Home > Mutual Bank > Income and Expense
Mutual Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $37,485,000 | 473 |
| Total interest expense | $34,279,000 | 202 |
| Net interest income | $3,206,000 | 3,275 |
| Provision for loan and lease losses | $69,636,000 | 125 |
| Total noninterest income | $524,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $441,000 | 1,863 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $83,000 | 5,117 |
| Total noninterest expense | $15,501,000 | 692 |
| Salaries and employee benefits | $4,551,000 | 1,112 |
| Premises and equipment expense | $1,679,000 | 837 |
| Additional noninterest expense | $9,271,000 | 450 |
| Pre-tax net operating income | $-81,407,000 | 8,133 |
| Securities gains (losses) | $1,798,000 | 184 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-79,609,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-79,609,000 | 8,129 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-79,609,000 | 8,129 |
| Net charge-offs | $59,371,000 | 108 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-81,407,000 | 8,134 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $23,821,000 | 383 |
| Total interest expense | $17,474,000 | 203 |
| Net interest income | $6,347,000 | 848 |
| Provision for loan and lease losses | $60,136,000 | 87 |
| Total noninterest income | $537,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $236,000 | 1,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $301,000 | 1,952 |
| Total noninterest expense | $5,823,000 | 870 |
| Salaries and employee benefits | $2,290,000 | 1,113 |
| Premises and equipment expense | $810,000 | 880 |
| Additional noninterest expense | $2,723,000 | 630 |
| Pre-tax net operating income | $-59,075,000 | 8,206 |
| Securities gains (losses) | $1,612,000 | 135 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-57,463,000 | 8,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-57,463,000 | 8,202 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-57,463,000 | 8,202 |
| Net charge-offs | $700,000 | 1,154 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-59,075,000 | 8,206 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $109,391,000 | 363 |
| Total interest expense | $67,816,000 | 258 |
| Net interest income | $41,575,000 | 527 |
| Provision for loan and lease losses | $84,246,000 | 130 |
| Total noninterest income | $1,842,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,148,000 | 1,559 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $694,000 | 2,671 |
| Total noninterest expense | $26,534,000 | 753 |
| Salaries and employee benefits | $10,113,000 | 982 |
| Premises and equipment expense | $3,441,000 | 799 |
| Additional noninterest expense | $12,980,000 | 538 |
| Pre-tax net operating income | $-67,363,000 | 8,219 |
| Securities gains (losses) | $1,742,000 | 145 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-65,621,000 | 8,207 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-65,621,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,054,000 | 117 |
| Cash dividends | $1,062,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-67,363,000 | 8,216 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $87,771,000 | 360 |
| Total interest expense | $50,258,000 | 274 |
| Net interest income | $37,513,000 | 460 |
| Provision for loan and lease losses | $39,506,000 | 157 |
| Total noninterest income | $1,379,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $874,000 | 1,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $505,000 | 2,793 |
| Total noninterest expense | $18,113,000 | 814 |
| Salaries and employee benefits | $7,798,000 | 985 |
| Premises and equipment expense | $2,557,000 | 809 |
| Additional noninterest expense | $7,758,000 | 624 |
| Pre-tax net operating income | $-18,727,000 | 8,279 |
| Securities gains (losses) | $1,689,000 | 125 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-17,038,000 | 8,267 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-17,038,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,038,000 | 200 |
| Cash dividends | $1,062,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-18,727,000 | 8,284 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $60,463,000 | 357 |
| Total interest expense | $32,883,000 | 283 |
| Net interest income | $27,580,000 | 426 |
| Provision for loan and lease losses | $30,800,000 | 132 |
| Total noninterest income | $881,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $569,000 | 1,556 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $312,000 | 2,962 |
| Total noninterest expense | $12,215,000 | 796 |
| Salaries and employee benefits | $5,216,000 | 999 |
| Premises and equipment expense | $1,684,000 | 819 |
| Additional noninterest expense | $5,315,000 | 587 |
| Pre-tax net operating income | $-14,554,000 | 8,376 |
| Securities gains (losses) | $1,689,000 | 134 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-12,865,000 | 8,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,865,000 | 8,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,793,000 | 240 |
| Cash dividends | $1,062,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-14,554,000 | 8,377 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $29,901,000 | 367 |
| Total interest expense | $16,024,000 | 308 |
| Net interest income | $13,877,000 | 422 |
| Provision for loan and lease losses | $4,800,000 | 222 |
| Total noninterest income | $453,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $278,000 | 1,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,773 |
| Total noninterest expense | $6,137,000 | 780 |
| Salaries and employee benefits | $3,118,000 | 831 |
| Premises and equipment expense | $884,000 | 788 |
| Additional noninterest expense | $2,135,000 | 686 |
| Pre-tax net operating income | $3,393,000 | 579 |
| Securities gains (losses) | $1,658,000 | 100 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $5,051,000 | 316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,051,000 | 317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,558,000 | 256 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,393,000 | 426 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $101,892,000 | 429 |
| Total interest expense | $55,921,000 | 385 |
| Net interest income | $45,971,000 | 494 |
| Provision for loan and lease losses | $10,800,000 | 241 |
| Total noninterest income | $1,650,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,056,000 | 1,692 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $594,000 | 3,015 |
| Total noninterest expense | $21,146,000 | 884 |
| Salaries and employee benefits | $10,208,000 | 970 |
| Premises and equipment expense | $2,855,000 | 912 |
| Additional noninterest expense | $8,083,000 | 712 |
| Pre-tax net operating income | $15,675,000 | 569 |
| Securities gains (losses) | $434,000 | 283 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $16,109,000 | 418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $16,109,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,767,000 | 197 |
| Cash dividends | $9,950,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,675,000 | 426 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $74,290,000 | 444 |
| Total interest expense | $39,601,000 | 403 |
| Net interest income | $34,689,000 | 492 |
| Provision for loan and lease losses | $8,100,000 | 183 |
| Total noninterest income | $1,402,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $784,000 | 1,684 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $618,000 | 2,517 |
| Total noninterest expense | $15,082,000 | 923 |
| Salaries and employee benefits | $7,541,000 | 995 |
| Premises and equipment expense | $2,038,000 | 943 |
| Additional noninterest expense | $5,503,000 | 768 |
| Pre-tax net operating income | $12,909,000 | 564 |
| Securities gains (losses) | $360,000 | 277 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $13,269,000 | 432 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $13,269,000 | 430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,540,000 | 482 |
| Cash dividends | $9,300,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $12,909,000 | 434 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $46,331,000 | 486 |
| Total interest expense | $25,437,000 | 417 |
| Net interest income | $20,894,000 | 558 |
| Provision for loan and lease losses | $5,400,000 | 162 |
| Total noninterest income | $975,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $513,000 | 1,718 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $462,000 | 2,369 |
| Total noninterest expense | $9,581,000 | 981 |
| Salaries and employee benefits | $4,794,000 | 1,067 |
| Premises and equipment expense | $1,250,000 | 1,066 |
| Additional noninterest expense | $3,537,000 | 798 |
| Pre-tax net operating income | $6,888,000 | 717 |
| Securities gains (losses) | $175,000 | 323 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $7,063,000 | 547 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,063,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,594,000 | 321 |
| Cash dividends | $5,675,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,888,000 | 544 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $22,688,000 | 491 |
| Total interest expense | $12,220,000 | 434 |
| Net interest income | $10,468,000 | 554 |
| Provision for loan and lease losses | $2,700,000 | 145 |
| Total noninterest income | $440,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $272,000 | 1,575 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $168,000 | 2,824 |
| Total noninterest expense | $4,654,000 | 1,007 |
| Salaries and employee benefits | $2,461,000 | 1,038 |
| Premises and equipment expense | $599,000 | 1,118 |
| Additional noninterest expense | $1,594,000 | 862 |
| Pre-tax net operating income | $3,554,000 | 689 |
| Securities gains (losses) | $175,000 | 225 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $3,729,000 | 523 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,729,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $625,000 | 355 |
| Cash dividends | $525,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,554,000 | 529 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $81,012,000 | 514 |
| Total interest expense | $40,854,000 | 442 |
| Net interest income | $40,158,000 | 575 |
| Provision for loan and lease losses | $7,950,000 | 162 |
| Total noninterest income | $3,589,000 | 1,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,041,000 | 1,691 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,548,000 | 1,120 |
| Total noninterest expense | $15,430,000 | 1,168 |
| Salaries and employee benefits | $7,524,000 | 1,298 |
| Premises and equipment expense | $2,147,000 | 1,194 |
| Additional noninterest expense | $5,759,000 | 925 |
| Pre-tax net operating income | $20,367,000 | 534 |
| Securities gains (losses) | $304,000 | 320 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $20,671,000 | 414 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $20,671,000 | 413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,763,000 | 180 |
| Cash dividends | $10,407,000 | 368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $20,367,000 | 412 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $58,478,000 | 536 |
| Total interest expense | $28,899,000 | 461 |
| Net interest income | $29,579,000 | 599 |
| Provision for loan and lease losses | $5,400,000 | 183 |
| Total noninterest income | $3,101,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $786,000 | 1,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,315,000 | 995 |
| Total noninterest expense | $11,136,000 | 1,227 |
| Salaries and employee benefits | $5,460,000 | 1,356 |
| Premises and equipment expense | $1,609,000 | 1,206 |
| Additional noninterest expense | $4,067,000 | 988 |
| Pre-tax net operating income | $16,144,000 | 528 |
| Securities gains (losses) | $-52,000 | 8,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $16,092,000 | 418 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $16,092,000 | 417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 766 |
| Cash dividends | $9,000,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $16,144,000 | 410 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $36,997,000 | 550 |
| Total interest expense | $17,882,000 | 466 |
| Net interest income | $19,115,000 | 612 |
| Provision for loan and lease losses | $3,600,000 | 175 |
| Total noninterest income | $2,632,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $512,000 | 1,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,120,000 | 778 |
| Total noninterest expense | $7,406,000 | 1,240 |
| Salaries and employee benefits | $3,562,000 | 1,388 |
| Premises and equipment expense | $1,084,000 | 1,188 |
| Additional noninterest expense | $2,760,000 | 975 |
| Pre-tax net operating income | $10,741,000 | 533 |
| Securities gains (losses) | $-52,000 | 8,374 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $10,689,000 | 413 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,689,000 | 412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 530 |
| Cash dividends | $6,050,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $10,741,000 | 403 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,962,000 | 575 |
| Total interest expense | $8,250,000 | 475 |
| Net interest income | $8,712,000 | 651 |
| Provision for loan and lease losses | $1,800,000 | 177 |
| Total noninterest income | $2,308,000 | 654 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 1,619 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,045,000 | 490 |
| Total noninterest expense | $3,370,000 | 1,351 |
| Salaries and employee benefits | $1,753,000 | 1,422 |
| Premises and equipment expense | $537,000 | 1,205 |
| Additional noninterest expense | $1,080,000 | 1,228 |
| Pre-tax net operating income | $5,850,000 | 495 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $5,850,000 | 387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,850,000 | 385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 477 |
| Cash dividends | $1,700,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,850,000 | 381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $48,620,000 | 668 |
| Total interest expense | $21,453,000 | 551 |
| Net interest income | $27,167,000 | 775 |
| Provision for loan and lease losses | $5,200,000 | 231 |
| Total noninterest income | $1,574,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,134,000 | 1,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $440,000 | 3,606 |
| Total noninterest expense | $12,466,000 | 1,378 |
| Salaries and employee benefits | $5,715,000 | 1,639 |
| Premises and equipment expense | $2,091,000 | 1,177 |
| Additional noninterest expense | $4,660,000 | 1,100 |
| Pre-tax net operating income | $11,075,000 | 895 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $1,074,000 | 2,168 |
| Income before extraordinary items | $10,002,000 | 730 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,002,000 | 732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,863,000 | 299 |
| Cash dividends | $6,325,000 | 537 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,001,100 | 715 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,230,000 | 706 |
| Total interest expense | $14,430,000 | 572 |
| Net interest income | $18,800,000 | 842 |
| Provision for loan and lease losses | $3,850,000 | 224 |
| Total noninterest income | $1,160,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $850,000 | 1,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,742 |
| Total noninterest expense | $8,625,000 | 1,484 |
| Salaries and employee benefits | $4,210,000 | 1,648 |
| Premises and equipment expense | $1,541,000 | 1,177 |
| Additional noninterest expense | $2,874,000 | 1,325 |
| Pre-tax net operating income | $7,485,000 | 984 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $1,075,000 | 1,784 |
| Income before extraordinary items | $6,411,000 | 837 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,411,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,677,000 | 332 |
| Cash dividends | $4,625,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,410,140 | 822 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,836,000 | 770 |
| Total interest expense | $8,271,000 | 607 |
| Net interest income | $11,565,000 | 907 |
| Provision for loan and lease losses | $2,500,000 | 224 |
| Total noninterest income | $724,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $534,000 | 1,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $190,000 | 3,850 |
| Total noninterest expense | $5,560,000 | 1,524 |
| Salaries and employee benefits | $2,777,000 | 1,654 |
| Premises and equipment expense | $1,003,000 | 1,202 |
| Additional noninterest expense | $1,780,000 | 1,402 |
| Pre-tax net operating income | $4,229,000 | 1,109 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $1,101,000 | 1,259 |
| Income before extraordinary items | $3,129,000 | 1,121 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,129,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,127,000 | 331 |
| Cash dividends | $2,725,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,128,260 | 1,098 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 842 |
| Total interest expense | $3,658,000 | 654 |
| Net interest income | $5,289,000 | 980 |
| Provision for loan and lease losses | $1,150,000 | 233 |
| Total noninterest income | $344,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $259,000 | 1,570 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $2,758,000 | 1,536 |
| Salaries and employee benefits | $1,341,000 | 1,719 |
| Premises and equipment expense | $499,000 | 1,213 |
| Additional noninterest expense | $918,000 | 1,347 |
| Pre-tax net operating income | $1,725,000 | 1,337 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $1,101,000 | 709 |
| Income before extraordinary items | $625,000 | 2,531 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $625,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 518 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $624,360 | 2,496 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,225,000 | 1,004 |
| Total interest expense | $10,211,000 | 801 |
| Net interest income | $18,014,000 | 1,116 |
| Provision for loan and lease losses | $3,210,000 | 362 |
| Total noninterest income | $1,610,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,012,000 | 1,740 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $598,000 | 2,994 |
| Total noninterest expense | $10,158,000 | 1,598 |
| Salaries and employee benefits | $4,931,000 | 1,783 |
| Premises and equipment expense | $1,836,000 | 1,245 |
| Additional noninterest expense | $3,391,000 | 1,460 |
| Pre-tax net operating income | $6,256,000 | 1,382 |
| Securities gains (losses) | $-145,000 | 8,773 |
| Applicable income taxes | $2,206,000 | 1,164 |
| Income before extraordinary items | $3,905,000 | 1,650 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,905,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,665,000 | 530 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,997,800 | 1,575 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,991,000 | 1,044 |
| Total interest expense | $7,124,000 | 826 |
| Net interest income | $12,867,000 | 1,156 |
| Provision for loan and lease losses | $2,710,000 | 335 |
| Total noninterest income | $1,271,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $789,000 | 1,677 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $482,000 | 2,866 |
| Total noninterest expense | $7,084,000 | 1,702 |
| Salaries and employee benefits | $3,509,000 | 1,854 |
| Premises and equipment expense | $1,331,000 | 1,292 |
| Additional noninterest expense | $2,244,000 | 1,607 |
| Pre-tax net operating income | $4,344,000 | 1,483 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $1,530,000 | 1,262 |
| Income before extraordinary items | $2,824,000 | 1,721 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,824,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,409,000 | 448 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,817,500 | 1,677 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,421,000 | 1,109 |
| Total interest expense | $4,439,000 | 877 |
| Net interest income | $7,982,000 | 1,239 |
| Provision for loan and lease losses | $1,810,000 | 337 |
| Total noninterest income | $902,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $524,000 | 1,672 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $378,000 | 2,601 |
| Total noninterest expense | $4,578,000 | 1,753 |
| Salaries and employee benefits | $2,281,000 | 1,904 |
| Premises and equipment expense | $857,000 | 1,341 |
| Additional noninterest expense | $1,440,000 | 1,666 |
| Pre-tax net operating income | $2,496,000 | 1,682 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $827,000 | 1,490 |
| Income before extraordinary items | $1,679,000 | 1,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,679,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,254,000 | 358 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,672,300 | 1,834 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 1,170 |
| Total interest expense | $2,144,000 | 937 |
| Net interest income | $3,827,000 | 1,303 |
| Provision for loan and lease losses | $910,000 | 331 |
| Total noninterest income | $557,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $269,000 | 1,591 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $288,000 | 1,934 |
| Total noninterest expense | $2,268,000 | 1,785 |
| Salaries and employee benefits | $1,153,000 | 1,906 |
| Premises and equipment expense | $417,000 | 1,406 |
| Additional noninterest expense | $698,000 | 1,697 |
| Pre-tax net operating income | $1,206,000 | 1,703 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $400,000 | 1,549 |
| Income before extraordinary items | $814,000 | 1,923 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $814,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $808,640 | 1,857 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,700,000 | 1,928 |
| Total interest expense | $5,974,000 | 1,482 |
| Net interest income | $8,726,000 | 2,217 |
| Provision for loan and lease losses | $1,840,000 | 694 |
| Total noninterest income | $905,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $849,000 | 2,018 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,000 | 7,407 |
| Total noninterest expense | $5,352,000 | 2,886 |
| Salaries and employee benefits | $2,783,000 | 2,967 |
| Premises and equipment expense | $1,107,000 | 2,056 |
| Additional noninterest expense | $1,462,000 | 3,164 |
| Pre-tax net operating income | $2,439,000 | 2,945 |
| Securities gains (losses) | $266,000 | 1,132 |
| Applicable income taxes | $837,000 | 2,457 |
| Income before extraordinary items | $1,868,000 | 3,023 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,868,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $841,000 | 1,049 |
| Cash dividends | $75,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,684,460 | 3,120 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,524,000 | 2,057 |
| Total interest expense | $4,368,000 | 1,605 |
| Net interest income | $6,156,000 | 2,381 |
| Provision for loan and lease losses | $1,525,000 | 638 |
| Total noninterest income | $666,000 | 4,046 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $621,000 | 2,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $3,943,000 | 2,937 |
| Salaries and employee benefits | $2,065,000 | 2,999 |
| Premises and equipment expense | $803,000 | 2,130 |
| Additional noninterest expense | $1,075,000 | 3,196 |
| Pre-tax net operating income | $1,354,000 | 3,753 |
| Securities gains (losses) | $266,000 | 1,048 |
| Applicable income taxes | $484,000 | 3,089 |
| Income before extraordinary items | $1,136,000 | 3,646 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,136,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $656,000 | 952 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $949,800 | 3,941 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 2,184 |
| Total interest expense | $2,831,000 | 1,721 |
| Net interest income | $3,849,000 | 2,526 |
| Provision for loan and lease losses | $925,000 | 676 |
| Total noninterest income | $439,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $418,000 | 2,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $2,543,000 | 3,003 |
| Salaries and employee benefits | $1,361,000 | 3,037 |
| Premises and equipment expense | $538,000 | 2,114 |
| Additional noninterest expense | $644,000 | 3,485 |
| Pre-tax net operating income | $820,000 | 3,983 |
| Securities gains (losses) | $256,000 | 903 |
| Applicable income taxes | $332,000 | 3,053 |
| Income before extraordinary items | $744,000 | 3,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $744,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,099 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $567,360 | 4,237 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 2,324 |
| Total interest expense | $1,413,000 | 1,759 |
| Net interest income | $1,766,000 | 2,743 |
| Provision for loan and lease losses | $375,000 | 770 |
| Total noninterest income | $211,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $200,000 | 2,019 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $1,214,000 | 3,103 |
| Salaries and employee benefits | $661,000 | 3,103 |
| Premises and equipment expense | $270,000 | 2,112 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $388,000 | 4,107 |
| Securities gains (losses) | $203,000 | 651 |
| Applicable income taxes | $186,000 | 2,824 |
| Income before extraordinary items | $405,000 | 3,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,164 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $264,930 | 4,373 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,178,000 | 2,972 |
| Total interest expense | $4,792,000 | 2,330 |
| Net interest income | $5,386,000 | 3,443 |
| Provision for loan and lease losses | $1,220,000 | 1,114 |
| Total noninterest income | $725,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $680,000 | 2,296 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $4,277,000 | 3,369 |
| Salaries and employee benefits | $2,340,000 | 3,306 |
| Premises and equipment expense | $694,000 | 3,023 |
| Additional noninterest expense | $1,243,000 | 3,513 |
| Pre-tax net operating income | $614,000 | 6,381 |
| Securities gains (losses) | $594,000 | 599 |
| Applicable income taxes | $373,000 | 4,036 |
| Income before extraordinary items | $835,000 | 5,081 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $835,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 1,305 |
| Cash dividends | $75,000 | 5,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $425,140 | 6,591 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 4,746 |
| Total interest expense | $2,933,000 | 4,817 |
| Net interest income | $3,437,000 | 4,617 |
| Provision for loan and lease losses | $255,000 | 3,548 |
| Total noninterest income | $518,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $476,000 | 2,958 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $3,645,000 | 3,703 |
| Salaries and employee benefits | $1,816,000 | 3,890 |
| Premises and equipment expense | $598,000 | 3,361 |
| Additional noninterest expense | $1,231,000 | 3,419 |
| Pre-tax net operating income | $55,000 | 8,530 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $17,000 | 7,390 |
| Income before extraordinary items | $61,000 | 8,555 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $61,000 | 8,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,135 |
| Cash dividends | $158,000 | 5,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $43,060 | 8,546 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 6,150 |
| Total interest expense | $2,157,000 | 6,038 |
| Net interest income | $2,271,000 | 6,163 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $453,000 | 5,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $2,132,000 | 5,447 |
| Salaries and employee benefits | $1,060,000 | 5,694 |
| Premises and equipment expense | $306,000 | 5,365 |
| Additional noninterest expense | $766,000 | 4,876 |
| Pre-tax net operating income | $412,000 | 7,406 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $177,000 | 5,644 |
| Income before extraordinary items | $240,000 | 7,839 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $240,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $236,800 | 7,863 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 7,391 |
| Total interest expense | $1,022,000 | 8,126 |
| Net interest income | $1,972,000 | 6,698 |
| Provision for loan and lease losses | $320,000 | 2,518 |
| Total noninterest income | $465,000 | 5,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $1,767,000 | 6,145 |
| Salaries and employee benefits | $908,000 | 6,262 |
| Premises and equipment expense | $230,000 | 6,345 |
| Additional noninterest expense | $629,000 | 5,655 |
| Pre-tax net operating income | $350,000 | 7,837 |
| Securities gains (losses) | $-19,000 | 9,530 |
| Applicable income taxes | $147,000 | 6,313 |
| Income before extraordinary items | $184,000 | 8,408 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $184,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $87,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $196,160 | 8,306 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 9,883 |
| Total interest expense | $296,000 | 10,062 |
| Net interest income | $668,000 | 9,569 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $190,000 | 7,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $626,000 | 9,345 |
| Salaries and employee benefits | $317,000 | 9,517 |
| Premises and equipment expense | $91,000 | 8,906 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $182,000 | 9,000 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $103,000 | 9,320 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $103,000 | 9,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $103,640 | 9,247 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 9,157 |
| Total interest expense | $587,000 | 9,869 |
| Net interest income | $1,302,000 | 8,469 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $332,000 | 6,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $1,293,000 | 7,364 |
| Salaries and employee benefits | $735,000 | 7,113 |
| Premises and equipment expense | $212,000 | 6,635 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $287,000 | 9,064 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $200,000 | 9,151 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $200,000 | 9,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $200,000 | 9,108 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 9,557 |
| Total interest expense | $636,000 | 10,165 |
| Net interest income | $1,235,000 | 8,947 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $333,000 | 6,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $1,227,000 | 7,913 |
| Salaries and employee benefits | $676,000 | 7,671 |
| Premises and equipment expense | $209,000 | 6,873 |
| Additional noninterest expense | $342,000 | 8,435 |
| Pre-tax net operating income | $299,000 | 9,141 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $66,000 | 9,389 |
| Income before extraordinary items | $209,000 | 9,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $209,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $85,000 | 6,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $227,240 | 8,970 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 9,917 |
| Total interest expense | $601,000 | 10,663 |
| Net interest income | $1,276,000 | 9,134 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $330,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,192,000 | 8,235 |
| Salaries and employee benefits | $624,000 | 8,218 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $361,000 | 8,587 |
| Pre-tax net operating income | $360,000 | 9,328 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $80,000 | 9,585 |
| Income before extraordinary items | $280,000 | 9,137 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $280,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,392 |
| Cash dividends | $230,000 | 5,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $280,000 | 9,111 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 10,461 |
| Total interest expense | $526,000 | 10,983 |
| Net interest income | $1,111,000 | 10,028 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $316,000 | 7,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $1,218,000 | 8,541 |
| Salaries and employee benefits | $658,000 | 8,213 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $383,000 | 9,006 |
| Pre-tax net operating income | $209,000 | 10,824 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $22,000 | 11,114 |
| Income before extraordinary items | $187,000 | 10,430 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $187,000 | 10,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $148,000 | 6,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $187,000 | 10,468 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 10,725 |
| Total interest expense | $573,000 | 11,303 |
| Net interest income | $1,167,000 | 10,178 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $324,000 | 7,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,217,000 | 8,830 |
| Salaries and employee benefits | $664,000 | 8,270 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $384,000 | 9,439 |
| Pre-tax net operating income | $274,000 | 10,441 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $214,000 | 10,485 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $214,000 | 10,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $157,000 | 5,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $214,000 | 10,241 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 10,943 |
| Total interest expense | $700,000 | 11,810 |
| Net interest income | $1,276,000 | 10,042 |
| Provision for loan and lease losses | $-152,000 | 13,776 |
| Total noninterest income | $329,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,223,000 | 8,942 |
| Salaries and employee benefits | $679,000 | 8,150 |
| Premises and equipment expense | $182,000 | 8,255 |
| Additional noninterest expense | $362,000 | 10,049 |
| Pre-tax net operating income | $534,000 | 8,180 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $154,000 | 8,513 |
| Income before extraordinary items | $380,000 | 8,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $380,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 13,802 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $380,000 | 8,058 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.