expense | $775,000 | 2,400 |
| Additional noninterest expense | $1,416,000 | 2,694 |
| Pre-tax net operating income | $875,000 | 5,035 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $252,000 | 3,828 |
| Income before extraordinary items | $623,000 | 5,267 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $623,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,702 |
| Cash dividends | $137,000 | 4,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $623,000 | 5,256 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,592,000 | 3,220 |
| Total interest expense | $2,269,000 | 3,070 |
| Net interest income | $3,323,000 | 3,279 |
| Provision for loan and lease losses | $55,000 | 4,340 |
| Total noninterest income | $1,288,000 | 1,853 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $443,000 | 1,927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $844,000 | 1,528 |
| Total noninterest expense | $3,894,000 | 2,269 |
| Salaries and employee benefits | $2,364,000 | 2,068 |
| Premises and equipment expense | $519,000 | 2,390 |
| Additional noninterest expense | $1,011,000 | 2,534 |
| Pre-tax net operating income | $662,000 | 4,748 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $203,000 | 3,603 |
| Income before extraordinary items | $459,000 | 5,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $459,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,577 |
| Cash dividends | $62,000 | 4,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $459,000 | 5,073 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 3,233 |
| Total interest expense | $1,062,000 | 3,109 |
| Net interest income | $1,652,000 | 3,277 |
| Provision for loan and lease losses | $46,000 | 3,241 |
| Total noninterest income | $798,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $209,000 | 1,969 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $589,000 | 1,184 |
| Total noninterest expense | $2,146,000 | 2,062 |
| Salaries and employee benefits | $1,266,000 | 1,940 |
| Premises and equipment expense | $257,000 | 2,420 |
| Additional noninterest expense | $623,000 | 2,084 |
| Pre-tax net operating income | $258,000 | 5,309 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $77,000 | 3,925 |
| Income before extraordinary items | $181,000 | 5,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $181,000 | 5,554 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,427,000 | 3,304 |
| Total interest expense | $3,376,000 | 3,030 |
| Net interest income | $6,051,000 | 3,395 |
| Provision for loan and lease losses | $517,000 | 1,848 |
| Total noninterest income | $4,661,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $927,000 | 1,849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,734,000 | 854 |
| Total noninterest expense | $9,089,000 | 1,862 |
| Salaries and employee benefits | $5,280,000 | 1,760 |
| Premises and equipment expense | $1,213,000 | 1,977 |
| Additional noninterest expense | $2,596,000 | 1,950 |
| Pre-tax net operating income | $1,106,000 | 5,086 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $356,000 | 3,881 |
| Income before extraordinary items | $758,000 | 5,478 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $758,000 | 5,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $681,000 | 912 |
| Cash dividends | $158,000 | 5,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $752,560 | 5,474 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 3,349 |
| Total interest expense | $2,404,000 | 3,022 |
| Net interest income | $4,388,000 | 3,487 |
| Provision for loan and lease losses | $107,000 | 4,071 |
| Total noninterest income | $3,491,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $680,000 | 1,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,811,000 | 858 |
| Total noninterest expense | $6,804,000 | 1,847 |
| Salaries and employee benefits | $3,939,000 | 1,762 |
| Premises and equipment expense | $930,000 | 1,935 |
| Additional noninterest expense | $1,935,000 | 1,925 |
| Pre-tax net operating income | $968,000 | 4,854 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $322,000 | 3,693 |
| Income before extraordinary items | $654,000 | 5,252 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $654,000 | 5,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,023 |
| Cash dividends | $98,000 | 4,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $648,640 | 5,233 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 3,362 |
| Total interest expense | $1,556,000 | 2,962 |
| Net interest income | $2,853,000 | 3,543 |
| Provision for loan and lease losses | $63,000 | 4,070 |
| Total noninterest income | $2,592,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $431,000 | 1,948 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,161,000 | 762 |
| Total noninterest expense | $4,607,000 | 1,806 |
| Salaries and employee benefits | $2,691,000 | 1,709 |
| Premises and equipment expense | $611,000 | 1,950 |
| Additional noninterest expense | $1,305,000 | 1,885 |
| Pre-tax net operating income | $775,000 | 4,351 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $266,000 | 3,316 |
| Income before extraordinary items | $517,000 | 4,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $517,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 996 |
| Cash dividends | $98,000 | 4,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $511,720 | 4,786 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 3,433 |
| Total interest expense | $720,000 | 3,046 |
| Net interest income | $1,397,000 | 3,615 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,370,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $191,000 | 2,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,179,000 | 704 |
| Total noninterest expense | $2,369,000 | 1,766 |
| Salaries and employee benefits | $1,384,000 | 1,662 |
| Premises and equipment expense | $299,000 | 2,004 |
| Additional noninterest expense | $686,000 | 1,803 |
| Pre-tax net operating income | $398,000 | 4,291 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $139,000 | 3,228 |
| Income before extraordinary items | $267,000 | 4,690 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $267,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 881 |
| Cash dividends | $48,000 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $261,720 | 4,708 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,541,000 | 3,572 |
| Total interest expense | $1,919,000 | 3,776 |
| Net interest income | $5,622,000 | 3,480 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $5,895,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $948,000 | 1,846 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,947,000 | 679 |
| Total noninterest expense | $8,504,000 | 1,896 |
| Salaries and employee benefits | $4,984,000 | 1,767 |
| Premises and equipment expense | $1,208,000 | 1,902 |
| Additional noninterest expense | $2,312,000 | 2,107 |
| Pre-tax net operating income | $2,965,000 | 2,614 |
| Securities gains (losses) | $65,000 | 1,541 |
| Applicable income taxes | $1,134,000 | 1,976 |
| Income before extraordinary items | $1,896,000 | 3,059 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,896,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,329 |
| Cash dividends | $98,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,854,400 | 3,050 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 3,606 |
| Total interest expense | $1,386,000 | 3,842 |
| Net interest income | $4,176,000 | 3,471 |
| Provision for loan and lease losses | $46,000 | 5,461 |
| Total noninterest income | $4,709,000 | 895 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $724,000 | 1,828 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,985,000 | 663 |
| Total noninterest expense | $6,303,000 | 1,900 |
| Salaries and employee benefits | $3,724,000 | 1,759 |
| Premises and equipment expense | $902,000 | 1,904 |
| Additional noninterest expense | $1,677,000 | 2,149 |
| Pre-tax net operating income | $2,536,000 | 2,356 |
| Securities gains (losses) | $65,000 | 1,465 |
| Applicable income taxes | $979,000 | 1,810 |
| Income before extraordinary items | $1,622,000 | 2,768 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,622,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $33,000 | 5,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,580,400 | 2,752 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 3,650 |
| Total interest expense | $929,000 | 3,824 |
| Net interest income | $2,726,000 | 3,519 |
| Provision for loan and lease losses | $43,000 | 4,943 |
| Total noninterest income | $3,552,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $479,000 | 1,826 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,073,000 | 590 |
| Total noninterest expense | $4,180,000 | 1,912 |
| Salaries and employee benefits | $2,462,000 | 1,782 |
| Premises and equipment expense | $599,000 | 1,908 |
| Additional noninterest expense | $1,119,000 | 2,155 |
| Pre-tax net operating income | $2,055,000 | 2,000 |
| Securities gains (losses) | $49,000 | 1,478 |
| Applicable income taxes | $795,000 | 1,534 |
| Income before extraordinary items | $1,309,000 | 2,337 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,309,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,905 |
| Cash dividends | $33,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,277,640 | 2,324 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,581 |
| Total interest expense | $480,000 | 3,763 |
| Net interest income | $1,385,000 | 3,471 |
| Provision for loan and lease losses | $37,000 | 3,840 |
| Total noninterest income | $795,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $218,000 | 1,921 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $577,000 | 1,181 |
| Total noninterest expense | $1,873,000 | 2,144 |
| Salaries and employee benefits | $1,128,000 | 1,941 |
| Premises and equipment expense | $300,000 | 1,937 |
| Additional noninterest expense | $445,000 | 2,634 |
| Pre-tax net operating income | $270,000 | 5,079 |
| Securities gains (losses) | $49,000 | 1,209 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $202,000 | 5,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,540 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $170,640 | 5,597 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,136,000 | 3,391 |
| Total interest expense | $2,039,000 | 3,972 |
| Net interest income | $6,097,000 | 3,136 |
| Provision for loan and lease losses | $811,000 | 1,434 |
| Total noninterest income | $3,266,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $971,000 | 1,778 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,295,000 | 1,323 |
| Total noninterest expense | $7,917,000 | 1,997 |
| Salaries and employee benefits | $4,746,000 | 1,816 |
| Premises and equipment expense | $1,168,000 | 1,952 |
| Additional noninterest expense | $2,003,000 | 2,403 |
| Pre-tax net operating income | $635,000 | 6,220 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $266,000 | 4,464 |
| Income before extraordinary items | $383,000 | 6,892 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $383,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,268 |
| Cash dividends | $113,000 | 5,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $374,040 | 6,777 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 3,383 |
| Total interest expense | $1,537,000 | 4,061 |
| Net interest income | $4,688,000 | 3,084 |
| Provision for loan and lease losses | $249,000 | 2,872 |
| Total noninterest income | $2,473,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $726,000 | 1,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,747,000 | 1,370 |
| Total noninterest expense | $5,961,000 | 1,998 |
| Salaries and employee benefits | $3,639,000 | 1,785 |
| Premises and equipment expense | $880,000 | 1,945 |
| Additional noninterest expense | $1,442,000 | 2,487 |
| Pre-tax net operating income | $951,000 | 4,687 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $380,000 | 3,495 |
| Income before extraordinary items | $581,000 | 5,481 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $581,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,931 |
| Cash dividends | $94,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $574,600 | 5,321 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 3,476 |
| Total interest expense | $1,019,000 | 4,188 |
| Net interest income | $3,040,000 | 3,149 |
| Provision for loan and lease losses | $149,000 | 3,161 |
| Total noninterest income | $1,531,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $466,000 | 1,812 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,065,000 | 1,453 |
| Total noninterest expense | $3,862,000 | 2,042 |
| Salaries and employee benefits | $2,326,000 | 1,844 |
| Premises and equipment expense | $570,000 | 2,009 |
| Additional noninterest expense | $966,000 | 2,442 |
| Pre-tax net operating income | $560,000 | 5,029 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $225,000 | 3,738 |
| Income before extraordinary items | $345,000 | 5,776 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $345,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $59,000 | 4,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $338,600 | 5,607 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 3,530 |
| Total interest expense | $517,000 | 4,232 |
| Net interest income | $1,479,000 | 3,212 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $602,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $221,000 | 1,853 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 1,801 |
| Total noninterest expense | $1,794,000 | 2,184 |
| Salaries and employee benefits | $1,100,000 | 1,936 |
| Premises and equipment expense | $284,000 | 2,010 |
| Additional noninterest expense | $410,000 | 2,794 |
| Pre-tax net operating income | $227,000 | 5,529 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $94,000 | 4,051 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $14,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,600 | 6,072 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,880,000 | 3,686 |
| Total interest expense | $2,355,000 | 4,293 |
| Net interest income | $5,525,000 | 3,366 |
| Provision for loan and lease losses | $425,000 | 2,696 |
| Total noninterest income | $2,390,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $899,000 | 1,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,491,000 | 1,652 |
| Total noninterest expense | $6,560,000 | 2,280 |
| Salaries and employee benefits | $3,816,000 | 2,088 |
| Premises and equipment expense | $1,002,000 | 2,183 |
| Additional noninterest expense | $1,742,000 | 2,610 |
| Pre-tax net operating income | $930,000 | 5,386 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $366,000 | 4,070 |
| Income before extraordinary items | $564,000 | 6,128 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $564,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 2,087 |
| Cash dividends | $360,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $564,000 | 5,971 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 3,614 |
| Total interest expense | $4,415,000 | 3,517 |
| Net interest income | $4,677,000 | 3,627 |
| Provision for loan and lease losses | $315,000 | 3,101 |
| Total noninterest income | $1,039,000 | 3,255 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $843,000 | 1,804 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $195,000 | 4,987 |
| Total noninterest expense | $4,897,000 | 2,873 |
| Salaries and employee benefits | $2,655,000 | 2,804 |
| Premises and equipment expense | $742,000 | 2,813 |
| Additional noninterest expense | $1,500,000 | 2,869 |
| Pre-tax net operating income | $504,000 | 6,529 |
| Securities gains (losses) | $63,000 | 2,155 |
| Applicable income taxes | $204,000 | 4,990 |
| Income before extraordinary items | $363,000 | 6,768 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $363,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,205 |
| Cash dividends | $446,000 | 3,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $322,680 | 6,876 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 3,774 |
| Total interest expense | $4,317,000 | 3,747 |
| Net interest income | $4,535,000 | 3,766 |
| Provision for loan and lease losses | $875,000 | 1,190 |
| Total noninterest income | $1,063,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $778,000 | 1,781 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $285,000 | 4,034 |
| Total noninterest expense | $4,158,000 | 3,223 |
| Salaries and employee benefits | $2,193,000 | 3,198 |
| Premises and equipment expense | $723,000 | 2,803 |
| Additional noninterest expense | $1,242,000 | 3,319 |
| Pre-tax net operating income | $565,000 | 6,720 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $179,000 | 5,620 |
| Income before extraordinary items | $386,000 | 6,942 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $386,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 832 |
| Cash dividends | $271,000 | 4,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $386,000 | 6,946 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,741,000 | 3,616 |
| Total interest expense | $3,663,000 | 3,876 |
| Net interest income | $5,078,000 | 3,412 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $1,833,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $527,000 | 2,515 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,306,000 | 1,530 |
| Total noninterest expense | $3,598,000 | 3,632 |
| Salaries and employee benefits | $2,059,000 | 3,356 |
| Premises and equipment expense | $671,000 | 2,968 |
| Additional noninterest expense | $868,000 | 4,497 |
| Pre-tax net operating income | $3,158,000 | 2,298 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,192,000 | 1,935 |
| Income before extraordinary items | $1,966,000 | 2,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,966,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,289 |
| Cash dividends | $406,000 | 3,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,966,000 | 2,597 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 3,676 |
| Total interest expense | $3,961,000 | 3,725 |
| Net interest income | $4,653,000 | 3,638 |
| Provision for loan and lease losses | $199,000 | 3,545 |
| Total noninterest income | $733,000 | 3,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,897 |
| Total noninterest expense | $3,397,000 | 3,708 |
| Salaries and employee benefits | $2,003,000 | 3,331 |
| Premises and equipment expense | $661,000 | 2,918 |
| Additional noninterest expense | $733,000 | 4,982 |
| Pre-tax net operating income | $1,790,000 | 3,650 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $680,000 | 3,101 |
| Income before extraordinary items | $1,117,000 | 4,136 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,117,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $96,000 | 6,336 |
| Sale, conversion, retirement of capital stock, net | $288,000 | 634 |
| Net operating income | $1,112,520 | 4,057 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 4,716 |
| Total interest expense | $2,987,000 | 4,738 |
| Net interest income | $3,626,000 | 4,600 |
| Provision for loan and lease losses | $313,000 | 2,507 |
| Total noninterest income | $588,000 | 4,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,651 |
| Total noninterest expense | $2,924,000 | 4,181 |
| Salaries and employee benefits | $1,673,000 | 3,885 |
| Premises and equipment expense | $608,000 | 3,110 |
| Additional noninterest expense | $643,000 | 5,544 |
| Pre-tax net operating income | $977,000 | 5,902 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $369,000 | 5,138 |
| Income before extraordinary items | $614,000 | 6,285 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $614,000 | 6,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $226,000 | 5,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $610,160 | 6,248 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 6,759 |
| Total interest expense | $1,672,000 | 7,157 |
| Net interest income | $2,436,000 | 6,309 |
| Provision for loan and lease losses | $224,000 | 3,171 |
| Total noninterest income | $567,000 | 4,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,984 |
| Total noninterest expense | $2,073,000 | 5,792 |
| Salaries and employee benefits | $1,106,000 | 5,564 |
| Premises and equipment expense | $461,000 | 4,038 |
| Additional noninterest expense | $506,000 | 7,006 |
| Pre-tax net operating income | $706,000 | 6,910 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $268,000 | 6,210 |
| Income before extraordinary items | $438,000 | 7,325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $438,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $81,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $438,000 | 7,274 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 8,253 |
| Total interest expense | $1,116,000 | 8,858 |
| Net interest income | $1,853,000 | 7,639 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $475,000 | 5,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,607 |
| Total noninterest expense | $1,454,000 | 7,419 |
| Salaries and employee benefits | $744,000 | 7,438 |
| Premises and equipment expense | $301,000 | 5,611 |
| Additional noninterest expense | $409,000 | 8,102 |
| Pre-tax net operating income | $830,000 | 6,723 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $313,000 | 5,852 |
| Income before extraordinary items | $517,000 | 7,123 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $517,000 | 7,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $517,000 | 7,103 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 9,153 |
| Total interest expense | $767,000 | 9,767 |
| Net interest income | $1,592,000 | 8,602 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $459,000 | 5,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $1,449,000 | 7,767 |
| Salaries and employee benefits | $688,000 | 7,971 |
| Premises and equipment expense | $320,000 | 5,433 |
| Additional noninterest expense | $441,000 | 8,408 |
| Pre-tax net operating income | $599,000 | 8,003 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $472,000 | 7,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $472,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $480,000 | 7,500 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 9,958 |
| Total interest expense | $649,000 | 10,877 |
| Net interest income | $1,467,000 | 9,218 |
| Provision for loan and lease losses | $-139,000 | 12,963 |
| Total noninterest income | $516,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 6,134 |
| Total noninterest expense | $1,802,000 | 6,885 |
| Salaries and employee benefits | $837,000 | 7,094 |
| Premises and equipment expense | $341,000 | 5,335 |
| Additional noninterest expense | $624,000 | 7,134 |
| Pre-tax net operating income | $320,000 | 10,079 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $245,000 | 10,104 |
| Extraordinary gains, net | $271,000 | 778 |
| Net income | $516,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-179,000 | 13,092 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $249,680 | 9,800 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 10,416 |
| Total interest expense | $799,000 | 11,335 |
| Net interest income | $1,429,000 | 9,516 |
| Provision for loan and lease losses | $-326,000 | 13,870 |
| Total noninterest income | $560,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,312 |
| Total noninterest expense | $1,609,000 | 7,551 |
| Salaries and employee benefits | $826,000 | 7,096 |
| Premises and equipment expense | $329,000 | 5,606 |
| Additional noninterest expense | $454,000 | 8,930 |
| Pre-tax net operating income | $706,000 | 7,061 |
| Securities gains (losses) | $68,000 | 3,635 |
| Applicable income taxes | $263,000 | 6,460 |
| Income before extraordinary items | $511,000 | 7,226 |
| Extraordinary gains, net | $257,000 | 348 |
| Net income | $768,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 13,582 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $466,120 | 7,255 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.