| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2648% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3032% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 8.2539% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1214% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3398% | 680 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4593% | 7,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1577% | 5,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5833% | 7,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1747% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3998% | 7,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3976% | 7,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6305% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7330% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 12.4546% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4572% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1683% | 614 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.6488% | 7,366 |
| Percentage Net Loans Charged-off: Home equity loans | -4.0586% | 5,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6735% | 7,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3219% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7172% | 7,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7127% | 7,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7767% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7157% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 4.6442% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5468% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0994% | 410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6336% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | -7.8504% | 5,484 |
| All other 1-4 family - Percent of loans charged-off, net | 8.2725% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0534% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2630% | 7,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2483% | 7,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.7237% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7342% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 5.9526% | 1,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6089% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7382% | 777 |
| Percentage Net Loans Charged-off: 1-4 family residential | 12.8146% | 19 |
| Percentage Net Loans Charged-off: Home equity loans | 9.5873% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 13.7911% | 20 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6037% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2658% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.5188% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5105% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 4.5456% | 1,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4607% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7668% | 625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 15.1331% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | 12.7174% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 15.8218% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4843% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5524% | 107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 5.8110% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9416% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 6.8437% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8707% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1313% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 18.1834% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 17.5389% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 18.3790% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1864% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.8028% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.7398% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2507% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 10.5980% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1577% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7329% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5538% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3533% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3666% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.9830% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0854% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6161% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 10.4173% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2285% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2918% | 759 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8719% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 13.3683% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1017% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8303% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3903% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0978% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5505% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 12.5097% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0099% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4610% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.1379% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 16.2266% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3558% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0422% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7884% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.6174% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9625% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 18.5545% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1995% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3226% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3602% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 16.8443% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7792% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8250% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9370% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6323% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5749% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5663% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0030% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4429% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7982% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.8487% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2185% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4531% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 4.1945% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3216% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0269% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7835% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8356% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3941% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 5.5747% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1964% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4247% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8367% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6532% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3298% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 6.8398% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7780% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9065% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3728% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4533% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1473% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3513% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 4,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1243% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3113% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4519% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9418% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2572% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0093% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1962% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2599% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9947% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4990% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3057% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1633% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7150% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1399% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4231% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5390% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0928% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2279% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3828% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0865% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2192% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1615% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0790% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2140% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8400% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1760% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4156% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6859% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2087% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5268% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6540% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2190% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5057% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0226% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1740% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4905% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9213% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1554% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 8,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 8,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3109% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5870% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1720% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 8,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 8,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3753% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5474% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1838% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 8,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 8,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3752% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.4878% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1575% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 8,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 8,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0944% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6072% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2221% | 3,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 8,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1092% | 8,780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3773% | 6,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 1,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6326% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1514% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1760% | 3,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 8,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 8,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1406% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 8,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4628% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0644% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2051% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 8,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 8,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0484% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 8,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5204% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3151% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1836% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 8,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 8,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0501% | 5,892 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0427% | 8,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5469% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7952% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1712% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 8,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0519% | 8,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0643% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 8,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5283% | 2,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5002% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2151% | 7,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3312% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1188% | 9,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2630% | 9,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6510% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | -3.0068% | 9,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1453% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 6,453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8076% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9014% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -8.1652% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -10.7685% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8831% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1490% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1362% | 1,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3101% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3759% | 69 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2630% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5539% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6422% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8346% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5479% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3589% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.2002% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 7.3694% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.8753% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
