Home > Mutual Community Savings Bank, SSB > Assets and Liabilities
Mutual Community Savings Bank, SSB, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $63,862,000 | 6,298 |
| Cash and due from depository institutions | $12,386,000 | 5,310 |
| Interest-bearing balances | $9,717,000 | 618 |
| Securities | $4,151,000 | 7,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $43,261,000 | 6,049 |
| Loan loss allowance | $746,000 | 5,034 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,677,000 | 3,941 |
| Other real estate owned | $93,000 | 5,310 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,294,000 | 6,149 |
| Life insurance assets | $139,000 | 3,852 |
| Total liabilities and capital | $63,862,000 | 6,298 |
| Total liabilities | $59,178,000 | 6,138 |
| Total deposits | $49,796,000 | 6,413 |
| Interest-bearing deposits | $38,439,000 | 6,574 |
| Deposits held in domestic offices | $49,796,000 | 6,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,900,000 | 2,915 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $482,000 | 5,726 |
| Total equity capital | $4,684,000 | 7,386 |
| Total bank equity capital | $4,684,000 | 7,386 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000 | 7,541 |
| Surplus | $3,146,000 | 4,916 |
| Undivided profits | $1,534,000 | 6,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,191,000 | 3,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $346,000 | 6,937 |
| Earning assets | $57,129,000 | 6,350 |
| Long-term assets (5+ years) | $20,960,000 | 3,559 |
| Average Assets, year-to-date | $81,240,600 | 5,602 |
| Average Assets, quarterly | $73,670,500 | 5,946 |
| Volatile liabilities | $8,648,000 | 6,490 |
| Insider loans | $643,000 | 5,116 |
| FHLB advances | $8,900,000 | 2,808 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $4,549,000 | 6,174 |
| Tier 1 (core) risk-based capital | $4,675,000 | 7,336 |
| Tier 2 risk-based capital | $576,000 | 5,498 |
| Total risk weighted assets | $45,876,000 | 6,102 |
| Total unused commitments | $4,549,000 | 6,175 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 26 | 5,325 |
| Assets and Liabilities | ||
| Total Assets: | $83,479,000 | 5,618 |
| Cash and due from depository institutions | $27,799,000 | 5,325 |
| Interest-bearing balances | $25,086,000 | 221 |
| Securities | $5,194,000 | 7,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $44,214,000 | 5,996 |
| Loan loss allowance | $779,000 | 4,896 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,719,000 | 3,864 |
| Other real estate owned | $69,000 | 5,325 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,484,000 | 3,924 |
| Life insurance assets | $2,371,000 | 2,060 |
| Total liabilities and capital | $83,479,000 | 5,618 |
| Total liabilities | $78,565,000 | 5,425 |
| Total deposits | $68,972,000 | 5,553 |
| Interest-bearing deposits | $42,899,000 | 6,334 |
| Deposits held in domestic offices | $68,972,000 | 5,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,900,000 | 2,782 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $693,000 | 4,965 |
| Total equity capital | $4,914,000 | 7,304 |
| Total bank equity capital | $4,914,000 | 7,304 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000 | 7,558 |
| Surplus | $3,146,000 | 4,880 |
| Undivided profits | $1,764,000 | 6,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,356,000 | 2,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $366,000 | 7,032 |
| Earning assets | $74,494,000 | 5,710 |
| Long-term assets (5+ years) | $24,731,000 | 3,142 |
| Average Assets, year-to-date | $85,585,250 | 5,452 |
| Average Assets, quarterly | $79,772,500 | 5,724 |
| Volatile liabilities | $14,896,000 | 5,423 |
| Insider loans | $620,000 | 5,137 |
| FHLB advances | $8,900,000 | 2,658 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $4,562,000 | 6,206 |
| Tier 1 (core) risk-based capital | $4,920,000 | 7,264 |
| Tier 2 risk-based capital | $654,000 | 5,178 |
| Total risk weighted assets | $52,171,000 | 5,803 |
| Total unused commitments | $4,562,000 | 6,207 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 32 | 4,745 |
| Assets and Liabilities | ||
| Total Assets: | $76,066,000 | 5,890 |
| Cash and due from depository institutions | $14,232,000 | 4,745 |
| Interest-bearing balances | $11,458,000 | 518 |
| Securities | $5,244,000 | 7,117 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 6,265 |
| Net loans & leases | $50,151,000 | 5,693 |
| Loan loss allowance | $795,000 | 4,849 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,762,000 | 3,804 |
| Other real estate owned | $69,000 | 4,745 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,590,000 | 3,809 |
| Life insurance assets | $2,348,000 | 2,072 |
| Total liabilities and capital | $76,066,000 | 5,890 |
| Total liabilities | $71,006,000 | 5,716 |
| Total deposits | $61,511,000 | 5,896 |
| Interest-bearing deposits | $50,597,000 | 5,945 |
| Deposits held in domestic offices | $61,511,000 | 5,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,900,000 | 2,688 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $595,000 | 5,145 |
| Total equity capital | $5,060,000 | 7,227 |
| Total bank equity capital | $5,060,000 | 7,227 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,000 | 7,609 |
| Surplus | $3,146,000 | 4,884 |
| Undivided profits | $1,910,000 | 6,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,115,000 | 2,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $438,000 | 6,460 |
| Earning assets | $66,871,000 | 6,001 |
| Long-term assets (5+ years) | $25,847,000 | 3,004 |
| Average Assets, year-to-date | $86,287,330 | 5,472 |
| Average Assets, quarterly | $84,941,000 | 5,549 |
| Volatile liabilities | $18,016,000 | 4,931 |
| Insider loans | $661,000 | 5,021 |
| FHLB advances | $8,900,000 | 2,566 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $4,307,000 | 6,363 |
| Tier 1 (core) risk-based capital | $5,119,000 | 7,216 |
| Tier 2 risk-based capital | $689,000 | 5,041 |
| Total risk weighted assets | $54,991,000 | 5,685 |
| Total unused commitments | $4,307,000 | 6,364 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 32 | 4,710 |
| Assets and Liabilities | ||
| Total Assets: | $93,816,000 | 5,269 |
| Cash and due from depository institutions | $17,555,000 | 4,710 |
| Interest-bearing balances | $15,149,000 | 433 |
| Securities | $5,390,000 | 7,134 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,744 |
| Net loans & leases | $63,325,000 | 5,065 |
| Loan loss allowance | $854,000 | 4,648 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,807,000 | 3,727 |
| Other real estate owned | $62,000 | 4,710 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,660,000 | 3,148 |
| Life insurance assets | $2,318,000 | 2,074 |
| Total liabilities and capital | $93,816,000 | 5,269 |
| Total liabilities | $87,191,000 | 5,118 |
| Total deposits | $77,305,000 | 5,258 |
| Interest-bearing deposits | $67,798,000 | 5,131 |
| Deposits held in domestic offices | $77,305,000 | 5,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,900,000 | 2,624 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $986,000 | 3,941 |
| Total equity capital | $6,625,000 | 6,658 |
| Total bank equity capital | $6,625,000 | 6,658 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,000 | 7,639 |
| Surplus | $3,146,000 | 4,859 |
| Undivided profits | $3,475,000 | 5,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $435,000 | 6,365 |
| Earning assets | $83,881,000 | 5,350 |
| Long-term assets (5+ years) | $36,372,000 | 2,365 |
| Average Assets, year-to-date | $91,398,000 | 5,324 |
| Average Assets, quarterly | $91,398,000 | 5,324 |
| Volatile liabilities | $28,646,000 | 3,744 |
| Insider loans | $661,000 | 5,032 |
| FHLB advances | $8,900,000 | 2,514 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $4,735,000 | 6,251 |
| Tier 1 (core) risk-based capital | $5,711,000 | 6,974 |
| Tier 2 risk-based capital | $777,000 | 4,697 |
| Total risk weighted assets | $62,066,000 | 5,299 |
| Total unused commitments | $4,735,000 | 6,252 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $88,980,000 | 5,412 |
| Cash and due from depository institutions | $11,601,000 | 4,432 |
| Interest-bearing balances | $9,619,000 | 628 |
| Securities | $6,507,000 | 6,915 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,363 |
| Net loans & leases | $62,446,000 | 5,086 |
| Loan loss allowance | $833,000 | 4,703 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,855,000 | 3,639 |
| Other real estate owned | $45,000 | 4,432 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,509,000 | 2,803 |
| Life insurance assets | $2,296,000 | 2,048 |
| Total liabilities and capital | $88,980,000 | 5,412 |
| Total liabilities | $82,717,000 | 5,263 |
| Total deposits | $72,310,000 | 5,436 |
| Interest-bearing deposits | $65,541,000 | 5,186 |
| Deposits held in domestic offices | $72,310,000 | 5,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,900,000 | 2,696 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,507,000 | 2,952 |
| Total equity capital | $6,263,000 | 6,763 |
| Total bank equity capital | $6,263,000 | 6,763 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,000 | 7,678 |
| Surplus | $3,146,000 | 4,839 |
| Undivided profits | $3,113,000 | 5,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $434,000 | 6,490 |
| Earning assets | $78,589,000 | 5,502 |
| Long-term assets (5+ years) | $35,788,000 | 2,342 |
| Average Assets, year-to-date | $87,208,600 | 5,330 |
| Average Assets, quarterly | $87,920,000 | 5,411 |
| Volatile liabilities | $32,408,000 | 3,570 |
| Insider loans | $625,000 | 5,115 |
| FHLB advances | $8,900,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $4,670,000 | 6,146 |
| Tier 1 (core) risk-based capital | $5,161,000 | 7,174 |
| Tier 2 risk-based capital | $768,000 | 4,686 |
| Total risk weighted assets | $61,823,000 | 5,295 |
| Total unused commitments | $4,670,000 | 6,148 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $86,860,000 | 5,459 |
| Cash and due from depository institutions | $8,538,000 | 4,741 |
| Interest-bearing balances | $6,796,000 | 752 |
| Securities | $6,841,000 | 6,924 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 5,983 |
| Net loans & leases | $64,049,000 | 5,033 |
| Loan loss allowance | $821,000 | 4,755 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,798,000 | 3,660 |
| Other real estate owned | $42,000 | 4,741 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,575,000 | 3,220 |
| Life insurance assets | $2,272,000 | 2,023 |
| Total liabilities and capital | $86,860,000 | 5,459 |
| Total liabilities | $80,386,000 | 5,322 |
| Total deposits | $70,830,000 | 5,448 |
| Interest-bearing deposits | $61,639,000 | 5,326 |
| Deposits held in domestic offices | $70,830,000 | 5,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,900,000 | 2,841 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $656,000 | 4,899 |
| Total equity capital | $6,474,000 | 6,678 |
| Total bank equity capital | $6,474,000 | 6,678 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000 | 7,736 |
| Surplus | $3,146,000 | 4,825 |
| Undivided profits | $3,324,000 | 5,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,460,000 | 1,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $473,000 | 6,324 |
| Earning assets | $77,703,000 | 5,517 |
| Long-term assets (5+ years) | $37,061,000 | 2,267 |
| Average Assets, year-to-date | $86,765,750 | 5,367 |
| Average Assets, quarterly | $88,197,500 | 5,379 |
| Volatile liabilities | $28,243,000 | 3,878 |
| Insider loans | $602,000 | 5,184 |
| FHLB advances | $8,900,000 | 2,707 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $5,284,000 | 5,982 |
| Tier 1 (core) risk-based capital | $6,621,000 | 6,574 |
| Tier 2 risk-based capital | $770,000 | 4,700 |
| Total risk weighted assets | $61,534,000 | 5,292 |
| Total unused commitments | $5,284,000 | 5,983 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $89,535,000 | 5,354 |
| Cash and due from depository institutions | $12,682,000 | 4,275 |
| Interest-bearing balances | $11,190,000 | 492 |
| Securities | $6,790,000 | 6,956 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 5,823 |
| Net loans & leases | $62,769,000 | 5,050 |
| Loan loss allowance | $796,000 | 4,817 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,765,000 | 3,662 |
| Other real estate owned | $42,000 | 4,275 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,470,000 | 3,246 |
| Life insurance assets | $2,251,000 | 1,995 |
| Total liabilities and capital | $89,535,000 | 5,354 |
| Total liabilities | $82,971,000 | 5,224 |
| Total deposits | $72,406,000 | 5,366 |
| Interest-bearing deposits | $62,585,000 | 5,265 |
| Deposits held in domestic offices | $72,406,000 | 5,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $565,000 | 4,951 |
| Total equity capital | $6,564,000 | 6,542 |
| Total bank equity capital | $6,564,000 | 6,542 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,000 | 7,763 |
| Surplus | $3,146,000 | 4,817 |
| Undivided profits | $3,414,000 | 5,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,533,000 | 1,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $444,000 | 6,197 |
| Earning assets | $80,766,000 | 5,379 |
| Long-term assets (5+ years) | $40,285,000 | 2,123 |
| Average Assets, year-to-date | $86,734,330 | 5,387 |
| Average Assets, quarterly | $87,820,000 | 5,368 |
| Volatile liabilities | $28,895,000 | 3,759 |
| Insider loans | $670,000 | 4,985 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,181,000 | 5,764 |
| Tier 1 (core) risk-based capital | $6,822,000 | 6,443 |
| Tier 2 risk-based capital | $767,000 | 4,697 |
| Total risk weighted assets | $61,368,000 | 5,283 |
| Total unused commitments | $6,181,000 | 5,765 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $86,105,000 | 5,442 |
| Cash and due from depository institutions | $9,280,000 | 4,847 |
| Interest-bearing balances | $8,331,000 | 712 |
| Securities | $6,993,000 | 6,968 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,270 |
| Net loans & leases | $63,015,000 | 4,990 |
| Loan loss allowance | $734,000 | 5,020 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,564,000 | 3,792 |
| Other real estate owned | $126,000 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,110,000 | 3,332 |
| Life insurance assets | $2,224,000 | 1,972 |
| Total liabilities and capital | $86,105,000 | 5,442 |
| Total liabilities | $79,309,000 | 5,337 |
| Total deposits | $73,697,000 | 5,311 |
| Interest-bearing deposits | $66,074,000 | 5,103 |
| Deposits held in domestic offices | $73,697,000 | 5,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $612,000 | 4,683 |
| Total equity capital | $6,796,000 | 6,425 |
| Total bank equity capital | $6,796,000 | 6,425 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000 | 7,776 |
| Surplus | $3,146,000 | 4,756 |
| Undivided profits | $3,646,000 | 5,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,098,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $432,000 | 6,127 |
| Earning assets | $78,356,000 | 5,471 |
| Long-term assets (5+ years) | $40,662,000 | 2,066 |
| Average Assets, year-to-date | $85,334,000 | 5,446 |
| Average Assets, quarterly | $85,334,000 | 5,446 |
| Volatile liabilities | $22,260,000 | 4,241 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $6,427,000 | 5,673 |
| Tier 1 (core) risk-based capital | $7,000,000 | 6,301 |
| Tier 2 risk-based capital | $734,000 | 4,778 |
| Total risk weighted assets | $60,096,000 | 5,294 |
| Total unused commitments | $6,427,000 | 5,674 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 31 | 4,855 |
| Assets and Liabilities | ||
| Total Assets: | $84,563,000 | 5,494 |
| Cash and due from depository institutions | $5,931,000 | 4,855 |
| Interest-bearing balances | $5,117,000 | 1,071 |
| Securities | $7,248,000 | 6,944 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,093 |
| Net loans & leases | $64,980,000 | 4,886 |
| Loan loss allowance | $712,000 | 5,084 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,211,000 | 4,164 |
| Other real estate owned | $126,000 | 4,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,050,000 | 3,370 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $84,562,000 | 5,494 |
| Total liabilities | $77,532,000 | 5,399 |
| Total deposits | $72,022,000 | 5,376 |
| Interest-bearing deposits | $63,398,000 | 5,178 |
| Deposits held in domestic offices | $72,022,000 | 5,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $510,000 | 5,045 |
| Total equity capital | $7,030,000 | 6,308 |
| Total bank equity capital | $7,030,000 | 6,308 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,000 | 7,813 |
| Surplus | $3,146,000 | 4,721 |
| Undivided profits | $3,880,000 | 5,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,350,000 | 1,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $443,000 | 6,124 |
| Earning assets | $77,362,000 | 5,491 |
| Long-term assets (5+ years) | $42,745,000 | 1,970 |
| Average Assets, year-to-date | $89,230,000 | 5,180 |
| Average Assets, quarterly | $87,931,500 | 5,343 |
| Volatile liabilities | $20,946,000 | 4,336 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,781,000 | 6,487 |
| Tier 1 (core) risk-based capital | $7,160,000 | 6,228 |
| Tier 2 risk-based capital | $712,000 | 4,838 |
| Total risk weighted assets | $60,636,000 | 5,274 |
| Total unused commitments | $3,781,000 | 6,488 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 31 | 4,835 |
| Assets and Liabilities | ||
| Total Assets: | $91,300,000 | 5,222 |
| Cash and due from depository institutions | $4,496,000 | 4,835 |
| Interest-bearing balances | $3,634,000 | 1,374 |
| Securities | $8,042,000 | 6,764 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 5,894 |
| Net loans & leases | $72,772,000 | 4,525 |
| Loan loss allowance | $750,000 | 4,930 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,962,000 | 4,412 |
| Other real estate owned | $160,000 | 4,835 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,852,000 | 3,432 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $91,301,000 | 5,222 |
| Total liabilities | $83,901,000 | 5,101 |
| Total deposits | $73,631,000 | 5,249 |
| Interest-bearing deposits | $68,307,000 | 4,904 |
| Deposits held in domestic offices | $73,631,000 | 5,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $270,000 | 6,669 |
| Total equity capital | $7,400,000 | 6,152 |
| Total bank equity capital | $7,400,000 | 6,152 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000 | 7,837 |
| Surplus | $3,146,000 | 4,673 |
| Undivided profits | $4,250,000 | 5,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,059,000 | 2,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $440,000 | 6,136 |
| Earning assets | $84,464,000 | 5,178 |
| Long-term assets (5+ years) | $51,873,000 | 1,725 |
| Average Assets, year-to-date | $90,396,750 | 5,135 |
| Average Assets, quarterly | $92,364,500 | 5,146 |
| Volatile liabilities | $26,636,000 | 3,674 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,788,000 | 6,073 |
| Tier 1 (core) risk-based capital | $7,499,000 | 6,057 |
| Tier 2 risk-based capital | $750,000 | 4,653 |
| Total risk weighted assets | $64,304,000 | 5,042 |
| Total unused commitments | $4,788,000 | 6,074 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 34 | 4,533 |
| Assets and Liabilities | ||
| Total Assets: | $93,429,000 | 5,100 |
| Cash and due from depository institutions | $14,058,000 | 4,533 |
| Interest-bearing balances | $13,100,000 | 414 |
| Securities | $8,366,000 | 6,742 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 5,720 |
| Net loans & leases | $65,325,000 | 4,768 |
| Loan loss allowance | $741,000 | 4,900 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,887,000 | 4,474 |
| Other real estate owned | $77,000 | 4,533 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,700,000 | 3,413 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $93,429,000 | 5,100 |
| Total liabilities | $85,941,000 | 4,993 |
| Total deposits | $75,734,000 | 5,104 |
| Interest-bearing deposits | $66,329,000 | 4,979 |
| Deposits held in domestic offices | $75,734,000 | 5,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $207,000 | 6,980 |
| Total equity capital | $7,488,000 | 6,054 |
| Total bank equity capital | $7,488,000 | 6,054 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000 | 7,841 |
| Surplus | $3,146,000 | 4,641 |
| Undivided profits | $4,338,000 | 4,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,313,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $392,000 | 6,219 |
| Earning assets | $86,807,000 | 5,046 |
| Long-term assets (5+ years) | $49,962,000 | 1,788 |
| Average Assets, year-to-date | $90,095,670 | 5,144 |
| Average Assets, quarterly | $90,566,500 | 5,152 |
| Volatile liabilities | $21,099,000 | 4,147 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,155,000 | 6,771 |
| Tier 1 (core) risk-based capital | $7,550,000 | 5,941 |
| Tier 2 risk-based capital | $737,000 | 4,654 |
| Total risk weighted assets | $58,949,000 | 5,231 |
| Total unused commitments | $3,155,000 | 6,771 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $87,704,000 | 5,299 |
| Cash and due from depository institutions | $6,347,000 | 4,612 |
| Interest-bearing balances | $5,422,000 | 1,023 |
| Securities | $8,484,000 | 6,767 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 6,304 |
| Net loans & leases | $66,947,000 | 4,665 |
| Loan loss allowance | $744,000 | 4,919 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,735,000 | 4,659 |
| Other real estate owned | $77,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,098,000 | 3,139 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $87,704,000 | 5,299 |
| Total liabilities | $80,232,000 | 5,221 |
| Total deposits | $61,873,000 | 5,781 |
| Interest-bearing deposits | $55,584,000 | 5,582 |
| Deposits held in domestic offices | $61,873,000 | 5,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,000,000 | 1,810 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $359,000 | 5,597 |
| Total equity capital | $7,472,000 | 6,005 |
| Total bank equity capital | $7,472,000 | 6,005 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000 | 7,903 |
| Surplus | $3,146,000 | 4,640 |
| Undivided profits | $4,322,000 | 4,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 2,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $415,000 | 5,952 |
| Earning assets | $80,869,000 | 5,284 |
| Long-term assets (5+ years) | $52,060,000 | 1,776 |
| Average Assets, year-to-date | $88,429,000 | 5,253 |
| Average Assets, quarterly | $88,429,000 | 5,253 |
| Volatile liabilities | $23,279,000 | 3,812 |
| Insider loans | $383,000 | 5,859 |
| FHLB advances | $18,000,000 | 1,717 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,497,000 | 6,657 |
| Tier 1 (core) risk-based capital | $7,613,000 | 5,880 |
| Tier 2 risk-based capital | $732,000 | 4,694 |
| Total risk weighted assets | $58,541,000 | 5,245 |
| Total unused commitments | $3,497,000 | 6,658 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $89,154,000 | 5,237 |
| Cash and due from depository institutions | $5,159,000 | 4,933 |
| Interest-bearing balances | $4,191,000 | 1,262 |
| Securities | $9,024,000 | 6,673 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,123 |
| Net loans & leases | $69,217,000 | 4,546 |
| Loan loss allowance | $706,000 | 5,064 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,697,000 | 4,709 |
| Other real estate owned | $47,000 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,993,000 | 3,148 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $89,154,000 | 5,237 |
| Total liabilities | $81,480,000 | 5,170 |
| Total deposits | $63,266,000 | 5,697 |
| Interest-bearing deposits | $55,995,000 | 5,537 |
| Deposits held in domestic offices | $63,266,000 | 5,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,000,000 | 1,838 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $214,000 | 6,732 |
| Total equity capital | $7,674,000 | 5,928 |
| Total bank equity capital | $7,674,000 | 5,928 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000 | 7,946 |
| Surplus | $3,145,000 | 4,615 |
| Undivided profits | $4,525,000 | 4,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,388,000 | 1,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $414,000 | 5,945 |
| Earning assets | $82,449,000 | 5,218 |
| Long-term assets (5+ years) | $54,978,000 | 1,739 |
| Average Assets, year-to-date | $92,574,000 | 5,008 |
| Average Assets, quarterly | $89,857,500 | 5,182 |
| Volatile liabilities | $23,177,000 | 3,747 |
| Insider loans | $271,000 | 6,372 |
| FHLB advances | $18,000,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,839,000 | 6,387 |
| Tier 1 (core) risk-based capital | $7,658,000 | 5,816 |
| Tier 2 risk-based capital | $706,000 | 4,776 |
| Total risk weighted assets | $60,198,000 | 5,131 |
| Total unused commitments | $3,839,000 | 6,387 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $90,561,000 | 5,180 |
| Cash and due from depository institutions | $4,272,000 | 4,945 |
| Interest-bearing balances | $3,304,000 | 1,541 |
| Securities | $14,154,000 | 5,675 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 5,880 |
| Net loans & leases | $66,196,000 | 4,651 |
| Loan loss allowance | $683,000 | 5,154 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,677,000 | 4,703 |
| Other real estate owned | $47,000 | 4,945 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,198,000 | 2,989 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $90,561,000 | 5,180 |
| Total liabilities | $82,920,000 | 5,090 |
| Total deposits | $67,387,000 | 5,447 |
| Interest-bearing deposits | $58,652,000 | 5,363 |
| Deposits held in domestic offices | $67,387,000 | 5,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,000,000 | 2,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $533,000 | 4,739 |
| Total equity capital | $7,641,000 | 5,954 |
| Total bank equity capital | $7,641,000 | 5,954 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,000 | 7,990 |
| Surplus | $3,145,000 | 4,594 |
| Undivided profits | $4,492,000 | 4,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,071,000 | 2,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $422,000 | 6,045 |
| Earning assets | $83,671,000 | 5,138 |
| Long-term assets (5+ years) | $54,646,000 | 1,755 |
| Average Assets, year-to-date | $93,429,000 | 4,979 |
| Average Assets, quarterly | $92,700,500 | 5,076 |
| Volatile liabilities | $23,809,000 | 3,658 |
| Insider loans | $612,000 | 5,064 |
| FHLB advances | $15,000,000 | 1,920 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,142,000 | 6,640 |
| Tier 1 (core) risk-based capital | $7,606,000 | 5,814 |
| Tier 2 risk-based capital | $683,000 | 4,845 |
| Total risk weighted assets | $60,200,000 | 5,091 |
| Total unused commitments | $3,142,000 | 6,645 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 31 | 4,899 |
| Assets and Liabilities | ||
| Total Assets: | $94,840,000 | 4,990 |
| Cash and due from depository institutions | $9,583,000 | 4,899 |
| Interest-bearing balances | $8,661,000 | 710 |
| Securities | $15,255,000 | 5,523 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 5,832 |
| Net loans & leases | $66,110,000 | 4,618 |
| Loan loss allowance | $660,000 | 5,253 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,696,000 | 4,655 |
| Other real estate owned | $47,000 | 4,899 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,132,000 | 4,658 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $94,840,000 | 4,990 |
| Total liabilities | $87,495,000 | 4,888 |
| Total deposits | $72,014,000 | 5,249 |
| Interest-bearing deposits | $62,081,000 | 5,183 |
| Deposits held in domestic offices | $72,014,000 | 5,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $481,000 | 4,662 |
| Total equity capital | $7,345,000 | 5,954 |
| Total bank equity capital | $7,345,000 | 5,954 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,000 | 8,045 |
| Surplus | $3,145,000 | 4,567 |
| Undivided profits | $4,196,000 | 4,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 2,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $444,000 | 5,676 |
| Earning assets | $90,043,000 | 4,878 |
| Long-term assets (5+ years) | $57,126,000 | 1,739 |
| Average Assets, year-to-date | $94,385,000 | 4,957 |
| Average Assets, quarterly | $94,391,500 | 4,996 |
| Volatile liabilities | $25,203,000 | 3,419 |
| Insider loans | $744,000 | 4,678 |
| FHLB advances | $15,000,000 | 1,895 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,213,000 | 6,710 |
| Tier 1 (core) risk-based capital | $7,513,000 | 5,802 |
| Tier 2 risk-based capital | $660,000 | 4,928 |
| Total risk weighted assets | $58,698,000 | 5,151 |
| Total unused commitments | $3,213,000 | 6,715 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $93,943,000 | 5,032 |
| Cash and due from depository institutions | $8,737,000 | 5,006 |
| Interest-bearing balances | $7,981,000 | 894 |
| Securities | $16,618,000 | 5,259 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,736 |
| Net loans & leases | $64,815,000 | 4,613 |
| Loan loss allowance | $644,000 | 5,309 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,715,000 | 4,598 |
| Other real estate owned | $25,000 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,016,000 | 4,627 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $93,943,000 | 5,032 |
| Total liabilities | $86,371,000 | 4,917 |
| Total deposits | $70,842,000 | 5,331 |
| Interest-bearing deposits | $62,725,000 | 5,179 |
| Deposits held in domestic offices | $70,842,000 | 5,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,000,000 | 1,931 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $529,000 | 4,735 |
| Total equity capital | $7,572,000 | 5,934 |
| Total bank equity capital | $7,572,000 | 5,934 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,000 | 8,075 |
| Surplus | $3,145,000 | 4,541 |
| Undivided profits | $4,423,000 | 4,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,286,000 | 2,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $455,000 | 5,529 |
| Earning assets | $89,431,000 | 4,906 |
| Long-term assets (5+ years) | $53,521,000 | 1,803 |
| Average Assets, year-to-date | $94,157,500 | 4,984 |
| Average Assets, quarterly | $94,157,500 | 4,984 |
| Volatile liabilities | $21,552,000 | 3,729 |
| Insider loans | $1,206,000 | 3,645 |
| FHLB advances | $15,000,000 | 1,803 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,796,000 | 6,428 |
| Tier 1 (core) risk-based capital | $7,466,000 | 5,778 |
| Tier 2 risk-based capital | $644,000 | 4,982 |
| Total risk weighted assets | $57,949,000 | 5,140 |
| Total unused commitments | $3,796,000 | 6,436 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $94,372,000 | 4,983 |
| Cash and due from depository institutions | $8,310,000 | 5,136 |
| Interest-bearing balances | $7,375,000 | 858 |
| Securities | $18,238,000 | 5,064 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,322 |
| Net loans & leases | $63,815,000 | 4,648 |
| Loan loss allowance | $647,000 | 5,275 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,776,000 | 4,504 |
| Other real estate owned | $25,000 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,191,000 | 4,463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,372,000 | 4,983 |
| Total liabilities | $86,991,000 | 4,879 |
| Total deposits | $76,372,000 | 5,054 |
| Interest-bearing deposits | $66,875,000 | 4,959 |
| Deposits held in domestic offices | $76,372,000 | 5,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,410 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $619,000 | 4,203 |
| Total equity capital | $7,381,000 | 5,938 |
| Total bank equity capital | $7,381,000 | 5,938 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,000 | 8,137 |
| Surplus | $3,144,000 | 4,518 |
| Undivided profits | $4,233,000 | 5,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 3,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $492,000 | 5,428 |
| Earning assets | $89,445,000 | 4,853 |
| Long-term assets (5+ years) | $55,075,000 | 1,783 |
| Average Assets, year-to-date | $87,480,400 | 5,140 |
| Average Assets, quarterly | $93,662,500 | 4,982 |
| Volatile liabilities | $18,711,000 | 4,087 |
| Insider loans | $1,016,000 | 3,990 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,004,000 | 6,173 |
| Tier 1 (core) risk-based capital | $7,391,000 | 5,749 |
| Tier 2 risk-based capital | $647,000 | 4,954 |
| Total risk weighted assets | $56,646,000 | 5,206 |
| Total unused commitments | $4,004,000 | 6,180 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $92,953,000 | 5,009 |
| Cash and due from depository institutions | $9,259,000 | 5,029 |
| Interest-bearing balances | $8,357,000 | 889 |
| Securities | $26,135,000 | 4,018 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,573 |
| Net loans & leases | $53,705,000 | 5,185 |
| Loan loss allowance | $470,000 | 6,257 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,929,000 | 4,280 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,908,000 | 4,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,953,000 | 5,009 |
| Total liabilities | $85,445,000 | 4,925 |
| Total deposits | $74,858,000 | 5,122 |
| Interest-bearing deposits | $67,834,000 | 4,883 |
| Deposits held in domestic offices | $74,858,000 | 5,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $587,000 | 4,582 |
| Total equity capital | $7,508,000 | 5,852 |
| Total bank equity capital | $7,508,000 | 5,852 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,000 | 8,188 |
| Surplus | $3,132,000 | 4,478 |
| Undivided profits | $4,372,000 | 4,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $788,000 | 3,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $482,000 | 5,669 |
| Earning assets | $88,214,000 | 4,881 |
| Long-term assets (5+ years) | $43,010,000 | 2,115 |
| Average Assets, year-to-date | $85,757,500 | 5,223 |
| Average Assets, quarterly | $95,496,500 | 4,906 |
| Volatile liabilities | $18,841,000 | 4,018 |
| Insider loans | $682,000 | 4,814 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,377,000 | 6,524 |
| Tier 1 (core) risk-based capital | $7,450,000 | 5,726 |
| Tier 2 risk-based capital | $470,000 | 5,891 |
| Total risk weighted assets | $54,479,000 | 5,312 |
| Total unused commitments | $3,377,000 | 6,533 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 29 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $98,040,000 | 4,835 |
| Cash and due from depository institutions | $21,683,000 | 5,170 |
| Interest-bearing balances | $20,981,000 | 404 |
| Securities | $27,665,000 | 3,764 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,861 |
| Net loans & leases | $45,117,000 | 5,667 |
| Loan loss allowance | $443,000 | 6,414 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,953,000 | 4,219 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,605,000 | 5,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,040,000 | 4,835 |
| Total liabilities | $90,157,000 | 4,720 |
| Total deposits | $74,776,000 | 5,136 |
| Interest-bearing deposits | $63,051,000 | 5,133 |
| Deposits held in domestic offices | $74,776,000 | 5,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 1,850 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $381,000 | 5,859 |
| Total equity capital | $7,883,000 | 5,664 |
| Total bank equity capital | $7,883,000 | 5,664 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,000 | 8,217 |
| Surplus | $3,132,000 | 4,445 |
| Undivided profits | $4,747,000 | 4,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 2,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $453,000 | 5,747 |
| Earning assets | $93,780,000 | 4,666 |
| Long-term assets (5+ years) | $37,678,000 | 2,230 |
| Average Assets, year-to-date | $83,359,000 | 5,319 |
| Average Assets, quarterly | $86,112,500 | 5,250 |
| Volatile liabilities | $17,213,000 | 4,220 |
| Insider loans | $681,000 | 4,804 |
| FHLB advances | $15,000,000 | 1,718 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,082,000 | 6,675 |
| Tier 1 (core) risk-based capital | $7,559,000 | 5,608 |
| Tier 2 risk-based capital | $443,000 | 6,047 |
| Total risk weighted assets | $50,380,000 | 5,521 |
| Total unused commitments | $3,082,000 | 6,685 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $74,185,000 | 5,739 |
| Cash and due from depository institutions | $6,328,000 | 5,020 |
| Interest-bearing balances | $5,746,000 | 1,374 |
| Securities | $21,524,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 7,225 |
| Net loans & leases | $42,551,000 | 5,796 |
| Loan loss allowance | $405,000 | 6,642 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,991,000 | 4,123 |
| Other real estate owned | $0 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,773,000 | 4,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,185,000 | 5,739 |
| Total liabilities | $66,440,000 | 5,725 |
| Total deposits | $51,086,000 | 6,352 |
| Interest-bearing deposits | $42,722,000 | 6,421 |
| Deposits held in domestic offices | $51,086,000 | 6,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,000,000 | 1,787 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $354,000 | 6,108 |
| Total equity capital | $7,745,000 | 5,650 |
| Total bank equity capital | $7,745,000 | 5,650 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000 | 8,259 |
| Surplus | $3,132,000 | 4,411 |
| Undivided profits | $4,609,000 | 4,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,138,000 | 2,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $382,000 | 6,323 |
| Earning assets | $69,839,000 | 5,638 |
| Long-term assets (5+ years) | $33,064,000 | 2,399 |
| Average Assets, year-to-date | $76,018,500 | 5,631 |
| Average Assets, quarterly | $76,018,500 | 5,631 |
| Volatile liabilities | $15,915,000 | 4,370 |
| Insider loans | $729,000 | 4,640 |
| FHLB advances | $15,000,000 | 1,670 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,193,000 | 6,612 |
| Tier 1 (core) risk-based capital | $7,648,000 | 5,497 |
| Tier 2 risk-based capital | $405,000 | 6,287 |
| Total risk weighted assets | $43,890,000 | 5,920 |
| Total unused commitments | $3,193,000 | 6,625 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $77,852,000 | 5,543 |
| Cash and due from depository institutions | $11,883,000 | 5,143 |
| Interest-bearing balances | $11,242,000 | 704 |
| Securities | $22,405,000 | 4,328 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 6,960 |
| Net loans & leases | $39,650,000 | 6,027 |
| Loan loss allowance | $378,000 | 6,818 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,063,000 | 4,006 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,833,000 | 4,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,852,000 | 5,543 |
| Total liabilities | $69,951,000 | 5,523 |
| Total deposits | $54,343,000 | 6,117 |
| Interest-bearing deposits | $42,438,000 | 6,404 |
| Deposits held in domestic offices | $54,343,000 | 6,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,000,000 | 1,821 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $608,000 | 4,662 |
| Total equity capital | $7,901,000 | 5,544 |
| Total bank equity capital | $7,901,000 | 5,544 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,000 | 8,294 |
| Surplus | $3,132,000 | 4,358 |
| Undivided profits | $4,765,000 | 4,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,062,000 | 2,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $393,000 | 6,416 |
| Earning assets | $73,315,000 | 5,434 |
| Long-term assets (5+ years) | $33,318,000 | 2,348 |
| Average Assets, year-to-date | $74,424,600 | 5,521 |
| Average Assets, quarterly | $76,875,500 | 5,544 |
| Volatile liabilities | $16,508,000 | 4,243 |
| Insider loans | $636,000 | 4,940 |
| FHLB advances | $15,000,000 | 1,680 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,412,000 | 6,962 |
| Tier 1 (core) risk-based capital | $7,765,000 | 5,402 |
| Tier 2 risk-based capital | $379,000 | 6,482 |
| Total risk weighted assets | $42,151,000 | 6,043 |
| Total unused commitments | $2,412,000 | 6,965 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 27 | 5,385 |
| Assets and Liabilities | ||
| Total Assets: | $73,811,000 | 5,625 |
| Cash and due from depository institutions | $7,045,000 | 5,385 |
| Interest-bearing balances | $6,274,000 | 1,027 |
| Securities | $22,917,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 7,078 |
| Net loans & leases | $39,199,000 | 6,017 |
| Loan loss allowance | $364,000 | 6,854 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,873,000 | 4,221 |
| Other real estate owned | $0 | 5,385 |
| Goodwill and other intangibles | $911,000 | 1,522 |
| All other assets | $1,848,000 | 4,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,811,000 | 5,625 |
| Total liabilities | $65,248,000 | 5,666 |
| Total deposits | $51,665,000 | 6,197 |
| Interest-bearing deposits | $42,454,000 | 6,326 |
| Deposits held in domestic offices | $51,665,000 | 6,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,900,000 | 1,867 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $683,000 | 4,508 |
| Total equity capital | $8,563,000 | 5,086 |
| Total bank equity capital | $8,563,000 | 5,086 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,000 | 8,513 |
| Surplus | $3,132,000 | 4,282 |
| Undivided profits | $5,427,000 | 4,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $657,000 | 3,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $480,000 | 6,091 |
| Earning assets | $68,408,000 | 5,575 |
| Long-term assets (5+ years) | $32,864,000 | 2,336 |
| Average Assets, year-to-date | $70,670,200 | 5,600 |
| Average Assets, quarterly | $74,113,000 | 5,581 |
| Volatile liabilities | $21,041,000 | 3,536 |
| Insider loans | $443,000 | 5,674 |
| FHLB advances | $12,900,000 | 1,728 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,043,000 | 7,307 |
| Tier 1 (core) risk-based capital | $7,545,000 | 5,397 |
| Tier 2 risk-based capital | $364,000 | 6,538 |
| Total risk weighted assets | $37,300,000 | 6,385 |
| Total unused commitments | $2,043,000 | 7,315 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $67,493,000 | 5,833 |
| Cash and due from depository institutions | $3,342,000 | 5,222 |
| Interest-bearing balances | $2,775,000 | 1,361 |
| Securities | $15,363,000 | 5,499 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,975 |
| Net loans & leases | $45,057,000 | 5,519 |
| Loan loss allowance | $322,000 | 7,111 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,046,000 | 3,928 |
| Other real estate owned | $143,000 | 5,222 |
| Goodwill and other intangibles | $520,000 | 1,806 |
| All other assets | $1,005,000 | 6,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,493,000 | 5,833 |
| Total liabilities | $59,066,000 | 5,875 |
| Total deposits | $49,211,000 | 6,243 |
| Interest-bearing deposits | $41,876,000 | 6,279 |
| Deposits held in domestic offices | $49,211,000 | 6,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,200,000 | 2,132 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $655,000 | 4,898 |
| Total equity capital | $8,427,000 | 5,033 |
| Total bank equity capital | $8,427,000 | 5,033 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,000 | 8,784 |
| Surplus | $3,132,000 | 4,235 |
| Undivided profits | $5,291,000 | 4,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 3,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $305,000 | 6,875 |
| Earning assets | $63,212,000 | 5,763 |
| Long-term assets (5+ years) | $33,783,000 | 2,188 |
| Average Assets, year-to-date | $66,608,200 | 5,670 |
| Average Assets, quarterly | $66,476,000 | 5,827 |
| Volatile liabilities | $14,533,000 | 4,552 |
| Insider loans | $805,000 | 4,402 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,314,000 | 7,064 |
| Tier 1 (core) risk-based capital | $7,966,000 | 5,144 |
| Tier 2 risk-based capital | $322,000 | 6,808 |
| Total risk weighted assets | $36,176,100 | 6,402 |
| Total unused commitments | $2,314,000 | 7,071 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $66,136,000 | 5,891 |
| Cash and due from depository institutions | $4,479,000 | 5,233 |
| Interest-bearing balances | $3,448,000 | 1,137 |
| Securities | $15,907,000 | 5,611 |
| Federal funds sold & reverse repurchase agreements | $17,000 | 6,777 |
| Net loans & leases | $41,855,000 | 5,678 |
| Loan loss allowance | $406,000 | 6,379 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,153,000 | 3,784 |
| Other real estate owned | $161,000 | 5,233 |
| Goodwill and other intangibles | $573,000 | 1,803 |
| All other assets | $991,000 | 6,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,136,000 | 5,891 |
| Total liabilities | $58,149,000 | 5,949 |
| Total deposits | $50,030,000 | 6,247 |
| Interest-bearing deposits | $42,376,000 | 6,301 |
| Deposits held in domestic offices | $50,030,000 | 6,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,744,000 | 2,339 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $375,000 | 6,280 |
| Total equity capital | $7,987,000 | 5,120 |
| Total bank equity capital | $7,987,000 | 5,120 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000 | 9,087 |
| Surplus | $3,132,000 | 4,213 |
| Undivided profits | $4,851,000 | 4,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 2,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $227,000 | 7,447 |
| Earning assets | $61,227,000 | 5,843 |
| Long-term assets (5+ years) | $35,249,000 | 2,265 |
| Average Assets, year-to-date | $64,191,400 | 5,843 |
| Average Assets, quarterly | $66,085,000 | 5,853 |
| Volatile liabilities | $13,509,000 | 4,549 |
| Insider loans | $501,000 | 5,369 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,274,000 | 5,855 |
| Tier 1 (core) risk-based capital | $7,736,000 | 5,257 |
| Tier 2 risk-based capital | $406,000 | 6,015 |
| Total risk weighted assets | $33,135,300 | 6,653 |
| Total unused commitments | $4,274,000 | 5,862 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $62,918,000 | 6,105 |
| Cash and due from depository institutions | $7,040,000 | 6,148 |
| Interest-bearing balances | $6,399,000 | 977 |
| Securities | $12,498,000 | 6,414 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 8,328 |
| Net loans & leases | $33,761,000 | 6,298 |
| Loan loss allowance | $495,000 | 5,668 |
| Trading account assets | $5,797,000 | 98 |
| Bank premises and fixed assets | $2,080,000 | 3,792 |
| Other real estate owned | $156,000 | 6,148 |
| Goodwill and other intangibles | $627,000 | 1,696 |
| All other assets | $943,000 | 6,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,918,000 | 6,105 |
| Total liabilities | $54,756,000 | 6,206 |
| Total deposits | $52,112,000 | 6,157 |
| Interest-bearing deposits | $43,356,000 | 6,240 |
| Deposits held in domestic offices | $52,112,000 | 6,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,789,000 | 3,388 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $855,000 | 3,978 |
| Total equity capital | $8,162,000 | 5,115 |
| Total bank equity capital | $8,162,000 | 5,115 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,000 | 9,296 |
| Surplus | $3,132,000 | 4,080 |
| Undivided profits | $5,026,000 | 4,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,872,000 | 1,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $362,000 | 5,884 |
| Earning assets | $58,471,000 | 6,068 |
| Long-term assets (5+ years) | $29,538,000 | 2,394 |
| Average Assets, year-to-date | $62,902,200 | 5,910 |
| Average Assets, quarterly | $64,522,000 | 5,947 |
| Volatile liabilities | $12,112,000 | 4,419 |
| Insider loans | $323,000 | 6,286 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,397,000 | 8,138 |
| Tier 1 (core) risk-based capital | $7,523,000 | 5,294 |
| Tier 2 risk-based capital | $373,060 | 6,247 |
| Total risk weighted assets | $29,718,660 | 6,948 |
| Total unused commitments | $1,397,000 | 8,148 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $59,278,000 | 6,400 |
| Cash and due from depository institutions | $1,844,000 | 5,932 |
| Interest-bearing balances | $1,239,000 | 2,256 |
| Securities | $7,927,000 | 8,118 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 8,141 |
| Net loans & leases | $45,444,000 | 5,332 |
| Loan loss allowance | $507,000 | 5,646 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,987,000 | 3,857 |
| Other real estate owned | $606,000 | 5,932 |
| Goodwill and other intangibles | $680,000 | 1,568 |
| All other assets | $775,000 | 7,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,278,000 | 6,400 |
| Total liabilities | $51,444,000 | 6,513 |
| Total deposits | $50,726,000 | 6,346 |
| Interest-bearing deposits | $41,696,000 | 6,512 |
| Deposits held in domestic offices | $50,726,000 | 6,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $133,000 | 4,683 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $585,000 | 5,296 |
| Total equity capital | $7,834,000 | 5,287 |
| Total bank equity capital | $7,834,000 | 5,287 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,000 | 9,693 |
| Surplus | $3,132,000 | 4,040 |
| Undivided profits | $4,698,000 | 4,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,230,000 | 2,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $323,000 | 6,529 |
| Earning assets | $54,625,000 | 6,375 |
| Long-term assets (5+ years) | $30,946,000 | 2,022 |
| Average Assets, year-to-date | $60,331,200 | 6,126 |
| Average Assets, quarterly | $59,791,500 | 6,315 |
| Volatile liabilities | $9,259,000 | 5,260 |
| Insider loans | $347,000 | 6,336 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,892,000 | 7,543 |
| Tier 1 (core) risk-based capital | $7,162,000 | 5,493 |
| Tier 2 risk-based capital | $417,250 | 5,847 |
| Total risk weighted assets | $33,290,250 | 6,604 |
| Total unused commitments | $1,892,000 | 7,551 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $61,532,000 | 6,421 |
| Cash and due from depository institutions | $5,580,000 | 5,956 |
| Interest-bearing balances | $4,615,000 | 838 |
| Securities | $11,098,000 | 7,555 |
| Federal funds sold & reverse repurchase agreements | $56,000 | 8,360 |
| Net loans & leases | $40,555,000 | 5,816 |
| Loan loss allowance | $616,000 | 5,118 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,989,000 | 3,792 |
| Other real estate owned | $757,000 | 5,956 |
| Goodwill and other intangibles | $724,000 | 1,464 |
| All other assets | $773,000 | 7,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,532,000 | 6,421 |
| Total liabilities | $54,050,000 | 6,502 |
| Total deposits | $50,560,000 | 6,539 |
| Interest-bearing deposits | $42,530,000 | 6,615 |
| Deposits held in domestic offices | $50,560,000 | 6,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,047,000 | 2,273 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $443,000 | 6,434 |
| Total equity capital | $7,482,000 | 5,531 |
| Total bank equity capital | $7,482,000 | 5,531 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,000 | 10,166 |
| Surplus | $3,133,000 | 4,095 |
| Undivided profits | $4,345,000 | 4,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,352,000 | 2,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $343,000 | 6,335 |
| Earning assets | $56,324,000 | 6,432 |
| Long-term assets (5+ years) | $28,120,000 | 2,058 |
| Average Assets, year-to-date | $66,358,400 | 5,922 |
| Average Assets, quarterly | $62,209,000 | 6,308 |
| Volatile liabilities | $9,641,000 | 4,991 |
| Insider loans | $1,132,000 | 3,312 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,237,000 | 8,463 |
| Tier 1 (core) risk-based capital | $6,843,000 | 5,786 |
| Tier 2 risk-based capital | $403,530 | 6,089 |
| Total risk weighted assets | $32,069,730 | 6,854 |
| Total unused commitments | $1,237,000 | 8,476 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $69,734,000 | 5,968 |
| Cash and due from depository institutions | $4,326,000 | 6,302 |
| Interest-bearing balances | $3,494,000 | 1,281 |
| Securities | $18,638,000 | 5,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $41,811,000 | 5,652 |
| Loan loss allowance | $643,000 | 5,023 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,961,000 | 3,772 |
| Other real estate owned | $909,000 | 6,302 |
| Goodwill and other intangibles | $539,000 | 1,520 |
| All other assets | $1,550,000 | 4,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,734,000 | 5,968 |
| Total liabilities | $62,316,000 | 5,974 |
| Total deposits | $56,472,000 | 6,199 |
| Interest-bearing deposits | $49,591,000 | 6,106 |
| Deposits held in domestic offices | $56,472,000 | 6,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,282,000 | 1,590 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $562,000 | 5,749 |
| Total equity capital | $7,418,000 | 5,607 |
| Total bank equity capital | $7,418,000 | 5,607 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,000 | 10,635 |
| Surplus | $2,802,000 | 4,417 |
| Undivided profits | $4,612,000 | 4,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,397,000 | 2,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $447,000 | 5,283 |
| Earning assets | $63,943,000 | 5,962 |
| Long-term assets (5+ years) | $28,498,000 | 1,904 |
| Average Assets, year-to-date | $59,632,400 | 6,470 |
| Average Assets, quarterly | $71,347,000 | 5,811 |
| Volatile liabilities | $12,378,000 | 3,902 |
| Insider loans | $450,000 | 5,955 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,177,000 | 8,655 |
| Tier 1 (core) risk-based capital | $7,053,000 | 5,698 |
| Tier 2 risk-based capital | $444,950 | 5,770 |
| Total risk weighted assets | $35,398,050 | 6,510 |
| Total unused commitments | $1,177,000 | 8,667 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $50,106,000 | 7,497 |
| Cash and due from depository institutions | $1,541,000 | 7,672 |
| Interest-bearing balances | $1,054,000 | 2,355 |
| Securities | $11,065,000 | 8,376 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $34,628,000 | 6,408 |
| Loan loss allowance | $214,000 | 9,621 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,916,000 | 3,787 |
| Other real estate owned | $116,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $840,000 | 7,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,106,000 | 7,497 |
| Total liabilities | $43,276,000 | 7,693 |
| Total deposits | $41,253,000 | 7,692 |
| Interest-bearing deposits | $39,218,000 | 7,178 |
| Deposits held in domestic offices | $41,253,000 | 7,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,466,000 | 2,835 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $557,000 | 4,872 |
| Total equity capital | $6,830,000 | 5,657 |
| Total bank equity capital | $6,830,000 | 5,657 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,000 | 11,202 |
| Surplus | $2,743,000 | 4,456 |
| Undivided profits | $4,083,000 | 4,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $419,000 | 4,984 |
| Earning assets | $46,747,000 | 7,396 |
| Long-term assets (5+ years) | $23,864,000 | 2,203 |
| Average Assets, year-to-date | $49,788,600 | 7,412 |
| Average Assets, quarterly | $50,219,500 | 7,457 |
| Volatile liabilities | $7,664,000 | 5,244 |
| Insider loans | $416,000 | 6,231 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $916,000 | 9,326 |
| Tier 1 (core) risk-based capital | $7,345,000 | 5,395 |
| Tier 2 risk-based capital | $214,000 | 8,881 |
| Total risk weighted assets | $26,293,500 | 7,828 |
| Total unused commitments | $916,000 | 9,336 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $49,223,000 | 7,816 |
| Cash and due from depository institutions | $2,743,000 | 7,545 |
| Interest-bearing balances | $2,118,000 | 2,303 |
| Securities | $10,326,000 | 8,969 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $33,278,000 | 6,522 |
| Loan loss allowance | $199,000 | 10,290 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,978,000 | 3,669 |
| Other real estate owned | $77,000 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $821,000 | 7,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,223,000 | 7,816 |
| Total liabilities | $42,183,000 | 8,067 |
| Total deposits | $39,292,000 | 8,244 |
| Interest-bearing deposits | $37,955,000 | 7,658 |
| Deposits held in domestic offices | $39,292,000 | 8,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,310,000 | 2,039 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $581,000 | 4,798 |
| Total equity capital | $7,040,000 | 5,580 |
| Total bank equity capital | $7,040,000 | 5,580 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000 | 11,751 |
| Surplus | $2,648,000 | 4,508 |
| Undivided profits | $4,389,000 | 4,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 3,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $474,000 | 3,936 |
| Earning assets | $45,722,000 | 7,744 |
| Long-term assets (5+ years) | $23,550,000 | 2,334 |
| Average Assets, year-to-date | $49,126,600 | 7,682 |
| Average Assets, quarterly | $49,369,000 | 7,745 |
| Volatile liabilities | $9,141,000 | 4,361 |
| Insider loans | $149,000 | 8,997 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $608,000 | 10,220 |
| Tier 1 (core) risk-based capital | $7,040,000 | 5,500 |
| Tier 2 risk-based capital | $199,000 | 9,402 |
| Total risk weighted assets | $25,679,500 | 8,007 |
| Total unused commitments | $608,000 | 10,240 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $48,260,000 | 8,051 |
| Cash and due from depository institutions | $4,310,000 | 7,704 |
| Interest-bearing balances | $2,788,000 | 2,203 |
| Securities | $4,930,000 | 11,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $35,394,000 | 6,263 |
| Loan loss allowance | $196,000 | 10,606 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,988,000 | 3,635 |
| Other real estate owned | $380,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,258,000 | 5,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,260,000 | 8,051 |
| Total liabilities | $44,135,000 | 8,035 |
| Total deposits | $42,385,000 | 8,063 |
| Interest-bearing deposits | $41,274,000 | 7,459 |
| Deposits held in domestic offices | $42,385,000 | 8,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,750,000 | 2,083 |
| Total equity capital | $4,125,000 | 8,123 |
| Total bank equity capital | $4,125,000 | 8,123 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,125,000 | 4,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,428,000 | 2,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $526,000 | 3,881 |
| Earning assets | $43,112,000 | 8,145 |
| Long-term assets (5+ years) | $34,735,000 | 1,629 |
| Average Assets, year-to-date | $47,800,600 | 7,927 |
| Average Assets, quarterly | $48,302,000 | 7,971 |
| Volatile liabilities | $6,692,000 | 5,472 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $860,000 | 9,499 |
| Tier 1 (core) risk-based capital | $4,125,000 | 8,065 |
| Tier 2 risk-based capital | $196,000 | 9,547 |
| Total risk weighted assets | $28,870,000 | 7,527 |
| Total unused commitments | $860,000 | 9,524 |
| Derivatives | $0 | 651 |