Home > Mutual Federal Savings Bank of Miamisburg > Income and Expense
Mutual Federal Savings Bank of Miamisburg, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 5,309 |
| Total interest expense | $2,562,000 | 4,546 |
| Net interest income | $2,860,000 | 5,809 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $234,000 | 8,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $234,000 | 4,766 |
| Total noninterest expense | $2,241,000 | 5,647 |
| Salaries and employee benefits | $926,000 | 6,483 |
| Premises and equipment expense | $318,000 | 5,462 |
| Additional noninterest expense | $997,000 | 4,722 |
| Pre-tax net operating income | $853,000 | 6,618 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $275,000 | 6,190 |
| Income before extraordinary items | $578,000 | 6,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $578,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $388,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 902 |
| Net operating income | $578,000 | 6,764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 4,820 |
| Total interest expense | $2,921,000 | 4,208 |
| Net interest income | $3,264,000 | 5,257 |
| Provision for loan and lease losses | $128,000 | 5,054 |
| Total noninterest income | $446,000 | 6,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $446,000 | 3,513 |
| Total noninterest expense | $1,921,000 | 6,554 |
| Salaries and employee benefits | $1,043,000 | 5,912 |
| Premises and equipment expense | $318,000 | 5,587 |
| Additional noninterest expense | $560,000 | 7,684 |
| Pre-tax net operating income | $1,661,000 | 3,946 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $600,000 | 3,605 |
| Income before extraordinary items | $1,145,000 | 4,191 |
| Extraordinary gains, net | $91,000 | 1,655 |
| Net income | $1,236,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $316,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,089,560 | 4,144 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 4,867 |
| Total interest expense | $3,941,000 | 4,130 |
| Net interest income | $2,984,000 | 5,738 |
| Provision for loan and lease losses | $196,000 | 5,277 |
| Total noninterest income | $366,000 | 6,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $366,000 | 3,915 |
| Total noninterest expense | $1,811,000 | 6,908 |
| Salaries and employee benefits | $902,000 | 6,612 |
| Premises and equipment expense | $332,000 | 5,574 |
| Additional noninterest expense | $577,000 | 7,718 |
| Pre-tax net operating income | $1,343,000 | 4,494 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $512,000 | 3,934 |
| Income before extraordinary items | $858,000 | 5,088 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $858,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $6,178,000 | 141 |
| Net operating income | $840,720 | 4,858 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.