Home > Mutual Federal Savings Bank > Income and Expense
Mutual Federal Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 7,132 |
| Total interest expense | $1,556,000 | 6,835 |
| Net interest income | $1,666,000 | 7,250 |
| Provision for loan and lease losses | $1,686,000 | 646 |
| Total noninterest income | $812,000 | 3,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $812,000 | 2,143 |
| Total noninterest expense | $4,105,000 | 3,238 |
| Salaries and employee benefits | $1,162,000 | 5,283 |
| Premises and equipment expense | $519,000 | 3,645 |
| Additional noninterest expense | $2,424,000 | 1,819 |
| Pre-tax net operating income | $-3,313,000 | 10,185 |
| Securities gains (losses) | $-30,000 | 9,665 |
| Applicable income taxes | $-162,000 | 9,990 |
| Income before extraordinary items | $-3,181,000 | 10,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-3,181,000 | 10,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,466,000 | 545 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-3,152,500 | 10,181 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 6,846 |
| Total interest expense | $1,672,000 | 6,826 |
| Net interest income | $1,924,000 | 6,810 |
| Provision for loan and lease losses | $469,000 | 1,818 |
| Total noninterest income | $373,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $373,000 | 3,571 |
| Total noninterest expense | $2,342,000 | 4,991 |
| Salaries and employee benefits | $903,000 | 6,195 |
| Premises and equipment expense | $454,000 | 3,980 |
| Additional noninterest expense | $985,000 | 4,013 |
| Pre-tax net operating income | $-514,000 | 10,194 |
| Securities gains (losses) | $87,000 | 1,375 |
| Applicable income taxes | $3,000 | 9,247 |
| Income before extraordinary items | $-430,000 | 10,199 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-430,000 | 10,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,774 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-517,000 | 10,206 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 7,787 |
| Total interest expense | $1,613,000 | 7,094 |
| Net interest income | $1,357,000 | 8,335 |
| Provision for loan and lease losses | $67,000 | 5,992 |
| Total noninterest income | $613,000 | 4,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $613,000 | 2,440 |
| Total noninterest expense | $1,976,000 | 5,702 |
| Salaries and employee benefits | $999,000 | 5,875 |
| Premises and equipment expense | $403,000 | 4,432 |
| Additional noninterest expense | $574,000 | 5,966 |
| Pre-tax net operating income | $-73,000 | 10,463 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $-62,000 | 10,480 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-62,000 | 10,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,315 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-74,000 | 10,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 8,125 |
| Total interest expense | $1,532,000 | 7,492 |
| Net interest income | $1,372,000 | 8,580 |
| Provision for loan and lease losses | $-23,000 | 11,138 |
| Total noninterest income | $306,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $306,000 | 4,024 |
| Total noninterest expense | $1,978,000 | 5,987 |
| Salaries and employee benefits | $922,000 | 6,358 |
| Premises and equipment expense | $317,000 | 5,368 |
| Additional noninterest expense | $739,000 | 5,521 |
| Pre-tax net operating income | $-277,000 | 11,124 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $-28,000 | 11,017 |
| Income before extraordinary items | $-246,000 | 11,143 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-246,000 | 11,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,059 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-248,700 | 11,112 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 8,717 |
| Total interest expense | $1,309,000 | 8,254 |
| Net interest income | $1,339,000 | 8,958 |
| Provision for loan and lease losses | $156,000 | 3,557 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $182,000 | 5,396 |
| Total noninterest expense | $1,423,000 | 7,518 |
| Salaries and employee benefits | $668,000 | 7,938 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $622,000 | 6,391 |
| Pre-tax net operating income | $-58,000 | 11,568 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $5,000 | 11,015 |
| Income before extraordinary items | $-63,000 | 11,579 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-63,000 | 11,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-63,000 | 11,556 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 8,633 |
| Total interest expense | $1,346,000 | 7,409 |
| Net interest income | $1,314,000 | 9,417 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $158,000 | 9,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $158,000 | 6,060 |
| Total noninterest expense | $2,234,000 | 5,667 |
| Salaries and employee benefits | $535,000 | 9,081 |
| Premises and equipment expense | $176,000 | 7,948 |
| Additional noninterest expense | $1,523,000 | 3,247 |
| Pre-tax net operating income | $-822,000 | 12,432 |
| Securities gains (losses) | $34,000 | 1,394 |
| Applicable income taxes | $-301,000 | 12,433 |
| Income before extraordinary items | $-487,000 | 12,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-487,000 | 12,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,190 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-508,760 | 12,364 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 8,227 |
| Total interest expense | $1,391,000 | 7,576 |
| Net interest income | $1,669,000 | 8,579 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $150,000 | 10,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $1,195,000 | 8,910 |
| Salaries and employee benefits | $553,000 | 9,187 |
| Premises and equipment expense | $196,000 | 7,757 |
| Additional noninterest expense | $446,000 | 8,764 |
| Pre-tax net operating income | $579,000 | 8,088 |
| Securities gains (losses) | $136,000 | 2,097 |
| Applicable income taxes | $279,000 | 6,349 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 12,611 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $348,960 | 8,696 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 9,254 |
| Total interest expense | $1,799,000 | 7,608 |
| Net interest income | $1,043,000 | 10,924 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $281,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $281,000 | 4,617 |
| Total noninterest expense | $1,027,000 | 9,863 |
| Salaries and employee benefits | $466,000 | 10,136 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $370,000 | 9,943 |
| Pre-tax net operating income | $267,000 | 10,454 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $183,000 | 10,829 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $183,000 | 10,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $183,000 | 10,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.