Home > Napa Valley Bank > Income and Expense
Napa Valley Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,354,000 | 1,666 |
| Total interest expense | $6,684,000 | 2,326 |
| Net interest income | $13,670,000 | 1,315 |
| Provision for loan and lease losses | $740,000 | 1,175 |
| Total noninterest income | $2,607,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,562,000 | 845 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,045,000 | 1,752 |
| Total noninterest expense | $9,947,000 | 1,428 |
| Salaries and employee benefits | $2,487,000 | 2,684 |
| Premises and equipment expense | $1,242,000 | 1,629 |
| Additional noninterest expense | $6,218,000 | 946 |
| Pre-tax net operating income | $5,590,000 | 1,370 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $1,864,000 | 1,356 |
| Income before extraordinary items | $3,725,000 | 1,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,725,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $708,000 | 1,106 |
| Cash dividends | $2,380,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,725,670 | 1,372 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,937,000 | 1,477 |
| Total interest expense | $5,880,000 | 2,124 |
| Net interest income | $15,057,000 | 1,213 |
| Provision for loan and lease losses | $2,240,000 | 531 |
| Total noninterest income | $2,690,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,693,000 | 778 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $997,000 | 1,841 |
| Total noninterest expense | $11,501,000 | 1,288 |
| Salaries and employee benefits | $2,714,000 | 2,468 |
| Premises and equipment expense | $1,399,000 | 1,482 |
| Additional noninterest expense | $7,388,000 | 874 |
| Pre-tax net operating income | $4,006,000 | 1,774 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,273,000 | 1,792 |
| Income before extraordinary items | $2,733,000 | 1,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,733,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $798,000 | 1,015 |
| Cash dividends | $537,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,733,000 | 1,792 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,687,000 | 1,284 |
| Total interest expense | $7,976,000 | 1,649 |
| Net interest income | $16,711,000 | 1,101 |
| Provision for loan and lease losses | $5,484,000 | 415 |
| Total noninterest income | $3,492,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,915,000 | 710 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,577,000 | 1,491 |
| Total noninterest expense | $27,161,000 | 664 |
| Salaries and employee benefits | $5,162,000 | 1,298 |
| Premises and equipment expense | $2,434,000 | 912 |
| Additional noninterest expense | $19,565,000 | 473 |
| Pre-tax net operating income | $-12,442,000 | 13,243 |
| Securities gains (losses) | $74,000 | 2,889 |
| Applicable income taxes | $-5,466,000 | 13,257 |
| Income before extraordinary items | $-6,902,000 | 13,181 |
| Extraordinary gains, net | $232,000 | 902 |
| Net income | $-6,670,000 | 13,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,149,000 | 459 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-6,949,360 | 13,173 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,054,000 | 1,142 |
| Total interest expense | $13,270,000 | 1,337 |
| Net interest income | $18,784,000 | 989 |
| Provision for loan and lease losses | $1,044,000 | 1,785 |
| Total noninterest income | $4,840,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,458,000 | 892 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,382,000 | 875 |
| Total noninterest expense | $21,420,000 | 799 |
| Salaries and employee benefits | $6,747,000 | 1,008 |
| Premises and equipment expense | $2,123,000 | 1,058 |
| Additional noninterest expense | $12,550,000 | 643 |
| Pre-tax net operating income | $1,160,000 | 5,055 |
| Securities gains (losses) | $-97,000 | 13,779 |
| Applicable income taxes | $-194,000 | 13,645 |
| Income before extraordinary items | $1,257,000 | 3,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,257,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,670,000 | 796 |
| Cash dividends | $517,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,354,000 | 3,143 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.