Home > Napa Community Bank > Assets and Liabilities
Napa Community Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 22 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $159,015,000 | 3,873 |
| Cash and due from depository institutions | $13,032,000 | 5,439 |
| Interest-bearing balances | $670,000 | 5,653 |
| Securities | $1,001,000 | 7,454 |
| Federal funds sold & reverse repurchase agreements | $1,910,000 | 3,038 |
| Net loans & leases | $137,291,000 | 3,077 |
| Loan loss allowance | $2,980,000 | 2,464 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $451,000 | 6,522 |
| Other real estate owned | $497,000 | 5,439 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,833,000 | 3,461 |
| Life insurance assets | $197,000 | 3,599 |
| Total liabilities and capital | $159,015,000 | 3,873 |
| Total liabilities | $143,577,000 | 3,849 |
| Total deposits | $142,204,000 | 3,647 |
| Interest-bearing deposits | $114,764,000 | 3,811 |
| Deposits held in domestic offices | $142,204,000 | 3,645 |
| % insured | 80.99% | 6,098 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,000,000 | 4,675 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $373,000 | 5,453 |
| Total equity capital | $15,438,000 | 3,956 |
| Total bank equity capital | $15,438,000 | 3,955 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,100,000 | 822 |
| Surplus | $3,509,000 | 4,610 |
| Undivided profits | $5,829,000 | 3,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,082,000 | 2,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $508,000 | 5,209 |
| Earning assets | $140,872,000 | 3,952 |
| Long-term assets (5+ years) | $55,297,000 | 2,221 |
| Average Assets, year-to-date | $162,960,000 | 3,782 |
| Average Assets, quarterly | $162,960,000 | 3,782 |
| Volatile liabilities | $43,902,000 | 3,018 |
| Insider loans | $1,438,000 | 3,594 |
| FHLB advances | $1,000,000 | 4,487 |
| Loans and leases held for sale | $75,000 | 1,754 |
| Unused loan commitments | $19,143,000 | 2,838 |
| Tier 1 (core) risk-based capital | $14,764,000 | 3,931 |
| Tier 2 risk-based capital | $1,830,000 | 2,826 |
| Total risk weighted assets | $145,227,000 | 3,087 |
| Total unused commitments | $19,143,000 | 2,842 |
| Derivatives | $3,221,000 | 724 |
| 2009-12-31 | Rank | |
| # of Employees: | 23 | 5,352 |
| Assets and Liabilities | ||
| Total Assets: | $166,905,000 | 3,722 |
| Cash and due from depository institutions | $10,367,000 | 5,352 |
| Interest-bearing balances | $642,000 | 5,461 |
| Securities | $1,002,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $10,560,000 | 804 |
| Net loans & leases | $138,864,000 | 3,089 |
| Loan loss allowance | $2,493,000 | 2,766 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $487,000 | 6,515 |
| Other real estate owned | $718,000 | 5,352 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $4,907,000 | 3,494 |
| Life insurance assets | $197,000 | 3,608 |
| Total liabilities and capital | $166,905,000 | 3,722 |
| Total liabilities | $151,247,000 | 3,696 |
| Total deposits | $142,366,000 | 3,633 |
| Interest-bearing deposits | $115,871,000 | 3,785 |
| Deposits held in domestic offices | $142,366,000 | 3,632 |
| % insured | 80.03% | 6,317 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $8,500,000 | 2,955 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $381,000 | 5,467 |
| Total equity capital | $15,658,000 | 3,903 |
| Total bank equity capital | $15,658,000 | 3,903 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,100,000 | 825 |
| Surplus | $3,509,000 | 4,650 |
| Undivided profits | $6,049,000 | 3,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,287,000 | 2,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $527,000 | 5,251 |
| Earning assets | $151,068,000 | 3,749 |
| Long-term assets (5+ years) | $52,750,000 | 2,279 |
| Average Assets, year-to-date | $156,483,600 | 3,845 |
| Average Assets, quarterly | $164,959,000 | 3,738 |
| Volatile liabilities | $48,411,000 | 2,812 |
| Insider loans | $1,442,000 | 3,635 |
| FHLB advances | $8,500,000 | 2,839 |
| Loans and leases held for sale | $1,859,000 | 763 |
| Unused loan commitments | $24,014,000 | 2,420 |
| Tier 1 (core) risk-based capital | $15,656,000 | 3,765 |
| Tier 2 risk-based capital | $1,874,000 | 2,803 |
| Total risk weighted assets | $149,339,000 | 3,066 |
| Total unused commitments | $24,014,000 | 2,421 |
| Derivatives | $4,737,000 | 636 |
| 2009-09-30 | Rank | |
| # of Employees: | 23 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $163,013,000 | 3,797 |
| Cash and due from depository institutions | $9,636,000 | 5,398 |
| Interest-bearing balances | $717,000 | 5,263 |
| Securities | $1,003,000 | 7,570 |
| Federal funds sold & reverse repurchase agreements | $8,150,000 | 1,142 |
| Net loans & leases | $139,434,000 | 3,111 |
| Loan loss allowance | $2,550,000 | 2,617 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $531,000 | 6,476 |
| Other real estate owned | $790,000 | 5,398 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,469,000 | 3,916 |
| Life insurance assets | $198,000 | 3,623 |
| Total liabilities and capital | $163,013,000 | 3,797 |
| Total liabilities | $146,625,000 | 3,782 |
| Total deposits | $128,182,000 | 3,906 |
| Interest-bearing deposits | $100,659,000 | 4,158 |
| Deposits held in domestic offices | $128,182,000 | 3,905 |
| % insured | 83.19% | 5,915 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $18,000,000 | 2,079 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $443,000 | 5,610 |
| Total equity capital | $16,388,000 | 3,868 |
| Total bank equity capital | $16,388,000 | 3,868 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,100,000 | 833 |
| Surplus | $3,500,000 | 4,682 |
| Undivided profits | $6,788,000 | 3,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,849,000 | 3,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $520,000 | 5,500 |
| Earning assets | $149,304,000 | 3,804 |
| Long-term assets (5+ years) | $52,175,000 | 2,301 |
| Average Assets, year-to-date | $153,878,250 | 3,915 |
| Average Assets, quarterly | $160,622,500 | 3,819 |
| Volatile liabilities | $49,618,000 | 2,786 |
| Insider loans | $1,450,000 | 3,632 |
| FHLB advances | $18,000,000 | 1,969 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $23,956,000 | 2,510 |
| Tier 1 (core) risk-based capital | $16,386,000 | 3,695 |
| Tier 2 risk-based capital | $1,866,000 | 2,814 |
| Total risk weighted assets | $148,601,000 | 3,101 |
| Total unused commitments | $23,956,000 | 2,511 |
| Derivatives | $640,000 | 1,010 |
| 2009-06-30 | Rank | |
| # of Employees: | 23 | 5,448 |
| Assets and Liabilities | ||
| Total Assets: | $158,232,000 | 3,901 |
| Cash and due from depository institutions | $8,352,000 | 5,448 |
| Interest-bearing balances | $698,000 | 5,056 |
| Securities | $1,000,000 | 7,640 |
| Federal funds sold & reverse repurchase agreements | $9,105,000 | 1,132 |
| Net loans & leases | $135,260,000 | 3,207 |
| Loan loss allowance | $2,091,000 | 2,965 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $574,000 | 6,471 |
| Other real estate owned | $790,000 | 5,448 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,151,000 | 4,112 |
| Life insurance assets | $153,000 | 3,712 |
| Total liabilities and capital | $158,232,000 | 3,901 |
| Total liabilities | $142,144,000 | 3,890 |
| Total deposits | $116,642,000 | 4,176 |
| Interest-bearing deposits | $91,413,000 | 4,416 |
| Deposits held in domestic offices | $116,642,000 | 4,173 |
| % insured | 60.93% | 7,164 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,000,000 | 1,722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $502,000 | 5,352 |
| Total equity capital | $16,088,000 | 3,886 |
| Total bank equity capital | $16,088,000 | 3,886 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,100,000 | 840 |
| Surplus | $3,500,000 | 4,727 |
| Undivided profits | $6,488,000 | 3,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $556,000 | 5,222 |
| Earning assets | $146,063,000 | 3,862 |
| Long-term assets (5+ years) | $57,147,000 | 2,109 |
| Average Assets, year-to-date | $150,833,330 | 3,980 |
| Average Assets, quarterly | $151,703,500 | 3,998 |
| Volatile liabilities | $52,711,000 | 2,639 |
| Insider loans | $1,453,000 | 3,656 |
| FHLB advances | $25,000,000 | 1,611 |
| Loans and leases held for sale | $183,000 | 1,791 |
| Unused loan commitments | $26,047,000 | 2,452 |
| Tier 1 (core) risk-based capital | $16,088,000 | 3,766 |
| Tier 2 risk-based capital | $1,802,000 | 2,857 |
| Total risk weighted assets | $143,843,000 | 3,194 |
| Total unused commitments | $26,047,000 | 2,457 |
| Derivatives | $2,176,000 | 871 |
| 2009-03-31 | Rank | |
| # of Employees: | 26 | 5,141 |
| Assets and Liabilities | ||
| Total Assets: | $145,175,000 | 4,139 |
| Cash and due from depository institutions | $5,480,000 | 5,141 |
| Interest-bearing balances | $640,000 | 4,770 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $1,385,000 | 4,198 |
| Net loans & leases | $134,125,000 | 3,259 |
| Loan loss allowance | $1,866,000 | 3,120 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $569,000 | 6,522 |
| Other real estate owned | $790,000 | 5,141 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,826,000 | 4,358 |
| Life insurance assets | $154,000 | 3,735 |
| Total liabilities and capital | $145,175,000 | 4,139 |
| Total liabilities | $129,526,000 | 4,128 |
| Total deposits | $109,285,000 | 4,365 |
| Interest-bearing deposits | $87,669,000 | 4,542 |
| Deposits held in domestic offices | $109,285,000 | 4,362 |
| % insured | 60.86% | 7,187 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $19,500,000 | 2,096 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $741,000 | 4,359 |
| Total equity capital | $15,649,000 | 4,025 |
| Total bank equity capital | $15,649,000 | 4,025 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,100,000 | 842 |
| Surplus | $3,500,000 | 4,747 |
| Undivided profits | $6,049,000 | 4,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,828,000 | 3,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $466,000 | 5,754 |
| Earning assets | $136,150,000 | 4,072 |
| Long-term assets (5+ years) | $55,967,000 | 2,138 |
| Average Assets, year-to-date | $147,134,000 | 4,055 |
| Average Assets, quarterly | $147,134,000 | 4,055 |
| Volatile liabilities | $39,850,000 | 3,267 |
| Insider loans | $1,959,000 | 3,177 |
| FHLB advances | $19,500,000 | 1,991 |
| Loans and leases held for sale | $1,414,000 | 961 |
| Unused loan commitments | $25,433,000 | 2,611 |
| Tier 1 (core) risk-based capital | $15,649,000 | 3,900 |
| Tier 2 risk-based capital | $1,747,000 | 2,917 |
| Total risk weighted assets | $139,651,000 | 3,275 |
| Total unused commitments | $25,433,000 | 2,616 |
| Derivatives | $4,492,000 | 761 |
| 2008-12-31 | Rank | |
| # of Employees: | 23 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $149,093,000 | 4,029 |
| Cash and due from depository institutions | $5,229,000 | 5,527 |
| Interest-bearing balances | $613,000 | 4,182 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $11,130,000 | 866 |
| Net loans & leases | $128,260,000 | 3,382 |
| Loan loss allowance | $1,890,000 | 3,045 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $597,000 | 6,513 |
| Other real estate owned | $927,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,950,000 | 4,317 |
| Life insurance assets | $154,000 | 3,755 |
| Total liabilities and capital | $149,093,000 | 4,029 |
| Total liabilities | $133,931,000 | 4,006 |
| Total deposits | $110,935,000 | 4,236 |
| Interest-bearing deposits | $87,576,000 | 4,451 |
| Deposits held in domestic offices | $110,935,000 | 4,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,500,000 | 2,051 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $496,000 | 5,341 |
| Total equity capital | $15,162,000 | 4,107 |
| Total bank equity capital | $15,162,000 | 4,107 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,100,000 | 843 |
| Surplus | $3,500,000 | 4,743 |
| Undivided profits | $5,562,000 | 4,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,848,000 | 3,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $489,000 | 5,829 |
| Earning assets | $140,003,000 | 3,953 |
| Long-term assets (5+ years) | $52,537,000 | 2,218 |
| Average Assets, year-to-date | $137,951,600 | 4,119 |
| Average Assets, quarterly | $146,782,500 | 4,033 |
| Volatile liabilities | $37,704,000 | 3,352 |
| Insider loans | $2,228,000 | 2,958 |
| FHLB advances | $22,500,000 | 1,950 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $28,052,000 | 2,448 |
| Tier 1 (core) risk-based capital | $15,162,000 | 3,988 |
| Tier 2 risk-based capital | $1,758,000 | 2,870 |
| Total risk weighted assets | $140,524,000 | 3,265 |
| Total unused commitments | $28,052,000 | 2,449 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 24 | 5,454 |
| Assets and Liabilities | ||
| Total Assets: | $144,472,000 | 4,088 |
| Cash and due from depository institutions | $5,140,000 | 5,454 |
| Interest-bearing balances | $9,000 | 6,486 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $10,675,000 | 1,123 |
| Net loans & leases | $124,346,000 | 3,447 |
| Loan loss allowance | $1,750,000 | 3,015 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $633,000 | 6,478 |
| Other real estate owned | $1,040,000 | 5,454 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,638,000 | 4,613 |
| Life insurance assets | $155,000 | 3,776 |
| Total liabilities and capital | $144,472,000 | 4,088 |
| Total liabilities | $129,619,000 | 4,065 |
| Total deposits | $106,641,000 | 4,312 |
| Interest-bearing deposits | $84,067,000 | 4,544 |
| Deposits held in domestic offices | $106,641,000 | 4,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,500,000 | 2,085 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $478,000 | 5,562 |
| Total equity capital | $14,853,000 | 4,209 |
| Total bank equity capital | $14,853,000 | 4,209 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,100,000 | 845 |
| Surplus | $3,500,000 | 4,748 |
| Undivided profits | $5,253,000 | 4,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $540,000 | 5,695 |
| Earning assets | $135,030,000 | 4,037 |
| Long-term assets (5+ years) | $47,177,000 | 2,365 |
| Average Assets, year-to-date | $135,166,250 | 4,189 |
| Average Assets, quarterly | $140,357,500 | 4,136 |
| Volatile liabilities | $31,984,000 | 3,662 |
| Insider loans | $3,698,000 | 2,087 |
| FHLB advances | $22,500,000 | 1,986 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $29,586,000 | 2,478 |
| Tier 1 (core) risk-based capital | $14,853,000 | 4,122 |
| Tier 2 risk-based capital | $1,727,000 | 2,835 |
| Total risk weighted assets | $138,173,000 | 3,298 |
| Total unused commitments | $29,586,000 | 2,480 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 23 | 5,647 |
| Assets and Liabilities | ||
| Total Assets: | $136,243,000 | 4,260 |
| Cash and due from depository institutions | $9,541,000 | 5,647 |
| Interest-bearing balances | $5,009,000 | 1,240 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $5,230,000 | 2,146 |
| Net loans & leases | $117,836,000 | 3,553 |
| Loan loss allowance | $1,485,000 | 3,367 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $667,000 | 6,463 |
| Other real estate owned | $1,040,000 | 5,647 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,929,000 | 5,309 |
| Life insurance assets | $112,000 | 3,855 |
| Total liabilities and capital | $136,243,000 | 4,260 |
| Total liabilities | $121,837,000 | 4,231 |
| Total deposits | $103,884,000 | 4,403 |
| Interest-bearing deposits | $81,228,000 | 4,643 |
| Deposits held in domestic offices | $103,884,000 | 4,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,500,000 | 2,332 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $453,000 | 5,677 |
| Total equity capital | $14,406,000 | 4,312 |
| Total bank equity capital | $14,406,000 | 4,312 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,100,000 | 837 |
| Surplus | $3,500,000 | 4,760 |
| Undivided profits | $4,806,000 | 4,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $530,000 | 5,720 |
| Earning assets | $128,075,000 | 4,190 |
| Long-term assets (5+ years) | $40,906,000 | 2,592 |
| Average Assets, year-to-date | $132,064,330 | 4,278 |
| Average Assets, quarterly | $132,357,000 | 4,301 |
| Volatile liabilities | $28,089,000 | 3,944 |
| Insider loans | $2,620,000 | 2,644 |
| FHLB advances | $17,500,000 | 2,234 |
| Loans and leases held for sale | $815,000 | 967 |
| Unused loan commitments | $33,249,000 | 2,368 |
| Tier 1 (core) risk-based capital | $14,406,000 | 4,221 |
| Tier 2 risk-based capital | $1,485,000 | 3,164 |
| Total risk weighted assets | $131,776,000 | 3,409 |
| Total unused commitments | $33,249,000 | 2,370 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 24 | 5,556 |
| Assets and Liabilities | ||
| Total Assets: | $128,471,000 | 4,397 |
| Cash and due from depository institutions | $13,789,000 | 5,556 |
| Interest-bearing balances | $10,063,000 | 773 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $1,565,000 | 5,301 |
| Net loans & leases | $109,896,000 | 3,678 |
| Loan loss allowance | $1,127,000 | 3,952 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $700,000 | 6,423 |
| Other real estate owned | $1,040,000 | 5,556 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,481,000 | 5,795 |
| Life insurance assets | $112,000 | 3,873 |
| Total liabilities and capital | $128,471,000 | 4,397 |
| Total liabilities | $114,386,000 | 4,369 |
| Total deposits | $108,898,000 | 4,273 |
| Interest-bearing deposits | $88,028,000 | 4,425 |
| Deposits held in domestic offices | $108,898,000 | 4,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,054,000 | 3,719 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $434,000 | 5,968 |
| Total equity capital | $14,085,000 | 4,464 |
| Total bank equity capital | $14,085,000 | 4,464 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,100,000 | 827 |
| Surplus | $3,500,000 | 4,744 |
| Undivided profits | $4,485,000 | 4,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $446,000 | 6,159 |
| Earning assets | $121,524,000 | 4,313 |
| Long-term assets (5+ years) | $31,353,000 | 3,024 |
| Average Assets, year-to-date | $129,975,000 | 4,324 |
| Average Assets, quarterly | $129,975,000 | 4,324 |
| Volatile liabilities | $17,706,000 | 5,077 |
| Insider loans | $2,620,000 | 2,593 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $34,533,000 | 2,328 |
| Tier 1 (core) risk-based capital | $14,085,000 | 4,300 |
| Tier 2 risk-based capital | $1,127,000 | 3,780 |
| Total risk weighted assets | $123,460,000 | 3,562 |
| Total unused commitments | $34,533,000 | 2,330 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $131,479,000 | 4,291 |
| Cash and due from depository institutions | $11,246,000 | 5,561 |
| Interest-bearing balances | $6,736,000 | 848 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $18,880,000 | 673 |
| Net loans & leases | $99,184,000 | 3,956 |
| Loan loss allowance | $1,069,000 | 4,042 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $737,000 | 6,352 |
| Other real estate owned | $0 | 5,561 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,432,000 | 5,928 |
| Life insurance assets | $112,000 | 3,884 |
| Total liabilities and capital | $131,479,000 | 4,291 |
| Total liabilities | $117,540,000 | 4,281 |
| Total deposits | $117,004,000 | 4,017 |
| Interest-bearing deposits | $91,885,000 | 4,254 |
| Deposits held in domestic offices | $117,004,000 | 4,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000 | 5,537 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $532,000 | 5,516 |
| Total equity capital | $13,939,000 | 4,439 |
| Total bank equity capital | $13,939,000 | 4,439 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,100,000 | 811 |
| Surplus | $3,500,000 | 4,722 |
| Undivided profits | $4,339,000 | 4,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,459,000 | 2,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $504,000 | 6,068 |
| Earning assets | $124,800,000 | 4,197 |
| Long-term assets (5+ years) | $21,818,000 | 3,487 |
| Average Assets, year-to-date | $120,555,600 | 4,424 |
| Average Assets, quarterly | $131,679,500 | 4,263 |
| Volatile liabilities | $12,315,000 | 5,863 |
| Insider loans | $2,370,000 | 2,731 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $30,822,000 | 2,540 |
| Tier 1 (core) risk-based capital | $13,939,000 | 4,313 |
| Tier 2 risk-based capital | $1,069,000 | 3,878 |
| Total risk weighted assets | $115,538,000 | 3,723 |
| Total unused commitments | $30,822,000 | 2,541 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $131,880,000 | 4,249 |
| Cash and due from depository institutions | $23,476,000 | 5,580 |
| Interest-bearing balances | $19,297,000 | 286 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $8,280,000 | 1,746 |
| Net loans & leases | $98,040,000 | 3,964 |
| Loan loss allowance | $1,052,000 | 4,034 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $774,000 | 6,296 |
| Other real estate owned | $0 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,310,000 | 6,223 |
| Life insurance assets | $114,000 | 3,858 |
| Total liabilities and capital | $131,880,000 | 4,249 |
| Total liabilities | $118,417,000 | 4,213 |
| Total deposits | $118,022,000 | 3,977 |
| Interest-bearing deposits | $93,094,000 | 4,199 |
| Deposits held in domestic offices | $118,022,000 | 3,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $395,000 | 6,329 |
| Total equity capital | $13,463,000 | 4,497 |
| Total bank equity capital | $13,463,000 | 4,497 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,100,000 | 780 |
| Surplus | $3,500,000 | 4,691 |
| Undivided profits | $3,863,000 | 5,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,459,000 | 2,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $543,000 | 6,104 |
| Earning assets | $125,617,000 | 4,147 |
| Long-term assets (5+ years) | $16,497,000 | 3,932 |
| Average Assets, year-to-date | $117,824,750 | 4,489 |
| Average Assets, quarterly | $125,821,500 | 4,350 |
| Volatile liabilities | $15,361,000 | 5,347 |
| Insider loans | $2,410,000 | 2,679 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $39,688,000 | 2,138 |
| Tier 1 (core) risk-based capital | $13,463,000 | 4,407 |
| Tier 2 risk-based capital | $1,052,000 | 3,881 |
| Total risk weighted assets | $114,983,000 | 3,694 |
| Total unused commitments | $39,688,000 | 2,138 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $119,763,000 | 4,513 |
| Cash and due from depository institutions | $25,552,000 | 5,620 |
| Interest-bearing balances | $22,274,000 | 285 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $4,540,000 | 2,848 |
| Net loans & leases | $87,670,000 | 4,220 |
| Loan loss allowance | $962,000 | 4,290 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $810,000 | 6,250 |
| Other real estate owned | $0 | 5,620 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,191,000 | 6,391 |
| Life insurance assets | $68,000 | 3,936 |
| Total liabilities and capital | $119,763,000 | 4,513 |
| Total liabilities | $106,740,000 | 4,502 |
| Total deposits | $106,327,000 | 4,283 |
| Interest-bearing deposits | $87,465,000 | 4,353 |
| Deposits held in domestic offices | $106,327,000 | 4,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $413,000 | 6,034 |
| Total equity capital | $13,023,000 | 4,538 |
| Total bank equity capital | $13,023,000 | 4,538 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,100,000 | 773 |
| Surplus | $3,500,000 | 4,692 |
| Undivided profits | $3,423,000 | 5,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 2,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $416,000 | 6,599 |
| Earning assets | $114,484,000 | 4,391 |
| Long-term assets (5+ years) | $11,916,000 | 4,475 |
| Average Assets, year-to-date | $113,139,670 | 4,641 |
| Average Assets, quarterly | $119,956,500 | 4,496 |
| Volatile liabilities | $19,545,000 | 4,736 |
| Insider loans | $2,410,000 | 2,654 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $1,016,000 | 972 |
| Unused loan commitments | $30,064,000 | 2,644 |
| Tier 1 (core) risk-based capital | $13,023,000 | 4,501 |
| Tier 2 risk-based capital | $962,000 | 4,107 |
| Total risk weighted assets | $103,781,000 | 3,951 |
| Total unused commitments | $30,064,000 | 2,644 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $120,150,000 | 4,517 |
| Cash and due from depository institutions | $21,897,000 | 5,600 |
| Interest-bearing balances | $18,601,000 | 354 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $18,870,000 | 1,033 |
| Net loans & leases | $77,379,000 | 4,512 |
| Loan loss allowance | $1,005,000 | 4,152 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $842,000 | 6,200 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,162,000 | 6,375 |
| Life insurance assets | $68,000 | 3,952 |
| Total liabilities and capital | $120,150,000 | 4,517 |
| Total liabilities | $107,405,000 | 4,503 |
| Total deposits | $106,810,000 | 4,285 |
| Interest-bearing deposits | $88,371,000 | 4,335 |
| Deposits held in domestic offices | $106,810,000 | 4,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $595,000 | 5,142 |
| Total equity capital | $12,745,000 | 4,613 |
| Total bank equity capital | $12,745,000 | 4,613 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,100,000 | 753 |
| Surplus | $3,500,000 | 4,662 |
| Undivided profits | $3,145,000 | 5,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,503,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $473,000 | 6,113 |
| Earning assets | $114,850,000 | 4,407 |
| Long-term assets (5+ years) | $10,970,000 | 4,559 |
| Average Assets, year-to-date | $109,828,000 | 4,754 |
| Average Assets, quarterly | $109,828,000 | 4,754 |
| Volatile liabilities | $38,779,000 | 3,044 |
| Insider loans | $2,410,000 | 2,642 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $472,000 | 1,276 |
| Unused loan commitments | $23,484,000 | 3,063 |
| Tier 1 (core) risk-based capital | $12,745,000 | 4,533 |
| Tier 2 risk-based capital | $1,005,000 | 3,976 |
| Total risk weighted assets | $93,989,000 | 4,179 |
| Total unused commitments | $23,484,000 | 3,065 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 23 | 5,740 |
| Assets and Liabilities | ||
| Total Assets: | $99,506,000 | 5,073 |
| Cash and due from depository institutions | $13,938,000 | 5,740 |
| Interest-bearing balances | $2,509,000 | 1,673 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $5,125,000 | 2,812 |
| Net loans & leases | $77,972,000 | 4,484 |
| Loan loss allowance | $1,020,000 | 4,088 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $874,000 | 6,128 |
| Other real estate owned | $0 | 5,740 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,597,000 | 5,727 |
| Life insurance assets | $68,000 | 3,947 |
| Total liabilities and capital | $99,506,000 | 5,073 |
| Total liabilities | $87,109,000 | 5,114 |
| Total deposits | $86,710,000 | 4,863 |
| Interest-bearing deposits | $64,030,000 | 5,251 |
| Deposits held in domestic offices | $86,710,000 | 4,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $399,000 | 6,034 |
| Total equity capital | $12,397,000 | 4,663 |
| Total bank equity capital | $12,397,000 | 4,663 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,100,000 | 743 |
| Surplus | $3,500,000 | 4,637 |
| Undivided profits | $2,797,000 | 5,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $398,000 | 6,704 |
| Earning assets | $85,606,000 | 5,257 |
| Long-term assets (5+ years) | $9,540,000 | 4,747 |
| Average Assets, year-to-date | $87,318,600 | 5,320 |
| Average Assets, quarterly | $93,376,000 | 5,218 |
| Volatile liabilities | $17,531,000 | 5,004 |
| Insider loans | $2,410,000 | 2,622 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $525,000 | 1,187 |
| Unused loan commitments | $22,674,000 | 3,081 |
| Tier 1 (core) risk-based capital | $12,397,000 | 4,592 |
| Tier 2 risk-based capital | $1,020,000 | 3,921 |
| Total risk weighted assets | $90,225,000 | 4,241 |
| Total unused commitments | $22,674,000 | 3,082 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 21 | 6,044 |
| Assets and Liabilities | ||
| Total Assets: | $87,246,000 | 5,442 |
| Cash and due from depository institutions | $3,779,000 | 6,044 |
| Interest-bearing balances | $16,000 | 6,152 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $7,920,000 | 1,758 |
| Net loans & leases | $73,636,000 | 4,651 |
| Loan loss allowance | $1,035,000 | 4,082 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $903,000 | 6,098 |
| Other real estate owned | $0 | 6,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,008,000 | 6,781 |
| Life insurance assets | $38,000 | 3,980 |
| Total liabilities and capital | $87,246,000 | 5,442 |
| Total liabilities | $75,366,000 | 5,512 |
| Total deposits | $73,577,000 | 5,338 |
| Interest-bearing deposits | $55,403,000 | 5,645 |
| Deposits held in domestic offices | $73,577,000 | 5,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,500,000 | 4,866 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $289,000 | 6,805 |
| Total equity capital | $11,880,000 | 4,777 |
| Total bank equity capital | $11,880,000 | 4,777 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,101,000 | 727 |
| Surplus | $3,500,000 | 4,620 |
| Undivided profits | $2,279,000 | 6,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $332,000 | 7,177 |
| Earning assets | $81,572,000 | 5,382 |
| Long-term assets (5+ years) | $2,461,000 | 6,618 |
| Average Assets, year-to-date | $84,271,750 | 5,457 |
| Average Assets, quarterly | $84,286,000 | 5,504 |
| Volatile liabilities | $17,949,000 | 4,985 |
| Insider loans | $3,453,000 | 1,958 |
| FHLB advances | $1,500,000 | 4,661 |
| Loans and leases held for sale | $125,000 | 1,608 |
| Unused loan commitments | $20,635,000 | 3,314 |
| Tier 1 (core) risk-based capital | $11,880,000 | 4,706 |
| Tier 2 risk-based capital | $1,035,000 | 3,894 |
| Total risk weighted assets | $83,228,000 | 4,458 |
| Total unused commitments | $20,635,000 | 3,315 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 21 | 6,063 |
| Assets and Liabilities | ||
| Total Assets: | $81,326,000 | 5,649 |
| Cash and due from depository institutions | $3,279,000 | 6,063 |
| Interest-bearing balances | $3,000 | 6,598 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $3,240,000 | 2,911 |
| Net loans & leases | $72,976,000 | 4,642 |
| Loan loss allowance | $1,237,000 | 3,617 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $941,000 | 6,024 |
| Other real estate owned | $0 | 6,063 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $890,000 | 6,973 |
| Life insurance assets | $38,000 | 3,960 |
| Total liabilities and capital | $81,326,000 | 5,649 |
| Total liabilities | $69,906,000 | 5,721 |
| Total deposits | $68,161,000 | 5,555 |
| Interest-bearing deposits | $51,778,000 | 5,837 |
| Deposits held in domestic offices | $68,161,000 | 5,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,500,000 | 4,879 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $245,000 | 6,884 |
| Total equity capital | $11,420,000 | 4,785 |
| Total bank equity capital | $11,420,000 | 4,785 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,101,000 | 707 |
| Surplus | $3,500,000 | 4,598 |
| Undivided profits | $1,819,000 | 6,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 6,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $298,000 | 7,203 |
| Earning assets | $76,219,000 | 5,562 |
| Long-term assets (5+ years) | $2,474,000 | 6,612 |
| Average Assets, year-to-date | $83,280,330 | 5,512 |
| Average Assets, quarterly | $82,614,500 | 5,570 |
| Volatile liabilities | $15,465,000 | 5,279 |
| Insider loans | $3,458,000 | 1,927 |
| FHLB advances | $1,500,000 | 4,677 |
| Loans and leases held for sale | $930,000 | 958 |
| Unused loan commitments | $16,747,000 | 3,704 |
| Tier 1 (core) risk-based capital | $11,420,000 | 4,772 |
| Tier 2 risk-based capital | $1,012,000 | 3,931 |
| Total risk weighted assets | $80,727,000 | 4,525 |
| Total unused commitments | $16,747,000 | 3,704 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 20 | 6,188 |
| Assets and Liabilities | ||
| Total Assets: | $83,903,000 | 5,532 |
| Cash and due from depository institutions | $6,154,000 | 6,188 |
| Interest-bearing balances | $2,056,000 | 1,899 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $8,075,000 | 1,847 |
| Net loans & leases | $67,837,000 | 4,769 |
| Loan loss allowance | $1,237,000 | 3,595 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $982,000 | 5,934 |
| Other real estate owned | $0 | 6,188 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $855,000 | 6,965 |
| Life insurance assets | $38,000 | 3,928 |
| Total liabilities and capital | $83,903,000 | 5,532 |
| Total liabilities | $72,802,000 | 5,603 |
| Total deposits | $72,454,000 | 5,356 |
| Interest-bearing deposits | $53,306,000 | 5,747 |
| Deposits held in domestic offices | $72,454,000 | 5,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $348,000 | 6,056 |
| Total equity capital | $11,101,000 | 4,843 |
| Total bank equity capital | $11,101,000 | 4,843 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,100,000 | 691 |
| Surplus | $3,500,000 | 4,528 |
| Undivided profits | $1,501,000 | 6,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $304,000 | 7,031 |
| Earning assets | $77,968,000 | 5,487 |
| Long-term assets (5+ years) | $1,106,000 | 7,219 |
| Average Assets, year-to-date | $84,257,500 | 5,487 |
| Average Assets, quarterly | $84,257,500 | 5,487 |
| Volatile liabilities | $14,790,000 | 5,232 |
| Insider loans | $1,736,000 | 3,121 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $400,000 | 1,190 |
| Unused loan commitments | $18,612,000 | 3,469 |
| Tier 1 (core) risk-based capital | $11,101,000 | 4,806 |
| Tier 2 risk-based capital | $975,000 | 3,982 |
| Total risk weighted assets | $77,751,000 | 4,549 |
| Total unused commitments | $18,612,000 | 3,471 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 19 | 6,343 |
| Assets and Liabilities | ||
| Total Assets: | $84,612,000 | 5,492 |
| Cash and due from depository institutions | $8,333,000 | 6,343 |
| Interest-bearing balances | $4,480,000 | 1,194 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $4,835,000 | 2,551 |
| Net loans & leases | $69,422,000 | 4,693 |
| Loan loss allowance | $1,237,000 | 3,551 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,022,000 | 5,855 |
| Other real estate owned | $0 | 6,343 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,000,000 | 6,690 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $84,612,000 | 5,492 |
| Total liabilities | $73,786,000 | 5,564 |
| Total deposits | $73,522,000 | 5,311 |
| Interest-bearing deposits | $52,977,000 | 5,747 |
| Deposits held in domestic offices | $73,522,000 | 5,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $264,000 | 6,607 |
| Total equity capital | $10,826,000 | 4,897 |
| Total bank equity capital | $10,826,000 | 4,897 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,100,000 | 678 |
| Surplus | $3,500,000 | 4,498 |
| Undivided profits | $1,226,000 | 6,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $328,000 | 6,917 |
| Earning assets | $78,737,000 | 5,436 |
| Long-term assets (5+ years) | $848,000 | 7,374 |
| Average Assets, year-to-date | $78,746,400 | 5,567 |
| Average Assets, quarterly | $81,660,000 | 5,561 |
| Volatile liabilities | $13,979,000 | 5,310 |
| Insider loans | $1,742,000 | 3,090 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $300,000 | 1,321 |
| Unused loan commitments | $20,220,000 | 3,294 |
| Tier 1 (core) risk-based capital | $10,826,000 | 4,850 |
| Tier 2 risk-based capital | $988,000 | 3,925 |
| Total risk weighted assets | $78,786,000 | 4,494 |
| Total unused commitments | $20,220,000 | 3,294 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 19 | 6,367 |
| Assets and Liabilities | ||
| Total Assets: | $78,708,000 | 5,700 |
| Cash and due from depository institutions | $11,212,000 | 6,367 |
| Interest-bearing balances | $5,495,000 | 1,022 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $1,045,000 | 4,553 |
| Net loans & leases | $64,707,000 | 4,878 |
| Loan loss allowance | $740,000 | 4,966 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,068,000 | 5,748 |
| Other real estate owned | $0 | 6,367 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $676,000 | 7,443 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $78,708,000 | 5,700 |
| Total liabilities | $67,955,000 | 5,779 |
| Total deposits | $67,615,000 | 5,524 |
| Interest-bearing deposits | $46,279,000 | 6,125 |
| Deposits held in domestic offices | $67,615,000 | 5,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $340,000 | 6,130 |
| Total equity capital | $10,753,000 | 4,901 |
| Total bank equity capital | $10,753,000 | 4,901 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,100,000 | 648 |
| Surplus | $3,500,000 | 4,461 |
| Undivided profits | $1,153,000 | 7,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 6,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $278,000 | 7,330 |
| Earning assets | $71,247,000 | 5,739 |
| Long-term assets (5+ years) | $643,000 | 7,523 |
| Average Assets, year-to-date | $77,280,000 | 5,627 |
| Average Assets, quarterly | $78,327,000 | 5,656 |
| Volatile liabilities | $10,075,000 | 6,025 |
| Insider loans | $1,843,000 | 2,959 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $452,000 | 1,278 |
| Unused loan commitments | $20,362,000 | 3,241 |
| Tier 1 (core) risk-based capital | $10,753,000 | 4,830 |
| Tier 2 risk-based capital | $740,000 | 4,691 |
| Total risk weighted assets | $73,324,000 | 4,652 |
| Total unused commitments | $20,362,000 | 3,243 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $77,946,000 | 5,651 |
| Cash and due from depository institutions | $10,101,000 | 6,516 |
| Interest-bearing balances | $6,015,000 | 895 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $5,925,000 | 1,836 |
| Net loans & leases | $60,171,000 | 5,033 |
| Loan loss allowance | $720,000 | 4,989 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,102,000 | 5,652 |
| Other real estate owned | $0 | 6,516 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $647,000 | 7,403 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $77,946,000 | 5,651 |
| Total liabilities | $67,470,000 | 5,747 |
| Total deposits | $66,987,000 | 5,512 |
| Interest-bearing deposits | $45,057,000 | 6,178 |
| Deposits held in domestic offices | $66,987,000 | 5,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $483,000 | 4,961 |
| Total equity capital | $10,476,000 | 4,939 |
| Total bank equity capital | $10,476,000 | 4,939 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,100,000 | 630 |
| Surplus | $3,500,000 | 4,422 |
| Undivided profits | $876,000 | 7,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $259,000 | 7,307 |
| Earning assets | $72,111,000 | 5,634 |
| Long-term assets (5+ years) | $646,000 | 7,550 |
| Average Assets, year-to-date | $76,804,000 | 5,634 |
| Average Assets, quarterly | $75,507,000 | 5,726 |
| Volatile liabilities | $8,100,000 | 6,403 |
| Insider loans | $2,038,000 | 2,735 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $905,000 | 1,017 |
| Unused loan commitments | $16,862,000 | 3,546 |
| Tier 1 (core) risk-based capital | $10,476,000 | 4,825 |
| Tier 2 risk-based capital | $720,000 | 4,725 |
| Total risk weighted assets | $69,410,000 | 4,758 |
| Total unused commitments | $16,862,000 | 3,547 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 17 | 6,707 |
| Assets and Liabilities | ||
| Total Assets: | $73,068,000 | 5,864 |
| Cash and due from depository institutions | $9,994,000 | 6,707 |
| Interest-bearing balances | $5,686,000 | 978 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $4,490,000 | 2,526 |
| Net loans & leases | $56,880,000 | 5,156 |
| Loan loss allowance | $720,000 | 5,024 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,145,000 | 5,606 |
| Other real estate owned | $0 | 6,707 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $559,000 | 7,686 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $73,068,000 | 5,864 |
| Total liabilities | $63,614,000 | 5,939 |
| Total deposits | $63,320,000 | 5,700 |
| Interest-bearing deposits | $44,574,000 | 6,240 |
| Deposits held in domestic offices | $63,320,000 | 5,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $294,000 | 6,109 |
| Total equity capital | $9,454,000 | 5,206 |
| Total bank equity capital | $9,454,000 | 5,206 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,466,000 | 704 |
| Surplus | $3,500,000 | 4,406 |
| Undivided profits | $488,000 | 7,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $213,000 | 7,673 |
| Earning assets | $67,056,000 | 5,856 |
| Long-term assets (5+ years) | $650,000 | 7,590 |
| Average Assets, year-to-date | $76,233,000 | 5,705 |
| Average Assets, quarterly | $76,233,000 | 5,705 |
| Volatile liabilities | $10,297,000 | 5,797 |
| Insider loans | $2,571,000 | 2,277 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $2,016,000 | 642 |
| Unused loan commitments | $14,310,000 | 3,829 |
| Tier 1 (core) risk-based capital | $9,454,000 | 5,119 |
| Tier 2 risk-based capital | $720,000 | 4,733 |
| Total risk weighted assets | $65,510,000 | 4,894 |
| Total unused commitments | $14,310,000 | 3,830 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 16 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $79,398,000 | 5,612 |
| Cash and due from depository institutions | $9,915,000 | 6,861 |
| Interest-bearing balances | $5,124,000 | 1,080 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $14,105,000 | 842 |
| Net loans & leases | $53,674,000 | 5,288 |
| Loan loss allowance | $720,000 | 4,994 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,191,000 | 5,529 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $513,000 | 7,846 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $79,398,000 | 5,612 |
| Total liabilities | $70,621,000 | 5,618 |
| Total deposits | $70,452,000 | 5,355 |
| Interest-bearing deposits | $54,645,000 | 5,597 |
| Deposits held in domestic offices | $70,452,000 | 5,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $169,000 | 7,169 |
| Total equity capital | $8,777,000 | 5,450 |
| Total bank equity capital | $8,777,000 | 5,450 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,017,000 | 760 |
| Surplus | $3,500,000 | 4,386 |
| Undivided profits | $260,000 | 8,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $164,000 | 8,099 |
| Earning assets | $72,903,000 | 5,606 |
| Long-term assets (5+ years) | $188,000 | 7,887 |
| Average Assets, year-to-date | $65,275,000 | 6,100 |
| Average Assets, quarterly | $74,136,000 | 5,786 |
| Volatile liabilities | $7,433,000 | 6,486 |
| Insider loans | $2,574,000 | 2,268 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $1,361,000 | 754 |
| Unused loan commitments | $13,197,000 | 3,874 |
| Tier 1 (core) risk-based capital | $8,777,000 | 5,323 |
| Tier 2 risk-based capital | $720,000 | 4,698 |
| Total risk weighted assets | $64,232,000 | 4,931 |
| Total unused commitments | $13,197,000 | 3,875 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $68,874,000 | 6,026 |
| Cash and due from depository institutions | $8,816,000 | 6,572 |
| Interest-bearing balances | $4,104,000 | 1,327 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $7,580,000 | 1,483 |
| Net loans & leases | $50,561,000 | 5,434 |
| Loan loss allowance | $685,000 | 5,146 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,258,000 | 5,386 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $659,000 | 7,464 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $68,874,000 | 6,026 |
| Total liabilities | $60,366,000 | 6,069 |
| Total deposits | $60,120,000 | 5,829 |
| Interest-bearing deposits | $45,342,000 | 6,181 |
| Deposits held in domestic offices | $60,120,000 | 5,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $246,000 | 6,670 |
| Total equity capital | $8,508,000 | 5,562 |
| Total bank equity capital | $8,508,000 | 5,562 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $3,500,000 | 4,361 |
| Undivided profits | $8,000 | 8,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $173,000 | 8,141 |
| Earning assets | $62,245,000 | 6,074 |
| Long-term assets (5+ years) | $139,000 | 7,961 |
| Average Assets, year-to-date | $61,744,250 | 6,284 |
| Average Assets, quarterly | $67,413,500 | 6,056 |
| Volatile liabilities | $7,313,000 | 6,537 |
| Insider loans | $2,579,000 | 2,233 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $1,130,000 | 835 |
| Unused loan commitments | $8,817,000 | 4,684 |
| Tier 1 (core) risk-based capital | $8,355,000 | 5,477 |
| Tier 2 risk-based capital | $685,000 | 4,839 |
| Total risk weighted assets | $57,886,000 | 5,213 |
| Total unused commitments | $8,817,000 | 4,686 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 18 | 6,617 |
| Assets and Liabilities | ||
| Total Assets: | $65,953,000 | 6,155 |
| Cash and due from depository institutions | $5,772,000 | 6,617 |
| Interest-bearing balances | $1,610,000 | 2,343 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $11,395,000 | 951 |
| Net loans & leases | $47,012,000 | 5,615 |
| Loan loss allowance | $645,000 | 5,325 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,286,000 | 5,329 |
| Other real estate owned | $0 | 6,617 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $488,000 | 7,971 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $65,953,000 | 6,155 |
| Total liabilities | $57,594,000 | 6,209 |
| Total deposits | $57,491,000 | 5,986 |
| Interest-bearing deposits | $42,670,000 | 6,398 |
| Deposits held in domestic offices | $57,491,000 | 5,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $103,000 | 7,953 |
| Total equity capital | $8,359,000 | 5,505 |
| Total bank equity capital | $8,359,000 | 5,505 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $3,500,000 | 4,329 |
| Undivided profits | $-141,000 | 8,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $135,000 | 8,396 |
| Earning assets | $60,017,000 | 6,178 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $59,367,670 | 6,466 |
| Average Assets, quarterly | $62,297,000 | 6,316 |
| Volatile liabilities | $3,009,000 | 7,966 |
| Insider loans | $2,583,000 | 2,202 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $30,000 | 1,806 |
| Unused loan commitments | $8,416,000 | 4,807 |
| Tier 1 (core) risk-based capital | $8,268,000 | 5,456 |
| Tier 2 risk-based capital | $645,000 | 4,997 |
| Total risk weighted assets | $54,492,000 | 5,389 |
| Total unused commitments | $8,416,000 | 4,810 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 15 | 7,137 |
| Assets and Liabilities | ||
| Total Assets: | $58,641,000 | 6,549 |
| Cash and due from depository institutions | $5,193,000 | 7,137 |
| Interest-bearing balances | $1,604,000 | 2,578 |
| Securities | $2,332,000 | 8,396 |
| Federal funds sold & reverse repurchase agreements | $7,338,000 | 2,028 |
| Net loans & leases | $42,179,000 | 5,884 |
| Loan loss allowance | $560,000 | 5,732 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,205,000 | 5,465 |
| Other real estate owned | $0 | 7,137 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $394,000 | 8,223 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $58,641,000 | 6,549 |
| Total liabilities | $50,407,000 | 6,630 |
| Total deposits | $50,312,000 | 6,442 |
| Interest-bearing deposits | $38,554,000 | 6,702 |
| Deposits held in domestic offices | $50,312,000 | 6,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $95,000 | 8,196 |
| Total equity capital | $8,234,000 | 5,626 |
| Total bank equity capital | $8,234,000 | 5,626 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $3,500,000 | 4,298 |
| Undivided profits | $-266,000 | 8,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $153,000 | 8,246 |
| Earning assets | $53,453,000 | 6,550 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $56,075,000 | 6,656 |
| Average Assets, quarterly | $56,075,000 | 6,656 |
| Volatile liabilities | $4,234,000 | 7,446 |
| Insider loans | $2,588,000 | 2,158 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $1,813,000 | 739 |
| Unused loan commitments | $7,862,000 | 4,935 |
| Tier 1 (core) risk-based capital | $8,109,000 | 5,474 |
| Tier 2 risk-based capital | $560,000 | 5,375 |
| Total risk weighted assets | $49,630,000 | 5,634 |
| Total unused commitments | $7,862,000 | 4,942 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $53,509,000 | 6,822 |
| Cash and due from depository institutions | $3,865,000 | 7,346 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $2,341,000 | 8,461 |
| Federal funds sold & reverse repurchase agreements | $9,572,000 | 1,234 |
| Net loans & leases | $36,322,000 | 6,307 |
| Loan loss allowance | $492,000 | 6,084 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $973,000 | 5,961 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $436,000 | 8,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,509,000 | 6,822 |
| Total liabilities | $45,337,000 | 6,951 |
| Total deposits | $45,275,000 | 6,746 |
| Interest-bearing deposits | $35,182,000 | 6,956 |
| Deposits held in domestic offices | $45,275,000 | 6,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $62,000 | 8,610 |
| Total equity capital | $8,172,000 | 5,567 |
| Total bank equity capital | $8,172,000 | 5,567 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $3,500,000 | 4,269 |
| Undivided profits | $-328,000 | 8,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $130,000 | 8,502 |
| Earning assets | $48,236,000 | 6,849 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $45,549,400 | 7,162 |
| Average Assets, quarterly | $51,968,000 | 6,876 |
| Volatile liabilities | $3,219,000 | 7,880 |
| Insider loans | $2,892,000 | 1,928 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $1,781,000 | 677 |
| Unused loan commitments | $8,020,000 | 4,766 |
| Tier 1 (core) risk-based capital | $8,014,000 | 5,468 |
| Tier 2 risk-based capital | $492,000 | 5,729 |
| Total risk weighted assets | $43,111,000 | 6,073 |
| Total unused commitments | $8,020,000 | 4,769 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $50,427,000 | 6,995 |
| Cash and due from depository institutions | $2,092,000 | 7,212 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $2,339,000 | 8,471 |
| Federal funds sold & reverse repurchase agreements | $14,663,000 | 989 |
| Net loans & leases | $29,943,000 | 6,832 |
| Loan loss allowance | $412,000 | 6,643 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $879,000 | 6,152 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $511,000 | 8,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,427,000 | 6,995 |
| Total liabilities | $42,390,000 | 7,140 |
| Total deposits | $42,302,000 | 6,963 |
| Interest-bearing deposits | $35,262,000 | 6,981 |
| Deposits held in domestic offices | $42,302,000 | 6,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $88,000 | 8,542 |
| Total equity capital | $8,037,000 | 5,612 |
| Total bank equity capital | $8,037,000 | 5,612 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $3,500,000 | 4,213 |
| Undivided profits | $-463,000 | 8,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $127,000 | 8,584 |
| Earning assets | $46,946,000 | 6,942 |
| Long-term assets (5+ years) | $560,000 | 7,936 |
| Average Assets, year-to-date | $43,559,500 | 7,306 |
| Average Assets, quarterly | $49,325,500 | 7,037 |
| Volatile liabilities | $3,819,000 | 7,691 |
| Insider loans | $2,900,000 | 1,901 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,333,000 | 1,000 |
| Unused loan commitments | $6,593,000 | 5,174 |
| Tier 1 (core) risk-based capital | $7,807,000 | 5,567 |
| Tier 2 risk-based capital | $412,000 | 6,290 |
| Total risk weighted assets | $36,552,000 | 6,521 |
| Total unused commitments | $6,593,000 | 5,181 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 11 | 7,962 |
| Assets and Liabilities | ||
| Total Assets: | $48,224,000 | 7,120 |
| Cash and due from depository institutions | $8,208,000 | 7,962 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $5,113,000 | 7,736 |
| Federal funds sold & reverse repurchase agreements | $9,168,000 | 1,741 |
| Net loans & leases | $24,736,000 | 7,285 |
| Loan loss allowance | $392,000 | 6,783 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $516,000 | 7,128 |
| Other real estate owned | $0 | 7,962 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $483,000 | 8,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,224,000 | 7,120 |
| Total liabilities | $40,266,000 | 7,260 |
| Total deposits | $40,179,000 | 7,105 |
| Interest-bearing deposits | $33,396,000 | 7,151 |
| Deposits held in domestic offices | $40,179,000 | 7,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $87,000 | 8,628 |
| Total equity capital | $7,958,000 | 5,624 |
| Total bank equity capital | $7,958,000 | 5,624 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $3,500,000 | 4,166 |
| Undivided profits | $-542,000 | 8,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $77,000 | 8,923 |
| Earning assets | $39,018,000 | 7,411 |
| Long-term assets (5+ years) | $557,000 | 7,932 |
| Average Assets, year-to-date | $41,270,330 | 7,467 |
| Average Assets, quarterly | $43,884,500 | 7,333 |
| Volatile liabilities | $4,419,000 | 7,472 |
| Insider loans | $2,625,000 | 2,069 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,960,000 | 5,378 |
| Tier 1 (core) risk-based capital | $7,685,000 | 5,541 |
| Tier 2 risk-based capital | $392,000 | 6,430 |
| Total risk weighted assets | $32,639,000 | 6,844 |
| Total unused commitments | $5,960,000 | 5,393 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 11 | 7,987 |
| Assets and Liabilities | ||
| Total Assets: | $39,545,000 | 7,627 |
| Cash and due from depository institutions | $2,773,000 | 7,987 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,113,000 | 7,779 |
| Federal funds sold & reverse repurchase agreements | $6,573,000 | 2,554 |
| Net loans & leases | $24,305,000 | 7,329 |
| Loan loss allowance | $392,000 | 6,747 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $290,000 | 7,941 |
| Other real estate owned | $0 | 7,987 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $491,000 | 8,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,545,000 | 7,627 |
| Total liabilities | $31,665,000 | 7,841 |
| Total deposits | $31,601,000 | 7,715 |
| Interest-bearing deposits | $26,532,000 | 7,740 |
| Deposits held in domestic offices | $31,601,000 | 7,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $64,000 | 8,896 |
| Total equity capital | $7,880,000 | 5,590 |
| Total bank equity capital | $7,880,000 | 5,590 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $3,500,000 | 4,121 |
| Undivided profits | $-620,000 | 8,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $76,000 | 8,982 |
| Earning assets | $35,991,000 | 7,635 |
| Long-term assets (5+ years) | $1,053,000 | 7,691 |
| Average Assets, year-to-date | $37,793,500 | 7,730 |
| Average Assets, quarterly | $37,793,500 | 7,730 |
| Volatile liabilities | $3,664,000 | 7,777 |
| Insider loans | $2,446,000 | 2,154 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,655,000 | 5,835 |
| Tier 1 (core) risk-based capital | $7,565,000 | 5,531 |
| Tier 2 risk-based capital | $347,000 | 6,761 |
| Total risk weighted assets | $27,706,000 | 7,258 |
| Total unused commitments | $4,655,000 | 5,842 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 13 | 7,607 |
| Assets and Liabilities | ||
| Total Assets: | $36,042,000 | 7,867 |
| Cash and due from depository institutions | $2,802,000 | 7,607 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $5,103,000 | 7,807 |
| Federal funds sold & reverse repurchase agreements | $7,515,000 | 1,942 |
| Net loans & leases | $19,874,000 | 7,789 |
| Loan loss allowance | $303,000 | 7,401 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $272,000 | 8,052 |
| Other real estate owned | $0 | 7,607 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $476,000 | 8,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,042,000 | 7,867 |
| Total liabilities | $28,151,000 | 8,089 |
| Total deposits | $28,117,000 | 7,986 |
| Interest-bearing deposits | $24,393,000 | 7,919 |
| Deposits held in domestic offices | $28,117,000 | 7,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $34,000 | 9,226 |
| Total equity capital | $7,891,000 | 5,550 |
| Total bank equity capital | $7,891,000 | 5,550 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $3,500,000 | 4,075 |
| Undivided profits | $-609,000 | 8,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $51,000 | 9,149 |
| Earning assets | $32,492,000 | 7,878 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $25,253,500 | 8,424 |
| Average Assets, quarterly | $32,948,500 | 8,025 |
| Volatile liabilities | $3,798,000 | 7,777 |
| Insider loans | $800,000 | 4,463 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,471,000 | 5,762 |
| Tier 1 (core) risk-based capital | $7,581,000 | 5,478 |
| Tier 2 risk-based capital | $284,000 | 7,265 |
| Total risk weighted assets | $22,714,000 | 7,734 |
| Total unused commitments | $4,471,000 | 5,766 |
| Derivatives | $0 | 527 |