Home > Mutual Savings Bank, FSB > Income and Expense
Mutual Savings Bank, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 5,162 |
| Total interest expense | $3,068,000 | 4,662 |
| Net interest income | $2,991,000 | 5,505 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $222,000 | 8,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $222,000 | 4,822 |
| Total noninterest expense | $1,767,000 | 6,556 |
| Salaries and employee benefits | $1,045,000 | 5,829 |
| Premises and equipment expense | $305,000 | 5,563 |
| Additional noninterest expense | $417,000 | 8,026 |
| Pre-tax net operating income | $1,413,000 | 4,659 |
| Securities gains (losses) | $46,000 | 1,362 |
| Applicable income taxes | $481,000 | 4,326 |
| Income before extraordinary items | $978,000 | 4,691 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $978,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $461,000 | 3,531 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $947,180 | 4,792 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 5,109 |
| Total interest expense | $2,573,000 | 4,529 |
| Net interest income | $3,095,000 | 5,487 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $260,000 | 7,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $260,000 | 4,477 |
| Total noninterest expense | $1,990,000 | 6,227 |
| Salaries and employee benefits | $1,045,000 | 5,879 |
| Premises and equipment expense | $292,000 | 5,835 |
| Additional noninterest expense | $653,000 | 6,655 |
| Pre-tax net operating income | $1,365,000 | 4,750 |
| Securities gains (losses) | $43,000 | 1,243 |
| Applicable income taxes | $451,000 | 4,376 |
| Income before extraordinary items | $957,000 | 4,684 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $957,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $460,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,070 |
| Net operating income | $927,760 | 4,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,879,000 | 5,038 |
| Total interest expense | $2,593,000 | 4,659 |
| Net interest income | $3,286,000 | 5,230 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $185,000 | 9,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $185,000 | 5,910 |
| Total noninterest expense | $1,743,000 | 7,056 |
| Salaries and employee benefits | $1,091,000 | 5,690 |
| Premises and equipment expense | $278,000 | 6,207 |
| Additional noninterest expense | $374,000 | 9,548 |
| Pre-tax net operating income | $1,728,000 | 3,834 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $542,000 | 3,908 |
| Income before extraordinary items | $1,238,000 | 3,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,238,000 | 3,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $460,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 842 |
| Net operating income | $1,201,600 | 3,809 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 5,165 |
| Total interest expense | $3,327,000 | 4,744 |
| Net interest income | $3,139,000 | 5,506 |
| Provision for loan and lease losses | $98,000 | 7,351 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $230,000 | 5,242 |
| Total noninterest expense | $1,678,000 | 7,320 |
| Salaries and employee benefits | $1,013,000 | 5,956 |
| Premises and equipment expense | $302,000 | 5,941 |
| Additional noninterest expense | $363,000 | 10,037 |
| Pre-tax net operating income | $1,593,000 | 3,824 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $521,000 | 3,860 |
| Income before extraordinary items | $1,129,000 | 4,024 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,129,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $415,000 | 3,216 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 13,806 |
| Net operating income | $1,090,240 | 3,856 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.