Home > Napa Valley Bank > Loan Charge- Offs and Recoveries
Napa Valley Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $781,000 | 1,309 |
| Loans secured by real estate, total | $211,000 | 1,141 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $211,000 | 1,139 |
| Construction and land development | $211,000 | 208 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $409,000 | 757 |
| Loans to individuals | $161,000 | 1,698 |
| Credit card loan charge offs | $132,000 | 631 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $29,000 | 4,280 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $73,000 | 3,226 |
| Loans secured by real estate, total | $3,000 | 3,971 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,000 | 3,968 |
| Construction and land development | $3,000 | 538 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $33,000 | 2,574 |
| Loans to individuals | $37,000 | 2,177 |
| Credit card loan recoveries | $8,000 | 1,019 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $29,000 | 2,349 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $708,000 | 1,106 |
| Loans secured by real estate, total | $208,000 | 944 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $208,000 | 943 |
| Construction and land development | $208,000 | 180 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $376,000 | 565 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $124,000 | 1,557 |
| Credit card loan net charge offs | $124,000 | 591 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $952,000 | 1,177 |
| Loans secured by real estate, total | $719,000 | 659 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $719,000 | 659 |
| Construction and land development | $709,000 | 127 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $10,000 | 2,137 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $23,000 | 4,928 |
| Loans to individuals | $210,000 | 1,301 |
| Credit card loan charge offs | $133,000 | 611 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $77,000 | 2,318 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $154,000 | 2,095 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $79,000 | 1,617 |
| Loans to individuals | $75,000 | 1,358 |
| Credit card loan recoveries | $9,000 | 996 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $66,000 | 1,328 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $798,000 | 1,015 |
| Loans secured by real estate, total | $719,000 | 544 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $719,000 | 544 |
| Construction and land development | $709,000 | 115 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,783 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-56,000 | 11,833 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $135,000 | 1,296 |
| Credit card loan net charge offs | $124,000 | 564 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $11,000 | 4,770 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,269,000 | 548 |
| Loans secured by real estate, total | $3,269,000 | 325 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,269,000 | 325 |
| Construction and land development | $1,514,000 | 149 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,755,000 | 266 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $833,000 | 658 |
| Loans to individuals | $167,000 | 1,729 |
| Credit card loan charge offs | $50,000 | 1,015 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $117,000 | 1,890 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $120,000 | 2,751 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $74,000 | 1,953 |
| Loans to individuals | $46,000 | 2,085 |
| Credit card loan recoveries | $14,000 | 839 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,500 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,149,000 | 459 |
| Loans secured by real estate, total | $3,269,000 | 291 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $3,269,000 | 291 |
| Construction and land development | $1,514,000 | 140 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $1,755,000 | 234 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $759,000 | 546 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $121,000 | 1,603 |
| Credit card loan net charge offs | $36,000 | 1,064 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $85,000 | 1,648 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,066,000 | 838 |
| Loans secured by real estate, total | $1,038,000 | 850 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,038,000 | 850 |
| Construction and land development | $1,038,000 | 260 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,671,000 | 526 |
| Loans to individuals | $357,000 | 1,220 |
| Credit card loan charge offs | $280,000 | 546 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $77,000 | 3,187 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $396,000 | 1,091 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $332,000 | 541 |
| Loans to individuals | $64,000 | 1,738 |
| Credit card loan recoveries | $26,000 | 631 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $38,000 | 2,334 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,670,000 | 796 |
| Loans secured by real estate, total | $1,038,000 | 777 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,038,000 | 777 |
| Construction and land development | $1,038,000 | 244 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,339,000 | 541 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $293,000 | 1,112 |
| Credit card loan net charge offs | $254,000 | 513 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $39,000 | 3,748 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.