Home > MVB Bank, Inc > Income and Expense

MVB Bank, Inc, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$43,271,000377
Total interest expense$15,757,000393
Net interest income$27,514,000383
Provision for loan and lease losses$177,0001,099
Total noninterest income$6,860,000388
Gross Fiduciary activities income$0918
Service charges on deposit accounts$1,740,000223
Trading account gains and fees$0116
Additional Noninterest Income$5,120,000347
Total noninterest expense$23,915,000349
Salaries and employee benefits$11,151,000387
Premises and equipment expense$2,155,000352
Additional noninterest expense$5,120,000347
Pre-tax net operating income$10,282,000426
Securities gains (losses)$-308,0004,379
Applicable income taxes$570,000952
Income before extraordinary items$9,404,000384
Extraordinary gains, net$047
Net income$9,422,000388
Minority interest net income$-18,0004,469
Net income of bank and minority interests.$9,404,000383
Net charge-offs$857,000316
Cash dividends$2,754,000439
Sale, conversion, retirement of capital stock, net$299,000199
Net operating income$9,693,520381
2024-12-31 (YTD Data)Rank
Total interest income$185,965,000351
Total interest expense$73,147,000367
Net interest income$112,818,000353
Provision for loan and lease losses$2,542,000541
Total noninterest income$37,153,000327
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$6,128,000244
Trading account gains and fees$0138
Additional Noninterest Income$31,025,000260
Total noninterest expense$102,824,000324
Salaries and employee benefits$48,575,000350
Premises and equipment expense$7,904,000377
Additional noninterest expense$31,025,000260
Pre-tax net operating income$44,605,000370
Securities gains (losses)$2,101,00067
Applicable income taxes$10,615,000335
Income before extraordinary items$36,091,000365
Extraordinary gains, net$053
Net income$35,937,000369
Minority interest net income$154,00057
Net income of bank and minority interests.$36,091,000365
Net charge-offs$4,399,000310
Cash dividends$37,000,000222
Sale, conversion, retirement of capital stock, net$1,435,000210
Net operating income$34,431,210386
2024-09-30 (YTD Data)Rank
Total interest income$142,873,000337
Total interest expense$55,794,000359
Net interest income$87,079,000334
Provision for loan and lease losses$2,712,000410
Total noninterest income$18,677,000409
Gross Fiduciary activities income$0972
Service charges on deposit accounts$4,676,000239
Trading account gains and fees$0139
Additional Noninterest Income$14,001,000377
Total noninterest expense$74,941,000323
Salaries and employee benefits$35,426,000352
Premises and equipment expense$5,999,000369
Additional noninterest expense$14,001,000377
Pre-tax net operating income$28,103,000415
Securities gains (losses)$1,380,00081
Applicable income taxes$6,618,000381
Income before extraordinary items$22,865,000408
Extraordinary gains, net$051
Net income$22,708,000420
Minority interest net income$157,00049
Net income of bank and minority interests.$22,865,000410
Net charge-offs$2,876,000314
Cash dividends$23,879,000226
Sale, conversion, retirement of capital stock, net$1,030,000197
Net operating income$21,774,800427
2024-06-30 (YTD Data)Rank
Total interest income$96,211,000334
Total interest expense$36,562,000358
Net interest income$59,649,000325
Provision for loan and lease losses$2,252,000346
Total noninterest income$15,187,000367
Gross Fiduciary activities income$0962
Service charges on deposit accounts$3,240,000233
Trading account gains and fees$0145
Additional Noninterest Income$11,947,000313
Total noninterest expense$51,397,000315
Salaries and employee benefits$23,251,000360
Premises and equipment expense$3,991,000374
Additional noninterest expense$11,947,000313
Pre-tax net operating income$21,187,000380
Securities gains (losses)$882,00088
Applicable income taxes$5,021,000341
Income before extraordinary items$17,048,000380
Extraordinary gains, net$052
Net income$16,968,000384
Minority interest net income$80,00056
Net income of bank and minority interests.$17,048,000382
Net charge-offs$2,165,000286
Cash dividends$20,619,000192
Sale, conversion, retirement of capital stock, net$714,000183
Net operating income$16,351,220389
2024-03-31 (YTD Data)Rank
Total interest income$50,050,000327
Total interest expense$18,933,000353
Net interest income$31,117,000318
Provision for loan and lease losses$1,998,000224
Total noninterest income$8,135,000342
Gross Fiduciary activities income$0895
Service charges on deposit accounts$1,787,000213
Trading account gains and fees$0121
Additional Noninterest Income$6,348,000291
Total noninterest expense$26,209,000312
Salaries and employee benefits$11,793,000352
Premises and equipment expense$1,968,000384
Additional noninterest expense$6,348,000291
Pre-tax net operating income$11,045,000369
Securities gains (losses)$868,00058
Applicable income taxes$2,642,000343
Income before extraordinary items$9,271,000373
Extraordinary gains, net$051
Net income$9,251,000373
Minority interest net income$20,00060
Net income of bank and minority interests.$9,271,000373
Net charge-offs$1,315,000231
Cash dividends$7,000,000224
Sale, conversion, retirement of capital stock, net$347,000120
Net operating income$8,585,280378
2023-12-31 (YTD Data)Rank
Total interest income$190,061,000315
Total interest expense$62,587,000334
Net interest income$127,474,000306
Provision for loan and lease losses$-1,921,0004,529
Total noninterest income$17,302,000512
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,454,000227
Trading account gains and fees$0123
Additional Noninterest Income$10,848,000510
Total noninterest expense$101,536,000318
Salaries and employee benefits$46,225,000349
Premises and equipment expense$8,790,000331
Additional noninterest expense$10,848,000510
Pre-tax net operating income$45,161,000377
Securities gains (losses)$-1,811,0004,388
Applicable income taxes$9,396,000366
Income before extraordinary items$33,954,000382
Extraordinary gains, net$8,782,00039
Net income$42,961,000329
Minority interest net income$-225,0004,589
Net income of bank and minority interests.$42,736,000329
Net charge-offs$9,295,000169
Cash dividends$11,807,000437
Sale, conversion, retirement of capital stock, net$1,895,000142
Net operating income$35,384,690383
2023-06-30 (YTD Data)Rank
Total interest income$91,971,000304
Total interest expense$27,518,000315
Net interest income$64,453,000309
Provision for loan and lease losses$341,000961
Total noninterest income$7,030,000580
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,595,000204
Trading account gains and fees$0112
Additional Noninterest Income$3,435,000686
Total noninterest expense$49,151,000311
Salaries and employee benefits$22,870,000342
Premises and equipment expense$4,552,000314
Additional noninterest expense$3,435,000686
Pre-tax net operating income$21,991,000406
Securities gains (losses)$-2,399,0004,573
Applicable income taxes$3,834,000431
Income before extraordinary items$15,758,000422
Extraordinary gains, net$8,782,00037
Net income$24,775,000309
Minority interest net income$-235,0004,648
Net income of bank and minority interests.$24,540,000306
Net charge-offs$2,911,000183
Cash dividends$3,081,000621
Sale, conversion, retirement of capital stock, net$989,000122
Net operating income$17,677,200394
2023-03-31 (YTD Data)Rank
Total interest income$44,811,000316
Total interest expense$11,074,000339
Net interest income$33,737,000304
Provision for loan and lease losses$4,576,000144
Total noninterest income$2,924,000665
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,749,000216
Trading account gains and fees$097
Additional Noninterest Income$1,175,000861
Total noninterest expense$22,927,000336
Salaries and employee benefits$11,775,000347
Premises and equipment expense$2,131,000344
Additional noninterest expense$1,175,000861
Pre-tax net operating income$9,158,000458
Securities gains (losses)$-1,844,0004,610
Applicable income taxes$1,407,000531
Income before extraordinary items$5,907,000547
Extraordinary gains, net$8,782,0001
Net income$14,812,000266
Minority interest net income$-123,0004,674
Net income of bank and minority interests.$14,689,000266
Net charge-offs$1,677,000160
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,400,640467
2022-12-31 (YTD Data)Rank
Total interest income$125,972,000337
Total interest expense$11,035,000421
Net interest income$114,937,000326
Provision for loan and lease losses$14,194,000142
Total noninterest income$39,269,000300
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$5,070,000272
Trading account gains and fees$0116
Additional Noninterest Income$34,199,000235
Total noninterest expense$103,501,000301
Salaries and employee benefits$55,580,000298
Premises and equipment expense$9,112,000321
Additional noninterest expense$34,199,000235
Pre-tax net operating income$36,511,000480
Securities gains (losses)$-852,0004,425
Applicable income taxes$7,599,000462
Income before extraordinary items$28,060,000492
Extraordinary gains, net$05
Net income$28,720,000489
Minority interest net income$-660,0004,706
Net income of bank and minority interests.$28,060,000493
Net charge-offs$8,623,000100
Cash dividends$40,262,000193
Sale, conversion, retirement of capital stock, net$0568
Net operating income$28,733,080494
2022-09-30 (YTD Data)Rank
Total interest income$85,181,000349
Total interest expense$4,669,000492
Net interest income$80,512,000338
Provision for loan and lease losses$11,500,000129
Total noninterest income$31,637,000292
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,888,000275
Trading account gains and fees$0111
Additional Noninterest Income$27,749,000228
Total noninterest expense$78,076,000303
Salaries and employee benefits$42,491,000298
Premises and equipment expense$6,648,000331
Additional noninterest expense$27,749,000228
Pre-tax net operating income$22,573,000556
Securities gains (losses)$545,00062
Applicable income taxes$4,685,000534
Income before extraordinary items$18,433,000545
Extraordinary gains, net$04
Net income$18,954,000529
Minority interest net income$-521,0004,744
Net income of bank and minority interests.$18,433,000545
Net charge-offs$3,251,000167
Cash dividends$7,218,000452
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,997,000572
2022-06-30 (YTD Data)Rank
Total interest income$51,289,000358
Total interest expense$1,344,000860
Net interest income$49,945,000346
Provision for loan and lease losses$6,380,000121
Total noninterest income$23,200,000271
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,439,000282
Trading account gains and fees$0108
Additional Noninterest Income$20,761,000218
Total noninterest expense$51,662,000296
Salaries and employee benefits$28,449,000293
Premises and equipment expense$4,114,000343
Additional noninterest expense$19,099,000268
Pre-tax net operating income$15,103,000529
Securities gains (losses)$606,00049
Applicable income taxes$3,448,000473
Income before extraordinary items$12,261,000522
Extraordinary gains, net$04
Net income$12,619,000509
Minority interest net income$-358,0004,767
Net income of bank and minority interests.$12,261,000522
Net charge-offs$1,912,000169
Cash dividends$4,602,000453
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,782,260542
2022-03-31 (YTD Data)Rank
Total interest income$23,286,000384
Total interest expense$664,000825
Net interest income$22,622,000369
Provision for loan and lease losses$1,280,000176
Total noninterest income$11,337,000280
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,855,000208
Trading account gains and fees$0103
Additional Noninterest Income$9,482,000244
Total noninterest expense$25,490,000301
Salaries and employee benefits$13,906,000299
Premises and equipment expense$2,072,000344
Additional noninterest expense$9,512,000268
Pre-tax net operating income$7,189,000524
Securities gains (losses)$739,00041
Applicable income taxes$1,774,000454
Income before extraordinary items$6,154,000505
Extraordinary gains, net$04
Net income$6,347,000493
Minority interest net income$-193,0004,793
Net income of bank and minority interests.$6,154,000505
Net charge-offs$738,000185
Cash dividends$2,500,000397
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,570,190549
2021-12-31 (YTD Data)Rank
Total interest income$84,415,000424
Total interest expense$4,114,000654
Net interest income$80,301,000413
Provision for loan and lease losses$-6,275,0004,694
Total noninterest income$53,396,000265
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,451,000293
Trading account gains and fees$0132
Additional Noninterest Income$48,945,000219
Total noninterest expense$85,206,000342
Salaries and employee benefits$46,506,000340
Premises and equipment expense$8,548,000335
Additional noninterest expense$30,152,000324
Pre-tax net operating income$54,766,000359
Securities gains (losses)$5,158,00082
Applicable income taxes$11,974,000346
Income before extraordinary items$47,950,000349
Extraordinary gains, net$010
Net income$48,375,000348
Minority interest net income$-425,0004,832
Net income of bank and minority interests.$47,950,000349
Net charge-offs$1,303,000361
Cash dividends$8,048,000559
Sale, conversion, retirement of capital stock, net$0582
Net operating income$43,823,600366
2021-09-30 (YTD Data)Rank
Total interest income$61,339,000439
Total interest expense$3,287,000650
Net interest income$58,052,000430
Provision for loan and lease losses$-542,0004,559
Total noninterest income$42,857,000257
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,604,000357
Trading account gains and fees$0132
Additional Noninterest Income$40,253,000211
Total noninterest expense$60,678,000354
Salaries and employee benefits$32,370,000360
Premises and equipment expense$6,473,000338
Additional noninterest expense$21,835,000325
Pre-tax net operating income$40,773,000368
Securities gains (losses)$4,473,00076
Applicable income taxes$8,896,000362
Income before extraordinary items$36,350,000347
Extraordinary gains, net$08
Net income$36,615,000345
Minority interest net income$-265,0004,907
Net income of bank and minority interests.$36,350,000347
Net charge-offs$115,0001,022
Cash dividends$5,115,000581
Sale, conversion, retirement of capital stock, net$0543
Net operating income$32,771,600375
2021-06-30 (YTD Data)Rank
Total interest income$39,979,000447
Total interest expense$2,380,000623
Net interest income$37,599,000433
Provision for loan and lease losses$-922,0004,668
Total noninterest income$23,589,000294
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,773,000334
Trading account gains and fees$0133
Additional Noninterest Income$21,816,000249
Total noninterest expense$38,659,000365
Salaries and employee benefits$19,226,000397
Premises and equipment expense$4,291,000340
Additional noninterest expense$15,142,000315
Pre-tax net operating income$23,451,000411
Securities gains (losses)$3,442,00071
Applicable income taxes$5,001,000402
Income before extraordinary items$21,892,000373
Extraordinary gains, net$06
Net income$22,003,000369
Minority interest net income$-111,0004,943
Net income of bank and minority interests.$21,892,000373
Net charge-offs$40,0001,232
Cash dividends$3,441,000563
Sale, conversion, retirement of capital stock, net$0517
Net operating income$19,103,980405
2021-03-31 (YTD Data)Rank
Total interest income$19,114,000466
Total interest expense$1,091,000727
Net interest income$18,023,000447
Provision for loan and lease losses$618,000301
Total noninterest income$10,786,000320
Gross Fiduciary activities income$0922
Service charges on deposit accounts$851,000345
Trading account gains and fees$0127
Additional Noninterest Income$9,935,000278
Total noninterest expense$16,515,000401
Salaries and employee benefits$8,843,000432
Premises and equipment expense$2,089,000355
Additional noninterest expense$5,583,000368
Pre-tax net operating income$11,676,000414
Securities gains (losses)$1,587,00076
Applicable income taxes$2,713,000381
Income before extraordinary items$10,550,000383
Extraordinary gains, net$03
Net income$10,577,000380
Minority interest net income$-27,0004,970
Net income of bank and minority interests.$10,550,000383
Net charge-offs$248,000379
Cash dividends$1,172,000671
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,280,400415
2020-12-31 (YTD Data)Rank
Total interest income$81,000,000432
Total interest expense$12,901,000394
Net interest income$68,099,000435
Provision for loan and lease losses$16,579,000254
Total noninterest income$91,550,000188
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,166,000494
Trading account gains and fees$0133
Additional Noninterest Income$89,384,000145
Total noninterest expense$87,182,000332
Salaries and employee benefits$50,351,000313
Premises and equipment expense$7,743,000363
Additional noninterest expense$29,088,000320
Pre-tax net operating income$55,888,000267
Securities gains (losses)$1,171,000331
Applicable income taxes$11,614,000269
Income before extraordinary items$45,445,000269
Extraordinary gains, net$04
Net income$45,445,000268
Minority interest net income$072
Net income of bank and minority interests.$45,445,000269
Net charge-offs$2,156,000393
Cash dividends$15,628,000336
Sale, conversion, retirement of capital stock, net$0566
Net operating income$44,508,200264
2020-09-30 (YTD Data)Rank
Total interest income$61,598,000424
Total interest expense$10,383,000397
Net interest income$51,215,000426
Provision for loan and lease losses$16,365,000234
Total noninterest income$74,231,000164
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,206,000623
Trading account gains and fees$0125
Additional Noninterest Income$73,025,000133
Total noninterest expense$68,831,000305
Salaries and employee benefits$41,112,000289
Premises and equipment expense$5,721,000360
Additional noninterest expense$21,998,000307
Pre-tax net operating income$40,250,000257
Securities gains (losses)$1,028,000300
Applicable income taxes$10,032,000222
Income before extraordinary items$31,246,000270
Extraordinary gains, net$04
Net income$31,246,000268
Minority interest net income$065
Net income of bank and minority interests.$31,246,000270
Net charge-offs$1,873,000337
Cash dividends$11,678,000318
Sale, conversion, retirement of capital stock, net$0532
Net operating income$30,433,880268
2020-06-30 (YTD Data)Rank
Total interest income$42,850,000413
Total interest expense$7,786,000396
Net interest income$35,064,000421
Provision for loan and lease losses$7,734,000305
Total noninterest income$55,045,000138
Gross Fiduciary activities income$0970
Service charges on deposit accounts$736,000678
Trading account gains and fees$0123
Additional Noninterest Income$54,309,000115
Total noninterest expense$53,159,000265
Salaries and employee benefits$33,504,000234
Premises and equipment expense$3,901,000356
Additional noninterest expense$15,754,000286
Pre-tax net operating income$29,216,000207
Securities gains (losses)$830,000255
Applicable income taxes$7,343,000183
Income before extraordinary items$22,703,000226
Extraordinary gains, net$04
Net income$22,703,000226
Minority interest net income$065
Net income of bank and minority interests.$22,703,000226
Net charge-offs$1,767,000274
Cash dividends$8,000,000313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$22,047,300222
2020-03-31 (YTD Data)Rank
Total interest income$20,955,000430
Total interest expense$4,494,000400
Net interest income$16,461,000441
Provision for loan and lease losses$1,138,000563
Total noninterest income$10,205,000269
Gross Fiduciary activities income$0941
Service charges on deposit accounts$450,000669
Trading account gains and fees$0106
Additional Noninterest Income$9,755,000206
Total noninterest expense$22,541,000302
Salaries and employee benefits$13,750,000273
Premises and equipment expense$1,949,000359
Additional noninterest expense$6,842,000320
Pre-tax net operating income$2,987,000740
Securities gains (losses)$276,000305
Applicable income taxes$663,000608
Income before extraordinary items$2,600,000743
Extraordinary gains, net$04
Net income$2,600,000743
Minority interest net income$056
Net income of bank and minority interests.$2,600,000743
Net charge-offs$1,752,000177
Cash dividends$3,500,000372
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,379,200792
2019-12-31 (YTD Data)Rank
Total interest income$83,152,000430
Total interest expense$22,192,000352
Net interest income$60,960,000463
Provision for loan and lease losses$1,789,000577
Total noninterest income$50,275,000237
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,409,000848
Trading account gains and fees$0135
Additional Noninterest Income$48,866,000180
Total noninterest expense$79,901,000323
Salaries and employee benefits$47,499,000303
Premises and equipment expense$7,942,000354
Additional noninterest expense$24,460,000333
Pre-tax net operating income$29,545,000454
Securities gains (losses)$13,485,00036
Applicable income taxes$10,330,000317
Income before extraordinary items$32,700,000364
Extraordinary gains, net$011
Net income$32,700,000365
Minority interest net income$076
Net income of bank and minority interests.$32,700,000365
Net charge-offs$953,000679
Cash dividends$14,498,000371
Sale, conversion, retirement of capital stock, net$0626
Net operating income$22,046,850491
2019-09-30 (YTD Data)Rank
Total interest income$61,679,000438
Total interest expense$16,867,000353
Net interest income$44,812,000478
Provision for loan and lease losses$1,557,000491
Total noninterest income$35,738,000241
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$985,000903
Trading account gains and fees$0129
Additional Noninterest Income$34,753,000183
Total noninterest expense$56,768,000332
Salaries and employee benefits$33,950,000311
Premises and equipment expense$5,764,000362
Additional noninterest expense$17,054,000347
Pre-tax net operating income$22,225,000459
Securities gains (losses)$13,473,00033
Applicable income taxes$8,544,000307
Income before extraordinary items$27,154,000344
Extraordinary gains, net$011
Net income$27,154,000345
Minority interest net income$072
Net income of bank and minority interests.$27,154,000345
Net charge-offs$622,000663
Cash dividends$14,498,000290
Sale, conversion, retirement of capital stock, net$0590
Net operating income$16,510,330498
2019-06-30 (YTD Data)Rank
Total interest income$40,479,000446
Total interest expense$11,020,000352
Net interest income$29,459,000483
Provision for loan and lease losses$900,000526
Total noninterest income$21,182,000257
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$648,000900
Trading account gains and fees$0131
Additional Noninterest Income$20,534,000191
Total noninterest expense$35,404,000350
Salaries and employee benefits$20,811,000332
Premises and equipment expense$3,864,000364
Additional noninterest expense$10,729,000370
Pre-tax net operating income$14,337,000465
Securities gains (losses)$13,484,00024
Applicable income taxes$6,689,000274
Income before extraordinary items$21,132,000302
Extraordinary gains, net$011
Net income$21,132,000304
Minority interest net income$069
Net income of bank and minority interests.$21,132,000304
Net charge-offs$671,000475
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$10,479,640506
2019-03-31 (YTD Data)Rank
Total interest income$19,818,000451
Total interest expense$5,365,000352
Net interest income$14,453,000492
Provision for loan and lease losses$300,000677
Total noninterest income$8,538,000280
Gross Fiduciary activities income$0972
Service charges on deposit accounts$315,000916
Trading account gains and fees$0126
Additional Noninterest Income$8,223,000211
Total noninterest expense$16,898,000363
Salaries and employee benefits$9,553,000357
Premises and equipment expense$1,926,000366
Additional noninterest expense$5,419,000358
Pre-tax net operating income$5,793,000529
Securities gains (losses)$-58,0005,266
Applicable income taxes$1,200,000513
Income before extraordinary items$4,535,000565
Extraordinary gains, net$05
Net income$4,535,000564
Minority interest net income$052
Net income of bank and minority interests.$4,535,000564
Net charge-offs$-3,0004,217
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,580,820546
2018-12-31 (YTD Data)Rank
Total interest income$70,368,000466
Total interest expense$15,950,000358
Net interest income$54,418,000502
Provision for loan and lease losses$2,440,000435
Total noninterest income$38,148,000274
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,033,0001,144
Trading account gains and fees$0126
Additional Noninterest Income$37,115,000207
Total noninterest expense$68,431,000361
Salaries and employee benefits$38,851,000343
Premises and equipment expense$7,074,000383
Additional noninterest expense$22,506,000356
Pre-tax net operating income$21,695,000559
Securities gains (losses)$704,000102
Applicable income taxes$4,942,000480
Income before extraordinary items$17,457,000573
Extraordinary gains, net$06
Net income$17,457,000573
Minority interest net income$072
Net income of bank and minority interests.$17,457,000572
Net charge-offs$1,379,000457
Cash dividends$3,000,0001,074
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,900,840585
2018-09-30 (YTD Data)Rank
Total interest income$50,586,000475
Total interest expense$11,097,000361
Net interest income$39,489,000511
Provision for loan and lease losses$2,148,000375
Total noninterest income$29,586,000269
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$741,0001,181
Trading account gains and fees$0138
Additional Noninterest Income$28,845,000203
Total noninterest expense$51,087,000358
Salaries and employee benefits$29,234,000346
Premises and equipment expense$5,326,000386
Additional noninterest expense$16,527,000355
Pre-tax net operating income$15,840,000571
Securities gains (losses)$656,000109
Applicable income taxes$3,586,000498
Income before extraordinary items$12,910,000579
Extraordinary gains, net$05
Net income$12,910,000578
Minority interest net income$066
Net income of bank and minority interests.$12,910,000578
Net charge-offs$587,000651
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,391,760591
2018-06-30 (YTD Data)Rank
Total interest income$32,235,000491
Total interest expense$6,778,000369
Net interest income$25,457,000526
Provision for loan and lease losses$1,079,000444
Total noninterest income$19,766,000260
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$466,0001,234
Trading account gains and fees$0130
Additional Noninterest Income$19,300,000199
Total noninterest expense$33,978,000360
Salaries and employee benefits$19,695,000343
Premises and equipment expense$3,542,000391
Additional noninterest expense$10,741,000367
Pre-tax net operating income$10,166,000581
Securities gains (losses)$30,000406
Applicable income taxes$2,236,000528
Income before extraordinary items$7,960,000604
Extraordinary gains, net$06
Net income$7,960,000603
Minority interest net income$065
Net income of bank and minority interests.$7,960,000603
Net charge-offs$306,000718
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,936,300608
2018-03-31 (YTD Data)Rank
Total interest income$15,165,000518
Total interest expense$3,031,000379
Net interest income$12,134,000544
Provision for loan and lease losses$474,000494
Total noninterest income$8,842,000293
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$185,0001,475
Trading account gains and fees$0123
Additional Noninterest Income$8,657,000222
Total noninterest expense$15,820,000381
Salaries and employee benefits$8,986,000377
Premises and equipment expense$1,739,000392
Additional noninterest expense$5,095,000372
Pre-tax net operating income$4,682,000613
Securities gains (losses)$59,000221
Applicable income taxes$1,031,000544
Income before extraordinary items$3,710,000641
Extraordinary gains, net$07
Net income$3,710,000641
Minority interest net income$052
Net income of bank and minority interests.$3,710,000641
Net charge-offs$285,000431
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,663,390640
2017-12-31 (YTD Data)Rank
Total interest income$56,904,000508
Total interest expense$10,059,000376
Net interest income$46,845,000537
Provision for loan and lease losses$2,173,000485
Total noninterest income$42,473,000249
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$765,0001,475
Trading account gains and fees$0151
Additional Noninterest Income$41,708,000188
Total noninterest expense$68,766,000349
Salaries and employee benefits$38,461,000339
Premises and equipment expense$6,714,000397
Additional noninterest expense$23,591,000338
Pre-tax net operating income$18,379,000586
Securities gains (losses)$455,000241
Applicable income taxes$6,902,000544
Income before extraordinary items$11,932,000644
Extraordinary gains, net$09
Net income$11,932,000644
Minority interest net income$076
Net income of bank and minority interests.$11,932,000644
Net charge-offs$1,396,000542
Cash dividends$8,500,000428
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,640,800644
2017-09-30 (YTD Data)Rank
Total interest income$41,724,000518
Total interest expense$7,223,000377
Net interest income$34,501,000547
Provision for loan and lease losses$1,137,000624
Total noninterest income$32,156,000255
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$559,0001,511
Trading account gains and fees$0145
Additional Noninterest Income$31,597,000189
Total noninterest expense$51,804,000348
Salaries and employee benefits$28,900,000345
Premises and equipment expense$5,009,000399
Additional noninterest expense$17,895,000327
Pre-tax net operating income$13,716,000596
Securities gains (losses)$455,000222
Applicable income taxes$4,758,000517
Income before extraordinary items$9,413,000665
Extraordinary gains, net$09
Net income$9,413,000665
Minority interest net income$071
Net income of bank and minority interests.$9,413,000665
Net charge-offs$842,000554
Cash dividends$7,500,000357
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,112,700669
2017-06-30 (YTD Data)Rank
Total interest income$27,043,000528
Total interest expense$4,573,000375
Net interest income$22,470,000555
Provision for loan and lease losses$1,041,000484
Total noninterest income$20,834,000261
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$352,0001,556
Trading account gains and fees$0139
Additional Noninterest Income$20,482,000193
Total noninterest expense$33,730,000357
Salaries and employee benefits$19,026,000351
Premises and equipment expense$3,278,000408
Additional noninterest expense$11,426,000342
Pre-tax net operating income$8,533,000621
Securities gains (losses)$350,000195
Applicable income taxes$2,962,000527
Income before extraordinary items$5,921,000683
Extraordinary gains, net$011
Net income$5,921,000683
Minority interest net income$071
Net income of bank and minority interests.$5,921,000683
Net charge-offs$394,000684
Cash dividends$6,500,000284
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,686,500690
2017-03-31 (YTD Data)Rank
Total interest income$13,148,000539
Total interest expense$2,210,000375
Net interest income$10,938,000567
Provision for loan and lease losses$518,000445
Total noninterest income$10,532,000257
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$187,0001,487
Trading account gains and fees$0142
Additional Noninterest Income$10,345,000187
Total noninterest expense$17,275,000361
Salaries and employee benefits$8,611,000383
Premises and equipment expense$1,588,000427
Additional noninterest expense$7,076,000291
Pre-tax net operating income$3,677,000678
Securities gains (losses)$183,000167
Applicable income taxes$1,257,000561
Income before extraordinary items$2,603,000748
Extraordinary gains, net$08
Net income$2,603,000748
Minority interest net income$055
Net income of bank and minority interests.$2,603,000748
Net charge-offs$247,000529
Cash dividends$5,500,000185
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,480,390767
2016-12-31 (YTD Data)Rank
Total interest income$54,561,000494
Total interest expense$8,905,000339
Net interest income$45,656,000523
Provision for loan and lease losses$3,632,000336
Total noninterest income$41,589,000255
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$764,0001,496
Trading account gains and fees$0170
Additional Noninterest Income$40,825,000188
Total noninterest expense$65,213,000363
Salaries and employee benefits$39,288,000341
Premises and equipment expense$5,874,000442
Additional noninterest expense$20,051,000372
Pre-tax net operating income$18,400,000554
Securities gains (losses)$1,012,000229
Applicable income taxes$6,450,000467
Income before extraordinary items$12,962,000600
Extraordinary gains, net$05
Net income$12,962,000599
Minority interest net income$082
Net income of bank and minority interests.$12,962,000599
Net charge-offs$2,537,000336
Cash dividends$4,273,000777
Sale, conversion, retirement of capital stock, net$15,500,00035
Net operating income$12,283,960622
2016-09-30 (YTD Data)Rank
Total interest income$40,812,000495
Total interest expense$6,655,000339
Net interest income$34,157,000524
Provision for loan and lease losses$2,975,000298
Total noninterest income$31,628,000253
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$557,0001,535
Trading account gains and fees$0169
Additional Noninterest Income$31,071,000192
Total noninterest expense$49,037,000361
Salaries and employee benefits$29,519,000335
Premises and equipment expense$4,339,000449
Additional noninterest expense$15,179,000371
Pre-tax net operating income$13,773,000550
Securities gains (losses)$1,012,000201
Applicable income taxes$4,939,000468
Income before extraordinary items$9,846,000595
Extraordinary gains, net$05
Net income$9,846,000595
Minority interest net income$071
Net income of bank and minority interests.$9,846,000595
Net charge-offs$1,831,000321
Cash dividends$3,173,000725
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,167,960621
2016-06-30 (YTD Data)Rank
Total interest income$27,176,000496
Total interest expense$4,420,000339
Net interest income$22,756,000525
Provision for loan and lease losses$1,900,000307
Total noninterest income$19,814,000251
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$358,0001,566
Trading account gains and fees$0157
Additional Noninterest Income$19,456,000191
Total noninterest expense$31,597,000373
Salaries and employee benefits$18,871,000349
Premises and equipment expense$2,882,000451
Additional noninterest expense$9,844,000377
Pre-tax net operating income$9,073,000546
Securities gains (losses)$533,000268
Applicable income taxes$3,208,000473
Income before extraordinary items$6,398,000601
Extraordinary gains, net$016
Net income$6,398,000599
Minority interest net income$071
Net income of bank and minority interests.$6,398,000600
Net charge-offs$815,000417
Cash dividends$1,923,000795
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,040,890625
2016-03-31 (YTD Data)Rank
Total interest income$13,677,000491
Total interest expense$2,313,000318
Net interest income$11,364,000524
Provision for loan and lease losses$625,000387
Total noninterest income$8,107,000282
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$173,0001,602
Trading account gains and fees$0142
Additional Noninterest Income$7,934,000215
Total noninterest expense$14,906,000389
Salaries and employee benefits$8,542,000375
Premises and equipment expense$1,445,000454
Additional noninterest expense$4,919,000374
Pre-tax net operating income$3,940,000595
Securities gains (losses)$310,000207
Applicable income taxes$1,395,000500
Income before extraordinary items$2,855,000645
Extraordinary gains, net$012
Net income$2,855,000644
Minority interest net income$062
Net income of bank and minority interests.$2,855,000645
Net charge-offs$184,000703
Cash dividends$897,000818
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,647,300680
2015-12-31 (YTD Data)Rank
Total interest income$45,224,000561
Total interest expense$7,639,000356
Net interest income$37,585,000608
Provision for loan and lease losses$2,493,000374
Total noninterest income$34,973,000274
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$647,0001,747
Trading account gains and fees$0159
Additional Noninterest Income$34,326,000209
Total noninterest expense$55,832,000407
Salaries and employee benefits$31,823,000382
Premises and equipment expense$5,263,000480
Additional noninterest expense$18,746,000389
Pre-tax net operating income$14,233,000643
Securities gains (losses)$130,0001,002
Applicable income taxes$4,570,000564
Income before extraordinary items$9,793,000746
Extraordinary gains, net$023
Net income$9,793,000746
Minority interest net income$081
Net income of bank and minority interests.$9,793,000746
Net charge-offs$709,000888
Cash dividends$3,411,000890
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,704,600735
2015-09-30 (YTD Data)Rank
Total interest income$32,146,000597
Total interest expense$5,107,000408
Net interest income$27,039,000639
Provision for loan and lease losses$1,856,000353
Total noninterest income$27,833,000266
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$471,0001,795
Trading account gains and fees$0153
Additional Noninterest Income$27,362,000203
Total noninterest expense$42,016,000413
Salaries and employee benefits$24,302,000380
Premises and equipment expense$3,852,000501
Additional noninterest expense$13,862,000398
Pre-tax net operating income$11,000,000649
Securities gains (losses)$130,000871
Applicable income taxes$3,604,000558
Income before extraordinary items$7,526,000739
Extraordinary gains, net$021
Net income$7,526,000737
Minority interest net income$078
Net income of bank and minority interests.$7,526,000739
Net charge-offs$690,000687
Cash dividends$2,551,000815
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,437,600721
2015-06-30 (YTD Data)Rank
Total interest income$20,629,000621
Total interest expense$3,268,000415
Net interest income$17,361,000661
Provision for loan and lease losses$1,220,000365
Total noninterest income$19,030,000266
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$296,0001,846
Trading account gains and fees$0157
Additional Noninterest Income$18,734,000204
Total noninterest expense$27,537,000418
Salaries and employee benefits$16,105,000385
Premises and equipment expense$2,522,000513
Additional noninterest expense$8,910,000405
Pre-tax net operating income$7,634,000624
Securities gains (losses)$126,000725
Applicable income taxes$2,589,000542
Income before extraordinary items$5,171,000716
Extraordinary gains, net$022
Net income$5,171,000714
Minority interest net income$075
Net income of bank and minority interests.$5,171,000716
Net charge-offs$395,000777
Cash dividends$1,692,000821
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,086,580699
2015-03-31 (YTD Data)Rank
Total interest income$9,995,000637
Total interest expense$1,697,000403
Net interest income$8,298,000681
Provision for loan and lease losses$659,000317
Total noninterest income$9,454,000260
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$132,0002,009
Trading account gains and fees$0152
Additional Noninterest Income$9,322,000196
Total noninterest expense$13,637,000417
Salaries and employee benefits$7,869,000388
Premises and equipment expense$1,259,000524
Additional noninterest expense$4,509,000389
Pre-tax net operating income$3,456,000664
Securities gains (losses)$121,000517
Applicable income taxes$1,282,000525
Income before extraordinary items$2,295,000765
Extraordinary gains, net$013
Net income$2,295,000763
Minority interest net income$064
Net income of bank and minority interests.$2,295,000765
Net charge-offs$400,000436
Cash dividends$683,000884
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,217,560764
2014-12-31 (YTD Data)Rank
Total interest income$35,992,000700
Total interest expense$7,297,000377
Net interest income$28,695,000767
Provision for loan and lease losses$2,581,000387
Total noninterest income$23,334,000341
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$633,0001,879
Trading account gains and fees$0180
Additional Noninterest Income$22,701,000251
Total noninterest expense$43,910,000481
Salaries and employee benefits$24,115,000463
Premises and equipment expense$4,101,000601
Additional noninterest expense$15,694,000448
Pre-tax net operating income$5,538,0001,393
Securities gains (losses)$413,000479
Applicable income taxes$1,269,0001,319
Income before extraordinary items$4,682,0001,384
Extraordinary gains, net$017
Net income$4,682,0001,383
Minority interest net income$084
Net income of bank and minority interests.$4,682,0001,383
Net charge-offs$1,293,000731
Cash dividends$3,111,000884
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,355,7301,451
2014-09-30 (YTD Data)Rank
Total interest income$26,415,000718
Total interest expense$5,314,000395
Net interest income$21,101,000783
Provision for loan and lease losses$2,192,000324
Total noninterest income$17,097,000345
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$500,0001,824
Trading account gains and fees$0174
Additional Noninterest Income$16,597,000251
Total noninterest expense$30,506,000509
Salaries and employee benefits$17,059,000486
Premises and equipment expense$2,865,000640
Additional noninterest expense$10,582,000482
Pre-tax net operating income$5,500,0001,119
Securities gains (losses)$396,000383
Applicable income taxes$1,476,0001,015
Income before extraordinary items$4,420,0001,129
Extraordinary gains, net$015
Net income$4,420,0001,127
Minority interest net income$081
Net income of bank and minority interests.$4,420,0001,128
Net charge-offs$762,000837
Cash dividends$2,094,000894
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,123,0001,175
2014-06-30 (YTD Data)Rank
Total interest income$17,255,000722
Total interest expense$3,445,000411
Net interest income$13,810,000790
Provision for loan and lease losses$1,408,000344
Total noninterest income$12,104,000326
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$317,0001,863
Trading account gains and fees$0172
Additional Noninterest Income$11,787,000234
Total noninterest expense$21,040,000493
Salaries and employee benefits$11,271,000487
Premises and equipment expense$1,827,000680
Additional noninterest expense$7,942,000435
Pre-tax net operating income$3,466,0001,145
Securities gains (losses)$124,000676
Applicable income taxes$778,0001,155
Income before extraordinary items$2,812,0001,139
Extraordinary gains, net$020
Net income$2,812,0001,140
Minority interest net income$080
Net income of bank and minority interests.$2,812,0001,140
Net charge-offs$102,0002,172
Cash dividends$1,398,000895
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,715,2801,153
2014-03-31 (YTD Data)Rank
Total interest income$8,250,000761
Total interest expense$1,488,000477
Net interest income$6,762,000809
Provision for loan and lease losses$518,000442
Total noninterest income$5,281,000356
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$146,0001,990
Trading account gains and fees$0147
Additional Noninterest Income$5,135,000261
Total noninterest expense$10,117,000515
Salaries and employee benefits$5,298,000519
Premises and equipment expense$907,000707
Additional noninterest expense$3,912,000439
Pre-tax net operating income$1,408,0001,323
Securities gains (losses)$01,715
Applicable income taxes$243,0001,531
Income before extraordinary items$1,165,0001,299
Extraordinary gains, net$016
Net income$1,165,0001,300
Minority interest net income$066
Net income of bank and minority interests.$1,165,0001,300
Net charge-offs$1,0003,492
Cash dividends$1,041,000585
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,165,0001,270
2013-12-31 (YTD Data)Rank
Total interest income$24,556,0001,030
Total interest expense$4,934,000684
Net interest income$19,622,0001,115
Provision for loan and lease losses$2,260,000564
Total noninterest income$28,503,000302
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$673,0001,893
Trading account gains and fees$0184
Additional Noninterest Income$27,830,000225
Total noninterest expense$39,986,000525
Salaries and employee benefits$25,261,000441
Premises and equipment expense$3,101,000788
Additional noninterest expense$11,624,000596
Pre-tax net operating income$5,879,0001,254
Securities gains (losses)$145,0001,089
Applicable income taxes$1,435,0001,154
Income before extraordinary items$4,589,0001,328
Extraordinary gains, net$029
Net income$4,589,0001,330
Minority interest net income$090
Net income of bank and minority interests.$4,589,0001,331
Net charge-offs$1,402,000984
Cash dividends$2,113,0001,157
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,478,8001,325
2013-09-30 (YTD Data)Rank
Total interest income$17,550,0001,088
Total interest expense$3,623,000715
Net interest income$13,927,0001,184
Provision for loan and lease losses$1,993,000503
Total noninterest income$23,496,000296
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$489,0001,937
Trading account gains and fees$0180
Additional Noninterest Income$23,007,000222
Total noninterest expense$30,517,000514
Salaries and employee benefits$19,945,000428
Premises and equipment expense$2,211,000834
Additional noninterest expense$8,361,000622
Pre-tax net operating income$4,913,0001,158
Securities gains (losses)$82,0001,351
Applicable income taxes$1,172,0001,111
Income before extraordinary items$3,823,0001,212
Extraordinary gains, net$025
Net income$3,823,0001,212
Minority interest net income$084
Net income of bank and minority interests.$3,823,0001,214
Net charge-offs$1,382,000787
Cash dividends$1,514,0001,083
Sale, conversion, retirement of capital stock, net$13,479,00017
Net operating income$3,759,8601,203
2013-06-30 (YTD Data)Rank
Total interest income$11,493,0001,109
Total interest expense$2,341,000761
Net interest income$9,152,0001,192
Provision for loan and lease losses$1,667,000427
Total noninterest income$16,294,000294
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$306,0002,010
Trading account gains and fees$0157
Additional Noninterest Income$15,988,000221
Total noninterest expense$20,076,000520
Salaries and employee benefits$13,410,000426
Premises and equipment expense$1,470,000836
Additional noninterest expense$5,196,000656
Pre-tax net operating income$3,703,0001,018
Securities gains (losses)$82,0001,233
Applicable income taxes$884,0001,030
Income before extraordinary items$2,901,0001,071
Extraordinary gains, net$022
Net income$2,901,0001,072
Minority interest net income$082
Net income of bank and minority interests.$2,901,0001,074
Net charge-offs$915,000821
Cash dividends$323,0002,121
Sale, conversion, retirement of capital stock, net$13,479,00013
Net operating income$2,837,8601,053
2013-03-31 (YTD Data)Rank
Total interest income$6,177,0001,030
Total interest expense$1,158,000799
Net interest income$5,019,0001,085
Provision for loan and lease losses$1,000,000387
Total noninterest income$7,080,000326
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$137,0002,184
Trading account gains and fees$0148
Additional Noninterest Income$6,943,000243
Total noninterest expense$9,581,000553
Salaries and employee benefits$6,183,000458
Premises and equipment expense$759,000817
Additional noninterest expense$2,639,000651
Pre-tax net operating income$1,518,0001,194
Securities gains (losses)$1,0001,864
Applicable income taxes$284,0001,385
Income before extraordinary items$1,235,0001,211
Extraordinary gains, net$010
Net income$1,235,0001,213
Minority interest net income$076
Net income of bank and minority interests.$1,235,0001,213
Net charge-offs$437,000839
Cash dividends$41,0002,423
Sale, conversion, retirement of capital stock, net$13,422,0006
Net operating income$1,234,1901,156
2012-12-31 (YTD Data)Rank
Total interest income$22,348,0001,197
Total interest expense$4,844,000927
Net interest income$17,504,0001,255
Provision for loan and lease losses$2,800,000818
Total noninterest income$7,232,000861
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$730,0001,826
Trading account gains and fees$0166
Additional Noninterest Income$6,502,000657
Total noninterest expense$16,390,0001,233
Salaries and employee benefits$9,129,0001,157
Premises and equipment expense$1,568,0001,520
Additional noninterest expense$5,693,0001,207
Pre-tax net operating income$5,546,0001,253
Securities gains (losses)$638,000787
Applicable income taxes$1,799,000951
Income before extraordinary items$4,385,0001,340
Extraordinary gains, net$029
Net income$4,385,0001,341
Minority interest net income$093
Net income of bank and minority interests.$4,385,0001,341
Net charge-offs$1,769,0001,275
Cash dividends$531,0002,696
Sale, conversion, retirement of capital stock, net$16,731,00024
Net operating income$3,932,0201,383
2012-09-30 (YTD Data)Rank
Total interest income$16,451,0001,235
Total interest expense$3,602,000982
Net interest income$12,849,0001,290
Provision for loan and lease losses$2,125,000805
Total noninterest income$3,760,0001,140
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$536,0001,885
Trading account gains and fees$0157
Additional Noninterest Income$3,224,000893
Total noninterest expense$10,659,0001,391
Salaries and employee benefits$6,129,0001,276
Premises and equipment expense$1,137,0001,569
Additional noninterest expense$3,393,0001,495
Pre-tax net operating income$3,825,0001,382
Securities gains (losses)$186,0001,492
Applicable income taxes$1,116,0001,129
Income before extraordinary items$2,895,0001,528
Extraordinary gains, net$020
Net income$2,895,0001,529
Minority interest net income$086
Net income of bank and minority interests.$2,895,0001,529
Net charge-offs$1,478,0001,126
Cash dividends$335,0002,460
Sale, conversion, retirement of capital stock, net$266,000315
Net operating income$2,761,0801,507
2012-06-30 (YTD Data)Rank
Total interest income$10,818,0001,271
Total interest expense$2,399,0001,027
Net interest income$8,419,0001,315
Provision for loan and lease losses$1,350,000868
Total noninterest income$2,204,0001,241
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$339,0001,953
Trading account gains and fees$0153
Additional Noninterest Income$1,865,000972
Total noninterest expense$6,876,0001,425
Salaries and employee benefits$4,040,0001,288
Premises and equipment expense$745,0001,600
Additional noninterest expense$2,091,0001,609
Pre-tax net operating income$2,397,0001,454
Securities gains (losses)$73,0001,806
Applicable income taxes$680,0001,201
Income before extraordinary items$1,790,0001,632
Extraordinary gains, net$019
Net income$1,790,0001,631
Minority interest net income$084
Net income of bank and minority interests.$1,790,0001,632
Net charge-offs$915,0001,211
Cash dividends$291,0002,209
Sale, conversion, retirement of capital stock, net$266,000235
Net operating income$1,737,4401,591
2012-03-31 (YTD Data)Rank
Total interest income$5,393,0001,278
Total interest expense$1,195,0001,061
Net interest income$4,198,0001,317
Provision for loan and lease losses$675,000847
Total noninterest income$954,0001,369
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$161,0002,017
Trading account gains and fees$0148
Additional Noninterest Income$793,0001,084
Total noninterest expense$3,283,0001,494
Salaries and employee benefits$1,916,0001,349
Premises and equipment expense$360,0001,658
Additional noninterest expense$1,007,0001,640
Pre-tax net operating income$1,194,0001,452
Securities gains (losses)$66,0001,111
Applicable income taxes$351,0001,177
Income before extraordinary items$909,0001,600
Extraordinary gains, net$019
Net income$909,0001,601
Minority interest net income$078
Net income of bank and minority interests.$909,0001,601
Net charge-offs$547,0001,033
Cash dividends$44,0002,475
Sale, conversion, retirement of capital stock, net$0861
Net operating income$861,4801,584
2011-12-31 (YTD Data)Rank
Total interest income$19,051,0001,494
Total interest expense$4,820,0001,261
Net interest income$14,231,0001,563
Provision for loan and lease losses$1,723,0001,740
Total noninterest income$2,811,0001,569
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$660,0002,080
Trading account gains and fees$0146
Additional Noninterest Income$2,151,0001,291
Total noninterest expense$12,142,0001,615
Salaries and employee benefits$6,599,0001,500
Premises and equipment expense$1,291,0001,925
Additional noninterest expense$4,252,0001,606
Pre-tax net operating income$3,177,0001,739
Securities gains (losses)$833,000521
Applicable income taxes$1,124,0001,247
Income before extraordinary items$2,886,0001,663
Extraordinary gains, net$029
Net income$2,886,0001,663
Minority interest net income$096
Net income of bank and minority interests.$2,886,0001,663
Net charge-offs$1,156,0002,188
Cash dividends$473,0002,500
Sale, conversion, retirement of capital stock, net$15,025,00053
Net operating income$2,286,2401,931
2011-09-30 (YTD Data)Rank
Total interest income$13,860,0001,562
Total interest expense$3,617,0001,317
Net interest income$10,243,0001,637
Provision for loan and lease losses$1,243,0001,719
Total noninterest income$1,946,0001,643
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$471,0002,177
Trading account gains and fees$0145
Additional Noninterest Income$1,475,0001,357
Total noninterest expense$8,473,0001,712
Salaries and employee benefits$4,729,0001,564
Premises and equipment expense$936,0002,004
Additional noninterest expense$2,808,0001,812
Pre-tax net operating income$2,473,0001,748
Securities gains (losses)$485,000662
Applicable income taxes$858,0001,220
Income before extraordinary items$2,100,0001,768
Extraordinary gains, net$021
Net income$2,100,0001,768
Minority interest net income$087
Net income of bank and minority interests.$2,100,0001,768
Net charge-offs$1,023,0001,868
Cash dividends$189,0002,765
Sale, conversion, retirement of capital stock, net$15,025,00046
Net operating income$1,755,6501,940
2011-06-30 (YTD Data)Rank
Total interest income$8,929,0001,623
Total interest expense$2,408,0001,368
Net interest income$6,521,0001,721
Provision for loan and lease losses$630,0002,001
Total noninterest income$1,105,0001,851
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$293,0002,270
Trading account gains and fees$0153
Additional Noninterest Income$812,0001,550
Total noninterest expense$5,383,0001,810
Salaries and employee benefits$3,034,0001,629
Premises and equipment expense$603,0002,094
Additional noninterest expense$1,746,0001,953
Pre-tax net operating income$1,613,0001,767
Securities gains (losses)$356,000480
Applicable income taxes$570,0001,197
Income before extraordinary items$1,399,0001,720
Extraordinary gains, net$015
Net income$1,399,0001,720
Minority interest net income$089
Net income of bank and minority interests.$1,399,0001,720
Net charge-offs$461,0002,232
Cash dividends$100,0002,767
Sale, conversion, retirement of capital stock, net$6,525,00051
Net operating income$1,146,2401,957
2011-03-31 (YTD Data)Rank
Total interest income$4,348,0001,674
Total interest expense$1,184,0001,437
Net interest income$3,164,0001,766
Provision for loan and lease losses$300,0001,892
Total noninterest income$461,0002,140
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$130,0002,458
Trading account gains and fees$0158
Additional Noninterest Income$331,0001,791
Total noninterest expense$2,466,0001,967
Salaries and employee benefits$1,394,0001,774
Premises and equipment expense$269,0002,331
Additional noninterest expense$803,0002,099
Pre-tax net operating income$859,0001,669
Securities gains (losses)$149,000416
Applicable income taxes$300,0001,122
Income before extraordinary items$708,0001,665
Extraordinary gains, net$09
Net income$708,0001,665
Minority interest net income$086
Net income of bank and minority interests.$708,0001,665
Net charge-offs$226,0002,011
Cash dividends$20,0002,472
Sale, conversion, retirement of capital stock, net$6,525,00023
Net operating income$603,7001,855
2010-12-31 (YTD Data)Rank
Total interest income$16,320,0001,854
Total interest expense$5,388,0001,539
Net interest income$10,932,0001,995
Provision for loan and lease losses$1,100,0002,908
Total noninterest income$2,329,0001,864
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$658,0002,147
Trading account gains and fees$0175
Additional Noninterest Income$1,671,0001,578
Total noninterest expense$9,042,0002,146
Salaries and employee benefits$4,750,0002,034
Premises and equipment expense$1,062,0002,349
Additional noninterest expense$3,230,0002,154
Pre-tax net operating income$3,119,0001,578
Securities gains (losses)$89,0002,258
Applicable income taxes$862,0001,369
Income before extraordinary items$2,346,0001,757
Extraordinary gains, net$029
Net income$2,346,0001,758
Minority interest net income$0111
Net income of bank and minority interests.$2,346,0001,759
Net charge-offs$863,0002,886
Cash dividends$241,0003,131
Sale, conversion, retirement of capital stock, net$1,729,000293
Net operating income$2,281,0301,729
2010-09-30 (YTD Data)Rank
Total interest income$11,979,0001,934
Total interest expense$4,103,0001,584
Net interest income$7,876,0002,101
Provision for loan and lease losses$760,0002,919
Total noninterest income$1,610,0001,991
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$498,0002,180
Trading account gains and fees$0165
Additional Noninterest Income$1,112,0001,681
Total noninterest expense$6,604,0002,192
Salaries and employee benefits$3,474,0002,079
Premises and equipment expense$795,0002,398
Additional noninterest expense$2,335,0002,201
Pre-tax net operating income$2,122,0001,809
Securities gains (losses)$89,0002,025
Applicable income taxes$581,0001,512
Income before extraordinary items$1,630,0002,012
Extraordinary gains, net$023
Net income$1,630,0002,013
Minority interest net income$0110
Net income of bank and minority interests.$1,630,0002,014
Net charge-offs$247,0003,963
Cash dividends$62,0003,382
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,564,1401,976
2010-06-30 (YTD Data)Rank
Total interest income$7,783,0002,010
Total interest expense$2,758,0001,636
Net interest income$5,025,0002,204
Provision for loan and lease losses$520,0002,801
Total noninterest income$1,052,0001,976
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$344,0002,121
Trading account gains and fees$0152
Additional Noninterest Income$708,0001,663
Total noninterest expense$4,294,0002,254
Salaries and employee benefits$2,227,0002,187
Premises and equipment expense$520,0002,451
Additional noninterest expense$1,547,0002,196
Pre-tax net operating income$1,263,0001,973
Securities gains (losses)$56,0001,812
Applicable income taxes$338,0001,614
Income before extraordinary items$981,0002,158
Extraordinary gains, net$019
Net income$981,0002,156
Minority interest net income$0105
Net income of bank and minority interests.$981,0002,160
Net charge-offs$14,0005,661
Cash dividends$39,0003,255
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$939,5602,153
2010-03-31 (YTD Data)Rank
Total interest income$3,790,0002,103
Total interest expense$1,356,0001,746
Net interest income$2,434,0002,309
Provision for loan and lease losses$280,0002,540
Total noninterest income$511,0002,001
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$166,0002,165
Trading account gains and fees$0175
Additional Noninterest Income$345,0001,676
Total noninterest expense$2,116,0002,307
Salaries and employee benefits$1,142,0002,156
Premises and equipment expense$253,0002,570
Additional noninterest expense$721,0002,331
Pre-tax net operating income$549,0002,248
Securities gains (losses)$47,0001,172
Applicable income taxes$146,0001,761
Income before extraordinary items$450,0002,336
Extraordinary gains, net$016
Net income$450,0002,335
Minority interest net income$091
Net income of bank and minority interests.$450,0002,336
Net charge-offs$-44,0007,773
Cash dividends$20,0002,524
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$414,2802,401
2009-12-31 (YTD Data)Rank
Total interest income$14,358,0002,334
Total interest expense$5,425,0002,101
Net interest income$8,933,0002,428
Provision for loan and lease losses$785,0003,865
Total noninterest income$2,164,0002,007
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$770,0002,103
Trading account gains and fees$0211
Additional Noninterest Income$1,394,0001,733
Total noninterest expense$8,103,0002,436
Salaries and employee benefits$4,226,0002,331
Premises and equipment expense$991,0002,597
Additional noninterest expense$2,886,0002,427
Pre-tax net operating income$2,209,0001,761
Securities gains (losses)$-186,0007,408
Applicable income taxes$516,0001,526
Income before extraordinary items$1,507,0002,111
Extraordinary gains, net$034
Net income$1,507,0002,108
Minority interest net income$0115
Net income of bank and minority interests.$1,507,0002,110
Net charge-offs$404,0004,076
Cash dividends$273,0003,336
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,644,6401,923
2009-09-30 (YTD Data)Rank
Total interest income$10,608,0002,403
Total interest expense$3,962,0002,238
Net interest income$6,646,0002,451
Provision for loan and lease losses$474,0003,889
Total noninterest income$1,627,0002,045
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$566,0002,136
Trading account gains and fees$0212
Additional Noninterest Income$1,061,0001,749
Total noninterest expense$5,918,0002,495
Salaries and employee benefits$3,128,0002,381
Premises and equipment expense$720,0002,716
Additional noninterest expense$2,070,0002,498
Pre-tax net operating income$1,881,0001,711
Securities gains (losses)$-187,0007,577
Applicable income taxes$462,0001,484
Income before extraordinary items$1,232,0002,134
Extraordinary gains, net$027
Net income$1,232,0002,131
Minority interest net income$0118
Net income of bank and minority interests.$1,232,0002,134
Net charge-offs$208,0004,209
Cash dividends$92,0003,647
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,368,5101,895
2009-06-30 (YTD Data)Rank
Total interest income$6,949,0002,473
Total interest expense$2,549,0002,403
Net interest income$4,400,0002,454
Provision for loan and lease losses$303,0003,668
Total noninterest income$1,118,0002,014
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$365,0002,174
Trading account gains and fees$0193
Additional Noninterest Income$753,0001,725
Total noninterest expense$3,877,0002,571
Salaries and employee benefits$2,075,0002,436
Premises and equipment expense$476,0002,762
Additional noninterest expense$1,326,0002,601
Pre-tax net operating income$1,338,0001,684
Securities gains (losses)$-187,0007,783
Applicable income taxes$326,0001,451
Income before extraordinary items$825,0002,193
Extraordinary gains, net$021
Net income$825,0002,191
Minority interest net income$0112
Net income of bank and minority interests.$825,0002,192
Net charge-offs$3,0006,371
Cash dividends$68,0003,535
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$959,6401,851
2009-03-31 (YTD Data)Rank
Total interest income$3,411,0002,553
Total interest expense$1,236,0002,558
Net interest income$2,175,0002,483
Provision for loan and lease losses$151,0003,198
Total noninterest income$412,0002,452
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$153,0002,423
Trading account gains and fees$0171
Additional Noninterest Income$259,0002,156
Total noninterest expense$1,853,0002,600
Salaries and employee benefits$1,051,0002,431
Premises and equipment expense$241,0002,757
Additional noninterest expense$561,0002,719
Pre-tax net operating income$583,0002,092
Securities gains (losses)$02,434
Applicable income taxes$171,0001,604
Income before extraordinary items$412,0002,514
Extraordinary gains, net$015
Net income$412,0002,514
Minority interest net income$0102
Net income of bank and minority interests.$412,0002,516
Net charge-offs$-23,0008,024
Cash dividends$38,0002,782
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$412,0002,365
2008-12-31 (YTD Data)Rank
Total interest income$13,739,0002,688
Total interest expense$5,746,0002,616
Net interest income$7,993,0002,706
Provision for loan and lease losses$596,0003,528
Total noninterest income$1,714,0002,394
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$668,0002,437
Trading account gains and fees$0154
Additional Noninterest Income$1,046,0002,060
Total noninterest expense$7,086,0002,661
Salaries and employee benefits$4,007,0002,504
Premises and equipment expense$926,0002,807
Additional noninterest expense$2,153,0002,676
Pre-tax net operating income$2,025,0002,426
Securities gains (losses)$-684,0007,621
Applicable income taxes$323,0002,307
Income before extraordinary items$1,018,0003,250
Extraordinary gains, net$039
Net income$1,018,0003,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0002,887
Cash dividends$366,0003,812
Sale, conversion, retirement of capital stock, net$2,000,000324
Net operating income$1,537,8402,613
2008-09-30 (YTD Data)Rank
Total interest income$10,364,0002,731
Total interest expense$4,500,0002,607
Net interest income$5,864,0002,775
Provision for loan and lease losses$448,0002,925
Total noninterest income$1,306,0002,430
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$506,0002,435
Trading account gains and fees$0148
Additional Noninterest Income$800,0002,118
Total noninterest expense$5,252,0002,668
Salaries and employee benefits$3,003,0002,539
Premises and equipment expense$689,0002,845
Additional noninterest expense$1,560,0002,679
Pre-tax net operating income$1,470,0002,882
Securities gains (losses)$-684,0007,835
Applicable income taxes$164,0003,133
Income before extraordinary items$622,0004,066
Extraordinary gains, net$031
Net income$622,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0002,198
Cash dividends$160,0004,055
Sale, conversion, retirement of capital stock, net$2,000,000227
Net operating income$1,162,3602,956
2008-06-30 (YTD Data)Rank
Total interest income$6,957,0002,738
Total interest expense$3,111,0002,623
Net interest income$3,846,0002,804
Provision for loan and lease losses$301,0002,519
Total noninterest income$839,0002,531
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$323,0002,489
Trading account gains and fees$0149
Additional Noninterest Income$516,0002,198
Total noninterest expense$3,450,0002,715
Salaries and employee benefits$1,987,0002,587
Premises and equipment expense$450,0002,906
Additional noninterest expense$1,013,0002,711
Pre-tax net operating income$934,0003,087
Securities gains (losses)$16,0002,191
Applicable income taxes$271,0002,330
Income before extraordinary items$679,0003,377
Extraordinary gains, net$021
Net income$679,0003,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,301
Cash dividends$114,0003,987
Sale, conversion, retirement of capital stock, net$2,000,000154
Net operating income$667,6403,358
2008-03-31 (YTD Data)Rank
Total interest income$3,608,0002,711
Total interest expense$1,673,0002,614
Net interest income$1,935,0002,783
Provision for loan and lease losses$148,0002,218
Total noninterest income$390,0002,645
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$159,0002,493
Trading account gains and fees$0158
Additional Noninterest Income$231,0002,342
Total noninterest expense$1,755,0002,666
Salaries and employee benefits$995,0002,599
Premises and equipment expense$226,0002,912
Additional noninterest expense$534,0002,566
Pre-tax net operating income$422,0003,421
Securities gains (losses)$16,0001,726
Applicable income taxes$122,0002,561
Income before extraordinary items$316,0003,679
Extraordinary gains, net$015
Net income$316,0003,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,531
Cash dividends$68,0003,223
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$304,4803,686
2007-12-31 (YTD Data)Rank
Total interest income$13,352,0002,975
Total interest expense$6,152,0002,950
Net interest income$7,200,0003,022
Provision for loan and lease losses$584,0002,098
Total noninterest income$1,529,0002,674
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$634,0002,567
Trading account gains and fees$0178
Additional Noninterest Income$895,0002,391
Total noninterest expense$6,217,0002,868
Salaries and employee benefits$3,473,0002,822
Premises and equipment expense$756,0003,233
Additional noninterest expense$1,988,0002,686
Pre-tax net operating income$1,928,0003,387
Securities gains (losses)$02,146
Applicable income taxes$486,0002,777
Income before extraordinary items$1,442,0003,535
Extraordinary gains, net$039
Net income$1,442,0003,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,473
Cash dividends$214,0004,821
Sale, conversion, retirement of capital stock, net$4,000,000288
Net operating income$1,442,0003,526
2007-09-30 (YTD Data)Rank
Total interest income$9,642,0003,090
Total interest expense$4,394,0003,062
Net interest income$5,248,0003,109
Provision for loan and lease losses$382,0001,929
Total noninterest income$1,065,0002,787
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$461,0002,612
Trading account gains and fees$0184
Additional Noninterest Income$604,0002,553
Total noninterest expense$4,558,0002,916
Salaries and employee benefits$2,584,0002,827
Premises and equipment expense$538,0003,358
Additional noninterest expense$1,436,0002,717
Pre-tax net operating income$1,373,0003,651
Securities gains (losses)$01,655
Applicable income taxes$314,0003,139
Income before extraordinary items$1,059,0003,752
Extraordinary gains, net$033
Net income$1,059,0003,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$137,0004,463
Sale, conversion, retirement of capital stock, net$4,000,000213
Net operating income$1,059,0003,737
2007-06-30 (YTD Data)Rank
Total interest income$6,040,0003,273
Total interest expense$2,790,0003,185
Net interest income$3,250,0003,322
Provision for loan and lease losses$240,0001,865
Total noninterest income$686,0002,872
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$299,0002,661
Trading account gains and fees$0168
Additional Noninterest Income$387,0002,624
Total noninterest expense$2,877,0003,070
Salaries and employee benefits$1,669,0002,956
Premises and equipment expense$334,0003,567
Additional noninterest expense$874,0002,953
Pre-tax net operating income$819,0003,970
Securities gains (losses)$01,444
Applicable income taxes$230,0003,085
Income before extraordinary items$589,0004,200
Extraordinary gains, net$029
Net income$589,0004,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,113
Cash dividends$62,0004,607
Sale, conversion, retirement of capital stock, net$4,000,000155
Net operating income$589,0004,187
2007-03-31 (YTD Data)Rank
Total interest income$2,912,0003,361
Total interest expense$1,353,0003,234
Net interest income$1,559,0003,440
Provision for loan and lease losses$120,0001,752
Total noninterest income$334,0002,901
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$141,0002,722
Trading account gains and fees$0195
Additional Noninterest Income$193,0002,596
Total noninterest expense$1,385,0003,178
Salaries and employee benefits$788,0003,126
Premises and equipment expense$178,0003,422
Additional noninterest expense$419,0003,049
Pre-tax net operating income$388,0004,069
Securities gains (losses)$01,187
Applicable income taxes$120,0003,028
Income before extraordinary items$268,0004,408
Extraordinary gains, net$022
Net income$268,0004,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$55,0003,524
Sale, conversion, retirement of capital stock, net$4,000,00079
Net operating income$268,0004,396
2006-12-31 (YTD Data)Rank
Total interest income$10,071,0003,548
Total interest expense$4,360,0003,371
Net interest income$5,711,0003,648
Provision for loan and lease losses$445,0002,096
Total noninterest income$1,192,0003,138
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$580,0002,756
Trading account gains and fees$0130
Additional Noninterest Income$612,0002,978
Total noninterest expense$5,110,0003,292
Salaries and employee benefits$2,896,0003,231
Premises and equipment expense$686,0003,381
Additional noninterest expense$1,528,0003,248
Pre-tax net operating income$1,348,0004,529
Securities gains (losses)$-4,0007,017
Applicable income taxes$341,0003,625
Income before extraordinary items$1,003,0004,710
Extraordinary gains, net$051
Net income$1,003,0004,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,997
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$2,400,000386
Net operating income$1,006,0004,696
2006-09-30 (YTD Data)Rank
Total interest income$7,208,0003,660
Total interest expense$3,064,0003,457
Net interest income$4,144,0003,764
Provision for loan and lease losses$284,0002,259
Total noninterest income$852,0003,259
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$424,0002,828
Trading account gains and fees$0126
Additional Noninterest Income$428,0003,103
Total noninterest expense$3,808,0003,304
Salaries and employee benefits$2,169,0003,234
Premises and equipment expense$514,0003,398
Additional noninterest expense$1,125,0003,289
Pre-tax net operating income$904,0004,951
Securities gains (losses)$-4,0007,334
Applicable income taxes$235,0003,932
Income before extraordinary items$665,0005,123
Extraordinary gains, net$045
Net income$665,0005,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,004
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$2,400,000293
Net operating income$667,9605,106
2006-06-30 (YTD Data)Rank
Total interest income$4,551,0003,771
Total interest expense$1,872,0003,573
Net interest income$2,679,0003,854
Provision for loan and lease losses$162,0002,467
Total noninterest income$531,0003,385
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$282,0002,793
Trading account gains and fees$0126
Additional Noninterest Income$249,0003,332
Total noninterest expense$2,503,0003,342
Salaries and employee benefits$1,438,0003,256
Premises and equipment expense$344,0003,378
Additional noninterest expense$721,0003,386
Pre-tax net operating income$545,0005,224
Securities gains (losses)$-4,0007,633
Applicable income taxes$131,0004,199
Income before extraordinary items$410,0005,336
Extraordinary gains, net$039
Net income$410,0005,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,844
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$2,400,000203
Net operating income$413,0405,315
2006-03-31 (YTD Data)Rank
Total interest income$2,147,0003,866
Total interest expense$863,0003,642
Net interest income$1,284,0003,972
Provision for loan and lease losses$75,0002,394
Total noninterest income$256,0003,405
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$133,0002,855
Trading account gains and fees$0115
Additional Noninterest Income$123,0003,340
Total noninterest expense$1,232,0003,395
Salaries and employee benefits$715,0003,276
Premises and equipment expense$173,0003,378
Additional noninterest expense$344,0003,491
Pre-tax net operating income$233,0005,514
Securities gains (losses)$0955
Applicable income taxes$49,0004,519
Income before extraordinary items$184,0005,521
Extraordinary gains, net$021
Net income$184,0005,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,335
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$184,0005,517
2005-12-31 (YTD Data)Rank
Total interest income$6,687,0004,284
Total interest expense$2,327,0004,008
Net interest income$4,360,0004,356
Provision for loan and lease losses$160,0004,008
Total noninterest income$846,0003,922
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$474,0003,161
Trading account gains and fees$0138
Additional Noninterest Income$372,0003,900
Total noninterest expense$4,255,0003,688
Salaries and employee benefits$2,486,0003,502
Premises and equipment expense$479,0004,301
Additional noninterest expense$1,290,0003,644
Pre-tax net operating income$791,0005,895
Securities gains (losses)$-5,0007,296
Applicable income taxes$195,0004,701
Income before extraordinary items$591,0006,037
Extraordinary gains, net$046
Net income$591,0006,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,461
Cash dividends$100,0005,466
Sale, conversion, retirement of capital stock, net$9,000,000214
Net operating income$594,7505,989
2005-09-30 (YTD Data)Rank
Total interest income$4,701,0004,449
Total interest expense$1,539,0004,210
Net interest income$3,162,0004,475
Provision for loan and lease losses$110,0004,035
Total noninterest income$566,0004,196
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$330,0003,340
Trading account gains and fees$0126
Additional Noninterest Income$236,0004,234
Total noninterest expense$2,983,0003,850
Salaries and employee benefits$1,837,0003,512
Premises and equipment expense$324,0004,593
Additional noninterest expense$822,0004,097
Pre-tax net operating income$635,0005,859
Securities gains (losses)$-5,0007,675
Applicable income taxes$174,0004,624
Income before extraordinary items$456,0006,094
Extraordinary gains, net$035
Net income$456,0006,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,863
Cash dividends$100,0004,657
Sale, conversion, retirement of capital stock, net$8,500,000155
Net operating income$459,6006,058
2005-06-30 (YTD Data)Rank
Total interest income$3,020,0004,499
Total interest expense$971,0004,222
Net interest income$2,049,0004,542
Provision for loan and lease losses$55,0004,424
Total noninterest income$338,0004,463
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$214,0003,348
Trading account gains and fees$0116
Additional Noninterest Income$124,0004,729
Total noninterest expense$1,838,0004,069
Salaries and employee benefits$1,113,0003,776
Premises and equipment expense$200,0004,823
Additional noninterest expense$525,0004,210
Pre-tax net operating income$494,0005,507
Securities gains (losses)$-5,0007,925
Applicable income taxes$145,0004,297
Income before extraordinary items$344,0005,832
Extraordinary gains, net$030
Net income$344,0005,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,400
Cash dividends$100,0004,233
Sale, conversion, retirement of capital stock, net$5,000,000138
Net operating income$347,5005,758
2005-03-31 (YTD Data)Rank
Total interest income$1,471,0004,555
Total interest expense$456,0004,294
Net interest income$1,015,0004,577
Provision for loan and lease losses$35,0003,777
Total noninterest income$168,0004,411
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$103,0003,372
Trading account gains and fees$0115
Additional Noninterest Income$65,0004,607
Total noninterest expense$775,0004,654
Salaries and employee benefits$425,0004,637
Premises and equipment expense$89,0005,250
Additional noninterest expense$261,0004,224
Pre-tax net operating income$373,0004,457
Securities gains (losses)$01,685
Applicable income taxes$127,0003,386
Income before extraordinary items$246,0004,914
Extraordinary gains, net$024
Net income$246,0004,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$35,0003,575
Sale, conversion, retirement of capital stock, net$0491
Net operating income$246,0004,868
2004-12-31 (YTD Data)Rank
Total interest income$5,554,0004,510
Total interest expense$1,570,0004,397
Net interest income$3,984,0004,493
Provision for loan and lease losses$269,0003,124
Total noninterest income$660,0004,566
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$439,0003,432
Trading account gains and fees$0138
Additional Noninterest Income$221,0004,902
Total noninterest expense$2,645,0005,097
Salaries and employee benefits$1,360,0005,283
Premises and equipment expense$294,0005,730
Additional noninterest expense$991,0004,382
Pre-tax net operating income$1,730,0003,876
Securities gains (losses)$03,819
Applicable income taxes$627,0002,957
Income before extraordinary items$1,103,0004,430
Extraordinary gains, net$034
Net income$1,103,0004,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,233
Cash dividends$70,0005,704
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,103,0004,359
2004-09-30 (YTD Data)Rank
Total interest income$4,074,0004,559
Total interest expense$1,154,0004,400
Net interest income$2,920,0004,567
Provision for loan and lease losses$192,0003,067
Total noninterest income$502,0004,546
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$332,0003,433
Trading account gains and fees$0134
Additional Noninterest Income$170,0004,841
Total noninterest expense$1,951,0005,116
Salaries and employee benefits$1,010,0005,288
Premises and equipment expense$210,0005,843
Additional noninterest expense$731,0004,372
Pre-tax net operating income$1,279,0004,000
Securities gains (losses)$03,710
Applicable income taxes$510,0002,861
Income before extraordinary items$769,0004,730
Extraordinary gains, net$026
Net income$769,0004,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,793
Cash dividends$45,0005,045
Sale, conversion, retirement of capital stock, net$0738
Net operating income$769,0004,637
2004-06-30 (YTD Data)Rank
Total interest income$2,638,0004,655
Total interest expense$762,0004,418
Net interest income$1,876,0004,686
Provision for loan and lease losses$134,0002,944
Total noninterest income$328,0004,579
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$212,0003,504
Trading account gains and fees$0130
Additional Noninterest Income$116,0004,862
Total noninterest expense$1,277,0005,211
Salaries and employee benefits$654,0005,424
Premises and equipment expense$138,0005,916
Additional noninterest expense$485,0004,406
Pre-tax net operating income$793,0004,140
Securities gains (losses)$03,413
Applicable income taxes$316,0002,990
Income before extraordinary items$477,0004,855
Extraordinary gains, net$021
Net income$477,0004,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,762
Cash dividends$20,0004,947
Sale, conversion, retirement of capital stock, net$0638
Net operating income$477,0004,771
2004-03-31 (YTD Data)Rank
Total interest income$1,280,0004,774
Total interest expense$380,0004,467
Net interest income$900,0004,827
Provision for loan and lease losses$43,0003,661
Total noninterest income$156,0004,677
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$96,0003,683
Trading account gains and fees$0121
Additional Noninterest Income$60,0004,738
Total noninterest expense$626,0005,311
Salaries and employee benefits$316,0005,570
Premises and equipment expense$69,0005,921
Additional noninterest expense$241,0004,449
Pre-tax net operating income$387,0004,163
Securities gains (losses)$02,934
Applicable income taxes$155,0003,023
Income before extraordinary items$232,0004,953
Extraordinary gains, net$016
Net income$232,0004,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$232,0004,831
2003-12-31 (YTD Data)Rank
Total interest income$4,873,0004,981
Total interest expense$1,702,0004,518
Net interest income$3,171,0005,130
Provision for loan and lease losses$223,0003,822
Total noninterest income$494,0005,473
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$321,0004,140
Trading account gains and fees$0160
Additional Noninterest Income$173,0005,573
Total noninterest expense$2,348,0005,448
Salaries and employee benefits$1,142,0005,810
Premises and equipment expense$295,0005,705
Additional noninterest expense$911,0004,580
Pre-tax net operating income$1,094,0004,938
Securities gains (losses)$83,0002,060
Applicable income taxes$396,0003,801
Income before extraordinary items$781,0005,296
Extraordinary gains, net$054
Net income$781,0005,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,439
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$726,2205,328
2003-09-30 (YTD Data)Rank
Total interest income$3,577,0005,119
Total interest expense$1,307,0004,564
Net interest income$2,270,0005,291
Provision for loan and lease losses$161,0003,767
Total noninterest income$343,0005,717
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$211,0004,472
Trading account gains and fees$0153
Additional Noninterest Income$132,0005,579
Total noninterest expense$1,711,0005,520
Salaries and employee benefits$852,0005,793
Premises and equipment expense$224,0005,659
Additional noninterest expense$635,0004,812
Pre-tax net operating income$741,0005,360
Securities gains (losses)$90,0001,840
Applicable income taxes$282,0004,030
Income before extraordinary items$549,0005,615
Extraordinary gains, net$040
Net income$549,0005,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,966
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$489,6005,746
2003-06-30 (YTD Data)Rank
Total interest income$2,316,0005,255
Total interest expense$898,0004,584
Net interest income$1,418,0005,510
Provision for loan and lease losses$130,0003,332
Total noninterest income$219,0005,799
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$124,0004,770
Trading account gains and fees$0150
Additional Noninterest Income$95,0005,412
Total noninterest expense$1,105,0005,633
Salaries and employee benefits$553,0005,895
Premises and equipment expense$149,0005,669
Additional noninterest expense$403,0004,982
Pre-tax net operating income$402,0005,842
Securities gains (losses)$74,0001,751
Applicable income taxes$162,0004,372
Income before extraordinary items$314,0005,999
Extraordinary gains, net$030
Net income$314,0005,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$265,1606,186
2003-03-31 (YTD Data)Rank
Total interest income$1,105,0005,423
Total interest expense$447,0004,689
Net interest income$658,0005,744
Provision for loan and lease losses$43,0004,044
Total noninterest income$103,0005,849
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$55,0004,963
Trading account gains and fees$0134
Additional Noninterest Income$48,0005,346
Total noninterest expense$530,0005,801
Salaries and employee benefits$266,0006,035
Premises and equipment expense$69,0005,897
Additional noninterest expense$195,0005,052
Pre-tax net operating income$188,0005,985
Securities gains (losses)$02,891
Applicable income taxes$58,0004,885
Income before extraordinary items$130,0006,366
Extraordinary gains, net$021
Net income$130,0006,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$130,0006,189
2002-12-31 (YTD Data)Rank
Total interest income$4,244,0005,723
Total interest expense$1,852,0005,069
Net interest income$2,392,0006,055
Provision for loan and lease losses$225,0004,105
Total noninterest income$435,0005,575
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$264,0004,558
Trading account gains and fees$0153
Additional Noninterest Income$171,0005,328
Total noninterest expense$2,033,0005,821
Salaries and employee benefits$1,019,0006,068
Premises and equipment expense$274,0005,845
Additional noninterest expense$740,0005,207
Pre-tax net operating income$569,0006,520
Securities gains (losses)$7,0003,799
Applicable income taxes$176,0005,299
Income before extraordinary items$400,0006,848
Extraordinary gains, net$070
Net income$400,0006,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,612
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$2,049,000283
Net operating income$395,1706,737
2001-12-31 (YTD Data)Rank
Total interest income$3,893,0006,441
Total interest expense$2,195,0005,818
Net interest income$1,698,0006,981
Provision for loan and lease losses$166,0004,582
Total noninterest income$314,0006,295
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$230,0004,833
Trading account gains and fees$0177
Additional Noninterest Income$84,0006,788
Total noninterest expense$1,712,0006,316
Salaries and employee benefits$831,0006,651
Premises and equipment expense$241,0006,196
Additional noninterest expense$640,0005,609
Pre-tax net operating income$134,0008,168
Securities gains (losses)$77,0001,979
Applicable income taxes$64,0006,472
Income before extraordinary items$147,0008,047
Extraordinary gains, net$0105
Net income$147,0008,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,674
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$93,1008,277
2000-12-31 (YTD Data)Rank
Total interest income$2,977,0007,433
Total interest expense$1,820,0006,558
Net interest income$1,157,0008,168
Provision for loan and lease losses$138,0004,577
Total noninterest income$225,0007,026
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0005,526
Trading account gains and feesNANA
Additional Noninterest Income$58,0007,528
Total noninterest expense$1,396,0007,008
Salaries and employee benefits$711,0007,150
Premises and equipment expense$190,0006,913
Additional noninterest expense$495,0006,465
Pre-tax net operating income$-152,0009,298
Securities gains (losses)$-18,0008,681
Applicable income taxes$-50,0009,486
Income before extraordinary items$-120,0009,294
Extraordinary gains, net$038
Net income$-120,0009,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,979
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-107,2209,274
1999-12-31 (YTD Data)Rank
Total interest income$1,188,0009,433
Total interest expense$643,0009,097
Net interest income$545,0009,613
Provision for loan and lease losses$104,0005,140
Total noninterest income$126,0008,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0007,297
Trading account gains and feesNANA
Additional Noninterest Income$54,0007,918
Total noninterest expense$943,0008,287
Salaries and employee benefits$492,0008,380
Premises and equipment expense$147,0007,713
Additional noninterest expense$304,0008,085
Pre-tax net operating income$-376,0009,759
Securities gains (losses)$03,155
Applicable income taxes$-118,0009,944
Income before extraordinary items$-258,0009,727
Extraordinary gains, net$035
Net income$-258,0009,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$4,988,000259
Net operating income$-258,0009,706

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.