Home > Nantahala Bank & Trust Company > Income and Expense

Nantahala Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,740,0002,732
Total interest expense$3,438,0002,451
Net interest income$7,302,0002,842
Provision for loan and lease losses$147,0002,217
Total noninterest income$1,207,0002,526
Gross Fiduciary activities income$0981
Service charges on deposit accounts$224,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$983,0002,286
Total noninterest expense$7,270,0002,503
Salaries and employee benefits$4,059,0002,495
Premises and equipment expense$674,0002,544
Additional noninterest expense$983,0002,286
Pre-tax net operating income$1,092,0003,510
Securities gains (losses)$0988
Applicable income taxes$253,0002,333
Income before extraordinary items$839,0003,597
Extraordinary gains, net$054
Net income$839,0003,634
Minority interest net income$088
Net income of bank and minority interests.$839,0003,598
Net charge-offs$-83,0004,298
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$839,0003,628
2023-09-30 (YTD Data)Rank
Total interest income$7,736,0002,770
Total interest expense$2,299,0002,472
Net interest income$5,437,0002,861
Provision for loan and lease losses$188,0001,703
Total noninterest income$970,0002,447
Gross Fiduciary activities income$0950
Service charges on deposit accounts$161,0002,611
Trading account gains and feesNANA
Additional Noninterest Income$809,0002,199
Total noninterest expense$5,311,0002,528
Salaries and employee benefits$2,998,0002,513
Premises and equipment expense$494,0002,572
Additional noninterest expense$809,0002,199
Pre-tax net operating income$908,0003,511
Securities gains (losses)$0849
Applicable income taxes$208,0002,326
Income before extraordinary items$700,0003,608
Extraordinary gains, net$052
Net income$700,0003,641
Minority interest net income$081
Net income of bank and minority interests.$700,0003,608
Net charge-offs$-79,0004,319
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$700,0003,632
2023-06-30 (YTD Data)Rank
Total interest income$4,926,0002,806
Total interest expense$1,291,0002,533
Net interest income$3,635,0002,875
Provision for loan and lease losses$-17,0004,360
Total noninterest income$687,0002,340
Gross Fiduciary activities income$0931
Service charges on deposit accounts$104,0002,639
Trading account gains and feesNANA
Additional Noninterest Income$583,0002,041
Total noninterest expense$3,606,0002,482
Salaries and employee benefits$2,065,0002,463
Premises and equipment expense$326,0002,585
Additional noninterest expense$583,0002,038
Pre-tax net operating income$733,0003,391
Securities gains (losses)$0938
Applicable income taxes$183,0002,189
Income before extraordinary items$550,0003,503
Extraordinary gains, net$051
Net income$550,0003,538
Minority interest net income$081
Net income of bank and minority interests.$550,0003,502
Net charge-offs$-71,0004,396
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$550,0003,519
2023-03-31 (YTD Data)Rank
Total interest income$2,375,0002,847
Total interest expense$520,0002,599
Net interest income$1,855,0002,858
Provision for loan and lease losses$-37,0004,489
Total noninterest income$258,0002,649
Gross Fiduciary activities income$0913
Service charges on deposit accounts$50,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$208,0002,387
Total noninterest expense$1,782,0002,535
Salaries and employee benefits$1,057,0002,464
Premises and equipment expense$156,0002,686
Additional noninterest expense$208,0002,387
Pre-tax net operating income$368,0003,442
Securities gains (losses)$0950
Applicable income taxes$92,0002,197
Income before extraordinary items$276,0003,565
Extraordinary gains, net$04
Net income$276,0003,564
Minority interest net income$048
Net income of bank and minority interests.$276,0003,565
Net charge-offs$-59,0004,475
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$276,0003,590
2022-12-31 (YTD Data)Rank
Total interest income$7,816,0002,894
Total interest expense$454,0003,333
Net interest income$7,362,0002,802
Provision for loan and lease losses$-125,0004,384
Total noninterest income$987,0002,824
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$190,0002,804
Trading account gains and feesNANA
Additional Noninterest Income$797,0002,583
Total noninterest expense$6,618,0002,603
Salaries and employee benefits$3,579,0002,671
Premises and equipment expense$678,0002,542
Additional noninterest expense$797,0002,583
Pre-tax net operating income$1,856,0003,219
Securities gains (losses)$-85,0003,854
Applicable income taxes$441,0002,113
Income before extraordinary items$1,330,0003,384
Extraordinary gains, net$05
Net income$1,330,0003,380
Minority interest net income$063
Net income of bank and minority interests.$1,330,0003,383
Net charge-offs$-185,0004,419
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$251,000386
Net operating income$1,397,1503,357
2022-09-30 (YTD Data)Rank
Total interest income$5,529,0002,920
Total interest expense$180,0003,814
Net interest income$5,349,0002,829
Provision for loan and lease losses$-125,0004,475
Total noninterest income$1,029,0002,461
Gross Fiduciary activities income$0968
Service charges on deposit accounts$144,0002,822
Trading account gains and feesNANA
Additional Noninterest Income$885,0002,194
Total noninterest expense$4,914,0002,605
Salaries and employee benefits$2,636,0002,693
Premises and equipment expense$513,0002,518
Additional noninterest expense$885,0002,194
Pre-tax net operating income$1,589,0003,042
Securities gains (losses)$-85,0004,188
Applicable income taxes$369,0002,043
Income before extraordinary items$1,135,0003,238
Extraordinary gains, net$04
Net income$1,135,0003,236
Minority interest net income$057
Net income of bank and minority interests.$1,135,0003,237
Net charge-offs$-179,0004,444
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$251,000333
Net operating income$1,202,1503,207
2022-06-30 (YTD Data)Rank
Total interest income$3,496,0002,958
Total interest expense$81,0004,110
Net interest income$3,415,0002,873
Provision for loan and lease losses$-125,0004,501
Total noninterest income$719,0002,401
Gross Fiduciary activities income$0925
Service charges on deposit accounts$98,0002,797
Trading account gains and feesNANA
Additional Noninterest Income$621,0002,159
Total noninterest expense$3,183,0002,640
Salaries and employee benefits$1,717,0002,728
Premises and equipment expense$328,0002,582
Additional noninterest expense$1,138,0002,393
Pre-tax net operating income$1,076,0002,927
Securities gains (losses)$-85,0004,338
Applicable income taxes$219,0002,050
Income before extraordinary items$772,0003,110
Extraordinary gains, net$04
Net income$772,0003,109
Minority interest net income$060
Net income of bank and minority interests.$772,0003,110
Net charge-offs$-173,0004,516
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$251,000273
Net operating income$839,1503,066
2022-03-31 (YTD Data)Rank
Total interest income$1,656,0003,003
Total interest expense$38,0004,162
Net interest income$1,618,0002,913
Provision for loan and lease losses$02,285
Total noninterest income$375,0002,337
Gross Fiduciary activities income$0892
Service charges on deposit accounts$48,0002,793
Trading account gains and feesNANA
Additional Noninterest Income$327,0002,089
Total noninterest expense$1,513,0002,715
Salaries and employee benefits$833,0002,771
Premises and equipment expense$166,0002,573
Additional noninterest expense$514,0002,543
Pre-tax net operating income$480,0002,957
Securities gains (losses)$0623
Applicable income taxes$106,0002,027
Income before extraordinary items$374,0003,063
Extraordinary gains, net$04
Net income$374,0003,062
Minority interest net income$050
Net income of bank and minority interests.$374,0003,063
Net charge-offs$-115,0004,584
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$374,0003,079
2021-12-31 (YTD Data)Rank
Total interest income$7,122,0002,973
Total interest expense$330,0003,656
Net interest income$6,792,0002,885
Provision for loan and lease losses$233,0001,634
Total noninterest income$976,0003,008
Gross Fiduciary activities income$0994
Service charges on deposit accounts$153,0002,990
Trading account gains and feesNANA
Additional Noninterest Income$823,0002,801
Total noninterest expense$6,048,0002,721
Salaries and employee benefits$3,112,0002,877
Premises and equipment expense$932,0002,118
Additional noninterest expense$2,004,0002,595
Pre-tax net operating income$1,487,0003,487
Securities gains (losses)$02,062
Applicable income taxes$-4,048,0004,837
Income before extraordinary items$5,535,0001,747
Extraordinary gains, net$010
Net income$5,535,0001,746
Minority interest net income$074
Net income of bank and minority interests.$5,535,0001,748
Net charge-offs$-88,0004,316
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,535,0001,720
2021-09-30 (YTD Data)Rank
Total interest income$5,365,0003,017
Total interest expense$288,0003,575
Net interest income$5,077,0002,935
Provision for loan and lease losses$175,0001,585
Total noninterest income$744,0003,010
Gross Fiduciary activities income$0957
Service charges on deposit accounts$105,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$639,0002,804
Total noninterest expense$4,502,0002,738
Salaries and employee benefits$2,256,0002,936
Premises and equipment expense$715,0002,117
Additional noninterest expense$1,531,0002,556
Pre-tax net operating income$1,144,0003,587
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$1,144,0003,453
Extraordinary gains, net$08
Net income$1,144,0003,453
Minority interest net income$069
Net income of bank and minority interests.$1,144,0003,453
Net charge-offs$-60,0004,283
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,144,0003,425
2021-06-30 (YTD Data)Rank
Total interest income$3,512,0003,060
Total interest expense$239,0003,389
Net interest income$3,273,0002,995
Provision for loan and lease losses$116,0001,608
Total noninterest income$368,0003,324
Gross Fiduciary activities income$0951
Service charges on deposit accounts$64,0003,159
Trading account gains and feesNANA
Additional Noninterest Income$304,0003,117
Total noninterest expense$2,873,0002,803
Salaries and employee benefits$1,424,0003,026
Premises and equipment expense$443,0002,205
Additional noninterest expense$1,006,0002,563
Pre-tax net operating income$652,0003,727
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$652,0003,637
Extraordinary gains, net$06
Net income$652,0003,637
Minority interest net income$067
Net income of bank and minority interests.$652,0003,637
Net charge-offs$-34,0004,241
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$652,0003,608
2021-03-31 (YTD Data)Rank
Total interest income$1,639,0003,165
Total interest expense$175,0002,949
Net interest income$1,464,0003,152
Provision for loan and lease losses$58,0001,680
Total noninterest income$218,0003,134
Gross Fiduciary activities income$0922
Service charges on deposit accounts$30,0003,217
Trading account gains and feesNANA
Additional Noninterest Income$188,0002,905
Total noninterest expense$1,398,0002,851
Salaries and employee benefits$687,0003,073
Premises and equipment expense$223,0002,213
Additional noninterest expense$488,0002,582
Pre-tax net operating income$226,0004,014
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$226,0003,934
Extraordinary gains, net$03
Net income$226,0003,933
Minority interest net income$055
Net income of bank and minority interests.$226,0003,934
Net charge-offs$-20,0004,337
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$226,0003,913
2020-12-31 (YTD Data)Rank
Total interest income$6,571,0003,164
Total interest expense$1,079,0002,819
Net interest income$5,492,0003,193
Provision for loan and lease losses$150,0003,250
Total noninterest income$169,0004,431
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$125,0003,319
Trading account gains and feesNANA
Additional Noninterest Income$44,0004,657
Total noninterest expense$5,647,0002,799
Salaries and employee benefits$2,617,0003,151
Premises and equipment expense$897,0002,175
Additional noninterest expense$2,133,0002,430
Pre-tax net operating income$-136,0004,803
Securities gains (losses)$221,000982
Applicable income taxes$03,697
Income before extraordinary items$85,0004,682
Extraordinary gains, net$04
Net income$85,0004,682
Minority interest net income$072
Net income of bank and minority interests.$85,0004,682
Net charge-offs$-11,0004,267
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-136,0004,800
2020-09-30 (YTD Data)Rank
Total interest income$4,712,0003,256
Total interest expense$788,0002,958
Net interest income$3,924,0003,279
Provision for loan and lease losses$112,0003,209
Total noninterest income$196,0004,144
Gross Fiduciary activities income$0981
Service charges on deposit accounts$93,0003,340
Trading account gains and feesNANA
Additional Noninterest Income$103,0004,203
Total noninterest expense$4,241,0002,787
Salaries and employee benefits$1,903,0003,186
Premises and equipment expense$671,0002,176
Additional noninterest expense$1,667,0002,337
Pre-tax net operating income$-233,0004,856
Securities gains (losses)$207,000877
Applicable income taxes$03,696
Income before extraordinary items$-26,0004,807
Extraordinary gains, net$04
Net income$-26,0004,807
Minority interest net income$065
Net income of bank and minority interests.$-26,0004,807
Net charge-offs$4,0002,970
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-233,0004,861
2020-06-30 (YTD Data)Rank
Total interest income$3,098,0003,319
Total interest expense$564,0002,966
Net interest income$2,534,0003,357
Provision for loan and lease losses$75,0003,188
Total noninterest income$05,011
Gross Fiduciary activities income$0970
Service charges on deposit accounts$64,0003,331
Trading account gains and feesNANA
Additional Noninterest Income$-64,0005,034
Total noninterest expense$2,729,0002,840
Salaries and employee benefits$1,236,0003,230
Premises and equipment expense$442,0002,194
Additional noninterest expense$1,051,0002,421
Pre-tax net operating income$-270,0004,902
Securities gains (losses)$204,000695
Applicable income taxes$03,655
Income before extraordinary items$-66,0004,839
Extraordinary gains, net$04
Net income$-66,0004,839
Minority interest net income$065
Net income of bank and minority interests.$-66,0004,839
Net charge-offs$2,0002,854
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-270,0004,902
2020-03-31 (YTD Data)Rank
Total interest income$1,548,0003,333
Total interest expense$304,0002,994
Net interest income$1,244,0003,359
Provision for loan and lease losses$37,0002,747
Total noninterest income$36,0004,553
Gross Fiduciary activities income$0941
Service charges on deposit accounts$40,0003,330
Trading account gains and feesNANA
Additional Noninterest Income$-4,0005,064
Total noninterest expense$1,385,0002,845
Salaries and employee benefits$651,0003,184
Premises and equipment expense$218,0002,222
Additional noninterest expense$516,0002,493
Pre-tax net operating income$-142,0004,903
Securities gains (losses)$204,000377
Applicable income taxes$03,513
Income before extraordinary items$62,0004,441
Extraordinary gains, net$04
Net income$62,0004,441
Minority interest net income$056
Net income of bank and minority interests.$62,0004,441
Net charge-offs$-3,0004,005
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-142,0004,899
2019-12-31 (YTD Data)Rank
Total interest income$6,270,0003,359
Total interest expense$1,162,0003,097
Net interest income$5,108,0003,376
Provision for loan and lease losses$75,0003,120
Total noninterest income$82,0004,877
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$164,0003,397
Trading account gains and feesNANA
Additional Noninterest Income$-82,0005,143
Total noninterest expense$5,235,0002,924
Salaries and employee benefits$2,477,0003,253
Premises and equipment expense$848,0002,262
Additional noninterest expense$1,910,0002,637
Pre-tax net operating income$-120,0005,012
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$-120,0005,024
Extraordinary gains, net$011
Net income$-120,0005,026
Minority interest net income$076
Net income of bank and minority interests.$-120,0005,026
Net charge-offs$67,0002,457
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$4,511,00099
Net operating income$-120,0005,016
2019-09-30 (YTD Data)Rank
Total interest income$4,644,0003,428
Total interest expense$853,0003,160
Net interest income$3,791,0003,440
Provision for loan and lease losses$56,0003,036
Total noninterest income$536,0003,260
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$122,0003,444
Trading account gains and feesNANA
Additional Noninterest Income$414,0002,920
Total noninterest expense$3,929,0002,939
Salaries and employee benefits$1,881,0003,250
Premises and equipment expense$635,0002,279
Additional noninterest expense$1,413,0002,670
Pre-tax net operating income$342,0004,569
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$342,0004,553
Extraordinary gains, net$011
Net income$342,0004,552
Minority interest net income$072
Net income of bank and minority interests.$342,0004,552
Net charge-offs$-37,0004,751
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$4,511,00076
Net operating income$342,0004,526
2019-06-30 (YTD Data)Rank
Total interest income$3,031,0003,472
Total interest expense$551,0003,187
Net interest income$2,480,0003,491
Provision for loan and lease losses$38,0002,954
Total noninterest income$370,0003,178
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$79,0003,478
Trading account gains and feesNANA
Additional Noninterest Income$291,0002,837
Total noninterest expense$2,654,0002,930
Salaries and employee benefits$1,250,0003,267
Premises and equipment expense$418,0002,305
Additional noninterest expense$986,0002,606
Pre-tax net operating income$158,0004,774
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$158,0004,742
Extraordinary gains, net$011
Net income$158,0004,740
Minority interest net income$069
Net income of bank and minority interests.$158,0004,740
Net charge-offs$-50,0004,913
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$4,511,00044
Net operating income$158,0004,728
2019-03-31 (YTD Data)Rank
Total interest income$1,483,0003,532
Total interest expense$276,0003,166
Net interest income$1,207,0003,563
Provision for loan and lease losses$19,0002,802
Total noninterest income$217,0002,949
Gross Fiduciary activities income$0972
Service charges on deposit accounts$39,0003,505
Trading account gains and feesNANA
Additional Noninterest Income$178,0002,541
Total noninterest expense$1,331,0002,946
Salaries and employee benefits$618,0003,328
Premises and equipment expense$214,0002,309
Additional noninterest expense$499,0002,588
Pre-tax net operating income$74,0004,831
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$74,0004,795
Extraordinary gains, net$05
Net income$74,0004,794
Minority interest net income$052
Net income of bank and minority interests.$74,0004,794
Net charge-offs$-19,0004,852
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$16,000441
Net operating income$74,0004,783
2018-12-31 (YTD Data)Rank
Total interest income$5,537,0003,583
Total interest expense$866,0003,141
Net interest income$4,671,0003,615
Provision for loan and lease losses$04,082
Total noninterest income$693,0003,346
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$161,0003,595
Trading account gains and feesNANA
Additional Noninterest Income$532,0002,981
Total noninterest expense$5,213,0002,972
Salaries and employee benefits$2,386,0003,370
Premises and equipment expense$858,0002,263
Additional noninterest expense$1,969,0002,615
Pre-tax net operating income$151,0005,073
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$151,0005,052
Extraordinary gains, net$06
Net income$151,0005,051
Minority interest net income$072
Net income of bank and minority interests.$151,0005,051
Net charge-offs$161,0001,814
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$2,000660
Net operating income$151,0005,054
2018-09-30 (YTD Data)Rank
Total interest income$4,068,0003,639
Total interest expense$624,0003,146
Net interest income$3,444,0003,684
Provision for loan and lease losses$03,948
Total noninterest income$474,0003,512
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$117,0003,657
Trading account gains and feesNANA
Additional Noninterest Income$357,0003,165
Total noninterest expense$3,863,0003,010
Salaries and employee benefits$1,785,0003,359
Premises and equipment expense$648,0002,265
Additional noninterest expense$1,430,0002,687
Pre-tax net operating income$55,0005,243
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$55,0005,238
Extraordinary gains, net$05
Net income$55,0005,237
Minority interest net income$066
Net income of bank and minority interests.$55,0005,237
Net charge-offs$175,0001,343
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,000626
Net operating income$55,0005,240
2018-06-30 (YTD Data)Rank
Total interest income$2,653,0003,678
Total interest expense$405,0003,098
Net interest income$2,248,0003,719
Provision for loan and lease losses$03,782
Total noninterest income$420,0003,122
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$77,0003,673
Trading account gains and feesNANA
Additional Noninterest Income$343,0002,730
Total noninterest expense$2,577,0003,033
Salaries and employee benefits$1,190,0003,387
Premises and equipment expense$436,0002,277
Additional noninterest expense$951,0002,707
Pre-tax net operating income$91,0005,179
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$91,0005,132
Extraordinary gains, net$06
Net income$91,0005,131
Minority interest net income$065
Net income of bank and minority interests.$91,0005,131
Net charge-offs$-39,0004,949
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$91,0005,138
2018-03-31 (YTD Data)Rank
Total interest income$1,297,0003,725
Total interest expense$197,0003,098
Net interest income$1,100,0003,779
Provision for loan and lease losses$03,508
Total noninterest income$185,0003,282
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$39,0003,676
Trading account gains and feesNANA
Additional Noninterest Income$146,0002,875
Total noninterest expense$1,298,0003,050
Salaries and employee benefits$599,0003,414
Premises and equipment expense$224,0002,265
Additional noninterest expense$475,0002,726
Pre-tax net operating income$-13,0005,427
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-13,0005,415
Extraordinary gains, net$07
Net income$-13,0005,415
Minority interest net income$052
Net income of bank and minority interests.$-13,0005,415
Net charge-offs$-22,0005,012
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$-1,0005,554
Net operating income$-13,0005,419
2017-12-31 (YTD Data)Rank
Total interest income$5,638,0003,540
Total interest expense$826,0002,877
Net interest income$4,812,0003,607
Provision for loan and lease losses$04,227
Total noninterest income$643,0003,591
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$167,0003,698
Trading account gains and feesNANA
Additional Noninterest Income$476,0003,215
Total noninterest expense$5,173,0003,039
Salaries and employee benefits$2,202,0003,565
Premises and equipment expense$871,0002,314
Additional noninterest expense$2,100,0002,565
Pre-tax net operating income$282,0005,072
Securities gains (losses)$-2,0004,854
Applicable income taxes$66,0003,447
Income before extraordinary items$214,0005,008
Extraordinary gains, net$09
Net income$214,0005,008
Minority interest net income$076
Net income of bank and minority interests.$214,0005,008
Net charge-offs$-26,0004,996
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$6,000683
Net operating income$215,5204,996
2017-09-30 (YTD Data)Rank
Total interest income$4,343,0003,512
Total interest expense$631,0002,840
Net interest income$3,712,0003,580
Provision for loan and lease losses$04,088
Total noninterest income$486,0003,613
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$121,0003,768
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,217
Total noninterest expense$3,800,0003,086
Salaries and employee benefits$1,618,0003,622
Premises and equipment expense$656,0002,312
Additional noninterest expense$1,526,0002,633
Pre-tax net operating income$398,0004,784
Securities gains (losses)$-2,0005,199
Applicable income taxes$04,172
Income before extraordinary items$396,0004,656
Extraordinary gains, net$09
Net income$396,0004,656
Minority interest net income$071
Net income of bank and minority interests.$396,0004,656
Net charge-offs$-5,0004,560
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$4,000653
Net operating income$398,0004,648
2017-06-30 (YTD Data)Rank
Total interest income$2,688,0003,657
Total interest expense$428,0002,744
Net interest income$2,260,0003,752
Provision for loan and lease losses$03,871
Total noninterest income$360,0003,449
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$82,0003,761
Trading account gains and feesNANA
Additional Noninterest Income$278,0003,047
Total noninterest expense$2,496,0003,130
Salaries and employee benefits$1,081,0003,638
Premises and equipment expense$440,0002,312
Additional noninterest expense$975,0002,720
Pre-tax net operating income$124,0005,223
Securities gains (losses)$-2,0005,321
Applicable income taxes$04,189
Income before extraordinary items$122,0005,182
Extraordinary gains, net$011
Net income$122,0005,181
Minority interest net income$071
Net income of bank and minority interests.$122,0005,182
Net charge-offs$-6,0004,624
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$3,000636
Net operating income$124,0005,159
2017-03-31 (YTD Data)Rank
Total interest income$1,363,0003,638
Total interest expense$215,0002,717
Net interest income$1,148,0003,738
Provision for loan and lease losses$03,537
Total noninterest income$116,0004,084
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$43,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$73,0003,899
Total noninterest expense$1,235,0003,184
Salaries and employee benefits$533,0003,711
Premises and equipment expense$218,0002,370
Additional noninterest expense$484,0002,730
Pre-tax net operating income$29,0005,437
Securities gains (losses)$-2,0005,508
Applicable income taxes$04,086
Income before extraordinary items$27,0005,430
Extraordinary gains, net$08
Net income$27,0005,430
Minority interest net income$055
Net income of bank and minority interests.$27,0005,430
Net charge-offs$-75,0005,562
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$1,000612
Net operating income$29,0005,411
2016-12-31 (YTD Data)Rank
Total interest income$5,033,0003,793
Total interest expense$878,0002,634
Net interest income$4,155,0003,939
Provision for loan and lease losses$04,332
Total noninterest income$834,0003,323
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$203,0003,557
Trading account gains and fees$0170
Additional Noninterest Income$631,0002,967
Total noninterest expense$5,028,0003,173
Salaries and employee benefits$2,135,0003,701
Premises and equipment expense$877,0002,359
Additional noninterest expense$2,016,0002,745
Pre-tax net operating income$-39,0005,670
Securities gains (losses)$101,0001,339
Applicable income taxes$04,278
Income before extraordinary items$62,0005,580
Extraordinary gains, net$05
Net income$62,0005,578
Minority interest net income$082
Net income of bank and minority interests.$62,0005,579
Net charge-offs$105,0002,568
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$4,000733
Net operating income$-39,0005,671
2016-09-30 (YTD Data)Rank
Total interest income$3,741,0003,831
Total interest expense$653,0002,658
Net interest income$3,088,0003,981
Provision for loan and lease losses$04,186
Total noninterest income$672,0003,224
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$155,0003,545
Trading account gains and fees$0169
Additional Noninterest Income$517,0002,862
Total noninterest expense$3,712,0003,210
Salaries and employee benefits$1,589,0003,721
Premises and equipment expense$660,0002,349
Additional noninterest expense$1,463,0002,803
Pre-tax net operating income$48,0005,630
Securities gains (losses)$101,0001,248
Applicable income taxes$04,325
Income before extraordinary items$149,0005,410
Extraordinary gains, net$05
Net income$149,0005,409
Minority interest net income$071
Net income of bank and minority interests.$149,0005,410
Net charge-offs$176,0001,560
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$3,000697
Net operating income$48,0005,619
2016-06-30 (YTD Data)Rank
Total interest income$2,456,0003,885
Total interest expense$423,0002,725
Net interest income$2,033,0004,035
Provision for loan and lease losses$04,017
Total noninterest income$408,0003,375
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$102,0003,573
Trading account gains and fees$0157
Additional Noninterest Income$306,0002,991
Total noninterest expense$2,475,0003,227
Salaries and employee benefits$1,061,0003,745
Premises and equipment expense$439,0002,352
Additional noninterest expense$975,0002,807
Pre-tax net operating income$-34,0005,817
Securities gains (losses)$75,0001,156
Applicable income taxes$04,338
Income before extraordinary items$41,0005,684
Extraordinary gains, net$016
Net income$41,0005,682
Minority interest net income$071
Net income of bank and minority interests.$41,0005,683
Net charge-offs$203,0001,115
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-34,0005,813
2016-03-31 (YTD Data)Rank
Total interest income$1,209,0003,928
Total interest expense$211,0002,738
Net interest income$998,0004,076
Provision for loan and lease losses$03,656
Total noninterest income$209,0003,300
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$52,0003,540
Trading account gains and fees$0142
Additional Noninterest Income$157,0002,930
Total noninterest expense$1,241,0003,234
Salaries and employee benefits$537,0003,751
Premises and equipment expense$222,0002,350
Additional noninterest expense$482,0002,839
Pre-tax net operating income$-34,0005,886
Securities gains (losses)$47,000863
Applicable income taxes$04,259
Income before extraordinary items$13,0005,740
Extraordinary gains, net$012
Net income$13,0005,739
Minority interest net income$062
Net income of bank and minority interests.$13,0005,739
Net charge-offs$44,0001,519
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-34,0005,878
2015-12-31 (YTD Data)Rank
Total interest income$4,920,0003,873
Total interest expense$827,0002,759
Net interest income$4,093,0004,034
Provision for loan and lease losses$04,380
Total noninterest income$1,253,0002,730
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$227,0003,512
Trading account gains and fees$0159
Additional Noninterest Income$1,026,0002,345
Total noninterest expense$5,330,0003,082
Salaries and employee benefits$2,237,0003,675
Premises and equipment expense$920,0002,306
Additional noninterest expense$2,173,0002,617
Pre-tax net operating income$16,0005,835
Securities gains (losses)$76,0001,329
Applicable income taxes$04,402
Income before extraordinary items$92,0005,716
Extraordinary gains, net$023
Net income$92,0005,719
Minority interest net income$081
Net income of bank and minority interests.$92,0005,719
Net charge-offs$558,0001,075
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$480,000311
Net operating income$16,0005,844
2015-09-30 (YTD Data)Rank
Total interest income$3,707,0003,909
Total interest expense$623,0002,789
Net interest income$3,084,0004,058
Provision for loan and lease losses$04,232
Total noninterest income$1,131,0002,495
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$171,0003,520
Trading account gains and fees$0153
Additional Noninterest Income$960,0002,088
Total noninterest expense$3,958,0003,132
Salaries and employee benefits$1,657,0003,708
Premises and equipment expense$688,0002,336
Additional noninterest expense$1,613,0002,637
Pre-tax net operating income$257,0005,319
Securities gains (losses)$76,0001,191
Applicable income taxes$04,489
Income before extraordinary items$333,0005,027
Extraordinary gains, net$021
Net income$333,0005,030
Minority interest net income$078
Net income of bank and minority interests.$333,0005,032
Net charge-offs$573,000779
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$480,000251
Net operating income$257,0005,200
2015-06-30 (YTD Data)Rank
Total interest income$2,441,0003,949
Total interest expense$435,0002,711
Net interest income$2,006,0004,131
Provision for loan and lease losses$04,069
Total noninterest income$903,0002,256
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$115,0003,493
Trading account gains and fees$0157
Additional Noninterest Income$788,0001,829
Total noninterest expense$2,690,0003,117
Salaries and employee benefits$1,129,0003,693
Premises and equipment expense$454,0002,374
Additional noninterest expense$1,107,0002,597
Pre-tax net operating income$219,0005,163
Securities gains (losses)$75,000985
Applicable income taxes$04,497
Income before extraordinary items$294,0004,723
Extraordinary gains, net$022
Net income$294,0004,725
Minority interest net income$075
Net income of bank and minority interests.$294,0004,726
Net charge-offs$548,000593
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$393,000222
Net operating income$219,0004,994
2015-03-31 (YTD Data)Rank
Total interest income$1,216,0003,980
Total interest expense$255,0002,452
Net interest income$961,0004,237
Provision for loan and lease losses$03,703
Total noninterest income$203,0003,404
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$58,0003,437
Trading account gains and fees$0152
Additional Noninterest Income$145,0003,070
Total noninterest expense$1,341,0003,131
Salaries and employee benefits$584,0003,640
Premises and equipment expense$229,0002,396
Additional noninterest expense$528,0002,677
Pre-tax net operating income$-177,0006,283
Securities gains (losses)$28,0001,089
Applicable income taxes$04,400
Income before extraordinary items$-149,0006,282
Extraordinary gains, net$013
Net income$-149,0006,283
Minority interest net income$064
Net income of bank and minority interests.$-149,0006,283
Net charge-offs$73,0001,310
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$11,000546
Net operating income$-177,0006,288
2014-12-31 (YTD Data)Rank
Total interest income$5,328,0003,808
Total interest expense$1,103,0002,421
Net interest income$4,225,0004,061
Provision for loan and lease losses$04,603
Total noninterest income$1,085,0002,994
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$271,0003,395
Trading account gains and fees$0180
Additional Noninterest Income$814,0002,614
Total noninterest expense$5,521,0003,104
Salaries and employee benefits$2,333,0003,659
Premises and equipment expense$932,0002,369
Additional noninterest expense$2,256,0002,623
Pre-tax net operating income$-211,0006,224
Securities gains (losses)$249,000695
Applicable income taxes$04,531
Income before extraordinary items$38,0006,039
Extraordinary gains, net$017
Net income$38,0006,039
Minority interest net income$084
Net income of bank and minority interests.$38,0006,040
Net charge-offs$263,0002,166
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$43,000662
Net operating income$-211,0006,234
2014-09-30 (YTD Data)Rank
Total interest income$4,024,0003,827
Total interest expense$834,0002,429
Net interest income$3,190,0004,082
Provision for loan and lease losses$04,401
Total noninterest income$862,0002,926
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$206,0003,409
Trading account gains and fees$0174
Additional Noninterest Income$656,0002,524
Total noninterest expense$4,114,0003,131
Salaries and employee benefits$1,736,0003,683
Premises and equipment expense$703,0002,389
Additional noninterest expense$1,675,0002,641
Pre-tax net operating income$-62,0006,220
Securities gains (losses)$3,0002,680
Applicable income taxes$04,583
Income before extraordinary items$-59,0006,227
Extraordinary gains, net$015
Net income$-59,0006,227
Minority interest net income$081
Net income of bank and minority interests.$-59,0006,227
Net charge-offs$282,0001,659
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$34,000627
Net operating income$-62,0006,222
2014-06-30 (YTD Data)Rank
Total interest income$2,724,0003,784
Total interest expense$560,0002,439
Net interest income$2,164,0004,045
Provision for loan and lease losses$04,196
Total noninterest income$536,0002,993
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$142,0003,328
Trading account gains and fees$0172
Additional Noninterest Income$394,0002,646
Total noninterest expense$2,776,0003,103
Salaries and employee benefits$1,171,0003,668
Premises and equipment expense$479,0002,362
Additional noninterest expense$1,126,0002,625
Pre-tax net operating income$-76,0006,312
Securities gains (losses)$3,0002,288
Applicable income taxes$04,568
Income before extraordinary items$-73,0006,327
Extraordinary gains, net$020
Net income$-73,0006,328
Minority interest net income$080
Net income of bank and minority interests.$-73,0006,329
Net charge-offs$136,0001,930
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$22,000597
Net operating income$-76,0006,317
2014-03-31 (YTD Data)Rank
Total interest income$1,367,0003,788
Total interest expense$284,0002,455
Net interest income$1,083,0004,056
Provision for loan and lease losses$03,817
Total noninterest income$193,0003,514
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$67,0003,417
Trading account gains and fees$0147
Additional Noninterest Income$126,0003,228
Total noninterest expense$1,394,0003,131
Salaries and employee benefits$586,0003,694
Premises and equipment expense$260,0002,233
Additional noninterest expense$548,0002,688
Pre-tax net operating income$-118,0006,464
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-118,0006,468
Extraordinary gains, net$016
Net income$-118,0006,468
Minority interest net income$066
Net income of bank and minority interests.$-118,0006,469
Net charge-offs$-15,0005,922
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$11,000559
Net operating income$-118,0006,466
2013-12-31 (YTD Data)Rank
Total interest income$5,816,0003,695
Total interest expense$1,270,0002,460
Net interest income$4,546,0003,947
Provision for loan and lease losses$05,091
Total noninterest income$-73,0006,700
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$261,0003,628
Trading account gains and fees$0184
Additional Noninterest Income$-334,0006,711
Total noninterest expense$5,973,0003,008
Salaries and employee benefits$2,356,0003,682
Premises and equipment expense$1,040,0002,169
Additional noninterest expense$2,577,0002,389
Pre-tax net operating income$-1,500,0006,623
Securities gains (losses)$34,0002,048
Applicable income taxes$04,631
Income before extraordinary items$-1,466,0006,637
Extraordinary gains, net$029
Net income$-1,466,0006,636
Minority interest net income$090
Net income of bank and minority interests.$-1,466,0006,636
Net charge-offs$476,0002,066
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$54,000646
Net operating income$-1,500,0006,633
2013-09-30 (YTD Data)Rank
Total interest income$4,164,0003,849
Total interest expense$978,0002,481
Net interest income$3,186,0004,157
Provision for loan and lease losses$04,941
Total noninterest income$-262,0006,839
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$189,0003,723
Trading account gains and fees$0180
Additional Noninterest Income$-451,0006,837
Total noninterest expense$4,439,0003,023
Salaries and employee benefits$1,750,0003,717
Premises and equipment expense$786,0002,183
Additional noninterest expense$1,903,0002,411
Pre-tax net operating income$-1,515,0006,753
Securities gains (losses)$77,0001,391
Applicable income taxes$04,713
Income before extraordinary items$-1,438,0006,755
Extraordinary gains, net$025
Net income$-1,438,0006,756
Minority interest net income$084
Net income of bank and minority interests.$-1,438,0006,756
Net charge-offs$378,0001,881
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$43,000601
Net operating income$-1,515,0006,755
2013-06-30 (YTD Data)Rank
Total interest income$2,760,0003,876
Total interest expense$676,0002,464
Net interest income$2,084,0004,200
Provision for loan and lease losses$04,788
Total noninterest income$-253,0006,893
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$128,0003,647
Trading account gains and fees$0157
Additional Noninterest Income$-381,0006,886
Total noninterest expense$2,943,0003,043
Salaries and employee benefits$1,161,0003,746
Premises and equipment expense$527,0002,173
Additional noninterest expense$1,255,0002,440
Pre-tax net operating income$-1,112,0006,801
Securities gains (losses)$115,0001,019
Applicable income taxes$04,679
Income before extraordinary items$-997,0006,809
Extraordinary gains, net$022
Net income$-997,0006,811
Minority interest net income$082
Net income of bank and minority interests.$-997,0006,810
Net charge-offs$295,0001,710
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$32,000547
Net operating income$-1,112,0006,812
2013-03-31 (YTD Data)Rank
Total interest income$1,381,0003,896
Total interest expense$343,0002,497
Net interest income$1,038,0004,232
Provision for loan and lease losses$04,409
Total noninterest income$-244,0006,988
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$58,0003,830
Trading account gains and fees$0148
Additional Noninterest Income$-302,0006,981
Total noninterest expense$1,447,0003,091
Salaries and employee benefits$582,0003,780
Premises and equipment expense$265,0002,204
Additional noninterest expense$600,0002,554
Pre-tax net operating income$-653,0006,895
Securities gains (losses)$115,000634
Applicable income taxes$04,602
Income before extraordinary items$-538,0006,881
Extraordinary gains, net$010
Net income$-538,0006,882
Minority interest net income$076
Net income of bank and minority interests.$-538,0006,882
Net charge-offs$311,0001,031
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$11,000566
Net operating income$-653,0006,893
2012-12-31 (YTD Data)Rank
Total interest income$6,654,0003,572
Total interest expense$1,650,0002,528
Net interest income$5,004,0003,815
Provision for loan and lease losses$644,0002,372
Total noninterest income$-934,0007,021
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$253,0003,819
Trading account gains and fees$0166
Additional Noninterest Income$-1,187,0007,005
Total noninterest expense$6,232,0002,953
Salaries and employee benefits$2,374,0003,696
Premises and equipment expense$1,071,0002,136
Additional noninterest expense$2,787,0002,325
Pre-tax net operating income$-2,806,0006,863
Securities gains (losses)$281,0001,416
Applicable income taxes$04,751
Income before extraordinary items$-2,525,0006,871
Extraordinary gains, net$029
Net income$-2,525,0006,869
Minority interest net income$093
Net income of bank and minority interests.$-2,525,0006,870
Net charge-offs$1,640,0001,336
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$2,082,000155
Net operating income$-2,806,0006,867
2012-09-30 (YTD Data)Rank
Total interest income$5,158,0003,547
Total interest expense$1,298,0002,532
Net interest income$3,860,0003,800
Provision for loan and lease losses$644,0001,964
Total noninterest income$-808,0007,125
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$193,0003,837
Trading account gains and fees$0157
Additional Noninterest Income$-1,001,0007,123
Total noninterest expense$4,722,0002,930
Salaries and employee benefits$1,789,0003,696
Premises and equipment expense$803,0002,170
Additional noninterest expense$2,130,0002,274
Pre-tax net operating income$-2,314,0006,994
Securities gains (losses)$153,0001,648
Applicable income taxes$04,802
Income before extraordinary items$-2,161,0007,003
Extraordinary gains, net$020
Net income$-2,161,0007,000
Minority interest net income$086
Net income of bank and minority interests.$-2,161,0007,002
Net charge-offs$1,561,0001,080
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$2,068,000111
Net operating income$-2,314,0007,000
2012-06-30 (YTD Data)Rank
Total interest income$3,293,0003,703
Total interest expense$935,0002,431
Net interest income$2,358,0004,036
Provision for loan and lease losses$339,0002,270
Total noninterest income$-606,0007,196
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$118,0003,997
Trading account gains and fees$0153
Additional Noninterest Income$-724,0007,188
Total noninterest expense$3,043,0003,020
Salaries and employee benefits$1,217,0003,669
Premises and equipment expense$536,0002,152
Additional noninterest expense$1,290,0002,507
Pre-tax net operating income$-1,630,0007,058
Securities gains (losses)$152,0001,307
Applicable income taxes$04,770
Income before extraordinary items$-1,478,0007,066
Extraordinary gains, net$019
Net income$-1,478,0007,065
Minority interest net income$084
Net income of bank and minority interests.$-1,478,0007,066
Net charge-offs$1,053,0001,093
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$2,023,00078
Net operating income$-1,630,0007,063
2012-03-31 (YTD Data)Rank
Total interest income$1,694,0003,662
Total interest expense$503,0002,365
Net interest income$1,191,0004,031
Provision for loan and lease losses$05,254
Total noninterest income$-159,0007,233
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$58,0004,012
Trading account gains and fees$0148
Additional Noninterest Income$-217,0007,214
Total noninterest expense$1,485,0003,084
Salaries and employee benefits$597,0003,748
Premises and equipment expense$271,0002,137
Additional noninterest expense$617,0002,586
Pre-tax net operating income$-453,0007,020
Securities gains (losses)$151,000713
Applicable income taxes$04,704
Income before extraordinary items$-302,0006,985
Extraordinary gains, net$019
Net income$-302,0006,985
Minority interest net income$078
Net income of bank and minority interests.$-302,0006,985
Net charge-offs$787,000794
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-453,0007,029
2011-12-31 (YTD Data)Rank
Total interest income$7,452,0003,522
Total interest expense$2,423,0002,380
Net interest income$5,029,0003,897
Provision for loan and lease losses$515,0003,421
Total noninterest income$-1,313,0007,262
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$265,0003,840
Trading account gains and fees$0146
Additional Noninterest Income$-1,578,0007,244
Total noninterest expense$6,309,0002,929
Salaries and employee benefits$2,364,0003,720
Premises and equipment expense$1,227,0002,020
Additional noninterest expense$2,718,0002,415
Pre-tax net operating income$-3,108,0006,927
Securities gains (losses)$280,0001,178
Applicable income taxes$04,719
Income before extraordinary items$-2,828,0006,933
Extraordinary gains, net$029
Net income$-2,828,0006,934
Minority interest net income$096
Net income of bank and minority interests.$-2,828,0006,934
Net charge-offs$891,0002,501
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-22,0007,271
Net operating income$-3,108,0006,941
2011-09-30 (YTD Data)Rank
Total interest income$5,686,0003,511
Total interest expense$1,877,0002,404
Net interest income$3,809,0003,878
Provision for loan and lease losses$515,0002,833
Total noninterest income$-814,0007,340
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$205,0003,805
Trading account gains and fees$0145
Additional Noninterest Income$-1,019,0007,324
Total noninterest expense$4,754,0002,922
Salaries and employee benefits$1,779,0003,715
Premises and equipment expense$928,0002,022
Additional noninterest expense$2,047,0002,406
Pre-tax net operating income$-2,274,0007,035
Securities gains (losses)$280,000960
Applicable income taxes$04,740
Income before extraordinary items$-1,994,0007,064
Extraordinary gains, net$021
Net income$-1,994,0007,065
Minority interest net income$087
Net income of bank and minority interests.$-1,994,0007,065
Net charge-offs$850,0002,074
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$-6,0007,350
Net operating income$-2,274,0007,070
2011-06-30 (YTD Data)Rank
Total interest income$3,844,0003,502
Total interest expense$1,302,0002,404
Net interest income$2,542,0003,898
Provision for loan and lease losses$162,0003,804
Total noninterest income$-173,0007,338
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$147,0003,631
Trading account gains and fees$0153
Additional Noninterest Income$-320,0007,325
Total noninterest expense$3,210,0002,909
Salaries and employee benefits$1,206,0003,690
Premises and equipment expense$616,0002,048
Additional noninterest expense$1,388,0002,416
Pre-tax net operating income$-1,003,0006,983
Securities gains (losses)$43,0001,678
Applicable income taxes$04,697
Income before extraordinary items$-960,0007,017
Extraordinary gains, net$015
Net income$-960,0007,016
Minority interest net income$089
Net income of bank and minority interests.$-960,0007,017
Net charge-offs$691,0001,812
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$-6,0007,439
Net operating income$-1,003,0007,015
2011-03-31 (YTD Data)Rank
Total interest income$1,959,0003,463
Total interest expense$676,0002,389
Net interest income$1,283,0003,876
Provision for loan and lease losses$-442,0007,543
Total noninterest income$-81,0007,419
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$69,0003,722
Trading account gains and fees$0158
Additional Noninterest Income$-150,0007,406
Total noninterest expense$1,656,0002,834
Salaries and employee benefits$596,0003,749
Premises and equipment expense$309,0002,069
Additional noninterest expense$751,0002,221
Pre-tax net operating income$-12,0006,404
Securities gains (losses)$45,000796
Applicable income taxes$04,545
Income before extraordinary items$33,0005,948
Extraordinary gains, net$09
Net income$33,0005,947
Minority interest net income$086
Net income of bank and minority interests.$33,0005,948
Net charge-offs$42,0003,494
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$-5,0007,512
Net operating income$-12,0006,426
2010-12-31 (YTD Data)Rank
Total interest income$9,246,0003,146
Total interest expense$3,762,0002,105
Net interest income$5,484,0003,712
Provision for loan and lease losses$6,080,000982
Total noninterest income$-319,0007,454
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$292,0003,697
Trading account gains and fees$0175
Additional Noninterest Income$-611,0007,429
Total noninterest expense$7,230,0002,664
Salaries and employee benefits$2,950,0003,166
Premises and equipment expense$1,211,0002,086
Additional noninterest expense$3,069,0002,255
Pre-tax net operating income$-8,145,0007,295
Securities gains (losses)$441,000981
Applicable income taxes$04,655
Income before extraordinary items$-7,704,0007,308
Extraordinary gains, net$029
Net income$-7,704,0007,308
Minority interest net income$0111
Net income of bank and minority interests.$-7,704,0007,308
Net charge-offs$4,207,0001,167
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,597,000181
Net operating income$-8,145,0007,307
2010-09-30 (YTD Data)Rank
Total interest income$7,171,0003,124
Total interest expense$3,024,0002,060
Net interest income$4,147,0003,739
Provision for loan and lease losses$5,840,000778
Total noninterest income$-443,0007,631
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$229,0003,673
Trading account gains and fees$0165
Additional Noninterest Income$-672,0007,609
Total noninterest expense$5,474,0002,636
Salaries and employee benefits$2,280,0003,097
Premises and equipment expense$917,0002,093
Additional noninterest expense$2,277,0002,246
Pre-tax net operating income$-7,610,0007,495
Securities gains (losses)$230,0001,265
Applicable income taxes$04,726
Income before extraordinary items$-7,380,0007,524
Extraordinary gains, net$023
Net income$-7,380,0007,524
Minority interest net income$0110
Net income of bank and minority interests.$-7,380,0007,524
Net charge-offs$3,916,000925
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,209,000153
Net operating income$-7,610,0007,515
2010-06-30 (YTD Data)Rank
Total interest income$4,984,0003,052
Total interest expense$2,085,0002,073
Net interest income$2,899,0003,606
Provision for loan and lease losses$4,449,000699
Total noninterest income$-185,0007,676
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$157,0003,606
Trading account gains and fees$0152
Additional Noninterest Income$-342,0007,664
Total noninterest expense$3,425,0002,776
Salaries and employee benefits$1,549,0003,062
Premises and equipment expense$612,0002,110
Additional noninterest expense$1,264,0002,602
Pre-tax net operating income$-5,160,0007,560
Securities gains (losses)$229,000864
Applicable income taxes$04,691
Income before extraordinary items$-4,931,0007,581
Extraordinary gains, net$019
Net income$-4,931,0007,581
Minority interest net income$0105
Net income of bank and minority interests.$-4,931,0007,581
Net charge-offs$2,576,000934
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,0001,053
Net operating income$-5,160,0007,581
2010-03-31 (YTD Data)Rank
Total interest income$2,541,0003,068
Total interest expense$1,068,0002,129
Net interest income$1,473,0003,602
Provision for loan and lease losses$2,517,000624
Total noninterest income$147,0004,322
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$76,0003,674
Trading account gains and fees$0175
Additional Noninterest Income$71,0004,108
Total noninterest expense$1,669,0002,875
Salaries and employee benefits$772,0003,105
Premises and equipment expense$273,0002,390
Additional noninterest expense$624,0002,613
Pre-tax net operating income$-2,566,0007,660
Securities gains (losses)$8,0001,783
Applicable income taxes$04,611
Income before extraordinary items$-2,558,0007,689
Extraordinary gains, net$016
Net income$-2,558,0007,690
Minority interest net income$091
Net income of bank and minority interests.$-2,558,0007,690
Net charge-offs$1,191,000923
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$1,000996
Net operating income$-2,566,0007,684
2009-12-31 (YTD Data)Rank
Total interest income$11,502,0002,865
Total interest expense$5,313,0002,141
Net interest income$6,189,0003,379
Provision for loan and lease losses$3,539,0001,788
Total noninterest income$655,0004,198
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$320,0003,766
Trading account gains and fees$0211
Additional Noninterest Income$335,0003,825
Total noninterest expense$6,974,0002,806
Salaries and employee benefits$3,068,0003,109
Premises and equipment expense$1,144,0002,313
Additional noninterest expense$2,762,0002,523
Pre-tax net operating income$-3,669,0007,012
Securities gains (losses)$226,0001,458
Applicable income taxes$04,388
Income before extraordinary items$-3,443,0007,069
Extraordinary gains, net$034
Net income$-3,443,0007,067
Minority interest net income$0115
Net income of bank and minority interests.$-3,443,0007,067
Net charge-offs$3,428,0001,482
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$-18,0007,911
Net operating income$-3,669,0007,108
2009-09-30 (YTD Data)Rank
Total interest income$8,652,0002,900
Total interest expense$4,078,0002,186
Net interest income$4,574,0003,422
Provision for loan and lease losses$1,307,0002,397
Total noninterest income$414,0004,597
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$242,0003,761
Trading account gains and fees$0212
Additional Noninterest Income$172,0004,542
Total noninterest expense$5,258,0002,796
Salaries and employee benefits$2,288,0003,158
Premises and equipment expense$867,0002,312
Additional noninterest expense$2,103,0002,462
Pre-tax net operating income$-1,577,0006,897
Securities gains (losses)$168,0001,418
Applicable income taxes$-551,0007,368
Income before extraordinary items$-858,0006,666
Extraordinary gains, net$027
Net income$-858,0006,668
Minority interest net income$0118
Net income of bank and minority interests.$-858,0006,668
Net charge-offs$823,0002,434
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-19,0008,016
Net operating income$-965,5206,723
2009-06-30 (YTD Data)Rank
Total interest income$5,730,0002,942
Total interest expense$2,768,0002,233
Net interest income$2,962,0003,493
Provision for loan and lease losses$749,0002,414
Total noninterest income$311,0004,354
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$150,0003,865
Trading account gains and fees$0193
Additional Noninterest Income$161,0003,981
Total noninterest expense$3,243,0003,013
Salaries and employee benefits$1,506,0003,231
Premises and equipment expense$542,0002,476
Additional noninterest expense$1,195,0002,842
Pre-tax net operating income$-719,0006,834
Securities gains (losses)$168,0001,124
Applicable income taxes$-551,0007,609
Income before extraordinary items$05,915
Extraordinary gains, net$021
Net income$05,913
Minority interest net income$0112
Net income of bank and minority interests.$05,913
Net charge-offs$573,0002,192
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$-20,0008,127
Net operating income$-107,5206,170
2009-03-31 (YTD Data)Rank
Total interest income$2,832,0003,013
Total interest expense$1,365,0002,334
Net interest income$1,467,0003,514
Provision for loan and lease losses$551,0001,690
Total noninterest income$180,0004,025
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$73,0003,879
Trading account gains and fees$0171
Additional Noninterest Income$107,0003,558
Total noninterest expense$1,566,0003,026
Salaries and employee benefits$746,0003,286
Premises and equipment expense$292,0002,352
Additional noninterest expense$528,0002,863
Pre-tax net operating income$-470,0007,288
Securities gains (losses)$02,434
Applicable income taxes$-551,0007,893
Income before extraordinary items$81,0005,206
Extraordinary gains, net$015
Net income$81,0005,211
Minority interest net income$0102
Net income of bank and minority interests.$81,0005,210
Net charge-offs$371,0001,608
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$-22,0008,196
Net operating income$81,0005,041
2008-12-31 (YTD Data)Rank
Total interest income$11,738,0003,100
Total interest expense$5,946,0002,539
Net interest income$5,792,0003,563
Provision for loan and lease losses$1,079,0002,590
Total noninterest income$711,0004,100
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$369,0003,619
Trading account gains and fees$0154
Additional Noninterest Income$342,0003,869
Total noninterest expense$6,181,0002,997
Salaries and employee benefits$2,791,0003,454
Premises and equipment expense$1,198,0002,249
Additional noninterest expense$2,192,0002,630
Pre-tax net operating income$-757,0006,901
Securities gains (losses)$117,0001,018
Applicable income taxes$04,979
Income before extraordinary items$-640,0006,796
Extraordinary gains, net$039
Net income$-640,0006,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0002,507
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$780,000462
Net operating income$-757,0006,991
2008-09-30 (YTD Data)Rank
Total interest income$8,810,0003,165
Total interest expense$4,444,0002,630
Net interest income$4,366,0003,577
Provision for loan and lease losses$610,0002,457
Total noninterest income$559,0004,090
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$292,0003,532
Trading account gains and fees$0148
Additional Noninterest Income$267,0003,896
Total noninterest expense$4,312,0003,176
Salaries and employee benefits$2,030,0003,573
Premises and equipment expense$883,0002,294
Additional noninterest expense$1,399,0002,955
Pre-tax net operating income$3,0006,723
Securities gains (losses)$4,0002,700
Applicable income taxes$05,372
Income before extraordinary items$7,0006,573
Extraordinary gains, net$031
Net income$7,0006,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,923
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$285,000496
Net operating income$3,0006,749
2008-06-30 (YTD Data)Rank
Total interest income$5,768,0003,246
Total interest expense$2,907,0002,785
Net interest income$2,861,0003,621
Provision for loan and lease losses$282,0002,641
Total noninterest income$395,0004,032
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$199,0003,498
Trading account gains and fees$0149
Additional Noninterest Income$196,0003,810
Total noninterest expense$2,969,0003,089
Salaries and employee benefits$1,391,0003,528
Premises and equipment expense$580,0002,335
Additional noninterest expense$998,0002,747
Pre-tax net operating income$5,0006,903
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$5,0006,981
Extraordinary gains, net$021
Net income$5,0006,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,565
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$37,000840
Net operating income$5,0006,927
2008-03-31 (YTD Data)Rank
Total interest income$2,849,0003,374
Total interest expense$1,447,0002,977
Net interest income$1,402,0003,655
Provision for loan and lease losses$165,0002,024
Total noninterest income$179,0004,212
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$92,0003,611
Trading account gains and fees$0158
Additional Noninterest Income$87,0004,033
Total noninterest expense$1,467,0003,127
Salaries and employee benefits$697,0003,552
Premises and equipment expense$277,0002,437
Additional noninterest expense$493,0002,755
Pre-tax net operating income$-51,0007,401
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-51,0007,505
Extraordinary gains, net$015
Net income$-51,0007,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$26,000635
Net operating income$-51,0007,445
2007-12-31 (YTD Data)Rank
Total interest income$10,572,0003,638
Total interest expense$5,290,0003,323
Net interest income$5,282,0003,828
Provision for loan and lease losses$358,0002,885
Total noninterest income$586,0004,690
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$152,0005,396
Trading account gains and fees$0178
Additional Noninterest Income$434,0003,574
Total noninterest expense$4,802,0003,563
Salaries and employee benefits$2,240,0004,031
Premises and equipment expense$1,001,0002,565
Additional noninterest expense$1,561,0003,306
Pre-tax net operating income$708,0005,426
Securities gains (losses)$21,0001,089
Applicable income taxes$06,070
Income before extraordinary items$729,0004,973
Extraordinary gains, net$039
Net income$729,0004,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,999
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$3,837,000297
Net operating income$708,0005,012
2007-09-30 (YTD Data)Rank
Total interest income$7,674,0003,723
Total interest expense$3,816,0003,419
Net interest income$3,858,0003,919
Provision for loan and lease losses$257,0002,566
Total noninterest income$446,0004,665
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$111,0005,460
Trading account gains and fees$0184
Additional Noninterest Income$335,0003,543
Total noninterest expense$3,448,0003,673
Salaries and employee benefits$1,621,0004,127
Premises and equipment expense$728,0002,627
Additional noninterest expense$1,099,0003,441
Pre-tax net operating income$599,0005,447
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$599,0005,004
Extraordinary gains, net$033
Net income$599,0005,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,520
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$3,809,000219
Net operating income$599,0004,988
2007-06-30 (YTD Data)Rank
Total interest income$4,917,0003,829
Total interest expense$2,454,0003,507
Net interest income$2,463,0004,077
Provision for loan and lease losses$158,0002,519
Total noninterest income$273,0004,875
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$70,0005,589
Trading account gains and fees$0168
Additional Noninterest Income$203,0003,758
Total noninterest expense$2,200,0003,838
Salaries and employee benefits$1,060,0004,234
Premises and equipment expense$452,0002,807
Additional noninterest expense$688,0003,614
Pre-tax net operating income$378,0005,626
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$378,0005,191
Extraordinary gains, net$029
Net income$378,0005,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$3,814,000162
Net operating income$378,0005,180
2007-03-31 (YTD Data)Rank
Total interest income$2,339,0003,957
Total interest expense$1,189,0003,558
Net interest income$1,150,0004,287
Provision for loan and lease losses$69,0002,611
Total noninterest income$135,0004,869
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$34,0005,592
Trading account gains and fees$0195
Additional Noninterest Income$101,0003,756
Total noninterest expense$1,056,0003,970
Salaries and employee benefits$500,0004,438
Premises and equipment expense$219,0002,892
Additional noninterest expense$337,0003,633
Pre-tax net operating income$160,0005,944
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$160,0005,524
Extraordinary gains, net$022
Net income$160,0005,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$1,745,000114
Net operating income$160,0005,507
2006-12-31 (YTD Data)Rank
Total interest income$7,180,0004,499
Total interest expense$3,496,0003,919
Net interest income$3,684,0004,887
Provision for loan and lease losses$753,0001,328
Total noninterest income$527,0005,012
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$96,0006,207
Trading account gains and fees$0130
Additional Noninterest Income$431,0003,601
Total noninterest expense$3,672,0004,241
Salaries and employee benefits$1,725,0004,756
Premises and equipment expense$877,0002,774
Additional noninterest expense$1,070,0004,300
Pre-tax net operating income$-214,0008,125
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-214,0008,160
Extraordinary gains, net$051
Net income$-214,0008,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,270
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$3,197,000358
Net operating income$-214,0008,156
2006-09-30 (YTD Data)Rank
Total interest income$4,945,0004,725
Total interest expense$2,406,0004,060
Net interest income$2,539,0005,206
Provision for loan and lease losses$599,0001,218
Total noninterest income$369,0005,181
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$67,0006,374
Trading account gains and fees$0126
Additional Noninterest Income$302,0003,724
Total noninterest expense$2,618,0004,390
Salaries and employee benefits$1,187,0005,005
Premises and equipment expense$655,0002,794
Additional noninterest expense$776,0004,372
Pre-tax net operating income$-309,0008,355
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-309,0008,383
Extraordinary gains, net$045
Net income$-309,0008,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,490
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$2,307,000297
Net operating income$-309,0008,375
2006-06-30 (YTD Data)Rank
Total interest income$2,908,0005,062
Total interest expense$1,364,0004,356
Net interest income$1,544,0005,507
Provision for loan and lease losses$426,0001,117
Total noninterest income$224,0005,382
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$37,0006,640
Trading account gains and fees$0126
Additional Noninterest Income$187,0003,871
Total noninterest expense$1,710,0004,477
Salaries and employee benefits$751,0005,187
Premises and equipment expense$455,0002,696
Additional noninterest expense$504,0004,465
Pre-tax net operating income$-368,0008,511
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-368,0008,527
Extraordinary gains, net$039
Net income$-368,0008,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,763
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$1,193,000256
Net operating income$-368,0008,524
2006-03-31 (YTD Data)Rank
Total interest income$1,248,0005,481
Total interest expense$554,0004,824
Net interest income$694,0005,827
Provision for loan and lease losses$197,0001,167
Total noninterest income$88,0005,867
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$14,0006,901
Trading account gains and fees$0115
Additional Noninterest Income$74,0004,319
Total noninterest expense$760,0004,846
Salaries and employee benefits$339,0005,537
Premises and equipment expense$152,0003,747
Additional noninterest expense$269,0004,239
Pre-tax net operating income$-175,0008,522
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-175,0008,545
Extraordinary gains, net$021
Net income$-175,0008,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-175,0008,535
2005-12-31 (YTD Data)Rank
Total interest income$2,300,0007,178
Total interest expense$768,0006,876
Net interest income$1,532,0007,255
Provision for loan and lease losses$521,0001,827
Total noninterest income$291,0006,380
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$46,0007,142
Trading account gains and fees$0138
Additional Noninterest Income$245,0004,774
Total noninterest expense$2,142,0005,870
Salaries and employee benefits$972,0006,426
Premises and equipment expense$409,0004,784
Additional noninterest expense$761,0005,328
Pre-tax net operating income$-840,0008,602
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-840,0008,636
Extraordinary gains, net$046
Net income$-840,0008,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,639,000420
Net operating income$-840,0008,618
2005-09-30 (YTD Data)Rank
Total interest income$1,386,0007,615
Total interest expense$396,0007,494
Net interest income$990,0007,578
Provision for loan and lease losses$423,0001,637
Total noninterest income$203,0006,563
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$19,0007,463
Trading account gains and fees$0126
Additional Noninterest Income$184,0004,793
Total noninterest expense$1,496,0006,090
Salaries and employee benefits$697,0006,551
Premises and equipment expense$164,0006,507
Additional noninterest expense$635,0004,929
Pre-tax net operating income$-726,0008,667
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-726,0008,703
Extraordinary gains, net$035
Net income$-726,0008,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,639,000310
Net operating income$-726,0008,682
2005-06-30 (YTD Data)Rank
Total interest income$820,0007,788
Total interest expense$178,0007,969
Net interest income$642,0007,639
Provision for loan and lease losses$298,0001,581
Total noninterest income$12,0008,636
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$6,0007,638
Trading account gains and fees$0116
Additional Noninterest Income$6,0008,403
Total noninterest expense$981,0006,147
Salaries and employee benefits$475,0006,487
Premises and equipment expense$161,0005,506
Additional noninterest expense$345,0005,576
Pre-tax net operating income$-625,0008,711
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-625,0008,737
Extraordinary gains, net$030
Net income$-625,0008,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,639,000210
Net operating income$-625,0008,714
2005-03-31 (YTD Data)Rank
Total interest income$297,0008,285
Total interest expense$56,0008,432
Net interest income$241,0008,129
Provision for loan and lease losses$158,0001,344
Total noninterest income$4,0008,750
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,0007,752
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,574
Total noninterest expense$448,0006,448
Salaries and employee benefits$231,0006,603
Premises and equipment expense$74,0005,787
Additional noninterest expense$143,0006,156
Pre-tax net operating income$-361,0008,810
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-361,0008,827
Extraordinary gains, net$024
Net income$-361,0008,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,505,000105
Net operating income$-361,0008,811
2004-12-31 (YTD Data)Rank
Total interest income$81,0008,928
Total interest expense$21,0008,881
Net interest income$60,0008,930
Provision for loan and lease losses$49,0005,966
Total noninterest income$20,0008,776
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,0007,877
Trading account gains and fees$0138
Additional Noninterest Income$19,0008,248
Total noninterest expense$788,0008,177
Salaries and employee benefits$355,0008,446
Premises and equipment expense$80,0008,210
Additional noninterest expense$353,0007,389
Pre-tax net operating income$-757,0008,743
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-757,0008,783
Extraordinary gains, net$034
Net income$-757,0008,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$8,324,000143
Net operating income$-757,0008,761

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.