Home > Mutual Savings Bank of Rockingham County, SSB > Income and Expense
Mutual Savings Bank of Rockingham County, SSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 4,910 |
| Total interest expense | $3,429,000 | 3,661 |
| Net interest income | $2,629,000 | 6,297 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,636,000 | 7,392 |
| Salaries and employee benefits | $989,000 | 6,197 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $524,000 | 8,003 |
| Pre-tax net operating income | $1,052,000 | 5,680 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $383,000 | 5,162 |
| Income before extraordinary items | $674,000 | 6,267 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $674,000 | 6,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $7,219,000 | 158 |
| Net operating income | $670,800 | 6,058 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 4,903 |
| Total interest expense | $4,224,000 | 3,874 |
| Net interest income | $2,644,000 | 6,330 |
| Provision for loan and lease losses | $236,000 | 4,790 |
| Total noninterest income | $63,000 | 12,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $1,393,000 | 8,323 |
| Salaries and employee benefits | $640,000 | 8,450 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $602,000 | 7,489 |
| Pre-tax net operating income | $1,078,000 | 5,339 |
| Securities gains (losses) | $-69,000 | 13,723 |
| Applicable income taxes | $401,000 | 4,787 |
| Income before extraordinary items | $608,000 | 6,518 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $608,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $652,160 | 5,862 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.