Home > Napa National Bank > Assets and Liabilities
Napa National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 75 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $162,308,000 | 2,866 |
| Cash and due from depository institutions | $9,565,000 | 2,334 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $38,823,000 | 2,875 |
| Federal funds sold & reverse repurchase agreements | $4,710,000 | 2,019 |
| Net loans & leases | $102,094,000 | 2,867 |
| Loan loss allowance | $1,765,000 | 2,070 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,016,000 | 2,154 |
| Other real estate owned | $0 | 2,334 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,100,000 | 2,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,308,000 | 2,866 |
| Total liabilities | $152,417,000 | 2,780 |
| Total deposits | $151,261,000 | 2,535 |
| Interest-bearing deposits | $111,441,000 | 2,930 |
| Deposits held in domestic offices | $151,261,000 | 2,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,156,000 | 2,911 |
| Total equity capital | $9,891,000 | 4,292 |
| Total bank equity capital | $9,891,000 | 4,292 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $3,150,000 | 4,196 |
| Undivided profits | $4,741,000 | 4,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 711 |
| Income earned, not collected on loans | $1,008,000 | 2,238 |
| Earning assets | $145,627,000 | 2,931 |
| Long-term assets (5+ years) | $14,018,000 | 4,113 |
| Average Assets, year-to-date | $149,862,600 | 2,977 |
| Average Assets, quarterly | $157,182,500 | 2,921 |
| Volatile liabilities | $19,325,000 | 3,573 |
| Insider loans | $954,000 | 3,853 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $37,416,000 | 1,479 |
| Tier 1 (core) risk-based capital | $10,565,000 | 4,054 |
| Tier 2 risk-based capital | $1,452,990 | 2,245 |
| Total risk weighted assets | $115,927,090 | 2,610 |
| Total unused commitments | $37,416,000 | 1,481 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 72 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $143,967,000 | 3,133 |
| Cash and due from depository institutions | $9,958,000 | 2,441 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $36,194,000 | 3,088 |
| Federal funds sold & reverse repurchase agreements | $13,590,000 | 1,228 |
| Net loans & leases | $77,647,000 | 3,487 |
| Loan loss allowance | $1,671,000 | 2,116 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,909,000 | 2,085 |
| Other real estate owned | $266,000 | 2,441 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,403,000 | 3,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,967,000 | 3,133 |
| Total liabilities | $134,279,000 | 3,048 |
| Total deposits | $133,254,000 | 2,848 |
| Interest-bearing deposits | $96,697,000 | 3,323 |
| Deposits held in domestic offices | $133,254,000 | 2,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,025,000 | 3,445 |
| Total equity capital | $9,688,000 | 4,477 |
| Total bank equity capital | $9,688,000 | 4,477 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $3,150,000 | 4,062 |
| Undivided profits | $4,538,000 | 4,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $878,000 | 2,557 |
| Earning assets | $127,431,000 | 3,262 |
| Long-term assets (5+ years) | $19,609,000 | 3,191 |
| Average Assets, year-to-date | $138,354,600 | 3,102 |
| Average Assets, quarterly | $139,777,000 | 3,171 |
| Volatile liabilities | $18,449,000 | 3,212 |
| Insider loans | $1,185,000 | 3,152 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,744,000 | 2,374 |
| Tier 1 (core) risk-based capital | $9,689,000 | 4,282 |
| Tier 2 risk-based capital | $1,152,280 | 2,683 |
| Total risk weighted assets | $91,663,780 | 3,047 |
| Total unused commitments | $18,744,000 | 2,379 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 67 | 2,698 |
| Assets and Liabilities | ||
| Total Assets: | $130,803,000 | 3,383 |
| Cash and due from depository institutions | $11,708,000 | 2,698 |
| Interest-bearing balances | $1,782,000 | 1,910 |
| Securities | $19,655,000 | 4,978 |
| Federal funds sold & reverse repurchase agreements | $16,221,000 | 816 |
| Net loans & leases | $78,057,000 | 3,441 |
| Loan loss allowance | $1,566,000 | 2,254 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,612,000 | 3,046 |
| Other real estate owned | $607,000 | 2,698 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,943,000 | 3,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,803,000 | 3,383 |
| Total liabilities | $122,241,000 | 3,252 |
| Total deposits | $121,468,000 | 3,065 |
| Interest-bearing deposits | $88,081,000 | 3,622 |
| Deposits held in domestic offices | $121,468,000 | 3,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $773,000 | 4,377 |
| Total equity capital | $8,562,000 | 4,939 |
| Total bank equity capital | $8,562,000 | 4,939 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $3,150,000 | 4,023 |
| Undivided profits | $3,412,000 | 5,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,012,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 778 |
| Income earned, not collected on loans | $757,000 | 3,086 |
| Earning assets | $115,715,000 | 3,509 |
| Long-term assets (5+ years) | $9,186,000 | 4,531 |
| Average Assets, year-to-date | $119,037,600 | 3,517 |
| Average Assets, quarterly | $125,363,000 | 3,464 |
| Volatile liabilities | $14,990,000 | 3,763 |
| Insider loans | $1,540,000 | 2,564 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,647,000 | 2,423 |
| Tier 1 (core) risk-based capital | $8,540,000 | 4,799 |
| Tier 2 risk-based capital | $1,103,840 | 2,684 |
| Total risk weighted assets | $87,845,240 | 3,143 |
| Total unused commitments | $16,647,000 | 2,428 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $113,811,000 | 3,927 |
| Cash and due from depository institutions | $12,087,000 | 2,699 |
| Interest-bearing balances | $4,158,000 | 939 |
| Securities | $2,277,000 | 10,785 |
| Federal funds sold & reverse repurchase agreements | $16,550,000 | 782 |
| Net loans & leases | $78,290,000 | 3,471 |
| Loan loss allowance | $1,405,000 | 2,591 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,519,000 | 3,068 |
| Other real estate owned | $328,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,760,000 | 4,040 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,811,000 | 3,927 |
| Total liabilities | $105,949,000 | 3,791 |
| Total deposits | $105,510,000 | 3,593 |
| Interest-bearing deposits | $79,770,000 | 4,070 |
| Deposits held in domestic offices | $105,510,000 | 3,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $439,000 | 6,457 |
| Total equity capital | $7,862,000 | 5,314 |
| Total bank equity capital | $7,862,000 | 5,314 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $3,150,000 | 4,081 |
| Undivided profits | $2,712,000 | 6,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,152,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 1,137 |
| Income earned, not collected on loans | $595,000 | 3,880 |
| Earning assets | $101,275,000 | 4,048 |
| Long-term assets (5+ years) | $320,000 | 9,517 |
| Average Assets, year-to-date | $104,449,600 | 4,097 |
| Average Assets, quarterly | $110,010,500 | 4,010 |
| Volatile liabilities | $10,742,000 | 4,641 |
| Insider loans | $1,699,000 | 2,444 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $184,000 | 1,271 |
| Unused loan commitments | $20,467,000 | 2,018 |
| Tier 1 (core) risk-based capital | $7,862,000 | 5,217 |
| Tier 2 risk-based capital | $1,084,520 | 2,753 |
| Total risk weighted assets | $86,440,820 | 3,189 |
| Total unused commitments | $20,467,000 | 2,032 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 64 | 3,045 |
| Assets and Liabilities | ||
| Total Assets: | $104,835,000 | 4,237 |
| Cash and due from depository institutions | $11,463,000 | 3,045 |
| Interest-bearing balances | $4,356,000 | 1,068 |
| Securities | $1,432,000 | 11,539 |
| Federal funds sold & reverse repurchase agreements | $14,780,000 | 962 |
| Net loans & leases | $73,374,000 | 3,592 |
| Loan loss allowance | $1,325,000 | 2,742 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,489,000 | 3,039 |
| Other real estate owned | $0 | 3,045 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,297,000 | 5,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,835,000 | 4,237 |
| Total liabilities | $97,679,000 | 4,089 |
| Total deposits | $97,030,000 | 3,923 |
| Interest-bearing deposits | $77,953,000 | 4,197 |
| Deposits held in domestic offices | $97,030,000 | 3,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $649,000 | 5,151 |
| Total equity capital | $7,156,000 | 5,769 |
| Total bank equity capital | $7,156,000 | 5,769 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $3,150,000 | 4,060 |
| Undivided profits | $2,006,000 | 7,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 1,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $621,000 | 3,851 |
| Earning assets | $93,942,000 | 4,327 |
| Long-term assets (5+ years) | $364,000 | 9,839 |
| Average Assets, year-to-date | $94,253,400 | 4,485 |
| Average Assets, quarterly | $100,006,500 | 4,373 |
| Volatile liabilities | $9,450,000 | 4,727 |
| Insider loans | $1,601,000 | 2,624 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,168,000 | 2,121 |
| Tier 1 (core) risk-based capital | $7,156,000 | 5,626 |
| Tier 2 risk-based capital | $982,900 | 2,951 |
| Total risk weighted assets | $78,290,100 | 3,385 |
| Total unused commitments | $18,168,000 | 2,132 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $86,461,000 | 4,964 |
| Cash and due from depository institutions | $9,816,000 | 3,588 |
| Interest-bearing balances | $4,357,000 | 823 |
| Securities | $1,381,000 | 12,233 |
| Federal funds sold & reverse repurchase agreements | $10,760,000 | 882 |
| Net loans & leases | $62,103,000 | 4,083 |
| Loan loss allowance | $1,050,000 | 3,422 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,449,000 | 4,766 |
| Other real estate owned | $0 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $952,000 | 6,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,461,000 | 4,964 |
| Total liabilities | $80,435,000 | 4,845 |
| Total deposits | $79,686,000 | 4,661 |
| Interest-bearing deposits | $63,821,000 | 4,965 |
| Deposits held in domestic offices | $79,686,000 | 4,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $749,000 | 3,808 |
| Total equity capital | $6,026,000 | 6,258 |
| Total bank equity capital | $6,026,000 | 6,258 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $3,150,000 | 3,984 |
| Undivided profits | $876,000 | 9,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $390,000 | 5,304 |
| Earning assets | $78,601,000 | 5,004 |
| Long-term assets (5+ years) | $302,000 | 10,425 |
| Average Assets, year-to-date | $81,972,600 | 5,102 |
| Average Assets, quarterly | $84,520,000 | 5,035 |
| Volatile liabilities | $6,817,000 | 5,645 |
| Insider loans | $1,573,000 | 2,584 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,106,000 | 1,903 |
| Tier 1 (core) risk-based capital | $6,026,000 | 6,357 |
| Tier 2 risk-based capital | $821,250 | 3,488 |
| Total risk weighted assets | $65,470,850 | 3,915 |
| Total unused commitments | $20,106,000 | 1,916 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $77,224,000 | 5,606 |
| Cash and due from depository institutions | $5,863,000 | 3,774 |
| Interest-bearing balances | $2,079,000 | 2,327 |
| Securities | $648,000 | 12,990 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 971 |
| Net loans & leases | $54,259,000 | 4,462 |
| Loan loss allowance | $912,000 | 4,011 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,646,000 | 4,314 |
| Other real estate owned | $612,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $696,000 | 7,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,224,000 | 5,606 |
| Total liabilities | $71,971,000 | 5,457 |
| Total deposits | $71,767,000 | 5,275 |
| Interest-bearing deposits | $57,295,000 | 5,659 |
| Deposits held in domestic offices | $71,767,000 | 5,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $204,000 | 9,183 |
| Total equity capital | $5,253,000 | 6,999 |
| Total bank equity capital | $5,253,000 | 6,999 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $3,150,000 | 3,945 |
| Undivided profits | $103,000 | 11,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 5,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $289,000 | 6,268 |
| Earning assets | $70,486,000 | 5,617 |
| Long-term assets (5+ years) | $750,000 | 10,310 |
| Average Assets, year-to-date | $68,028,600 | 6,059 |
| Average Assets, quarterly | $72,571,000 | 5,837 |
| Volatile liabilities | $4,765,000 | 6,710 |
| Insider loans | $1,898,000 | 2,162 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $814,000 | 1,087 |
| Unused loan commitments | $14,022,000 | 2,431 |
| Tier 1 (core) risk-based capital | $5,253,000 | 6,919 |
| Tier 2 risk-based capital | $750,310 | 3,718 |
| Total risk weighted assets | $59,863,010 | 4,176 |
| Total unused commitments | $14,022,000 | 2,452 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $63,436,000 | 6,647 |
| Cash and due from depository institutions | $5,420,000 | 4,586 |
| Interest-bearing balances | $990,000 | 3,879 |
| Securities | $650,000 | 13,558 |
| Federal funds sold & reverse repurchase agreements | $8,640,000 | 1,918 |
| Net loans & leases | $45,990,000 | 5,151 |
| Loan loss allowance | $742,000 | 4,794 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,769,000 | 4,035 |
| Other real estate owned | $500,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $467,000 | 9,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,436,000 | 6,647 |
| Total liabilities | $58,674,000 | 6,555 |
| Total deposits | $58,534,000 | 6,391 |
| Interest-bearing deposits | $48,945,000 | 6,596 |
| Deposits held in domestic offices | $58,534,000 | 6,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $140,000 | 11,387 |
| Total equity capital | $4,762,000 | 7,328 |
| Total bank equity capital | $4,762,000 | 7,328 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $3,150,000 | 3,838 |
| Undivided profits | $-388,000 | 12,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,500,000 | 2,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $254,000 | 7,440 |
| Earning assets | $56,270,000 | 6,809 |
| Long-term assets (5+ years) | $665,000 | 10,760 |
| Average Assets, year-to-date | $62,357,000 | 6,582 |
| Average Assets, quarterly | $62,827,500 | 6,634 |
| Volatile liabilities | $4,261,000 | 7,176 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $603,000 | 854 |
| Unused loan commitments | $13,295,000 | 2,432 |
| Tier 1 (core) risk-based capital | $4,762,000 | 7,256 |
| Tier 2 risk-based capital | $618,660 | 4,379 |
| Total risk weighted assets | $49,369,260 | 4,979 |
| Total unused commitments | $13,295,000 | 2,449 |
| Derivatives | $0 | 651 |