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MutualOne Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$79,257,000647
Total interest expense$28,729,000607
Net interest income$50,528,000662
Provision for loan and lease losses$2,320,000516
Total noninterest income$930,0002,820
Gross Fiduciary activities income$0981
Service charges on deposit accounts$302,0002,182
Trading account gains and feesNANA
Additional Noninterest Income$628,0002,749
Total noninterest expense$21,164,0001,159
Salaries and employee benefits$13,348,0001,059
Premises and equipment expense$1,722,0001,385
Additional noninterest expense$628,0002,749
Pre-tax net operating income$27,974,000533
Securities gains (losses)$2,072,00045
Applicable income taxes$7,894,000409
Income before extraordinary items$22,152,000544
Extraordinary gains, net$054
Net income$22,152,000550
Minority interest net income$088
Net income of bank and minority interests.$22,152,000546
Net charge-offs$-10,0003,847
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,515,120588
2023-09-30 (YTD Data)Rank
Total interest income$58,318,000646
Total interest expense$20,105,000603
Net interest income$38,213,000670
Provision for loan and lease losses$2,215,000424
Total noninterest income$698,0002,822
Gross Fiduciary activities income$0950
Service charges on deposit accounts$226,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$472,0002,740
Total noninterest expense$15,785,0001,163
Salaries and employee benefits$9,822,0001,090
Premises and equipment expense$1,365,0001,328
Additional noninterest expense$472,0002,739
Pre-tax net operating income$20,911,000548
Securities gains (losses)$642,00053
Applicable income taxes$5,655,000435
Income before extraordinary items$15,898,000576
Extraordinary gains, net$052
Net income$15,898,000580
Minority interest net income$081
Net income of bank and minority interests.$15,898,000576
Net charge-offs$-10,0003,831
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,390,820597
2023-06-30 (YTD Data)Rank
Total interest income$37,874,000635
Total interest expense$12,285,000582
Net interest income$25,589,000668
Provision for loan and lease losses$1,535,000408
Total noninterest income$484,0002,742
Gross Fiduciary activities income$0931
Service charges on deposit accounts$146,0002,222
Trading account gains and feesNANA
Additional Noninterest Income$338,0002,635
Total noninterest expense$10,614,0001,142
Salaries and employee benefits$6,608,0001,066
Premises and equipment expense$941,0001,277
Additional noninterest expense$338,0002,630
Pre-tax net operating income$13,924,000546
Securities gains (losses)$968,00049
Applicable income taxes$3,934,000427
Income before extraordinary items$10,958,000559
Extraordinary gains, net$051
Net income$10,958,000569
Minority interest net income$081
Net income of bank and minority interests.$10,958,000559
Net charge-offs$-10,0003,918
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,193,280594
2023-03-31 (YTD Data)Rank
Total interest income$18,225,000649
Total interest expense$5,209,000587
Net interest income$13,016,000670
Provision for loan and lease losses$1,368,000292
Total noninterest income$236,0002,765
Gross Fiduciary activities income$0913
Service charges on deposit accounts$70,0002,299
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,636
Total noninterest expense$4,974,0001,211
Salaries and employee benefits$3,008,0001,174
Premises and equipment expense$555,0001,132
Additional noninterest expense$166,0002,636
Pre-tax net operating income$6,910,000573
Securities gains (losses)$-360,0004,522
Applicable income taxes$2,071,000420
Income before extraordinary items$4,479,000675
Extraordinary gains, net$04
Net income$4,479,000674
Minority interest net income$048
Net income of bank and minority interests.$4,479,000674
Net charge-offs$5,0001,579
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,763,400652
2022-12-31 (YTD Data)Rank
Total interest income$53,453,000696
Total interest expense$6,968,000603
Net interest income$46,485,000717
Provision for loan and lease losses$1,202,000718
Total noninterest income$3,497,0001,487
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$282,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$3,215,0001,199
Total noninterest expense$20,593,0001,162
Salaries and employee benefits$13,544,0001,044
Premises and equipment expense$1,412,0001,596
Additional noninterest expense$3,215,0001,199
Pre-tax net operating income$28,187,000594
Securities gains (losses)$382,00080
Applicable income taxes$7,789,000455
Income before extraordinary items$20,780,000627
Extraordinary gains, net$05
Net income$20,780,000628
Minority interest net income$063
Net income of bank and minority interests.$20,780,000628
Net charge-offs$11,0002,122
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,478,220647
2022-09-30 (YTD Data)Rank
Total interest income$36,463,000728
Total interest expense$3,887,000586
Net interest income$32,576,000745
Provision for loan and lease losses$1,200,000550
Total noninterest income$3,248,0001,336
Gross Fiduciary activities income$0968
Service charges on deposit accounts$208,0002,362
Trading account gains and feesNANA
Additional Noninterest Income$3,040,0001,058
Total noninterest expense$14,927,0001,192
Salaries and employee benefits$9,914,0001,060
Premises and equipment expense$1,069,0001,590
Additional noninterest expense$3,040,0001,058
Pre-tax net operating income$19,697,000622
Securities gains (losses)$-2,230,0004,635
Applicable income taxes$4,813,000528
Income before extraordinary items$12,654,000733
Extraordinary gains, net$04
Net income$12,654,000733
Minority interest net income$057
Net income of bank and minority interests.$12,654,000733
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,415,700671
2022-06-30 (YTD Data)Rank
Total interest income$22,414,000750
Total interest expense$2,205,000540
Net interest income$20,209,000776
Provision for loan and lease losses$02,599
Total noninterest income$3,002,0001,071
Gross Fiduciary activities income$0925
Service charges on deposit accounts$135,0002,378
Trading account gains and feesNANA
Additional Noninterest Income$2,867,000854
Total noninterest expense$9,930,0001,184
Salaries and employee benefits$6,532,0001,072
Premises and equipment expense$727,0001,585
Additional noninterest expense$2,671,0001,265
Pre-tax net operating income$13,281,000589
Securities gains (losses)$-1,022,0004,629
Applicable income taxes$3,559,000462
Income before extraordinary items$8,700,000671
Extraordinary gains, net$04
Net income$8,700,000671
Minority interest net income$060
Net income of bank and minority interests.$8,700,000671
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,507,380638
2022-03-31 (YTD Data)Rank
Total interest income$10,631,000764
Total interest expense$1,119,000500
Net interest income$9,512,000803
Provision for loan and lease losses$02,285
Total noninterest income$236,0002,857
Gross Fiduciary activities income$0892
Service charges on deposit accounts$61,0002,492
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,718
Total noninterest expense$4,784,0001,211
Salaries and employee benefits$3,227,0001,081
Premises and equipment expense$374,0001,567
Additional noninterest expense$1,183,0001,386
Pre-tax net operating income$4,964,000692
Securities gains (losses)$277,00069
Applicable income taxes$1,379,000525
Income before extraordinary items$3,862,000716
Extraordinary gains, net$04
Net income$3,862,000716
Minority interest net income$050
Net income of bank and minority interests.$3,862,000716
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,643,170760
2021-12-31 (YTD Data)Rank
Total interest income$42,387,000783
Total interest expense$5,267,000518
Net interest income$37,120,000824
Provision for loan and lease losses$100,0002,175
Total noninterest income$1,048,0002,923
Gross Fiduciary activities income$0994
Service charges on deposit accounts$248,0002,405
Trading account gains and feesNANA
Additional Noninterest Income$800,0002,830
Total noninterest expense$19,144,0001,202
Salaries and employee benefits$13,131,0001,052
Premises and equipment expense$1,456,0001,554
Additional noninterest expense$4,557,0001,430
Pre-tax net operating income$18,924,000775
Securities gains (losses)$3,919,00090
Applicable income taxes$5,942,000559
Income before extraordinary items$16,901,000738
Extraordinary gains, net$010
Net income$16,901,000739
Minority interest net income$074
Net income of bank and minority interests.$16,901,000739
Net charge-offs$8,0002,344
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,804,990869
2021-09-30 (YTD Data)Rank
Total interest income$31,634,000802
Total interest expense$4,056,000527
Net interest income$27,578,000843
Provision for loan and lease losses$100,0001,926
Total noninterest income$770,0002,982
Gross Fiduciary activities income$0957
Service charges on deposit accounts$181,0002,436
Trading account gains and feesNANA
Additional Noninterest Income$589,0002,894
Total noninterest expense$14,104,0001,219
Salaries and employee benefits$9,649,0001,076
Premises and equipment expense$1,118,0001,553
Additional noninterest expense$3,337,0001,456
Pre-tax net operating income$14,144,000813
Securities gains (losses)$1,716,000135
Applicable income taxes$4,168,000604
Income before extraordinary items$11,692,000824
Extraordinary gains, net$08
Net income$11,692,000824
Minority interest net income$069
Net income of bank and minority interests.$11,692,000824
Net charge-offs$12,0001,915
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,336,360902
2021-06-30 (YTD Data)Rank
Total interest income$20,915,000803
Total interest expense$2,792,000540
Net interest income$18,123,000846
Provision for loan and lease losses$101,0001,667
Total noninterest income$565,0002,870
Gross Fiduciary activities income$0951
Service charges on deposit accounts$118,0002,430
Trading account gains and feesNANA
Additional Noninterest Income$447,0002,745
Total noninterest expense$9,043,0001,246
Salaries and employee benefits$6,135,0001,105
Premises and equipment expense$770,0001,511
Additional noninterest expense$2,138,0001,493
Pre-tax net operating income$9,544,000797
Securities gains (losses)$2,012,00094
Applicable income taxes$2,997,000568
Income before extraordinary items$8,559,000750
Extraordinary gains, net$06
Net income$8,559,000750
Minority interest net income$067
Net income of bank and minority interests.$8,559,000750
Net charge-offs$65,0001,069
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,969,520878
2021-03-31 (YTD Data)Rank
Total interest income$10,484,000797
Total interest expense$1,475,000535
Net interest income$9,009,000837
Provision for loan and lease losses$1,0002,721
Total noninterest income$321,0002,726
Gross Fiduciary activities income$0922
Service charges on deposit accounts$60,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$261,0002,582
Total noninterest expense$4,045,0001,356
Salaries and employee benefits$2,582,0001,256
Premises and equipment expense$410,0001,459
Additional noninterest expense$1,053,0001,485
Pre-tax net operating income$5,284,000733
Securities gains (losses)$1,439,00083
Applicable income taxes$1,730,000507
Income before extraordinary items$4,993,000665
Extraordinary gains, net$03
Net income$4,993,000665
Minority interest net income$055
Net income of bank and minority interests.$4,993,000665
Net charge-offs$67,000726
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,856,190814
2020-12-31 (YTD Data)Rank
Total interest income$43,724,000768
Total interest expense$9,198,000537
Net interest income$34,526,000827
Provision for loan and lease losses$539,0002,166
Total noninterest income$2,177,0002,027
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$285,0002,293
Trading account gains and feesNANA
Additional Noninterest Income$1,892,0001,840
Total noninterest expense$16,654,0001,287
Salaries and employee benefits$10,749,0001,177
Premises and equipment expense$1,548,0001,480
Additional noninterest expense$4,357,0001,436
Pre-tax net operating income$19,510,000605
Securities gains (losses)$748,000463
Applicable income taxes$5,349,000465
Income before extraordinary items$14,909,000669
Extraordinary gains, net$04
Net income$14,909,000669
Minority interest net income$072
Net income of bank and minority interests.$14,909,000669
Net charge-offs$214,0001,509
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,318,080661
2020-09-30 (YTD Data)Rank
Total interest income$32,594,000774
Total interest expense$7,570,000526
Net interest income$25,024,000847
Provision for loan and lease losses$539,0001,910
Total noninterest income$1,571,0002,039
Gross Fiduciary activities income$0981
Service charges on deposit accounts$216,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$1,355,0001,846
Total noninterest expense$12,417,0001,276
Salaries and employee benefits$7,942,0001,181
Premises and equipment expense$1,113,0001,526
Additional noninterest expense$3,362,0001,379
Pre-tax net operating income$13,639,000616
Securities gains (losses)$-475,0004,989
Applicable income taxes$3,496,000483
Income before extraordinary items$9,668,000735
Extraordinary gains, net$04
Net income$9,668,000735
Minority interest net income$065
Net income of bank and minority interests.$9,668,000735
Net charge-offs$216,0001,211
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,043,250680
2020-06-30 (YTD Data)Rank
Total interest income$21,933,000769
Total interest expense$5,637,000519
Net interest income$16,296,000865
Provision for loan and lease losses$539,0001,557
Total noninterest income$930,0002,093
Gross Fiduciary activities income$0970
Service charges on deposit accounts$161,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$769,0001,944
Total noninterest expense$8,273,0001,265
Salaries and employee benefits$5,372,0001,159
Premises and equipment expense$729,0001,546
Additional noninterest expense$2,172,0001,401
Pre-tax net operating income$8,414,000598
Securities gains (losses)$-1,127,0005,024
Applicable income taxes$1,961,000498
Income before extraordinary items$5,326,000806
Extraordinary gains, net$04
Net income$5,326,000806
Minority interest net income$065
Net income of bank and minority interests.$5,326,000806
Net charge-offs$84,0001,448
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,216,330665
2020-03-31 (YTD Data)Rank
Total interest income$11,710,000725
Total interest expense$3,087,000531
Net interest income$8,623,000802
Provision for loan and lease losses$728,000728
Total noninterest income$305,0002,497
Gross Fiduciary activities income$0941
Service charges on deposit accounts$105,0002,072
Trading account gains and feesNANA
Additional Noninterest Income$200,0002,437
Total noninterest expense$4,128,0001,283
Salaries and employee benefits$2,747,0001,144
Premises and equipment expense$369,0001,549
Additional noninterest expense$1,012,0001,502
Pre-tax net operating income$4,072,000562
Securities gains (losses)$-2,537,0005,070
Applicable income taxes$528,000714
Income before extraordinary items$1,007,0001,656
Extraordinary gains, net$04
Net income$1,007,0001,657
Minority interest net income$056
Net income of bank and minority interests.$1,007,0001,657
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,011,230629
2019-12-31 (YTD Data)Rank
Total interest income$47,881,000723
Total interest expense$12,942,000543
Net interest income$34,939,000781
Provision for loan and lease losses$313,0001,916
Total noninterest income$1,266,0002,518
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$444,0002,082
Trading account gains and feesNANA
Additional Noninterest Income$822,0002,477
Total noninterest expense$16,898,0001,225
Salaries and employee benefits$10,931,0001,126
Premises and equipment expense$1,501,0001,499
Additional noninterest expense$4,466,0001,374
Pre-tax net operating income$18,994,000634
Securities gains (losses)$3,032,000113
Applicable income taxes$5,780,000461
Income before extraordinary items$16,246,000628
Extraordinary gains, net$011
Net income$16,246,000629
Minority interest net income$076
Net income of bank and minority interests.$16,246,000629
Net charge-offs$216,0001,609
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$13,850,720698
2019-09-30 (YTD Data)Rank
Total interest income$35,604,000727
Total interest expense$9,694,000553
Net interest income$25,910,000789
Provision for loan and lease losses$467,0001,214
Total noninterest income$933,0002,536
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$327,0002,120
Trading account gains and feesNANA
Additional Noninterest Income$606,0002,489
Total noninterest expense$12,685,0001,234
Salaries and employee benefits$8,190,0001,130
Premises and equipment expense$1,106,0001,532
Additional noninterest expense$3,389,0001,361
Pre-tax net operating income$13,691,000656
Securities gains (losses)$2,160,000117
Applicable income taxes$4,153,000484
Income before extraordinary items$11,698,000653
Extraordinary gains, net$011
Net income$11,698,000655
Minority interest net income$072
Net income of bank and minority interests.$11,698,000654
Net charge-offs$3,0003,249
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,991,600728
2019-06-30 (YTD Data)Rank
Total interest income$23,429,000732
Total interest expense$6,224,000566
Net interest income$17,205,000792
Provision for loan and lease losses$-16,0005,116
Total noninterest income$611,0002,533
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$215,0002,102
Trading account gains and feesNANA
Additional Noninterest Income$396,0002,487
Total noninterest expense$8,486,0001,239
Salaries and employee benefits$5,398,0001,140
Premises and equipment expense$764,0001,495
Additional noninterest expense$2,324,0001,347
Pre-tax net operating income$9,346,000636
Securities gains (losses)$1,680,000106
Applicable income taxes$2,877,000461
Income before extraordinary items$8,149,000610
Extraordinary gains, net$011
Net income$8,149,000610
Minority interest net income$069
Net income of bank and minority interests.$8,149,000610
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,821,800695
2019-03-31 (YTD Data)Rank
Total interest income$11,406,000749
Total interest expense$2,934,000583
Net interest income$8,472,000802
Provision for loan and lease losses$-3,0005,196
Total noninterest income$292,0002,548
Gross Fiduciary activities income$0972
Service charges on deposit accounts$105,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$187,0002,481
Total noninterest expense$4,316,0001,208
Salaries and employee benefits$2,704,0001,143
Premises and equipment expense$396,0001,469
Additional noninterest expense$1,216,0001,277
Pre-tax net operating income$4,451,000639
Securities gains (losses)$1,523,00062
Applicable income taxes$1,532,000432
Income before extraordinary items$4,442,000577
Extraordinary gains, net$05
Net income$4,442,000576
Minority interest net income$052
Net income of bank and minority interests.$4,442,000576
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,238,830719
2018-12-31 (YTD Data)Rank
Total interest income$40,416,000781
Total interest expense$8,064,000631
Net interest income$32,352,000827
Provision for loan and lease losses$2,102,000484
Total noninterest income$1,169,0002,648
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$394,0002,316
Trading account gains and feesNANA
Additional Noninterest Income$775,0002,527
Total noninterest expense$16,073,0001,261
Salaries and employee benefits$9,958,0001,177
Premises and equipment expense$1,484,0001,508
Additional noninterest expense$4,631,0001,330
Pre-tax net operating income$15,346,000743
Securities gains (losses)$1,570,00064
Applicable income taxes$4,582,000499
Income before extraordinary items$12,334,000764
Extraordinary gains, net$06
Net income$12,334,000763
Minority interest net income$072
Net income of bank and minority interests.$12,334,000763
Net charge-offs$448,0001,021
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,093,700838
2018-09-30 (YTD Data)Rank
Total interest income$29,537,000789
Total interest expense$5,558,000641
Net interest income$23,979,000830
Provision for loan and lease losses$1,398,000504
Total noninterest income$882,0002,680
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$296,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$586,0002,545
Total noninterest expense$12,256,0001,248
Salaries and employee benefits$7,499,0001,172
Premises and equipment expense$1,121,0001,517
Additional noninterest expense$3,636,0001,282
Pre-tax net operating income$11,207,000745
Securities gains (losses)$1,570,00062
Applicable income taxes$3,467,000510
Income before extraordinary items$9,310,000760
Extraordinary gains, net$05
Net income$9,310,000759
Minority interest net income$066
Net income of bank and minority interests.$9,310,000759
Net charge-offs$361,000892
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,069,700850
2018-06-30 (YTD Data)Rank
Total interest income$19,202,000788
Total interest expense$3,476,000637
Net interest income$15,726,000836
Provision for loan and lease losses$1,035,000458
Total noninterest income$573,0002,699
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$193,0002,343
Trading account gains and feesNANA
Additional Noninterest Income$380,0002,592
Total noninterest expense$8,333,0001,230
Salaries and employee benefits$5,102,0001,164
Premises and equipment expense$760,0001,507
Additional noninterest expense$2,471,0001,255
Pre-tax net operating income$6,931,000786
Securities gains (losses)$1,509,00051
Applicable income taxes$2,314,000509
Income before extraordinary items$6,126,000759
Extraordinary gains, net$06
Net income$6,126,000758
Minority interest net income$065
Net income of bank and minority interests.$6,126,000758
Net charge-offs$361,000650
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,933,890915
2018-03-31 (YTD Data)Rank
Total interest income$9,325,000805
Total interest expense$1,653,000626
Net interest income$7,672,000852
Provision for loan and lease losses$580,000416
Total noninterest income$292,0002,660
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$110,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$182,0002,604
Total noninterest expense$4,045,0001,266
Salaries and employee benefits$2,710,0001,115
Premises and equipment expense$395,0001,468
Additional noninterest expense$940,0001,596
Pre-tax net operating income$3,339,000779
Securities gains (losses)$1,509,00034
Applicable income taxes$1,182,000499
Income before extraordinary items$3,666,000644
Extraordinary gains, net$07
Net income$3,666,000644
Minority interest net income$052
Net income of bank and minority interests.$3,666,000644
Net charge-offs$140,000706
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,473,890882
2017-12-31 (YTD Data)Rank
Total interest income$34,311,000835
Total interest expense$5,599,000618
Net interest income$28,712,000879
Provision for loan and lease losses$1,249,000750
Total noninterest income$4,712,0001,163
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$423,0002,310
Trading account gains and feesNANA
Additional Noninterest Income$4,289,000907
Total noninterest expense$15,044,0001,318
Salaries and employee benefits$9,503,0001,209
Premises and equipment expense$1,467,0001,544
Additional noninterest expense$4,074,0001,495
Pre-tax net operating income$17,131,000621
Securities gains (losses)$983,000146
Applicable income taxes$7,601,000505
Income before extraordinary items$10,513,000723
Extraordinary gains, net$09
Net income$10,513,000722
Minority interest net income$076
Net income of bank and minority interests.$10,513,000723
Net charge-offs$70,0002,732
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,883,880754
2017-09-30 (YTD Data)Rank
Total interest income$25,357,000845
Total interest expense$4,081,000619
Net interest income$21,276,000886
Provision for loan and lease losses$769,000862
Total noninterest income$4,372,0001,023
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$297,0002,421
Trading account gains and feesNANA
Additional Noninterest Income$4,075,000781
Total noninterest expense$11,194,0001,321
Salaries and employee benefits$7,079,0001,225
Premises and equipment expense$1,101,0001,553
Additional noninterest expense$3,014,0001,501
Pre-tax net operating income$13,685,000599
Securities gains (losses)$646,000176
Applicable income taxes$5,176,000484
Income before extraordinary items$9,155,000684
Extraordinary gains, net$09
Net income$9,155,000684
Minority interest net income$071
Net income of bank and minority interests.$9,155,000684
Net charge-offs$229,0001,300
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,741,560697
2017-06-30 (YTD Data)Rank
Total interest income$16,443,000861
Total interest expense$2,610,000629
Net interest income$13,833,000905
Provision for loan and lease losses$530,000823
Total noninterest income$3,954,000821
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$191,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$3,763,000625
Total noninterest expense$7,344,0001,351
Salaries and employee benefits$4,639,0001,243
Premises and equipment expense$746,0001,538
Additional noninterest expense$1,959,0001,535
Pre-tax net operating income$9,913,000553
Securities gains (losses)$323,000204
Applicable income taxes$3,808,000441
Income before extraordinary items$6,428,000631
Extraordinary gains, net$011
Net income$6,428,000631
Minority interest net income$071
Net income of bank and minority interests.$6,428,000631
Net charge-offs$228,000974
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,221,280643
2017-03-31 (YTD Data)Rank
Total interest income$8,067,000874
Total interest expense$1,242,000630
Net interest income$6,825,000914
Provision for loan and lease losses$119,0001,355
Total noninterest income$272,0002,838
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$88,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$184,0002,679
Total noninterest expense$3,633,0001,378
Salaries and employee benefits$2,251,0001,283
Premises and equipment expense$385,0001,513
Additional noninterest expense$997,0001,512
Pre-tax net operating income$3,345,000742
Securities gains (losses)$105,000231
Applicable income taxes$1,254,000563
Income before extraordinary items$2,196,000861
Extraordinary gains, net$08
Net income$2,196,000862
Minority interest net income$055
Net income of bank and minority interests.$2,196,000861
Net charge-offs$177,000652
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,128,800874
2016-12-31 (YTD Data)Rank
Total interest income$28,934,000944
Total interest expense$4,517,000656
Net interest income$24,417,000997
Provision for loan and lease losses$1,393,000688
Total noninterest income$1,254,0002,712
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$326,0002,815
Trading account gains and fees$0170
Additional Noninterest Income$928,0002,475
Total noninterest expense$14,888,0001,329
Salaries and employee benefits$8,902,0001,255
Premises and equipment expense$1,430,0001,590
Additional noninterest expense$4,556,0001,371
Pre-tax net operating income$9,390,000972
Securities gains (losses)$499,000431
Applicable income taxes$3,502,000700
Income before extraordinary items$6,387,0001,134
Extraordinary gains, net$05
Net income$6,387,0001,132
Minority interest net income$082
Net income of bank and minority interests.$6,387,0001,133
Net charge-offs$85,0002,741
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,062,6501,161
2016-09-30 (YTD Data)Rank
Total interest income$21,560,000945
Total interest expense$3,322,000668
Net interest income$18,238,000998
Provision for loan and lease losses$442,0001,279
Total noninterest income$920,0002,744
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$238,0002,867
Trading account gains and fees$0169
Additional Noninterest Income$682,0002,525
Total noninterest expense$11,207,0001,324
Salaries and employee benefits$6,644,0001,267
Premises and equipment expense$1,073,0001,591
Additional noninterest expense$3,490,0001,343
Pre-tax net operating income$7,509,000940
Securities gains (losses)$293,000610
Applicable income taxes$2,840,000681
Income before extraordinary items$4,962,0001,128
Extraordinary gains, net$05
Net income$4,962,0001,127
Minority interest net income$071
Net income of bank and minority interests.$4,962,0001,128
Net charge-offs$139,0001,758
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,774,4801,126
2016-06-30 (YTD Data)Rank
Total interest income$14,358,000942
Total interest expense$2,163,000680
Net interest income$12,195,000995
Provision for loan and lease losses$441,000954
Total noninterest income$593,0002,771
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$163,0002,808
Trading account gains and fees$0157
Additional Noninterest Income$430,0002,571
Total noninterest expense$7,634,0001,316
Salaries and employee benefits$4,448,0001,275
Premises and equipment expense$702,0001,614
Additional noninterest expense$2,484,0001,279
Pre-tax net operating income$4,713,000977
Securities gains (losses)$145,000754
Applicable income taxes$1,810,000697
Income before extraordinary items$3,048,0001,185
Extraordinary gains, net$016
Net income$3,048,0001,185
Minority interest net income$071
Net income of bank and minority interests.$3,048,0001,185
Net charge-offs$138,0001,382
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,955,2001,174
2016-03-31 (YTD Data)Rank
Total interest income$7,195,000933
Total interest expense$1,044,000702
Net interest income$6,151,000972
Provision for loan and lease losses$-1,0005,851
Total noninterest income$281,0002,825
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$83,0002,745
Trading account gains and fees$0142
Additional Noninterest Income$198,0002,629
Total noninterest expense$3,656,0001,352
Salaries and employee benefits$2,211,0001,278
Premises and equipment expense$352,0001,617
Additional noninterest expense$1,093,0001,410
Pre-tax net operating income$2,777,000817
Securities gains (losses)$02,077
Applicable income taxes$1,100,000597
Income before extraordinary items$1,677,0001,067
Extraordinary gains, net$012
Net income$1,677,0001,068
Minority interest net income$062
Net income of bank and minority interests.$1,677,0001,068
Net charge-offs$83,0001,118
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,677,0001,043
2015-12-31 (YTD Data)Rank
Total interest income$26,074,000998
Total interest expense$3,466,000808
Net interest income$22,608,0001,019
Provision for loan and lease losses$3,018,000316
Total noninterest income$1,336,0002,632
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$309,0002,966
Trading account gains and fees$0159
Additional Noninterest Income$1,027,0002,343
Total noninterest expense$13,241,0001,477
Salaries and employee benefits$8,021,0001,357
Premises and equipment expense$1,214,0001,868
Additional noninterest expense$4,006,0001,518
Pre-tax net operating income$7,685,0001,109
Securities gains (losses)$1,072,000200
Applicable income taxes$2,872,000776
Income before extraordinary items$5,885,0001,195
Extraordinary gains, net$023
Net income$5,885,0001,196
Minority interest net income$081
Net income of bank and minority interests.$5,885,0001,195
Net charge-offs$2,898,000276
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,166,7601,290
2015-09-30 (YTD Data)Rank
Total interest income$19,299,0001,018
Total interest expense$2,556,000828
Net interest income$16,743,0001,035
Provision for loan and lease losses$2,094,000325
Total noninterest income$1,017,0002,643
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$227,0003,028
Trading account gains and fees$0153
Additional Noninterest Income$790,0002,331
Total noninterest expense$9,875,0001,488
Salaries and employee benefits$5,911,0001,380
Premises and equipment expense$895,0001,918
Additional noninterest expense$3,069,0001,495
Pre-tax net operating income$5,791,0001,121
Securities gains (losses)$1,013,000177
Applicable income taxes$2,126,000808
Income before extraordinary items$4,678,0001,140
Extraordinary gains, net$021
Net income$4,678,0001,137
Minority interest net income$078
Net income of bank and minority interests.$4,678,0001,140
Net charge-offs$2,968,000210
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,979,0301,275
2015-06-30 (YTD Data)Rank
Total interest income$12,853,0001,021
Total interest expense$1,667,000851
Net interest income$11,186,0001,035
Provision for loan and lease losses$251,0001,272
Total noninterest income$584,0002,858
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$152,0003,001
Trading account gains and fees$0157
Additional Noninterest Income$432,0002,585
Total noninterest expense$6,598,0001,491
Salaries and employee benefits$3,844,0001,413
Premises and equipment expense$610,0001,886
Additional noninterest expense$2,144,0001,449
Pre-tax net operating income$4,921,000909
Securities gains (losses)$718,000188
Applicable income taxes$1,799,000683
Income before extraordinary items$3,840,000925
Extraordinary gains, net$022
Net income$3,840,000925
Minority interest net income$075
Net income of bank and minority interests.$3,840,000925
Net charge-offs$3,0003,598
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,351,7601,028
2015-03-31 (YTD Data)Rank
Total interest income$6,271,0001,037
Total interest expense$843,000846
Net interest income$5,428,0001,053
Provision for loan and lease losses$251,000739
Total noninterest income$259,0002,985
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$75,0002,985
Trading account gains and fees$0152
Additional Noninterest Income$184,0002,740
Total noninterest expense$3,087,0001,572
Salaries and employee benefits$1,880,0001,435
Premises and equipment expense$330,0001,777
Additional noninterest expense$877,0001,719
Pre-tax net operating income$2,349,000912
Securities gains (losses)$350,000232
Applicable income taxes$839,000706
Income before extraordinary items$1,860,000923
Extraordinary gains, net$013
Net income$1,860,000924
Minority interest net income$064
Net income of bank and minority interests.$1,860,000923
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,618,5001,015
2014-12-31 (YTD Data)Rank
Total interest income$24,102,0001,062
Total interest expense$3,218,000931
Net interest income$20,884,0001,076
Provision for loan and lease losses$2,632,000382
Total noninterest income$1,084,0002,997
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$339,0002,995
Trading account gains and fees$0180
Additional Noninterest Income$745,0002,735
Total noninterest expense$13,226,0001,443
Salaries and employee benefits$7,647,0001,378
Premises and equipment expense$1,142,0002,005
Additional noninterest expense$4,437,0001,435
Pre-tax net operating income$6,110,0001,285
Securities gains (losses)$1,657,000125
Applicable income taxes$2,022,000973
Income before extraordinary items$5,745,0001,146
Extraordinary gains, net$017
Net income$5,745,0001,144
Minority interest net income$084
Net income of bank and minority interests.$5,745,0001,145
Net charge-offs$-20,0005,797
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,518,8201,402
2014-09-30 (YTD Data)Rank
Total interest income$17,853,0001,081
Total interest expense$2,362,000964
Net interest income$15,491,0001,093
Provision for loan and lease losses$306,0001,609
Total noninterest income$815,0003,011
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$256,0003,010
Trading account gains and fees$0174
Additional Noninterest Income$559,0002,744
Total noninterest expense$10,035,0001,436
Salaries and employee benefits$5,666,0001,405
Premises and equipment expense$866,0002,003
Additional noninterest expense$3,503,0001,381
Pre-tax net operating income$5,965,0001,049
Securities gains (losses)$1,333,000118
Applicable income taxes$2,056,000788
Income before extraordinary items$5,242,000957
Extraordinary gains, net$015
Net income$5,242,000956
Minority interest net income$081
Net income of bank and minority interests.$5,242,000956
Net charge-offs$9,0004,191
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,282,2401,139
2014-06-30 (YTD Data)Rank
Total interest income$11,986,0001,070
Total interest expense$1,565,000968
Net interest income$10,421,0001,077
Provision for loan and lease losses$306,0001,207
Total noninterest income$496,0003,134
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$172,0002,979
Trading account gains and fees$0172
Additional Noninterest Income$324,0002,928
Total noninterest expense$6,628,0001,451
Salaries and employee benefits$3,730,0001,413
Premises and equipment expense$573,0002,035
Additional noninterest expense$2,325,0001,383
Pre-tax net operating income$3,983,0001,030
Securities gains (losses)$1,043,000116
Applicable income taxes$1,356,000765
Income before extraordinary items$3,670,000881
Extraordinary gains, net$020
Net income$3,670,000881
Minority interest net income$080
Net income of bank and minority interests.$3,670,000881
Net charge-offs$26,0003,261
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,908,6101,089
2014-03-31 (YTD Data)Rank
Total interest income$5,896,0001,085
Total interest expense$784,000973
Net interest income$5,112,0001,094
Provision for loan and lease losses$51,0002,201
Total noninterest income$233,0003,186
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$86,0002,964
Trading account gains and fees$0147
Additional Noninterest Income$147,0002,997
Total noninterest expense$3,022,0001,599
Salaries and employee benefits$1,791,0001,470
Premises and equipment expense$293,0002,022
Additional noninterest expense$938,0001,635
Pre-tax net operating income$2,272,000873
Securities gains (losses)$638,000109
Applicable income taxes$763,000687
Income before extraordinary items$2,147,000725
Extraordinary gains, net$016
Net income$2,147,000726
Minority interest net income$066
Net income of bank and minority interests.$2,147,000726
Net charge-offs$25,0002,339
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,674,880917
2013-12-31 (YTD Data)Rank
Total interest income$23,690,0001,075
Total interest expense$3,292,0001,026
Net interest income$20,398,0001,082
Provision for loan and lease losses$854,0001,261
Total noninterest income$1,963,0002,199
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$324,0003,219
Trading account gains and fees$0184
Additional Noninterest Income$1,639,0001,746
Total noninterest expense$12,004,0001,608
Salaries and employee benefits$7,205,0001,446
Premises and equipment expense$1,107,0002,048
Additional noninterest expense$3,692,0001,729
Pre-tax net operating income$9,503,000806
Securities gains (losses)$-18,0006,317
Applicable income taxes$3,363,000613
Income before extraordinary items$6,122,0001,013
Extraordinary gains, net$029
Net income$6,122,0001,016
Minority interest net income$090
Net income of bank and minority interests.$6,122,0001,016
Net charge-offs$648,0001,721
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,133,700988
2013-09-30 (YTD Data)Rank
Total interest income$17,431,0001,102
Total interest expense$2,470,0001,053
Net interest income$14,961,0001,106
Provision for loan and lease losses$703,0001,179
Total noninterest income$1,504,0002,206
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$236,0003,287
Trading account gains and fees$0180
Additional Noninterest Income$1,268,0001,753
Total noninterest expense$8,976,0001,612
Salaries and employee benefits$5,447,0001,446
Premises and equipment expense$827,0002,080
Additional noninterest expense$2,702,0001,753
Pre-tax net operating income$6,786,000869
Securities gains (losses)$-219,0006,784
Applicable income taxes$2,320,000657
Income before extraordinary items$4,247,0001,098
Extraordinary gains, net$025
Net income$4,247,0001,100
Minority interest net income$084
Net income of bank and minority interests.$4,247,0001,100
Net charge-offs$652,0001,351
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,389,3501,045
2013-06-30 (YTD Data)Rank
Total interest income$11,528,0001,105
Total interest expense$1,627,0001,090
Net interest income$9,901,0001,097
Provision for loan and lease losses$451,0001,249
Total noninterest income$872,0002,429
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$150,0003,360
Trading account gains and fees$0157
Additional Noninterest Income$722,0001,968
Total noninterest expense$6,142,0001,573
Salaries and employee benefits$3,690,0001,427
Premises and equipment expense$550,0002,086
Additional noninterest expense$1,902,0001,672
Pre-tax net operating income$4,180,000913
Securities gains (losses)$-174,0006,868
Applicable income taxes$1,390,000717
Income before extraordinary items$2,616,0001,165
Extraordinary gains, net$022
Net income$2,616,0001,167
Minority interest net income$082
Net income of bank and minority interests.$2,616,0001,168
Net charge-offs$635,0001,058
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,729,1001,085
2013-03-31 (YTD Data)Rank
Total interest income$5,810,0001,104
Total interest expense$825,0001,119
Net interest income$4,985,0001,091
Provision for loan and lease losses$-1,0006,710
Total noninterest income$520,0002,179
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$74,0003,357
Trading account gains and fees$0148
Additional Noninterest Income$446,0001,707
Total noninterest expense$3,124,0001,563
Salaries and employee benefits$1,884,0001,412
Premises and equipment expense$292,0002,016
Additional noninterest expense$948,0001,684
Pre-tax net operating income$2,382,000791
Securities gains (losses)$01,966
Applicable income taxes$826,000619
Income before extraordinary items$1,556,000976
Extraordinary gains, net$010
Net income$1,556,000976
Minority interest net income$076
Net income of bank and minority interests.$1,556,000978
Net charge-offs$69,0002,178
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,556,000926
2012-12-31 (YTD Data)Rank
Total interest income$21,493,0001,238
Total interest expense$3,306,0001,348
Net interest income$18,187,0001,221
Provision for loan and lease losses$2,154,0001,007
Total noninterest income$1,861,0002,301
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$309,0003,434
Trading account gains and fees$0166
Additional Noninterest Income$1,552,0001,818
Total noninterest expense$11,163,0001,728
Salaries and employee benefits$6,880,0001,481
Premises and equipment expense$845,0002,624
Additional noninterest expense$3,438,0001,911
Pre-tax net operating income$6,731,0001,058
Securities gains (losses)$709,000721
Applicable income taxes$2,080,000848
Income before extraordinary items$5,360,0001,102
Extraordinary gains, net$029
Net income$5,360,0001,102
Minority interest net income$093
Net income of bank and minority interests.$5,360,0001,102
Net charge-offs$-207,0007,003
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,849,5201,155
2012-09-30 (YTD Data)Rank
Total interest income$15,727,0001,302
Total interest expense$2,440,0001,430
Net interest income$13,287,0001,255
Provision for loan and lease losses$2,153,000797
Total noninterest income$1,604,0002,090
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$227,0003,503
Trading account gains and fees$0157
Additional Noninterest Income$1,377,0001,607
Total noninterest expense$7,820,0001,840
Salaries and employee benefits$4,854,0001,555
Premises and equipment expense$554,0002,948
Additional noninterest expense$2,412,0002,032
Pre-tax net operating income$4,918,0001,094
Securities gains (losses)$73,0002,201
Applicable income taxes$1,226,0001,053
Income before extraordinary items$3,765,0001,196
Extraordinary gains, net$020
Net income$3,765,0001,196
Minority interest net income$086
Net income of bank and minority interests.$3,765,0001,196
Net charge-offs$-207,0007,098
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,710,2501,144
2012-06-30 (YTD Data)Rank
Total interest income$9,851,0001,391
Total interest expense$1,518,0001,586
Net interest income$8,333,0001,328
Provision for loan and lease losses$851,0001,240
Total noninterest income$378,0003,770
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$143,0003,608
Trading account gains and fees$0153
Additional Noninterest Income$235,0003,434
Total noninterest expense$4,620,0002,076
Salaries and employee benefits$2,945,0001,709
Premises and equipment expense$325,0003,239
Additional noninterest expense$1,350,0002,405
Pre-tax net operating income$3,240,0001,102
Securities gains (losses)$-32,0007,017
Applicable income taxes$993,000896
Income before extraordinary items$2,215,0001,341
Extraordinary gains, net$019
Net income$2,215,0001,341
Minority interest net income$084
Net income of bank and minority interests.$2,215,0001,341
Net charge-offs$-208,0007,169
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,237,0801,252
2012-03-31 (YTD Data)Rank
Total interest income$4,954,0001,390
Total interest expense$776,0001,614
Net interest income$4,178,0001,325
Provision for loan and lease losses$150,0002,302
Total noninterest income$187,0003,781
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$114,0003,505
Total noninterest expense$2,280,0002,102
Salaries and employee benefits$1,469,0001,716
Premises and equipment expense$164,0003,233
Additional noninterest expense$647,0002,475
Pre-tax net operating income$1,935,000918
Securities gains (losses)$02,210
Applicable income taxes$623,000739
Income before extraordinary items$1,312,0001,127
Extraordinary gains, net$019
Net income$1,312,0001,128
Minority interest net income$078
Net income of bank and minority interests.$1,312,0001,127
Net charge-offs$-668,0007,292
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,312,0001,061
2011-12-31 (YTD Data)Rank
Total interest income$19,514,0001,464
Total interest expense$3,776,0001,603
Net interest income$15,738,0001,413
Provision for loan and lease losses$2,0006,472
Total noninterest income$2,686,0001,620
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$270,0003,813
Trading account gains and fees$0146
Additional Noninterest Income$2,416,0001,201
Total noninterest expense$8,926,0002,141
Salaries and employee benefits$5,496,0001,759
Premises and equipment expense$648,0003,377
Additional noninterest expense$2,782,0002,353
Pre-tax net operating income$9,496,000652
Securities gains (losses)$189,0001,507
Applicable income taxes$2,890,000590
Income before extraordinary items$6,795,000742
Extraordinary gains, net$029
Net income$6,795,000740
Minority interest net income$096
Net income of bank and minority interests.$6,795,000742
Net charge-offs$8,0006,152
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,662,700723
2011-09-30 (YTD Data)Rank
Total interest income$14,740,0001,468
Total interest expense$2,898,0001,628
Net interest income$11,842,0001,421
Provision for loan and lease losses$1,0006,380
Total noninterest income$474,0003,995
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$201,0003,840
Trading account gains and fees$0145
Additional Noninterest Income$273,0003,602
Total noninterest expense$6,749,0002,126
Salaries and employee benefits$4,136,0001,763
Premises and equipment expense$475,0003,477
Additional noninterest expense$2,138,0002,317
Pre-tax net operating income$5,566,000833
Securities gains (losses)$1,948,000188
Applicable income taxes$2,101,000597
Income before extraordinary items$5,413,000727
Extraordinary gains, net$021
Net income$5,413,000726
Minority interest net income$087
Net income of bank and minority interests.$5,413,000727
Net charge-offs$-37,0007,212
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,010,440911
2011-06-30 (YTD Data)Rank
Total interest income$9,816,0001,483
Total interest expense$1,936,0001,681
Net interest income$7,880,0001,424
Provision for loan and lease losses$1,0006,201
Total noninterest income$286,0004,198
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$131,0003,861
Trading account gains and fees$0153
Additional Noninterest Income$155,0003,890
Total noninterest expense$4,322,0002,227
Salaries and employee benefits$2,651,0001,856
Premises and equipment expense$353,0003,234
Additional noninterest expense$1,318,0002,521
Pre-tax net operating income$3,843,000798
Securities gains (losses)$-2,0006,931
Applicable income taxes$747,000969
Income before extraordinary items$3,094,000804
Extraordinary gains, net$015
Net income$3,094,000803
Minority interest net income$089
Net income of bank and minority interests.$3,094,000804
Net charge-offs$-29,0007,224
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,095,620776
2011-03-31 (YTD Data)Rank
Total interest income$4,897,0001,502
Total interest expense$968,0001,735
Net interest income$3,929,0001,417
Provision for loan and lease losses$2,0005,755
Total noninterest income$133,0004,392
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$64,0003,860
Trading account gains and fees$0158
Additional Noninterest Income$69,0004,155
Total noninterest expense$2,128,0002,270
Salaries and employee benefits$1,346,0001,846
Premises and equipment expense$206,0002,911
Additional noninterest expense$576,0002,807
Pre-tax net operating income$1,932,000789
Securities gains (losses)$-2,0007,028
Applicable income taxes$700,000570
Income before extraordinary items$1,230,000987
Extraordinary gains, net$09
Net income$1,230,000988
Minority interest net income$086
Net income of bank and minority interests.$1,230,000987
Net charge-offs$2,0004,883
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,231,280962
2010-12-31 (YTD Data)Rank
Total interest income$20,558,0001,503
Total interest expense$4,454,0001,811
Net interest income$16,104,0001,388
Provision for loan and lease losses$202,0005,321
Total noninterest income$1,790,0002,236
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$289,0003,714
Trading account gains and fees$0175
Additional Noninterest Income$1,501,0001,706
Total noninterest expense$9,491,0002,043
Salaries and employee benefits$5,234,0001,860
Premises and equipment expense$704,0003,280
Additional noninterest expense$3,553,0001,984
Pre-tax net operating income$8,201,000656
Securities gains (losses)$89,0002,258
Applicable income taxes$2,486,000614
Income before extraordinary items$5,804,000759
Extraordinary gains, net$029
Net income$5,804,000759
Minority interest net income$0111
Net income of bank and minority interests.$5,804,000760
Net charge-offs$671,0003,231
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,741,700731
2010-09-30 (YTD Data)Rank
Total interest income$15,401,0001,531
Total interest expense$3,419,0001,843
Net interest income$11,982,0001,419
Provision for loan and lease losses$202,0004,869
Total noninterest income$430,0004,369
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$224,0003,714
Trading account gains and fees$0165
Additional Noninterest Income$206,0004,132
Total noninterest expense$6,190,0002,348
Salaries and employee benefits$3,765,0001,921
Premises and equipment expense$536,0003,287
Additional noninterest expense$1,889,0002,620
Pre-tax net operating income$6,020,000703
Securities gains (losses)$154,0001,578
Applicable income taxes$2,214,000543
Income before extraordinary items$3,960,000877
Extraordinary gains, net$023
Net income$3,960,000878
Minority interest net income$0110
Net income of bank and minority interests.$3,960,000878
Net charge-offs$166,0004,406
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,861,440858
2010-06-30 (YTD Data)Rank
Total interest income$10,139,0001,567
Total interest expense$2,306,0001,886
Net interest income$7,833,0001,459
Provision for loan and lease losses$201,0004,211
Total noninterest income$286,0004,355
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$154,0003,650
Trading account gains and fees$0152
Additional Noninterest Income$132,0004,196
Total noninterest expense$4,100,0002,366
Salaries and employee benefits$2,514,0001,937
Premises and equipment expense$350,0003,375
Additional noninterest expense$1,236,0002,647
Pre-tax net operating income$3,818,000726
Securities gains (losses)$166,0001,064
Applicable income taxes$1,416,000528
Income before extraordinary items$2,568,000867
Extraordinary gains, net$019
Net income$2,568,000867
Minority interest net income$0105
Net income of bank and minority interests.$2,568,000868
Net charge-offs$166,0003,724
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,461,760872
2010-03-31 (YTD Data)Rank
Total interest income$4,976,0001,622
Total interest expense$1,171,0001,954
Net interest income$3,805,0001,511
Provision for loan and lease losses$201,0002,968
Total noninterest income$232,0003,360
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$80,0003,585
Trading account gains and fees$0175
Additional Noninterest Income$152,0002,815
Total noninterest expense$2,064,0002,369
Salaries and employee benefits$1,261,0001,963
Premises and equipment expense$179,0003,404
Additional noninterest expense$624,0002,613
Pre-tax net operating income$1,772,000765
Securities gains (losses)$44,0001,204
Applicable income taxes$672,000542
Income before extraordinary items$1,144,000954
Extraordinary gains, net$016
Net income$1,144,000958
Minority interest net income$091
Net income of bank and minority interests.$1,144,000958
Net charge-offs$-11,0007,514
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,115,840958
2009-12-31 (YTD Data)Rank
Total interest income$19,637,0001,739
Total interest expense$6,279,0001,854
Net interest income$13,358,0001,675
Provision for loan and lease losses$3,852,0001,689
Total noninterest income$2,000,0002,128
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$323,0003,745
Trading account gains and fees$0211
Additional Noninterest Income$1,677,0001,547
Total noninterest expense$8,183,0002,417
Salaries and employee benefits$4,680,0002,100
Premises and equipment expense$751,0003,286
Additional noninterest expense$2,752,0002,534
Pre-tax net operating income$3,323,0001,218
Securities gains (losses)$-416,0007,554
Applicable income taxes$829,0001,106
Income before extraordinary items$2,078,0001,605
Extraordinary gains, net$034
Net income$2,078,0001,603
Minority interest net income$0115
Net income of bank and minority interests.$2,078,0001,604
Net charge-offs$4,556,0001,233
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,373,3601,382
2009-09-30 (YTD Data)Rank
Total interest income$14,617,0001,780
Total interest expense$5,027,0001,820
Net interest income$9,590,0001,747
Provision for loan and lease losses$3,502,0001,338
Total noninterest income$1,107,0002,640
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$240,0003,778
Trading account gains and fees$0212
Additional Noninterest Income$867,0002,015
Total noninterest expense$6,088,0002,431
Salaries and employee benefits$3,475,0002,142
Premises and equipment expense$579,0003,256
Additional noninterest expense$2,034,0002,533
Pre-tax net operating income$1,107,0002,562
Securities gains (losses)$-411,0007,710
Applicable income taxes$-1,0006,565
Income before extraordinary items$697,0003,131
Extraordinary gains, net$027
Net income$697,0003,130
Minority interest net income$0118
Net income of bank and minority interests.$697,0003,132
Net charge-offs$4,258,000934
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,108,0002,259
2009-06-30 (YTD Data)Rank
Total interest income$9,641,0001,827
Total interest expense$3,483,0001,850
Net interest income$6,158,0001,808
Provision for loan and lease losses$2,700,0001,160
Total noninterest income$342,0004,173
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$153,0003,840
Trading account gains and fees$0193
Additional Noninterest Income$189,0003,736
Total noninterest expense$4,021,0002,489
Salaries and employee benefits$2,261,0002,228
Premises and equipment expense$394,0003,222
Additional noninterest expense$1,366,0002,541
Pre-tax net operating income$-221,0006,314
Securities gains (losses)$-376,0007,871
Applicable income taxes$-419,0007,533
Income before extraordinary items$-178,0006,341
Extraordinary gains, net$021
Net income$-178,0006,340
Minority interest net income$0112
Net income of bank and minority interests.$-178,0006,340
Net charge-offs$3,466,000755
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$62,6405,399
2009-03-31 (YTD Data)Rank
Total interest income$4,768,0001,878
Total interest expense$1,752,0001,905
Net interest income$3,016,0001,838
Provision for loan and lease losses$876,0001,279
Total noninterest income$150,0004,401
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$75,0003,827
Trading account gains and fees$0171
Additional Noninterest Income$75,0004,125
Total noninterest expense$1,795,0002,681
Salaries and employee benefits$1,089,0002,354
Premises and equipment expense$198,0003,247
Additional noninterest expense$508,0002,968
Pre-tax net operating income$495,0002,398
Securities gains (losses)$02,434
Applicable income taxes$110,0002,090
Income before extraordinary items$385,0002,645
Extraordinary gains, net$015
Net income$385,0002,644
Minority interest net income$0102
Net income of bank and minority interests.$385,0002,646
Net charge-offs$40,0003,753
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$385,0002,496
2008-12-31 (YTD Data)Rank
Total interest income$20,250,0001,889
Total interest expense$8,417,0001,875
Net interest income$11,833,0001,884
Provision for loan and lease losses$1,050,0002,631
Total noninterest income$562,0004,607
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$297,0004,028
Trading account gains and fees$0154
Additional Noninterest Income$265,0004,322
Total noninterest expense$7,193,0002,623
Salaries and employee benefits$4,285,0002,359
Premises and equipment expense$747,0003,352
Additional noninterest expense$2,161,0002,669
Pre-tax net operating income$4,152,0001,315
Securities gains (losses)$-5,785,0008,102
Applicable income taxes$-875,0007,670
Income before extraordinary items$-758,0006,871
Extraordinary gains, net$039
Net income$-758,0006,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,484,0001,572
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,944,4001,491
2008-09-30 (YTD Data)Rank
Total interest income$15,178,0001,931
Total interest expense$6,622,0001,867
Net interest income$8,556,0001,969
Provision for loan and lease losses$975,0001,855
Total noninterest income$464,0004,497
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$218,0004,090
Trading account gains and fees$0148
Additional Noninterest Income$246,0004,056
Total noninterest expense$5,470,0002,581
Salaries and employee benefits$3,169,0002,418
Premises and equipment expense$571,0003,315
Additional noninterest expense$1,730,0002,448
Pre-tax net operating income$2,575,0001,873
Securities gains (losses)$-5,617,0008,229
Applicable income taxes$-1,309,0008,110
Income before extraordinary items$-1,733,0007,791
Extraordinary gains, net$031
Net income$-1,733,0007,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,487,0001,020
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,861,8801,996
2008-06-30 (YTD Data)Rank
Total interest income$10,110,0001,961
Total interest expense$4,647,0001,860
Net interest income$5,463,0002,038
Provision for loan and lease losses$925,0001,276
Total noninterest income$316,0004,514
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$143,0004,134
Trading account gains and fees$0149
Additional Noninterest Income$173,0004,055
Total noninterest expense$3,785,0002,499
Salaries and employee benefits$2,098,0002,454
Premises and equipment expense$387,0003,303
Additional noninterest expense$1,300,0002,178
Pre-tax net operating income$1,069,0002,806
Securities gains (losses)$192,000636
Applicable income taxes$162,0002,923
Income before extraordinary items$1,099,0002,378
Extraordinary gains, net$021
Net income$1,099,0002,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,417,000692
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$931,9602,677
2008-03-31 (YTD Data)Rank
Total interest income$5,128,0001,983
Total interest expense$2,410,0001,921
Net interest income$2,718,0002,049
Provision for loan and lease losses$25,0004,682
Total noninterest income$174,0004,270
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$72,0004,098
Trading account gains and fees$0158
Additional Noninterest Income$102,0003,724
Total noninterest expense$1,609,0002,874
Salaries and employee benefits$995,0002,599
Premises and equipment expense$193,0003,338
Additional noninterest expense$421,0003,160
Pre-tax net operating income$1,258,0001,470
Securities gains (losses)$02,688
Applicable income taxes$397,0001,202
Income before extraordinary items$861,0001,715
Extraordinary gains, net$015
Net income$861,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$861,0001,650
2007-12-31 (YTD Data)Rank
Total interest income$20,421,0002,053
Total interest expense$9,107,0002,095
Net interest income$11,314,0002,007
Provision for loan and lease losses$1,501,0001,046
Total noninterest income$649,0004,469
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$276,0004,259
Trading account gains and fees$0178
Additional Noninterest Income$373,0003,863
Total noninterest expense$7,464,0002,447
Salaries and employee benefits$4,023,0002,486
Premises and equipment expense$700,0003,446
Additional noninterest expense$2,741,0002,008
Pre-tax net operating income$2,998,0002,475
Securities gains (losses)$614,000240
Applicable income taxes$855,0002,058
Income before extraordinary items$2,757,0002,188
Extraordinary gains, net$039
Net income$2,757,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,200,000888
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,290,3602,538
2007-09-30 (YTD Data)Rank
Total interest income$15,038,0002,090
Total interest expense$6,614,0002,140
Net interest income$8,424,0002,037
Provision for loan and lease losses$1,0006,502
Total noninterest income$439,0004,697
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$200,0004,340
Trading account gains and fees$0184
Additional Noninterest Income$239,0004,169
Total noninterest expense$5,760,0002,358
Salaries and employee benefits$2,991,0002,493
Premises and equipment expense$535,0003,367
Additional noninterest expense$2,234,0001,805
Pre-tax net operating income$3,102,0002,043
Securities gains (losses)$614,000201
Applicable income taxes$1,022,0001,618
Income before extraordinary items$2,694,0001,871
Extraordinary gains, net$033
Net income$2,694,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0001,987
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,251,9202,145
2007-06-30 (YTD Data)Rank
Total interest income$9,771,0002,152
Total interest expense$4,240,0002,220
Net interest income$5,531,0002,096
Provision for loan and lease losses$1,0006,174
Total noninterest income$309,0004,591
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$126,0004,462
Trading account gains and fees$0168
Additional Noninterest Income$183,0003,949
Total noninterest expense$4,088,0002,234
Salaries and employee benefits$2,060,0002,469
Premises and equipment expense$342,0003,505
Additional noninterest expense$1,686,0001,603
Pre-tax net operating income$1,751,0002,390
Securities gains (losses)$614,000160
Applicable income taxes$561,0001,921
Income before extraordinary items$1,804,0001,915
Extraordinary gains, net$029
Net income$1,804,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,237
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,337,3602,405
2007-03-31 (YTD Data)Rank
Total interest income$4,807,0002,174
Total interest expense$2,034,0002,290
Net interest income$2,773,0002,099
Provision for loan and lease losses$1,0005,727
Total noninterest income$133,0004,896
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$63,0004,424
Trading account gains and fees$0195
Additional Noninterest Income$70,0004,459
Total noninterest expense$1,658,0002,735
Salaries and employee benefits$1,019,0002,510
Premises and equipment expense$181,0003,371
Additional noninterest expense$458,0002,809
Pre-tax net operating income$1,247,0001,806
Securities gains (losses)$01,187
Applicable income taxes$440,0001,420
Income before extraordinary items$807,0002,054
Extraordinary gains, net$022
Net income$807,0002,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0001,165
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$807,0002,046
2006-12-31 (YTD Data)Rank
Total interest income$19,064,0002,073
Total interest expense$6,982,0002,282
Net interest income$12,082,0001,920
Provision for loan and lease losses$06,850
Total noninterest income$566,0004,866
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$175,0005,239
Trading account gains and fees$0130
Additional Noninterest Income$391,0003,775
Total noninterest expense$6,803,0002,580
Salaries and employee benefits$3,795,0002,564
Premises and equipment expense$693,0003,354
Additional noninterest expense$2,315,0002,250
Pre-tax net operating income$5,845,0001,649
Securities gains (losses)$207,000379
Applicable income taxes$2,138,0001,261
Income before extraordinary items$3,914,0001,824
Extraordinary gains, net$051
Net income$3,914,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,089
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,779,4501,867
2006-09-30 (YTD Data)Rank
Total interest income$14,290,0002,063
Total interest expense$5,095,0002,282
Net interest income$9,195,0001,908
Provision for loan and lease losses$06,685
Total noninterest income$413,0004,941
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$130,0005,312
Trading account gains and fees$0126
Additional Noninterest Income$283,0003,840
Total noninterest expense$5,243,0002,508
Salaries and employee benefits$2,910,0002,500
Premises and equipment expense$532,0003,299
Additional noninterest expense$1,801,0002,165
Pre-tax net operating income$4,365,0001,714
Securities gains (losses)$207,000330
Applicable income taxes$1,592,0001,336
Income before extraordinary items$2,980,0001,843
Extraordinary gains, net$045
Net income$2,980,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,015
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,845,4501,908
2006-06-30 (YTD Data)Rank
Total interest income$9,491,0002,029
Total interest expense$3,302,0002,250
Net interest income$6,189,0001,887
Provision for loan and lease losses$06,419
Total noninterest income$290,0004,829
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$84,0005,367
Trading account gains and fees$0126
Additional Noninterest Income$206,0003,687
Total noninterest expense$3,636,0002,440
Salaries and employee benefits$1,964,0002,476
Premises and equipment expense$332,0003,481
Additional noninterest expense$1,340,0001,961
Pre-tax net operating income$2,843,0001,737
Securities gains (losses)$207,000263
Applicable income taxes$1,030,0001,374
Income before extraordinary items$2,020,0001,809
Extraordinary gains, net$039
Net income$2,020,0001,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,883,3801,920
2006-03-31 (YTD Data)Rank
Total interest income$4,818,0001,971
Total interest expense$1,573,0002,237
Net interest income$3,245,0001,781
Provision for loan and lease losses$06,013
Total noninterest income$132,0004,983
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$42,0005,298
Trading account gains and fees$0115
Additional Noninterest Income$90,0003,918
Total noninterest expense$1,945,0002,285
Salaries and employee benefits$990,0002,468
Premises and equipment expense$160,0003,588
Additional noninterest expense$795,0001,644
Pre-tax net operating income$1,432,0001,688
Securities gains (losses)$317,000136
Applicable income taxes$520,0001,349
Income before extraordinary items$1,229,0001,475
Extraordinary gains, net$021
Net income$1,229,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,007,1001,762
2005-12-31 (YTD Data)Rank
Total interest income$18,491,0001,817
Total interest expense$5,589,0002,007
Net interest income$12,902,0001,704
Provision for loan and lease losses$140,0004,242
Total noninterest income$647,0004,599
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$177,0005,296
Trading account gains and fees$0138
Additional Noninterest Income$470,0003,488
Total noninterest expense$5,817,0002,826
Salaries and employee benefits$3,552,0002,565
Premises and equipment expense$518,0004,075
Additional noninterest expense$1,747,0002,832
Pre-tax net operating income$7,592,0001,251
Securities gains (losses)$-26,0007,947
Applicable income taxes$2,756,0001,033
Income before extraordinary items$4,810,0001,469
Extraordinary gains, net$046
Net income$4,810,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,087
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,826,6401,445
2005-09-30 (YTD Data)Rank
Total interest income$13,681,0001,795
Total interest expense$4,072,0001,957
Net interest income$9,609,0001,695
Provision for loan and lease losses$140,0003,587
Total noninterest income$497,0004,556
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$132,0005,338
Trading account gains and fees$0126
Additional Noninterest Income$365,0003,434
Total noninterest expense$4,303,0002,833
Salaries and employee benefits$2,627,0002,554
Premises and equipment expense$385,0004,073
Additional noninterest expense$1,291,0002,844
Pre-tax net operating income$5,663,0001,262
Securities gains (losses)$-26,0008,284
Applicable income taxes$2,043,0001,048
Income before extraordinary items$3,594,0001,486
Extraordinary gains, net$035
Net income$3,594,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,073
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,610,6401,449
2005-06-30 (YTD Data)Rank
Total interest income$9,020,0001,767
Total interest expense$2,625,0001,897
Net interest income$6,395,0001,680
Provision for loan and lease losses$140,0002,787
Total noninterest income$338,0004,463
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$88,0005,294
Trading account gains and fees$0116
Additional Noninterest Income$250,0003,372
Total noninterest expense$2,857,0002,830
Salaries and employee benefits$1,738,0002,559
Premises and equipment expense$245,0004,214
Additional noninterest expense$874,0002,795
Pre-tax net operating income$3,736,0001,243
Securities gains (losses)$-26,0008,439
Applicable income taxes$1,342,0001,044
Income before extraordinary items$2,368,0001,465
Extraordinary gains, net$030
Net income$2,368,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,020
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,384,6401,431
2005-03-31 (YTD Data)Rank
Total interest income$4,428,0001,761
Total interest expense$1,259,0001,885
Net interest income$3,169,0001,687
Provision for loan and lease losses$105,0001,941
Total noninterest income$123,0005,206
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$42,0005,359
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,172
Total noninterest expense$1,363,0002,962
Salaries and employee benefits$843,0002,656
Premises and equipment expense$109,0004,578
Additional noninterest expense$411,0002,947
Pre-tax net operating income$1,824,0001,253
Securities gains (losses)$-26,0008,702
Applicable income taxes$651,0001,067
Income before extraordinary items$1,147,0001,479
Extraordinary gains, net$024
Net income$1,147,0001,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,163,6401,435
2004-12-31 (YTD Data)Rank
Total interest income$17,192,0001,671
Total interest expense$4,783,0001,712
Net interest income$12,409,0001,641
Provision for loan and lease losses$1,145,000937
Total noninterest income$1,651,0002,504
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$203,0005,185
Trading account gains and fees$13,000126
Additional Noninterest Income$1,435,0001,695
Total noninterest expense$6,498,0002,456
Salaries and employee benefits$3,634,0002,393
Premises and equipment expense$510,0004,025
Additional noninterest expense$2,354,0002,077
Pre-tax net operating income$6,417,0001,352
Securities gains (losses)$98,0001,258
Applicable income taxes$2,018,0001,265
Income before extraordinary items$4,497,0001,433
Extraordinary gains, net$034
Net income$4,497,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,429,3801,409
2004-09-30 (YTD Data)Rank
Total interest income$12,925,0001,657
Total interest expense$3,559,0001,698
Net interest income$9,366,0001,619
Provision for loan and lease losses$315,0002,173
Total noninterest income$428,0004,966
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$157,0005,164
Trading account gains and fees$0134
Additional Noninterest Income$271,0003,922
Total noninterest expense$4,215,0002,786
Salaries and employee benefits$2,509,0002,567
Premises and equipment expense$359,0004,216
Additional noninterest expense$1,347,0002,625
Pre-tax net operating income$5,264,0001,248
Securities gains (losses)$37,0001,884
Applicable income taxes$1,872,0001,074
Income before extraordinary items$3,429,0001,440
Extraordinary gains, net$026
Net income$3,429,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,778
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,404,9501,405
2004-06-30 (YTD Data)Rank
Total interest income$8,695,0001,622
Total interest expense$2,365,0001,688
Net interest income$6,330,0001,572
Provision for loan and lease losses$210,0002,090
Total noninterest income$286,0004,938
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$106,0005,146
Trading account gains and fees$0130
Additional Noninterest Income$180,0003,968
Total noninterest expense$2,834,0002,766
Salaries and employee benefits$1,737,0002,473
Premises and equipment expense$237,0004,245
Additional noninterest expense$860,0002,739
Pre-tax net operating income$3,572,0001,205
Securities gains (losses)$-16,0008,765
Applicable income taxes$1,230,0001,088
Income before extraordinary items$2,326,0001,394
Extraordinary gains, net$021
Net income$2,326,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,336,4001,336
2004-03-31 (YTD Data)Rank
Total interest income$4,368,0001,614
Total interest expense$1,184,0001,701
Net interest income$3,184,0001,570
Provision for loan and lease losses$105,0002,016
Total noninterest income$120,0005,339
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$52,0005,121
Trading account gains and fees$0121
Additional Noninterest Income$68,0004,507
Total noninterest expense$1,406,0002,798
Salaries and employee benefits$871,0002,489
Premises and equipment expense$123,0004,165
Additional noninterest expense$412,0002,828
Pre-tax net operating income$1,793,0001,173
Securities gains (losses)$72,000986
Applicable income taxes$639,0001,066
Income before extraordinary items$1,226,0001,315
Extraordinary gains, net$016
Net income$1,226,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,178,4801,294
2003-12-31 (YTD Data)Rank
Total interest income$17,815,0001,610
Total interest expense$5,503,0001,643
Net interest income$12,312,0001,583
Provision for loan and lease losses$120,0004,933
Total noninterest income$711,0004,515
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$227,0004,982
Trading account gains and fees$0160
Additional Noninterest Income$484,0003,640
Total noninterest expense$5,681,0002,736
Salaries and employee benefits$3,321,0002,529
Premises and equipment expense$469,0004,260
Additional noninterest expense$1,891,0002,527
Pre-tax net operating income$7,222,0001,161
Securities gains (losses)$168,0001,457
Applicable income taxes$2,894,000952
Income before extraordinary items$4,496,0001,406
Extraordinary gains, net$054
Net income$4,496,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,157
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,388,4801,376
2003-09-30 (YTD Data)Rank
Total interest income$13,465,0001,627
Total interest expense$4,268,0001,653
Net interest income$9,197,0001,593
Provision for loan and lease losses$90,0004,812
Total noninterest income$554,0004,449
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$171,0004,995
Trading account gains and fees$0153
Additional Noninterest Income$383,0003,613
Total noninterest expense$4,125,0002,815
Salaries and employee benefits$2,404,0002,618
Premises and equipment expense$363,0004,162
Additional noninterest expense$1,358,0002,606
Pre-tax net operating income$5,536,0001,170
Securities gains (losses)$126,0001,549
Applicable income taxes$2,235,000970
Income before extraordinary items$3,427,0001,436
Extraordinary gains, net$040
Net income$3,427,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,409
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,346,3601,389
2003-06-30 (YTD Data)Rank
Total interest income$8,959,0001,643
Total interest expense$2,986,0001,622
Net interest income$5,973,0001,629
Provision for loan and lease losses$60,0004,687
Total noninterest income$375,0004,406
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$114,0004,956
Trading account gains and fees$0150
Additional Noninterest Income$261,0003,547
Total noninterest expense$2,722,0002,841
Salaries and employee benefits$1,555,0002,700
Premises and equipment expense$246,0004,101
Additional noninterest expense$921,0002,559
Pre-tax net operating income$3,566,0001,203
Securities gains (losses)$62,0001,873
Applicable income taxes$1,449,0001,013
Income before extraordinary items$2,179,0001,501
Extraordinary gains, net$030
Net income$2,179,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,139,3201,427
2003-03-31 (YTD Data)Rank
Total interest income$4,457,0001,661
Total interest expense$1,551,0001,592
Net interest income$2,906,0001,679
Provision for loan and lease losses$30,0004,429
Total noninterest income$172,0004,541
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$56,0004,926
Trading account gains and fees$0134
Additional Noninterest Income$116,0003,667
Total noninterest expense$1,199,0003,150
Salaries and employee benefits$712,0002,911
Premises and equipment expense$114,0004,333
Additional noninterest expense$373,0003,030
Pre-tax net operating income$1,849,0001,171
Securities gains (losses)$17,0001,982
Applicable income taxes$732,0001,029
Income before extraordinary items$1,134,0001,436
Extraordinary gains, net$021
Net income$1,134,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,123,1201,360
2002-12-31 (YTD Data)Rank
Total interest income$18,635,0001,651
Total interest expense$7,013,0001,620
Net interest income$11,622,0001,670
Provision for loan and lease losses$30,0007,191
Total noninterest income$781,0004,056
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$225,0004,953
Trading account gains and fees$0153
Additional Noninterest Income$556,0003,096
Total noninterest expense$5,616,0002,632
Salaries and employee benefits$3,025,0002,602
Premises and equipment expense$436,0004,361
Additional noninterest expense$2,155,0002,155
Pre-tax net operating income$6,757,0001,244
Securities gains (losses)$75,0002,038
Applicable income taxes$2,043,0001,268
Income before extraordinary items$4,789,0001,314
Extraordinary gains, net$070
Net income$4,789,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,791
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,736,5001,274
2001-12-31 (YTD Data)Rank
Total interest income$18,742,0001,831
Total interest expense$8,770,0001,845
Net interest income$9,972,0001,786
Provision for loan and lease losses$70,0006,194
Total noninterest income$725,0004,105
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$198,0005,191
Trading account gains and fees$0177
Additional Noninterest Income$527,0003,037
Total noninterest expense$4,958,0002,841
Salaries and employee benefits$2,740,0002,724
Premises and equipment expense$413,0004,502
Additional noninterest expense$1,805,0002,467
Pre-tax net operating income$5,669,0001,304
Securities gains (losses)$261,000983
Applicable income taxes$2,087,0001,139
Income before extraordinary items$3,843,0001,414
Extraordinary gains, net$0105
Net income$3,843,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-430,0009,587
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,673,3501,410
2000-12-31 (YTD Data)Rank
Total interest income$17,656,0001,996
Total interest expense$8,434,0002,040
Net interest income$9,222,0001,911
Provision for loan and lease losses$220,0003,525
Total noninterest income$701,0003,990
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$157,0005,658
Trading account gains and fees$0180
Additional Noninterest Income$544,0002,813
Total noninterest expense$4,547,0002,965
Salaries and employee benefits$2,569,0002,766
Premises and equipment expense$396,0004,539
Additional noninterest expense$1,582,0002,676
Pre-tax net operating income$5,156,0001,432
Securities gains (losses)$58,000685
Applicable income taxes$1,910,0001,210
Income before extraordinary items$3,304,0001,598
Extraordinary gains, net$038
Net income$3,304,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,266,8801,607
1999-12-31 (YTD Data)Rank
Total interest income$16,087,0002,012
Total interest expense$7,583,0001,969
Net interest income$8,504,0002,076
Provision for loan and lease losses$30,0007,215
Total noninterest income$536,0004,758
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$126,0006,245
Trading account gains and fees$0173
Additional Noninterest Income$410,0003,362
Total noninterest expense$4,697,0002,877
Salaries and employee benefits$2,383,0002,939
Premises and equipment expense$407,0004,469
Additional noninterest expense$1,907,0002,293
Pre-tax net operating income$4,313,0001,735
Securities gains (losses)$155,000608
Applicable income taxes$1,535,0001,571
Income before extraordinary items$2,933,0001,812
Extraordinary gains, net$035
Net income$2,933,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0009,921
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,830,7001,846
1998-12-31 (YTD Data)Rank
Total interest income$15,316,0002,129
Total interest expense$7,404,0002,056
Net interest income$7,912,0002,156
Provision for loan and lease losses$08,652
Total noninterest income$433,0005,369
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$131,0006,250
Trading account gains and fees$0224
Additional Noninterest Income$302,0004,008
Total noninterest expense$5,561,0002,356
Salaries and employee benefits$2,112,0003,167
Premises and equipment expense$337,0005,019
Additional noninterest expense$3,112,0001,407
Pre-tax net operating income$2,784,0002,544
Securities gains (losses)$1,535,000285
Applicable income taxes$1,225,0001,958
Income before extraordinary items$3,094,0001,700
Extraordinary gains, net$032
Net income$3,094,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-124,00010,290
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,988,8002,494
1997-12-31 (YTD Data)Rank
Total interest income$14,643,0002,225
Total interest expense$7,052,0002,136
Net interest income$7,591,0002,312
Provision for loan and lease losses$08,829
Total noninterest income$547,0004,713
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$134,0006,474
Trading account gains and fees$0239
Additional Noninterest Income$413,0003,224
Total noninterest expense$3,653,0003,471
Salaries and employee benefits$2,010,0003,292
Premises and equipment expense$391,0004,520
Additional noninterest expense$1,252,0003,231
Pre-tax net operating income$4,485,0001,709
Securities gains (losses)$111,000947
Applicable income taxes$1,713,0001,513
Income before extraordinary items$2,883,0001,838
Extraordinary gains, net$044
Net income$2,883,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-204,00010,819
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,811,9601,820
1996-12-31 (YTD Data)Rank
Total interest income$14,189,0002,355
Total interest expense$6,940,0002,227
Net interest income$7,249,0002,473
Provision for loan and lease losses$150,0004,046
Total noninterest income$542,0004,889
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$125,0006,977
Trading account gains and fees$0262
Additional Noninterest Income$417,0003,320
Total noninterest expense$3,381,0003,908
Salaries and employee benefits$1,848,0003,590
Premises and equipment expense$340,0005,115
Additional noninterest expense$1,193,0003,805
Pre-tax net operating income$4,260,0001,694
Securities gains (losses)$74,0001,108
Applicable income taxes$1,810,0001,347
Income before extraordinary items$2,524,0001,962
Extraordinary gains, net$053
Net income$2,524,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,372
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,476,6401,958
1995-12-31 (YTD Data)Rank
Total interest income$13,195,0002,535
Total interest expense$6,379,0002,420
Net interest income$6,816,0002,624
Provision for loan and lease losses$08,958
Total noninterest income$488,0005,273
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$129,0007,113
Trading account gains and fees$0522
Additional Noninterest Income$359,0003,546
Total noninterest expense$3,715,0003,547
Salaries and employee benefits$1,849,0003,560
Premises and equipment expense$344,0005,083
Additional noninterest expense$1,522,0003,059
Pre-tax net operating income$3,589,0002,055
Securities gains (losses)$64,0001,156
Applicable income taxes$1,294,0001,880
Income before extraordinary items$2,359,0002,152
Extraordinary gains, net$065
Net income$2,359,0002,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-112,00011,756
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,317,4002,154
1994-12-31 (YTD Data)Rank
Total interest income$11,846,0002,558
Total interest expense$5,023,0002,450
Net interest income$6,823,0002,645
Provision for loan and lease losses$215,0002,891
Total noninterest income$557,0004,914
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$117,0007,668
Trading account gains and fees$0475
Additional Noninterest Income$440,0003,213
Total noninterest expense$3,889,0003,514
Salaries and employee benefits$1,798,0003,618
Premises and equipment expense$350,0005,081
Additional noninterest expense$1,741,0002,906
Pre-tax net operating income$3,276,0002,172
Securities gains (losses)$-37,00010,819
Applicable income taxes$1,499,0001,557
Income before extraordinary items$1,740,0002,779
Extraordinary gains, net$0249
Net income$1,740,0002,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,750
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,763,6802,765
1993-12-31 (YTD Data)Rank
Total interest income$12,168,0002,534
Total interest expense$5,446,0002,374
Net interest income$6,722,0002,680
Provision for loan and lease losses$010,371
Total noninterest income$284,0007,883
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$95,0008,525
Trading account gains and fees$0532
Additional Noninterest Income$189,0005,846
Total noninterest expense$3,771,0003,673
Salaries and employee benefits$1,740,0003,743
Premises and equipment expense$330,0005,458
Additional noninterest expense$1,701,0003,134
Pre-tax net operating income$3,235,0002,108
Securities gains (losses)$24,0004,420
Applicable income taxes$1,314,0001,777
Income before extraordinary items$1,945,0002,591
Extraordinary gains, net$870,000256
Net income$2,815,0001,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,451
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,929,6402,453
1992-12-31 (YTD Data)Rank
Total interest income$13,829,0002,551
Total interest expense$7,081,0002,376
Net interest income$6,748,0002,700
Provision for loan and lease losses$650,0002,489
Total noninterest income$371,0006,823
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$84,0009,029
Trading account gains and fees$0504
Additional Noninterest Income$287,0004,547
Total noninterest expense$3,777,0003,685
Salaries and employee benefits$1,475,0004,299
Premises and equipment expense$320,0005,717
Additional noninterest expense$1,982,0002,826
Pre-tax net operating income$2,692,0002,296
Securities gains (losses)$70,0003,586
Applicable income taxes$900,0002,322
Income before extraordinary items$1,862,0002,466
Extraordinary gains, net$01,422
Net income$1,862,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,012,0001,546
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,815,1002,347

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.