Home > National American Bank > Income and Expense
National American Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 5,185 |
| Total interest expense | $595,000 | 4,600 |
| Net interest income | $784,000 | 5,453 |
| Provision for loan and lease losses | $-29,000 | 8,589 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $556,000 | 5,858 |
| Salaries and employee benefits | $347,000 | 5,466 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $105,000 | 6,979 |
| Pre-tax net operating income | $285,000 | 5,089 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $117,000 | 3,375 |
| Income before extraordinary items | $168,000 | 5,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,000 | 5,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 5,358 |
| Total interest expense | $1,764,000 | 4,796 |
| Net interest income | $2,925,000 | 5,588 |
| Provision for loan and lease losses | $-22,000 | 8,526 |
| Total noninterest income | $53,000 | 8,402 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $24,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $2,173,000 | 5,819 |
| Salaries and employee benefits | $1,355,000 | 5,397 |
| Premises and equipment expense | $420,000 | 4,710 |
| Additional noninterest expense | $398,000 | 7,099 |
| Pre-tax net operating income | $827,000 | 5,803 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $339,000 | 3,948 |
| Income before extraordinary items | $488,000 | 6,419 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $488,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,461 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $488,000 | 6,391 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 5,499 |
| Total interest expense | $1,223,000 | 4,886 |
| Net interest income | $2,108,000 | 5,730 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $40,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $1,630,000 | 5,792 |
| Salaries and employee benefits | $996,000 | 5,434 |
| Premises and equipment expense | $312,000 | 4,705 |
| Additional noninterest expense | $322,000 | 6,942 |
| Pre-tax net operating income | $510,000 | 6,357 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $209,000 | 4,347 |
| Income before extraordinary items | $301,000 | 6,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $301,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $301,000 | 6,874 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 5,630 |
| Total interest expense | $728,000 | 5,028 |
| Net interest income | $1,344,000 | 5,855 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $1,086,000 | 5,780 |
| Salaries and employee benefits | $659,000 | 5,435 |
| Premises and equipment expense | $209,000 | 4,666 |
| Additional noninterest expense | $218,000 | 6,891 |
| Pre-tax net operating income | $238,000 | 6,979 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $97,000 | 4,848 |
| Income before extraordinary items | $141,000 | 7,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $141,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,327 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $141,000 | 7,377 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,878 |
| Total interest expense | $306,000 | 5,421 |
| Net interest income | $646,000 | 5,993 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $545,000 | 5,805 |
| Salaries and employee benefits | $333,000 | 5,451 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $109,000 | 6,925 |
| Pre-tax net operating income | $103,000 | 7,182 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $41,000 | 5,013 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $62,000 | 7,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 5,874 |
| Total interest expense | $1,117,000 | 5,336 |
| Net interest income | $2,499,000 | 6,012 |
| Provision for loan and lease losses | $-140,000 | 8,814 |
| Total noninterest income | $62,000 | 8,478 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $27,000 | 7,586 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $2,190,000 | 5,715 |
| Salaries and employee benefits | $1,360,000 | 5,283 |
| Premises and equipment expense | $409,000 | 4,691 |
| Additional noninterest expense | $421,000 | 7,013 |
| Pre-tax net operating income | $511,000 | 6,684 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $156,000 | 5,053 |
| Income before extraordinary items | $355,000 | 6,995 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $355,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $355,000 | 6,946 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 5,884 |
| Total interest expense | $855,000 | 5,238 |
| Net interest income | $1,844,000 | 6,071 |
| Provision for loan and lease losses | $-37,000 | 8,828 |
| Total noninterest income | $46,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $20,000 | 7,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $1,652,000 | 5,666 |
| Salaries and employee benefits | $999,000 | 5,325 |
| Premises and equipment expense | $300,000 | 4,749 |
| Additional noninterest expense | $353,000 | 6,689 |
| Pre-tax net operating income | $275,000 | 7,348 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $113,000 | 5,209 |
| Income before extraordinary items | $162,000 | 7,709 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $162,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $162,000 | 7,658 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 5,900 |
| Total interest expense | $580,000 | 5,202 |
| Net interest income | $1,211,000 | 6,122 |
| Provision for loan and lease losses | $-50,000 | 8,928 |
| Total noninterest income | $29,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $13,000 | 7,698 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $1,108,000 | 5,682 |
| Salaries and employee benefits | $671,000 | 5,337 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $243,000 | 6,622 |
| Pre-tax net operating income | $182,000 | 7,322 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $107,000 | 7,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 7,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $107,000 | 7,643 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 5,838 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $633,000 | 5,966 |
| Provision for loan and lease losses | $-36,000 | 8,987 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $577,000 | 5,580 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $126,000 | 6,532 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $43,000 | 5,036 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 5,607 |
| Total interest expense | $1,275,000 | 5,372 |
| Net interest income | $2,771,000 | 5,562 |
| Provision for loan and lease losses | $104,000 | 5,259 |
| Total noninterest income | $74,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $35,000 | 7,652 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $2,245,000 | 5,607 |
| Salaries and employee benefits | $1,447,000 | 4,965 |
| Premises and equipment expense | $369,000 | 5,008 |
| Additional noninterest expense | $429,000 | 6,971 |
| Pre-tax net operating income | $496,000 | 6,690 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-136,000 | 8,976 |
| Income before extraordinary items | $632,000 | 5,834 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $632,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $632,000 | 5,668 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 5,673 |
| Total interest expense | $962,000 | 5,494 |
| Net interest income | $2,070,000 | 5,612 |
| Provision for loan and lease losses | $143,000 | 4,000 |
| Total noninterest income | $59,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $29,000 | 7,663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $1,679,000 | 5,583 |
| Salaries and employee benefits | $1,077,000 | 4,986 |
| Premises and equipment expense | $274,000 | 5,023 |
| Additional noninterest expense | $328,000 | 6,907 |
| Pre-tax net operating income | $307,000 | 7,143 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $126,000 | 5,319 |
| Income before extraordinary items | $181,000 | 7,703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $181,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $181,000 | 7,557 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 5,659 |
| Total interest expense | $653,000 | 5,557 |
| Net interest income | $1,394,000 | 5,575 |
| Provision for loan and lease losses | $137,000 | 3,264 |
| Total noninterest income | $42,000 | 8,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $21,000 | 7,634 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $1,117,000 | 5,597 |
| Salaries and employee benefits | $727,000 | 4,935 |
| Premises and equipment expense | $179,000 | 5,067 |
| Additional noninterest expense | $211,000 | 7,001 |
| Pre-tax net operating income | $182,000 | 7,367 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $107,000 | 7,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $107,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $107,000 | 7,703 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,659 |
| Total interest expense | $332,000 | 5,613 |
| Net interest income | $702,000 | 5,542 |
| Provision for loan and lease losses | $143,000 | 1,860 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $561,000 | 5,563 |
| Salaries and employee benefits | $365,000 | 4,940 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $107,000 | 6,979 |
| Pre-tax net operating income | $22,000 | 8,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $13,000 | 8,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $13,000 | 8,481 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 5,607 |
| Total interest expense | $1,773,000 | 5,198 |
| Net interest income | $2,626,000 | 5,747 |
| Provision for loan and lease losses | $71,000 | 6,274 |
| Total noninterest income | $83,000 | 8,607 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $40,000 | 7,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $2,172,000 | 5,580 |
| Salaries and employee benefits | $1,416,000 | 4,901 |
| Premises and equipment expense | $358,000 | 5,020 |
| Additional noninterest expense | $398,000 | 7,169 |
| Pre-tax net operating income | $466,000 | 6,900 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $179,000 | 5,269 |
| Income before extraordinary items | $287,000 | 7,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $287,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $287,000 | 7,284 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 5,968 |
| Total interest expense | $2,409,000 | 5,504 |
| Net interest income | $2,095,000 | 6,290 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $140,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $49,000 | 7,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $91,000 | 6,630 |
| Total noninterest expense | $1,975,000 | 5,779 |
| Salaries and employee benefits | $1,276,000 | 5,097 |
| Premises and equipment expense | $365,000 | 4,898 |
| Additional noninterest expense | $334,000 | 7,614 |
| Pre-tax net operating income | $40,000 | 8,574 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-12,000 | 9,014 |
| Income before extraordinary items | $52,000 | 8,594 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $52,000 | 8,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 9,411 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $52,000 | 8,502 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 6,262 |
| Total interest expense | $2,236,000 | 5,931 |
| Net interest income | $2,045,000 | 6,501 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $127,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,597 |
| Total noninterest expense | $1,929,000 | 5,803 |
| Salaries and employee benefits | $1,115,000 | 5,514 |
| Premises and equipment expense | $431,000 | 4,268 |
| Additional noninterest expense | $383,000 | 7,287 |
| Pre-tax net operating income | $243,000 | 8,167 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-4,000 | 9,289 |
| Income before extraordinary items | $247,000 | 7,797 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $247,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,244 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $247,000 | 7,804 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 6,342 |
| Total interest expense | $1,845,000 | 6,274 |
| Net interest income | $2,185,000 | 6,311 |
| Provision for loan and lease losses | $-444,000 | 10,180 |
| Total noninterest income | $84,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $1,863,000 | 5,952 |
| Salaries and employee benefits | $1,105,000 | 5,469 |
| Premises and equipment expense | $401,000 | 4,526 |
| Additional noninterest expense | $357,000 | 7,637 |
| Pre-tax net operating income | $850,000 | 5,753 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $12,000 | 8,432 |
| Income before extraordinary items | $838,000 | 4,945 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $838,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 9,996 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $838,000 | 4,908 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 6,612 |
| Total interest expense | $1,840,000 | 6,474 |
| Net interest income | $2,002,000 | 6,672 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $84,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $1,939,000 | 5,710 |
| Salaries and employee benefits | $964,000 | 5,920 |
| Premises and equipment expense | $394,000 | 4,472 |
| Additional noninterest expense | $581,000 | 5,874 |
| Pre-tax net operating income | $147,000 | 9,183 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,000 | 9,299 |
| Income before extraordinary items | $146,000 | 9,003 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $146,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-144,000 | 10,315 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $146,000 | 8,943 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 7,115 |
| Total interest expense | $1,569,000 | 7,183 |
| Net interest income | $1,975,000 | 6,963 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $83,000 | 9,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $2,263,000 | 5,177 |
| Salaries and employee benefits | $833,000 | 6,614 |
| Premises and equipment expense | $412,000 | 4,345 |
| Additional noninterest expense | $1,018,000 | 3,839 |
| Pre-tax net operating income | $-205,000 | 10,570 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $-206,000 | 10,615 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-206,000 | 10,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-206,000 | 10,588 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 7,561 |
| Total interest expense | $1,466,000 | 7,653 |
| Net interest income | $1,880,000 | 7,404 |
| Provision for loan and lease losses | $-300,000 | 11,371 |
| Total noninterest income | $112,000 | 9,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,929 |
| Total noninterest expense | $2,579,000 | 4,885 |
| Salaries and employee benefits | $834,000 | 6,805 |
| Premises and equipment expense | $431,000 | 4,280 |
| Additional noninterest expense | $1,314,000 | 3,500 |
| Pre-tax net operating income | $-287,000 | 11,132 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-288,000 | 11,171 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-288,000 | 11,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-288,000 | 11,138 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 7,713 |
| Total interest expense | $1,295,000 | 8,290 |
| Net interest income | $2,081,000 | 7,118 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $115,000 | 9,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $2,041,000 | 5,892 |
| Salaries and employee benefits | $845,000 | 6,852 |
| Premises and equipment expense | $414,000 | 4,395 |
| Additional noninterest expense | $782,000 | 5,355 |
| Pre-tax net operating income | $155,000 | 10,748 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $20,000 | 10,754 |
| Income before extraordinary items | $135,000 | 10,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $135,000 | 10,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $135,000 | 10,580 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 7,959 |
| Total interest expense | $1,187,000 | 7,956 |
| Net interest income | $1,862,000 | 7,891 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $88,000 | 11,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $1,994,000 | 6,210 |
| Salaries and employee benefits | $902,000 | 6,620 |
| Premises and equipment expense | $447,000 | 4,175 |
| Additional noninterest expense | $645,000 | 6,707 |
| Pre-tax net operating income | $-44,000 | 12,162 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-17,000 | 12,116 |
| Income before extraordinary items | $-27,000 | 12,077 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-27,000 | 12,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,111 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-27,000 | 12,100 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 8,459 |
| Total interest expense | $1,353,000 | 7,702 |
| Net interest income | $1,572,000 | 8,892 |
| Provision for loan and lease losses | $340,000 | 2,760 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $2,327,000 | 5,602 |
| Salaries and employee benefits | $1,005,000 | 6,108 |
| Premises and equipment expense | $493,000 | 3,907 |
| Additional noninterest expense | $829,000 | 5,760 |
| Pre-tax net operating income | $-989,000 | 12,976 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-398,000 | 13,113 |
| Income before extraordinary items | $-591,000 | 12,918 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-591,000 | 12,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $633,000 | 1,539 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-591,000 | 12,868 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 7,022 |
| Total interest expense | $1,822,000 | 7,562 |
| Net interest income | $2,572,000 | 6,451 |
| Provision for loan and lease losses | $2,716,000 | 911 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $2,264,000 | 5,773 |
| Salaries and employee benefits | $1,195,000 | 5,181 |
| Premises and equipment expense | $474,000 | 4,158 |
| Additional noninterest expense | $595,000 | 7,557 |
| Pre-tax net operating income | $-2,258,000 | 13,664 |
| Securities gains (losses) | $-32,000 | 13,593 |
| Applicable income taxes | $-333,000 | 13,715 |
| Income before extraordinary items | $-1,957,000 | 13,668 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,957,000 | 13,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,439,000 | 1,233 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,929,800 | 13,615 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.