Home > MutualBank > Net charge- offs to loans
MutualBank, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0447% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5281% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6380% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5177% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4573% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3691% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4431% | 1,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4499% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1877% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4316% | 1,383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0555% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4297% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4524% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4247% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0530% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3561% | 1,898 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2101% | 988 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3595% | 1,782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1213% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3397% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5651% | 997 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3454% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0595% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3649% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4326% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3700% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3007% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2960% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7429% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3098% | 1,567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0326% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1287% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4192% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1224% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4141% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0414% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0891% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3878% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1370% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3752% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 1,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3682% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2716% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3540% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 4,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3835% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2980% | 1,052 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3889% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 1,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1557% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2961% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4850% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2430% | 2,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0853% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2508% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3872% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1972% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1329% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 1,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1719% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5072% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1239% | 2,438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1455% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7496% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0454% | 2,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | -1.2858% | 5,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1216% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 4,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1389% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2610% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0412% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2526% | 2,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 2,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | -1.3226% | 5,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1135% | 1,484 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 4,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0542% | 4,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3049% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3848% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2930% | 1,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | -1.4834% | 5,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0499% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1512% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0929% | 5,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2445% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3177% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 5,584 |
| Percentage Net Loans Charged-off:Construction & development | -1.5258% | 5,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0993% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1467% | 5,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2052% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1614% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1809% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 2,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 5,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 5,697 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 4,922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1616% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2889% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1477% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2177% | 5,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3443% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4641% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3427% | 2,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 2,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1463% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.5334% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0428% | 5,862 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,990 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1598% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3983% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1582% | 5,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2779% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8682% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3063% | 2,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2065% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1929% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.7434% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 5,578 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 5,034 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1909% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5654% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1528% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0774% | 5,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5133% | 1,499 |
| Percentage Net Loans Charged-off: Credit card loans | -3.4798% | 1,262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5675% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0457% | 5,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 5,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2184% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8762% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1526% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 4,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3728% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7950% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3668% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3995% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3467% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 2.7966% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 2,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0181% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1926% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3091% | 875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1811% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2594% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2918% | 2,778 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7723% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2555% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5200% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4535% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 3.9166% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1220% | 1,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3100% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2447% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3362% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2358% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7814% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2888% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4306% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2723% | 2,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3733% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2381% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.5362% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0959% | 5,313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2421% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 1,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2614% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1760% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3425% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0769% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3023% | 2,150 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4050% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3277% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.1763% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1353% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4013% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1268% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4285% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0575% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6501% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7884% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6480% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7125% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7004% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 3.8391% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3536% | 1,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7463% | 144 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4226% | 2,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3306% | 1,233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4327% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0215% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6658% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2573% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6719% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8395% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8316% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 4.5362% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4401% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6237% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4717% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4367% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4756% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3822% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6390% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3428% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6434% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8550% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8200% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 2.6189% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5906% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6483% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5658% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6361% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5577% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5568% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7484% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5176% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7518% | 1,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6614% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7548% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 4.0796% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 6,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7528% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4368% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1633% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4695% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5361% | 6,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6967% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5474% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6840% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1366% | 6,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0482% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1650% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 11.4301% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8893% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2961% | 2,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4527% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2766% | 2,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6334% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0615% | 6,502 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6729% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1239% | 6,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8332% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0228% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 10.9861% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4499% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2114% | 3,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1215% | 1,537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2226% | 2,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3041% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1506% | 6,657 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6235% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2354% | 6,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8774% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0502% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 7.2635% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1259% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2856% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 1,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3192% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3043% | 2,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0399% | 4,027 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6612% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0999% | 6,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4777% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9095% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 12.8129% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6217% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5070% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6344% | 5,451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6515% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5221% | 6,924 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3179% | 6,720 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4303% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3453% | 6,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3796% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.3384% | 2,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3160% | 2,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5113% | 846 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3973% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9468% | 905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3295% | 2,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9438% | 2,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0071% | 5,348 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8576% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4283% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4182% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1730% | 2,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7083% | 634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5194% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2510% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4296% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5298% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0427% | 6,803 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0967% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4274% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4597% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1643% | 2,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1425% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5688% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0748% | 5,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6472% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5700% | 2,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1780% | 3,966 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8533% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4693% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6728% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0729% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9242% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 5,587 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0397% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9992% | 7,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0635% | 3,788 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8412% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 4,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2665% | 3,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.5140% | 2,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6096% | 1,587 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 6,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1609% | 3,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8631% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4216% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 5,150 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9796% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2958% | 4,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2977% | 3,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.6912% | 2,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3676% | 1,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2517% | 2,580 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6878% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 3,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4395% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 4,782 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4685% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2068% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2045% | 3,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.5226% | 2,102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0507% | 7,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2478% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2592% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 3,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6591% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0088% | 5,141 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4795% | 1,663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1951% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4274% | 7,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3749% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9219% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 7,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1358% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2609% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 2.5493% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6530% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8384% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 2,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6002% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 3,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2499% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0076% | 7,472 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3495% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 7,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.2364% | 1,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5131% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7117% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 3,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8949% | 7,873 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0450% | 7,395 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2775% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 4,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1235% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.4075% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5175% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2955% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9113% | 7,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1061% | 4,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.7865% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4166% | 8,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0449% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3624% | 7,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3850% | 2,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 3,046 |
| Percentage Net Loans Charged-off:Construction & development | -0.0617% | 7,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3488% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 3,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1952% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3959% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 5,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 5,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0841% | 7,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4212% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0963% | 7,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0389% | 7,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5419% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2514% | 7,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0740% | 4,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 7,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 1,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1781% | 8,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1995% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7431% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 7,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 7,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2357% | 4,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0281% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 7,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 7,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 2,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 4,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 7,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0984% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 8,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0289% | 8,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 6,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2676% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0647% | 3,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4023% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5761% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1593% | 8,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4971% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 7,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0213% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2471% | 8,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7216% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0469% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 7,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3936% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4545% | 8,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2191% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4058% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 8,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0943% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 8,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7454% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7684% | 8,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 5,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0932% | 8,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2819% | 8,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3524% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 2,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2293% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1329% | 5,820 |
| Percentage Net Loans Charged-off: Credit card loans | -8.4746% | 2,606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 8,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1460% | 8,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6983% | 8,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 2,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2349% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0128% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0839% | 8,025 |
| Percentage Net Loans Charged-off: Credit card loans | -9.0508% | 2,606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0869% | 8,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1599% | 8,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.9307% | 8,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3597% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4865% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0257% | 7,634 |
| Percentage Net Loans Charged-off: Credit card loans | -10.1704% | 2,619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 7,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1050% | 8,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1882% | 8,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9993% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0555% | 7,410 |
| Percentage Net Loans Charged-off: Credit card loans | -13.5593% | 2,618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0180% | 8,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 8,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1278% | 8,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 8,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 8,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1998% | 8,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0160% | 6,874 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8416% | 2,782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 6,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 8,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 8,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 8,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 8,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0773% | 3,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0647% | 6,227 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5129% | 2,785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 5,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 8,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 3,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0659% | 5,771 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8462% | 2,755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 4,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2109% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1418% | 4,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 7,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1072% | 9,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0367% | 8,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1265% | 9,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1335% | 9,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9762% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1302% | 6,434 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3725% | 2,955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7711% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 3,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 3,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2607% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2010% | 5,976 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5979% | 1,024 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3048% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3694% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 9.9044% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1005% | 1,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1667% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0703% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1514% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4593% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 6,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7707% | 3 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0490% | 1,332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2233% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1179% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1434% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1291% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1366% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1422% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1119% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2221% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3895% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 7,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8575% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1165% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6798% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1190% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3462% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 7,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2852% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0611% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 7,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1218% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2134% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1104% | 5,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8045% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2356% | 972 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8850% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 6,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3809% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1766% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 9,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2915% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |