Home > Murdock Florida Bank > Income and Expense
Murdock Florida Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 5,846 |
| Total interest expense | $2,497,000 | 5,418 |
| Net interest income | $2,449,000 | 6,135 |
| Provision for loan and lease losses | $171,000 | 3,847 |
| Total noninterest income | $435,000 | 5,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $2,153,000 | 5,370 |
| Salaries and employee benefits | $791,000 | 6,833 |
| Premises and equipment expense | $424,000 | 4,248 |
| Additional noninterest expense | $938,000 | 4,149 |
| Pre-tax net operating income | $560,000 | 7,618 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $268,000 | 6,058 |
| Income before extraordinary items | $289,000 | 8,457 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $289,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $290,920 | 8,411 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 6,024 |
| Total interest expense | $2,554,000 | 5,421 |
| Net interest income | $2,357,000 | 6,465 |
| Provision for loan and lease losses | $228,000 | 3,133 |
| Total noninterest income | $414,000 | 5,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $2,706,000 | 4,698 |
| Salaries and employee benefits | $880,000 | 6,560 |
| Premises and equipment expense | $378,000 | 4,742 |
| Additional noninterest expense | $1,448,000 | 3,217 |
| Pre-tax net operating income | $-163,000 | 11,030 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $-61,000 | 11,101 |
| Income before extraordinary items | $-101,000 | 11,001 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-101,000 | 10,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,426 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-101,640 | 10,955 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 6,509 |
| Total interest expense | $2,442,000 | 5,668 |
| Net interest income | $2,008,000 | 7,289 |
| Provision for loan and lease losses | $219,000 | 2,855 |
| Total noninterest income | $456,000 | 5,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $2,521,000 | 4,963 |
| Salaries and employee benefits | $873,000 | 6,689 |
| Premises and equipment expense | $387,000 | 4,672 |
| Additional noninterest expense | $1,261,000 | 3,590 |
| Pre-tax net operating income | $-276,000 | 11,717 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $-102,000 | 11,716 |
| Income before extraordinary items | $-168,000 | 11,661 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-168,000 | 11,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,922 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-171,840 | 11,647 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 6,785 |
| Total interest expense | $1,931,000 | 5,765 |
| Net interest income | $2,004,000 | 7,564 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $473,000 | 5,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,718 |
| Total noninterest expense | $2,077,000 | 6,011 |
| Salaries and employee benefits | $837,000 | 6,997 |
| Premises and equipment expense | $417,000 | 4,424 |
| Additional noninterest expense | $823,000 | 5,578 |
| Pre-tax net operating income | $330,000 | 9,909 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $210,000 | 10,161 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $210,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $765,000 | 470 |
| Net operating income | $211,920 | 10,194 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 6,359 |
| Total interest expense | $2,228,000 | 5,321 |
| Net interest income | $2,226,000 | 7,102 |
| Provision for loan and lease losses | $414,000 | 2,403 |
| Total noninterest income | $493,000 | 5,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $2,072,000 | 6,149 |
| Salaries and employee benefits | $740,000 | 7,709 |
| Premises and equipment expense | $292,000 | 5,990 |
| Additional noninterest expense | $1,040,000 | 4,757 |
| Pre-tax net operating income | $233,000 | 10,760 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $93,000 | 9,919 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $155,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 2,128 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $145,400 | 11,057 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 6,046 |
| Total interest expense | $3,037,000 | 5,103 |
| Net interest income | $2,303,000 | 7,002 |
| Provision for loan and lease losses | $308,000 | 4,048 |
| Total noninterest income | $381,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,939 |
| Total noninterest expense | $1,987,000 | 6,414 |
| Salaries and employee benefits | $690,000 | 8,066 |
| Premises and equipment expense | $354,000 | 5,320 |
| Additional noninterest expense | $943,000 | 5,310 |
| Pre-tax net operating income | $389,000 | 9,339 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $279,000 | 9,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $279,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,061 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $274,740 | 9,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.