Nara Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $113,415,000 | 213 |
| Total interest expense | $22,772,000 | 196 |
| Net interest income | $90,643,000 | 209 |
| Provision for loan and lease losses | $18,792,000 | 187 |
| Total noninterest income | $16,121,000 | 355 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $4,314,000 | 278 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $11,807,000 | 313 |
| Total noninterest expense | $47,787,000 | 328 |
| Salaries and employee benefits | $22,104,000 | 341 |
| Premises and equipment expense | $9,604,000 | 208 |
| Additional noninterest expense | $16,079,000 | 360 |
| Pre-tax net operating income | $40,185,000 | 182 |
| Securities gains (losses) | $70,000 | 2,079 |
| Applicable income taxes | $15,042,000 | 161 |
| Income before extraordinary items | $25,213,000 | 205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,213,000 | 206 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $25,213,000 | 206 |
| Net charge-offs | $21,103,000 | 188 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 828 |
| Net operating income | $25,168,200 | 200 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $74,488,000 | 219 |
| Total interest expense | $15,357,000 | 202 |
| Net interest income | $59,131,000 | 217 |
| Provision for loan and lease losses | $15,309,000 | 167 |
| Total noninterest income | $12,009,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,946,000 | 270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,063,000 | 289 |
| Total noninterest expense | $31,957,000 | 333 |
| Salaries and employee benefits | $14,607,000 | 347 |
| Premises and equipment expense | $6,355,000 | 215 |
| Additional noninterest expense | $10,995,000 | 356 |
| Pre-tax net operating income | $23,874,000 | 196 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $9,382,000 | 168 |
| Income before extraordinary items | $14,498,000 | 228 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,498,000 | 227 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $14,498,000 | 228 |
| Net charge-offs | $17,933,000 | 167 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 699 |
| Net operating income | $14,494,160 | 224 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $37,194,000 | 220 |
| Total interest expense | $7,853,000 | 205 |
| Net interest income | $29,341,000 | 217 |
| Provision for loan and lease losses | $5,262,000 | 229 |
| Total noninterest income | $4,421,000 | 406 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,516,000 | 263 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,905,000 | 384 |
| Total noninterest expense | $15,787,000 | 342 |
| Salaries and employee benefits | $7,053,000 | 361 |
| Premises and equipment expense | $3,184,000 | 215 |
| Additional noninterest expense | $5,550,000 | 352 |
| Pre-tax net operating income | $12,713,000 | 186 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,214,000 | 156 |
| Income before extraordinary items | $7,499,000 | 215 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,499,000 | 215 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,499,000 | 215 |
| Net charge-offs | $4,242,000 | 306 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 628 |
| Net operating income | $7,499,000 | 213 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $150,423,000 | 226 |
| Total interest expense | $40,200,000 | 191 |
| Net interest income | $110,223,000 | 229 |
| Provision for loan and lease losses | $84,630,000 | 121 |
| Total noninterest income | $17,755,000 | 427 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,548,000 | 247 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,207,000 | 420 |
| Total noninterest expense | $60,780,000 | 363 |
| Salaries and employee benefits | $25,113,000 | 388 |
| Premises and equipment expense | $12,511,000 | 214 |
| Additional noninterest expense | $23,156,000 | 361 |
| Pre-tax net operating income | $-17,432,000 | 7,497 |
| Securities gains (losses) | $6,396,000 | 92 |
| Applicable income taxes | $-5,759,000 | 7,592 |
| Income before extraordinary items | $-5,277,000 | 7,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,277,000 | 7,190 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,277,000 | 7,190 |
| Net charge-offs | $81,734,000 | 122 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $320,000 | 539 |
| Net operating income | $-9,370,440 | 7,347 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $112,371,000 | 226 |
| Total interest expense | $31,333,000 | 187 |
| Net interest income | $81,038,000 | 230 |
| Provision for loan and lease losses | $78,830,000 | 106 |
| Total noninterest income | $13,541,000 | 405 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,894,000 | 247 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,647,000 | 402 |
| Total noninterest expense | $44,923,000 | 357 |
| Salaries and employee benefits | $17,945,000 | 398 |
| Premises and equipment expense | $9,353,000 | 215 |
| Additional noninterest expense | $17,625,000 | 335 |
| Pre-tax net operating income | $-29,174,000 | 7,694 |
| Securities gains (losses) | $6,396,000 | 78 |
| Applicable income taxes | $-10,570,000 | 7,726 |
| Income before extraordinary items | $-12,208,000 | 7,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-12,208,000 | 7,611 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-12,208,000 | 7,611 |
| Net charge-offs | $74,562,000 | 106 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 509 |
| Net operating income | $-16,301,440 | 7,636 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $75,229,000 | 228 |
| Total interest expense | $22,289,000 | 181 |
| Net interest income | $52,940,000 | 235 |
| Provision for loan and lease losses | $67,730,000 | 96 |
| Total noninterest income | $6,289,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $3,233,000 | 250 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,056,000 | 586 |
| Total noninterest expense | $29,507,000 | 362 |
| Salaries and employee benefits | $11,460,000 | 416 |
| Premises and equipment expense | $6,139,000 | 214 |
| Additional noninterest expense | $11,908,000 | 330 |
| Pre-tax net operating income | $-38,008,000 | 7,786 |
| Securities gains (losses) | $6,391,000 | 51 |
| Applicable income taxes | $-13,907,000 | 7,804 |
| Income before extraordinary items | $-17,710,000 | 7,746 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-17,710,000 | 7,746 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-17,710,000 | 7,746 |
| Net charge-offs | $64,166,000 | 94 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 393 |
| Net operating income | $-21,800,240 | 7,761 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $38,649,000 | 227 |
| Total interest expense | $12,964,000 | 179 |
| Net interest income | $25,685,000 | 245 |
| Provision for loan and lease losses | $25,407,000 | 115 |
| Total noninterest income | $3,008,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,639,000 | 250 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,369,000 | 626 |
| Total noninterest expense | $13,872,000 | 386 |
| Salaries and employee benefits | $5,551,000 | 437 |
| Premises and equipment expense | $3,022,000 | 226 |
| Additional noninterest expense | $5,299,000 | 359 |
| Pre-tax net operating income | $-10,586,000 | 7,853 |
| Securities gains (losses) | $6,296,000 | 37 |
| Applicable income taxes | $-2,102,000 | 7,861 |
| Income before extraordinary items | $-2,188,000 | 7,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,188,000 | 7,662 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,188,000 | 7,662 |
| Net charge-offs | $20,836,000 | 132 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 730 |
| Net operating income | $-6,217,440 | 7,809 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $157,995,000 | 228 |
| Total interest expense | $63,677,000 | 190 |
| Net interest income | $94,318,000 | 252 |
| Provision for loan and lease losses | $61,023,000 | 205 |
| Total noninterest income | $13,734,000 | 509 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $6,872,000 | 256 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,862,000 | 570 |
| Total noninterest expense | $59,876,000 | 385 |
| Salaries and employee benefits | $24,744,000 | 393 |
| Premises and equipment expense | $12,118,000 | 225 |
| Additional noninterest expense | $23,014,000 | 393 |
| Pre-tax net operating income | $-12,847,000 | 7,580 |
| Securities gains (losses) | $4,427,000 | 135 |
| Applicable income taxes | $-4,378,000 | 7,728 |
| Income before extraordinary items | $-4,042,000 | 7,160 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,042,000 | 7,160 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,042,000 | 7,159 |
| Net charge-offs | $45,018,000 | 215 |
| Cash dividends | $1,200,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $1,656,000 | 360 |
| Net operating income | $-6,875,280 | 7,431 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $116,138,000 | 242 |
| Total interest expense | $48,682,000 | 200 |
| Net interest income | $67,456,000 | 272 |
| Provision for loan and lease losses | $43,170,000 | 225 |
| Total noninterest income | $10,088,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $5,234,000 | 253 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,854,000 | 605 |
| Total noninterest expense | $45,312,000 | 383 |
| Salaries and employee benefits | $18,590,000 | 400 |
| Premises and equipment expense | $9,056,000 | 236 |
| Additional noninterest expense | $17,666,000 | 387 |
| Pre-tax net operating income | $-10,938,000 | 7,764 |
| Securities gains (losses) | $2,727,000 | 175 |
| Applicable income taxes | $-4,270,000 | 7,881 |
| Income before extraordinary items | $-3,941,000 | 7,483 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,941,000 | 7,483 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,941,000 | 7,483 |
| Net charge-offs | $33,622,000 | 212 |
| Cash dividends | $1,200,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $2,144,000 | 264 |
| Net operating income | $-5,686,280 | 7,637 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $74,443,000 | 257 |
| Total interest expense | $31,688,000 | 213 |
| Net interest income | $42,755,000 | 284 |
| Provision for loan and lease losses | $34,670,000 | 201 |
| Total noninterest income | $6,994,000 | 518 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $3,510,000 | 255 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,484,000 | 572 |
| Total noninterest expense | $31,012,000 | 377 |
| Salaries and employee benefits | $12,537,000 | 401 |
| Premises and equipment expense | $5,999,000 | 240 |
| Additional noninterest expense | $12,476,000 | 377 |
| Pre-tax net operating income | $-15,933,000 | 7,993 |
| Securities gains (losses) | $1,005,000 | 287 |
| Applicable income taxes | $-6,807,000 | 8,064 |
| Income before extraordinary items | $-8,121,000 | 7,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,121,000 | 7,911 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,121,000 | 7,911 |
| Net charge-offs | $27,750,000 | 185 |
| Cash dividends | $1,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $1,814,000 | 217 |
| Net operating income | $-8,764,200 | 7,929 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $36,047,000 | 270 |
| Total interest expense | $15,062,000 | 232 |
| Net interest income | $20,985,000 | 284 |
| Provision for loan and lease losses | $15,670,000 | 184 |
| Total noninterest income | $3,506,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,793,000 | 246 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,713,000 | 563 |
| Total noninterest expense | $14,600,000 | 375 |
| Salaries and employee benefits | $6,126,000 | 409 |
| Premises and equipment expense | $2,956,000 | 248 |
| Additional noninterest expense | $5,518,000 | 353 |
| Pre-tax net operating income | $-5,779,000 | 8,053 |
| Securities gains (losses) | $785,000 | 230 |
| Applicable income taxes | $-2,397,000 | 8,105 |
| Income before extraordinary items | $-2,597,000 | 7,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,597,000 | 7,950 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,597,000 | 7,950 |
| Net charge-offs | $8,585,000 | 228 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,511,000 | 138 |
| Net operating income | $-3,099,400 | 7,985 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $166,879,000 | 252 |
| Total interest expense | $68,012,000 | 257 |
| Net interest income | $98,867,000 | 255 |
| Provision for loan and lease losses | $48,825,000 | 195 |
| Total noninterest income | $14,564,000 | 452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,450,000 | 248 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,114,000 | 493 |
| Total noninterest expense | $55,376,000 | 400 |
| Salaries and employee benefits | $28,590,000 | 341 |
| Premises and equipment expense | $11,267,000 | 251 |
| Additional noninterest expense | $15,519,000 | 466 |
| Pre-tax net operating income | $9,230,000 | 597 |
| Securities gains (losses) | $-853,000 | 7,683 |
| Applicable income taxes | $3,107,000 | 458 |
| Income before extraordinary items | $5,270,000 | 773 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,270,000 | 773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,441,000 | 215 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $1,376,000 | 381 |
| Net operating income | $5,815,920 | 745 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $127,804,000 | 262 |
| Total interest expense | $52,280,000 | 266 |
| Net interest income | $75,524,000 | 259 |
| Provision for loan and lease losses | $20,825,000 | 237 |
| Total noninterest income | $12,576,000 | 422 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,492,000 | 259 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,084,000 | 427 |
| Total noninterest expense | $42,001,000 | 392 |
| Salaries and employee benefits | $21,755,000 | 352 |
| Premises and equipment expense | $8,281,000 | 264 |
| Additional noninterest expense | $11,965,000 | 431 |
| Pre-tax net operating income | $25,274,000 | 232 |
| Securities gains (losses) | $-853,000 | 7,875 |
| Applicable income taxes | $10,007,000 | 180 |
| Income before extraordinary items | $14,414,000 | 260 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $14,414,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,054,000 | 242 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $1,176,000 | 280 |
| Net operating income | $14,959,920 | 272 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $86,122,000 | 266 |
| Total interest expense | $35,983,000 | 268 |
| Net interest income | $50,139,000 | 261 |
| Provision for loan and lease losses | $14,645,000 | 204 |
| Total noninterest income | $8,636,000 | 425 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,578,000 | 259 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,058,000 | 432 |
| Total noninterest expense | $28,253,000 | 385 |
| Salaries and employee benefits | $14,816,000 | 349 |
| Premises and equipment expense | $5,379,000 | 268 |
| Additional noninterest expense | $8,058,000 | 416 |
| Pre-tax net operating income | $15,877,000 | 262 |
| Securities gains (losses) | $-852,000 | 8,369 |
| Applicable income taxes | $6,071,000 | 219 |
| Income before extraordinary items | $8,954,000 | 316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,954,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,782,000 | 241 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $883,000 | 218 |
| Net operating income | $9,499,280 | 297 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $44,348,000 | 268 |
| Total interest expense | $18,990,000 | 281 |
| Net interest income | $25,358,000 | 262 |
| Provision for loan and lease losses | $4,993,000 | 217 |
| Total noninterest income | $4,063,000 | 460 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,821,000 | 249 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,242,000 | 468 |
| Total noninterest expense | $13,953,000 | 380 |
| Salaries and employee benefits | $7,525,000 | 345 |
| Premises and equipment expense | $2,707,000 | 269 |
| Additional noninterest expense | $3,721,000 | 430 |
| Pre-tax net operating income | $10,475,000 | 218 |
| Securities gains (losses) | $467,000 | 254 |
| Applicable income taxes | $4,486,000 | 175 |
| Income before extraordinary items | $6,456,000 | 258 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,456,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,912,000 | 300 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $534,000 | 128 |
| Net operating income | $6,157,120 | 256 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $175,748,000 | 275 |
| Total interest expense | $75,237,000 | 294 |
| Net interest income | $100,511,000 | 256 |
| Provision for loan and lease losses | $7,530,000 | 308 |
| Total noninterest income | $22,545,000 | 345 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $7,023,000 | 265 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,522,000 | 305 |
| Total noninterest expense | $54,695,000 | 371 |
| Salaries and employee benefits | $28,264,000 | 361 |
| Premises and equipment expense | $10,559,000 | 257 |
| Additional noninterest expense | $15,872,000 | 413 |
| Pre-tax net operating income | $60,831,000 | 196 |
| Securities gains (losses) | $27,000 | 1,002 |
| Applicable income taxes | $24,939,000 | 164 |
| Income before extraordinary items | $35,919,000 | 224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $35,919,000 | 221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,607,000 | 249 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,330,000 | 400 |
| Net operating income | $35,901,720 | 228 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $129,423,000 | 281 |
| Total interest expense | $54,856,000 | 300 |
| Net interest income | $74,567,000 | 250 |
| Provision for loan and lease losses | $3,880,000 | 310 |
| Total noninterest income | $16,601,000 | 353 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,146,000 | 268 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,455,000 | 307 |
| Total noninterest expense | $41,119,000 | 362 |
| Salaries and employee benefits | $20,570,000 | 370 |
| Premises and equipment expense | $7,844,000 | 259 |
| Additional noninterest expense | $12,705,000 | 382 |
| Pre-tax net operating income | $46,169,000 | 208 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $18,605,000 | 181 |
| Income before extraordinary items | $27,567,000 | 238 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $27,567,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,561,000 | 264 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $27,565,080 | 237 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $83,869,000 | 300 |
| Total interest expense | $35,252,000 | 315 |
| Net interest income | $48,617,000 | 265 |
| Provision for loan and lease losses | $2,330,000 | 292 |
| Total noninterest income | $10,714,000 | 374 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,305,000 | 279 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,409,000 | 330 |
| Total noninterest expense | $26,867,000 | 379 |
| Salaries and employee benefits | $13,256,000 | 391 |
| Premises and equipment expense | $5,156,000 | 272 |
| Additional noninterest expense | $8,455,000 | 387 |
| Pre-tax net operating income | $30,134,000 | 229 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,364,000 | 198 |
| Income before extraordinary items | $17,770,000 | 263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,770,000 | 262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,341,000 | 237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $17,770,000 | 260 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $40,793,000 | 305 |
| Total interest expense | $17,202,000 | 319 |
| Net interest income | $23,591,000 | 277 |
| Provision for loan and lease losses | $980,000 | 306 |
| Total noninterest income | $4,601,000 | 415 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,620,000 | 274 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,981,000 | 379 |
| Total noninterest expense | $13,069,000 | 386 |
| Salaries and employee benefits | $6,393,000 | 408 |
| Premises and equipment expense | $2,540,000 | 274 |
| Additional noninterest expense | $4,136,000 | 385 |
| Pre-tax net operating income | $14,143,000 | 244 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,899,000 | 204 |
| Income before extraordinary items | $8,244,000 | 281 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,244,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,340,000 | 197 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,244,000 | 278 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $155,833,000 | 298 |
| Total interest expense | $57,867,000 | 322 |
| Net interest income | $97,966,000 | 257 |
| Provision for loan and lease losses | $3,754,000 | 319 |
| Total noninterest income | $19,205,000 | 389 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,081,000 | 292 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,124,000 | 352 |
| Total noninterest expense | $52,736,000 | 362 |
| Salaries and employee benefits | $26,952,000 | 364 |
| Premises and equipment expense | $9,463,000 | 272 |
| Additional noninterest expense | $16,321,000 | 385 |
| Pre-tax net operating income | $60,681,000 | 229 |
| Securities gains (losses) | $92,000 | 552 |
| Applicable income taxes | $26,635,000 | 185 |
| Income before extraordinary items | $34,138,000 | 277 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $34,138,000 | 275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,260,000 | 346 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $34,079,120 | 276 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $113,208,000 | 313 |
| Total interest expense | $41,524,000 | 335 |
| Net interest income | $71,684,000 | 276 |
| Provision for loan and lease losses | $2,392,000 | 337 |
| Total noninterest income | $15,048,000 | 386 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,528,000 | 297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,520,000 | 351 |
| Total noninterest expense | $38,685,000 | 378 |
| Salaries and employee benefits | $19,467,000 | 391 |
| Premises and equipment expense | $6,893,000 | 297 |
| Additional noninterest expense | $12,325,000 | 385 |
| Pre-tax net operating income | $45,655,000 | 247 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $18,793,000 | 213 |
| Income before extraordinary items | $26,862,000 | 286 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $26,862,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 427 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $26,862,000 | 281 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $73,199,000 | 315 |
| Total interest expense | $26,189,000 | 340 |
| Net interest income | $47,010,000 | 284 |
| Provision for loan and lease losses | $1,222,000 | 416 |
| Total noninterest income | $10,085,000 | 390 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,057,000 | 284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,028,000 | 348 |
| Total noninterest expense | $26,115,000 | 380 |
| Salaries and employee benefits | $13,320,000 | 380 |
| Premises and equipment expense | $4,490,000 | 302 |
| Additional noninterest expense | $8,305,000 | 392 |
| Pre-tax net operating income | $29,758,000 | 257 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $12,340,000 | 223 |
| Income before extraordinary items | $17,418,000 | 295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,418,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 457 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $17,418,000 | 292 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $35,077,000 | 320 |
| Total interest expense | $11,927,000 | 352 |
| Net interest income | $23,150,000 | 288 |
| Provision for loan and lease losses | $1,080,000 | 245 |
| Total noninterest income | $5,273,000 | 373 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,537,000 | 271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,736,000 | 329 |
| Total noninterest expense | $12,613,000 | 389 |
| Salaries and employee benefits | $6,502,000 | 395 |
| Premises and equipment expense | $2,185,000 | 310 |
| Additional noninterest expense | $3,926,000 | 397 |
| Pre-tax net operating income | $14,730,000 | 256 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,043,000 | 221 |
| Income before extraordinary items | $8,687,000 | 287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,687,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 468 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $8,687,000 | 284 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $116,511,000 | 326 |
| Total interest expense | $34,788,000 | 368 |
| Net interest income | $81,723,000 | 313 |
| Provision for loan and lease losses | $5,427,000 | 226 |
| Total noninterest income | $20,762,000 | 389 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $6,281,000 | 271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,481,000 | 341 |
| Total noninterest expense | $47,729,000 | 402 |
| Salaries and employee benefits | $24,241,000 | 394 |
| Premises and equipment expense | $8,495,000 | 302 |
| Additional noninterest expense | $14,993,000 | 418 |
| Pre-tax net operating income | $49,329,000 | 284 |
| Securities gains (losses) | $143,000 | 593 |
| Applicable income taxes | $20,392,000 | 235 |
| Income before extraordinary items | $29,080,000 | 314 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $29,080,000 | 315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,436,000 | 329 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $28,988,480 | 309 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $83,094,000 | 331 |
| Total interest expense | $23,907,000 | 377 |
| Net interest income | $59,187,000 | 320 |
| Provision for loan and lease losses | $4,570,000 | 205 |
| Total noninterest income | $14,853,000 | 406 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,712,000 | 266 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,141,000 | 358 |
| Total noninterest expense | $34,536,000 | 413 |
| Salaries and employee benefits | $17,784,000 | 402 |
| Premises and equipment expense | $6,150,000 | 310 |
| Additional noninterest expense | $10,602,000 | 427 |
| Pre-tax net operating income | $34,934,000 | 298 |
| Securities gains (losses) | $143,000 | 553 |
| Applicable income taxes | $14,281,000 | 259 |
| Income before extraordinary items | $20,796,000 | 325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $20,796,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,129,000 | 286 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $20,704,480 | 318 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $51,590,000 | 340 |
| Total interest expense | $13,908,000 | 394 |
| Net interest income | $37,682,000 | 324 |
| Provision for loan and lease losses | $3,600,000 | 166 |
| Total noninterest income | $9,746,000 | 408 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,160,000 | 259 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,586,000 | 360 |
| Total noninterest expense | $23,394,000 | 406 |
| Salaries and employee benefits | $11,559,000 | 404 |
| Premises and equipment expense | $4,022,000 | 315 |
| Additional noninterest expense | $7,813,000 | 390 |
| Pre-tax net operating income | $20,434,000 | 318 |
| Securities gains (losses) | $143,000 | 469 |
| Applicable income taxes | $8,308,000 | 280 |
| Income before extraordinary items | $12,269,000 | 354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,269,000 | 354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,458,000 | 281 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $12,177,480 | 343 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $23,677,000 | 353 |
| Total interest expense | $6,105,000 | 415 |
| Net interest income | $17,572,000 | 338 |
| Provision for loan and lease losses | $1,650,000 | 177 |
| Total noninterest income | $4,931,000 | 390 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,578,000 | 248 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,353,000 | 348 |
| Total noninterest expense | $10,845,000 | 426 |
| Salaries and employee benefits | $5,332,000 | 428 |
| Premises and equipment expense | $1,971,000 | 321 |
| Additional noninterest expense | $3,542,000 | 411 |
| Pre-tax net operating income | $10,008,000 | 321 |
| Securities gains (losses) | $15,000 | 882 |
| Applicable income taxes | $4,086,000 | 275 |
| Income before extraordinary items | $5,937,000 | 355 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,937,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 321 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,927,400 | 348 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $77,071,000 | 386 |
| Total interest expense | $16,344,000 | 514 |
| Net interest income | $60,727,000 | 369 |
| Provision for loan and lease losses | $3,900,000 | 309 |
| Total noninterest income | $20,976,000 | 374 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $7,640,000 | 233 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,336,000 | 341 |
| Total noninterest expense | $42,438,000 | 431 |
| Salaries and employee benefits | $22,567,000 | 399 |
| Premises and equipment expense | $7,604,000 | 315 |
| Additional noninterest expense | $12,267,000 | 459 |
| Pre-tax net operating income | $35,365,000 | 327 |
| Securities gains (losses) | $743,000 | 345 |
| Applicable income taxes | $14,305,000 | 295 |
| Income before extraordinary items | $21,803,000 | 363 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,803,000 | 365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,744,000 | 512 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $21,327,480 | 357 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $55,374,000 | 401 |
| Total interest expense | $11,379,000 | 532 |
| Net interest income | $43,995,000 | 381 |
| Provision for loan and lease losses | $3,700,000 | 267 |
| Total noninterest income | $17,726,000 | 354 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $5,902,000 | 230 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,824,000 | 327 |
| Total noninterest expense | $34,765,000 | 398 |
| Salaries and employee benefits | $17,342,000 | 394 |
| Premises and equipment expense | $5,712,000 | 312 |
| Additional noninterest expense | $11,711,000 | 382 |
| Pre-tax net operating income | $23,256,000 | 360 |
| Securities gains (losses) | $434,000 | 457 |
| Applicable income taxes | $9,153,000 | 329 |
| Income before extraordinary items | $14,537,000 | 403 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $14,537,000 | 404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,410,000 | 447 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $14,259,240 | 391 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $35,471,000 | 411 |
| Total interest expense | $6,986,000 | 567 |
| Net interest income | $28,485,000 | 384 |
| Provision for loan and lease losses | $2,800,000 | 240 |
| Total noninterest income | $10,926,000 | 370 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $4,062,000 | 217 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,864,000 | 345 |
| Total noninterest expense | $22,747,000 | 404 |
| Salaries and employee benefits | $11,689,000 | 393 |
| Premises and equipment expense | $3,624,000 | 325 |
| Additional noninterest expense | $7,434,000 | 395 |
| Pre-tax net operating income | $13,864,000 | 388 |
| Securities gains (losses) | $408,000 | 401 |
| Applicable income taxes | $5,484,000 | 352 |
| Income before extraordinary items | $8,788,000 | 425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,788,000 | 425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $975,000 | 442 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,526,880 | 415 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $17,246,000 | 423 |
| Total interest expense | $3,375,000 | 605 |
| Net interest income | $13,871,000 | 397 |
| Provision for loan and lease losses | $1,500,000 | 231 |
| Total noninterest income | $5,611,000 | 357 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,027,000 | 220 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,584,000 | 332 |
| Total noninterest expense | $11,897,000 | 389 |
| Salaries and employee benefits | $5,916,000 | 396 |
| Premises and equipment expense | $1,758,000 | 344 |
| Additional noninterest expense | $4,223,000 | 354 |
| Pre-tax net operating income | $6,085,000 | 418 |
| Securities gains (losses) | $305,000 | 371 |
| Applicable income taxes | $2,191,000 | 411 |
| Income before extraordinary items | $4,199,000 | 434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,199,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 489 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,997,700 | 430 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $61,425,000 | 467 |
| Total interest expense | $14,383,000 | 616 |
| Net interest income | $47,042,000 | 432 |
| Provision for loan and lease losses | $5,385,000 | 320 |
| Total noninterest income | $19,516,000 | 405 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $7,678,000 | 237 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,838,000 | 397 |
| Total noninterest expense | $37,904,000 | 476 |
| Salaries and employee benefits | $20,887,000 | 431 |
| Premises and equipment expense | $6,492,000 | 377 |
| Additional noninterest expense | $10,525,000 | 534 |
| Pre-tax net operating income | $23,269,000 | 426 |
| Securities gains (losses) | $1,087,000 | 450 |
| Applicable income taxes | $8,425,000 | 421 |
| Income before extraordinary items | $15,931,000 | 455 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,931,000 | 456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,906,000 | 578 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 125 |
| Net operating income | $15,224,450 | 439 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $44,623,000 | 495 |
| Total interest expense | $10,952,000 | 636 |
| Net interest income | $33,671,000 | 461 |
| Provision for loan and lease losses | $3,750,000 | 341 |
| Total noninterest income | $14,709,000 | 425 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $5,757,000 | 243 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,952,000 | 413 |
| Total noninterest expense | $27,495,000 | 501 |
| Salaries and employee benefits | $15,406,000 | 451 |
| Premises and equipment expense | $4,579,000 | 406 |
| Additional noninterest expense | $7,510,000 | 559 |
| Pre-tax net operating income | $17,135,000 | 440 |
| Securities gains (losses) | $406,000 | 785 |
| Applicable income taxes | $6,099,000 | 433 |
| Income before extraordinary items | $11,442,000 | 489 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,442,000 | 489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,084,000 | 656 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 81 |
| Net operating income | $11,178,100 | 461 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $29,048,000 | 510 |
| Total interest expense | $7,429,000 | 644 |
| Net interest income | $21,619,000 | 477 |
| Provision for loan and lease losses | $2,400,000 | 347 |
| Total noninterest income | $9,750,000 | 424 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,715,000 | 254 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,035,000 | 409 |
| Total noninterest expense | $17,922,000 | 511 |
| Salaries and employee benefits | $10,299,000 | 449 |
| Premises and equipment expense | $2,819,000 | 434 |
| Additional noninterest expense | $4,804,000 | 573 |
| Pre-tax net operating income | $11,047,000 | 450 |
| Securities gains (losses) | $186,000 | 1,087 |
| Applicable income taxes | $3,893,000 | 458 |
| Income before extraordinary items | $7,340,000 | 509 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,340,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 595 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,219,100 | 476 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $13,941,000 | 544 |
| Total interest expense | $3,715,000 | 661 |
| Net interest income | $10,226,000 | 502 |
| Provision for loan and lease losses | $1,300,000 | 319 |
| Total noninterest income | $4,706,000 | 440 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,780,000 | 259 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,926,000 | 424 |
| Total noninterest expense | $9,143,000 | 498 |
| Salaries and employee benefits | $5,218,000 | 447 |
| Premises and equipment expense | $1,418,000 | 433 |
| Additional noninterest expense | $2,507,000 | 561 |
| Pre-tax net operating income | $4,489,000 | 533 |
| Securities gains (losses) | $158,000 | 764 |
| Applicable income taxes | $1,490,000 | 567 |
| Income before extraordinary items | $3,157,000 | 562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,157,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 626 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,049,560 | 540 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $48,572,000 | 632 |
| Total interest expense | $12,103,000 | 922 |
| Net interest income | $36,469,000 | 540 |
| Provision for loan and lease losses | $2,790,000 | 577 |
| Total noninterest income | $16,987,000 | 447 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $6,569,000 | 267 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,418,000 | 430 |
| Total noninterest expense | $34,728,000 | 502 |
| Salaries and employee benefits | $18,349,000 | 470 |
| Premises and equipment expense | $5,758,000 | 421 |
| Additional noninterest expense | $10,621,000 | 541 |
| Pre-tax net operating income | $15,938,000 | 553 |
| Securities gains (losses) | $1,013,000 | 419 |
| Applicable income taxes | $5,536,000 | 545 |
| Income before extraordinary items | $11,415,000 | 572 |
| Extraordinary gains, net | $4,192,000 | 10 |
| Net income | $15,607,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,042,000 | 937 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,736,290 | 573 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $47,859,000 | 726 |
| Total interest expense | $16,198,000 | 997 |
| Net interest income | $31,661,000 | 583 |
| Provision for loan and lease losses | $750,000 | 1,573 |
| Total noninterest income | $14,407,000 | 469 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,063,000 | 272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,344,000 | 462 |
| Total noninterest expense | $27,981,000 | 592 |
| Salaries and employee benefits | $16,469,000 | 489 |
| Premises and equipment expense | $4,675,000 | 489 |
| Additional noninterest expense | $6,837,000 | 745 |
| Pre-tax net operating income | $17,337,000 | 484 |
| Securities gains (losses) | $917,000 | 416 |
| Applicable income taxes | $6,316,000 | 467 |
| Income before extraordinary items | $11,938,000 | 507 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $11,938,000 | 508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,484,000 | 713 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $11,341,950 | 502 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,363,000 | 860 |
| Total interest expense | $14,149,000 | 1,224 |
| Net interest income | $27,214,000 | 657 |
| Provision for loan and lease losses | $-1,100,000 | 9,888 |
| Total noninterest income | $13,757,000 | 473 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $5,580,000 | 267 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,177,000 | 473 |
| Total noninterest expense | $24,830,000 | 645 |
| Salaries and employee benefits | $14,048,000 | 519 |
| Premises and equipment expense | $4,394,000 | 511 |
| Additional noninterest expense | $6,388,000 | 786 |
| Pre-tax net operating income | $17,241,000 | 505 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,784,000 | 441 |
| Income before extraordinary items | $10,457,000 | 548 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,457,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,541,000 | 419 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,883,000 | 127 |
| Net operating income | $10,457,000 | 546 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,220,000 | 1,290 |
| Total interest expense | $7,919,000 | 1,898 |
| Net interest income | $17,301,000 | 1,014 |
| Provision for loan and lease losses | $3,395,000 | 379 |
| Total noninterest income | $7,941,000 | 705 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,309,000 | 417 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,632,000 | 682 |
| Total noninterest expense | $16,337,000 | 880 |
| Salaries and employee benefits | $8,471,000 | 817 |
| Premises and equipment expense | $2,343,000 | 856 |
| Additional noninterest expense | $5,523,000 | 893 |
| Pre-tax net operating income | $5,510,000 | 1,380 |
| Securities gains (losses) | $119,000 | 675 |
| Applicable income taxes | $1,657,000 | 1,453 |
| Income before extraordinary items | $3,972,000 | 1,358 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,972,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,712,000 | 383 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 778 |
| Net operating income | $3,887,510 | 1,364 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,497,000 | 1,752 |
| Total interest expense | $6,107,000 | 2,491 |
| Net interest income | $12,390,000 | 1,369 |
| Provision for loan and lease losses | $1,430,000 | 729 |
| Total noninterest income | $6,385,000 | 786 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,132,000 | 575 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,253,000 | 721 |
| Total noninterest expense | $12,420,000 | 1,065 |
| Salaries and employee benefits | $6,212,000 | 1,049 |
| Premises and equipment expense | $1,775,000 | 1,083 |
| Additional noninterest expense | $4,433,000 | 1,042 |
| Pre-tax net operating income | $4,925,000 | 1,499 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,730,000 | 1,436 |
| Income before extraordinary items | $3,195,000 | 1,650 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,195,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $891,000 | 833 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,195,000 | 1,586 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,156,000 | 2,496 |
| Total interest expense | $4,204,000 | 3,498 |
| Net interest income | $8,952,000 | 1,941 |
| Provision for loan and lease losses | $1,130,000 | 895 |
| Total noninterest income | $4,977,000 | 929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,690,000 | 754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,287,000 | 796 |
| Total noninterest expense | $8,965,000 | 1,466 |
| Salaries and employee benefits | $4,561,000 | 1,433 |
| Premises and equipment expense | $1,223,000 | 1,594 |
| Additional noninterest expense | $3,181,000 | 1,363 |
| Pre-tax net operating income | $3,834,000 | 1,959 |
| Securities gains (losses) | $-27,000 | 10,475 |
| Applicable income taxes | $1,111,000 | 2,226 |
| Income before extraordinary items | $2,696,000 | 1,955 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,696,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $794,000 | 921 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $7,100,000 | 134 |
| Net operating income | $2,715,170 | 1,890 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,647,000 | 3,746 |
| Total interest expense | $2,747,000 | 5,153 |
| Net interest income | $5,900,000 | 3,005 |
| Provision for loan and lease losses | $775,000 | 1,228 |
| Total noninterest income | $3,343,000 | 1,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,327,000 | 1,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,016,000 | 1,152 |
| Total noninterest expense | $6,617,000 | 2,092 |
| Salaries and employee benefits | $3,305,000 | 2,004 |
| Premises and equipment expense | $1,002,000 | 1,996 |
| Additional noninterest expense | $2,310,000 | 2,170 |
| Pre-tax net operating income | $1,851,000 | 3,623 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-149,000 | 11,228 |
| Income before extraordinary items | $2,000,000 | 2,467 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,000,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,854 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $899,000 | 401 |
| Net operating income | $2,000,000 | 2,419 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,679,000 | 5,455 |
| Total interest expense | $1,708,000 | 7,119 |
| Net interest income | $3,971,000 | 4,339 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $2,481,000 | 1,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,380,000 | 968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,101,000 | 1,688 |
| Total noninterest expense | $5,170,000 | 2,625 |
| Salaries and employee benefits | $2,299,000 | 2,896 |
| Premises and equipment expense | $770,000 | 2,582 |
| Additional noninterest expense | $2,101,000 | 2,310 |
| Pre-tax net operating income | $682,000 | 7,409 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-420,000 | 11,860 |
| Income before extraordinary items | $1,102,000 | 4,241 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,102,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $960,000 | 901 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,436,000 | 155 |
| Net operating income | $1,102,000 | 4,226 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 7,204 |
| Total interest expense | $945,000 | 8,928 |
| Net interest income | $2,648,000 | 6,180 |
| Provision for loan and lease losses | $1,388,000 | 747 |
| Total noninterest income | $2,332,000 | 1,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,169,000 | 1,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,163,000 | 1,668 |
| Total noninterest expense | $4,686,000 | 2,950 |
| Salaries and employee benefits | $2,212,000 | 2,995 |
| Premises and equipment expense | $683,000 | 2,879 |
| Additional noninterest expense | $1,791,000 | 2,845 |
| Pre-tax net operating income | $-1,094,000 | 12,469 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-1,126,000 | 12,439 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,126,000 | 12,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,109,000 | 809 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,019,000 | 235 |
| Net operating income | $-1,095,000 | 12,436 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 7,467 |
| Total interest expense | $1,123,000 | 8,589 |
| Net interest income | $2,423,000 | 6,690 |
| Provision for loan and lease losses | $3,257,000 | 579 |
| Total noninterest income | $1,986,000 | 1,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,092,000 | 1,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 2,213 |
| Total noninterest expense | $4,185,000 | 3,339 |
| Salaries and employee benefits | $1,916,000 | 3,403 |
| Premises and equipment expense | $697,000 | 2,890 |
| Additional noninterest expense | $1,572,000 | 3,368 |
| Pre-tax net operating income | $-3,033,000 | 13,135 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $617,000 | 3,514 |
| Income before extraordinary items | $-3,650,000 | 13,144 |
| Extraordinary gains, net | $468,000 | 495 |
| Net income | $-3,182,000 | 13,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,735,000 | 597 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,650,000 | 13,127 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 8,513 |
| Total interest expense | $1,309,000 | 9,195 |
| Net interest income | $1,966,000 | 7,851 |
| Provision for loan and lease losses | $1,182,000 | 1,659 |
| Total noninterest income | $1,827,000 | 2,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,033,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $794,000 | 2,318 |
| Total noninterest expense | $3,346,000 | 4,099 |
| Salaries and employee benefits | $1,453,000 | 4,347 |
| Premises and equipment expense | $634,000 | 3,190 |
| Additional noninterest expense | $1,259,000 | 4,157 |
| Pre-tax net operating income | $-735,000 | 13,413 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $-104,000 | 13,587 |
| Income before extraordinary items | $-633,000 | 13,434 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-633,000 | 13,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $998,000 | 1,557 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-631,280 | 13,339 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.