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MWABank, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$9,971,0002,530
Total interest expense$2,462,0001,665
Net interest income$7,509,0002,769
Provision for loan and lease losses$-47,0005,133
Total noninterest income$942,0002,927
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$181,0003,441
Trading account gains and feesNANA
Additional Noninterest Income$761,0002,556
Total noninterest expense$8,158,0002,212
Salaries and employee benefits$3,514,0002,674
Premises and equipment expense$185,0004,618
Additional noninterest expense$4,459,0001,370
Pre-tax net operating income$340,0004,850
Securities gains (losses)$01,125
Applicable income taxes$-74,0005,292
Income before extraordinary items$414,0004,681
Extraordinary gains, net$06
Net income$414,0004,680
Minority interest net income$072
Net income of bank and minority interests.$414,0004,680
Net charge-offs$-26,0004,738
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$414,0004,687
2018-09-30 (YTD Data)Rank
Total interest income$7,268,0002,575
Total interest expense$1,734,0001,668
Net interest income$5,534,0002,813
Provision for loan and lease losses$-47,0005,250
Total noninterest income$666,0003,046
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$132,0003,497
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,667
Total noninterest expense$6,239,0002,181
Salaries and employee benefits$2,646,0002,668
Premises and equipment expense$141,0004,633
Additional noninterest expense$3,452,0001,345
Pre-tax net operating income$8,0005,286
Securities gains (losses)$01,118
Applicable income taxes$-70,0005,405
Income before extraordinary items$78,0005,201
Extraordinary gains, net$05
Net income$78,0005,200
Minority interest net income$066
Net income of bank and minority interests.$78,0005,200
Net charge-offs$-25,0004,731
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$78,0005,201
2018-06-30 (YTD Data)Rank
Total interest income$4,704,0002,621
Total interest expense$1,050,0001,714
Net interest income$3,654,0002,834
Provision for loan and lease losses$-47,0005,345
Total noninterest income$444,0003,055
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$87,0003,509
Trading account gains and feesNANA
Additional Noninterest Income$357,0002,680
Total noninterest expense$4,186,0002,184
Salaries and employee benefits$1,777,0002,675
Premises and equipment expense$94,0004,669
Additional noninterest expense$2,315,0001,341
Pre-tax net operating income$-41,0005,398
Securities gains (losses)$0961
Applicable income taxes$-70,0005,466
Income before extraordinary items$29,0005,287
Extraordinary gains, net$06
Net income$29,0005,285
Minority interest net income$065
Net income of bank and minority interests.$29,0005,286
Net charge-offs$-30,0004,877
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$29,0005,294
2018-03-31 (YTD Data)Rank
Total interest income$2,316,0002,644
Total interest expense$492,0001,734
Net interest income$1,824,0002,850
Provision for loan and lease losses$03,508
Total noninterest income$224,0003,014
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$44,0003,522
Trading account gains and feesNANA
Additional Noninterest Income$180,0002,617
Total noninterest expense$2,112,0002,182
Salaries and employee benefits$898,0002,681
Premises and equipment expense$46,0004,741
Additional noninterest expense$1,168,0001,321
Pre-tax net operating income$-64,0005,482
Securities gains (losses)$0735
Applicable income taxes$-70,0005,549
Income before extraordinary items$6,0005,356
Extraordinary gains, net$07
Net income$6,0005,356
Minority interest net income$052
Net income of bank and minority interests.$6,0005,356
Net charge-offs$-36,0005,154
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,0005,359
2017-12-31 (YTD Data)Rank
Total interest income$9,136,0002,617
Total interest expense$1,765,0001,689
Net interest income$7,371,0002,789
Provision for loan and lease losses$04,227
Total noninterest income$1,005,0002,931
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$190,0003,513
Trading account gains and feesNANA
Additional Noninterest Income$815,0002,550
Total noninterest expense$8,908,0002,096
Salaries and employee benefits$3,734,0002,588
Premises and equipment expense$188,0004,797
Additional noninterest expense$4,986,0001,253
Pre-tax net operating income$-532,0005,570
Securities gains (losses)$02,243
Applicable income taxes$5,288,000643
Income before extraordinary items$-5,820,0005,654
Extraordinary gains, net$09
Net income$-5,820,0005,654
Minority interest net income$076
Net income of bank and minority interests.$-5,820,0005,654
Net charge-offs$62,0002,820
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-5,820,0005,654
2017-09-30 (YTD Data)Rank
Total interest income$6,814,0002,640
Total interest expense$1,300,0001,694
Net interest income$5,514,0002,815
Provision for loan and lease losses$04,088
Total noninterest income$751,0002,964
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$142,0003,550
Trading account gains and feesNANA
Additional Noninterest Income$609,0002,564
Total noninterest expense$6,763,0002,079
Salaries and employee benefits$2,842,0002,573
Premises and equipment expense$146,0004,787
Additional noninterest expense$3,775,0001,235
Pre-tax net operating income$-498,0005,649
Securities gains (losses)$02,274
Applicable income taxes$-178,0005,677
Income before extraordinary items$-320,0005,631
Extraordinary gains, net$09
Net income$-320,0005,631
Minority interest net income$071
Net income of bank and minority interests.$-320,0005,631
Net charge-offs$33,0002,718
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-320,0005,631
2017-06-30 (YTD Data)Rank
Total interest income$4,507,0002,644
Total interest expense$847,0001,696
Net interest income$3,660,0002,812
Provision for loan and lease losses$03,871
Total noninterest income$485,0003,012
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$93,0003,577
Trading account gains and feesNANA
Additional Noninterest Income$392,0002,611
Total noninterest expense$4,500,0002,084
Salaries and employee benefits$1,906,0002,571
Premises and equipment expense$103,0004,745
Additional noninterest expense$2,491,0001,239
Pre-tax net operating income$-355,0005,704
Securities gains (losses)$01,906
Applicable income taxes$-127,0005,730
Income before extraordinary items$-228,0005,673
Extraordinary gains, net$011
Net income$-228,0005,673
Minority interest net income$071
Net income of bank and minority interests.$-228,0005,673
Net charge-offs$28,0002,401
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-228,0005,672
2017-03-31 (YTD Data)Rank
Total interest income$2,233,0002,650
Total interest expense$413,0001,716
Net interest income$1,820,0002,825
Provision for loan and lease losses$03,537
Total noninterest income$220,0003,163
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$47,0003,581
Trading account gains and feesNANA
Additional Noninterest Income$173,0002,748
Total noninterest expense$2,242,0002,112
Salaries and employee benefits$950,0002,622
Premises and equipment expense$51,0004,805
Additional noninterest expense$1,241,0001,254
Pre-tax net operating income$-202,0005,768
Securities gains (losses)$01,153
Applicable income taxes$-73,0005,794
Income before extraordinary items$-129,0005,752
Extraordinary gains, net$08
Net income$-129,0005,752
Minority interest net income$055
Net income of bank and minority interests.$-129,0005,752
Net charge-offs$27,0001,709
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-129,0005,748
2016-12-31 (YTD Data)Rank
Total interest income$9,578,0002,491
Total interest expense$1,675,0001,636
Net interest income$7,903,0002,647
Provision for loan and lease losses$-355,0005,701
Total noninterest income$1,056,0002,946
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$221,0003,452
Trading account gains and fees$0170
Additional Noninterest Income$835,0002,612
Total noninterest expense$8,876,0002,115
Salaries and employee benefits$3,852,0002,564
Premises and equipment expense$211,0004,827
Additional noninterest expense$4,813,0001,305
Pre-tax net operating income$438,0004,923
Securities gains (losses)$03,212
Applicable income taxes$180,0002,993
Income before extraordinary items$258,0005,198
Extraordinary gains, net$05
Net income$258,0005,197
Minority interest net income$082
Net income of bank and minority interests.$258,0005,197
Net charge-offs$436,0001,184
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$258,0005,155
2016-09-30 (YTD Data)Rank
Total interest income$7,268,0002,469
Total interest expense$1,266,0001,626
Net interest income$6,002,0002,629
Provision for loan and lease losses$48,0003,383
Total noninterest income$725,0003,097
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$168,0003,450
Trading account gains and fees$0169
Additional Noninterest Income$557,0002,755
Total noninterest expense$6,596,0002,122
Salaries and employee benefits$2,864,0002,573
Premises and equipment expense$158,0004,856
Additional noninterest expense$3,574,0001,316
Pre-tax net operating income$83,0005,549
Securities gains (losses)$03,160
Applicable income taxes$40,0003,652
Income before extraordinary items$43,0005,668
Extraordinary gains, net$05
Net income$43,0005,667
Minority interest net income$071
Net income of bank and minority interests.$43,0005,668
Net charge-offs$364,0001,006
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$43,0005,633
2016-06-30 (YTD Data)Rank
Total interest income$4,945,0002,425
Total interest expense$828,0001,648
Net interest income$4,117,0002,579
Provision for loan and lease losses$04,017
Total noninterest income$433,0003,276
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$119,0003,360
Trading account gains and fees$0157
Additional Noninterest Income$314,0002,960
Total noninterest expense$4,364,0002,144
Salaries and employee benefits$1,881,0002,617
Premises and equipment expense$103,0004,929
Additional noninterest expense$2,380,0001,324
Pre-tax net operating income$186,0005,141
Securities gains (losses)$02,835
Applicable income taxes$76,0003,160
Income before extraordinary items$110,0005,421
Extraordinary gains, net$016
Net income$110,0005,419
Minority interest net income$071
Net income of bank and minority interests.$110,0005,420
Net charge-offs$179,0001,206
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$110,0005,365
2016-03-31 (YTD Data)Rank
Total interest income$2,311,0002,573
Total interest expense$406,0001,675
Net interest income$1,905,0002,723
Provision for loan and lease losses$03,656
Total noninterest income$232,0003,136
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$173,0002,813
Total noninterest expense$2,131,0002,206
Salaries and employee benefits$939,0002,618
Premises and equipment expense$53,0004,929
Additional noninterest expense$1,139,0001,357
Pre-tax net operating income$6,0005,751
Securities gains (losses)$02,077
Applicable income taxes$5,0003,928
Income before extraordinary items$1,0005,807
Extraordinary gains, net$012
Net income$1,0005,806
Minority interest net income$062
Net income of bank and minority interests.$1,0005,806
Net charge-offs$56,0001,357
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,0005,776
2015-12-31 (YTD Data)Rank
Total interest income$9,129,0002,568
Total interest expense$1,548,0001,726
Net interest income$7,581,0002,705
Provision for loan and lease losses$152,0002,605
Total noninterest income$929,0003,195
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$234,0003,465
Trading account gains and fees$0159
Additional Noninterest Income$695,0002,851
Total noninterest expense$8,048,0002,288
Salaries and employee benefits$3,189,0002,923
Premises and equipment expense$231,0004,886
Additional noninterest expense$4,628,0001,358
Pre-tax net operating income$310,0005,261
Securities gains (losses)$03,216
Applicable income taxes$-170,0006,032
Income before extraordinary items$480,0004,857
Extraordinary gains, net$023
Net income$480,0004,858
Minority interest net income$081
Net income of bank and minority interests.$480,0004,858
Net charge-offs$384,0001,397
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$480,0004,808
2015-09-30 (YTD Data)Rank
Total interest income$6,739,0002,617
Total interest expense$1,154,0001,761
Net interest income$5,585,0002,760
Provision for loan and lease losses$129,0002,450
Total noninterest income$794,0002,984
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$175,0003,480
Trading account gains and fees$0153
Additional Noninterest Income$619,0002,632
Total noninterest expense$6,048,0002,281
Salaries and employee benefits$2,411,0002,927
Premises and equipment expense$178,0004,889
Additional noninterest expense$3,459,0001,359
Pre-tax net operating income$202,0005,461
Securities gains (losses)$03,031
Applicable income taxes$85,0003,361
Income before extraordinary items$117,0005,679
Extraordinary gains, net$021
Net income$117,0005,682
Minority interest net income$078
Net income of bank and minority interests.$117,0005,682
Net charge-offs$384,0001,044
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$117,0005,640
2015-06-30 (YTD Data)Rank
Total interest income$4,485,0002,620
Total interest expense$749,0001,796
Net interest income$3,736,0002,752
Provision for loan and lease losses$44,0003,015
Total noninterest income$538,0002,967
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$116,0003,467
Trading account gains and fees$0157
Additional Noninterest Income$422,0002,609
Total noninterest expense$4,050,0002,276
Salaries and employee benefits$1,636,0002,898
Premises and equipment expense$122,0004,887
Additional noninterest expense$2,292,0001,365
Pre-tax net operating income$180,0005,312
Securities gains (losses)$02,636
Applicable income taxes$74,0003,208
Income before extraordinary items$106,0005,585
Extraordinary gains, net$022
Net income$106,0005,585
Minority interest net income$075
Net income of bank and minority interests.$106,0005,587
Net charge-offs$249,0001,046
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$106,0005,536
2015-03-31 (YTD Data)Rank
Total interest income$2,246,0002,620
Total interest expense$368,0001,831
Net interest income$1,878,0002,742
Provision for loan and lease losses$03,703
Total noninterest income$282,0002,881
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$59,0003,409
Trading account gains and fees$0152
Additional Noninterest Income$223,0002,487
Total noninterest expense$2,033,0002,277
Salaries and employee benefits$850,0002,842
Premises and equipment expense$59,0004,994
Additional noninterest expense$1,124,0001,373
Pre-tax net operating income$127,0005,022
Securities gains (losses)$02,027
Applicable income taxes$50,0002,987
Income before extraordinary items$77,0005,342
Extraordinary gains, net$013
Net income$77,0005,345
Minority interest net income$064
Net income of bank and minority interests.$77,0005,345
Net charge-offs$65,0001,383
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$77,0005,277
2014-12-31 (YTD Data)Rank
Total interest income$9,401,0002,545
Total interest expense$1,500,0001,882
Net interest income$7,901,0002,654
Provision for loan and lease losses$839,000997
Total noninterest income$605,0003,976
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$244,0003,587
Trading account gains and fees$0180
Additional Noninterest Income$361,0003,760
Total noninterest expense$8,299,0002,258
Salaries and employee benefits$3,314,0002,876
Premises and equipment expense$228,0005,171
Additional noninterest expense$4,757,0001,352
Pre-tax net operating income$-632,0006,310
Securities gains (losses)$245,000709
Applicable income taxes$-1,429,0006,442
Income before extraordinary items$1,042,0003,893
Extraordinary gains, net$017
Net income$1,042,0003,893
Minority interest net income$084
Net income of bank and minority interests.$1,042,0003,894
Net charge-offs$1,233,000756
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$885,2004,103
2014-09-30 (YTD Data)Rank
Total interest income$7,076,0002,549
Total interest expense$1,132,0001,901
Net interest income$5,944,0002,652
Provision for loan and lease losses$04,401
Total noninterest income$408,0004,191
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$183,0003,630
Trading account gains and fees$0174
Additional Noninterest Income$225,0004,058
Total noninterest expense$6,136,0002,292
Salaries and employee benefits$2,419,0002,949
Premises and equipment expense$166,0005,262
Additional noninterest expense$3,551,0001,363
Pre-tax net operating income$216,0005,601
Securities gains (losses)$203,000634
Applicable income taxes$184,0002,873
Income before extraordinary items$235,0005,454
Extraordinary gains, net$015
Net income$235,0005,454
Minority interest net income$081
Net income of bank and minority interests.$235,0005,456
Net charge-offs$573,0001,042
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$105,0805,843
2014-06-30 (YTD Data)Rank
Total interest income$4,665,0002,577
Total interest expense$755,0001,926
Net interest income$3,910,0002,673
Provision for loan and lease losses$04,196
Total noninterest income$288,0004,104
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$122,0003,609
Trading account gains and fees$0172
Additional Noninterest Income$166,0003,912
Total noninterest expense$4,011,0002,325
Salaries and employee benefits$1,579,0003,018
Premises and equipment expense$105,0005,374
Additional noninterest expense$2,327,0001,382
Pre-tax net operating income$187,0005,378
Securities gains (losses)$02,580
Applicable income taxes$85,0003,140
Income before extraordinary items$102,0005,738
Extraordinary gains, net$020
Net income$102,0005,740
Minority interest net income$080
Net income of bank and minority interests.$102,0005,740
Net charge-offs$535,000821
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$102,0005,699
2014-03-31 (YTD Data)Rank
Total interest income$2,284,0002,613
Total interest expense$381,0001,950
Net interest income$1,903,0002,740
Provision for loan and lease losses$03,817
Total noninterest income$124,0004,301
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$63,0003,532
Trading account gains and fees$0147
Additional Noninterest Income$61,0004,296
Total noninterest expense$1,950,0002,389
Salaries and employee benefits$758,0003,112
Premises and equipment expense$45,0005,638
Additional noninterest expense$1,147,0001,387
Pre-tax net operating income$77,0005,495
Securities gains (losses)$01,715
Applicable income taxes$36,0003,187
Income before extraordinary items$41,0005,801
Extraordinary gains, net$016
Net income$41,0005,802
Minority interest net income$066
Net income of bank and minority interests.$41,0005,803
Net charge-offs$23,0002,396
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$41,0005,767
2013-12-31 (YTD Data)Rank
Total interest income$9,230,0002,616
Total interest expense$1,535,0002,123
Net interest income$7,695,0002,702
Provision for loan and lease losses$221,0002,849
Total noninterest income$754,0003,715
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$257,0003,661
Trading account gains and fees$0184
Additional Noninterest Income$497,0003,367
Total noninterest expense$7,449,0002,486
Salaries and employee benefits$2,818,0003,234
Premises and equipment expense$391,0004,269
Additional noninterest expense$4,240,0001,551
Pre-tax net operating income$779,0004,442
Securities gains (losses)$27,0002,188
Applicable income taxes$-3,381,0006,750
Income before extraordinary items$4,187,0001,438
Extraordinary gains, net$029
Net income$4,187,0001,442
Minority interest net income$090
Net income of bank and minority interests.$4,187,0001,442
Net charge-offs$441,0002,149
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,160,0001,421
2013-09-30 (YTD Data)Rank
Total interest income$7,005,0002,604
Total interest expense$1,226,0002,063
Net interest income$5,779,0002,703
Provision for loan and lease losses$221,0002,467
Total noninterest income$592,0003,695
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$198,0003,625
Trading account gains and fees$0180
Additional Noninterest Income$394,0003,352
Total noninterest expense$5,587,0002,498
Salaries and employee benefits$2,173,0003,202
Premises and equipment expense$290,0004,321
Additional noninterest expense$3,124,0001,572
Pre-tax net operating income$563,0004,608
Securities gains (losses)$27,0002,054
Applicable income taxes$54,0003,681
Income before extraordinary items$536,0004,490
Extraordinary gains, net$025
Net income$536,0004,493
Minority interest net income$084
Net income of bank and minority interests.$536,0004,494
Net charge-offs$350,0001,966
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$511,4304,488
2013-06-30 (YTD Data)Rank
Total interest income$4,671,0002,603
Total interest expense$837,0002,061
Net interest income$3,834,0002,706
Provision for loan and lease losses$221,0001,997
Total noninterest income$336,0004,014
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$133,0003,571
Trading account gains and fees$0157
Additional Noninterest Income$203,0003,768
Total noninterest expense$3,658,0002,532
Salaries and employee benefits$1,459,0003,206
Premises and equipment expense$185,0004,447
Additional noninterest expense$2,014,0001,601
Pre-tax net operating income$291,0004,904
Securities gains (losses)$02,791
Applicable income taxes$33,0003,711
Income before extraordinary items$258,0004,966
Extraordinary gains, net$022
Net income$258,0004,968
Minority interest net income$082
Net income of bank and minority interests.$258,0004,969
Net charge-offs$190,0002,144
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$258,0004,847
2013-03-31 (YTD Data)Rank
Total interest income$2,323,0002,621
Total interest expense$433,0002,046
Net interest income$1,890,0002,751
Provision for loan and lease losses$154,0001,590
Total noninterest income$163,0004,028
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$64,0003,631
Trading account gains and fees$0148
Additional Noninterest Income$99,0003,764
Total noninterest expense$1,799,0002,601
Salaries and employee benefits$705,0003,306
Premises and equipment expense$87,0004,611
Additional noninterest expense$1,007,0001,606
Pre-tax net operating income$100,0005,320
Securities gains (losses)$01,966
Applicable income taxes$15,0003,753
Income before extraordinary items$85,0005,420
Extraordinary gains, net$010
Net income$85,0005,422
Minority interest net income$076
Net income of bank and minority interests.$85,0005,422
Net charge-offs$183,0001,428
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$85,0005,318
2012-12-31 (YTD Data)Rank
Total interest income$10,169,0002,532
Total interest expense$1,918,0002,200
Net interest income$8,251,0002,605
Provision for loan and lease losses$1,304,0001,463
Total noninterest income$827,0003,587
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$267,0003,705
Trading account gains and fees$0166
Additional Noninterest Income$560,0003,195
Total noninterest expense$6,610,0002,803
Salaries and employee benefits$2,607,0003,455
Premises and equipment expense$359,0004,544
Additional noninterest expense$3,644,0001,808
Pre-tax net operating income$1,164,0003,784
Securities gains (losses)$03,810
Applicable income taxes$87,0003,606
Income before extraordinary items$1,077,0003,758
Extraordinary gains, net$029
Net income$1,077,0003,759
Minority interest net income$093
Net income of bank and minority interests.$1,077,0003,760
Net charge-offs$1,471,0001,423
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,077,0003,591
2012-09-30 (YTD Data)Rank
Total interest income$7,804,0002,524
Total interest expense$1,477,0002,237
Net interest income$6,327,0002,580
Provision for loan and lease losses$1,151,0001,281
Total noninterest income$561,0003,811
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$198,0003,783
Trading account gains and fees$0157
Additional Noninterest Income$363,0003,409
Total noninterest expense$4,880,0002,854
Salaries and employee benefits$2,020,0003,398
Premises and equipment expense$267,0004,622
Additional noninterest expense$2,593,0001,905
Pre-tax net operating income$857,0003,918
Securities gains (losses)$03,575
Applicable income taxes$91,0003,435
Income before extraordinary items$766,0003,932
Extraordinary gains, net$020
Net income$766,0003,932
Minority interest net income$086
Net income of bank and minority interests.$766,0003,934
Net charge-offs$1,045,0001,419
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$766,0003,769
2012-06-30 (YTD Data)Rank
Total interest income$5,260,0002,510
Total interest expense$1,006,0002,270
Net interest income$4,254,0002,559
Provision for loan and lease losses$826,0001,264
Total noninterest income$328,0004,031
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$131,0003,777
Trading account gains and fees$0153
Additional Noninterest Income$197,0003,699
Total noninterest expense$3,189,0002,908
Salaries and employee benefits$1,357,0003,399
Premises and equipment expense$172,0004,735
Additional noninterest expense$1,660,0001,975
Pre-tax net operating income$567,0003,898
Securities gains (losses)$03,178
Applicable income taxes$71,0003,321
Income before extraordinary items$496,0004,011
Extraordinary gains, net$019
Net income$496,0004,014
Minority interest net income$084
Net income of bank and minority interests.$496,0004,015
Net charge-offs$373,0002,081
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$496,0003,817
2012-03-31 (YTD Data)Rank
Total interest income$2,681,0002,499
Total interest expense$511,0002,322
Net interest income$2,170,0002,520
Provision for loan and lease losses$553,000991
Total noninterest income$169,0003,986
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$65,0003,802
Trading account gains and fees$0148
Additional Noninterest Income$104,0003,646
Total noninterest expense$1,563,0002,947
Salaries and employee benefits$669,0003,461
Premises and equipment expense$86,0004,752
Additional noninterest expense$808,0002,013
Pre-tax net operating income$223,0004,352
Securities gains (losses)$02,210
Applicable income taxes$22,0003,624
Income before extraordinary items$201,0004,375
Extraordinary gains, net$019
Net income$201,0004,378
Minority interest net income$078
Net income of bank and minority interests.$201,0004,378
Net charge-offs$267,0001,592
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$201,0004,217
2011-12-31 (YTD Data)Rank
Total interest income$10,946,0002,546
Total interest expense$2,669,0002,158
Net interest income$8,277,0002,646
Provision for loan and lease losses$2,489,0001,344
Total noninterest income$893,0003,315
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0005,961
Trading account gains and fees$0146
Additional Noninterest Income$822,0002,401
Total noninterest expense$6,214,0002,974
Salaries and employee benefits$2,554,0003,505
Premises and equipment expense$1,196,0002,070
Additional noninterest expense$2,464,0002,619
Pre-tax net operating income$467,0004,801
Securities gains (losses)$03,838
Applicable income taxes$45,0003,804
Income before extraordinary items$422,0004,880
Extraordinary gains, net$029
Net income$422,0004,882
Minority interest net income$096
Net income of bank and minority interests.$422,0004,881
Net charge-offs$1,134,0002,211
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$422,0004,743
2011-09-30 (YTD Data)Rank
Total interest income$8,273,0002,548
Total interest expense$2,095,0002,164
Net interest income$6,178,0002,662
Provision for loan and lease losses$1,706,0001,382
Total noninterest income$644,0003,393
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0006,003
Trading account gains and fees$0145
Additional Noninterest Income$591,0002,445
Total noninterest expense$4,803,0002,902
Salaries and employee benefits$1,925,0003,493
Premises and equipment expense$887,0002,104
Additional noninterest expense$1,991,0002,475
Pre-tax net operating income$313,0005,055
Securities gains (losses)$03,555
Applicable income taxes$27,0003,924
Income before extraordinary items$286,0005,124
Extraordinary gains, net$021
Net income$286,0005,125
Minority interest net income$087
Net income of bank and minority interests.$286,0005,125
Net charge-offs$694,0002,291
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$286,0004,994
2011-06-30 (YTD Data)Rank
Total interest income$5,511,0002,573
Total interest expense$1,440,0002,184
Net interest income$4,071,0002,702
Provision for loan and lease losses$1,182,0001,361
Total noninterest income$421,0003,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0006,037
Trading account gains and fees$0153
Additional Noninterest Income$387,0002,479
Total noninterest expense$3,076,0003,031
Salaries and employee benefits$1,286,0003,502
Premises and equipment expense$570,0002,196
Additional noninterest expense$1,220,0002,704
Pre-tax net operating income$234,0004,922
Securities gains (losses)$02,914
Applicable income taxes$14,0003,977
Income before extraordinary items$220,0004,875
Extraordinary gains, net$015
Net income$220,0004,874
Minority interest net income$089
Net income of bank and minority interests.$220,0004,875
Net charge-offs$576,0001,997
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$220,0004,788
2011-03-31 (YTD Data)Rank
Total interest income$2,702,0002,640
Total interest expense$716,0002,268
Net interest income$1,986,0002,752
Provision for loan and lease losses$538,0001,368
Total noninterest income$223,0003,374
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$18,0005,934
Trading account gains and fees$0158
Additional Noninterest Income$205,0002,436
Total noninterest expense$1,560,0003,001
Salaries and employee benefits$640,0003,551
Premises and equipment expense$289,0002,209
Additional noninterest expense$631,0002,619
Pre-tax net operating income$111,0005,023
Securities gains (losses)$01,772
Applicable income taxes$3,0004,206
Income before extraordinary items$108,0004,903
Extraordinary gains, net$09
Net income$108,0004,900
Minority interest net income$086
Net income of bank and minority interests.$108,0004,902
Net charge-offs$135,0002,459
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$108,0004,846
2010-12-31 (YTD Data)Rank
Total interest income$10,869,0002,747
Total interest expense$3,439,0002,299
Net interest income$7,430,0002,929
Provision for loan and lease losses$2,148,0001,979
Total noninterest income$806,0003,639
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$806,0002,488
Total noninterest expense$5,750,0003,216
Salaries and employee benefits$2,347,0003,774
Premises and equipment expense$1,074,0002,326
Additional noninterest expense$2,329,0002,841
Pre-tax net operating income$338,0004,794
Securities gains (losses)$03,793
Applicable income taxes$20,0004,002
Income before extraordinary items$318,0004,886
Extraordinary gains, net$029
Net income$318,0004,889
Minority interest net income$0111
Net income of bank and minority interests.$318,0004,889
Net charge-offs$685,0003,200
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$318,0004,736
2010-09-30 (YTD Data)Rank
Total interest income$8,197,0002,790
Total interest expense$2,700,0002,293
Net interest income$5,497,0003,002
Provision for loan and lease losses$1,491,0001,988
Total noninterest income$493,0004,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$493,0002,778
Total noninterest expense$4,312,0003,222
Salaries and employee benefits$1,797,0003,744
Premises and equipment expense$796,0002,396
Additional noninterest expense$1,719,0002,821
Pre-tax net operating income$187,0005,313
Securities gains (losses)$03,651
Applicable income taxes$15,0004,104
Income before extraordinary items$172,0005,422
Extraordinary gains, net$023
Net income$172,0005,425
Minority interest net income$0110
Net income of bank and minority interests.$172,0005,425
Net charge-offs$435,0003,257
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$172,0005,260
2010-06-30 (YTD Data)Rank
Total interest income$5,444,0002,822
Total interest expense$1,876,0002,284
Net interest income$3,568,0003,068
Provision for loan and lease losses$796,0002,193
Total noninterest income$261,0004,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$261,0003,059
Total noninterest expense$2,875,0003,223
Salaries and employee benefits$1,171,0003,830
Premises and equipment expense$547,0002,356
Additional noninterest expense$1,157,0002,797
Pre-tax net operating income$158,0005,168
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$158,0005,169
Extraordinary gains, net$019
Net income$158,0005,172
Minority interest net income$0105
Net income of bank and minority interests.$158,0005,171
Net charge-offs$188,0003,619
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$158,0005,021
2010-03-31 (YTD Data)Rank
Total interest income$2,702,0002,899
Total interest expense$942,0002,396
Net interest income$1,760,0003,117
Provision for loan and lease losses$360,0002,187
Total noninterest income$123,0004,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$123,0003,163
Total noninterest expense$1,386,0003,356
Salaries and employee benefits$582,0003,916
Premises and equipment expense$277,0002,374
Additional noninterest expense$527,0003,027
Pre-tax net operating income$137,0004,683
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$137,0004,536
Extraordinary gains, net$016
Net income$137,0004,536
Minority interest net income$091
Net income of bank and minority interests.$137,0004,535
Net charge-offs$189,0002,495
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$137,0004,422
2009-12-31 (YTD Data)Rank
Total interest income$10,555,0003,097
Total interest expense$4,239,0002,614
Net interest income$6,316,0003,308
Provision for loan and lease losses$1,997,0002,478
Total noninterest income$644,0004,231
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$644,0002,795
Total noninterest expense$5,857,0003,242
Salaries and employee benefits$2,083,0004,227
Premises and equipment expense$1,402,0001,915
Additional noninterest expense$2,372,0002,872
Pre-tax net operating income$-894,0006,212
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-894,0006,310
Extraordinary gains, net$034
Net income$-894,0006,309
Minority interest net income$0115
Net income of bank and minority interests.$-894,0006,309
Net charge-offs$895,0003,000
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-894,0006,316
2009-09-30 (YTD Data)Rank
Total interest income$7,873,0003,155
Total interest expense$3,215,0002,690
Net interest income$4,658,0003,364
Provision for loan and lease losses$1,634,0002,121
Total noninterest income$496,0004,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$496,0002,824
Total noninterest expense$4,221,0003,353
Salaries and employee benefits$1,602,0004,185
Premises and equipment expense$920,0002,194
Additional noninterest expense$1,699,0002,972
Pre-tax net operating income$-701,0006,470
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-701,0006,568
Extraordinary gains, net$027
Net income$-701,0006,569
Minority interest net income$0118
Net income of bank and minority interests.$-701,0006,569
Net charge-offs$766,0002,531
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-701,0006,571
2009-06-30 (YTD Data)Rank
Total interest income$5,277,0003,164
Total interest expense$2,200,0002,739
Net interest income$3,077,0003,389
Provision for loan and lease losses$1,193,0001,881
Total noninterest income$300,0004,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$300,0003,003
Total noninterest expense$2,620,0003,584
Salaries and employee benefits$1,052,0004,282
Premises and equipment expense$551,0002,438
Additional noninterest expense$1,017,0003,253
Pre-tax net operating income$-436,0006,574
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-436,0006,692
Extraordinary gains, net$021
Net income$-436,0006,693
Minority interest net income$0112
Net income of bank and minority interests.$-436,0006,693
Net charge-offs$746,0001,916
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-436,0006,668
2009-03-31 (YTD Data)Rank
Total interest income$2,597,0003,233
Total interest expense$1,184,0002,663
Net interest income$1,413,0003,619
Provision for loan and lease losses$420,0001,952
Total noninterest income$105,0005,122
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$105,0003,590
Total noninterest expense$1,230,0003,696
Salaries and employee benefits$504,0004,433
Premises and equipment expense$245,0002,713
Additional noninterest expense$481,0003,106
Pre-tax net operating income$-132,0006,738
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-132,0006,884
Extraordinary gains, net$015
Net income$-132,0006,885
Minority interest net income$0102
Net income of bank and minority interests.$-132,0006,885
Net charge-offs$194,0002,165
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-132,0006,806
2008-12-31 (YTD Data)Rank
Total interest income$9,085,0003,778
Total interest expense$4,869,0003,018
Net interest income$4,216,0004,409
Provision for loan and lease losses$868,0002,917
Total noninterest income$357,0005,500
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$357,0003,784
Total noninterest expense$4,979,0003,578
Salaries and employee benefits$1,994,0004,469
Premises and equipment expense$859,0002,999
Additional noninterest expense$2,126,0002,706
Pre-tax net operating income$-1,274,0007,132
Securities gains (losses)$2,0002,962
Applicable income taxes$04,979
Income before extraordinary items$-1,272,0007,120
Extraordinary gains, net$039
Net income$-1,272,0007,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,0002,571
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,274,0007,234
2008-09-30 (YTD Data)Rank
Total interest income$6,539,0003,948
Total interest expense$3,603,0003,173
Net interest income$2,936,0004,674
Provision for loan and lease losses$533,0002,648
Total noninterest income$270,0005,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$270,0003,873
Total noninterest expense$3,697,0003,598
Salaries and employee benefits$1,518,0004,425
Premises and equipment expense$614,0003,134
Additional noninterest expense$1,565,0002,669
Pre-tax net operating income$-1,024,0007,546
Securities gains (losses)$2,0002,845
Applicable income taxes$05,372
Income before extraordinary items$-1,022,0007,512
Extraordinary gains, net$031
Net income$-1,022,0007,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0002,046
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,024,0007,631
2008-06-30 (YTD Data)Rank
Total interest income$4,431,0003,956
Total interest expense$2,514,0003,171
Net interest income$1,917,0004,743
Provision for loan and lease losses$309,0002,491
Total noninterest income$178,0005,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$178,0003,996
Total noninterest expense$2,356,0003,754
Salaries and employee benefits$1,012,0004,479
Premises and equipment expense$396,0003,238
Additional noninterest expense$948,0002,874
Pre-tax net operating income$-570,0007,658
Securities gains (losses)$2,0002,957
Applicable income taxes$05,627
Income before extraordinary items$-568,0007,740
Extraordinary gains, net$021
Net income$-568,0007,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,742
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-570,0007,724
2008-03-31 (YTD Data)Rank
Total interest income$2,242,0004,015
Total interest expense$1,399,0003,064
Net interest income$843,0005,145
Provision for loan and lease losses$57,0003,660
Total noninterest income$87,0005,705
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$87,0004,033
Total noninterest expense$1,148,0003,832
Salaries and employee benefits$509,0004,490
Premises and equipment expense$197,0003,281
Additional noninterest expense$442,0003,028
Pre-tax net operating income$-275,0007,875
Securities gains (losses)$2,0002,447
Applicable income taxes$05,622
Income before extraordinary items$-273,0007,949
Extraordinary gains, net$015
Net income$-273,0007,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,814
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-275,0007,922
2007-12-31 (YTD Data)Rank
Total interest income$8,785,0004,111
Total interest expense$6,451,0002,830
Net interest income$2,334,0006,143
Provision for loan and lease losses$298,0003,219
Total noninterest income$211,0006,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$211,0004,955
Total noninterest expense$4,348,0003,869
Salaries and employee benefits$1,802,0004,745
Premises and equipment expense$1,425,0001,842
Additional noninterest expense$1,121,0004,271
Pre-tax net operating income$-2,101,0008,285
Securities gains (losses)$-1,0007,069
Applicable income taxes$06,070
Income before extraordinary items$-2,102,0008,327
Extraordinary gains, net$039
Net income$-2,102,0008,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,940
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-2,101,0008,315
2007-09-30 (YTD Data)Rank
Total interest income$6,493,0004,165
Total interest expense$4,816,0002,832
Net interest income$1,677,0006,281
Provision for loan and lease losses$175,0003,251
Total noninterest income$148,0006,795
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$148,0005,121
Total noninterest expense$3,235,0003,874
Salaries and employee benefits$1,389,0004,610
Premises and equipment expense$1,062,0001,839
Additional noninterest expense$784,0004,433
Pre-tax net operating income$-1,585,0008,394
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,585,0008,424
Extraordinary gains, net$033
Net income$-1,585,0008,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,090
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-1,585,0008,411
2007-06-30 (YTD Data)Rank
Total interest income$4,236,0004,243
Total interest expense$3,166,0002,868
Net interest income$1,070,0006,434
Provision for loan and lease losses$110,0003,149
Total noninterest income$94,0006,931
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$94,0005,231
Total noninterest expense$2,187,0003,853
Salaries and employee benefits$917,0004,687
Premises and equipment expense$732,0001,803
Additional noninterest expense$538,0004,344
Pre-tax net operating income$-1,133,0008,480
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-1,133,0008,504
Extraordinary gains, net$029
Net income$-1,133,0008,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,096
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-1,133,0008,493
2007-03-31 (YTD Data)Rank
Total interest income$2,077,0004,290
Total interest expense$1,558,0002,887
Net interest income$519,0006,523
Provision for loan and lease losses$74,0002,544
Total noninterest income$48,0006,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$48,0005,190
Total noninterest expense$1,137,0003,726
Salaries and employee benefits$457,0004,736
Premises and equipment expense$374,0001,778
Additional noninterest expense$306,0003,915
Pre-tax net operating income$-644,0008,552
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-644,0008,565
Extraordinary gains, net$022
Net income$-644,0008,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,124
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-644,0008,558
2006-12-31 (YTD Data)Rank
Total interest income$6,495,0004,766
Total interest expense$4,911,0003,077
Net interest income$1,584,0007,069
Provision for loan and lease losses$221,0003,340
Total noninterest income$186,0007,033
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$186,0005,252
Total noninterest expense$4,288,0003,778
Salaries and employee benefits$1,595,0004,997
Premises and equipment expense$1,755,0001,464
Additional noninterest expense$938,0004,721
Pre-tax net operating income$-2,739,0008,622
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-2,739,0008,635
Extraordinary gains, net$051
Net income$-2,739,0008,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,834
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$9,000,000232
Net operating income$-2,739,0008,626
2006-09-30 (YTD Data)Rank
Total interest income$4,533,0004,960
Total interest expense$3,320,0003,242
Net interest income$1,213,0007,111
Provision for loan and lease losses$178,0003,124
Total noninterest income$143,0007,042
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$143,0005,225
Total noninterest expense$3,191,0003,789
Salaries and employee benefits$1,134,0005,146
Premises and equipment expense$1,328,0001,461
Additional noninterest expense$729,0004,578
Pre-tax net operating income$-2,013,0008,696
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-2,013,0008,702
Extraordinary gains, net$045
Net income$-2,013,0008,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$9,000,000172
Net operating income$-2,013,0008,696
2006-06-30 (YTD Data)Rank
Total interest income$2,747,0005,243
Total interest expense$1,877,0003,567
Net interest income$870,0007,000
Provision for loan and lease losses$130,0002,874
Total noninterest income$95,0007,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$95,0005,241
Total noninterest expense$2,127,0003,802
Salaries and employee benefits$742,0005,216
Premises and equipment expense$885,0001,471
Additional noninterest expense$500,0004,489
Pre-tax net operating income$-1,292,0008,725
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,292,0008,729
Extraordinary gains, net$039
Net income$-1,292,0008,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$9,000,000113
Net operating income$-1,292,0008,721
2006-03-31 (YTD Data)Rank
Total interest income$1,207,0005,586
Total interest expense$745,0004,015
Net interest income$462,0006,881
Provision for loan and lease losses$75,0002,394
Total noninterest income$46,0007,078
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$46,0005,273
Total noninterest expense$1,042,0003,894
Salaries and employee benefits$372,0005,244
Premises and equipment expense$428,0001,523
Additional noninterest expense$242,0004,572
Pre-tax net operating income$-609,0008,716
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-609,0008,726
Extraordinary gains, net$021
Net income$-609,0008,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$9,000,00054
Net operating income$-609,0008,716
2005-12-31 (YTD Data)Rank
Total interest income$1,772,0007,662
Total interest expense$1,018,0006,242
Net interest income$754,0008,272
Provision for loan and lease losses$116,0004,625
Total noninterest income$173,0007,284
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$173,0005,458
Total noninterest expense$4,107,0003,791
Salaries and employee benefits$1,266,0005,606
Premises and equipment expense$1,374,0001,767
Additional noninterest expense$1,467,0003,282
Pre-tax net operating income$-3,296,0008,802
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-3,296,0008,807
Extraordinary gains, net$046
Net income$-3,296,0008,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,928
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-3,296,0008,795
2005-09-30 (YTD Data)Rank
Total interest income$998,0008,085
Total interest expense$517,0007,018
Net interest income$481,0008,444
Provision for loan and lease losses$48,0005,260
Total noninterest income$121,0007,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$121,0005,592
Total noninterest expense$2,605,0004,285
Salaries and employee benefits$956,0005,572
Premises and equipment expense$933,0001,930
Additional noninterest expense$716,0004,558
Pre-tax net operating income$-2,051,0008,813
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-2,051,0008,823
Extraordinary gains, net$035
Net income$-2,051,0008,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,382
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-2,051,0008,810
2005-06-30 (YTD Data)Rank
Total interest income$517,0008,349
Total interest expense$254,0007,491
Net interest income$263,0008,572
Provision for loan and lease losses$06,626
Total noninterest income$72,0007,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$72,0005,829
Total noninterest expense$1,526,0004,672
Salaries and employee benefits$625,0005,624
Premises and equipment expense$553,0002,143
Additional noninterest expense$348,0005,546
Pre-tax net operating income$-1,191,0008,803
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-1,191,0008,819
Extraordinary gains, net$030
Net income$-1,191,0008,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,895
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-1,191,0008,805
2005-03-31 (YTD Data)Rank
Total interest income$214,0008,566
Total interest expense$95,0007,914
Net interest income$119,0008,696
Provision for loan and lease losses$06,226
Total noninterest income$42,0007,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$42,0005,556
Total noninterest expense$720,0004,894
Salaries and employee benefits$314,0005,637
Premises and equipment expense$251,0002,350
Additional noninterest expense$155,0005,895
Pre-tax net operating income$-559,0008,862
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-559,0008,877
Extraordinary gains, net$024
Net income$-559,0008,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-559,0008,864
2004-12-31 (YTD Data)Rank
Total interest income$724,0008,633
Total interest expense$231,0008,362
Net interest income$493,0008,649
Provision for loan and lease losses$10,0007,024
Total noninterest income$52,0008,561
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$52,0007,358
Total noninterest expense$2,568,0005,208
Salaries and employee benefits$1,246,0005,580
Premises and equipment expense$1,003,0002,281
Additional noninterest expense$319,0007,593
Pre-tax net operating income$-2,033,0008,896
Securities gains (losses)$9,0002,866
Applicable income taxes$07,185
Income before extraordinary items$-2,024,0008,913
Extraordinary gains, net$034
Net income$-2,024,0008,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-2,033,0008,898
2004-09-30 (YTD Data)Rank
Total interest income$515,0008,705
Total interest expense$151,0008,510
Net interest income$364,0008,712
Provision for loan and lease losses$10,0006,700
Total noninterest income$34,0008,672
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$34,0007,563
Total noninterest expense$1,908,0005,198
Salaries and employee benefits$908,0005,636
Premises and equipment expense$741,0002,314
Additional noninterest expense$259,0007,419
Pre-tax net operating income$-1,520,0008,950
Securities gains (losses)$8,0002,829
Applicable income taxes$07,220
Income before extraordinary items$-1,512,0008,962
Extraordinary gains, net$026
Net income$-1,512,0008,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-1,520,0008,950
2004-06-30 (YTD Data)Rank
Total interest income$296,0008,829
Total interest expense$85,0008,667
Net interest income$211,0008,835
Provision for loan and lease losses$10,0006,364
Total noninterest income$23,0008,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$23,0007,596
Total noninterest expense$1,274,0005,221
Salaries and employee benefits$596,0005,708
Premises and equipment expense$501,0002,284
Additional noninterest expense$177,0007,409
Pre-tax net operating income$-1,050,0008,997
Securities gains (losses)$8,0002,538
Applicable income taxes$07,214
Income before extraordinary items$-1,042,0009,015
Extraordinary gains, net$021
Net income$-1,042,0009,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-1,050,0009,000
2004-03-31 (YTD Data)Rank
Total interest income$135,0008,902
Total interest expense$39,0008,754
Net interest income$96,0008,907
Provision for loan and lease losses$10,0005,595
Total noninterest income$14,0008,663
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$14,0007,349
Total noninterest expense$621,0005,332
Salaries and employee benefits$282,0005,928
Premises and equipment expense$255,0002,259
Additional noninterest expense$84,0007,525
Pre-tax net operating income$-521,0009,039
Securities gains (losses)$5,0002,336
Applicable income taxes$07,103
Income before extraordinary items$-516,0009,056
Extraordinary gains, net$016
Net income$-516,0009,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-521,0009,037
2003-12-31 (YTD Data)Rank
Total interest income$193,0009,078
Total interest expense$51,0009,039
Net interest income$142,0009,073
Provision for loan and lease losses$48,0006,339
Total noninterest income$37,0008,880
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$37,0007,907
Total noninterest expense$2,596,0005,087
Salaries and employee benefits$1,050,0006,092
Premises and equipment expense$998,0002,263
Additional noninterest expense$548,0006,259
Pre-tax net operating income$-2,465,0009,096
Securities gains (losses)$12,0003,514
Applicable income taxes$07,459
Income before extraordinary items$-2,453,0009,131
Extraordinary gains, net$054
Net income$-2,453,0009,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$12,254,00058
Net operating income$-2,465,0009,099
2003-09-30 (YTD Data)Rank
Total interest income$88,0009,179
Total interest expense$24,0009,137
Net interest income$64,0009,173
Provision for loan and lease losses$27,0006,482
Total noninterest income$17,0009,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$17,0008,372
Total noninterest expense$1,750,0005,433
Salaries and employee benefits$648,0006,710
Premises and equipment expense$683,0002,476
Additional noninterest expense$419,0006,197
Pre-tax net operating income$-1,696,0009,144
Securities gains (losses)$9,0003,379
Applicable income taxes$07,524
Income before extraordinary items$-1,687,0009,180
Extraordinary gains, net$040
Net income$-1,687,0009,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$12,254,00040
Net operating income$-1,696,0009,146
2003-06-30 (YTD Data)Rank
Total interest income$40,0009,233
Total interest expense$12,0009,194
Net interest income$28,0009,228
Provision for loan and lease losses$4,0007,175
Total noninterest income$3,0009,179
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$3,0008,960
Total noninterest expense$1,147,0005,497
Salaries and employee benefits$418,0006,829
Premises and equipment expense$397,0002,791
Additional noninterest expense$332,0005,640
Pre-tax net operating income$-1,120,0009,173
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-1,120,0009,218
Extraordinary gains, net$030
Net income$-1,120,0009,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$12,254,00030
Net operating income$-1,120,0009,177
2003-03-31 (YTD Data)Rank
Total interest income$15,0009,289
Total interest expense$2,0009,258
Net interest income$13,0009,281
Provision for loan and lease losses$06,934
Total noninterest income$1,0009,226
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,0009,034
Total noninterest expense$555,0005,605
Salaries and employee benefits$144,0007,818
Premises and equipment expense$172,0003,124
Additional noninterest expense$239,0004,360
Pre-tax net operating income$-541,0009,206
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-541,0009,249
Extraordinary gains, net$021
Net income$-541,0009,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$12,254,00012
Net operating income$-541,0009,208

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.