Home > Nashoba Bank > Income and Expense
Nashoba Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,588,000 | 2,565 |
| Total interest expense | $7,467,000 | 2,276 |
| Net interest income | $6,121,000 | 2,881 |
| Provision for loan and lease losses | $417,000 | 2,202 |
| Total noninterest income | $582,000 | 4,487 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $166,000 | 5,543 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $416,000 | 3,250 |
| Total noninterest expense | $3,743,000 | 3,509 |
| Salaries and employee benefits | $2,117,000 | 3,302 |
| Premises and equipment expense | $559,000 | 3,466 |
| Additional noninterest expense | $1,067,000 | 3,796 |
| Pre-tax net operating income | $2,543,000 | 2,719 |
| Securities gains (losses) | $-55,000 | 9,236 |
| Applicable income taxes | $944,000 | 2,233 |
| Income before extraordinary items | $1,544,000 | 3,180 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,544,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,807 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $713,000 | 498 |
| Net operating income | $1,579,200 | 3,117 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,803,000 | 3,279 |
| Total interest expense | $4,995,000 | 2,921 |
| Net interest income | $4,808,000 | 3,575 |
| Provision for loan and lease losses | $511,000 | 1,732 |
| Total noninterest income | $477,000 | 5,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,768 |
| Total noninterest expense | $3,135,000 | 4,069 |
| Salaries and employee benefits | $1,795,000 | 3,751 |
| Premises and equipment expense | $517,000 | 3,657 |
| Additional noninterest expense | $823,000 | 4,687 |
| Pre-tax net operating income | $1,639,000 | 3,861 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $622,000 | 3,144 |
| Income before extraordinary items | $1,017,000 | 4,381 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,017,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,049,000 | 428 |
| Net operating income | $1,017,000 | 4,350 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 4,661 |
| Total interest expense | $3,348,000 | 4,316 |
| Net interest income | $3,178,000 | 4,935 |
| Provision for loan and lease losses | $123,000 | 4,579 |
| Total noninterest income | $492,000 | 4,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,403 |
| Total noninterest expense | $2,373,000 | 4,946 |
| Salaries and employee benefits | $1,375,000 | 4,547 |
| Premises and equipment expense | $427,000 | 4,204 |
| Additional noninterest expense | $571,000 | 5,939 |
| Pre-tax net operating income | $1,174,000 | 4,959 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $442,000 | 4,166 |
| Income before extraordinary items | $732,000 | 5,473 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $732,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 10,069 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 659 |
| Net operating income | $732,000 | 5,364 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 5,233 |
| Total interest expense | $2,999,000 | 4,713 |
| Net interest income | $2,737,000 | 5,689 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $196,000 | 7,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $2,122,000 | 5,426 |
| Salaries and employee benefits | $1,122,000 | 5,384 |
| Premises and equipment expense | $442,000 | 4,099 |
| Additional noninterest expense | $558,000 | 6,062 |
| Pre-tax net operating income | $801,000 | 6,542 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $274,000 | 5,980 |
| Income before extraordinary items | $527,000 | 6,817 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $527,000 | 6,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $106,000 | 6,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $527,000 | 6,761 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 5,417 |
| Total interest expense | $2,949,000 | 4,850 |
| Net interest income | $2,693,000 | 5,893 |
| Provision for loan and lease losses | $637,000 | 1,438 |
| Total noninterest income | $257,000 | 7,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $2,509,000 | 4,993 |
| Salaries and employee benefits | $1,303,000 | 4,846 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $787,000 | 5,268 |
| Pre-tax net operating income | $-196,000 | 11,068 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $-76,000 | 11,139 |
| Income before extraordinary items | $-121,000 | 11,029 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-121,000 | 11,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,123 |
| Cash dividends | $115,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-120,360 | 10,983 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 5,510 |
| Total interest expense | $2,886,000 | 4,932 |
| Net interest income | $2,718,000 | 5,942 |
| Provision for loan and lease losses | $438,000 | 1,744 |
| Total noninterest income | $202,000 | 8,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $2,165,000 | 5,632 |
| Salaries and employee benefits | $1,136,000 | 5,461 |
| Premises and equipment expense | $425,000 | 4,302 |
| Additional noninterest expense | $604,000 | 6,510 |
| Pre-tax net operating income | $317,000 | 9,625 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $201,000 | 9,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $201,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,829 |
| Cash dividends | $108,000 | 6,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $201,000 | 9,887 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 6,379 |
| Total interest expense | $1,722,000 | 6,282 |
| Net interest income | $2,556,000 | 6,354 |
| Provision for loan and lease losses | $417,000 | 1,778 |
| Total noninterest income | $211,000 | 8,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $1,926,000 | 6,394 |
| Salaries and employee benefits | $991,000 | 6,134 |
| Premises and equipment expense | $320,000 | 5,433 |
| Additional noninterest expense | $615,000 | 6,926 |
| Pre-tax net operating income | $424,000 | 9,165 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $144,000 | 8,434 |
| Income before extraordinary items | $275,000 | 9,427 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $275,000 | 9,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,783 |
| Cash dividends | $389,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $278,300 | 9,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 8,098 |
| Total interest expense | $1,252,000 | 8,072 |
| Net interest income | $1,897,000 | 7,961 |
| Provision for loan and lease losses | $111,000 | 5,491 |
| Total noninterest income | $191,000 | 9,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,318,000 | 8,443 |
| Salaries and employee benefits | $655,000 | 8,344 |
| Premises and equipment expense | $241,000 | 6,865 |
| Additional noninterest expense | $422,000 | 9,008 |
| Pre-tax net operating income | $659,000 | 7,577 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $256,000 | 6,691 |
| Income before extraordinary items | $403,000 | 8,405 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $403,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $296,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $403,000 | 8,127 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 9,786 |
| Total interest expense | $1,108,000 | 9,952 |
| Net interest income | $1,457,000 | 9,421 |
| Provision for loan and lease losses | $98,000 | 7,351 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,040,000 | 9,805 |
| Salaries and employee benefits | $537,000 | 9,398 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $349,000 | 10,204 |
| Pre-tax net operating income | $412,000 | 9,133 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $252,000 | 9,897 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $252,000 | 10,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $252,000 | 9,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.