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MutualBank, Income and Expense

2019-12-31 (YTD Data)		Rank
Total interest income	$85,194,000	418
Total interest expense	$20,070,000	388
Net interest income	$65,124,000	444
Provision for loan and lease losses	$1,950,000	548
Total noninterest income	$23,957,000	376
Gross Fiduciary activities income	$3,719,000	251
Service charges on deposit accounts	$3,841,000	348
Trading account gains and fees	$0	135
Additional Noninterest Income	$16,397,000	374
Total noninterest expense	$60,800,000	391
Salaries and employee benefits	$35,682,000	380
Premises and equipment expense	$6,243,000	432
Additional noninterest expense	$18,875,000	396
Pre-tax net operating income	$26,331,000	497
Securities gains (losses)	$1,013,000	221
Applicable income taxes	$2,824,000	721
Income before extraordinary items	$24,520,000	458
Extraordinary gains, net	$0	11
Net income	$24,520,000	457
Minority interest net income	$0	76
Net income of bank and minority interests.	$24,520,000	458
Net charge-offs	$1,924,000	427
Cash dividends	$11,000,000	447
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$23,608,300	459
2019-09-30 (YTD Data)		Rank
Total interest income	$64,329,000	419
Total interest expense	$15,370,000	387
Net interest income	$48,959,000	445
Provision for loan and lease losses	$1,375,000	535
Total noninterest income	$15,668,000	413
Gross Fiduciary activities income	$2,777,000	252
Service charges on deposit accounts	$2,363,000	402
Trading account gains and fees	$0	129
Additional Noninterest Income	$10,528,000	405
Total noninterest expense	$44,064,000	402
Salaries and employee benefits	$25,453,000	398
Premises and equipment expense	$4,684,000	434
Additional noninterest expense	$13,927,000	399
Pre-tax net operating income	$19,188,000	517
Securities gains (losses)	$976,000	199
Applicable income taxes	$3,105,000	570
Income before extraordinary items	$17,059,000	496
Extraordinary gains, net	$0	11
Net income	$17,059,000	495
Minority interest net income	$0	72
Net income of bank and minority interests.	$17,059,000	496
Net charge-offs	$1,245,000	431
Cash dividends	$9,000,000	400
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$16,229,400	507
2019-06-30 (YTD Data)		Rank
Total interest income	$42,744,000	419
Total interest expense	$10,233,000	379
Net interest income	$32,511,000	443
Provision for loan and lease losses	$950,000	511
Total noninterest income	$9,877,000	421
Gross Fiduciary activities income	$1,879,000	252
Service charges on deposit accounts	$1,486,000	430
Trading account gains and fees	$0	131
Additional Noninterest Income	$6,512,000	427
Total noninterest expense	$29,479,000	404
Salaries and employee benefits	$16,776,000	401
Premises and equipment expense	$3,136,000	431
Additional noninterest expense	$9,567,000	398
Pre-tax net operating income	$11,959,000	524
Securities gains (losses)	$866,000	164
Applicable income taxes	$1,941,000	580
Income before extraordinary items	$10,884,000	507
Extraordinary gains, net	$0	11
Net income	$10,884,000	506
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,884,000	506
Net charge-offs	$796,000	419
Cash dividends	$7,000,000	341
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$10,147,900	516
2019-03-31 (YTD Data)		Rank
Total interest income	$21,265,000	419
Total interest expense	$5,009,000	373
Net interest income	$16,256,000	440
Provision for loan and lease losses	$475,000	490
Total noninterest income	$4,603,000	424
Gross Fiduciary activities income	$862,000	259
Service charges on deposit accounts	$668,000	452
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,073,000	432
Total noninterest expense	$14,672,000	403
Salaries and employee benefits	$8,394,000	397
Premises and equipment expense	$1,596,000	425
Additional noninterest expense	$4,682,000	396
Pre-tax net operating income	$5,712,000	533
Securities gains (losses)	$444,000	130
Applicable income taxes	$958,000	583
Income before extraordinary items	$5,198,000	507
Extraordinary gains, net	$0	5
Net income	$5,198,000	506
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,198,000	506
Net charge-offs	$392,000	399
Cash dividends	$2,000,000	496
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$4,825,040	523
2018-12-31 (YTD Data)		Rank
Total interest income	$79,585,000	412
Total interest expense	$15,725,000	364
Net interest income	$63,860,000	438
Provision for loan and lease losses	$2,120,000	480
Total noninterest income	$18,797,000	434
Gross Fiduciary activities income	$3,935,000	243
Service charges on deposit accounts	$3,254,000	400
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,608,000	454
Total noninterest expense	$58,868,000	399
Salaries and employee benefits	$32,339,000	401
Premises and equipment expense	$6,222,000	427
Additional noninterest expense	$20,307,000	385
Pre-tax net operating income	$21,669,000	561
Securities gains (losses)	$804,000	93
Applicable income taxes	$3,356,000	615
Income before extraordinary items	$19,117,000	537
Extraordinary gains, net	$0	6
Net income	$19,117,000	535
Minority interest net income	$0	72
Net income of bank and minority interests.	$19,117,000	536
Net charge-offs	$1,226,000	495
Cash dividends	$5,000,000	730
Sale, conversion, retirement of capital stock, net	$61,323,000	11
Net operating income	$18,433,600	552
2018-09-30 (YTD Data)		Rank
Total interest income	$58,126,000	418
Total interest expense	$10,976,000	364
Net interest income	$47,150,000	444
Provision for loan and lease losses	$1,520,000	476
Total noninterest income	$13,579,000	459
Gross Fiduciary activities income	$3,059,000	239
Service charges on deposit accounts	$2,363,000	412
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,157,000	480
Total noninterest expense	$43,680,000	402
Salaries and employee benefits	$23,600,000	408
Premises and equipment expense	$4,651,000	434
Additional noninterest expense	$15,429,000	373
Pre-tax net operating income	$15,529,000	580
Securities gains (losses)	$666,000	107
Applicable income taxes	$2,400,000	643
Income before extraordinary items	$13,795,000	552
Extraordinary gains, net	$0	5
Net income	$13,795,000	549
Minority interest net income	$0	66
Net income of bank and minority interests.	$13,795,000	551
Net charge-offs	$898,000	476
Cash dividends	$3,000,000	778
Sale, conversion, retirement of capital stock, net	$61,323,000	8
Net operating income	$13,228,900	566
2018-06-30 (YTD Data)		Rank
Total interest income	$37,326,000	430
Total interest expense	$6,783,000	367
Net interest income	$30,543,000	454
Provision for loan and lease losses	$950,000	489
Total noninterest income	$8,960,000	457
Gross Fiduciary activities income	$2,150,000	232
Service charges on deposit accounts	$1,390,000	462
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,420,000	480
Total noninterest expense	$28,932,000	411
Salaries and employee benefits	$15,607,000	414
Premises and equipment expense	$2,987,000	454
Additional noninterest expense	$10,338,000	374
Pre-tax net operating income	$9,621,000	612
Securities gains (losses)	$260,000	150
Applicable income taxes	$1,409,000	687
Income before extraordinary items	$8,472,000	580
Extraordinary gains, net	$0	6
Net income	$8,472,000	580
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,472,000	579
Net charge-offs	$608,000	466
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$61,323,000	6
Net operating income	$8,248,400	591
2018-03-31 (YTD Data)		Rank
Total interest income	$16,732,000	467
Total interest expense	$3,069,000	373
Net interest income	$13,663,000	497
Provision for loan and lease losses	$450,000	507
Total noninterest income	$4,294,000	462
Gross Fiduciary activities income	$1,007,000	240
Service charges on deposit accounts	$691,000	468
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,596,000	479
Total noninterest expense	$12,720,000	450
Salaries and employee benefits	$7,142,000	449
Premises and equipment expense	$1,408,000	478
Additional noninterest expense	$4,170,000	429
Pre-tax net operating income	$4,787,000	597
Securities gains (losses)	$154,000	130
Applicable income taxes	$694,000	680
Income before extraordinary items	$4,247,000	568
Extraordinary gains, net	$0	7
Net income	$4,247,000	569
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,247,000	568
Net charge-offs	$300,000	417
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$61,323,000	2
Net operating income	$4,114,560	583
2017-12-31 (YTD Data)		Rank
Total interest income	$58,820,000	491
Total interest expense	$10,421,000	360
Net interest income	$48,399,000	528
Provision for loan and lease losses	$1,220,000	763
Total noninterest income	$17,411,000	466
Gross Fiduciary activities income	$4,020,000	232
Service charges on deposit accounts	$2,897,000	453
Trading account gains and fees	$0	151
Additional Noninterest Income	$10,494,000	495
Total noninterest expense	$46,101,000	477
Salaries and employee benefits	$26,680,000	450
Premises and equipment expense	$4,763,000	529
Additional noninterest expense	$14,658,000	473
Pre-tax net operating income	$18,489,000	583
Securities gains (losses)	$708,000	180
Applicable income taxes	$7,280,000	523
Income before extraordinary items	$11,917,000	645
Extraordinary gains, net	$0	9
Net income	$11,917,000	645
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,917,000	645
Net charge-offs	$1,215,000	594
Cash dividends	$15,100,000	280
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$11,463,880	654
2017-09-30 (YTD Data)		Rank
Total interest income	$43,759,000	499
Total interest expense	$7,583,000	364
Net interest income	$36,176,000	529
Provision for loan and lease losses	$870,000	789
Total noninterest income	$12,783,000	485
Gross Fiduciary activities income	$3,021,000	232
Service charges on deposit accounts	$2,122,000	465
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,640,000	516
Total noninterest expense	$34,338,000	485
Salaries and employee benefits	$19,721,000	461
Premises and equipment expense	$3,546,000	533
Additional noninterest expense	$11,071,000	467
Pre-tax net operating income	$13,751,000	593
Securities gains (losses)	$452,000	225
Applicable income taxes	$3,885,000	576
Income before extraordinary items	$10,318,000	605
Extraordinary gains, net	$0	9
Net income	$10,318,000	605
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,318,000	605
Net charge-offs	$874,000	540
Cash dividends	$3,800,000	633
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$9,988,040	617
2017-06-30 (YTD Data)		Rank
Total interest income	$28,743,000	497
Total interest expense	$4,870,000	360
Net interest income	$23,873,000	527
Provision for loan and lease losses	$500,000	849
Total noninterest income	$8,360,000	489
Gross Fiduciary activities income	$1,997,000	232
Service charges on deposit accounts	$1,355,000	479
Trading account gains and fees	$0	139
Additional Noninterest Income	$5,008,000	525
Total noninterest expense	$22,789,000	493
Salaries and employee benefits	$12,986,000	467
Premises and equipment expense	$2,354,000	531
Additional noninterest expense	$7,449,000	467
Pre-tax net operating income	$8,944,000	596
Securities gains (losses)	$408,000	175
Applicable income taxes	$2,547,000	572
Income before extraordinary items	$6,805,000	603
Extraordinary gains, net	$0	11
Net income	$6,805,000	602
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,805,000	603
Net charge-offs	$456,000	608
Cash dividends	$2,500,000	624
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$6,507,160	613
2017-03-31 (YTD Data)		Rank
Total interest income	$14,103,000	503
Total interest expense	$2,352,000	350
Net interest income	$11,751,000	529
Provision for loan and lease losses	$200,000	923
Total noninterest income	$3,961,000	502
Gross Fiduciary activities income	$917,000	245
Service charges on deposit accounts	$570,000	555
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,474,000	513
Total noninterest expense	$11,470,000	492
Salaries and employee benefits	$6,590,000	476
Premises and equipment expense	$1,195,000	543
Additional noninterest expense	$3,685,000	474
Pre-tax net operating income	$4,042,000	632
Securities gains (losses)	$129,000	201
Applicable income taxes	$1,108,000	613
Income before extraordinary items	$3,063,000	648
Extraordinary gains, net	$0	8
Net income	$3,063,000	648
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,063,000	648
Net charge-offs	$200,000	603
Cash dividends	$1,200,000	621
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,968,830	658
2016-12-31 (YTD Data)		Rank
Total interest income	$53,798,000	503
Total interest expense	$8,900,000	340
Net interest income	$44,898,000	532
Provision for loan and lease losses	$850,000	1,044
Total noninterest income	$18,223,000	452
Gross Fiduciary activities income	$3,884,000	230
Service charges on deposit accounts	$2,767,000	486
Trading account gains and fees	$0	170
Additional Noninterest Income	$11,572,000	463
Total noninterest expense	$45,560,000	484
Salaries and employee benefits	$26,827,000	453
Premises and equipment expense	$3,879,000	640
Additional noninterest expense	$14,854,000	473
Pre-tax net operating income	$16,711,000	593
Securities gains (losses)	$1,023,000	227
Applicable income taxes	$4,808,000	568
Income before extraordinary items	$12,926,000	603
Extraordinary gains, net	$0	5
Net income	$12,926,000	602
Minority interest net income	$0	82
Net income of bank and minority interests.	$12,926,000	602
Net charge-offs	$1,109,000	607
Cash dividends	$12,000,000	320
Sale, conversion, retirement of capital stock, net	$178,000	416
Net operating income	$12,179,210	630
2016-09-30 (YTD Data)		Rank
Total interest income	$39,858,000	507
Total interest expense	$6,593,000	341
Net interest income	$33,265,000	536
Provision for loan and lease losses	$600,000	1,009
Total noninterest income	$13,941,000	443
Gross Fiduciary activities income	$2,934,000	229
Service charges on deposit accounts	$2,011,000	495
Trading account gains and fees	$0	169
Additional Noninterest Income	$8,996,000	443
Total noninterest expense	$34,000,000	493
Salaries and employee benefits	$19,682,000	463
Premises and equipment expense	$3,030,000	617
Additional noninterest expense	$11,288,000	461
Pre-tax net operating income	$12,606,000	595
Securities gains (losses)	$862,000	240
Applicable income taxes	$3,633,000	572
Income before extraordinary items	$9,835,000	598
Extraordinary gains, net	$0	5
Net income	$9,835,000	598
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,835,000	598
Net charge-offs	$654,000	650
Cash dividends	$6,492,000	407
Sale, conversion, retirement of capital stock, net	$178,000	354
Net operating income	$9,205,740	619
2016-06-30 (YTD Data)		Rank
Total interest income	$26,295,000	509
Total interest expense	$4,360,000	344
Net interest income	$21,935,000	546
Provision for loan and lease losses	$350,000	1,119
Total noninterest income	$8,997,000	451
Gross Fiduciary activities income	$1,977,000	229
Service charges on deposit accounts	$1,283,000	506
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,737,000	453
Total noninterest expense	$22,546,000	498
Salaries and employee benefits	$12,877,000	472
Premises and equipment expense	$2,028,000	613
Additional noninterest expense	$7,641,000	457
Pre-tax net operating income	$8,036,000	604
Securities gains (losses)	$770,000	185
Applicable income taxes	$2,333,000	579
Income before extraordinary items	$6,473,000	591
Extraordinary gains, net	$0	16
Net income	$6,473,000	590
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,473,000	590
Net charge-offs	$387,000	721
Cash dividends	$4,506,000	392
Sale, conversion, retirement of capital stock, net	$178,000	294
Net operating income	$5,903,200	634
2016-03-31 (YTD Data)		Rank
Total interest income	$13,040,000	510
Total interest expense	$2,180,000	344
Net interest income	$10,860,000	551
Provision for loan and lease losses	$200,000	957
Total noninterest income	$3,788,000	490
Gross Fiduciary activities income	$820,000	255
Service charges on deposit accounts	$586,000	544
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,382,000	505
Total noninterest expense	$11,288,000	491
Salaries and employee benefits	$6,349,000	472
Premises and equipment expense	$1,009,000	623
Additional noninterest expense	$3,930,000	438
Pre-tax net operating income	$3,160,000	723
Securities gains (losses)	$118,000	454
Applicable income taxes	$895,000	689
Income before extraordinary items	$2,383,000	773
Extraordinary gains, net	$0	12
Net income	$2,383,000	772
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,383,000	773
Net charge-offs	$171,000	742
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$172,000	200
Net operating income	$2,296,860	773
2015-12-31 (YTD Data)		Rank
Total interest income	$51,773,000	489
Total interest expense	$8,322,000	333
Net interest income	$43,451,000	530
Provision for loan and lease losses	$125,000	2,790
Total noninterest income	$16,358,000	475
Gross Fiduciary activities income	$3,510,000	245
Service charges on deposit accounts	$2,800,000	470
Trading account gains and fees	$0	159
Additional Noninterest Income	$10,048,000	493
Total noninterest expense	$42,113,000	505
Salaries and employee benefits	$24,962,000	461
Premises and equipment expense	$3,753,000	661
Additional noninterest expense	$13,398,000	510
Pre-tax net operating income	$17,571,000	541
Securities gains (losses)	$437,000	397
Applicable income taxes	$5,169,000	507
Income before extraordinary items	$12,839,000	571
Extraordinary gains, net	$0	23
Net income	$12,839,000	570
Minority interest net income	$0	81
Net income of bank and minority interests.	$12,839,000	572
Net charge-offs	$651,000	944
Cash dividends	$3,600,000	859
Sale, conversion, retirement of capital stock, net	$438,000	323
Net operating income	$12,528,730	575
2015-09-30 (YTD Data)		Rank
Total interest income	$38,459,000	495
Total interest expense	$6,194,000	334
Net interest income	$32,265,000	539
Provision for loan and lease losses	$0	4,232
Total noninterest income	$12,331,000	480
Gross Fiduciary activities income	$2,620,000	245
Service charges on deposit accounts	$2,072,000	480
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,639,000	506
Total noninterest expense	$31,505,000	514
Salaries and employee benefits	$18,530,000	470
Premises and equipment expense	$2,788,000	683
Additional noninterest expense	$10,187,000	507
Pre-tax net operating income	$13,091,000	554
Securities gains (losses)	$423,000	345
Applicable income taxes	$3,990,000	525
Income before extraordinary items	$9,524,000	588
Extraordinary gains, net	$0	21
Net income	$9,524,000	586
Minority interest net income	$0	78
Net income of bank and minority interests.	$9,524,000	588
Net charge-offs	$411,000	988
Cash dividends	$3,600,000	624
Sale, conversion, retirement of capital stock, net	$358,000	290
Net operating income	$9,227,900	593
2015-06-30 (YTD Data)		Rank
Total interest income	$25,412,000	495
Total interest expense	$4,096,000	332
Net interest income	$21,316,000	542
Provision for loan and lease losses	$0	4,069
Total noninterest income	$8,007,000	486
Gross Fiduciary activities income	$1,749,000	251
Service charges on deposit accounts	$1,336,000	489
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,922,000	517
Total noninterest expense	$20,961,000	510
Salaries and employee benefits	$12,330,000	473
Premises and equipment expense	$1,867,000	686
Additional noninterest expense	$6,764,000	512
Pre-tax net operating income	$8,362,000	568
Securities gains (losses)	$366,000	327
Applicable income taxes	$2,582,000	543
Income before extraordinary items	$6,146,000	608
Extraordinary gains, net	$0	22
Net income	$6,146,000	605
Minority interest net income	$0	75
Net income of bank and minority interests.	$6,146,000	608
Net charge-offs	$262,000	1,012
Cash dividends	$2,350,000	619
Sale, conversion, retirement of capital stock, net	$285,000	262
Net operating income	$5,889,800	615
2015-03-31 (YTD Data)		Rank
Total interest income	$12,680,000	500
Total interest expense	$2,037,000	336
Net interest income	$10,643,000	536
Provision for loan and lease losses	$0	3,703
Total noninterest income	$3,776,000	500
Gross Fiduciary activities income	$862,000	253
Service charges on deposit accounts	$636,000	506
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,278,000	521
Total noninterest expense	$10,748,000	502
Salaries and employee benefits	$6,388,000	465
Premises and equipment expense	$1,006,000	628
Additional noninterest expense	$3,354,000	498
Pre-tax net operating income	$3,671,000	628
Securities gains (losses)	$240,000	304
Applicable income taxes	$1,169,000	563
Income before extraordinary items	$2,742,000	652
Extraordinary gains, net	$0	13
Net income	$2,742,000	651
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,742,000	652
Net charge-offs	$-49,000	5,940
Cash dividends	$1,100,000	603
Sale, conversion, retirement of capital stock, net	$285,000	160
Net operating income	$2,574,000	675
2014-12-31 (YTD Data)		Rank
Total interest income	$51,167,000	486
Total interest expense	$8,353,000	330
Net interest income	$42,814,000	510
Provision for loan and lease losses	$850,000	986
Total noninterest income	$13,992,000	508
Gross Fiduciary activities income	$3,494,000	245
Service charges on deposit accounts	$3,024,000	460
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,474,000	568
Total noninterest expense	$40,875,000	511
Salaries and employee benefits	$23,039,000	483
Premises and equipment expense	$3,852,000	635
Additional noninterest expense	$13,984,000	489
Pre-tax net operating income	$15,081,000	574
Securities gains (losses)	$313,000	586
Applicable income taxes	$3,920,000	594
Income before extraordinary items	$11,474,000	596
Extraordinary gains, net	$0	17
Net income	$11,474,000	594
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,474,000	596
Net charge-offs	$1,094,000	824
Cash dividends	$3,500,000	813
Sale, conversion, retirement of capital stock, net	$234,000	408
Net operating income	$11,239,250	596
2014-09-30 (YTD Data)		Rank
Total interest income	$38,280,000	483
Total interest expense	$6,240,000	331
Net interest income	$32,040,000	508
Provision for loan and lease losses	$850,000	772
Total noninterest income	$9,378,000	546
Gross Fiduciary activities income	$2,436,000	262
Service charges on deposit accounts	$4,184,000	278
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,758,000	966
Total noninterest expense	$30,137,000	513
Salaries and employee benefits	$17,072,000	485
Premises and equipment expense	$2,949,000	623
Additional noninterest expense	$10,116,000	500
Pre-tax net operating income	$10,431,000	614
Securities gains (losses)	$436,000	356
Applicable income taxes	$3,161,000	571
Income before extraordinary items	$7,706,000	662
Extraordinary gains, net	$0	15
Net income	$7,706,000	659
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,706,000	660
Net charge-offs	$1,013,000	670
Cash dividends	$2,500,000	782
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,396,440	672
2014-06-30 (YTD Data)		Rank
Total interest income	$25,476,000	485
Total interest expense	$4,218,000	328
Net interest income	$21,258,000	506
Provision for loan and lease losses	$850,000	527
Total noninterest income	$5,915,000	561
Gross Fiduciary activities income	$1,562,000	267
Service charges on deposit accounts	$2,742,000	275
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,611,000	1,042
Total noninterest expense	$19,861,000	518
Salaries and employee benefits	$11,115,000	498
Premises and equipment expense	$2,071,000	595
Additional noninterest expense	$6,675,000	509
Pre-tax net operating income	$6,462,000	640
Securities gains (losses)	$362,000	311
Applicable income taxes	$1,967,000	586
Income before extraordinary items	$4,857,000	674
Extraordinary gains, net	$0	20
Net income	$4,857,000	672
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,857,000	674
Net charge-offs	$1,019,000	489
Cash dividends	$1,500,000	822
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,599,980	698
2014-03-31 (YTD Data)		Rank
Total interest income	$12,734,000	481
Total interest expense	$2,176,000	318
Net interest income	$10,558,000	512
Provision for loan and lease losses	$350,000	616
Total noninterest income	$2,718,000	585
Gross Fiduciary activities income	$747,000	275
Service charges on deposit accounts	$1,276,000	284
Trading account gains and fees	$0	147
Additional Noninterest Income	$695,000	1,134
Total noninterest expense	$10,130,000	514
Salaries and employee benefits	$5,746,000	483
Premises and equipment expense	$1,087,000	582
Additional noninterest expense	$3,297,000	511
Pre-tax net operating income	$2,796,000	720
Securities gains (losses)	$150,000	325
Applicable income taxes	$817,000	658
Income before extraordinary items	$2,129,000	732
Extraordinary gains, net	$0	16
Net income	$2,129,000	733
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,129,000	733
Net charge-offs	$392,000	595
Cash dividends	$750,000	763
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,021,000	755
2013-12-31 (YTD Data)		Rank
Total interest income	$51,662,000	473
Total interest expense	$10,622,000	298
Net interest income	$41,040,000	513
Provision for loan and lease losses	$1,300,000	886
Total noninterest income	$13,324,000	545
Gross Fiduciary activities income	$3,023,000	258
Service charges on deposit accounts	$6,259,000	262
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,042,000	933
Total noninterest expense	$39,859,000	527
Salaries and employee benefits	$21,947,000	500
Premises and equipment expense	$3,763,000	655
Additional noninterest expense	$14,149,000	507
Pre-tax net operating income	$13,205,000	600
Securities gains (losses)	$835,000	279
Applicable income taxes	$4,150,000	517
Income before extraordinary items	$9,890,000	652
Extraordinary gains, net	$0	29
Net income	$9,890,000	654
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,890,000	653
Net charge-offs	$3,926,000	424
Cash dividends	$1,500,000	1,473
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$9,305,500	663
2013-09-30 (YTD Data)		Rank
Total interest income	$38,826,000	476
Total interest expense	$8,138,000	298
Net interest income	$30,688,000	515
Provision for loan and lease losses	$2,250,000	436
Total noninterest income	$10,013,000	556
Gross Fiduciary activities income	$2,233,000	258
Service charges on deposit accounts	$4,598,000	263
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,182,000	935
Total noninterest expense	$29,170,000	538
Salaries and employee benefits	$15,955,000	517
Premises and equipment expense	$2,726,000	676
Additional noninterest expense	$10,489,000	503
Pre-tax net operating income	$9,281,000	651
Securities gains (losses)	$835,000	253
Applicable income taxes	$3,041,000	545
Income before extraordinary items	$7,075,000	691
Extraordinary gains, net	$0	25
Net income	$7,075,000	692
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,075,000	693
Net charge-offs	$3,834,000	341
Cash dividends	$750,000	1,718
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,490,500	719
2013-06-30 (YTD Data)		Rank
Total interest income	$25,778,000	477
Total interest expense	$5,485,000	299
Net interest income	$20,293,000	520
Provision for loan and lease losses	$1,500,000	476
Total noninterest income	$7,030,000	542
Gross Fiduciary activities income	$1,503,000	258
Service charges on deposit accounts	$3,080,000	257
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,447,000	849
Total noninterest expense	$19,896,000	523
Salaries and employee benefits	$10,811,000	507
Premises and equipment expense	$2,076,000	593
Additional noninterest expense	$7,009,000	502
Pre-tax net operating income	$5,927,000	663
Securities gains (losses)	$382,000	469
Applicable income taxes	$1,868,000	572
Income before extraordinary items	$4,441,000	725
Extraordinary gains, net	$0	22
Net income	$4,441,000	726
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,441,000	727
Net charge-offs	$1,837,000	488
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,173,600	719
2013-03-31 (YTD Data)		Rank
Total interest income	$12,898,000	479
Total interest expense	$2,776,000	306
Net interest income	$10,122,000	530
Provision for loan and lease losses	$950,000	418
Total noninterest income	$3,408,000	553
Gross Fiduciary activities income	$672,000	274
Service charges on deposit accounts	$1,591,000	244
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,145,000	897
Total noninterest expense	$9,900,000	539
Salaries and employee benefits	$5,416,000	518
Premises and equipment expense	$1,118,000	554
Additional noninterest expense	$3,366,000	521
Pre-tax net operating income	$2,680,000	719
Securities gains (losses)	$339,000	297
Applicable income taxes	$865,000	600
Income before extraordinary items	$2,154,000	728
Extraordinary gains, net	$0	10
Net income	$2,154,000	728
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,154,000	729
Net charge-offs	$997,000	474
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,913,310	768
2012-12-31 (YTD Data)		Rank
Total interest income	$55,498,000	467
Total interest expense	$13,919,000	292
Net interest income	$41,579,000	533
Provision for loan and lease losses	$6,025,000	437
Total noninterest income	$12,451,000	578
Gross Fiduciary activities income	$2,723,000	254
Service charges on deposit accounts	$5,509,000	287
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,219,000	924
Total noninterest expense	$39,466,000	535
Salaries and employee benefits	$20,579,000	523
Premises and equipment expense	$4,124,000	580
Additional noninterest expense	$14,763,000	504
Pre-tax net operating income	$8,539,000	839
Securities gains (losses)	$2,830,000	187
Applicable income taxes	$3,083,000	595
Income before extraordinary items	$8,286,000	726
Extraordinary gains, net	$0	29
Net income	$8,286,000	721
Minority interest net income	$0	93
Net income of bank and minority interests.	$8,286,000	726
Net charge-offs	$6,802,000	450
Cash dividends	$5,200,000	552
Sale, conversion, retirement of capital stock, net	$-136,000	7,025
Net operating income	$6,220,100	908
2012-09-30 (YTD Data)		Rank
Total interest income	$42,021,000	469
Total interest expense	$10,781,000	298
Net interest income	$31,240,000	536
Provision for loan and lease losses	$4,675,000	429
Total noninterest income	$9,277,000	570
Gross Fiduciary activities income	$2,036,000	254
Service charges on deposit accounts	$4,140,000	286
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,101,000	923
Total noninterest expense	$29,168,000	541
Salaries and employee benefits	$15,429,000	521
Premises and equipment expense	$3,072,000	588
Additional noninterest expense	$10,667,000	524
Pre-tax net operating income	$6,674,000	844
Securities gains (losses)	$1,575,000	261
Applicable income taxes	$2,298,000	626
Income before extraordinary items	$5,951,000	773
Extraordinary gains, net	$0	20
Net income	$5,951,000	771
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,951,000	773
Net charge-offs	$5,954,000	401
Cash dividends	$3,900,000	442
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,817,000	897
2012-06-30 (YTD Data)		Rank
Total interest income	$28,070,000	475
Total interest expense	$7,413,000	297
Net interest income	$20,657,000	542
Provision for loan and lease losses	$3,200,000	430
Total noninterest income	$6,071,000	581
Gross Fiduciary activities income	$1,443,000	246
Service charges on deposit accounts	$2,799,000	280
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,829,000	984
Total noninterest expense	$19,168,000	545
Salaries and employee benefits	$10,492,000	508
Premises and equipment expense	$1,955,000	615
Additional noninterest expense	$6,721,000	549
Pre-tax net operating income	$4,360,000	838
Securities gains (losses)	$480,000	567
Applicable income taxes	$1,282,000	727
Income before extraordinary items	$3,558,000	850
Extraordinary gains, net	$0	19
Net income	$3,558,000	848
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,558,000	850
Net charge-offs	$4,012,000	401
Cash dividends	$2,600,000	419
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,202,800	899
2012-03-31 (YTD Data)		Rank
Total interest income	$13,934,000	481
Total interest expense	$3,831,000	298
Net interest income	$10,103,000	549
Provision for loan and lease losses	$1,350,000	486
Total noninterest income	$2,669,000	645
Gross Fiduciary activities income	$708,000	249
Service charges on deposit accounts	$1,342,000	286
Trading account gains and fees	$0	148
Additional Noninterest Income	$619,000	1,296
Total noninterest expense	$9,412,000	550
Salaries and employee benefits	$5,272,000	501
Premises and equipment expense	$926,000	646
Additional noninterest expense	$3,214,000	554
Pre-tax net operating income	$2,010,000	883
Securities gains (losses)	$197,000	614
Applicable income taxes	$540,000	827
Income before extraordinary items	$1,667,000	896
Extraordinary gains, net	$0	19
Net income	$1,667,000	897
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,667,000	897
Net charge-offs	$1,531,000	487
Cash dividends	$1,300,000	382
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,517,280	921
2011-12-31 (YTD Data)		Rank
Total interest income	$61,303,000	447
Total interest expense	$19,209,000	287
Net interest income	$42,094,000	522
Provision for loan and lease losses	$13,100,000	333
Total noninterest income	$14,006,000	480
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$0	146
Additional Noninterest Income	$14,006,000	342
Total noninterest expense	$39,468,000	520
Salaries and employee benefits	$21,861,000	454
Premises and equipment expense	$7,893,000	328
Additional noninterest expense	$9,714,000	737
Pre-tax net operating income	$3,532,000	1,583
Securities gains (losses)	$1,855,000	255
Applicable income taxes	$807,000	1,546
Income before extraordinary items	$4,580,000	1,084
Extraordinary gains, net	$0	29
Net income	$4,580,000	1,084
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,580,000	1,084
Net charge-offs	$10,071,000	452
Cash dividends	$7,904,000	278
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,003,250	1,535
2011-09-30 (YTD Data)		Rank
Total interest income	$46,688,000	444
Total interest expense	$14,854,000	289
Net interest income	$31,834,000	519
Provision for loan and lease losses	$9,100,000	346
Total noninterest income	$8,825,000	551
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$0	145
Additional Noninterest Income	$8,825,000	379
Total noninterest expense	$29,642,000	515
Salaries and employee benefits	$16,454,000	445
Premises and equipment expense	$6,106,000	325
Additional noninterest expense	$7,082,000	746
Pre-tax net operating income	$1,917,000	2,149
Securities gains (losses)	$1,646,000	219
Applicable income taxes	$446,000	1,832
Income before extraordinary items	$3,117,000	1,246
Extraordinary gains, net	$0	21
Net income	$3,117,000	1,246
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,117,000	1,246
Net charge-offs	$6,075,000	540
Cash dividends	$6,604,000	226
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,684,980	2,012
2011-06-30 (YTD Data)		Rank
Total interest income	$31,470,000	446
Total interest expense	$10,206,000	300
Net interest income	$21,264,000	520
Provision for loan and lease losses	$5,900,000	366
Total noninterest income	$6,017,000	549
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,017,000	372
Total noninterest expense	$19,853,000	516
Salaries and employee benefits	$11,094,000	441
Premises and equipment expense	$4,142,000	328
Additional noninterest expense	$4,617,000	779
Pre-tax net operating income	$1,528,000	1,852
Securities gains (losses)	$-118,000	7,332
Applicable income taxes	$-36,000	6,993
Income before extraordinary items	$1,446,000	1,671
Extraordinary gains, net	$0	15
Net income	$1,446,000	1,671
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,446,000	1,671
Net charge-offs	$4,285,000	531
Cash dividends	$2,000,000	425
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,564,000	1,500
2011-03-31 (YTD Data)		Rank
Total interest income	$15,671,000	453
Total interest expense	$5,160,000	307
Net interest income	$10,511,000	526
Provision for loan and lease losses	$4,200,000	283
Total noninterest income	$2,821,000	571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,821,000	393
Total noninterest expense	$10,109,000	516
Salaries and employee benefits	$5,623,000	444
Premises and equipment expense	$2,086,000	331
Additional noninterest expense	$2,400,000	746
Pre-tax net operating income	$-977,000	7,261
Securities gains (losses)	$-119,000	7,420
Applicable income taxes	$-633,000	7,486
Income before extraordinary items	$-463,000	7,109
Extraordinary gains, net	$0	9
Net income	$-463,000	7,110
Minority interest net income	$0	86
Net income of bank and minority interests.	$-463,000	7,110
Net charge-offs	$3,633,000	348
Cash dividends	$1,000,000	383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-386,840	7,049
2010-12-31 (YTD Data)		Rank
Total interest income	$67,347,000	441
Total interest expense	$24,286,000	317
Net interest income	$43,061,000	500
Provision for loan and lease losses	$7,050,000	869
Total noninterest income	$13,899,000	505
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$13,899,000	363
Total noninterest expense	$39,468,000	531
Salaries and employee benefits	$21,524,000	462
Premises and equipment expense	$8,341,000	324
Additional noninterest expense	$9,603,000	785
Pre-tax net operating income	$10,442,000	520
Securities gains (losses)	$-893,000	7,493
Applicable income taxes	$2,116,000	711
Income before extraordinary items	$7,433,000	606
Extraordinary gains, net	$0	29
Net income	$7,433,000	604
Minority interest net income	$0	111
Net income of bank and minority interests.	$7,433,000	606
Net charge-offs	$3,787,000	1,263
Cash dividends	$3,600,000	460
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$8,129,540	541
2010-09-30 (YTD Data)		Rank
Total interest income	$51,386,000	438
Total interest expense	$18,698,000	318
Net interest income	$32,688,000	489
Provision for loan and lease losses	$5,275,000	837
Total noninterest income	$10,260,000	502
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$10,260,000	357
Total noninterest expense	$29,820,000	521
Salaries and employee benefits	$16,303,000	445
Premises and equipment expense	$6,271,000	324
Additional noninterest expense	$7,246,000	753
Pre-tax net operating income	$7,853,000	544
Securities gains (losses)	$-886,000	7,642
Applicable income taxes	$1,543,000	727
Income before extraordinary items	$5,424,000	640
Extraordinary gains, net	$0	23
Net income	$5,424,000	638
Minority interest net income	$0	110
Net income of bank and minority interests.	$5,424,000	640
Net charge-offs	$3,349,000	1,043
Cash dividends	$2,300,000	474
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$6,115,080	541
2010-06-30 (YTD Data)		Rank
Total interest income	$34,586,000	443
Total interest expense	$12,819,000	325
Net interest income	$21,767,000	490
Provision for loan and lease losses	$3,050,000	931
Total noninterest income	$6,328,000	524
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$6,328,000	363
Total noninterest expense	$19,893,000	514
Salaries and employee benefits	$10,881,000	439
Premises and equipment expense	$4,223,000	324
Additional noninterest expense	$4,789,000	759
Pre-tax net operating income	$5,152,000	538
Securities gains (losses)	$-407,000	7,672
Applicable income taxes	$1,151,000	640
Income before extraordinary items	$3,594,000	629
Extraordinary gains, net	$0	19
Net income	$3,594,000	629
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,594,000	630
Net charge-offs	$2,243,000	1,045
Cash dividends	$1,000,000	705
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,903,320	542
2010-03-31 (YTD Data)		Rank
Total interest income	$17,233,000	460
Total interest expense	$6,526,000	341
Net interest income	$10,707,000	511
Provision for loan and lease losses	$1,525,000	884
Total noninterest income	$3,178,000	502
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,178,000	354
Total noninterest expense	$9,930,000	515
Salaries and employee benefits	$5,438,000	444
Premises and equipment expense	$2,155,000	327
Additional noninterest expense	$2,337,000	774
Pre-tax net operating income	$2,430,000	560
Securities gains (losses)	$-292,000	7,800
Applicable income taxes	$549,000	662
Income before extraordinary items	$1,589,000	693
Extraordinary gains, net	$0	16
Net income	$1,589,000	695
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,589,000	697
Net charge-offs	$1,244,000	889
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,805,080	603
2009-12-31 (YTD Data)		Rank
Total interest income	$71,681,000	462
Total interest expense	$29,656,000	378
Net interest income	$42,025,000	508
Provision for loan and lease losses	$6,500,000	1,182
Total noninterest income	$13,846,000	506
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$13,846,000	360
Total noninterest expense	$42,913,000	507
Salaries and employee benefits	$23,592,000	408
Premises and equipment expense	$8,420,000	333
Additional noninterest expense	$10,901,000	736
Pre-tax net operating income	$6,458,000	665
Securities gains (losses)	$-1,660,000	7,779
Applicable income taxes	$695,000	1,253
Income before extraordinary items	$4,103,000	844
Extraordinary gains, net	$0	34
Net income	$4,103,000	842
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,103,000	843
Net charge-offs	$2,976,000	1,615
Cash dividends	$6,000,000	292
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,530,600	607
2009-09-30 (YTD Data)		Rank
Total interest income	$54,328,000	475
Total interest expense	$22,780,000	398
Net interest income	$31,548,000	516
Provision for loan and lease losses	$4,850,000	1,072
Total noninterest income	$10,724,000	504
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$10,724,000	357
Total noninterest expense	$31,842,000	516
Salaries and employee benefits	$17,388,000	422
Premises and equipment expense	$6,251,000	341
Additional noninterest expense	$8,203,000	698
Pre-tax net operating income	$5,580,000	612
Securities gains (losses)	$359,000	876
Applicable income taxes	$861,000	946
Income before extraordinary items	$5,078,000	528
Extraordinary gains, net	$0	27
Net income	$5,078,000	528
Minority interest net income	$0	118
Net income of bank and minority interests.	$5,078,000	529
Net charge-offs	$2,466,000	1,335
Cash dividends	$2,000,000	630
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,769,260	560
2009-06-30 (YTD Data)		Rank
Total interest income	$36,698,000	479
Total interest expense	$15,603,000	410
Net interest income	$21,095,000	513
Provision for loan and lease losses	$3,200,000	1,040
Total noninterest income	$7,353,000	496
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$7,353,000	348
Total noninterest expense	$21,246,000	521
Salaries and employee benefits	$11,429,000	438
Premises and equipment expense	$4,153,000	345
Additional noninterest expense	$5,664,000	687
Pre-tax net operating income	$4,002,000	560
Securities gains (losses)	$299,000	768
Applicable income taxes	$693,000	836
Income before extraordinary items	$3,608,000	483
Extraordinary gains, net	$0	21
Net income	$3,608,000	480
Minority interest net income	$0	112
Net income of bank and minority interests.	$3,608,000	483
Net charge-offs	$1,159,000	1,535
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$3,356,840	508
2009-03-31 (YTD Data)		Rank
Total interest income	$18,642,000	481
Total interest expense	$8,040,000	409
Net interest income	$10,602,000	504
Provision for loan and lease losses	$1,450,000	946
Total noninterest income	$3,718,000	461
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$3,718,000	315
Total noninterest expense	$10,279,000	510
Salaries and employee benefits	$5,617,000	446
Premises and equipment expense	$2,204,000	332
Additional noninterest expense	$2,458,000	689
Pre-tax net operating income	$2,591,000	455
Securities gains (losses)	$-59,000	7,955
Applicable income taxes	$485,000	701
Income before extraordinary items	$2,047,000	479
Extraordinary gains, net	$0	15
Net income	$2,047,000	480
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,047,000	482
Net charge-offs	$491,000	1,376
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,094,790	437
2008-12-31 (YTD Data)		Rank
Total interest income	$64,940,000	579
Total interest expense	$31,125,000	510
Net interest income	$33,815,000	639
Provision for loan and lease losses	$7,019,000	786
Total noninterest income	$10,143,000	581
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$10,143,000	385
Total noninterest expense	$62,728,000	349
Salaries and employee benefits	$19,560,000	495
Premises and equipment expense	$6,141,000	440
Additional noninterest expense	$37,027,000	262
Pre-tax net operating income	$-25,789,000	8,137
Securities gains (losses)	$-3,583,000	8,029
Applicable income taxes	$-8,073,000	8,173
Income before extraordinary items	$-21,299,000	8,102
Extraordinary gains, net	$0	39
Net income	$-21,299,000	8,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,006,000	1,284
Cash dividends	$3,000,000	908
Sale, conversion, retirement of capital stock, net	$29,144,000	52
Net operating income	$-18,683,410	8,111
2008-09-30 (YTD Data)		Rank
Total interest income	$45,905,000	630
Total interest expense	$22,826,000	553
Net interest income	$23,079,000	727
Provision for loan and lease losses	$2,256,000	1,093
Total noninterest income	$7,732,000	608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$7,732,000	404
Total noninterest expense	$22,962,000	640
Salaries and employee benefits	$13,273,000	562
Premises and equipment expense	$4,250,000	490
Additional noninterest expense	$5,439,000	848
Pre-tax net operating income	$5,593,000	909
Securities gains (losses)	$-2,514,000	8,099
Applicable income taxes	$-4,000	7,264
Income before extraordinary items	$3,083,000	1,197
Extraordinary gains, net	$0	31
Net income	$3,083,000	1,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-94,000	8,271
Cash dividends	$3,000,000	708
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$5,597,000	688
2008-06-30 (YTD Data)		Rank
Total interest income	$27,155,000	719
Total interest expense	$14,045,000	611
Net interest income	$13,110,000	831
Provision for loan and lease losses	$1,344,000	1,020
Total noninterest income	$3,953,000	770
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,953,000	507
Total noninterest expense	$12,995,000	753
Salaries and employee benefits	$7,873,000	635
Premises and equipment expense	$2,494,000	550
Additional noninterest expense	$2,628,000	1,137
Pre-tax net operating income	$2,724,000	1,289
Securities gains (losses)	$148,000	745
Applicable income taxes	$350,000	2,019
Income before extraordinary items	$2,522,000	1,094
Extraordinary gains, net	$0	21
Net income	$2,522,000	1,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,621
Cash dividends	$3,000,000	546
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,391,760	1,132
2008-03-31 (YTD Data)		Rank
Total interest income	$13,723,000	730
Total interest expense	$7,372,000	632
Net interest income	$6,351,000	851
Provision for loan and lease losses	$612,000	885
Total noninterest income	$1,988,000	753
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,988,000	514
Total noninterest expense	$6,404,000	750
Salaries and employee benefits	$3,917,000	638
Premises and equipment expense	$1,266,000	547
Additional noninterest expense	$1,221,000	1,173
Pre-tax net operating income	$1,323,000	1,412
Securities gains (losses)	$134,000	587
Applicable income taxes	$183,000	2,081
Income before extraordinary items	$1,274,000	1,180
Extraordinary gains, net	$0	15
Net income	$1,274,000	1,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	1,665
Cash dividends	$2,000,000	415
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,157,420	1,266
2007-12-31 (YTD Data)		Rank
Total interest income	$56,163,000	735
Total interest expense	$32,184,000	625
Net interest income	$23,979,000	921
Provision for loan and lease losses	$2,242,000	768
Total noninterest income	$7,329,000	795
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$7,329,000	505
Total noninterest expense	$24,308,000	761
Salaries and employee benefits	$15,074,000	637
Premises and equipment expense	$4,556,000	578
Additional noninterest expense	$4,678,000	1,202
Pre-tax net operating income	$4,758,000	1,714
Securities gains (losses)	$61,000	736
Applicable income taxes	$414,000	2,981
Income before extraordinary items	$4,405,000	1,456
Extraordinary gains, net	$0	39
Net income	$4,405,000	1,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$514,000	1,659
Cash dividends	$2,200,000	1,506
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,349,490	1,458
2007-09-30 (YTD Data)		Rank
Total interest income	$41,815,000	736
Total interest expense	$24,010,000	623
Net interest income	$17,805,000	934
Provision for loan and lease losses	$1,399,000	682
Total noninterest income	$5,456,000	804
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,456,000	517
Total noninterest expense	$17,964,000	765
Salaries and employee benefits	$11,141,000	647
Premises and equipment expense	$3,434,000	568
Additional noninterest expense	$3,389,000	1,211
Pre-tax net operating income	$3,898,000	1,710
Securities gains (losses)	$15,000	891
Applicable income taxes	$411,000	2,773
Income before extraordinary items	$3,502,000	1,454
Extraordinary gains, net	$0	33
Net income	$3,502,000	1,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,014
Cash dividends	$1,000,000	1,979
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,488,650	1,449
2007-06-30 (YTD Data)		Rank
Total interest income	$27,749,000	751
Total interest expense	$15,749,000	639
Net interest income	$12,000,000	938
Provision for loan and lease losses	$866,000	656
Total noninterest income	$3,541,000	846
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,541,000	550
Total noninterest expense	$11,972,000	779
Salaries and employee benefits	$7,458,000	668
Premises and equipment expense	$2,292,000	585
Additional noninterest expense	$2,222,000	1,243
Pre-tax net operating income	$2,703,000	1,694
Securities gains (losses)	$10,000	866
Applicable income taxes	$416,000	2,326
Income before extraordinary items	$2,297,000	1,526
Extraordinary gains, net	$0	29
Net income	$2,297,000	1,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	1,722
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,288,500	1,513
2007-03-31 (YTD Data)		Rank
Total interest income	$13,778,000	747
Total interest expense	$7,816,000	641
Net interest income	$5,962,000	944
Provision for loan and lease losses	$333,000	730
Total noninterest income	$1,607,000	897
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,607,000	583
Total noninterest expense	$5,975,000	781
Salaries and employee benefits	$3,730,000	672
Premises and equipment expense	$1,162,000	582
Additional noninterest expense	$1,083,000	1,250
Pre-tax net operating income	$1,261,000	1,797
Securities gains (losses)	$8,000	735
Applicable income taxes	$169,000	2,618
Income before extraordinary items	$1,100,000	1,565
Extraordinary gains, net	$0	22
Net income	$1,100,000	1,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-93,000	8,500
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,093,040	1,566
2006-12-31 (YTD Data)		Rank
Total interest income	$55,733,000	694
Total interest expense	$29,938,000	575
Net interest income	$25,795,000	859
Provision for loan and lease losses	$2,068,000	542
Total noninterest income	$7,289,000	809
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,289,000	514
Total noninterest expense	$24,185,000	723
Salaries and employee benefits	$14,882,000	629
Premises and equipment expense	$4,319,000	585
Additional noninterest expense	$4,984,000	1,068
Pre-tax net operating income	$6,831,000	1,435
Securities gains (losses)	$-1,107,000	8,590
Applicable income taxes	$950,000	2,272
Income before extraordinary items	$4,774,000	1,519
Extraordinary gains, net	$0	51
Net income	$4,774,000	1,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$855,000	790
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,692,810	1,261
2006-09-30 (YTD Data)		Rank
Total interest income	$41,504,000	702
Total interest expense	$21,752,000	586
Net interest income	$19,752,000	851
Provision for loan and lease losses	$1,443,000	541
Total noninterest income	$4,870,000	897
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,870,000	566
Total noninterest expense	$18,029,000	745
Salaries and employee benefits	$11,145,000	646
Premises and equipment expense	$3,178,000	612
Additional noninterest expense	$3,706,000	1,095
Pre-tax net operating income	$5,150,000	1,472
Securities gains (losses)	$117,000	416
Applicable income taxes	$1,046,000	1,825
Income before extraordinary items	$4,221,000	1,344
Extraordinary gains, net	$0	45
Net income	$4,221,000	1,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$621,000	680
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,127,400	1,359
2006-06-30 (YTD Data)		Rank
Total interest income	$27,233,000	699
Total interest expense	$13,740,000	589
Net interest income	$13,493,000	839
Provision for loan and lease losses	$918,000	558
Total noninterest income	$3,293,000	883
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,293,000	561
Total noninterest expense	$12,048,000	744
Salaries and employee benefits	$7,513,000	651
Premises and equipment expense	$2,102,000	614
Additional noninterest expense	$2,433,000	1,112
Pre-tax net operating income	$3,820,000	1,325
Securities gains (losses)	$80,000	380
Applicable income taxes	$824,000	1,625
Income before extraordinary items	$3,076,000	1,216
Extraordinary gains, net	$0	39
Net income	$3,076,000	1,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	1,286
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,012,800	1,224
2006-03-31 (YTD Data)		Rank
Total interest income	$13,419,000	689
Total interest expense	$6,566,000	585
Net interest income	$6,853,000	822
Provision for loan and lease losses	$393,000	619
Total noninterest income	$1,709,000	841
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,709,000	549
Total noninterest expense	$6,073,000	735
Salaries and employee benefits	$3,838,000	633
Premises and equipment expense	$1,094,000	588
Additional noninterest expense	$1,141,000	1,169
Pre-tax net operating income	$2,096,000	1,176
Securities gains (losses)	$50,000	351
Applicable income taxes	$459,000	1,489
Income before extraordinary items	$1,687,000	1,108
Extraordinary gains, net	$0	21
Net income	$1,687,000	1,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,276
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,647,500	1,110
2005-12-31 (YTD Data)		Rank
Total interest income	$47,848,000	679
Total interest expense	$21,157,000	556
Net interest income	$26,691,000	789
Provision for loan and lease losses	$1,776,000	601
Total noninterest income	$6,709,000	848
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,709,000	560
Total noninterest expense	$22,729,000	756
Salaries and employee benefits	$14,077,000	642
Premises and equipment expense	$4,078,000	600
Additional noninterest expense	$4,574,000	1,114
Pre-tax net operating income	$8,895,000	1,085
Securities gains (losses)	$233,000	463
Applicable income taxes	$2,509,000	1,122
Income before extraordinary items	$6,619,000	1,097
Extraordinary gains, net	$0	46
Net income	$6,619,000	1,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$911,000	728
Cash dividends	$12,500,000	323
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$6,448,910	1,106
2005-09-30 (YTD Data)		Rank
Total interest income	$34,324,000	685
Total interest expense	$14,753,000	561
Net interest income	$19,571,000	808
Provision for loan and lease losses	$1,332,000	575
Total noninterest income	$5,133,000	841
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,133,000	551
Total noninterest expense	$16,592,000	763
Salaries and employee benefits	$10,433,000	642
Premises and equipment expense	$2,996,000	603
Additional noninterest expense	$3,163,000	1,203
Pre-tax net operating income	$6,780,000	1,062
Securities gains (losses)	$81,000	730
Applicable income taxes	$1,887,000	1,128
Income before extraordinary items	$4,974,000	1,077
Extraordinary gains, net	$0	35
Net income	$4,974,000	1,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$783,000	593
Cash dividends	$5,000,000	473
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,915,680	1,078
2005-06-30 (YTD Data)		Rank
Total interest income	$22,421,000	687
Total interest expense	$9,373,000	551
Net interest income	$13,048,000	799
Provision for loan and lease losses	$888,000	586
Total noninterest income	$3,388,000	841
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,388,000	546
Total noninterest expense	$10,953,000	762
Salaries and employee benefits	$6,926,000	639
Premises and equipment expense	$1,984,000	599
Additional noninterest expense	$2,043,000	1,228
Pre-tax net operating income	$4,595,000	1,027
Securities gains (losses)	$81,000	637
Applicable income taxes	$1,302,000	1,073
Income before extraordinary items	$3,374,000	1,038
Extraordinary gains, net	$0	30
Net income	$3,374,000	1,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	1,095
Cash dividends	$5,000,000	335
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,315,680	1,036
2005-03-31 (YTD Data)		Rank
Total interest income	$11,084,000	675
Total interest expense	$4,560,000	538
Net interest income	$6,524,000	797
Provision for loan and lease losses	$444,000	536
Total noninterest income	$1,614,000	856
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,614,000	551
Total noninterest expense	$5,461,000	766
Salaries and employee benefits	$3,502,000	633
Premises and equipment expense	$1,002,000	594
Additional noninterest expense	$957,000	1,292
Pre-tax net operating income	$2,233,000	1,038
Securities gains (losses)	$36,000	634
Applicable income taxes	$630,000	1,096
Income before extraordinary items	$1,639,000	1,058
Extraordinary gains, net	$0	24
Net income	$1,639,000	1,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$245,000	600
Cash dividends	$5,000,000	174
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,613,080	1,047
2004-12-31 (YTD Data)		Rank
Total interest income	$43,916,000	642
Total interest expense	$17,407,000	482
Net interest income	$26,509,000	732
Provision for loan and lease losses	$1,557,000	697
Total noninterest income	$6,398,000	861
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,398,000	551
Total noninterest expense	$23,746,000	685
Salaries and employee benefits	$16,376,000	536
Premises and equipment expense	$3,453,000	674
Additional noninterest expense	$3,917,000	1,267
Pre-tax net operating income	$7,604,000	1,148
Securities gains (losses)	$-3,000	7,966
Applicable income taxes	$1,882,000	1,341
Income before extraordinary items	$5,719,000	1,140
Extraordinary gains, net	$0	34
Net income	$5,719,000	1,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$343,000	1,794
Cash dividends	$15,000,000	257
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$5,721,250	1,110
2004-09-30 (YTD Data)		Rank
Total interest income	$32,865,000	634
Total interest expense	$12,907,000	474
Net interest income	$19,958,000	726
Provision for loan and lease losses	$1,107,000	711
Total noninterest income	$4,769,000	884
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,769,000	561
Total noninterest expense	$15,640,000	771
Salaries and employee benefits	$10,295,000	615
Premises and equipment expense	$2,599,000	673
Additional noninterest expense	$2,746,000	1,346
Pre-tax net operating income	$7,980,000	836
Securities gains (losses)	$-3,000	8,248
Applicable income taxes	$2,335,000	901
Income before extraordinary items	$5,642,000	879
Extraordinary gains, net	$0	26
Net income	$5,642,000	880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-280,000	8,945
Cash dividends	$10,000,000	270
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,644,130	840
2004-06-30 (YTD Data)		Rank
Total interest income	$22,015,000	630
Total interest expense	$8,552,000	472
Net interest income	$13,463,000	711
Provision for loan and lease losses	$757,000	664
Total noninterest income	$3,120,000	886
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,120,000	578
Total noninterest expense	$10,294,000	780
Salaries and employee benefits	$6,905,000	614
Premises and equipment expense	$1,680,000	696
Additional noninterest expense	$1,709,000	1,416
Pre-tax net operating income	$5,532,000	793
Securities gains (losses)	$-3,000	8,495
Applicable income taxes	$1,657,000	848
Income before extraordinary items	$3,872,000	837
Extraordinary gains, net	$0	21
Net income	$3,872,000	837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-306,000	9,020
Cash dividends	$10,000,000	189
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,874,100	805
2004-03-31 (YTD Data)		Rank
Total interest income	$11,046,000	637
Total interest expense	$4,354,000	480
Net interest income	$6,692,000	725
Provision for loan and lease losses	$227,000	1,033
Total noninterest income	$1,611,000	855
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,611,000	564
Total noninterest expense	$5,219,000	771
Salaries and employee benefits	$3,507,000	618
Premises and equipment expense	$875,000	671
Additional noninterest expense	$837,000	1,441
Pre-tax net operating income	$2,857,000	770
Securities gains (losses)	$0	2,934
Applicable income taxes	$856,000	843
Income before extraordinary items	$2,001,000	829
Extraordinary gains, net	$0	16
Net income	$2,001,000	829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,777
Cash dividends	$2,500,000	314
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,001,000	781
2003-12-31 (YTD Data)		Rank
Total interest income	$45,506,000	616
Total interest expense	$19,055,000	484
Net interest income	$26,451,000	712
Provision for loan and lease losses	$1,450,000	845
Total noninterest income	$6,641,000	904
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$6,641,000	603
Total noninterest expense	$20,182,000	804
Salaries and employee benefits	$13,594,000	630
Premises and equipment expense	$3,198,000	716
Additional noninterest expense	$3,390,000	1,448
Pre-tax net operating income	$11,460,000	762
Securities gains (losses)	$7,000	3,771
Applicable income taxes	$3,358,000	846
Income before extraordinary items	$8,109,000	799
Extraordinary gains, net	$0	54
Net income	$8,109,000	801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-123,000	9,065
Cash dividends	$5,000,000	626
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$8,104,030	753
2003-09-30 (YTD Data)		Rank
Total interest income	$34,332,000	630
Total interest expense	$14,456,000	501
Net interest income	$19,876,000	720
Provision for loan and lease losses	$1,075,000	839
Total noninterest income	$5,044,000	921
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,044,000	636
Total noninterest expense	$14,948,000	822
Salaries and employee benefits	$9,943,000	665
Premises and equipment expense	$2,372,000	738
Additional noninterest expense	$2,633,000	1,402
Pre-tax net operating income	$8,897,000	761
Securities gains (losses)	$-10,000	8,939
Applicable income taxes	$2,433,000	912
Income before extraordinary items	$6,454,000	789
Extraordinary gains, net	$0	40
Net income	$6,454,000	790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	3,430
Cash dividends	$5,000,000	478
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$6,461,300	739
2003-06-30 (YTD Data)		Rank
Total interest income	$23,027,000	631
Total interest expense	$9,772,000	507
Net interest income	$13,255,000	719
Provision for loan and lease losses	$750,000	809
Total noninterest income	$3,698,000	841
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$3,698,000	581
Total noninterest expense	$9,948,000	820
Salaries and employee benefits	$6,703,000	657
Premises and equipment expense	$1,537,000	760
Additional noninterest expense	$1,708,000	1,446
Pre-tax net operating income	$6,255,000	723
Securities gains (losses)	$-10,000	9,045
Applicable income taxes	$1,783,000	859
Income before extraordinary items	$4,462,000	766
Extraordinary gains, net	$0	30
Net income	$4,462,000	767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	3,057
Cash dividends	$5,000,000	343
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$4,469,100	702
2003-03-31 (YTD Data)		Rank
Total interest income	$11,534,000	636
Total interest expense	$4,953,000	517
Net interest income	$6,581,000	724
Provision for loan and lease losses	$375,000	770
Total noninterest income	$1,605,000	926
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,605,000	632
Total noninterest expense	$4,921,000	828
Salaries and employee benefits	$3,389,000	643
Premises and equipment expense	$772,000	759
Additional noninterest expense	$760,000	1,558
Pre-tax net operating income	$2,890,000	781
Securities gains (losses)	$-3,000	9,080
Applicable income taxes	$829,000	932
Income before extraordinary items	$2,058,000	823
Extraordinary gains, net	$0	21
Net income	$2,058,000	822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	1,766
Cash dividends	$5,000,000	181
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,060,130	759
2002-12-31 (YTD Data)		Rank
Total interest income	$49,226,000	624
Total interest expense	$23,076,000	505
Net interest income	$26,150,000	723
Provision for loan and lease losses	$1,712,000	844
Total noninterest income	$6,564,000	834
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,564,000	577
Total noninterest expense	$19,410,000	812
Salaries and employee benefits	$13,014,000	624
Premises and equipment expense	$3,085,000	718
Additional noninterest expense	$3,311,000	1,432
Pre-tax net operating income	$11,592,000	752
Securities gains (losses)	$-3,000	8,756
Applicable income taxes	$3,272,000	864
Income before extraordinary items	$8,317,000	767
Extraordinary gains, net	$0	70
Net income	$8,317,000	767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,433
Cash dividends	$21,500,000	228
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,319,160	730
2001-12-31 (YTD Data)		Rank
Total interest income	$53,494,000	662
Total interest expense	$29,436,000	581
Net interest income	$24,058,000	737
Provision for loan and lease losses	$1,281,000	1,032
Total noninterest income	$6,373,000	817
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$6,373,000	552
Total noninterest expense	$19,440,000	776
Salaries and employee benefits	$12,813,000	607
Premises and equipment expense	$2,971,000	721
Additional noninterest expense	$3,656,000	1,287
Pre-tax net operating income	$9,710,000	786
Securities gains (losses)	$685,000	513
Applicable income taxes	$2,782,000	895
Income before extraordinary items	$7,613,000	734
Extraordinary gains, net	$0	105
Net income	$7,613,000	735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,153,000	846
Cash dividends	$10,000,000	367
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$7,112,950	750
2000-12-31 (YTD Data)		Rank
Total interest income	$40,232,000	884
Total interest expense	$22,549,000	810
Net interest income	$17,683,000	983
Provision for loan and lease losses	$684,000	1,450
Total noninterest income	$4,471,000	1,004
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$25,000	153
Additional Noninterest Income	$4,446,000	681
Total noninterest expense	$13,070,000	1,067
Salaries and employee benefits	$7,883,000	882
Premises and equipment expense	$2,300,000	866
Additional noninterest expense	$2,887,000	1,552
Pre-tax net operating income	$8,400,000	924
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,683,000	907
Income before extraordinary items	$5,717,000	926
Extraordinary gains, net	$0	38
Net income	$5,717,000	926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,524,000	559
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,717,000	929
1999-12-31 (YTD Data)		Rank
Total interest income	$34,570,000	964
Total interest expense	$18,987,000	831
Net interest income	$15,583,000	1,127
Provision for loan and lease losses	$776,000	1,220
Total noninterest income	$3,096,000	1,317
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-190,000	4,535
Additional Noninterest Income	$3,286,000	843
Total noninterest expense	$12,433,000	1,113
Salaries and employee benefits	$7,626,000	904
Premises and equipment expense	$2,177,000	921
Additional noninterest expense	$2,630,000	1,695
Pre-tax net operating income	$5,470,000	1,388
Securities gains (losses)	$32,000	1,157
Applicable income taxes	$1,675,000	1,441
Income before extraordinary items	$3,827,000	1,395
Extraordinary gains, net	$0	35
Net income	$3,827,000	1,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,719
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$27,283,000	26
Net operating income	$3,804,600	1,384
1998-12-31 (YTD Data)		Rank
Total interest income	$34,314,000	963
Total interest expense	$19,419,000	826
Net interest income	$14,895,000	1,134
Provision for loan and lease losses	$1,278,000	782
Total noninterest income	$3,569,000	1,169
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$32,000	176
Additional Noninterest Income	$3,537,000	817
Total noninterest expense	$10,997,000	1,202
Salaries and employee benefits	$6,444,000	1,014
Premises and equipment expense	$1,899,000	1,012
Additional noninterest expense	$2,654,000	1,619
Pre-tax net operating income	$6,189,000	1,208
Securities gains (losses)	$0	4,449
Applicable income taxes	$2,049,000	1,233
Income before extraordinary items	$4,140,000	1,289
Extraordinary gains, net	$0	32
Net income	$4,140,000	1,289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$576,000	1,122
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$4,140,000	1,237
1997-12-31 (YTD Data)		Rank
Total interest income	$33,750,000	1,013
Total interest expense	$19,032,000	863
Net interest income	$14,718,000	1,198
Provision for loan and lease losses	$700,000	1,328
Total noninterest income	$2,747,000	1,366
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$33,000	186
Additional Noninterest Income	$2,714,000	896
Total noninterest expense	$10,473,000	1,269
Salaries and employee benefits	$5,860,000	1,118
Premises and equipment expense	$1,949,000	1,016
Additional noninterest expense	$2,664,000	1,606
Pre-tax net operating income	$6,292,000	1,240
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$2,160,000	1,234
Income before extraordinary items	$4,133,000	1,317
Extraordinary gains, net	$0	44
Net income	$4,133,000	1,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	2,955
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$4,132,340	1,282
1996-12-31 (YTD Data)		Rank
Total interest income	$32,019,000	1,084
Total interest expense	$17,814,000	946
Net interest income	$14,205,000	1,262
Provision for loan and lease losses	$569,000	1,586
Total noninterest income	$2,224,000	1,690
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-77,000	4,674
Additional Noninterest Income	$2,301,000	1,052
Total noninterest expense	$11,924,000	1,213
Salaries and employee benefits	$5,359,000	1,252
Premises and equipment expense	$1,799,000	1,162
Additional noninterest expense	$4,766,000	1,178
Pre-tax net operating income	$3,936,000	1,826
Securities gains (losses)	$30,000	1,690
Applicable income taxes	$1,266,000	1,912
Income before extraordinary items	$2,700,000	1,828
Extraordinary gains, net	$0	53
Net income	$2,700,000	1,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,679
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,679,600	1,810
1995-12-31 (YTD Data)		Rank
Total interest income	$29,900,000	1,163
Total interest expense	$16,379,000	1,039
Net interest income	$13,521,000	1,328
Provision for loan and lease losses	$566,000	1,430
Total noninterest income	$1,941,000	1,884
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$10,000	429
Additional Noninterest Income	$1,931,000	1,154
Total noninterest expense	$9,952,000	1,427
Salaries and employee benefits	$5,346,000	1,246
Premises and equipment expense	$1,855,000	1,140
Additional noninterest expense	$2,751,000	1,824
Pre-tax net operating income	$4,944,000	1,530
Securities gains (losses)	$36,000	1,516
Applicable income taxes	$1,545,000	1,610
Income before extraordinary items	$3,435,000	1,494
Extraordinary gains, net	$0	65
Net income	$3,435,000	1,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,600
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$3,410,160	1,479
1994-12-31 (YTD Data)		Rank
Total interest income	$27,458,000	1,146
Total interest expense	$14,020,000	960
Net interest income	$13,438,000	1,342
Provision for loan and lease losses	$493,000	1,561
Total noninterest income	$2,064,000	1,806
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$2,064,000	1,107
Total noninterest expense	$9,448,000	1,556
Salaries and employee benefits	$4,822,000	1,403
Premises and equipment expense	$1,794,000	1,178
Additional noninterest expense	$2,832,000	1,912
Pre-tax net operating income	$5,561,000	1,346
Securities gains (losses)	$-47,000	10,984
Applicable income taxes	$1,975,000	1,219
Income before extraordinary items	$3,539,000	1,403
Extraordinary gains, net	$0	249
Net income	$3,539,000	1,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$354,000	1,704
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$3,569,080	1,413
1993-12-31 (YTD Data)		Rank
Total interest income	$27,628,000	1,148
Total interest expense	$14,369,000	955
Net interest income	$13,259,000	1,367
Provision for loan and lease losses	$1,052,000	1,251
Total noninterest income	$2,573,000	1,640
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-10,000	5,081
Additional Noninterest Income	$2,583,000	1,063
Total noninterest expense	$9,921,000	1,540
Salaries and employee benefits	$4,681,000	1,443
Premises and equipment expense	$1,857,000	1,147
Additional noninterest expense	$3,383,000	1,729
Pre-tax net operating income	$4,859,000	1,443
Securities gains (losses)	$147,000	1,997
Applicable income taxes	$1,833,000	1,303
Income before extraordinary items	$3,173,000	1,608
Extraordinary gains, net	$0	3,149
Net income	$3,173,000	1,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$364,000	2,186
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$3,078,920	1,557
1992-12-31 (YTD Data)		Rank
Total interest income	$28,988,000	1,263
Total interest expense	$17,176,000	1,052
Net interest income	$11,812,000	1,562
Provision for loan and lease losses	$1,141,000	1,696
Total noninterest income	$2,351,000	1,736
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$2,351,000	1,121
Total noninterest expense	$9,681,000	1,585
Salaries and employee benefits	$4,688,000	1,412
Premises and equipment expense	$1,740,000	1,262
Additional noninterest expense	$3,253,000	1,858
Pre-tax net operating income	$3,341,000	1,854
Securities gains (losses)	$597,000	943
Applicable income taxes	$1,140,000	1,851
Income before extraordinary items	$2,798,000	1,646
Extraordinary gains, net	$0	1,422
Net income	$2,798,000	1,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	3,744
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,374,130	1,765

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.