Home > Natick Federal Savings Bank > Assets and Liabilities
Natick Federal Savings Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 22 | 5,058 |
| Assets and Liabilities | ||
| Total Assets: | $151,874,000 | 3,815 |
| Cash and due from depository institutions | $45,388,000 | 5,058 |
| Interest-bearing balances | $44,536,000 | 911 |
| Securities | $28,561,000 | 3,811 |
| Federal funds sold & reverse repurchase agreements | $982,000 | 2,528 |
| Net loans & leases | $64,443,000 | 4,604 |
| Loan loss allowance | $274,000 | 6,502 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,352,000 | 3,768 |
| Other real estate owned | $0 | 5,058 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $10,148,000 | 1,783 |
| Life insurance assets | $5,683,000 | 1,259 |
| Total liabilities and capital | $151,874,000 | 3,815 |
| Total liabilities | $141,207,000 | 3,690 |
| Total deposits | $137,598,000 | 3,608 |
| Interest-bearing deposits | $134,194,000 | 3,181 |
| Deposits held in domestic offices | $137,598,000 | 3,608 |
| % insured | 98.74% | 351 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $2,576,000 | 3,174 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,033,000 | 3,184 |
| Total equity capital | $10,667,000 | 4,913 |
| Total bank equity capital | $10,667,000 | 4,911 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $0 | 6,744 |
| Undivided profits | $10,667,000 | 2,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 4,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $355,000 | 5,484 |
| Earning assets | $138,522,000 | 3,825 |
| Long-term assets (5+ years) | $42,007,000 | 3,534 |
| Average Assets, year-to-date | $154,765,670 | 3,755 |
| Average Assets, quarterly | $154,355,000 | 3,772 |
| Volatile liabilities | $2,682,000 | 5,395 |
| Insider loans | $110,000 | 5,960 |
| FHLB advances | $2,576,000 | 3,061 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $7,853,000 | 4,295 |
| Tier 1 (core) risk-based capital | $9,845,000 | 4,953 |
| Tier 2 risk-based capital | $274,000 | 6,321 |
| Total risk weighted assets | $65,124,000 | 4,794 |
| Total unused commitments | $7,853,000 | 4,295 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 21 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $156,836,000 | 3,773 |
| Cash and due from depository institutions | $48,235,000 | 5,189 |
| Interest-bearing balances | $46,947,000 | 947 |
| Securities | $29,860,000 | 3,739 |
| Federal funds sold & reverse repurchase agreements | $780,000 | 2,933 |
| Net loans & leases | $66,746,000 | 4,507 |
| Loan loss allowance | $160,000 | 6,927 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,399,000 | 3,748 |
| Other real estate owned | $252,000 | 5,189 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $8,564,000 | 2,058 |
| Life insurance assets | $5,646,000 | 1,245 |
| Total liabilities and capital | $156,836,000 | 3,773 |
| Total liabilities | $142,496,000 | 3,706 |
| Total deposits | $137,745,000 | 3,659 |
| Interest-bearing deposits | $134,606,000 | 3,206 |
| Deposits held in domestic offices | $137,745,000 | 3,659 |
| % insured | 98.88% | 324 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $2,753,000 | 3,188 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,998,000 | 2,059 |
| Total equity capital | $14,340,000 | 4,151 |
| Total bank equity capital | $14,340,000 | 4,150 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $0 | 6,800 |
| Undivided profits | $14,340,000 | 2,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,519,000 | 3,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $373,000 | 5,374 |
| Earning assets | $144,333,000 | 3,753 |
| Long-term assets (5+ years) | $44,095,000 | 3,421 |
| Average Assets, year-to-date | $156,211,500 | 3,759 |
| Average Assets, quarterly | $156,211,500 | 3,759 |
| Volatile liabilities | $1,939,000 | 5,806 |
| Insider loans | $115,000 | 5,995 |
| FHLB advances | $2,753,000 | 3,093 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $8,782,000 | 4,171 |
| Tier 1 (core) risk-based capital | $13,513,000 | 4,154 |
| Tier 2 risk-based capital | $160,000 | 6,854 |
| Total risk weighted assets | $65,643,000 | 4,774 |
| Total unused commitments | $8,782,000 | 4,171 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 23 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $155,587,000 | 3,751 |
| Cash and due from depository institutions | $42,226,000 | 4,982 |
| Interest-bearing balances | $41,045,000 | 977 |
| Securities | $31,844,000 | 3,551 |
| Federal funds sold & reverse repurchase agreements | $1,966,000 | 2,058 |
| Net loans & leases | $68,305,000 | 4,504 |
| Loan loss allowance | $160,000 | 6,974 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,425,000 | 3,736 |
| Other real estate owned | $252,000 | 4,982 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $8,569,000 | 2,078 |
| Life insurance assets | $5,607,000 | 1,228 |
| Total liabilities and capital | $155,587,000 | 3,751 |
| Total liabilities | $141,219,000 | 3,710 |
| Total deposits | $136,350,000 | 3,632 |
| Interest-bearing deposits | $136,023,000 | 3,156 |
| Deposits held in domestic offices | $136,350,000 | 3,632 |
| % insured | 98.62% | 431 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $2,928,000 | 3,313 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,941,000 | 2,102 |
| Total equity capital | $14,368,000 | 4,131 |
| Total bank equity capital | $14,368,000 | 4,131 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $0 | 6,853 |
| Undivided profits | $14,368,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,703,000 | 3,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $374,000 | 5,513 |
| Earning assets | $143,160,000 | 3,748 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $157,746,200 | 3,660 |
| Average Assets, quarterly | $156,127,500 | 3,727 |
| Volatile liabilities | $4,610,000 | 4,763 |
| Insider loans | $113,000 | 6,030 |
| FHLB advances | $2,928,000 | 3,204 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $8,731,000 | 4,095 |
| Tier 1 (core) risk-based capital | $13,802,000 | 4,062 |
| Tier 2 risk-based capital | $160,000 | 6,900 |
| Total risk weighted assets | $67,284,000 | 4,758 |
| Total unused commitments | $8,731,000 | 4,095 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 22 | 5,130 |
| Assets and Liabilities | ||
| Total Assets: | $156,668,000 | 3,746 |
| Cash and due from depository institutions | $40,888,000 | 5,130 |
| Interest-bearing balances | $39,855,000 | 1,055 |
| Securities | $32,838,000 | 3,409 |
| Federal funds sold & reverse repurchase agreements | $769,000 | 2,857 |
| Net loans & leases | $71,196,000 | 4,433 |
| Loan loss allowance | $165,000 | 7,019 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,456,000 | 3,755 |
| Other real estate owned | $253,000 | 5,130 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $8,268,000 | 2,164 |
| Life insurance assets | $5,561,000 | 1,213 |
| Total liabilities and capital | $156,668,000 | 3,746 |
| Total liabilities | $142,266,000 | 3,693 |
| Total deposits | $136,842,000 | 3,630 |
| Interest-bearing deposits | $136,538,000 | 3,155 |
| Deposits held in domestic offices | $136,842,000 | 3,629 |
| % insured | 98.73% | 430 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,364,000 | 3,243 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,060,000 | 2,090 |
| Total equity capital | $14,402,000 | 4,151 |
| Total bank equity capital | $14,402,000 | 4,151 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $0 | 6,919 |
| Undivided profits | $14,402,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,640,000 | 3,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $404,000 | 5,420 |
| Earning assets | $144,658,000 | 3,717 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $158,286,000 | 3,682 |
| Average Assets, quarterly | $156,727,500 | 3,720 |
| Volatile liabilities | $5,039,000 | 4,667 |
| Insider loans | $115,000 | 6,105 |
| FHLB advances | $3,364,000 | 3,128 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $8,988,000 | 4,037 |
| Tier 1 (core) risk-based capital | $13,687,000 | 4,098 |
| Tier 2 risk-based capital | $165,000 | 6,949 |
| Total risk weighted assets | $74,691,000 | 4,531 |
| Total unused commitments | $8,988,000 | 4,041 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 23 | 5,085 |
| Assets and Liabilities | ||
| Total Assets: | $156,787,000 | 3,739 |
| Cash and due from depository institutions | $39,029,000 | 5,085 |
| Interest-bearing balances | $37,888,000 | 995 |
| Securities | $32,651,000 | 3,459 |
| Federal funds sold & reverse repurchase agreements | $1,034,000 | 2,714 |
| Net loans & leases | $73,118,000 | 4,406 |
| Loan loss allowance | $165,000 | 7,068 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,437,000 | 3,782 |
| Other real estate owned | $256,000 | 5,085 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $8,262,000 | 2,168 |
| Life insurance assets | $5,517,000 | 1,216 |
| Total liabilities and capital | $156,787,000 | 3,739 |
| Total liabilities | $142,338,000 | 3,691 |
| Total deposits | $136,724,000 | 3,613 |
| Interest-bearing deposits | $136,445,000 | 3,183 |
| Deposits held in domestic offices | $136,724,000 | 3,611 |
| % insured | 99.14% | 338 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,796,000 | 3,230 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,818,000 | 2,165 |
| Total equity capital | $14,449,000 | 4,096 |
| Total bank equity capital | $14,449,000 | 4,095 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $0 | 6,993 |
| Undivided profits | $14,449,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,557,000 | 3,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $425,000 | 5,304 |
| Earning assets | $144,691,000 | 3,709 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $158,825,330 | 3,702 |
| Average Assets, quarterly | $157,885,000 | 3,717 |
| Volatile liabilities | $6,071,000 | 4,391 |
| Insider loans | $116,000 | 6,143 |
| FHLB advances | $3,796,000 | 3,108 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $9,564,000 | 3,970 |
| Tier 1 (core) risk-based capital | $13,878,000 | 4,027 |
| Tier 2 risk-based capital | $165,000 | 6,991 |
| Total risk weighted assets | $75,408,000 | 4,545 |
| Total unused commitments | $9,564,000 | 3,973 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 23 | 5,122 |
| Assets and Liabilities | ||
| Total Assets: | $158,983,000 | 3,733 |
| Cash and due from depository institutions | $34,469,000 | 5,122 |
| Interest-bearing balances | $33,503,000 | 1,170 |
| Securities | $39,480,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $584,000 | 3,494 |
| Net loans & leases | $73,325,000 | 4,417 |
| Loan loss allowance | $186,000 | 7,050 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,466,000 | 3,790 |
| Other real estate owned | $338,000 | 5,122 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $8,321,000 | 2,184 |
| Life insurance assets | $5,475,000 | 1,217 |
| Total liabilities and capital | $158,983,000 | 3,733 |
| Total liabilities | $144,619,000 | 3,696 |
| Total deposits | $138,643,000 | 3,623 |
| Interest-bearing deposits | $138,382,000 | 3,191 |
| Deposits held in domestic offices | $138,643,000 | 3,621 |
| % insured | 98.90% | 432 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,224,000 | 3,109 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,752,000 | 2,208 |
| Total equity capital | $14,364,000 | 4,064 |
| Total bank equity capital | $14,364,000 | 4,063 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $0 | 7,053 |
| Undivided profits | $14,364,000 | 2,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,308,000 | 4,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $459,000 | 5,103 |
| Earning assets | $146,892,000 | 3,706 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $159,844,500 | 3,713 |
| Average Assets, quarterly | $159,844,500 | 3,713 |
| Volatile liabilities | $7,185,000 | 4,146 |
| Insider loans | $115,000 | 6,213 |
| FHLB advances | $4,224,000 | 2,981 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $9,921,000 | 3,923 |
| Tier 1 (core) risk-based capital | $13,939,000 | 4,018 |
| Tier 2 risk-based capital | $186,000 | 6,961 |
| Total risk weighted assets | $75,785,000 | 4,572 |
| Total unused commitments | $9,921,000 | 3,925 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 23 | 5,162 |
| Assets and Liabilities | ||
| Total Assets: | $160,706,000 | 3,725 |
| Cash and due from depository institutions | $38,123,000 | 5,162 |
| Interest-bearing balances | $37,100,000 | 986 |
| Securities | $33,751,000 | 3,231 |
| Federal funds sold & reverse repurchase agreements | $779,000 | 3,253 |
| Net loans & leases | $76,803,000 | 4,392 |
| Loan loss allowance | $162,000 | 7,201 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,496,000 | 3,805 |
| Other real estate owned | $399,000 | 5,162 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $8,355,000 | 2,204 |
| Life insurance assets | $5,430,000 | 1,210 |
| Total liabilities and capital | $160,706,000 | 3,725 |
| Total liabilities | $146,086,000 | 3,691 |
| Total deposits | $139,702,000 | 3,623 |
| Interest-bearing deposits | $139,441,000 | 3,174 |
| Deposits held in domestic offices | $139,702,000 | 3,621 |
| % insured | 98.90% | 416 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,648,000 | 3,251 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,736,000 | 2,222 |
| Total equity capital | $14,620,000 | 3,995 |
| Total bank equity capital | $14,620,000 | 3,994 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $0 | 7,133 |
| Undivided profits | $14,620,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,329,000 | 4,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $517,000 | 4,914 |
| Earning assets | $148,433,000 | 3,694 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $161,796,800 | 3,665 |
| Average Assets, quarterly | $161,186,500 | 3,712 |
| Volatile liabilities | $30,779,000 | 3,697 |
| Insider loans | $118,000 | 6,309 |
| FHLB advances | $4,648,000 | 3,118 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $10,004,000 | 3,860 |
| Tier 1 (core) risk-based capital | $14,048,000 | 3,996 |
| Tier 2 risk-based capital | $162,000 | 7,129 |
| Total risk weighted assets | $77,725,000 | 4,582 |
| Total unused commitments | $10,004,000 | 3,860 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 22 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $161,667,000 | 3,753 |
| Cash and due from depository institutions | $34,608,000 | 5,348 |
| Interest-bearing balances | $33,690,000 | 1,076 |
| Securities | $35,472,000 | 3,119 |
| Federal funds sold & reverse repurchase agreements | $615,000 | 3,556 |
| Net loans & leases | $80,143,000 | 4,370 |
| Loan loss allowance | $118,000 | 7,461 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,527,000 | 3,819 |
| Other real estate owned | $184,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $8,118,000 | 2,317 |
| Life insurance assets | $5,381,000 | 1,210 |
| Total liabilities and capital | $161,667,000 | 3,753 |
| Total liabilities | $146,971,000 | 3,707 |
| Total deposits | $138,033,000 | 3,671 |
| Interest-bearing deposits | $137,735,000 | 3,241 |
| Deposits held in domestic offices | $138,033,000 | 3,669 |
| % insured | 98.93% | 290 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,069,000 | 2,785 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,869,000 | 2,310 |
| Total equity capital | $14,696,000 | 4,104 |
| Total bank equity capital | $14,696,000 | 4,103 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $0 | 7,229 |
| Undivided profits | $14,696,000 | 2,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 4,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $514,000 | 5,148 |
| Earning assets | $149,920,000 | 3,712 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $162,069,500 | 3,716 |
| Average Assets, quarterly | $161,731,500 | 3,732 |
| Volatile liabilities | $33,508,000 | 3,554 |
| Insider loans | $120,000 | 6,385 |
| FHLB advances | $7,069,000 | 2,664 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $9,664,000 | 4,023 |
| Tier 1 (core) risk-based capital | $13,990,000 | 4,070 |
| Tier 2 risk-based capital | $118,000 | 7,414 |
| Total risk weighted assets | $79,034,000 | 4,603 |
| Total unused commitments | $9,664,000 | 4,026 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 22 | 5,379 |
| Assets and Liabilities | ||
| Total Assets: | $161,796,000 | 3,754 |
| Cash and due from depository institutions | $30,604,000 | 5,379 |
| Interest-bearing balances | $29,427,000 | 1,164 |
| Securities | $36,772,000 | 3,037 |
| Federal funds sold & reverse repurchase agreements | $1,160,000 | 3,201 |
| Net loans & leases | $82,490,000 | 4,331 |
| Loan loss allowance | $137,000 | 7,452 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,558,000 | 3,828 |
| Other real estate owned | $185,000 | 5,379 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $8,027,000 | 2,365 |
| Life insurance assets | $5,330,000 | 1,218 |
| Total liabilities and capital | $161,796,000 | 3,754 |
| Total liabilities | $147,456,000 | 3,711 |
| Total deposits | $138,312,000 | 3,675 |
| Interest-bearing deposits | $138,065,000 | 3,248 |
| Deposits held in domestic offices | $138,312,000 | 3,674 |
| % insured | 98.88% | 334 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,486,000 | 2,871 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,658,000 | 2,421 |
| Total equity capital | $14,340,000 | 4,163 |
| Total bank equity capital | $14,340,000 | 4,162 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $0 | 7,286 |
| Undivided profits | $14,340,000 | 2,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,928,000 | 3,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $549,000 | 4,937 |
| Earning assets | $149,849,000 | 3,717 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $162,203,670 | 3,739 |
| Average Assets, quarterly | $161,813,000 | 3,763 |
| Volatile liabilities | $33,445,000 | 3,620 |
| Insider loans | $122,000 | 6,423 |
| FHLB advances | $7,486,000 | 2,754 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $9,953,000 | 4,012 |
| Tier 1 (core) risk-based capital | $13,923,000 | 4,079 |
| Tier 2 risk-based capital | $137,000 | 7,377 |
| Total risk weighted assets | $93,801,000 | 4,158 |
| Total unused commitments | $9,953,000 | 4,015 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 23 | 5,313 |
| Assets and Liabilities | ||
| Total Assets: | $161,830,000 | 3,822 |
| Cash and due from depository institutions | $26,332,000 | 5,313 |
| Interest-bearing balances | $25,407,000 | 1,333 |
| Securities | $38,855,000 | 2,925 |
| Federal funds sold & reverse repurchase agreements | $1,976,000 | 3,003 |
| Net loans & leases | $83,628,000 | 4,352 |
| Loan loss allowance | $169,000 | 7,422 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,481,000 | 3,948 |
| Other real estate owned | $187,000 | 5,313 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,371,000 | 2,359 |
| Life insurance assets | $5,289,000 | 1,223 |
| Total liabilities and capital | $161,830,000 | 3,822 |
| Total liabilities | $147,697,000 | 3,777 |
| Total deposits | $138,172,000 | 3,723 |
| Interest-bearing deposits | $137,893,000 | 3,318 |
| Deposits held in domestic offices | $138,172,000 | 3,721 |
| % insured | 98.58% | 439 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,899,000 | 2,927 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,626,000 | 2,474 |
| Total equity capital | $14,133,000 | 4,224 |
| Total bank equity capital | $14,133,000 | 4,223 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $0 | 7,393 |
| Undivided profits | $14,133,000 | 2,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,944,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $562,000 | 4,955 |
| Earning assets | $149,866,000 | 3,775 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $162,407,500 | 3,793 |
| Average Assets, quarterly | $162,407,500 | 3,793 |
| Volatile liabilities | $34,046,000 | 3,652 |
| Insider loans | $122,000 | 6,533 |
| FHLB advances | $7,899,000 | 2,809 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,905,000 | 4,170 |
| Tier 1 (core) risk-based capital | $13,879,000 | 4,109 |
| Tier 2 risk-based capital | $169,000 | 7,328 |
| Total risk weighted assets | $95,063,000 | 4,202 |
| Total unused commitments | $9,905,000 | 4,175 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 23 | 5,352 |
| Assets and Liabilities | ||
| Total Assets: | $162,985,000 | 3,805 |
| Cash and due from depository institutions | $26,417,000 | 5,352 |
| Interest-bearing balances | $25,488,000 | 1,123 |
| Securities | $42,107,000 | 2,747 |
| Federal funds sold & reverse repurchase agreements | $1,101,000 | 3,430 |
| Net loans & leases | $82,320,000 | 4,423 |
| Loan loss allowance | $166,000 | 7,492 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,510,000 | 3,951 |
| Other real estate owned | $188,000 | 5,352 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,342,000 | 2,393 |
| Life insurance assets | $5,242,000 | 1,234 |
| Total liabilities and capital | $162,985,000 | 3,805 |
| Total liabilities | $148,989,000 | 3,743 |
| Total deposits | $139,060,000 | 3,709 |
| Interest-bearing deposits | $138,702,000 | 3,275 |
| Deposits held in domestic offices | $139,060,000 | 3,708 |
| % insured | 98.68% | 423 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $8,310,000 | 2,995 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,619,000 | 2,513 |
| Total equity capital | $13,996,000 | 4,236 |
| Total bank equity capital | $13,996,000 | 4,236 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $0 | 7,466 |
| Undivided profits | $13,996,000 | 2,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 4,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $583,000 | 4,972 |
| Earning assets | $151,016,000 | 3,752 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $162,597,200 | 3,719 |
| Average Assets, quarterly | $163,697,000 | 3,771 |
| Volatile liabilities | $37,907,000 | 3,408 |
| Insider loans | $123,000 | 6,577 |
| FHLB advances | $8,310,000 | 2,872 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,084,000 | 3,746 |
| Tier 1 (core) risk-based capital | $13,765,000 | 4,127 |
| Tier 2 risk-based capital | $166,000 | 7,396 |
| Total risk weighted assets | $94,699,000 | 4,253 |
| Total unused commitments | $12,084,000 | 3,748 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 23 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $164,409,000 | 3,776 |
| Cash and due from depository institutions | $25,246,000 | 5,398 |
| Interest-bearing balances | $24,305,000 | 1,052 |
| Securities | $43,247,000 | 2,687 |
| Federal funds sold & reverse repurchase agreements | $839,000 | 3,781 |
| Net loans & leases | $84,718,000 | 4,398 |
| Loan loss allowance | $192,000 | 7,449 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,536,000 | 3,953 |
| Other real estate owned | $188,000 | 5,398 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $7,635,000 | 2,301 |
| Life insurance assets | $5,187,000 | 1,238 |
| Total liabilities and capital | $164,409,000 | 3,776 |
| Total liabilities | $150,844,000 | 3,703 |
| Total deposits | $139,871,000 | 3,666 |
| Interest-bearing deposits | $139,542,000 | 3,261 |
| Deposits held in domestic offices | $139,871,000 | 3,665 |
| % insured | 98.56% | 548 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,717,000 | 3,056 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,256,000 | 2,130 |
| Total equity capital | $13,565,000 | 4,449 |
| Total bank equity capital | $13,565,000 | 4,449 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $0 | 7,543 |
| Undivided profits | $13,565,000 | 2,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $494,000 | 5,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $577,000 | 5,214 |
| Earning assets | $153,109,000 | 3,731 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $162,500,250 | 3,753 |
| Average Assets, quarterly | $165,263,000 | 3,744 |
| Volatile liabilities | $34,508,000 | 3,646 |
| Insider loans | $125,000 | 6,603 |
| FHLB advances | $8,717,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,863,000 | 4,074 |
| Tier 1 (core) risk-based capital | $13,895,000 | 4,189 |
| Tier 2 risk-based capital | $192,000 | 7,333 |
| Total risk weighted assets | $96,272,000 | 4,240 |
| Total unused commitments | $10,863,000 | 4,076 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 24 | 5,322 |
| Assets and Liabilities | ||
| Total Assets: | $166,117,000 | 3,756 |
| Cash and due from depository institutions | $28,266,000 | 5,322 |
| Interest-bearing balances | $27,870,000 | 791 |
| Securities | $39,108,000 | 2,848 |
| Federal funds sold & reverse repurchase agreements | $2,610,000 | 2,885 |
| Net loans & leases | $85,769,000 | 4,388 |
| Loan loss allowance | $188,000 | 7,533 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,565,000 | 3,968 |
| Other real estate owned | $188,000 | 5,322 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,611,000 | 2,343 |
| Life insurance assets | $5,143,000 | 1,251 |
| Total liabilities and capital | $166,117,000 | 3,756 |
| Total liabilities | $153,118,000 | 3,665 |
| Total deposits | $141,773,000 | 3,640 |
| Interest-bearing deposits | $141,410,000 | 3,236 |
| Deposits held in domestic offices | $141,773,000 | 3,638 |
| % insured | 98.12% | 114 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $9,119,000 | 3,091 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,226,000 | 2,189 |
| Total equity capital | $12,999,000 | 4,543 |
| Total bank equity capital | $12,999,000 | 4,543 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $0 | 7,629 |
| Undivided profits | $12,999,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 6,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $584,000 | 5,084 |
| Earning assets | $155,357,000 | 3,691 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $161,864,000 | 3,785 |
| Average Assets, quarterly | $163,740,500 | 3,777 |
| Volatile liabilities | $35,104,000 | 3,598 |
| Insider loans | $125,000 | 6,659 |
| FHLB advances | $9,119,000 | 2,952 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,102,000 | 4,146 |
| Tier 1 (core) risk-based capital | $13,329,000 | 4,346 |
| Tier 2 risk-based capital | $188,000 | 7,409 |
| Total risk weighted assets | $96,914,000 | 4,240 |
| Total unused commitments | $11,102,000 | 4,151 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 22 | 5,605 |
| Assets and Liabilities | ||
| Total Assets: | $161,364,000 | 3,846 |
| Cash and due from depository institutions | $21,779,000 | 5,605 |
| Interest-bearing balances | $21,371,000 | 888 |
| Securities | $40,877,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,474 |
| Net loans & leases | $87,439,000 | 4,347 |
| Loan loss allowance | $188,000 | 7,582 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,581,000 | 3,992 |
| Other real estate owned | $188,000 | 5,605 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,500,000 | 2,356 |
| Life insurance assets | $5,100,000 | 1,258 |
| Total liabilities and capital | $161,364,000 | 3,846 |
| Total liabilities | $148,484,000 | 3,767 |
| Total deposits | $135,732,000 | 3,735 |
| Interest-bearing deposits | $135,425,000 | 3,348 |
| Deposits held in domestic offices | $135,732,000 | 3,733 |
| % insured | 98.58% | 94 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,639,000 | 2,918 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,113,000 | 2,220 |
| Total equity capital | $12,880,000 | 4,618 |
| Total bank equity capital | $12,880,000 | 4,617 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $0 | 7,679 |
| Undivided profits | $12,880,000 | 2,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 6,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $604,000 | 4,979 |
| Earning assets | $150,687,000 | 3,780 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $159,737,500 | 3,844 |
| Average Assets, quarterly | $159,737,500 | 3,844 |
| Volatile liabilities | $35,014,000 | 3,591 |
| Insider loans | $127,000 | 6,658 |
| FHLB advances | $10,639,000 | 2,794 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $8,936,000 | 4,717 |
| Tier 1 (core) risk-based capital | $13,210,000 | 4,401 |
| Tier 2 risk-based capital | $188,000 | 7,462 |
| Total risk weighted assets | $96,135,000 | 4,263 |
| Total unused commitments | $8,936,000 | 4,718 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 22 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $158,111,000 | 3,859 |
| Cash and due from depository institutions | $13,232,000 | 5,671 |
| Interest-bearing balances | $12,643,000 | 902 |
| Securities | $42,709,000 | 2,622 |
| Federal funds sold & reverse repurchase agreements | $1,040,000 | 3,916 |
| Net loans & leases | $90,860,000 | 4,281 |
| Loan loss allowance | $188,000 | 7,603 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,612,000 | 4,002 |
| Other real estate owned | $184,000 | 5,671 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,474,000 | 2,370 |
| Life insurance assets | $5,056,000 | 1,267 |
| Total liabilities and capital | $158,111,000 | 3,859 |
| Total liabilities | $144,587,000 | 3,804 |
| Total deposits | $131,583,000 | 3,761 |
| Interest-bearing deposits | $131,277,000 | 3,357 |
| Deposits held in domestic offices | $131,583,000 | 3,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,034,000 | 3,026 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,970,000 | 2,329 |
| Total equity capital | $13,524,000 | 4,444 |
| Total bank equity capital | $13,524,000 | 4,444 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $0 | 7,724 |
| Undivided profits | $13,524,000 | 2,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $608,000 | 5,194 |
| Earning assets | $147,252,000 | 3,801 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $155,074,800 | 3,802 |
| Average Assets, quarterly | $157,190,000 | 3,837 |
| Volatile liabilities | $33,105,000 | 3,676 |
| Insider loans | $72,000 | 7,002 |
| FHLB advances | $11,034,000 | 2,915 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,562,000 | 4,573 |
| Tier 1 (core) risk-based capital | $13,805,000 | 4,252 |
| Tier 2 risk-based capital | $188,000 | 7,503 |
| Total risk weighted assets | $83,331,000 | 4,673 |
| Total unused commitments | $9,562,000 | 4,577 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 21 | 5,841 |
| Assets and Liabilities | ||
| Total Assets: | $156,269,000 | 3,860 |
| Cash and due from depository institutions | $13,263,000 | 5,841 |
| Interest-bearing balances | $12,412,000 | 595 |
| Securities | $45,641,000 | 2,439 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 5,009 |
| Net loans & leases | $86,967,000 | 4,399 |
| Loan loss allowance | $187,000 | 7,625 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,645,000 | 3,973 |
| Other real estate owned | $0 | 5,841 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,191,000 | 2,446 |
| Life insurance assets | $5,010,000 | 1,266 |
| Total liabilities and capital | $156,269,000 | 3,860 |
| Total liabilities | $140,957,000 | 3,827 |
| Total deposits | $131,351,000 | 3,717 |
| Interest-bearing deposits | $131,044,000 | 3,316 |
| Deposits held in domestic offices | $131,351,000 | 3,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,670,000 | 3,608 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,936,000 | 2,386 |
| Total equity capital | $15,312,000 | 4,127 |
| Total bank equity capital | $15,312,000 | 4,127 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $0 | 7,795 |
| Undivided profits | $15,312,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 5,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $618,000 | 5,302 |
| Earning assets | $145,582,000 | 3,809 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $154,315,750 | 3,836 |
| Average Assets, quarterly | $156,352,500 | 3,837 |
| Volatile liabilities | $30,102,000 | 3,819 |
| Insider loans | $73,000 | 7,054 |
| FHLB advances | $7,670,000 | 3,470 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $8,615,000 | 4,986 |
| Tier 1 (core) risk-based capital | $15,593,000 | 3,952 |
| Tier 2 risk-based capital | $187,000 | 7,527 |
| Total risk weighted assets | $81,362,000 | 4,728 |
| Total unused commitments | $8,615,000 | 4,987 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 22 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $156,436,000 | 3,864 |
| Cash and due from depository institutions | $2,965,000 | 5,785 |
| Interest-bearing balances | $2,437,000 | 2,011 |
| Securities | $48,702,000 | 2,369 |
| Federal funds sold & reverse repurchase agreements | $12,019,000 | 992 |
| Net loans & leases | $82,888,000 | 4,498 |
| Loan loss allowance | $187,000 | 7,670 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,679,000 | 3,951 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,183,000 | 2,409 |
| Life insurance assets | $4,968,000 | 1,271 |
| Total liabilities and capital | $156,436,000 | 3,864 |
| Total liabilities | $139,493,000 | 3,859 |
| Total deposits | $129,895,000 | 3,764 |
| Interest-bearing deposits | $129,566,000 | 3,325 |
| Deposits held in domestic offices | $129,895,000 | 3,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,821,000 | 3,476 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,777,000 | 2,534 |
| Total equity capital | $16,943,000 | 3,797 |
| Total bank equity capital | $16,943,000 | 3,797 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $0 | 7,856 |
| Undivided profits | $16,943,000 | 2,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 4,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $602,000 | 5,326 |
| Earning assets | $146,046,000 | 3,793 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $153,664,670 | 3,875 |
| Average Assets, quarterly | $156,523,500 | 3,851 |
| Volatile liabilities | $30,390,000 | 3,773 |
| Insider loans | $74,000 | 7,090 |
| FHLB advances | $7,821,000 | 3,343 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $10,457,000 | 4,647 |
| Tier 1 (core) risk-based capital | $17,224,000 | 3,656 |
| Tier 2 risk-based capital | $187,000 | 7,570 |
| Total risk weighted assets | $80,291,000 | 4,739 |
| Total unused commitments | $10,457,000 | 4,647 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 22 | 5,808 |
| Assets and Liabilities | ||
| Total Assets: | $156,611,000 | 3,863 |
| Cash and due from depository institutions | $3,441,000 | 5,808 |
| Interest-bearing balances | $2,958,000 | 1,941 |
| Securities | $48,324,000 | 2,376 |
| Federal funds sold & reverse repurchase agreements | $15,378,000 | 1,120 |
| Net loans & leases | $79,336,000 | 4,558 |
| Loan loss allowance | $187,000 | 7,664 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,697,000 | 3,932 |
| Other real estate owned | $0 | 5,808 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,435,000 | 2,278 |
| Life insurance assets | $4,926,000 | 1,274 |
| Total liabilities and capital | $156,611,000 | 3,863 |
| Total liabilities | $137,971,000 | 3,885 |
| Total deposits | $131,269,000 | 3,745 |
| Interest-bearing deposits | $130,962,000 | 3,323 |
| Deposits held in domestic offices | $131,269,000 | 3,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $4,950,000 | 3,859 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,752,000 | 2,736 |
| Total equity capital | $18,640,000 | 3,567 |
| Total bank equity capital | $18,640,000 | 3,567 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $0 | 7,894 |
| Undivided profits | $18,640,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 4,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $602,000 | 5,308 |
| Earning assets | $145,996,000 | 3,814 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $152,279,000 | 3,901 |
| Average Assets, quarterly | $152,279,000 | 3,901 |
| Volatile liabilities | $27,490,000 | 3,977 |
| Insider loans | $75,000 | 7,095 |
| FHLB advances | $4,950,000 | 3,740 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $9,641,000 | 4,887 |
| Tier 1 (core) risk-based capital | $18,921,000 | 3,352 |
| Tier 2 risk-based capital | $187,000 | 7,562 |
| Total risk weighted assets | $79,328,000 | 4,750 |
| Total unused commitments | $9,641,000 | 4,889 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 22 | 5,819 |
| Assets and Liabilities | ||
| Total Assets: | $147,947,000 | 3,979 |
| Cash and due from depository institutions | $1,974,000 | 5,819 |
| Interest-bearing balances | $1,357,000 | 2,270 |
| Securities | $46,702,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $8,569,000 | 1,602 |
| Net loans & leases | $80,616,000 | 4,502 |
| Loan loss allowance | $187,000 | 7,676 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,403,000 | 4,180 |
| Other real estate owned | $0 | 5,819 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,683,000 | 2,237 |
| Life insurance assets | $4,885,000 | 1,263 |
| Total liabilities and capital | $147,947,000 | 3,979 |
| Total liabilities | $129,351,000 | 4,018 |
| Total deposits | $125,330,000 | 3,829 |
| Interest-bearing deposits | $124,973,000 | 3,408 |
| Deposits held in domestic offices | $125,330,000 | 3,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,460 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,021,000 | 2,454 |
| Total equity capital | $18,596,000 | 3,537 |
| Total bank equity capital | $18,596,000 | 3,537 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $0 | 7,931 |
| Undivided profits | $18,596,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 4,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $634,000 | 5,417 |
| Earning assets | $137,244,000 | 3,944 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $151,928,000 | 3,794 |
| Average Assets, quarterly | $147,758,500 | 3,946 |
| Volatile liabilities | $21,500,000 | 4,614 |
| Insider loans | $76,000 | 7,114 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $9,077,000 | 4,947 |
| Tier 1 (core) risk-based capital | $18,982,000 | 3,321 |
| Tier 2 risk-based capital | $187,000 | 7,578 |
| Total risk weighted assets | $77,889,000 | 4,764 |
| Total unused commitments | $9,077,000 | 4,948 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 22 | 5,835 |
| Assets and Liabilities | ||
| Total Assets: | $147,570,000 | 3,948 |
| Cash and due from depository institutions | $2,674,000 | 5,835 |
| Interest-bearing balances | $2,152,000 | 1,719 |
| Securities | $53,868,000 | 2,142 |
| Federal funds sold & reverse repurchase agreements | $1,970,000 | 4,178 |
| Net loans & leases | $79,542,000 | 4,496 |
| Loan loss allowance | $189,000 | 7,680 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,438,000 | 4,118 |
| Other real estate owned | $0 | 5,835 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,078,000 | 2,369 |
| Life insurance assets | $4,842,000 | 1,225 |
| Total liabilities and capital | $147,570,000 | 3,948 |
| Total liabilities | $128,740,000 | 3,989 |
| Total deposits | $127,358,000 | 3,755 |
| Interest-bearing deposits | $127,012,000 | 3,346 |
| Deposits held in domestic offices | $127,358,000 | 3,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,382,000 | 3,301 |
| Total equity capital | $18,830,000 | 3,452 |
| Total bank equity capital | $18,830,000 | 3,452 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $0 | 7,949 |
| Undivided profits | $18,830,000 | 1,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 4,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $704,000 | 5,327 |
| Earning assets | $137,532,000 | 3,915 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $152,923,250 | 3,761 |
| Average Assets, quarterly | $149,885,000 | 3,877 |
| Volatile liabilities | $19,440,000 | 4,779 |
| Insider loans | $77,000 | 7,139 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $9,950,000 | 4,792 |
| Tier 1 (core) risk-based capital | $18,830,000 | 3,339 |
| Tier 2 risk-based capital | $189,000 | 7,579 |
| Total risk weighted assets | $75,305,000 | 4,828 |
| Total unused commitments | $9,950,000 | 4,792 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $152,200,000 | 3,845 |
| Cash and due from depository institutions | $11,784,000 | 5,620 |
| Interest-bearing balances | $11,266,000 | 525 |
| Securities | $58,248,000 | 1,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $73,051,000 | 4,699 |
| Loan loss allowance | $189,000 | 7,726 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,077,000 | 4,484 |
| Other real estate owned | $0 | 5,620 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,040,000 | 2,376 |
| Life insurance assets | $4,799,000 | 1,226 |
| Total liabilities and capital | $152,200,000 | 3,845 |
| Total liabilities | $133,492,000 | 3,878 |
| Total deposits | $132,317,000 | 3,682 |
| Interest-bearing deposits | $131,827,000 | 3,229 |
| Deposits held in domestic offices | $132,317,000 | 3,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,175,000 | 3,488 |
| Total equity capital | $18,708,000 | 3,431 |
| Total bank equity capital | $18,708,000 | 3,431 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $0 | 8,003 |
| Undivided profits | $18,708,000 | 1,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 4,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $736,000 | 4,981 |
| Earning assets | $142,565,000 | 3,790 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $154,707,670 | 3,758 |
| Average Assets, quarterly | $153,795,000 | 3,796 |
| Volatile liabilities | $19,745,000 | 4,711 |
| Insider loans | $112,000 | 6,965 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $13,905,000 | 4,154 |
| Tier 1 (core) risk-based capital | $18,708,000 | 3,343 |
| Tier 2 risk-based capital | $189,000 | 7,624 |
| Total risk weighted assets | $73,371,000 | 4,881 |
| Total unused commitments | $13,905,000 | 4,155 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $155,390,000 | 3,793 |
| Cash and due from depository institutions | $13,544,000 | 5,600 |
| Interest-bearing balances | $13,028,000 | 497 |
| Securities | $62,537,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $70,235,000 | 4,786 |
| Loan loss allowance | $188,000 | 7,755 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,104,000 | 4,410 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,970,000 | 2,334 |
| Life insurance assets | $4,755,000 | 1,215 |
| Total liabilities and capital | $155,390,000 | 3,793 |
| Total liabilities | $136,700,000 | 3,826 |
| Total deposits | $135,592,000 | 3,621 |
| Interest-bearing deposits | $135,229,000 | 3,163 |
| Deposits held in domestic offices | $135,592,000 | 3,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,108,000 | 3,673 |
| Total equity capital | $18,690,000 | 3,438 |
| Total bank equity capital | $18,690,000 | 3,438 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $0 | 8,027 |
| Undivided profits | $18,690,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $695,000 | 5,025 |
| Earning assets | $145,800,000 | 3,743 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $155,961,500 | 3,740 |
| Average Assets, quarterly | $155,961,500 | 3,740 |
| Volatile liabilities | $21,234,000 | 4,493 |
| Insider loans | $113,000 | 6,987 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,514,000 | 4,719 |
| Tier 1 (core) risk-based capital | $18,690,000 | 3,322 |
| Tier 2 risk-based capital | $188,000 | 7,647 |
| Total risk weighted assets | $72,339,000 | 4,891 |
| Total unused commitments | $10,514,000 | 4,719 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $156,533,000 | 3,750 |
| Cash and due from depository institutions | $10,194,000 | 5,615 |
| Interest-bearing balances | $9,618,000 | 629 |
| Securities | $66,829,000 | 1,778 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $70,277,000 | 4,762 |
| Loan loss allowance | $188,000 | 7,795 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,063,000 | 4,426 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,170,000 | 2,292 |
| Life insurance assets | $4,710,000 | 1,204 |
| Total liabilities and capital | $156,533,000 | 3,750 |
| Total liabilities | $137,955,000 | 3,793 |
| Total deposits | $136,883,000 | 3,556 |
| Interest-bearing deposits | $136,446,000 | 3,102 |
| Deposits held in domestic offices | $136,883,000 | 3,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,072,000 | 3,695 |
| Total equity capital | $18,578,000 | 3,392 |
| Total bank equity capital | $18,578,000 | 3,392 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $0 | 8,057 |
| Undivided profits | $18,578,000 | 1,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $839,000 | 4,556 |
| Earning assets | $146,724,000 | 3,681 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $162,109,400 | 3,500 |
| Average Assets, quarterly | $159,123,000 | 3,678 |
| Volatile liabilities | $29,591,000 | 3,767 |
| Insider loans | $114,000 | 7,002 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,267,000 | 4,694 |
| Tier 1 (core) risk-based capital | $18,578,000 | 3,282 |
| Tier 2 risk-based capital | $188,000 | 7,680 |
| Total risk weighted assets | $71,881,000 | 4,875 |
| Total unused commitments | $10,267,000 | 4,694 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $161,713,000 | 3,621 |
| Cash and due from depository institutions | $16,541,000 | 5,537 |
| Interest-bearing balances | $16,042,000 | 343 |
| Securities | $69,362,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $66,829,000 | 4,902 |
| Loan loss allowance | $193,000 | 7,811 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,097,000 | 4,381 |
| Other real estate owned | $0 | 5,537 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,884,000 | 2,358 |
| Life insurance assets | $4,666,000 | 1,186 |
| Total liabilities and capital | $161,713,000 | 3,621 |
| Total liabilities | $143,200,000 | 3,653 |
| Total deposits | $142,166,000 | 3,411 |
| Interest-bearing deposits | $141,650,000 | 2,953 |
| Deposits held in domestic offices | $142,166,000 | 3,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,034,000 | 3,763 |
| Total equity capital | $18,513,000 | 3,382 |
| Total bank equity capital | $18,513,000 | 3,382 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $0 | 8,106 |
| Undivided profits | $18,513,000 | 1,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 6,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $759,000 | 4,901 |
| Earning assets | $152,233,000 | 3,543 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $163,503,500 | 3,498 |
| Average Assets, quarterly | $161,575,000 | 3,582 |
| Volatile liabilities | $35,170,000 | 3,373 |
| Insider loans | $115,000 | 7,029 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,252,000 | 4,335 |
| Tier 1 (core) risk-based capital | $18,520,000 | 3,274 |
| Tier 2 risk-based capital | $193,000 | 7,687 |
| Total risk weighted assets | $70,969,000 | 4,911 |
| Total unused commitments | $12,252,000 | 4,335 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 26 | 5,434 |
| Assets and Liabilities | ||
| Total Assets: | $161,437,000 | 3,573 |
| Cash and due from depository institutions | $13,784,000 | 5,434 |
| Interest-bearing balances | $13,304,000 | 409 |
| Securities | $76,824,000 | 1,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $61,776,000 | 5,096 |
| Loan loss allowance | $193,000 | 7,828 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,131,000 | 4,313 |
| Other real estate owned | $0 | 5,434 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,922,000 | 2,312 |
| Life insurance assets | $4,622,000 | 1,168 |
| Total liabilities and capital | $161,437,000 | 3,573 |
| Total liabilities | $143,048,000 | 3,612 |
| Total deposits | $142,085,000 | 3,352 |
| Interest-bearing deposits | $141,819,000 | 2,939 |
| Deposits held in domestic offices | $142,085,000 | 3,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $963,000 | 3,631 |
| Total equity capital | $18,389,000 | 3,285 |
| Total bank equity capital | $18,389,000 | 3,285 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $0 | 8,130 |
| Undivided profits | $18,389,000 | 1,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $840,000 | 4,171 |
| Earning assets | $151,904,000 | 3,502 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $164,100,330 | 3,485 |
| Average Assets, quarterly | $162,683,000 | 3,533 |
| Volatile liabilities | $32,277,000 | 3,518 |
| Insider loans | $106,000 | 7,095 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,678,000 | 4,123 |
| Tier 1 (core) risk-based capital | $18,404,000 | 3,223 |
| Tier 2 risk-based capital | $193,000 | 7,696 |
| Total risk weighted assets | $69,244,000 | 4,954 |
| Total unused commitments | $13,678,000 | 4,123 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 24 | 5,652 |
| Assets and Liabilities | ||
| Total Assets: | $163,929,000 | 3,510 |
| Cash and due from depository institutions | $15,421,000 | 5,652 |
| Interest-bearing balances | $14,803,000 | 409 |
| Securities | $80,838,000 | 1,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $57,889,000 | 5,198 |
| Loan loss allowance | $193,000 | 7,838 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,169,000 | 4,220 |
| Other real estate owned | $0 | 5,652 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,612,000 | 2,090 |
| Life insurance assets | $4,580,000 | 1,148 |
| Total liabilities and capital | $163,929,000 | 3,510 |
| Total liabilities | $145,554,000 | 3,536 |
| Total deposits | $144,615,000 | 3,302 |
| Interest-bearing deposits | $144,385,000 | 2,873 |
| Deposits held in domestic offices | $144,615,000 | 3,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $939,000 | 3,687 |
| Total equity capital | $18,375,000 | 3,267 |
| Total bank equity capital | $18,375,000 | 3,267 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $0 | 8,136 |
| Undivided profits | $18,375,000 | 1,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $738,000 | 4,399 |
| Earning assets | $153,530,000 | 3,456 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $165,432,000 | 3,472 |
| Average Assets, quarterly | $165,432,000 | 3,472 |
| Volatile liabilities | $31,739,000 | 3,406 |
| Insider loans | $107,000 | 7,090 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,712,000 | 4,465 |
| Tier 1 (core) risk-based capital | $18,400,000 | 3,183 |
| Tier 2 risk-based capital | $193,000 | 7,696 |
| Total risk weighted assets | $67,635,000 | 4,972 |
| Total unused commitments | $11,712,000 | 4,465 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $166,935,000 | 3,440 |
| Cash and due from depository institutions | $10,249,000 | 5,797 |
| Interest-bearing balances | $9,698,000 | 599 |
| Securities | $89,575,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $57,303,000 | 5,231 |
| Loan loss allowance | $193,000 | 7,866 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,180,000 | 4,206 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,628,000 | 2,101 |
| Life insurance assets | $4,536,000 | 138 |
| Total liabilities and capital | $166,935,000 | 3,440 |
| Total liabilities | $148,570,000 | 3,453 |
| Total deposits | $147,663,000 | 3,221 |
| Interest-bearing deposits | $147,248,000 | 2,787 |
| Deposits held in domestic offices | $147,663,000 | 3,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $907,000 | 3,727 |
| Total equity capital | $18,365,000 | 3,225 |
| Total bank equity capital | $18,365,000 | 3,225 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $0 | 8,157 |
| Undivided profits | $18,365,000 | 1,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $814,000 | 4,128 |
| Earning assets | $156,576,000 | 3,361 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $168,079,000 | 3,286 |
| Average Assets, quarterly | $168,044,000 | 3,393 |
| Volatile liabilities | $33,603,000 | 3,223 |
| Insider loans | $108,000 | 7,105 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,679,000 | 4,588 |
| Tier 1 (core) risk-based capital | $18,399,000 | 3,130 |
| Tier 2 risk-based capital | $193,000 | 7,739 |
| Total risk weighted assets | $67,815,000 | 4,948 |
| Total unused commitments | $10,679,000 | 4,588 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 23 | 5,811 |
| Assets and Liabilities | ||
| Total Assets: | $169,153,000 | 3,355 |
| Cash and due from depository institutions | $17,623,000 | 5,811 |
| Interest-bearing balances | $17,142,000 | 329 |
| Securities | $85,793,000 | 1,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $56,209,000 | 5,273 |
| Loan loss allowance | $193,000 | 7,904 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,176,000 | 4,174 |
| Other real estate owned | $0 | 5,811 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,352,000 | 2,100 |
| Life insurance assets | $4,483,000 | 135 |
| Total liabilities and capital | $169,153,000 | 3,355 |
| Total liabilities | $150,805,000 | 3,368 |
| Total deposits | $149,892,000 | 3,120 |
| Interest-bearing deposits | $149,581,000 | 2,690 |
| Deposits held in domestic offices | $149,892,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $913,000 | 3,676 |
| Total equity capital | $18,348,000 | 3,196 |
| Total bank equity capital | $18,348,000 | 3,196 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $0 | 8,180 |
| Undivided profits | $18,348,000 | 1,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $712,000 | 4,529 |
| Earning assets | $159,144,000 | 3,285 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $168,365,000 | 3,269 |
| Average Assets, quarterly | $168,662,000 | 3,323 |
| Volatile liabilities | $35,784,000 | 3,018 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,891,000 | 4,270 |
| Tier 1 (core) risk-based capital | $18,383,000 | 3,087 |
| Tier 2 risk-based capital | $193,000 | 7,757 |
| Total risk weighted assets | $67,700,000 | 4,896 |
| Total unused commitments | $11,891,000 | 4,272 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $168,171,000 | 3,309 |
| Cash and due from depository institutions | $23,257,000 | 5,548 |
| Interest-bearing balances | $22,725,000 | 236 |
| Securities | $79,052,000 | 1,554 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $56,464,000 | 5,197 |
| Loan loss allowance | $194,000 | 7,901 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,215,000 | 4,083 |
| Other real estate owned | $0 | 5,548 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,183,000 | 2,073 |
| Life insurance assets | $4,439,000 | 135 |
| Total liabilities and capital | $168,171,000 | 3,309 |
| Total liabilities | $149,832,000 | 3,317 |
| Total deposits | $149,043,000 | 3,076 |
| Interest-bearing deposits | $148,761,000 | 2,684 |
| Deposits held in domestic offices | $149,043,000 | 3,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $789,000 | 3,791 |
| Total equity capital | $18,339,000 | 3,153 |
| Total bank equity capital | $18,339,000 | 3,153 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $0 | 8,188 |
| Undivided profits | $18,339,000 | 1,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $744,000 | 4,060 |
| Earning assets | $158,241,000 | 3,225 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $168,102,330 | 3,251 |
| Average Assets, quarterly | $168,183,500 | 3,275 |
| Volatile liabilities | $33,285,000 | 3,054 |
| Insider loans | $110,000 | 7,138 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,544,000 | 4,523 |
| Tier 1 (core) risk-based capital | $18,366,000 | 3,034 |
| Tier 2 risk-based capital | $194,000 | 7,770 |
| Total risk weighted assets | $67,583,000 | 4,846 |
| Total unused commitments | $10,544,000 | 4,524 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 24 | 5,700 |
| Assets and Liabilities | ||
| Total Assets: | $168,196,000 | 3,291 |
| Cash and due from depository institutions | $22,567,000 | 5,700 |
| Interest-bearing balances | $21,993,000 | 251 |
| Securities | $80,812,000 | 1,546 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $55,566,000 | 5,221 |
| Loan loss allowance | $194,000 | 7,963 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,144,000 | 4,153 |
| Other real estate owned | $0 | 5,700 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,107,000 | 2,059 |
| Life insurance assets | $4,396,000 | 133 |
| Total liabilities and capital | $168,196,000 | 3,291 |
| Total liabilities | $149,905,000 | 3,320 |
| Total deposits | $149,133,000 | 3,072 |
| Interest-bearing deposits | $148,829,000 | 2,686 |
| Deposits held in domestic offices | $149,133,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $772,000 | 3,759 |
| Total equity capital | $18,291,000 | 3,084 |
| Total bank equity capital | $18,291,000 | 3,084 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $0 | 8,248 |
| Undivided profits | $18,291,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $702,000 | 4,149 |
| Earning assets | $158,371,000 | 3,218 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $168,068,000 | 3,270 |
| Average Assets, quarterly | $168,068,000 | 3,270 |
| Volatile liabilities | $31,745,000 | 3,078 |
| Insider loans | $104,000 | 7,185 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,685,000 | 4,690 |
| Tier 1 (core) risk-based capital | $18,331,000 | 2,989 |
| Tier 2 risk-based capital | $194,000 | 7,813 |
| Total risk weighted assets | $66,504,000 | 4,853 |
| Total unused commitments | $9,685,000 | 4,692 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $167,940,000 | 3,289 |
| Cash and due from depository institutions | $23,206,000 | 5,579 |
| Interest-bearing balances | $22,701,000 | 238 |
| Securities | $78,618,000 | 1,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $56,836,000 | 5,140 |
| Loan loss allowance | $194,000 | 7,987 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,166,000 | 4,106 |
| Other real estate owned | $0 | 5,579 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,114,000 | 2,027 |
| Life insurance assets | $4,353,000 | 136 |
| Total liabilities and capital | $167,940,000 | 3,289 |
| Total liabilities | $149,697,000 | 3,315 |
| Total deposits | $148,926,000 | 3,068 |
| Interest-bearing deposits | $148,670,000 | 2,662 |
| Deposits held in domestic offices | $148,926,000 | 3,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $771,000 | 3,701 |
| Total equity capital | $18,243,000 | 3,087 |
| Total bank equity capital | $18,243,000 | 3,087 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $0 | 8,282 |
| Undivided profits | $18,243,000 | 1,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $728,000 | 4,020 |
| Earning assets | $158,155,000 | 3,215 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $175,663,400 | 3,061 |
| Average Assets, quarterly | $168,849,500 | 3,235 |
| Volatile liabilities | $31,489,000 | 3,038 |
| Insider loans | $106,000 | 7,224 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,174,000 | 4,410 |
| Tier 1 (core) risk-based capital | $18,261,000 | 2,956 |
| Tier 2 risk-based capital | $194,000 | 7,852 |
| Total risk weighted assets | $67,231,000 | 4,804 |
| Total unused commitments | $10,174,000 | 4,411 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $169,759,000 | 3,201 |
| Cash and due from depository institutions | $27,327,000 | 5,471 |
| Interest-bearing balances | $26,730,000 | 203 |
| Securities | $77,647,000 | 1,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $55,673,000 | 5,175 |
| Loan loss allowance | $194,000 | 8,016 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,165,000 | 4,054 |
| Other real estate owned | $0 | 5,471 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,947,000 | 2,018 |
| Life insurance assets | $4,301,000 | 135 |
| Total liabilities and capital | $169,759,000 | 3,201 |
| Total liabilities | $151,609,000 | 3,223 |
| Total deposits | $150,867,000 | 2,980 |
| Interest-bearing deposits | $150,534,000 | 2,606 |
| Deposits held in domestic offices | $150,867,000 | 2,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $742,000 | 3,909 |
| Total equity capital | $18,150,000 | 3,092 |
| Total bank equity capital | $18,150,000 | 3,092 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $0 | 8,313 |
| Undivided profits | $18,150,000 | 1,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $776,000 | 3,969 |
| Earning assets | $160,050,000 | 3,140 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $177,594,250 | 3,029 |
| Average Assets, quarterly | $172,930,500 | 3,143 |
| Volatile liabilities | $32,367,000 | 2,942 |
| Insider loans | $108,000 | 7,216 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,339,000 | 4,348 |
| Tier 1 (core) risk-based capital | $18,147,000 | 2,949 |
| Tier 2 risk-based capital | $194,000 | 7,871 |
| Total risk weighted assets | $66,304,000 | 4,818 |
| Total unused commitments | $10,339,000 | 4,349 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 27 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $176,102,000 | 3,116 |
| Cash and due from depository institutions | $27,719,000 | 5,380 |
| Interest-bearing balances | $27,056,000 | 209 |
| Securities | $82,094,000 | 1,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $57,251,000 | 5,053 |
| Loan loss allowance | $194,000 | 8,061 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,204,000 | 3,989 |
| Other real estate owned | $0 | 5,380 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,834,000 | 2,047 |
| Life insurance assets | $4,258,000 | 134 |
| Total liabilities and capital | $176,102,000 | 3,116 |
| Total liabilities | $158,061,000 | 3,116 |
| Total deposits | $157,360,000 | 2,875 |
| Interest-bearing deposits | $157,061,000 | 2,472 |
| Deposits held in domestic offices | $157,360,000 | 2,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $701,000 | 3,745 |
| Total equity capital | $18,041,000 | 2,983 |
| Total bank equity capital | $18,041,000 | 2,983 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $0 | 8,370 |
| Undivided profits | $18,041,000 | 1,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $762,000 | 3,770 |
| Earning assets | $166,401,000 | 3,035 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $180,206,000 | 3,006 |
| Average Assets, quarterly | $178,401,500 | 3,051 |
| Volatile liabilities | $34,674,000 | 2,719 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,550,000 | 4,321 |
| Tier 1 (core) risk-based capital | $18,011,000 | 2,915 |
| Tier 2 risk-based capital | $194,000 | 7,917 |
| Total risk weighted assets | $67,909,000 | 4,734 |
| Total unused commitments | $10,550,000 | 4,322 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 26 | 5,485 |
| Assets and Liabilities | ||
| Total Assets: | $180,701,000 | 3,026 |
| Cash and due from depository institutions | $33,692,000 | 5,485 |
| Interest-bearing balances | $33,250,000 | 201 |
| Securities | $78,153,000 | 1,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $59,534,000 | 4,878 |
| Loan loss allowance | $397,000 | 6,729 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,245,000 | 3,913 |
| Other real estate owned | $50,000 | 5,485 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,027,000 | 1,898 |
| Life insurance assets | $4,217,000 | 138 |
| Total liabilities and capital | $180,701,000 | 3,026 |
| Total liabilities | $162,767,000 | 3,010 |
| Total deposits | $162,134,000 | 2,774 |
| Interest-bearing deposits | $161,885,000 | 2,383 |
| Deposits held in domestic offices | $162,134,000 | 2,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $633,000 | 4,305 |
| Total equity capital | $17,934,000 | 3,056 |
| Total bank equity capital | $17,934,000 | 3,056 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $0 | 8,403 |
| Undivided profits | $17,934,000 | 1,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $831,000 | 3,433 |
| Earning assets | $170,937,000 | 2,953 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $182,258,000 | 2,979 |
| Average Assets, quarterly | $182,258,000 | 2,979 |
| Volatile liabilities | $36,358,000 | 2,558 |
| Insider loans | $260,000 | 6,442 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,250,000 | 4,336 |
| Tier 1 (core) risk-based capital | $17,882,000 | 2,903 |
| Tier 2 risk-based capital | $397,000 | 6,402 |
| Total risk weighted assets | $69,510,000 | 4,602 |
| Total unused commitments | $10,250,000 | 4,343 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 28 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $183,815,000 | 2,983 |
| Cash and due from depository institutions | $36,037,000 | 5,254 |
| Interest-bearing balances | $35,513,000 | 176 |
| Securities | $75,894,000 | 1,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $62,660,000 | 4,711 |
| Loan loss allowance | $405,000 | 6,661 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,283,000 | 3,858 |
| Other real estate owned | $40,000 | 5,254 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,901,000 | 1,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,815,000 | 2,983 |
| Total liabilities | $165,925,000 | 2,967 |
| Total deposits | $165,188,000 | 2,717 |
| Interest-bearing deposits | $162,307,000 | 2,356 |
| Deposits held in domestic offices | $165,188,000 | 2,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $737,000 | 3,772 |
| Total equity capital | $17,890,000 | 3,002 |
| Total bank equity capital | $17,890,000 | 3,002 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $17,890,000 | 1,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $793,000 | 3,705 |
| Earning assets | $174,067,000 | 2,893 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $190,487,200 | 2,786 |
| Average Assets, quarterly | $187,179,500 | 2,908 |
| Volatile liabilities | $36,826,000 | 2,521 |
| Insider loans | $325,000 | 6,173 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,209,000 | 4,459 |
| Tier 1 (core) risk-based capital | $17,794,000 | 2,870 |
| Tier 2 risk-based capital | $405,000 | 6,339 |
| Total risk weighted assets | $70,551,000 | 4,532 |
| Total unused commitments | $9,209,000 | 4,462 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $190,544,000 | 2,876 |
| Cash and due from depository institutions | $52,069,000 | 5,274 |
| Interest-bearing balances | $51,491,000 | 147 |
| Securities | $66,956,000 | 1,898 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $66,329,000 | 4,528 |
| Loan loss allowance | $403,000 | 6,720 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,312,000 | 3,807 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,878,000 | 3,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,544,000 | 2,876 |
| Total liabilities | $172,657,000 | 2,863 |
| Total deposits | $171,953,000 | 2,616 |
| Interest-bearing deposits | $168,720,000 | 2,283 |
| Deposits held in domestic offices | $171,953,000 | 2,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $704,000 | 4,056 |
| Total equity capital | $17,887,000 | 2,993 |
| Total bank equity capital | $17,887,000 | 2,993 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $17,887,000 | 1,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $669,000 | 4,500 |
| Earning assets | $184,776,000 | 2,728 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $192,155,250 | 2,787 |
| Average Assets, quarterly | $191,866,000 | 2,837 |
| Volatile liabilities | $39,176,000 | 2,345 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,676,000 | 4,592 |
| Tier 1 (core) risk-based capital | $17,744,000 | 2,877 |
| Tier 2 risk-based capital | $403,000 | 6,373 |
| Total risk weighted assets | $69,901,000 | 4,547 |
| Total unused commitments | $14,676,000 | 3,437 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 29 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $193,188,000 | 2,822 |
| Cash and due from depository institutions | $54,034,000 | 5,170 |
| Interest-bearing balances | $53,560,000 | 152 |
| Securities | $56,548,000 | 2,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $77,441,000 | 4,038 |
| Loan loss allowance | $397,000 | 6,744 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,354,000 | 3,726 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,811,000 | 3,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,188,000 | 2,822 |
| Total liabilities | $175,136,000 | 2,794 |
| Total deposits | $174,504,000 | 2,559 |
| Interest-bearing deposits | $172,962,000 | 2,209 |
| Deposits held in domestic offices | $174,504,000 | 2,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $632,000 | 4,472 |
| Total equity capital | $18,052,000 | 2,967 |
| Total bank equity capital | $18,052,000 | 2,967 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $18,052,000 | 1,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $749,000 | 3,923 |
| Earning assets | $187,549,000 | 2,679 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $192,692,330 | 2,776 |
| Average Assets, quarterly | $193,224,000 | 2,795 |
| Volatile liabilities | $39,363,000 | 2,290 |
| Insider loans | $347,000 | 6,088 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,991,000 | 4,210 |
| Tier 1 (core) risk-based capital | $17,863,000 | 2,809 |
| Tier 2 risk-based capital | $397,000 | 6,394 |
| Total risk weighted assets | $76,485,000 | 4,243 |
| Total unused commitments | $9,991,000 | 4,222 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $193,260,000 | 2,786 |
| Cash and due from depository institutions | $43,987,000 | 5,259 |
| Interest-bearing balances | $43,496,000 | 170 |
| Securities | $56,708,000 | 2,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $87,515,000 | 3,619 |
| Loan loss allowance | $396,000 | 6,711 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,367,000 | 3,677 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,683,000 | 3,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,260,000 | 2,786 |
| Total liabilities | $175,198,000 | 2,757 |
| Total deposits | $174,311,000 | 2,545 |
| Interest-bearing deposits | $172,368,000 | 2,205 |
| Deposits held in domestic offices | $174,311,000 | 2,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $887,000 | 3,606 |
| Total equity capital | $18,062,000 | 2,909 |
| Total bank equity capital | $18,062,000 | 2,909 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $18,062,000 | 1,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $708,000 | 4,126 |
| Earning assets | $187,719,000 | 2,648 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $192,444,500 | 2,773 |
| Average Assets, quarterly | $192,444,500 | 2,773 |
| Volatile liabilities | $35,861,000 | 2,440 |
| Insider loans | $355,000 | 6,039 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,728,000 | 4,217 |
| Tier 1 (core) risk-based capital | $17,674,000 | 2,782 |
| Tier 2 risk-based capital | $396,000 | 6,349 |
| Total risk weighted assets | $76,737,000 | 4,174 |
| Total unused commitments | $9,728,000 | 4,234 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $191,629,000 | 2,773 |
| Cash and due from depository institutions | $45,154,000 | 5,143 |
| Interest-bearing balances | $44,525,000 | 148 |
| Securities | $42,539,000 | 2,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $98,782,000 | 3,242 |
| Loan loss allowance | $390,000 | 6,712 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,412,000 | 3,623 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,742,000 | 3,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,629,000 | 2,773 |
| Total liabilities | $173,688,000 | 2,732 |
| Total deposits | $172,819,000 | 2,508 |
| Interest-bearing deposits | $171,445,000 | 2,176 |
| Deposits held in domestic offices | $172,819,000 | 2,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $869,000 | 3,722 |
| Total equity capital | $17,941,000 | 2,895 |
| Total bank equity capital | $17,941,000 | 2,895 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $17,941,000 | 1,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $781,000 | 3,972 |
| Earning assets | $185,846,000 | 2,627 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $184,073,600 | 2,734 |
| Average Assets, quarterly | $190,121,500 | 2,766 |
| Volatile liabilities | $34,008,000 | 2,532 |
| Insider loans | $365,000 | 6,004 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,801,000 | 4,111 |
| Tier 1 (core) risk-based capital | $17,547,000 | 2,759 |
| Tier 2 risk-based capital | $390,000 | 6,379 |
| Total risk weighted assets | $79,364,000 | 4,052 |
| Total unused commitments | $9,801,000 | 4,115 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $177,322,000 | 2,825 |
| Cash and due from depository institutions | $30,145,000 | 4,907 |
| Interest-bearing balances | $29,673,000 | 222 |
| Securities | $23,025,000 | 4,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $118,955,000 | 2,696 |
| Loan loss allowance | $386,000 | 6,676 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,444,000 | 3,513 |
| Other real estate owned | $0 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,753,000 | 3,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,322,000 | 2,825 |
| Total liabilities | $160,580,000 | 2,816 |
| Total deposits | $159,849,000 | 2,562 |
| Interest-bearing deposits | $158,116,000 | 2,243 |
| Deposits held in domestic offices | $159,849,000 | 2,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $731,000 | 4,310 |
| Total equity capital | $16,742,000 | 2,880 |
| Total bank equity capital | $16,742,000 | 2,880 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $16,742,000 | 1,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 7,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $757,000 | 4,420 |
| Earning assets | $171,653,000 | 2,689 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $169,956,800 | 2,803 |
| Average Assets, quarterly | $174,141,500 | 2,838 |
| Volatile liabilities | $27,141,000 | 2,941 |
| Insider loans | $400,000 | 5,875 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,767,000 | 3,989 |
| Tier 1 (core) risk-based capital | $16,687,000 | 2,761 |
| Tier 2 risk-based capital | $386,000 | 6,359 |
| Total risk weighted assets | $81,714,000 | 3,835 |
| Total unused commitments | $9,767,000 | 3,997 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $163,944,000 | 2,914 |
| Cash and due from depository institutions | $11,081,000 | 4,871 |
| Interest-bearing balances | $10,535,000 | 438 |
| Securities | $21,121,000 | 4,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $126,396,000 | 2,480 |
| Loan loss allowance | $379,000 | 6,634 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,574,000 | 3,320 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,772,000 | 3,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,944,000 | 2,914 |
| Total liabilities | $147,984,000 | 2,919 |
| Total deposits | $141,151,000 | 2,754 |
| Interest-bearing deposits | $140,014,000 | 2,406 |
| Deposits held in domestic offices | $141,151,000 | 2,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 2,621 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $833,000 | 4,116 |
| Total equity capital | $15,960,000 | 2,911 |
| Total bank equity capital | $15,960,000 | 2,911 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $15,960,000 | 1,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $744,000 | 3,654 |
| Earning assets | $158,052,000 | 2,789 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $161,185,000 | 2,839 |
| Average Assets, quarterly | $163,930,500 | 2,877 |
| Volatile liabilities | $24,248,000 | 3,173 |
| Insider loans | $428,000 | 5,792 |
| FHLB advances | $6,000,000 | 546 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,315,000 | 4,177 |
| Tier 1 (core) risk-based capital | $15,837,000 | 2,834 |
| Tier 2 risk-based capital | $379,000 | 6,307 |
| Total risk weighted assets | $80,124,000 | 3,756 |
| Total unused commitments | $8,315,000 | 4,178 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $158,748,000 | 2,931 |
| Cash and due from depository institutions | $15,424,000 | 5,132 |
| Interest-bearing balances | $13,680,000 | 286 |
| Securities | $14,906,000 | 5,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $123,178,000 | 2,426 |
| Loan loss allowance | $361,000 | 6,796 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,762,000 | 3,073 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,478,000 | 3,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,748,000 | 2,931 |
| Total liabilities | $143,862,000 | 2,927 |
| Total deposits | $137,034,000 | 2,771 |
| Interest-bearing deposits | $136,208,000 | 2,407 |
| Deposits held in domestic offices | $137,034,000 | 2,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 2,585 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $828,000 | 3,757 |
| Total equity capital | $14,886,000 | 2,979 |
| Total bank equity capital | $14,886,000 | 2,979 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $14,886,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 4,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $605,000 | 3,871 |
| Earning assets | $151,764,000 | 2,803 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $157,993,800 | 2,838 |
| Average Assets, quarterly | $158,510,500 | 2,903 |
| Volatile liabilities | $21,589,000 | 3,302 |
| Insider loans | $523,000 | 5,273 |
| FHLB advances | $6,000,000 | 576 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,058,000 | 4,278 |
| Tier 1 (core) risk-based capital | $14,813,000 | 2,952 |
| Tier 2 risk-based capital | $361,000 | 6,428 |
| Total risk weighted assets | $78,447,000 | 3,685 |
| Total unused commitments | $8,058,000 | 4,282 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $156,383,000 | 2,917 |
| Cash and due from depository institutions | $8,940,000 | 5,204 |
| Interest-bearing balances | $8,194,000 | 773 |
| Securities | $21,867,000 | 4,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $120,127,000 | 2,318 |
| Loan loss allowance | $348,000 | 6,899 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,892,000 | 2,787 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,557,000 | 2,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,383,000 | 2,917 |
| Total liabilities | $142,379,000 | 2,890 |
| Total deposits | $135,480,000 | 2,810 |
| Interest-bearing deposits | $134,765,000 | 2,422 |
| Deposits held in domestic offices | $135,480,000 | 2,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,034 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $899,000 | 3,831 |
| Total equity capital | $14,004,000 | 3,195 |
| Total bank equity capital | $14,004,000 | 3,195 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $14,004,000 | 1,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 5,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $633,000 | 3,673 |
| Earning assets | $150,188,000 | 2,822 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $154,202,200 | 2,807 |
| Average Assets, quarterly | $155,519,500 | 2,886 |
| Volatile liabilities | $18,392,000 | 3,223 |
| Insider loans | $508,000 | 5,241 |
| FHLB advances | $6,000,000 | 493 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,083,000 | 3,858 |
| Tier 1 (core) risk-based capital | $13,830,000 | 3,084 |
| Tier 2 risk-based capital | $348,000 | 6,484 |
| Total risk weighted assets | $76,318,000 | 3,583 |
| Total unused commitments | $9,083,000 | 3,865 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $149,923,000 | 2,976 |
| Cash and due from depository institutions | $3,459,000 | 5,269 |
| Interest-bearing balances | $2,569,000 | 1,506 |
| Securities | $30,982,000 | 3,534 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $109,879,000 | 2,523 |
| Loan loss allowance | $347,000 | 7,073 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,935,000 | 2,690 |
| Other real estate owned | $100,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,568,000 | 2,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,923,000 | 2,976 |
| Total liabilities | $136,955,000 | 2,934 |
| Total deposits | $133,134,000 | 2,802 |
| Interest-bearing deposits | $132,505,000 | 2,424 |
| Deposits held in domestic offices | $133,134,000 | 2,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $821,000 | 4,173 |
| Total equity capital | $12,968,000 | 3,405 |
| Total bank equity capital | $12,968,000 | 3,405 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $12,968,000 | 2,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $628,000 | 3,784 |
| Earning assets | $143,430,000 | 2,878 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $145,112,800 | 2,931 |
| Average Assets, quarterly | $147,919,000 | 2,964 |
| Volatile liabilities | $13,735,000 | 4,016 |
| Insider loans | $534,000 | 5,237 |
| FHLB advances | $3,000,000 | 595 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,969,000 | 3,461 |
| Tier 1 (core) risk-based capital | $12,818,000 | 3,303 |
| Tier 2 risk-based capital | $347,000 | 6,533 |
| Total risk weighted assets | $71,904,000 | 3,738 |
| Total unused commitments | $9,969,000 | 3,463 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $141,726,000 | 3,199 |
| Cash and due from depository institutions | $5,179,000 | 5,680 |
| Interest-bearing balances | $4,368,000 | 890 |
| Securities | $29,352,000 | 3,969 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $101,687,000 | 2,739 |
| Loan loss allowance | $384,000 | 6,952 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,847,000 | 2,741 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,661,000 | 2,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,726,000 | 3,199 |
| Total liabilities | $129,847,000 | 3,149 |
| Total deposits | $129,229,000 | 2,954 |
| Interest-bearing deposits | $128,329,000 | 2,587 |
| Deposits held in domestic offices | $129,229,000 | 2,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $618,000 | 5,156 |
| Total equity capital | $11,879,000 | 3,720 |
| Total bank equity capital | $11,879,000 | 3,720 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $11,879,000 | 2,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 7,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $585,000 | 3,950 |
| Earning assets | $135,407,000 | 3,083 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $140,469,600 | 3,100 |
| Average Assets, quarterly | $141,119,500 | 3,175 |
| Volatile liabilities | $10,615,000 | 4,681 |
| Insider loans | $405,000 | 6,047 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,477,000 | 4,050 |
| Tier 1 (core) risk-based capital | $11,885,000 | 3,610 |
| Tier 2 risk-based capital | $384,000 | 6,284 |
| Total risk weighted assets | $68,190,000 | 3,940 |
| Total unused commitments | $7,477,000 | 4,064 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $140,631,000 | 3,225 |
| Cash and due from depository institutions | $7,131,000 | 6,154 |
| Interest-bearing balances | $6,385,000 | 764 |
| Securities | $30,438,000 | 4,021 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $97,530,000 | 2,766 |
| Loan loss allowance | $391,000 | 7,077 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,877,000 | 2,643 |
| Other real estate owned | $30,000 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,625,000 | 2,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,631,000 | 3,225 |
| Total liabilities | $128,994,000 | 3,177 |
| Total deposits | $128,363,000 | 3,001 |
| Interest-bearing deposits | $127,843,000 | 2,617 |
| Deposits held in domestic offices | $128,363,000 | 2,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $631,000 | 5,261 |
| Total equity capital | $11,637,000 | 3,777 |
| Total bank equity capital | $11,637,000 | 3,777 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $11,637,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $689,000 | 3,436 |
| Earning assets | $134,353,000 | 3,124 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $139,925,600 | 3,131 |
| Average Assets, quarterly | $142,056,000 | 3,161 |
| Volatile liabilities | $9,013,000 | 4,878 |
| Insider loans | $450,000 | 5,955 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,207,000 | 3,718 |
| Tier 1 (core) risk-based capital | $11,541,000 | 3,680 |
| Tier 2 risk-based capital | $391,000 | 6,284 |
| Total risk weighted assets | $66,768,000 | 3,937 |
| Total unused commitments | $8,207,000 | 3,731 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $135,797,000 | 3,290 |
| Cash and due from depository institutions | $2,818,000 | 6,009 |
| Interest-bearing balances | $2,000,000 | 1,593 |
| Securities | $30,741,000 | 4,184 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $97,077,000 | 2,716 |
| Loan loss allowance | $367,000 | 7,528 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,632,000 | 2,804 |
| Other real estate owned | $0 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,529,000 | 3,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,797,000 | 3,290 |
| Total liabilities | $124,999,000 | 3,241 |
| Total deposits | $123,747,000 | 3,065 |
| Interest-bearing deposits | $122,803,000 | 2,692 |
| Deposits held in domestic offices | $123,747,000 | 3,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $725,000 | 3,459 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $527,000 | 5,030 |
| Total equity capital | $10,798,000 | 3,764 |
| Total bank equity capital | $10,798,000 | 3,764 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $10,798,000 | 2,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 8,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $584,000 | 3,571 |
| Earning assets | $129,818,000 | 3,161 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $139,840,600 | 3,133 |
| Average Assets, quarterly | $137,610,000 | 3,230 |
| Volatile liabilities | $8,842,000 | 4,732 |
| Insider loans | $492,000 | 5,743 |
| FHLB advances | $725,000 | 904 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,359,000 | 3,560 |
| Tier 1 (core) risk-based capital | $10,798,000 | 3,818 |
| Tier 2 risk-based capital | $367,000 | 6,615 |
| Total risk weighted assets | $66,632,000 | 3,852 |
| Total unused commitments | $8,359,000 | 3,567 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $141,892,000 | 3,224 |
| Cash and due from depository institutions | $9,904,000 | 6,250 |
| Interest-bearing balances | $9,059,000 | 690 |
| Securities | $26,751,000 | 4,931 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $100,282,000 | 2,607 |
| Loan loss allowance | $341,000 | 8,123 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,561,000 | 2,855 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,394,000 | 2,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,892,000 | 3,224 |
| Total liabilities | $131,957,000 | 3,151 |
| Total deposits | $128,495,000 | 3,062 |
| Interest-bearing deposits | $128,128,000 | 2,682 |
| Deposits held in domestic offices | $128,495,000 | 3,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $462,000 | 5,666 |
| Total equity capital | $9,935,000 | 4,116 |
| Total bank equity capital | $9,935,000 | 4,116 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $9,935,000 | 2,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 5,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $633,000 | 2,848 |
| Earning assets | $136,092,000 | 3,084 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $143,443,400 | 3,107 |
| Average Assets, quarterly | $142,287,000 | 3,200 |
| Volatile liabilities | $11,473,000 | 3,720 |
| Insider loans | $629,000 | 5,031 |
| FHLB advances | $3,000,000 | 584 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,731,000 | 3,707 |
| Tier 1 (core) risk-based capital | $9,935,000 | 4,031 |
| Tier 2 risk-based capital | $341,000 | 6,979 |
| Total risk weighted assets | $68,226,000 | 3,712 |
| Total unused commitments | $7,731,000 | 3,725 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $143,775,000 | 3,230 |
| Cash and due from depository institutions | $11,837,000 | 6,539 |
| Interest-bearing balances | $10,994,000 | 685 |
| Securities | $25,249,000 | 5,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $101,465,000 | 2,636 |
| Loan loss allowance | $261,000 | 9,402 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,511,000 | 2,908 |
| Other real estate owned | $16,000 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,697,000 | 2,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,775,000 | 3,230 |
| Total liabilities | $134,880,000 | 3,166 |
| Total deposits | $131,543,000 | 3,099 |
| Interest-bearing deposits | $130,630,000 | 2,758 |
| Deposits held in domestic offices | $131,543,000 | 3,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,649 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $337,000 | 7,654 |
| Total equity capital | $8,895,000 | 4,353 |
| Total bank equity capital | $8,895,000 | 4,353 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $8,895,000 | 2,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 7,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $708,000 | 2,804 |
| Earning assets | $137,708,000 | 3,092 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $140,862,800 | 3,238 |
| Average Assets, quarterly | $143,069,500 | 3,234 |
| Volatile liabilities | $8,814,000 | 4,509 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,000,000 | 574 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,102,000 | 3,385 |
| Tier 1 (core) risk-based capital | $8,895,000 | 4,284 |
| Tier 2 risk-based capital | $261,000 | 8,220 |
| Total risk weighted assets | $69,009,000 | 3,756 |
| Total unused commitments | $8,102,000 | 3,406 |
| Derivatives | $0 | 651 |