Home > N.J.M. Bank, FSB > Income and Expense
N.J.M. Bank, FSB, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,905,000 | 1,470 |
| Total interest expense | $4,852,000 | 438 |
| Net interest income | $8,053,000 | 2,007 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $376,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $113,000 | 4,433 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $263,000 | 3,828 |
| Total noninterest expense | $13,015,000 | 1,166 |
| Salaries and employee benefits | $3,896,000 | 1,979 |
| Premises and equipment expense | $588,000 | 2,732 |
| Additional noninterest expense | $8,531,000 | 593 |
| Pre-tax net operating income | $-4,586,000 | 6,575 |
| Securities gains (losses) | $-7,219,000 | 6,582 |
| Applicable income taxes | $-5,618,000 | 6,573 |
| Income before extraordinary items | $-6,187,000 | 6,576 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,187,000 | 6,575 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-6,187,000 | 6,575 |
| Net charge-offs | $239,000 | 1,815 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,566,840 | 6,507 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 1,429 |
| Total interest expense | $3,327,000 | 424 |
| Net interest income | $5,554,000 | 1,941 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $253,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $77,000 | 4,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $176,000 | 3,828 |
| Total noninterest expense | $4,611,000 | 2,055 |
| Salaries and employee benefits | $2,648,000 | 1,954 |
| Premises and equipment expense | $274,000 | 3,501 |
| Additional noninterest expense | $1,689,000 | 1,818 |
| Pre-tax net operating income | $1,196,000 | 2,662 |
| Securities gains (losses) | $60,000 | 1,071 |
| Applicable income taxes | $474,000 | 1,589 |
| Income before extraordinary items | $782,000 | 3,129 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $782,000 | 3,135 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $782,000 | 3,135 |
| Net charge-offs | $54,000 | 2,722 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $743,600 | 3,192 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 1,381 |
| Total interest expense | $1,676,000 | 421 |
| Net interest income | $2,898,000 | 1,873 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $121,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $38,000 | 4,409 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $83,000 | 3,842 |
| Total noninterest expense | $2,341,000 | 2,026 |
| Salaries and employee benefits | $1,349,000 | 1,928 |
| Premises and equipment expense | $137,000 | 3,544 |
| Additional noninterest expense | $855,000 | 1,779 |
| Pre-tax net operating income | $678,000 | 2,380 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $259,000 | 1,480 |
| Income before extraordinary items | $419,000 | 2,903 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 2,906 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $419,000 | 2,906 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $419,000 | 2,866 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,370,000 | 1,386 |
| Total interest expense | $7,649,000 | 407 |
| Net interest income | $10,721,000 | 1,977 |
| Provision for loan and lease losses | $647,000 | 1,554 |
| Total noninterest income | $776,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $307,000 | 3,319 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $469,000 | 3,445 |
| Total noninterest expense | $9,054,000 | 2,089 |
| Salaries and employee benefits | $5,129,000 | 1,992 |
| Premises and equipment expense | $534,000 | 3,586 |
| Additional noninterest expense | $3,391,000 | 1,872 |
| Pre-tax net operating income | $1,796,000 | 3,063 |
| Securities gains (losses) | $1,232,000 | 193 |
| Applicable income taxes | $533,000 | 2,088 |
| Income before extraordinary items | $2,495,000 | 2,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,495,000 | 2,203 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,495,000 | 2,202 |
| Net charge-offs | $978,000 | 1,289 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,484,760 | 3,127 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,700,000 | 1,397 |
| Total interest expense | $5,850,000 | 410 |
| Net interest income | $7,850,000 | 2,022 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $616,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $239,000 | 3,273 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $377,000 | 3,407 |
| Total noninterest expense | $6,797,000 | 2,085 |
| Salaries and employee benefits | $3,844,000 | 2,001 |
| Premises and equipment expense | $380,000 | 3,739 |
| Additional noninterest expense | $2,573,000 | 1,842 |
| Pre-tax net operating income | $1,444,000 | 2,986 |
| Securities gains (losses) | $895,000 | 234 |
| Applicable income taxes | $851,000 | 1,392 |
| Income before extraordinary items | $1,488,000 | 2,679 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,488,000 | 2,683 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,488,000 | 2,683 |
| Net charge-offs | $348,000 | 1,972 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $915,200 | 3,508 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 1,387 |
| Total interest expense | $3,970,000 | 410 |
| Net interest income | $5,196,000 | 2,017 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $429,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $155,000 | 3,292 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,339 |
| Total noninterest expense | $4,597,000 | 2,060 |
| Salaries and employee benefits | $2,616,000 | 1,968 |
| Premises and equipment expense | $250,000 | 3,787 |
| Additional noninterest expense | $1,731,000 | 1,827 |
| Pre-tax net operating income | $1,028,000 | 2,843 |
| Securities gains (losses) | $897,000 | 201 |
| Applicable income taxes | $714,000 | 1,183 |
| Income before extraordinary items | $1,211,000 | 2,282 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,211,000 | 2,291 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,211,000 | 2,289 |
| Net charge-offs | $344,000 | 1,557 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $636,920 | 3,400 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 1,366 |
| Total interest expense | $2,026,000 | 410 |
| Net interest income | $2,629,000 | 2,010 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $218,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $144,000 | 3,233 |
| Total noninterest expense | $2,307,000 | 2,076 |
| Salaries and employee benefits | $1,326,000 | 1,961 |
| Premises and equipment expense | $124,000 | 3,824 |
| Additional noninterest expense | $857,000 | 1,835 |
| Pre-tax net operating income | $540,000 | 2,734 |
| Securities gains (losses) | $928,000 | 115 |
| Applicable income taxes | $530,000 | 864 |
| Income before extraordinary items | $938,000 | 1,577 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $938,000 | 1,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $938,000 | 1,579 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $344,080 | 3,204 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,200,000 | 1,386 |
| Total interest expense | $9,106,000 | 452 |
| Net interest income | $10,094,000 | 2,130 |
| Provision for loan and lease losses | $252,000 | 3,608 |
| Total noninterest income | $848,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $291,000 | 3,544 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $557,000 | 3,205 |
| Total noninterest expense | $9,489,000 | 2,016 |
| Salaries and employee benefits | $5,273,000 | 1,908 |
| Premises and equipment expense | $503,000 | 3,810 |
| Additional noninterest expense | $3,713,000 | 1,777 |
| Pre-tax net operating income | $1,201,000 | 3,707 |
| Securities gains (losses) | $634,000 | 792 |
| Applicable income taxes | $-1,014,000 | 6,965 |
| Income before extraordinary items | $2,849,000 | 1,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,849,000 | 1,943 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,849,000 | 1,946 |
| Net charge-offs | $307,000 | 3,274 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,215,000 | 2,280 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,508,000 | 1,405 |
| Total interest expense | $6,963,000 | 469 |
| Net interest income | $7,545,000 | 2,175 |
| Provision for loan and lease losses | $-248,000 | 7,074 |
| Total noninterest income | $653,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $216,000 | 3,598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $437,000 | 3,143 |
| Total noninterest expense | $7,148,000 | 2,003 |
| Salaries and employee benefits | $3,962,000 | 1,901 |
| Premises and equipment expense | $375,000 | 3,860 |
| Additional noninterest expense | $2,811,000 | 1,766 |
| Pre-tax net operating income | $1,298,000 | 3,150 |
| Securities gains (losses) | $634,000 | 629 |
| Applicable income taxes | $562,000 | 1,810 |
| Income before extraordinary items | $1,370,000 | 2,804 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,370,000 | 2,805 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,370,000 | 2,804 |
| Net charge-offs | $108,000 | 3,891 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $919,860 | 3,444 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 1,395 |
| Total interest expense | $4,724,000 | 480 |
| Net interest income | $5,090,000 | 2,147 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $420,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $141,000 | 3,634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 3,164 |
| Total noninterest expense | $4,582,000 | 2,091 |
| Salaries and employee benefits | $2,685,000 | 1,862 |
| Premises and equipment expense | $251,000 | 3,862 |
| Additional noninterest expense | $1,646,000 | 1,985 |
| Pre-tax net operating income | $868,000 | 3,121 |
| Securities gains (losses) | $634,000 | 437 |
| Applicable income taxes | $463,000 | 1,559 |
| Income before extraordinary items | $1,039,000 | 2,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,039,000 | 2,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,039,000 | 2,555 |
| Net charge-offs | $72,000 | 3,720 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $601,540 | 3,457 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 1,391 |
| Total interest expense | $2,420,000 | 480 |
| Net interest income | $2,525,000 | 2,177 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $197,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $71,000 | 3,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,334 |
| Total noninterest expense | $2,254,000 | 2,123 |
| Salaries and employee benefits | $1,335,000 | 1,876 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $797,000 | 2,039 |
| Pre-tax net operating income | $438,000 | 3,151 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $329,000 | 3,461 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $329,000 | 3,464 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $329,000 | 3,464 |
| Net charge-offs | $71,000 | 2,749 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $329,000 | 3,284 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,263,000 | 1,345 |
| Total interest expense | $9,942,000 | 573 |
| Net interest income | $11,321,000 | 1,937 |
| Provision for loan and lease losses | $610,000 | 3,133 |
| Total noninterest income | $742,000 | 3,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,310 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $394,000 | 3,464 |
| Total noninterest expense | $8,863,000 | 2,154 |
| Salaries and employee benefits | $5,455,000 | 1,773 |
| Premises and equipment expense | $822,000 | 2,849 |
| Additional noninterest expense | $2,586,000 | 2,527 |
| Pre-tax net operating income | $2,590,000 | 2,073 |
| Securities gains (losses) | $696,000 | 608 |
| Applicable income taxes | $181,000 | 2,990 |
| Income before extraordinary items | $3,105,000 | 1,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,105,000 | 1,552 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,105,000 | 1,552 |
| Net charge-offs | $60,000 | 5,376 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,450,760 | 1,816 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,985,000 | 1,359 |
| Total interest expense | $7,476,000 | 597 |
| Net interest income | $8,509,000 | 1,939 |
| Provision for loan and lease losses | $220,000 | 4,036 |
| Total noninterest income | $528,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 3,389 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $277,000 | 3,582 |
| Total noninterest expense | $6,679,000 | 2,153 |
| Salaries and employee benefits | $4,075,000 | 1,797 |
| Premises and equipment expense | $593,000 | 2,965 |
| Additional noninterest expense | $2,011,000 | 2,447 |
| Pre-tax net operating income | $2,138,000 | 1,980 |
| Securities gains (losses) | $58,000 | 2,236 |
| Applicable income taxes | $745,000 | 1,361 |
| Income before extraordinary items | $1,451,000 | 2,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,451,000 | 2,390 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,451,000 | 2,390 |
| Net charge-offs | $472,000 | 2,732 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,412,720 | 2,337 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,468,000 | 1,399 |
| Total interest expense | $4,923,000 | 638 |
| Net interest income | $5,545,000 | 1,978 |
| Provision for loan and lease losses | $175,000 | 3,727 |
| Total noninterest income | $357,000 | 3,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 3,471 |
| Total noninterest expense | $4,457,000 | 2,168 |
| Salaries and employee benefits | $2,708,000 | 1,813 |
| Premises and equipment expense | $399,000 | 2,968 |
| Additional noninterest expense | $1,350,000 | 2,475 |
| Pre-tax net operating income | $1,270,000 | 2,140 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $420,000 | 1,480 |
| Income before extraordinary items | $851,000 | 2,566 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $851,000 | 2,566 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $851,000 | 2,566 |
| Net charge-offs | $301,000 | 2,679 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $850,330 | 2,486 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 1,429 |
| Total interest expense | $2,420,000 | 682 |
| Net interest income | $2,710,000 | 2,018 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $182,000 | 3,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $105,000 | 3,488 |
| Total noninterest expense | $2,193,000 | 2,193 |
| Salaries and employee benefits | $1,336,000 | 1,858 |
| Premises and equipment expense | $206,000 | 2,911 |
| Additional noninterest expense | $651,000 | 2,548 |
| Pre-tax net operating income | $624,000 | 2,157 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $208,000 | 1,468 |
| Income before extraordinary items | $417,000 | 2,574 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $417,000 | 2,573 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $417,000 | 2,574 |
| Net charge-offs | $143,000 | 2,398 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $416,330 | 2,522 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,458,000 | 1,421 |
| Total interest expense | $10,757,000 | 754 |
| Net interest income | $10,701,000 | 2,037 |
| Provision for loan and lease losses | $340,000 | 4,689 |
| Total noninterest income | $655,000 | 4,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-169,000 | 7,623 |
| Additional Noninterest Income | $824,000 | 2,454 |
| Total noninterest expense | $8,157,000 | 2,370 |
| Salaries and employee benefits | $5,010,000 | 1,942 |
| Premises and equipment expense | $580,000 | 3,805 |
| Additional noninterest expense | $2,567,000 | 2,619 |
| Pre-tax net operating income | $2,859,000 | 1,685 |
| Securities gains (losses) | $626,000 | 731 |
| Applicable income taxes | $1,182,000 | 1,085 |
| Income before extraordinary items | $2,303,000 | 1,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,303,000 | 1,786 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,303,000 | 1,787 |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,889,840 | 2,046 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,234,000 | 1,445 |
| Total interest expense | $8,260,000 | 755 |
| Net interest income | $7,974,000 | 2,077 |
| Provision for loan and lease losses | $230,000 | 4,675 |
| Total noninterest income | $408,000 | 4,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-169,000 | 7,727 |
| Additional Noninterest Income | $577,000 | 2,533 |
| Total noninterest expense | $5,956,000 | 2,437 |
| Salaries and employee benefits | $3,713,000 | 1,956 |
| Premises and equipment expense | $422,000 | 3,952 |
| Additional noninterest expense | $1,821,000 | 2,699 |
| Pre-tax net operating income | $2,196,000 | 1,780 |
| Securities gains (losses) | $621,000 | 619 |
| Applicable income taxes | $1,049,000 | 961 |
| Income before extraordinary items | $1,768,000 | 1,865 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,768,000 | 1,866 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,768,000 | 1,867 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,370,560 | 2,204 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,797,000 | 1,472 |
| Total interest expense | $5,653,000 | 763 |
| Net interest income | $5,144,000 | 2,148 |
| Provision for loan and lease losses | $110,000 | 5,057 |
| Total noninterest income | $200,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-169,000 | 7,798 |
| Additional Noninterest Income | $369,000 | 2,522 |
| Total noninterest expense | $3,958,000 | 2,451 |
| Salaries and employee benefits | $2,459,000 | 1,980 |
| Premises and equipment expense | $291,000 | 3,888 |
| Additional noninterest expense | $1,208,000 | 2,704 |
| Pre-tax net operating income | $1,276,000 | 1,954 |
| Securities gains (losses) | $607,000 | 399 |
| Applicable income taxes | $699,000 | 932 |
| Income before extraordinary items | $1,184,000 | 1,836 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,184,000 | 1,835 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,184,000 | 1,836 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $795,520 | 2,420 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 1,474 |
| Total interest expense | $2,816,000 | 818 |
| Net interest income | $2,691,000 | 2,073 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $140,000 | 4,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-41,000 | 7,904 |
| Additional Noninterest Income | $181,000 | 2,538 |
| Total noninterest expense | $1,950,000 | 2,504 |
| Salaries and employee benefits | $1,209,000 | 2,042 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $601,000 | 2,705 |
| Pre-tax net operating income | $831,000 | 1,567 |
| Securities gains (losses) | $67,000 | 996 |
| Applicable income taxes | $333,000 | 958 |
| Income before extraordinary items | $565,000 | 1,929 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $565,000 | 1,927 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $565,000 | 1,929 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $522,120 | 1,984 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,995,000 | 1,374 |
| Total interest expense | $15,586,000 | 742 |
| Net interest income | $9,409,000 | 2,320 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $988,000 | 3,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $177,000 | 135 |
| Additional Noninterest Income | $811,000 | 2,439 |
| Total noninterest expense | $7,887,000 | 2,499 |
| Salaries and employee benefits | $4,572,000 | 2,149 |
| Premises and equipment expense | $511,000 | 4,320 |
| Additional noninterest expense | $2,804,000 | 2,493 |
| Pre-tax net operating income | $2,270,000 | 1,713 |
| Securities gains (losses) | $1,356,000 | 384 |
| Applicable income taxes | $1,289,000 | 801 |
| Income before extraordinary items | $2,337,000 | 1,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,337,000 | 1,426 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,337,000 | 1,427 |
| Net charge-offs | $19,000 | 6,679 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,469,160 | 2,124 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,213,000 | 1,364 |
| Total interest expense | $12,404,000 | 739 |
| Net interest income | $6,809,000 | 2,400 |
| Provision for loan and lease losses | $210,000 | 5,093 |
| Total noninterest income | $755,000 | 3,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $161,000 | 134 |
| Additional Noninterest Income | $594,000 | 2,538 |
| Total noninterest expense | $5,815,000 | 2,543 |
| Salaries and employee benefits | $3,394,000 | 2,188 |
| Premises and equipment expense | $348,000 | 4,625 |
| Additional noninterest expense | $2,073,000 | 2,495 |
| Pre-tax net operating income | $1,539,000 | 2,014 |
| Securities gains (losses) | $1,338,000 | 294 |
| Applicable income taxes | $1,115,000 | 776 |
| Income before extraordinary items | $1,762,000 | 1,523 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,762,000 | 1,520 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,762,000 | 1,523 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $905,680 | 2,595 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,851,000 | 1,391 |
| Total interest expense | $8,479,000 | 761 |
| Net interest income | $4,372,000 | 2,471 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $571,000 | 3,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $128,000 | 126 |
| Additional Noninterest Income | $443,000 | 2,402 |
| Total noninterest expense | $3,875,000 | 2,575 |
| Salaries and employee benefits | $2,247,000 | 2,242 |
| Premises and equipment expense | $222,000 | 4,786 |
| Additional noninterest expense | $1,406,000 | 2,475 |
| Pre-tax net operating income | $988,000 | 2,133 |
| Securities gains (losses) | $378,000 | 631 |
| Applicable income taxes | $501,000 | 1,091 |
| Income before extraordinary items | $865,000 | 2,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $865,000 | 2,100 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $865,000 | 2,102 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $623,080 | 2,621 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 1,404 |
| Total interest expense | $4,214,000 | 797 |
| Net interest income | $2,227,000 | 2,428 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $311,000 | 2,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $110,000 | 100 |
| Additional Noninterest Income | $201,000 | 2,509 |
| Total noninterest expense | $1,831,000 | 2,635 |
| Salaries and employee benefits | $1,144,000 | 2,227 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $608,000 | 2,539 |
| Pre-tax net operating income | $657,000 | 1,901 |
| Securities gains (losses) | $361,000 | 442 |
| Applicable income taxes | $390,000 | 846 |
| Income before extraordinary items | $628,000 | 1,717 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $628,000 | 1,718 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $628,000 | 1,719 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $396,960 | 2,442 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,935,000 | 1,390 |
| Total interest expense | $18,199,000 | 875 |
| Net interest income | $9,736,000 | 2,275 |
| Provision for loan and lease losses | $132,000 | 5,711 |
| Total noninterest income | $829,000 | 3,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $256,000 | 97 |
| Additional Noninterest Income | $573,000 | 2,963 |
| Total noninterest expense | $7,077,000 | 2,664 |
| Salaries and employee benefits | $4,280,000 | 2,362 |
| Premises and equipment expense | $957,000 | 2,732 |
| Additional noninterest expense | $1,840,000 | 3,084 |
| Pre-tax net operating income | $3,356,000 | 1,625 |
| Securities gains (losses) | $-95,000 | 7,236 |
| Applicable income taxes | $1,231,000 | 1,009 |
| Income before extraordinary items | $2,030,000 | 1,963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,030,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,090,800 | 2,026 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,170,000 | 1,404 |
| Total interest expense | $14,038,000 | 883 |
| Net interest income | $7,132,000 | 2,326 |
| Provision for loan and lease losses | $56,000 | 5,776 |
| Total noninterest income | $553,000 | 4,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $124,000 | 101 |
| Additional Noninterest Income | $429,000 | 3,070 |
| Total noninterest expense | $5,142,000 | 2,718 |
| Salaries and employee benefits | $3,150,000 | 2,426 |
| Premises and equipment expense | $662,000 | 2,939 |
| Additional noninterest expense | $1,330,000 | 3,080 |
| Pre-tax net operating income | $2,487,000 | 1,939 |
| Securities gains (losses) | $-80,000 | 7,510 |
| Applicable income taxes | $904,000 | 1,251 |
| Income before extraordinary items | $1,503,000 | 2,325 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,503,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,554,200 | 2,375 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,932,000 | 1,443 |
| Total interest expense | $9,633,000 | 888 |
| Net interest income | $4,299,000 | 2,546 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $398,000 | 4,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $110,000 | 94 |
| Additional Noninterest Income | $288,000 | 3,101 |
| Total noninterest expense | $3,237,000 | 2,851 |
| Salaries and employee benefits | $2,077,000 | 2,481 |
| Premises and equipment expense | $389,000 | 3,283 |
| Additional noninterest expense | $771,000 | 3,452 |
| Pre-tax net operating income | $1,440,000 | 2,291 |
| Securities gains (losses) | $149,000 | 739 |
| Applicable income taxes | $597,000 | 1,398 |
| Income before extraordinary items | $992,000 | 2,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $992,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $896,640 | 2,757 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 1,566 |
| Total interest expense | $4,727,000 | 974 |
| Net interest income | $1,910,000 | 2,821 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $406,000 | 2,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $258,000 | 82 |
| Additional Noninterest Income | $148,000 | 3,065 |
| Total noninterest expense | $1,594,000 | 2,896 |
| Salaries and employee benefits | $1,024,000 | 2,528 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $377,000 | 3,465 |
| Pre-tax net operating income | $722,000 | 2,355 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $270,000 | 1,591 |
| Income before extraordinary items | $457,000 | 2,894 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $457,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $453,800 | 2,832 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,700,000 | 2,205 |
| Total interest expense | $12,181,000 | 1,638 |
| Net interest income | $6,519,000 | 3,291 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,113,000 | 3,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $585,000 | 79 |
| Additional Noninterest Income | $528,000 | 3,209 |
| Total noninterest expense | $6,072,000 | 2,941 |
| Salaries and employee benefits | $3,905,000 | 2,544 |
| Premises and equipment expense | $763,000 | 3,207 |
| Additional noninterest expense | $1,404,000 | 3,611 |
| Pre-tax net operating income | $1,560,000 | 3,834 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $609,000 | 2,481 |
| Income before extraordinary items | $951,000 | 4,425 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $951,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $951,000 | 4,418 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,030,000 | 2,203 |
| Total interest expense | $9,100,000 | 1,645 |
| Net interest income | $4,930,000 | 3,269 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $746,000 | 3,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $341,000 | 90 |
| Additional Noninterest Income | $405,000 | 3,182 |
| Total noninterest expense | $4,476,000 | 2,959 |
| Salaries and employee benefits | $2,880,000 | 2,579 |
| Premises and equipment expense | $576,000 | 3,169 |
| Additional noninterest expense | $1,020,000 | 3,645 |
| Pre-tax net operating income | $1,200,000 | 3,944 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $491,000 | 2,556 |
| Income before extraordinary items | $709,000 | 4,622 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $709,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $709,000 | 4,613 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 2,197 |
| Total interest expense | $6,196,000 | 1,625 |
| Net interest income | $3,303,000 | 3,281 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $309,000 | 4,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $67,000 | 119 |
| Additional Noninterest Income | $242,000 | 3,415 |
| Total noninterest expense | $2,927,000 | 3,030 |
| Salaries and employee benefits | $1,900,000 | 2,631 |
| Premises and equipment expense | $384,000 | 3,184 |
| Additional noninterest expense | $643,000 | 3,802 |
| Pre-tax net operating income | $685,000 | 4,362 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $282,000 | 2,809 |
| Income before extraordinary items | $403,000 | 5,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $403,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $403,000 | 5,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 2,186 |
| Total interest expense | $3,121,000 | 1,601 |
| Net interest income | $1,646,000 | 3,287 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $251,000 | 3,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $133,000 | 105 |
| Additional Noninterest Income | $118,000 | 3,468 |
| Total noninterest expense | $1,455,000 | 3,061 |
| Salaries and employee benefits | $942,000 | 2,683 |
| Premises and equipment expense | $188,000 | 3,268 |
| Additional noninterest expense | $325,000 | 3,724 |
| Pre-tax net operating income | $442,000 | 3,789 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $181,000 | 2,536 |
| Income before extraordinary items | $261,000 | 4,464 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $261,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $261,000 | 4,451 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,441,000 | 2,238 |
| Total interest expense | $10,826,000 | 1,567 |
| Net interest income | $6,615,000 | 3,269 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $361,000 | 5,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $361,000 | 3,938 |
| Total noninterest expense | $5,915,000 | 2,905 |
| Salaries and employee benefits | $3,694,000 | 2,621 |
| Premises and equipment expense | $794,000 | 3,029 |
| Additional noninterest expense | $1,427,000 | 3,423 |
| Pre-tax net operating income | $961,000 | 5,289 |
| Securities gains (losses) | $-647,000 | 8,536 |
| Applicable income taxes | $132,000 | 4,748 |
| Income before extraordinary items | $182,000 | 7,344 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $182,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $596,080 | 5,825 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,786,000 | 2,277 |
| Total interest expense | $7,690,000 | 1,600 |
| Net interest income | $5,096,000 | 3,214 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $232,000 | 6,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 4,236 |
| Total noninterest expense | $4,391,000 | 2,928 |
| Salaries and employee benefits | $2,753,000 | 2,637 |
| Premises and equipment expense | $554,000 | 3,201 |
| Additional noninterest expense | $1,084,000 | 3,388 |
| Pre-tax net operating income | $847,000 | 5,113 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $351,000 | 3,363 |
| Income before extraordinary items | $496,000 | 5,777 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $496,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $496,000 | 5,779 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 2,299 |
| Total interest expense | $4,808,000 | 1,619 |
| Net interest income | $3,465,000 | 3,160 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $138,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 4,459 |
| Total noninterest expense | $2,916,000 | 2,951 |
| Salaries and employee benefits | $1,852,000 | 2,617 |
| Premises and equipment expense | $344,000 | 3,378 |
| Additional noninterest expense | $720,000 | 3,395 |
| Pre-tax net operating income | $627,000 | 4,891 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $261,000 | 3,233 |
| Income before extraordinary items | $366,000 | 5,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $366,000 | 5,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $366,000 | 5,585 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 2,285 |
| Total interest expense | $2,306,000 | 1,603 |
| Net interest income | $1,761,000 | 3,117 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $65,000 | 6,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $1,420,000 | 3,021 |
| Salaries and employee benefits | $917,000 | 2,641 |
| Premises and equipment expense | $169,000 | 3,439 |
| Additional noninterest expense | $334,000 | 3,578 |
| Pre-tax net operating income | $376,000 | 4,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $156,000 | 2,978 |
| Income before extraordinary items | $220,000 | 5,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $220,000 | 5,117 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,959,000 | 2,221 |
| Total interest expense | $7,625,000 | 1,491 |
| Net interest income | $7,334,000 | 2,922 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $322,000 | 6,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $322,000 | 4,187 |
| Total noninterest expense | $5,381,000 | 3,037 |
| Salaries and employee benefits | $3,369,000 | 2,686 |
| Premises and equipment expense | $695,000 | 3,251 |
| Additional noninterest expense | $1,317,000 | 3,576 |
| Pre-tax net operating income | $2,155,000 | 3,515 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $789,000 | 2,622 |
| Income before extraordinary items | $1,366,000 | 4,019 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,366,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,366,000 | 3,989 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,042,000 | 2,201 |
| Total interest expense | $5,468,000 | 1,465 |
| Net interest income | $5,574,000 | 2,868 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $238,000 | 6,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,221 |
| Total noninterest expense | $3,986,000 | 3,035 |
| Salaries and employee benefits | $2,502,000 | 2,668 |
| Premises and equipment expense | $519,000 | 3,262 |
| Additional noninterest expense | $965,000 | 3,598 |
| Pre-tax net operating income | $1,736,000 | 3,396 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $673,000 | 2,452 |
| Income before extraordinary items | $1,063,000 | 3,998 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,063,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,063,000 | 3,951 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,214,000 | 2,190 |
| Total interest expense | $3,419,000 | 1,469 |
| Net interest income | $3,795,000 | 2,781 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $153,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $153,000 | 4,276 |
| Total noninterest expense | $2,638,000 | 3,045 |
| Salaries and employee benefits | $1,672,000 | 2,648 |
| Premises and equipment expense | $346,000 | 3,227 |
| Additional noninterest expense | $620,000 | 3,699 |
| Pre-tax net operating income | $1,250,000 | 3,147 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $512,000 | 2,241 |
| Income before extraordinary items | $738,000 | 3,829 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $738,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $738,000 | 3,776 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 2,177 |
| Total interest expense | $1,626,000 | 1,470 |
| Net interest income | $1,929,000 | 2,738 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,243 |
| Total noninterest expense | $1,330,000 | 3,037 |
| Salaries and employee benefits | $842,000 | 2,660 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $311,000 | 3,705 |
| Pre-tax net operating income | $647,000 | 3,049 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $263,000 | 2,187 |
| Income before extraordinary items | $384,000 | 3,714 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $384,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $384,000 | 3,677 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,441,000 | 2,134 |
| Total interest expense | $5,812,000 | 1,415 |
| Net interest income | $7,629,000 | 2,646 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $404,000 | 5,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $404,000 | 3,701 |
| Total noninterest expense | $5,409,000 | 2,905 |
| Salaries and employee benefits | $3,064,000 | 2,787 |
| Premises and equipment expense | $604,000 | 3,513 |
| Additional noninterest expense | $1,741,000 | 2,743 |
| Pre-tax net operating income | $2,524,000 | 2,982 |
| Securities gains (losses) | $-122,000 | 8,751 |
| Applicable income taxes | $961,000 | 2,227 |
| Income before extraordinary items | $1,441,000 | 3,733 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,441,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,519,080 | 3,546 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 2,172 |
| Total interest expense | $4,220,000 | 1,427 |
| Net interest income | $5,612,000 | 2,674 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $314,000 | 5,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $314,000 | 3,647 |
| Total noninterest expense | $4,007,000 | 2,907 |
| Salaries and employee benefits | $2,252,000 | 2,811 |
| Premises and equipment expense | $432,000 | 3,661 |
| Additional noninterest expense | $1,323,000 | 2,666 |
| Pre-tax net operating income | $1,849,000 | 3,079 |
| Securities gains (losses) | $-47,000 | 8,797 |
| Applicable income taxes | $729,000 | 2,247 |
| Income before extraordinary items | $1,073,000 | 3,845 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,073,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,103,080 | 3,685 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 2,217 |
| Total interest expense | $2,721,000 | 1,460 |
| Net interest income | $3,587,000 | 2,781 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $223,000 | 5,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $223,000 | 3,541 |
| Total noninterest expense | $2,634,000 | 2,952 |
| Salaries and employee benefits | $1,475,000 | 2,877 |
| Premises and equipment expense | $262,000 | 3,931 |
| Additional noninterest expense | $897,000 | 2,629 |
| Pre-tax net operating income | $1,136,000 | 3,244 |
| Securities gains (losses) | $-47,000 | 8,900 |
| Applicable income taxes | $446,000 | 2,383 |
| Income before extraordinary items | $643,000 | 4,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $643,000 | 4,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $673,080 | 3,864 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 2,207 |
| Total interest expense | $1,348,000 | 1,484 |
| Net interest income | $1,823,000 | 2,717 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $1,349,000 | 2,895 |
| Salaries and employee benefits | $744,000 | 2,859 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $508,000 | 2,325 |
| Pre-tax net operating income | $554,000 | 3,272 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $228,000 | 2,352 |
| Income before extraordinary items | $326,000 | 4,048 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 4,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $326,000 | 3,903 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,787,000 | 2,620 |
| Total interest expense | $5,210,000 | 1,724 |
| Net interest income | $5,577,000 | 3,386 |
| Provision for loan and lease losses | $215,000 | 3,893 |
| Total noninterest income | $510,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $510,000 | 3,547 |
| Total noninterest expense | $4,823,000 | 3,141 |
| Salaries and employee benefits | $2,807,000 | 2,943 |
| Premises and equipment expense | $641,000 | 3,337 |
| Additional noninterest expense | $1,375,000 | 3,333 |
| Pre-tax net operating income | $1,049,000 | 5,051 |
| Securities gains (losses) | $32,000 | 2,881 |
| Applicable income taxes | $186,000 | 5,023 |
| Income before extraordinary items | $895,000 | 4,952 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $895,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $868,440 | 4,867 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 2,718 |
| Total interest expense | $3,889,000 | 1,794 |
| Net interest income | $4,031,000 | 3,506 |
| Provision for loan and lease losses | $168,000 | 3,708 |
| Total noninterest income | $443,000 | 5,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,352 |
| Total noninterest expense | $3,476,000 | 3,254 |
| Salaries and employee benefits | $2,030,000 | 3,052 |
| Premises and equipment expense | $463,000 | 3,431 |
| Additional noninterest expense | $983,000 | 3,446 |
| Pre-tax net operating income | $830,000 | 5,033 |
| Securities gains (losses) | $32,000 | 2,649 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $836,000 | 4,479 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $836,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $804,960 | 4,409 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 2,817 |
| Total interest expense | $2,530,000 | 1,895 |
| Net interest income | $2,602,000 | 3,587 |
| Provision for loan and lease losses | $134,000 | 3,297 |
| Total noninterest income | $279,000 | 5,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $279,000 | 3,436 |
| Total noninterest expense | $2,284,000 | 3,299 |
| Salaries and employee benefits | $1,338,000 | 3,078 |
| Premises and equipment expense | $291,000 | 3,598 |
| Additional noninterest expense | $655,000 | 3,426 |
| Pre-tax net operating income | $463,000 | 5,512 |
| Securities gains (losses) | $32,000 | 2,321 |
| Applicable income taxes | $229,000 | 3,704 |
| Income before extraordinary items | $266,000 | 6,378 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $266,000 | 6,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $245,520 | 6,358 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 2,890 |
| Total interest expense | $1,233,000 | 1,997 |
| Net interest income | $1,287,000 | 3,614 |
| Provision for loan and lease losses | $63,000 | 3,194 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 3,437 |
| Total noninterest expense | $1,105,000 | 3,377 |
| Salaries and employee benefits | $634,000 | 3,205 |
| Premises and equipment expense | $153,000 | 3,437 |
| Additional noninterest expense | $318,000 | 3,480 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $96,000 | 4,015 |
| Income before extraordinary items | $164,000 | 5,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $158,240 | 5,695 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,234,000 | 3,564 |
| Total interest expense | $4,222,000 | 2,623 |
| Net interest income | $4,012,000 | 4,339 |
| Provision for loan and lease losses | $183,000 | 4,528 |
| Total noninterest income | $356,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $356,000 | 3,910 |
| Total noninterest expense | $3,419,000 | 4,048 |
| Salaries and employee benefits | $2,002,000 | 3,732 |
| Premises and equipment expense | $448,000 | 4,272 |
| Additional noninterest expense | $969,000 | 4,281 |
| Pre-tax net operating income | $766,000 | 5,870 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $297,000 | 4,464 |
| Income before extraordinary items | $486,000 | 6,472 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $486,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $475,120 | 6,371 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 5,972 |
| Total interest expense | $2,454,000 | 5,459 |
| Net interest income | $2,035,000 | 6,383 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $276,000 | 6,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $276,000 | 4,296 |
| Total noninterest expense | $2,767,000 | 4,615 |
| Salaries and employee benefits | $1,437,000 | 4,662 |
| Premises and equipment expense | $327,000 | 5,255 |
| Additional noninterest expense | $1,003,000 | 4,058 |
| Pre-tax net operating income | $-586,000 | 9,205 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-106,000 | 9,271 |
| Income before extraordinary items | $-480,000 | 9,229 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-480,000 | 9,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-480,000 | 9,187 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 8,443 |
| Total interest expense | $671,000 | 8,917 |
| Net interest income | $1,291,000 | 7,884 |
| Provision for loan and lease losses | $57,000 | 6,367 |
| Total noninterest income | $128,000 | 8,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $128,000 | 5,852 |
| Total noninterest expense | $2,121,000 | 5,464 |
| Salaries and employee benefits | $1,211,000 | 5,188 |
| Premises and equipment expense | $274,000 | 5,725 |
| Additional noninterest expense | $636,000 | 5,557 |
| Pre-tax net operating income | $-759,000 | 9,651 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-340,000 | 9,753 |
| Income before extraordinary items | $-419,000 | 9,528 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-419,000 | 9,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-419,000 | 9,526 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 10,052 |
| Total interest expense | $30,000 | 10,126 |
| Net interest income | $303,000 | 9,955 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $14,000 | 10,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $910,000 | 8,385 |
| Salaries and employee benefits | $473,000 | 8,490 |
| Premises and equipment expense | $151,000 | 7,646 |
| Additional noninterest expense | $286,000 | 8,238 |
| Pre-tax net operating income | $-599,000 | 9,912 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-127,000 | 9,958 |
| Income before extraordinary items | $-472,000 | 9,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-472,000 | 9,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,024 |
| Net operating income | $-472,000 | 9,861 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.