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Municipal Trust and Savings Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$4,780,0002,174
Total interest expense$1,034,0002,683
Net interest income$3,746,0001,930
Provision for loan and lease losses$02,775
Total noninterest income$549,0001,833
Gross Fiduciary activities income$78,000688
Service charges on deposit accounts$93,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$378,0001,759
Total noninterest expense$1,463,0002,890
Salaries and employee benefits$973,0002,642
Premises and equipment expense$149,0002,762
Additional noninterest expense$378,0001,759
Pre-tax net operating income$2,832,0001,121
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$2,832,000966
Extraordinary gains, net$047
Net income$2,832,000979
Minority interest net income$065
Net income of bank and minority interests.$2,832,000966
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,832,000973
2024-12-31 (YTD Data)Rank
Total interest income$18,708,0002,162
Total interest expense$4,506,0002,607
Net interest income$14,202,0001,918
Provision for loan and lease losses$300,0001,739
Total noninterest income$1,231,0002,487
Gross Fiduciary activities income$126,000746
Service charges on deposit accounts$395,0001,922
Trading account gains and feesNANA
Additional Noninterest Income$710,0002,622
Total noninterest expense$6,396,0002,754
Salaries and employee benefits$4,255,0002,484
Premises and equipment expense$624,0002,661
Additional noninterest expense$710,0002,622
Pre-tax net operating income$8,737,0001,279
Securities gains (losses)$0940
Applicable income taxes$684,0001,648
Income before extraordinary items$8,053,0001,203
Extraordinary gains, net$053
Net income$8,053,0001,214
Minority interest net income$090
Net income of bank and minority interests.$8,053,0001,203
Net charge-offs$03,072
Cash dividends$6,005,000744
Sale, conversion, retirement of capital stock, net$0564
Net operating income$8,053,0001,224
2024-09-30 (YTD Data)Rank
Total interest income$13,876,0002,162
Total interest expense$3,339,0002,621
Net interest income$10,537,0001,919
Provision for loan and lease losses$03,100
Total noninterest income$945,0002,444
Gross Fiduciary activities income$117,000739
Service charges on deposit accounts$287,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$541,0002,566
Total noninterest expense$4,453,0002,831
Salaries and employee benefits$2,944,0002,581
Premises and equipment expense$459,0002,694
Additional noninterest expense$541,0002,566
Pre-tax net operating income$7,029,0001,195
Securities gains (losses)$0930
Applicable income taxes$511,0001,658
Income before extraordinary items$6,518,0001,117
Extraordinary gains, net$051
Net income$6,518,0001,132
Minority interest net income$082
Net income of bank and minority interests.$6,518,0001,119
Net charge-offs$02,823
Cash dividends$6,006,000547
Sale, conversion, retirement of capital stock, net$0527
Net operating income$6,518,0001,127
2024-06-30 (YTD Data)Rank
Total interest income$9,110,0002,151
Total interest expense$2,174,0002,620
Net interest income$6,936,0001,918
Provision for loan and lease losses$02,935
Total noninterest income$693,0002,335
Gross Fiduciary activities income$103,000724
Service charges on deposit accounts$185,0001,968
Trading account gains and feesNANA
Additional Noninterest Income$405,0002,429
Total noninterest expense$2,978,0002,818
Salaries and employee benefits$1,984,0002,556
Premises and equipment expense$310,0002,659
Additional noninterest expense$405,0002,429
Pre-tax net operating income$4,651,0001,194
Securities gains (losses)$0628
Applicable income taxes$340,0001,650
Income before extraordinary items$4,311,0001,119
Extraordinary gains, net$052
Net income$4,311,0001,135
Minority interest net income$084
Net income of bank and minority interests.$4,311,0001,121
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,311,0001,117
2024-03-31 (YTD Data)Rank
Total interest income$4,399,0002,190
Total interest expense$1,039,0002,647
Net interest income$3,360,0001,955
Provision for loan and lease losses$02,578
Total noninterest income$412,0002,129
Gross Fiduciary activities income$81,000646
Service charges on deposit accounts$92,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$239,0002,190
Total noninterest expense$1,407,0002,904
Salaries and employee benefits$913,0002,677
Premises and equipment expense$159,0002,631
Additional noninterest expense$239,0002,190
Pre-tax net operating income$2,365,0001,157
Securities gains (losses)$0689
Applicable income taxes$163,0001,639
Income before extraordinary items$2,202,0001,089
Extraordinary gains, net$051
Net income$2,202,0001,099
Minority interest net income$072
Net income of bank and minority interests.$2,202,0001,089
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,202,0001,085
2023-12-31 (YTD Data)Rank
Total interest income$15,387,0002,243
Total interest expense$1,954,0003,069
Net interest income$13,433,0001,981
Provision for loan and lease losses$150,0002,186
Total noninterest income$1,659,0002,210
Gross Fiduciary activities income$128,000698
Service charges on deposit accounts$374,0001,966
Trading account gains and feesNANA
Additional Noninterest Income$1,157,0002,143
Total noninterest expense$5,927,0002,800
Salaries and employee benefits$3,928,0002,544
Premises and equipment expense$646,0002,596
Additional noninterest expense$1,157,0002,143
Pre-tax net operating income$9,015,0001,259
Securities gains (losses)$0988
Applicable income taxes$572,0001,810
Income before extraordinary items$8,443,0001,161
Extraordinary gains, net$054
Net income$8,443,0001,176
Minority interest net income$088
Net income of bank and minority interests.$8,443,0001,164
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,443,0001,184
2023-09-30 (YTD Data)Rank
Total interest income$11,231,0002,255
Total interest expense$1,195,0003,177
Net interest income$10,036,0001,990
Provision for loan and lease losses$03,085
Total noninterest income$1,402,0002,082
Gross Fiduciary activities income$118,000691
Service charges on deposit accounts$281,0001,970
Trading account gains and feesNANA
Additional Noninterest Income$1,003,0001,983
Total noninterest expense$4,338,0002,829
Salaries and employee benefits$2,888,0002,568
Premises and equipment expense$493,0002,576
Additional noninterest expense$1,003,0001,983
Pre-tax net operating income$7,100,0001,263
Securities gains (losses)$0849
Applicable income taxes$442,0001,840
Income before extraordinary items$6,658,0001,157
Extraordinary gains, net$052
Net income$6,658,0001,164
Minority interest net income$081
Net income of bank and minority interests.$6,658,0001,157
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,658,0001,177
2023-06-30 (YTD Data)Rank
Total interest income$7,176,0002,293
Total interest expense$641,0003,253
Net interest income$6,535,0002,039
Provision for loan and lease losses$02,940
Total noninterest income$1,128,0001,831
Gross Fiduciary activities income$105,000671
Service charges on deposit accounts$184,0001,986
Trading account gains and feesNANA
Additional Noninterest Income$839,0001,709
Total noninterest expense$3,004,0002,761
Salaries and employee benefits$2,002,0002,507
Premises and equipment expense$352,0002,478
Additional noninterest expense$839,0001,707
Pre-tax net operating income$4,659,0001,268
Securities gains (losses)$0938
Applicable income taxes$302,0001,843
Income before extraordinary items$4,357,0001,172
Extraordinary gains, net$051
Net income$4,357,0001,182
Minority interest net income$081
Net income of bank and minority interests.$4,357,0001,172
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,357,0001,179
2023-03-31 (YTD Data)Rank
Total interest income$3,438,0002,334
Total interest expense$258,0003,317
Net interest income$3,180,0002,082
Provision for loan and lease losses$02,612
Total noninterest income$374,0002,258
Gross Fiduciary activities income$89,000645
Service charges on deposit accounts$87,0002,061
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,446
Total noninterest expense$1,405,0002,898
Salaries and employee benefits$912,0002,685
Premises and equipment expense$170,0002,558
Additional noninterest expense$198,0002,446
Pre-tax net operating income$2,149,0001,392
Securities gains (losses)$0950
Applicable income taxes$138,0001,928
Income before extraordinary items$2,011,0001,274
Extraordinary gains, net$04
Net income$2,011,0001,274
Minority interest net income$048
Net income of bank and minority interests.$2,011,0001,274
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,011,0001,296
2022-12-31 (YTD Data)Rank
Total interest income$12,325,0002,234
Total interest expense$725,0002,813
Net interest income$11,600,0002,159
Provision for loan and lease losses$03,012
Total noninterest income$1,797,0002,156
Gross Fiduciary activities income$130,000731
Service charges on deposit accounts$343,0002,117
Trading account gains and feesNANA
Additional Noninterest Income$1,324,0002,023
Total noninterest expense$5,432,0002,909
Salaries and employee benefits$3,762,0002,593
Premises and equipment expense$436,0003,182
Additional noninterest expense$1,324,0002,023
Pre-tax net operating income$7,965,0001,490
Securities gains (losses)$0691
Applicable income taxes$472,0002,062
Income before extraordinary items$7,493,0001,378
Extraordinary gains, net$05
Net income$7,493,0001,378
Minority interest net income$063
Net income of bank and minority interests.$7,493,0001,378
Net charge-offs$02,620
Cash dividends$13,585,000375
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,493,0001,396
2022-09-30 (YTD Data)Rank
Total interest income$8,927,0002,224
Total interest expense$533,0002,587
Net interest income$8,394,0002,184
Provision for loan and lease losses$02,835
Total noninterest income$1,523,0002,059
Gross Fiduciary activities income$120,000713
Service charges on deposit accounts$258,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$1,145,0001,910
Total noninterest expense$3,814,0003,007
Salaries and employee benefits$2,631,0002,696
Premises and equipment expense$319,0003,211
Additional noninterest expense$1,145,0001,910
Pre-tax net operating income$6,103,0001,471
Securities gains (losses)$0740
Applicable income taxes$398,0001,985
Income before extraordinary items$5,705,0001,336
Extraordinary gains, net$04
Net income$5,705,0001,335
Minority interest net income$057
Net income of bank and minority interests.$5,705,0001,336
Net charge-offs$02,349
Cash dividends$6,173,000500
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,705,0001,365
2022-06-30 (YTD Data)Rank
Total interest income$5,754,0002,233
Total interest expense$360,0002,422
Net interest income$5,394,0002,211
Provision for loan and lease losses$02,599
Total noninterest income$1,213,0001,853
Gross Fiduciary activities income$104,000664
Service charges on deposit accounts$163,0002,179
Trading account gains and feesNANA
Additional Noninterest Income$946,0001,729
Total noninterest expense$2,543,0002,995
Salaries and employee benefits$1,766,0002,692
Premises and equipment expense$214,0003,220
Additional noninterest expense$563,0003,505
Pre-tax net operating income$4,064,0001,403
Securities gains (losses)$0687
Applicable income taxes$266,0001,925
Income before extraordinary items$3,798,0001,273
Extraordinary gains, net$04
Net income$3,798,0001,273
Minority interest net income$060
Net income of bank and minority interests.$3,798,0001,273
Net charge-offs$02,156
Cash dividends$6,173,000374
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,798,0001,297
2022-03-31 (YTD Data)Rank
Total interest income$2,759,0002,244
Total interest expense$178,0002,389
Net interest income$2,581,0002,224
Provision for loan and lease losses$02,285
Total noninterest income$511,0002,052
Gross Fiduciary activities income$82,000623
Service charges on deposit accounts$80,0002,181
Trading account gains and feesNANA
Additional Noninterest Income$349,0002,031
Total noninterest expense$1,241,0003,028
Salaries and employee benefits$815,0002,803
Premises and equipment expense$124,0003,027
Additional noninterest expense$302,0003,404
Pre-tax net operating income$1,851,0001,424
Securities gains (losses)$0623
Applicable income taxes$123,0001,945
Income before extraordinary items$1,728,0001,320
Extraordinary gains, net$04
Net income$1,728,0001,320
Minority interest net income$050
Net income of bank and minority interests.$1,728,0001,320
Net charge-offs$01,838
Cash dividends$6,173,000226
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,728,0001,334
2021-12-31 (YTD Data)Rank
Total interest income$10,894,0002,348
Total interest expense$939,0002,304
Net interest income$9,955,0002,339
Provision for loan and lease losses$03,064
Total noninterest income$2,025,0002,202
Gross Fiduciary activities income$131,000702
Service charges on deposit accounts$283,0002,259
Trading account gains and feesNANA
Additional Noninterest Income$1,611,0002,140
Total noninterest expense$5,375,0002,903
Salaries and employee benefits$3,559,0002,683
Premises and equipment expense$502,0003,033
Additional noninterest expense$1,314,0003,302
Pre-tax net operating income$6,605,0001,705
Securities gains (losses)$02,062
Applicable income taxes$427,0002,204
Income before extraordinary items$6,178,0001,629
Extraordinary gains, net$010
Net income$6,178,0001,628
Minority interest net income$074
Net income of bank and minority interests.$6,178,0001,629
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$67,000497
Net operating income$6,178,0001,603
2021-09-30 (YTD Data)Rank
Total interest income$8,190,0002,394
Total interest expense$743,0002,318
Net interest income$7,447,0002,386
Provision for loan and lease losses$02,963
Total noninterest income$1,385,0002,361
Gross Fiduciary activities income$119,000684
Service charges on deposit accounts$206,0002,292
Trading account gains and feesNANA
Additional Noninterest Income$1,060,0002,318
Total noninterest expense$3,827,0003,003
Salaries and employee benefits$2,515,0002,787
Premises and equipment expense$360,0003,115
Additional noninterest expense$952,0003,374
Pre-tax net operating income$5,005,0001,760
Securities gains (losses)$02,015
Applicable income taxes$77,0003,032
Income before extraordinary items$4,928,0001,630
Extraordinary gains, net$08
Net income$4,928,0001,629
Minority interest net income$069
Net income of bank and minority interests.$4,928,0001,630
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,928,0001,604
2021-06-30 (YTD Data)Rank
Total interest income$5,520,0002,361
Total interest expense$531,0002,276
Net interest income$4,989,0002,356
Provision for loan and lease losses$02,862
Total noninterest income$1,043,0002,195
Gross Fiduciary activities income$105,000662
Service charges on deposit accounts$130,0002,318
Trading account gains and feesNANA
Additional Noninterest Income$808,0002,153
Total noninterest expense$2,560,0002,987
Salaries and employee benefits$1,686,0002,769
Premises and equipment expense$239,0003,112
Additional noninterest expense$635,0003,368
Pre-tax net operating income$3,472,0001,688
Securities gains (losses)$01,818
Applicable income taxes$54,0003,002
Income before extraordinary items$3,418,0001,566
Extraordinary gains, net$06
Net income$3,418,0001,566
Minority interest net income$067
Net income of bank and minority interests.$3,418,0001,566
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,418,0001,534
2021-03-31 (YTD Data)Rank
Total interest income$2,827,0002,313
Total interest expense$288,0002,234
Net interest income$2,539,0002,301
Provision for loan and lease losses$02,741
Total noninterest income$600,0002,031
Gross Fiduciary activities income$78,000632
Service charges on deposit accounts$66,0002,290
Trading account gains and feesNANA
Additional Noninterest Income$456,0002,004
Total noninterest expense$1,259,0003,012
Salaries and employee benefits$799,0002,851
Premises and equipment expense$121,0003,108
Additional noninterest expense$339,0003,228
Pre-tax net operating income$1,880,0001,593
Securities gains (losses)$01,392
Applicable income taxes$31,0002,908
Income before extraordinary items$1,849,0001,473
Extraordinary gains, net$03
Net income$1,849,0001,473
Minority interest net income$055
Net income of bank and minority interests.$1,849,0001,473
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,849,0001,436
2020-12-31 (YTD Data)Rank
Total interest income$12,436,0002,174
Total interest expense$1,694,0002,195
Net interest income$10,742,0002,141
Provision for loan and lease losses$04,319
Total noninterest income$2,208,0002,012
Gross Fiduciary activities income$87,000735
Service charges on deposit accounts$305,0002,211
Trading account gains and feesNANA
Additional Noninterest Income$1,816,0001,882
Total noninterest expense$4,983,0003,012
Salaries and employee benefits$3,253,0002,805
Premises and equipment expense$483,0003,120
Additional noninterest expense$1,247,0003,355
Pre-tax net operating income$7,967,0001,259
Securities gains (losses)$02,675
Applicable income taxes$124,0002,843
Income before extraordinary items$7,843,0001,159
Extraordinary gains, net$04
Net income$7,843,0001,159
Minority interest net income$072
Net income of bank and minority interests.$7,843,0001,159
Net charge-offs$03,443
Cash dividends$9,190,000488
Sale, conversion, retirement of capital stock, net$87,000452
Net operating income$7,843,0001,129
2020-09-30 (YTD Data)Rank
Total interest income$9,582,0002,147
Total interest expense$1,338,0002,214
Net interest income$8,244,0002,090
Provision for loan and lease losses$04,239
Total noninterest income$1,641,0001,976
Gross Fiduciary activities income$72,000717
Service charges on deposit accounts$232,0002,196
Trading account gains and feesNANA
Additional Noninterest Income$1,337,0001,863
Total noninterest expense$3,340,0003,196
Salaries and employee benefits$2,145,0002,999
Premises and equipment expense$342,0003,207
Additional noninterest expense$853,0003,481
Pre-tax net operating income$6,545,0001,136
Securities gains (losses)$02,494
Applicable income taxes$103,0002,787
Income before extraordinary items$6,442,0001,047
Extraordinary gains, net$04
Net income$6,442,0001,047
Minority interest net income$065
Net income of bank and minority interests.$6,442,0001,047
Net charge-offs$03,243
Cash dividends$4,003,000665
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,442,0001,019
2020-06-30 (YTD Data)Rank
Total interest income$6,565,0002,120
Total interest expense$941,0002,231
Net interest income$5,624,0002,067
Provision for loan and lease losses$04,134
Total noninterest income$864,0002,192
Gross Fiduciary activities income$64,000703
Service charges on deposit accounts$165,0002,136
Trading account gains and feesNANA
Additional Noninterest Income$635,0002,122
Total noninterest expense$2,131,0003,265
Salaries and employee benefits$1,362,0003,073
Premises and equipment expense$220,0003,266
Additional noninterest expense$549,0003,560
Pre-tax net operating income$4,357,0001,090
Securities gains (losses)$02,249
Applicable income taxes$70,0002,729
Income before extraordinary items$4,287,000983
Extraordinary gains, net$04
Net income$4,287,000983
Minority interest net income$065
Net income of bank and minority interests.$4,287,000983
Net charge-offs$03,033
Cash dividends$4,003,000511
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,287,000957
2020-03-31 (YTD Data)Rank
Total interest income$3,185,0002,161
Total interest expense$505,0002,275
Net interest income$2,680,0002,099
Provision for loan and lease losses$03,711
Total noninterest income$402,0002,177
Gross Fiduciary activities income$54,000671
Service charges on deposit accounts$110,0002,021
Trading account gains and feesNANA
Additional Noninterest Income$238,0002,241
Total noninterest expense$1,029,0003,351
Salaries and employee benefits$666,0003,138
Premises and equipment expense$104,0003,358
Additional noninterest expense$259,0003,708
Pre-tax net operating income$2,053,0001,016
Securities gains (losses)$01,705
Applicable income taxes$36,0002,600
Income before extraordinary items$2,017,000926
Extraordinary gains, net$04
Net income$2,017,000926
Minority interest net income$056
Net income of bank and minority interests.$2,017,000926
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,017,000914
2019-12-31 (YTD Data)Rank
Total interest income$12,526,0002,207
Total interest expense$1,950,0002,378
Net interest income$10,576,0002,128
Provision for loan and lease losses$03,973
Total noninterest income$742,0003,194
Gross Fiduciary activities income$95,000743
Service charges on deposit accounts$401,0002,208
Trading account gains and feesNANA
Additional Noninterest Income$246,0003,767
Total noninterest expense$4,430,0003,238
Salaries and employee benefits$2,767,0003,069
Premises and equipment expense$492,0003,126
Additional noninterest expense$1,171,0003,533
Pre-tax net operating income$6,888,0001,378
Securities gains (losses)$02,379
Applicable income taxes$102,0003,006
Income before extraordinary items$6,786,0001,267
Extraordinary gains, net$011
Net income$6,786,0001,268
Minority interest net income$076
Net income of bank and minority interests.$6,786,0001,269
Net charge-offs$-2,0004,221
Cash dividends$9,524,000495
Sale, conversion, retirement of capital stock, net$87,000493
Net operating income$6,786,0001,246
2019-09-30 (YTD Data)Rank
Total interest income$9,298,0002,256
Total interest expense$1,421,0002,443
Net interest income$7,877,0002,169
Provision for loan and lease losses$03,836
Total noninterest income$649,0003,026
Gross Fiduciary activities income$84,000728
Service charges on deposit accounts$304,0002,217
Trading account gains and feesNANA
Additional Noninterest Income$261,0003,443
Total noninterest expense$3,169,0003,343
Salaries and employee benefits$1,927,0003,209
Premises and equipment expense$375,0003,125
Additional noninterest expense$867,0003,587
Pre-tax net operating income$5,357,0001,369
Securities gains (losses)$02,167
Applicable income taxes$80,0003,057
Income before extraordinary items$5,277,0001,257
Extraordinary gains, net$011
Net income$5,277,0001,258
Minority interest net income$072
Net income of bank and minority interests.$5,277,0001,259
Net charge-offs$-2,0004,087
Cash dividends$2,730,000942
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,277,0001,232
2019-06-30 (YTD Data)Rank
Total interest income$6,104,0002,288
Total interest expense$903,0002,492
Net interest income$5,201,0002,196
Provision for loan and lease losses$03,685
Total noninterest income$450,0002,939
Gross Fiduciary activities income$65,000719
Service charges on deposit accounts$211,0002,133
Trading account gains and feesNANA
Additional Noninterest Income$174,0003,438
Total noninterest expense$1,999,0003,463
Salaries and employee benefits$1,238,0003,287
Premises and equipment expense$217,0003,373
Additional noninterest expense$544,0003,717
Pre-tax net operating income$3,652,0001,324
Securities gains (losses)$01,702
Applicable income taxes$40,0003,190
Income before extraordinary items$3,612,0001,206
Extraordinary gains, net$011
Net income$3,612,0001,206
Minority interest net income$069
Net income of bank and minority interests.$3,612,0001,206
Net charge-offs$-2,0004,040
Cash dividends$2,730,000707
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,612,0001,182
2019-03-31 (YTD Data)Rank
Total interest income$2,983,0002,323
Total interest expense$420,0002,569
Net interest income$2,563,0002,228
Provision for loan and lease losses$03,406
Total noninterest income$376,0002,245
Gross Fiduciary activities income$55,000685
Service charges on deposit accounts$108,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,333
Total noninterest expense$1,055,0003,391
Salaries and employee benefits$658,0003,220
Premises and equipment expense$111,0003,372
Additional noninterest expense$286,0003,655
Pre-tax net operating income$1,884,0001,266
Securities gains (losses)$01,087
Applicable income taxes$28,0002,989
Income before extraordinary items$1,856,0001,157
Extraordinary gains, net$05
Net income$1,856,0001,156
Minority interest net income$052
Net income of bank and minority interests.$1,856,0001,156
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,856,0001,135
2018-12-31 (YTD Data)Rank
Total interest income$11,253,0002,318
Total interest expense$1,147,0002,740
Net interest income$10,106,0002,231
Provision for loan and lease losses$04,082
Total noninterest income$985,0002,876
Gross Fiduciary activities income$83,000777
Service charges on deposit accounts$382,0002,348
Trading account gains and feesNANA
Additional Noninterest Income$520,0003,015
Total noninterest expense$4,215,0003,386
Salaries and employee benefits$2,652,0003,179
Premises and equipment expense$445,0003,360
Additional noninterest expense$1,118,0003,713
Pre-tax net operating income$6,876,0001,371
Securities gains (losses)$-28,0004,694
Applicable income taxes$102,0003,081
Income before extraordinary items$6,746,0001,254
Extraordinary gains, net$06
Net income$6,746,0001,252
Minority interest net income$072
Net income of bank and minority interests.$6,746,0001,253
Net charge-offs$-5,0004,397
Cash dividends$10,479,000405
Sale, conversion, retirement of capital stock, net$86,000504
Net operating income$6,773,7201,242
2018-09-30 (YTD Data)Rank
Total interest income$8,261,0002,351
Total interest expense$789,0002,777
Net interest income$7,472,0002,260
Provision for loan and lease losses$03,948
Total noninterest income$912,0002,628
Gross Fiduciary activities income$74,000768
Service charges on deposit accounts$281,0002,399
Trading account gains and feesNANA
Additional Noninterest Income$557,0002,620
Total noninterest expense$3,060,0003,456
Salaries and employee benefits$1,891,0003,264
Premises and equipment expense$330,0003,419
Additional noninterest expense$839,0003,733
Pre-tax net operating income$5,324,0001,345
Securities gains (losses)$01,118
Applicable income taxes$80,0003,124
Income before extraordinary items$5,244,0001,219
Extraordinary gains, net$05
Net income$5,244,0001,218
Minority interest net income$066
Net income of bank and minority interests.$5,244,0001,218
Net charge-offs$-4,0004,251
Cash dividends$6,475,000445
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,244,0001,217
2018-06-30 (YTD Data)Rank
Total interest income$5,405,0002,372
Total interest expense$493,0002,817
Net interest income$4,912,0002,283
Provision for loan and lease losses$03,782
Total noninterest income$628,0002,584
Gross Fiduciary activities income$67,000741
Service charges on deposit accounts$191,0002,359
Trading account gains and feesNANA
Additional Noninterest Income$370,0002,618
Total noninterest expense$1,995,0003,524
Salaries and employee benefits$1,219,0003,346
Premises and equipment expense$222,0003,425
Additional noninterest expense$554,0003,773
Pre-tax net operating income$3,545,0001,329
Securities gains (losses)$0961
Applicable income taxes$53,0003,108
Income before extraordinary items$3,492,0001,182
Extraordinary gains, net$06
Net income$3,492,0001,181
Minority interest net income$065
Net income of bank and minority interests.$3,492,0001,181
Net charge-offs$-3,0004,144
Cash dividends$6,475,000316
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,492,0001,180
2018-03-31 (YTD Data)Rank
Total interest income$2,639,0002,413
Total interest expense$231,0002,858
Net interest income$2,408,0002,316
Provision for loan and lease losses$03,508
Total noninterest income$351,0002,409
Gross Fiduciary activities income$54,000707
Service charges on deposit accounts$103,0002,267
Trading account gains and feesNANA
Additional Noninterest Income$194,0002,526
Total noninterest expense$1,034,0003,482
Salaries and employee benefits$645,0003,278
Premises and equipment expense$116,0003,395
Additional noninterest expense$273,0003,821
Pre-tax net operating income$1,725,0001,340
Securities gains (losses)$0735
Applicable income taxes$26,0003,105
Income before extraordinary items$1,699,0001,191
Extraordinary gains, net$07
Net income$1,699,0001,190
Minority interest net income$052
Net income of bank and minority interests.$1,699,0001,191
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,699,0001,181
2017-12-31 (YTD Data)Rank
Total interest income$10,096,0002,427
Total interest expense$796,0002,924
Net interest income$9,300,0002,340
Provision for loan and lease losses$04,227
Total noninterest income$1,376,0002,510
Gross Fiduciary activities income$92,000791
Service charges on deposit accounts$441,0002,243
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,500
Total noninterest expense$4,091,0003,508
Salaries and employee benefits$2,552,0003,298
Premises and equipment expense$461,0003,409
Additional noninterest expense$1,078,0003,886
Pre-tax net operating income$6,585,0001,374
Securities gains (losses)$02,243
Applicable income taxes$97,0003,301
Income before extraordinary items$6,488,0001,096
Extraordinary gains, net$09
Net income$6,488,0001,096
Minority interest net income$076
Net income of bank and minority interests.$6,488,0001,096
Net charge-offs$89,0002,540
Cash dividends$8,008,000446
Sale, conversion, retirement of capital stock, net$87,000514
Net operating income$6,488,0001,083
2017-09-30 (YTD Data)Rank
Total interest income$7,425,0002,476
Total interest expense$573,0002,993
Net interest income$6,852,0002,382
Provision for loan and lease losses$04,088
Total noninterest income$1,067,0002,489
Gross Fiduciary activities income$86,000770
Service charges on deposit accounts$346,0002,168
Trading account gains and feesNANA
Additional Noninterest Income$635,0002,512
Total noninterest expense$2,910,0003,613
Salaries and employee benefits$1,806,0003,410
Premises and equipment expense$348,0003,428
Additional noninterest expense$756,0004,009
Pre-tax net operating income$5,009,0001,371
Securities gains (losses)$02,274
Applicable income taxes$74,0003,303
Income before extraordinary items$4,935,0001,170
Extraordinary gains, net$09
Net income$4,935,0001,170
Minority interest net income$071
Net income of bank and minority interests.$4,935,0001,170
Net charge-offs$90,0002,024
Cash dividends$8,008,000337
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,935,0001,154
2017-06-30 (YTD Data)Rank
Total interest income$4,782,0002,524
Total interest expense$361,0003,052
Net interest income$4,421,0002,440
Provision for loan and lease losses$03,871
Total noninterest income$703,0002,498
Gross Fiduciary activities income$78,000748
Service charges on deposit accounts$238,0002,112
Trading account gains and fees$0139
Additional Noninterest Income$387,0002,624
Total noninterest expense$1,903,0003,670
Salaries and employee benefits$1,175,0003,481
Premises and equipment expense$241,0003,375
Additional noninterest expense$487,0004,088
Pre-tax net operating income$3,221,0001,386
Securities gains (losses)$01,906
Applicable income taxes$48,0003,331
Income before extraordinary items$3,173,0001,186
Extraordinary gains, net$011
Net income$3,173,0001,186
Minority interest net income$071
Net income of bank and minority interests.$3,173,0001,186
Net charge-offs$63,0001,826
Cash dividends$8,008,000244
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,173,0001,172
2017-03-31 (YTD Data)Rank
Total interest income$2,348,0002,556
Total interest expense$171,0003,138
Net interest income$2,177,0002,463
Provision for loan and lease losses$03,537
Total noninterest income$382,0002,399
Gross Fiduciary activities income$56,000721
Service charges on deposit accounts$114,0002,189
Trading account gains and fees$0142
Additional Noninterest Income$212,0002,509
Total noninterest expense$990,0003,629
Salaries and employee benefits$629,0003,387
Premises and equipment expense$124,0003,358
Additional noninterest expense$237,0004,154
Pre-tax net operating income$1,569,0001,393
Securities gains (losses)$01,153
Applicable income taxes$24,0003,285
Income before extraordinary items$1,545,0001,195
Extraordinary gains, net$08
Net income$1,545,0001,194
Minority interest net income$055
Net income of bank and minority interests.$1,545,0001,195
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,545,0001,173
2016-12-31 (YTD Data)Rank
Total interest income$9,501,0002,510
Total interest expense$628,0003,238
Net interest income$8,873,0002,412
Provision for loan and lease losses$04,332
Total noninterest income$1,173,0002,794
Gross Fiduciary activities income$74,000831
Service charges on deposit accounts$406,0002,447
Trading account gains and fees$0170
Additional Noninterest Income$693,0002,841
Total noninterest expense$4,119,0003,592
Salaries and employee benefits$2,507,0003,397
Premises and equipment expense$494,0003,408
Additional noninterest expense$1,118,0003,977
Pre-tax net operating income$5,927,0001,414
Securities gains (losses)$03,212
Applicable income taxes$88,0003,374
Income before extraordinary items$5,839,0001,226
Extraordinary gains, net$05
Net income$5,839,0001,225
Minority interest net income$082
Net income of bank and minority interests.$5,839,0001,225
Net charge-offs$51,0003,135
Cash dividends$11,325,000342
Sale, conversion, retirement of capital stock, net$87,000514
Net operating income$5,839,0001,201
2016-09-30 (YTD Data)Rank
Total interest income$7,044,0002,540
Total interest expense$461,0003,290
Net interest income$6,583,0002,435
Provision for loan and lease losses$04,186
Total noninterest income$851,0002,849
Gross Fiduciary activities income$68,000816
Service charges on deposit accounts$295,0002,496
Trading account gains and fees$0169
Additional Noninterest Income$488,0002,925
Total noninterest expense$2,935,0003,694
Salaries and employee benefits$1,746,0003,539
Premises and equipment expense$365,0003,449
Additional noninterest expense$824,0004,031
Pre-tax net operating income$4,499,0001,420
Securities gains (losses)$03,160
Applicable income taxes$68,0003,430
Income before extraordinary items$4,431,0001,230
Extraordinary gains, net$05
Net income$4,431,0001,230
Minority interest net income$071
Net income of bank and minority interests.$4,431,0001,230
Net charge-offs$03,952
Cash dividends$7,322,000373
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,431,0001,189
2016-06-30 (YTD Data)Rank
Total interest income$4,650,0002,564
Total interest expense$299,0003,361
Net interest income$4,351,0002,460
Provision for loan and lease losses$04,017
Total noninterest income$522,0002,959
Gross Fiduciary activities income$63,000787
Service charges on deposit accounts$181,0002,608
Trading account gains and fees$0157
Additional Noninterest Income$278,0003,122
Total noninterest expense$1,933,0003,750
Salaries and employee benefits$1,132,0003,632
Premises and equipment expense$249,0003,413
Additional noninterest expense$552,0004,055
Pre-tax net operating income$2,940,0001,422
Securities gains (losses)$02,835
Applicable income taxes$45,0003,449
Income before extraordinary items$2,895,0001,231
Extraordinary gains, net$016
Net income$2,895,0001,231
Minority interest net income$071
Net income of bank and minority interests.$2,895,0001,231
Net charge-offs$03,689
Cash dividends$7,322,000273
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,895,0001,191
2016-03-31 (YTD Data)Rank
Total interest income$2,289,0002,593
Total interest expense$143,0003,464
Net interest income$2,146,0002,486
Provision for loan and lease losses$03,656
Total noninterest income$359,0002,485
Gross Fiduciary activities income$52,000735
Service charges on deposit accounts$87,0002,655
Trading account gains and fees$0142
Additional Noninterest Income$220,0002,512
Total noninterest expense$1,004,0003,701
Salaries and employee benefits$599,0003,531
Premises and equipment expense$130,0003,379
Additional noninterest expense$275,0004,059
Pre-tax net operating income$1,501,0001,405
Securities gains (losses)$02,077
Applicable income taxes$23,0003,413
Income before extraordinary items$1,478,0001,202
Extraordinary gains, net$012
Net income$1,478,0001,202
Minority interest net income$062
Net income of bank and minority interests.$1,478,0001,203
Net charge-offs$03,094
Cash dividends$7,322,000167
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,478,0001,167
2015-12-31 (YTD Data)Rank
Total interest income$9,105,0002,571
Total interest expense$483,0003,794
Net interest income$8,622,0002,425
Provision for loan and lease losses$04,380
Total noninterest income$1,196,0002,792
Gross Fiduciary activities income$81,000846
Service charges on deposit accounts$349,0002,764
Trading account gains and fees$0159
Additional Noninterest Income$766,0002,710
Total noninterest expense$4,032,0003,701
Salaries and employee benefits$2,480,0003,441
Premises and equipment expense$495,0003,507
Additional noninterest expense$1,057,0004,191
Pre-tax net operating income$5,786,0001,399
Securities gains (losses)$03,216
Applicable income taxes$82,0003,426
Income before extraordinary items$5,704,0001,224
Extraordinary gains, net$023
Net income$5,704,0001,224
Minority interest net income$081
Net income of bank and minority interests.$5,704,0001,224
Net charge-offs$838,000798
Cash dividends$5,634,000596
Sale, conversion, retirement of capital stock, net$174,000439
Net operating income$5,704,0001,195
2015-09-30 (YTD Data)Rank
Total interest income$6,781,0002,602
Total interest expense$354,0003,885
Net interest income$6,427,0002,448
Provision for loan and lease losses$04,232
Total noninterest income$965,0002,713
Gross Fiduciary activities income$75,000821
Service charges on deposit accounts$260,0002,785
Trading account gains and fees$0153
Additional Noninterest Income$630,0002,608
Total noninterest expense$2,846,0003,844
Salaries and employee benefits$1,750,0003,580
Premises and equipment expense$353,0003,648
Additional noninterest expense$743,0004,333
Pre-tax net operating income$4,546,0001,374
Securities gains (losses)$03,031
Applicable income taxes$75,0003,430
Income before extraordinary items$4,471,0001,194
Extraordinary gains, net$021
Net income$4,471,0001,193
Minority interest net income$078
Net income of bank and minority interests.$4,471,0001,194
Net charge-offs$92,0002,249
Cash dividends$5,634,000440
Sale, conversion, retirement of capital stock, net$87,000470
Net operating income$4,471,0001,164
2015-06-30 (YTD Data)Rank
Total interest income$4,499,0002,613
Total interest expense$231,0003,968
Net interest income$4,268,0002,457
Provision for loan and lease losses$04,069
Total noninterest income$694,0002,630
Gross Fiduciary activities income$68,000804
Service charges on deposit accounts$168,0002,817
Trading account gains and fees$0157
Additional Noninterest Income$458,0002,511
Total noninterest expense$1,877,0003,897
Salaries and employee benefits$1,151,0003,650
Premises and equipment expense$234,0003,692
Additional noninterest expense$492,0004,383
Pre-tax net operating income$3,085,0001,348
Securities gains (losses)$02,636
Applicable income taxes$53,0003,418
Income before extraordinary items$3,032,0001,158
Extraordinary gains, net$022
Net income$3,032,0001,158
Minority interest net income$075
Net income of bank and minority interests.$3,032,0001,159
Net charge-offs$80,0001,935
Cash dividends$3,209,000479
Sale, conversion, retirement of capital stock, net$87,000395
Net operating income$3,032,0001,126
2015-03-31 (YTD Data)Rank
Total interest income$2,196,0002,669
Total interest expense$109,0004,124
Net interest income$2,087,0002,498
Provision for loan and lease losses$03,703
Total noninterest income$337,0002,632
Gross Fiduciary activities income$58,000753
Service charges on deposit accounts$84,0002,800
Trading account gains and fees$0152
Additional Noninterest Income$195,0002,668
Total noninterest expense$901,0004,044
Salaries and employee benefits$535,0003,848
Premises and equipment expense$121,0003,636
Additional noninterest expense$245,0004,402
Pre-tax net operating income$1,523,0001,317
Securities gains (losses)$02,027
Applicable income taxes$31,0003,307
Income before extraordinary items$1,492,0001,142
Extraordinary gains, net$013
Net income$1,492,0001,143
Minority interest net income$064
Net income of bank and minority interests.$1,492,0001,143
Net charge-offs$57,0001,460
Cash dividends$3,209,000257
Sale, conversion, retirement of capital stock, net$87,000276
Net operating income$1,492,0001,107
2014-12-31 (YTD Data)Rank
Total interest income$8,510,0002,757
Total interest expense$466,0004,162
Net interest income$8,044,0002,602
Provision for loan and lease losses$450,0001,555
Total noninterest income$1,068,0003,017
Gross Fiduciary activities income$78,000881
Service charges on deposit accounts$395,0002,712
Trading account gains and fees$0180
Additional Noninterest Income$595,0003,033
Total noninterest expense$4,019,0003,825
Salaries and employee benefits$2,440,0003,527
Premises and equipment expense$503,0003,620
Additional noninterest expense$1,076,0004,289
Pre-tax net operating income$4,643,0001,623
Securities gains (losses)$03,259
Applicable income taxes$69,0003,584
Income before extraordinary items$4,574,0001,414
Extraordinary gains, net$017
Net income$4,574,0001,412
Minority interest net income$084
Net income of bank and minority interests.$4,574,0001,413
Net charge-offs$446,0001,593
Cash dividends$1,361,0001,682
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,574,0001,386
2014-09-30 (YTD Data)Rank
Total interest income$6,273,0002,810
Total interest expense$346,0004,223
Net interest income$5,927,0002,662
Provision for loan and lease losses$50,0003,379
Total noninterest income$790,0003,057
Gross Fiduciary activities income$69,000862
Service charges on deposit accounts$298,0002,725
Trading account gains and fees$0174
Additional Noninterest Income$423,0003,157
Total noninterest expense$2,798,0004,004
Salaries and employee benefits$1,667,0003,784
Premises and equipment expense$366,0003,746
Additional noninterest expense$765,0004,434
Pre-tax net operating income$3,869,0001,497
Securities gains (losses)$02,980
Applicable income taxes$57,0003,603
Income before extraordinary items$3,812,0001,272
Extraordinary gains, net$015
Net income$3,812,0001,271
Minority interest net income$081
Net income of bank and minority interests.$3,812,0001,271
Net charge-offs$75,0002,948
Cash dividends$1,362,0001,243
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,812,0001,257
2014-06-30 (YTD Data)Rank
Total interest income$4,113,0002,857
Total interest expense$231,0004,269
Net interest income$3,882,0002,690
Provision for loan and lease losses$50,0002,981
Total noninterest income$516,0003,051
Gross Fiduciary activities income$62,000832
Service charges on deposit accounts$199,0002,720
Trading account gains and fees$0172
Additional Noninterest Income$255,0003,262
Total noninterest expense$1,895,0003,996
Salaries and employee benefits$1,108,0003,806
Premises and equipment expense$266,0003,571
Additional noninterest expense$521,0004,395
Pre-tax net operating income$2,453,0001,528
Securities gains (losses)$02,580
Applicable income taxes$36,0003,607
Income before extraordinary items$2,417,0001,296
Extraordinary gains, net$020
Net income$2,417,0001,296
Minority interest net income$080
Net income of bank and minority interests.$2,417,0001,297
Net charge-offs$56,0002,694
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,417,0001,273
2014-03-31 (YTD Data)Rank
Total interest income$2,009,0002,915
Total interest expense$121,0004,237
Net interest income$1,888,0002,772
Provision for loan and lease losses$50,0002,211
Total noninterest income$200,0003,467
Gross Fiduciary activities income$47,000790
Service charges on deposit accounts$93,0002,818
Trading account gains and fees$0147
Additional Noninterest Income$60,0004,319
Total noninterest expense$962,0003,993
Salaries and employee benefits$549,0003,864
Premises and equipment expense$128,0003,701
Additional noninterest expense$285,0004,210
Pre-tax net operating income$1,076,0001,659
Securities gains (losses)$01,715
Applicable income taxes$23,0003,425
Income before extraordinary items$1,053,0001,431
Extraordinary gains, net$016
Net income$1,053,0001,433
Minority interest net income$066
Net income of bank and minority interests.$1,053,0001,433
Net charge-offs$30,0002,222
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,053,0001,410
2013-12-31 (YTD Data)Rank
Total interest income$8,294,0002,863
Total interest expense$512,0004,409
Net interest income$7,782,0002,666
Provision for loan and lease losses$550,0001,724
Total noninterest income$998,0003,205
Gross Fiduciary activities income$78,000896
Service charges on deposit accounts$373,0002,970
Trading account gains and fees$0184
Additional Noninterest Income$547,0003,241
Total noninterest expense$3,811,0004,034
Salaries and employee benefits$2,349,0003,694
Premises and equipment expense$471,0003,857
Additional noninterest expense$991,0004,596
Pre-tax net operating income$4,419,0001,575
Securities gains (losses)$-8,0006,228
Applicable income taxes$66,0003,638
Income before extraordinary items$4,345,0001,390
Extraordinary gains, net$029
Net income$4,345,0001,393
Minority interest net income$090
Net income of bank and minority interests.$4,345,0001,393
Net charge-offs$308,0002,550
Cash dividends$4,050,000679
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,352,9201,371
2013-09-30 (YTD Data)Rank
Total interest income$6,191,0002,896
Total interest expense$404,0004,393
Net interest income$5,787,0002,696
Provision for loan and lease losses$400,0001,764
Total noninterest income$708,0003,355
Gross Fiduciary activities income$72,000864
Service charges on deposit accounts$272,0003,047
Trading account gains and fees$0180
Additional Noninterest Income$364,0003,457
Total noninterest expense$2,747,0004,149
Salaries and employee benefits$1,702,0003,790
Premises and equipment expense$349,0003,935
Additional noninterest expense$696,0004,768
Pre-tax net operating income$3,348,0001,592
Securities gains (losses)$03,040
Applicable income taxes$50,0003,723
Income before extraordinary items$3,298,0001,377
Extraordinary gains, net$025
Net income$3,298,0001,379
Minority interest net income$084
Net income of bank and minority interests.$3,298,0001,379
Net charge-offs$262,0002,255
Cash dividends$1,620,0001,039
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,298,0001,350
2013-06-30 (YTD Data)Rank
Total interest income$4,071,0002,927
Total interest expense$288,0004,307
Net interest income$3,783,0002,736
Provision for loan and lease losses$250,0001,852
Total noninterest income$426,0003,608
Gross Fiduciary activities income$64,000840
Service charges on deposit accounts$171,0003,136
Trading account gains and fees$0157
Additional Noninterest Income$191,0003,859
Total noninterest expense$1,872,0004,111
Salaries and employee benefits$1,175,0003,728
Premises and equipment expense$228,0004,001
Additional noninterest expense$469,0004,751
Pre-tax net operating income$2,087,0001,662
Securities gains (losses)$02,791
Applicable income taxes$31,0003,745
Income before extraordinary items$2,056,0001,461
Extraordinary gains, net$022
Net income$2,056,0001,465
Minority interest net income$082
Net income of bank and minority interests.$2,056,0001,466
Net charge-offs$155,0002,353
Cash dividends$1,620,000739
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,056,0001,411
2013-03-31 (YTD Data)Rank
Total interest income$2,039,0002,945
Total interest expense$157,0004,221
Net interest income$1,882,0002,758
Provision for loan and lease losses$100,0002,044
Total noninterest income$402,0002,547
Gross Fiduciary activities income$52,000773
Service charges on deposit accounts$82,0003,192
Trading account gains and fees$0148
Additional Noninterest Income$268,0002,369
Total noninterest expense$898,0004,263
Salaries and employee benefits$572,0003,827
Premises and equipment expense$108,0004,148
Additional noninterest expense$218,0004,963
Pre-tax net operating income$1,286,0001,381
Securities gains (losses)$01,966
Applicable income taxes$21,0003,565
Income before extraordinary items$1,265,0001,180
Extraordinary gains, net$010
Net income$1,265,0001,182
Minority interest net income$076
Net income of bank and minority interests.$1,265,0001,182
Net charge-offs$155,0001,552
Cash dividends$1,620,000361
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,265,0001,130
2012-12-31 (YTD Data)Rank
Total interest income$8,388,0002,983
Total interest expense$1,013,0003,578
Net interest income$7,375,0002,857
Provision for loan and lease losses$975,0001,795
Total noninterest income$1,275,0002,862
Gross Fiduciary activities income$77,000923
Service charges on deposit accounts$418,0002,841
Trading account gains and fees$0166
Additional Noninterest Income$780,0002,721
Total noninterest expense$3,963,0004,058
Salaries and employee benefits$2,410,0003,663
Premises and equipment expense$443,0004,098
Additional noninterest expense$1,110,0004,544
Pre-tax net operating income$3,712,0001,743
Securities gains (losses)$03,810
Applicable income taxes$66,0003,758
Income before extraordinary items$3,646,0001,568
Extraordinary gains, net$029
Net income$3,646,0001,569
Minority interest net income$093
Net income of bank and minority interests.$3,646,0001,569
Net charge-offs$102,0004,411
Cash dividends$1,490,0001,510
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,646,0001,482
2012-09-30 (YTD Data)Rank
Total interest income$6,331,0003,031
Total interest expense$831,0003,491
Net interest income$5,500,0002,911
Provision for loan and lease losses$675,0001,891
Total noninterest income$939,0002,900
Gross Fiduciary activities income$69,000885
Service charges on deposit accounts$316,0002,855
Trading account gains and fees$0157
Additional Noninterest Income$554,0002,789
Total noninterest expense$2,857,0004,183
Salaries and employee benefits$1,726,0003,788
Premises and equipment expense$330,0004,158
Additional noninterest expense$801,0004,664
Pre-tax net operating income$2,907,0001,742
Securities gains (losses)$03,575
Applicable income taxes$52,0003,766
Income before extraordinary items$2,855,0001,550
Extraordinary gains, net$020
Net income$2,855,0001,551
Minority interest net income$086
Net income of bank and minority interests.$2,855,0001,551
Net charge-offs$63,0004,363
Cash dividends$1,490,0001,016
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,855,0001,458
2012-06-30 (YTD Data)Rank
Total interest income$4,282,0003,016
Total interest expense$615,0003,351
Net interest income$3,667,0002,917
Provision for loan and lease losses$375,0002,150
Total noninterest income$557,0003,046
Gross Fiduciary activities income$63,000854
Service charges on deposit accounts$199,0002,957
Trading account gains and fees$0153
Additional Noninterest Income$295,0003,089
Total noninterest expense$1,943,0004,152
Salaries and employee benefits$1,229,0003,640
Premises and equipment expense$214,0004,223
Additional noninterest expense$500,0004,865
Pre-tax net operating income$1,906,0001,748
Securities gains (losses)$03,178
Applicable income taxes$15,0004,095
Income before extraordinary items$1,891,0001,557
Extraordinary gains, net$019
Net income$1,891,0001,556
Minority interest net income$084
Net income of bank and minority interests.$1,891,0001,557
Net charge-offs$63,0003,827
Cash dividends$1,490,000706
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,891,0001,471
2012-03-31 (YTD Data)Rank
Total interest income$2,131,0003,051
Total interest expense$341,0003,208
Net interest income$1,790,0003,005
Provision for loan and lease losses$150,0002,302
Total noninterest income$317,0002,862
Gross Fiduciary activities income$53,000782
Service charges on deposit accounts$92,0003,114
Trading account gains and fees$0148
Additional Noninterest Income$172,0002,868
Total noninterest expense$907,0004,356
Salaries and employee benefits$532,0004,051
Premises and equipment expense$111,0004,168
Additional noninterest expense$264,0004,728
Pre-tax net operating income$1,050,0001,611
Securities gains (losses)$02,210
Applicable income taxes$6,0004,170
Income before extraordinary items$1,044,0001,395
Extraordinary gains, net$019
Net income$1,044,0001,396
Minority interest net income$078
Net income of bank and minority interests.$1,044,0001,396
Net charge-offs$60,0002,879
Cash dividends$1,490,000360
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,044,0001,319
2011-12-31 (YTD Data)Rank
Total interest income$9,514,0002,883
Total interest expense$1,609,0003,272
Net interest income$7,905,0002,772
Provision for loan and lease losses$400,0003,737
Total noninterest income$1,021,0003,080
Gross Fiduciary activities income$77,000870
Service charges on deposit accounts$420,0002,928
Trading account gains and fees$0146
Additional Noninterest Income$524,0003,051
Total noninterest expense$5,391,0003,335
Salaries and employee benefits$2,553,0003,507
Premises and equipment expense$428,0004,414
Additional noninterest expense$2,410,0002,660
Pre-tax net operating income$3,135,0001,761
Securities gains (losses)$03,838
Applicable income taxes$22,0004,085
Income before extraordinary items$3,113,0001,548
Extraordinary gains, net$029
Net income$3,113,0001,549
Minority interest net income$096
Net income of bank and minority interests.$3,113,0001,549
Net charge-offs$2,285,0001,434
Cash dividends$1,458,0001,273
Sale, conversion, retirement of capital stock, net$12,000994
Net operating income$3,113,0001,483
2011-09-30 (YTD Data)Rank
Total interest income$7,214,0002,890
Total interest expense$1,240,0003,318
Net interest income$5,974,0002,751
Provision for loan and lease losses$400,0003,210
Total noninterest income$767,0003,084
Gross Fiduciary activities income$67,000843
Service charges on deposit accounts$314,0002,946
Trading account gains and fees$0145
Additional Noninterest Income$386,0003,101
Total noninterest expense$2,835,0004,285
Salaries and employee benefits$1,683,0003,870
Premises and equipment expense$324,0004,444
Additional noninterest expense$828,0004,690
Pre-tax net operating income$3,506,0001,289
Securities gains (losses)$03,555
Applicable income taxes$28,0003,907
Income before extraordinary items$3,478,0001,100
Extraordinary gains, net$021
Net income$3,478,0001,100
Minority interest net income$087
Net income of bank and minority interests.$3,478,0001,100
Net charge-offs$2,255,0001,130
Cash dividends$1,458,000870
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,478,0001,043
2011-06-30 (YTD Data)Rank
Total interest income$4,828,0002,893
Total interest expense$856,0003,326
Net interest income$3,972,0002,752
Provision for loan and lease losses$300,0002,953
Total noninterest income$553,0002,942
Gross Fiduciary activities income$62,000814
Service charges on deposit accounts$204,0002,971
Trading account gains and fees$0153
Additional Noninterest Income$287,0002,946
Total noninterest expense$1,939,0004,247
Salaries and employee benefits$1,183,0003,753
Premises and equipment expense$212,0004,529
Additional noninterest expense$544,0004,782
Pre-tax net operating income$2,286,0001,291
Securities gains (losses)$02,914
Applicable income taxes$18,0003,877
Income before extraordinary items$2,268,0001,092
Extraordinary gains, net$015
Net income$2,268,0001,091
Minority interest net income$089
Net income of bank and minority interests.$2,268,0001,092
Net charge-offs$2,244,000844
Cash dividends$1,458,000584
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,268,0001,058
2011-03-31 (YTD Data)Rank
Total interest income$2,404,0002,922
Total interest expense$440,0003,377
Net interest income$1,964,0002,778
Provision for loan and lease losses$05,840
Total noninterest income$296,0002,850
Gross Fiduciary activities income$53,000740
Service charges on deposit accounts$99,0002,997
Trading account gains and fees$0158
Additional Noninterest Income$144,0002,972
Total noninterest expense$873,0004,562
Salaries and employee benefits$496,0004,254
Premises and equipment expense$114,0004,406
Additional noninterest expense$263,0004,867
Pre-tax net operating income$1,387,0001,071
Securities gains (losses)$01,772
Applicable income taxes$11,0003,738
Income before extraordinary items$1,376,000885
Extraordinary gains, net$09
Net income$1,376,000884
Minority interest net income$086
Net income of bank and minority interests.$1,376,000885
Net charge-offs$1,466,000658
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,376,000862
2010-12-31 (YTD Data)Rank
Total interest income$10,711,0002,781
Total interest expense$2,338,0003,154
Net interest income$8,373,0002,616
Provision for loan and lease losses$1,715,0002,279
Total noninterest income$950,0003,315
Gross Fiduciary activities income$75,000910
Service charges on deposit accounts$449,0002,850
Trading account gains and fees$0175
Additional Noninterest Income$426,0003,417
Total noninterest expense$4,524,0003,883
Salaries and employee benefits$2,549,0003,529
Premises and equipment expense$463,0004,386
Additional noninterest expense$1,512,0003,988
Pre-tax net operating income$3,084,0001,590
Securities gains (losses)$03,793
Applicable income taxes$65,0003,499
Income before extraordinary items$3,019,0001,395
Extraordinary gains, net$029
Net income$3,019,0001,398
Minority interest net income$0111
Net income of bank and minority interests.$3,019,0001,399
Net charge-offs$508,0003,634
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,019,0001,351
2010-09-30 (YTD Data)Rank
Total interest income$8,191,0002,794
Total interest expense$1,873,0003,114
Net interest income$6,318,0002,629
Provision for loan and lease losses$06,977
Total noninterest income$707,0003,370
Gross Fiduciary activities income$70,000864
Service charges on deposit accounts$329,0002,965
Trading account gains and fees$0165
Additional Noninterest Income$308,0003,516
Total noninterest expense$2,936,0004,297
Salaries and employee benefits$1,686,0003,936
Premises and equipment expense$333,0004,560
Additional noninterest expense$917,0004,545
Pre-tax net operating income$4,089,000995
Securities gains (losses)$03,651
Applicable income taxes$52,0003,551
Income before extraordinary items$4,037,000857
Extraordinary gains, net$023
Net income$4,037,000858
Minority interest net income$0110
Net income of bank and minority interests.$4,037,000858
Net charge-offs$499,0003,087
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,037,000812
2010-06-30 (YTD Data)Rank
Total interest income$5,520,0002,799
Total interest expense$1,337,0003,054
Net interest income$4,183,0002,649
Provision for loan and lease losses$06,857
Total noninterest income$540,0003,070
Gross Fiduciary activities income$65,000826
Service charges on deposit accounts$207,0003,092
Trading account gains and fees$0152
Additional Noninterest Income$268,0003,022
Total noninterest expense$1,986,0004,252
Salaries and employee benefits$1,170,0003,833
Premises and equipment expense$215,0004,668
Additional noninterest expense$601,0004,584
Pre-tax net operating income$2,737,000989
Securities gains (losses)$03,184
Applicable income taxes$35,0003,503
Income before extraordinary items$2,702,000821
Extraordinary gains, net$019
Net income$2,702,000819
Minority interest net income$0105
Net income of bank and minority interests.$2,702,000821
Net charge-offs$377,0002,782
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,702,000793
2010-03-31 (YTD Data)Rank
Total interest income$2,790,0002,825
Total interest expense$717,0003,004
Net interest income$2,073,0002,686
Provision for loan and lease losses$06,552
Total noninterest income$291,0002,923
Gross Fiduciary activities income$58,000733
Service charges on deposit accounts$99,0003,161
Trading account gains and fees$0175
Additional Noninterest Income$134,0003,024
Total noninterest expense$894,0004,607
Salaries and employee benefits$496,0004,379
Premises and equipment expense$107,0004,771
Additional noninterest expense$291,0004,671
Pre-tax net operating income$1,470,000909
Securities gains (losses)$02,284
Applicable income taxes$21,0003,422
Income before extraordinary items$1,449,000764
Extraordinary gains, net$016
Net income$1,449,000766
Minority interest net income$091
Net income of bank and minority interests.$1,449,000768
Net charge-offs$377,0001,825
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,449,000730
2009-12-31 (YTD Data)Rank
Total interest income$12,481,0002,641
Total interest expense$4,143,0002,651
Net interest income$8,338,0002,620
Provision for loan and lease losses$1,780,0002,639
Total noninterest income$704,0004,052
Gross Fiduciary activities income$82,000893
Service charges on deposit accounts$436,0003,160
Trading account gains and fees$0211
Additional Noninterest Income$186,0004,757
Total noninterest expense$4,082,0004,279
Salaries and employee benefits$2,451,0003,748
Premises and equipment expense$449,0004,688
Additional noninterest expense$1,182,0004,790
Pre-tax net operating income$3,180,0001,258
Securities gains (losses)$03,754
Applicable income taxes$72,0003,069
Income before extraordinary items$3,108,0001,084
Extraordinary gains, net$034
Net income$3,108,0001,082
Minority interest net income$0115
Net income of bank and minority interests.$3,108,0001,083
Net charge-offs$29,0006,521
Cash dividends$1,670,0001,078
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,108,0001,083
2009-09-30 (YTD Data)Rank
Total interest income$9,876,0002,558
Total interest expense$3,333,0002,618
Net interest income$6,543,0002,480
Provision for loan and lease losses$200,0005,146
Total noninterest income$546,0004,049
Gross Fiduciary activities income$76,000856
Service charges on deposit accounts$321,0003,213
Trading account gains and fees$0212
Additional Noninterest Income$149,0004,782
Total noninterest expense$2,964,0004,388
Salaries and employee benefits$1,621,0004,145
Premises and equipment expense$329,0004,788
Additional noninterest expense$1,014,0004,342
Pre-tax net operating income$3,925,000862
Securities gains (losses)$03,497
Applicable income taxes$61,0003,207
Income before extraordinary items$3,864,000700
Extraordinary gains, net$027
Net income$3,864,000700
Minority interest net income$0118
Net income of bank and minority interests.$3,864,000702
Net charge-offs$29,0006,056
Cash dividends$1,670,000771
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,864,000698
2009-06-30 (YTD Data)Rank
Total interest income$6,751,0002,540
Total interest expense$2,365,0002,575
Net interest income$4,386,0002,460
Provision for loan and lease losses$80,0005,568
Total noninterest income$389,0003,903
Gross Fiduciary activities income$70,000823
Service charges on deposit accounts$208,0003,244
Trading account gains and fees$0193
Additional Noninterest Income$111,0004,607
Total noninterest expense$1,963,0004,433
Salaries and employee benefits$1,047,0004,297
Premises and equipment expense$222,0004,786
Additional noninterest expense$694,0004,290
Pre-tax net operating income$2,732,000839
Securities gains (losses)$03,136
Applicable income taxes$41,0003,287
Income before extraordinary items$2,691,000677
Extraordinary gains, net$021
Net income$2,691,000674
Minority interest net income$0112
Net income of bank and minority interests.$2,691,000678
Net charge-offs$29,0005,364
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,691,000660
2009-03-31 (YTD Data)Rank
Total interest income$3,487,0002,488
Total interest expense$1,284,0002,479
Net interest income$2,203,0002,449
Provision for loan and lease losses$06,744
Total noninterest income$222,0003,613
Gross Fiduciary activities income$55,000753
Service charges on deposit accounts$99,0003,285
Trading account gains and fees$0171
Additional Noninterest Income$68,0004,284
Total noninterest expense$798,0004,959
Salaries and employee benefits$437,0004,885
Premises and equipment expense$124,0004,533
Additional noninterest expense$237,0005,099
Pre-tax net operating income$1,627,000777
Securities gains (losses)$02,434
Applicable income taxes$24,0003,435
Income before extraordinary items$1,603,000627
Extraordinary gains, net$015
Net income$1,603,000627
Minority interest net income$0102
Net income of bank and minority interests.$1,603,000629
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,603,000588
2008-12-31 (YTD Data)Rank
Total interest income$16,147,0002,314
Total interest expense$6,878,0002,225
Net interest income$9,269,0002,360
Provision for loan and lease losses$100,0006,027
Total noninterest income$1,115,0003,193
Gross Fiduciary activities income$88,000904
Service charges on deposit accounts$549,0002,812
Trading account gains and fees$0154
Additional Noninterest Income$478,0003,250
Total noninterest expense$3,982,0004,246
Salaries and employee benefits$2,613,0003,647
Premises and equipment expense$447,0004,775
Additional noninterest expense$922,0005,079
Pre-tax net operating income$6,302,000890
Securities gains (losses)$03,220
Applicable income taxes$88,0003,476
Income before extraordinary items$6,214,000650
Extraordinary gains, net$039
Net income$6,214,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0005,155
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$69,0001,067
Net operating income$6,214,000701
2008-09-30 (YTD Data)Rank
Total interest income$12,441,0002,319
Total interest expense$5,366,0002,243
Net interest income$7,075,0002,333
Provision for loan and lease losses$06,991
Total noninterest income$941,0003,017
Gross Fiduciary activities income$82,000878
Service charges on deposit accounts$419,0002,803
Trading account gains and fees$0148
Additional Noninterest Income$440,0003,018
Total noninterest expense$2,771,0004,465
Salaries and employee benefits$1,773,0003,971
Premises and equipment expense$330,0004,833
Additional noninterest expense$668,0005,103
Pre-tax net operating income$5,245,000963
Securities gains (losses)$03,106
Applicable income taxes$73,0003,849
Income before extraordinary items$5,172,000706
Extraordinary gains, net$031
Net income$5,172,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,172,000737
2008-06-30 (YTD Data)Rank
Total interest income$8,498,0002,301
Total interest expense$3,784,0002,216
Net interest income$4,714,0002,332
Provision for loan and lease losses$06,671
Total noninterest income$740,0002,747
Gross Fiduciary activities income$74,000848
Service charges on deposit accounts$279,0002,792
Trading account gains and fees$0149
Additional Noninterest Income$387,0002,640
Total noninterest expense$1,748,0004,661
Salaries and employee benefits$1,068,0004,302
Premises and equipment expense$225,0004,803
Additional noninterest expense$455,0005,026
Pre-tax net operating income$3,706,000955
Securities gains (losses)$03,233
Applicable income taxes$51,0004,046
Income before extraordinary items$3,655,000744
Extraordinary gains, net$021
Net income$3,655,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,655,000728
2008-03-31 (YTD Data)Rank
Total interest income$4,288,0002,347
Total interest expense$2,058,0002,192
Net interest income$2,230,0002,458
Provision for loan and lease losses$06,080
Total noninterest income$399,0002,601
Gross Fiduciary activities income$60,000772
Service charges on deposit accounts$146,0002,687
Trading account gains and fees$0158
Additional Noninterest Income$193,0002,630
Total noninterest expense$838,0004,790
Salaries and employee benefits$500,0004,550
Premises and equipment expense$117,0004,703
Additional noninterest expense$221,0005,061
Pre-tax net operating income$1,791,0001,064
Securities gains (losses)$02,688
Applicable income taxes$24,0004,234
Income before extraordinary items$1,767,000847
Extraordinary gains, net$015
Net income$1,767,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,767,000814
2007-12-31 (YTD Data)Rank
Total interest income$17,573,0002,346
Total interest expense$8,660,0002,174
Net interest income$8,913,0002,470
Provision for loan and lease losses$06,851
Total noninterest income$1,150,0003,224
Gross Fiduciary activities income$76,000950
Service charges on deposit accounts$611,0002,636
Trading account gains and fees$0178
Additional Noninterest Income$463,0003,454
Total noninterest expense$3,823,0004,262
Salaries and employee benefits$2,411,0003,831
Premises and equipment expense$480,0004,490
Additional noninterest expense$932,0004,867
Pre-tax net operating income$6,240,0001,348
Securities gains (losses)$02,146
Applicable income taxes$71,0004,715
Income before extraordinary items$6,169,0001,053
Extraordinary gains, net$039
Net income$6,169,0001,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$7,264,000538
Sale, conversion, retirement of capital stock, net$138,000849
Net operating income$6,169,0001,034
2007-09-30 (YTD Data)Rank
Total interest income$12,966,0002,391
Total interest expense$6,491,0002,169
Net interest income$6,475,0002,562
Provision for loan and lease losses$06,528
Total noninterest income$915,0003,099
Gross Fiduciary activities income$64,000936
Service charges on deposit accounts$450,0002,657
Trading account gains and fees$0184
Additional Noninterest Income$401,0003,199
Total noninterest expense$2,688,0004,428
Salaries and employee benefits$1,642,0004,087
Premises and equipment expense$341,0004,621
Additional noninterest expense$705,0004,781
Pre-tax net operating income$4,702,0001,442
Securities gains (losses)$01,655
Applicable income taxes$52,0004,920
Income before extraordinary items$4,650,0001,128
Extraordinary gains, net$033
Net income$4,650,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,430
Cash dividends$2,898,000909
Sale, conversion, retirement of capital stock, net$68,000838
Net operating income$4,650,0001,106
2007-06-30 (YTD Data)Rank
Total interest income$8,516,0002,434
Total interest expense$4,232,0002,226
Net interest income$4,284,0002,610
Provision for loan and lease losses$06,209
Total noninterest income$681,0002,884
Gross Fiduciary activities income$55,000914
Service charges on deposit accounts$289,0002,731
Trading account gains and fees$0168
Additional Noninterest Income$337,0002,839
Total noninterest expense$1,880,0004,318
Salaries and employee benefits$1,151,0003,973
Premises and equipment expense$231,0004,602
Additional noninterest expense$498,0004,595
Pre-tax net operating income$3,085,0001,503
Securities gains (losses)$01,444
Applicable income taxes$34,0005,030
Income before extraordinary items$3,051,0001,168
Extraordinary gains, net$029
Net income$3,051,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$2,898,000677
Sale, conversion, retirement of capital stock, net$68,000673
Net operating income$3,051,0001,150
2007-03-31 (YTD Data)Rank
Total interest income$4,135,0002,487
Total interest expense$2,055,0002,266
Net interest income$2,080,0002,672
Provision for loan and lease losses$05,779
Total noninterest income$261,0003,421
Gross Fiduciary activities income$43,000847
Service charges on deposit accounts$139,0002,749
Trading account gains and fees$0195
Additional Noninterest Income$79,0004,242
Total noninterest expense$950,0004,290
Salaries and employee benefits$618,0003,810
Premises and equipment expense$114,0004,662
Additional noninterest expense$218,0004,976
Pre-tax net operating income$1,391,0001,648
Securities gains (losses)$01,187
Applicable income taxes$15,0005,100
Income before extraordinary items$1,376,0001,272
Extraordinary gains, net$022
Net income$1,376,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$2,898,000353
Sale, conversion, retirement of capital stock, net$68,000424
Net operating income$1,376,0001,254
2006-12-31 (YTD Data)Rank
Total interest income$15,615,0002,467
Total interest expense$6,982,0002,282
Net interest income$8,633,0002,612
Provision for loan and lease losses$275,0002,942
Total noninterest income$1,197,0003,130
Gross Fiduciary activities income$75,000974
Service charges on deposit accounts$622,0002,614
Trading account gains and fees$0130
Additional Noninterest Income$500,0003,338
Total noninterest expense$3,627,0004,282
Salaries and employee benefits$2,335,0003,810
Premises and equipment expense$486,0004,353
Additional noninterest expense$806,0005,205
Pre-tax net operating income$5,928,0001,629
Securities gains (losses)$01,687
Applicable income taxes$64,0005,285
Income before extraordinary items$5,864,0001,241
Extraordinary gains, net$051
Net income$5,864,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,380
Cash dividends$3,936,000880
Sale, conversion, retirement of capital stock, net$68,000959
Net operating income$5,864,0001,230
2006-09-30 (YTD Data)Rank
Total interest income$11,447,0002,504
Total interest expense$5,022,0002,311
Net interest income$6,425,0002,652
Provision for loan and lease losses$225,0002,598
Total noninterest income$799,0003,401
Gross Fiduciary activities income$63,000956
Service charges on deposit accounts$471,0002,598
Trading account gains and fees$0126
Additional Noninterest Income$265,0003,986
Total noninterest expense$2,606,0004,406
Salaries and employee benefits$1,643,0003,982
Premises and equipment expense$357,0004,416
Additional noninterest expense$606,0005,180
Pre-tax net operating income$4,393,0001,698
Securities gains (losses)$01,388
Applicable income taxes$48,0005,462
Income before extraordinary items$4,345,0001,299
Extraordinary gains, net$045
Net income$4,345,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,550
Cash dividends$3,936,000663
Sale, conversion, retirement of capital stock, net$68,000772
Net operating income$4,345,0001,288
2006-06-30 (YTD Data)Rank
Total interest income$7,462,0002,517
Total interest expense$3,181,0002,310
Net interest income$4,281,0002,650
Provision for loan and lease losses$150,0002,563
Total noninterest income$589,0003,164
Gross Fiduciary activities income$56,000927
Service charges on deposit accounts$306,0002,617
Trading account gains and fees$0126
Additional Noninterest Income$227,0003,494
Total noninterest expense$1,802,0004,298
Salaries and employee benefits$1,152,0003,856
Premises and equipment expense$240,0004,385
Additional noninterest expense$410,0005,122
Pre-tax net operating income$2,918,0001,693
Securities gains (losses)$01,185
Applicable income taxes$32,0005,529
Income before extraordinary items$2,886,0001,301
Extraordinary gains, net$039
Net income$2,886,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$3,012,000571
Sale, conversion, retirement of capital stock, net$68,000595
Net operating income$2,886,0001,281
2006-03-31 (YTD Data)Rank
Total interest income$3,686,0002,499
Total interest expense$1,512,0002,322
Net interest income$2,174,0002,598
Provision for loan and lease losses$75,0002,394
Total noninterest income$258,0003,390
Gross Fiduciary activities income$41,000854
Service charges on deposit accounts$156,0002,521
Trading account gains and fees$0115
Additional Noninterest Income$61,0004,716
Total noninterest expense$951,0004,153
Salaries and employee benefits$612,0003,705
Premises and equipment expense$120,0004,409
Additional noninterest expense$219,0004,892
Pre-tax net operating income$1,406,0001,720
Securities gains (losses)$0955
Applicable income taxes$15,0005,535
Income before extraordinary items$1,391,0001,315
Extraordinary gains, net$021
Net income$1,391,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$3,012,000306
Sale, conversion, retirement of capital stock, net$68,000366
Net operating income$1,391,0001,297
2005-12-31 (YTD Data)Rank
Total interest income$14,063,0002,353
Total interest expense$5,180,0002,130
Net interest income$8,883,0002,458
Provision for loan and lease losses$25,0006,321
Total noninterest income$875,0003,855
Gross Fiduciary activities income$80,000984
Service charges on deposit accounts$625,0002,573
Trading account gains and fees$0138
Additional Noninterest Income$170,0005,505
Total noninterest expense$3,696,0004,119
Salaries and employee benefits$2,294,0003,729
Premises and equipment expense$529,0004,005
Additional noninterest expense$873,0004,874
Pre-tax net operating income$6,037,0001,577
Securities gains (losses)$02,296
Applicable income taxes$62,0005,721
Income before extraordinary items$5,975,0001,208
Extraordinary gains, net$046
Net income$5,975,0001,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,967
Cash dividends$304,0004,360
Sale, conversion, retirement of capital stock, net$77,000755
Net operating income$5,975,0001,189
2005-09-30 (YTD Data)Rank
Total interest income$10,522,0002,309
Total interest expense$3,788,0002,078
Net interest income$6,734,0002,426
Provision for loan and lease losses$06,899
Total noninterest income$654,0003,874
Gross Fiduciary activities income$67,000952
Service charges on deposit accounts$450,0002,653
Trading account gains and fees$0126
Additional Noninterest Income$137,0005,359
Total noninterest expense$2,635,0004,243
Salaries and employee benefits$1,628,0003,863
Premises and equipment expense$383,0004,093
Additional noninterest expense$624,0004,985
Pre-tax net operating income$4,753,0001,509
Securities gains (losses)$02,317
Applicable income taxes$50,0005,792
Income before extraordinary items$4,703,0001,154
Extraordinary gains, net$035
Net income$4,703,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,742
Cash dividends$304,0003,482
Sale, conversion, retirement of capital stock, net$68,000602
Net operating income$4,703,0001,130
2005-06-30 (YTD Data)Rank
Total interest income$6,831,0002,315
Total interest expense$2,471,0002,010
Net interest income$4,360,0002,461
Provision for loan and lease losses$06,626
Total noninterest income$430,0003,870
Gross Fiduciary activities income$58,000916
Service charges on deposit accounts$275,0002,791
Trading account gains and fees$0116
Additional Noninterest Income$97,0005,252
Total noninterest expense$1,813,0004,117
Salaries and employee benefits$1,127,0003,740
Premises and equipment expense$259,0004,035
Additional noninterest expense$427,0004,879
Pre-tax net operating income$2,977,0001,561
Securities gains (losses)$02,146
Applicable income taxes$30,0005,873
Income before extraordinary items$2,947,0001,195
Extraordinary gains, net$030
Net income$2,947,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$306,0002,899
Sale, conversion, retirement of capital stock, net$68,000469
Net operating income$2,947,0001,171
2005-03-31 (YTD Data)Rank
Total interest income$3,369,0002,287
Total interest expense$1,211,0001,954
Net interest income$2,158,0002,474
Provision for loan and lease losses$06,226
Total noninterest income$228,0003,678
Gross Fiduciary activities income$43,000837
Service charges on deposit accounts$127,0002,903
Trading account gains and fees$0115
Additional Noninterest Income$58,0004,849
Total noninterest expense$945,0004,018
Salaries and employee benefits$586,0003,636
Premises and equipment expense$125,0004,196
Additional noninterest expense$234,0004,589
Pre-tax net operating income$1,441,0001,574
Securities gains (losses)$01,685
Applicable income taxes$15,0005,858
Income before extraordinary items$1,426,0001,214
Extraordinary gains, net$024
Net income$1,426,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$304,0001,710
Sale, conversion, retirement of capital stock, net$68,000295
Net operating income$1,426,0001,187
2004-12-31 (YTD Data)Rank
Total interest income$12,916,0002,224
Total interest expense$4,747,0001,720
Net interest income$8,169,0002,498
Provision for loan and lease losses$07,314
Total noninterest income$1,045,0003,437
Gross Fiduciary activities income$77,000988
Service charges on deposit accounts$615,0002,657
Trading account gains and fees$0138
Additional Noninterest Income$353,0003,952
Total noninterest expense$3,753,0003,944
Salaries and employee benefits$2,290,0003,581
Premises and equipment expense$524,0003,937
Additional noninterest expense$939,0004,576
Pre-tax net operating income$5,461,0001,561
Securities gains (losses)$03,819
Applicable income taxes$56,0005,982
Income before extraordinary items$5,405,0001,208
Extraordinary gains, net$034
Net income$5,405,0001,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,102
Cash dividends$2,715,0001,056
Sale, conversion, retirement of capital stock, net$43,000747
Net operating income$5,405,0001,179
2004-09-30 (YTD Data)Rank
Total interest income$9,573,0002,216
Total interest expense$3,570,0001,693
Net interest income$6,003,0002,518
Provision for loan and lease losses$07,100
Total noninterest income$673,0003,827
Gross Fiduciary activities income$65,000969
Service charges on deposit accounts$466,0002,645
Trading account gains and fees$0134
Additional Noninterest Income$142,0005,231
Total noninterest expense$2,641,0004,126
Salaries and employee benefits$1,602,0003,761
Premises and equipment expense$370,0004,114
Additional noninterest expense$669,0004,687
Pre-tax net operating income$4,035,0001,598
Securities gains (losses)$03,710
Applicable income taxes$41,0006,091
Income before extraordinary items$3,994,0001,235
Extraordinary gains, net$026
Net income$3,994,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,953
Cash dividends$1,640,0001,170
Sale, conversion, retirement of capital stock, net$43,000608
Net operating income$3,994,0001,201
2004-06-30 (YTD Data)Rank
Total interest income$6,228,0002,252
Total interest expense$2,379,0001,672
Net interest income$3,849,0002,576
Provision for loan and lease losses$06,885
Total noninterest income$459,0003,772
Gross Fiduciary activities income$58,000923
Service charges on deposit accounts$296,0002,739
Trading account gains and fees$0130
Additional Noninterest Income$105,0005,079
Total noninterest expense$1,734,0004,187
Salaries and employee benefits$1,005,0003,957
Premises and equipment expense$264,0003,904
Additional noninterest expense$465,0004,569
Pre-tax net operating income$2,574,0001,642
Securities gains (losses)$03,413
Applicable income taxes$26,0006,137
Income before extraordinary items$2,548,0001,274
Extraordinary gains, net$021
Net income$2,548,0001,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,105,0001,153
Sale, conversion, retirement of capital stock, net$43,000498
Net operating income$2,548,0001,231
2004-03-31 (YTD Data)Rank
Total interest income$3,094,0002,274
Total interest expense$1,201,0001,675
Net interest income$1,893,0002,617
Provision for loan and lease losses$06,501
Total noninterest income$244,0003,582
Gross Fiduciary activities income$42,000846
Service charges on deposit accounts$142,0002,786
Trading account gains and fees$0121
Additional Noninterest Income$60,0004,738
Total noninterest expense$933,0003,980
Salaries and employee benefits$566,0003,632
Premises and equipment expense$129,0004,010
Additional noninterest expense$238,0004,481
Pre-tax net operating income$1,204,0001,706
Securities gains (losses)$02,934
Applicable income taxes$12,0006,136
Income before extraordinary items$1,192,0001,347
Extraordinary gains, net$016
Net income$1,192,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$43,000324
Net operating income$1,192,0001,281
2003-12-31 (YTD Data)Rank
Total interest income$13,458,0002,115
Total interest expense$5,568,0001,617
Net interest income$7,890,0002,460
Provision for loan and lease losses$07,651
Total noninterest income$934,0003,860
Gross Fiduciary activities income$70,0001,022
Service charges on deposit accounts$663,0002,478
Trading account gains and fees$0160
Additional Noninterest Income$201,0005,275
Total noninterest expense$3,366,0004,252
Salaries and employee benefits$2,072,0003,816
Premises and equipment expense$422,0004,561
Additional noninterest expense$872,0004,746
Pre-tax net operating income$5,458,0001,506
Securities gains (losses)$04,500
Applicable income taxes$56,0006,198
Income before extraordinary items$5,402,0001,189
Extraordinary gains, net$054
Net income$5,402,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,493
Cash dividends$3,403,000896
Sale, conversion, retirement of capital stock, net$43,000741
Net operating income$5,402,0001,124
2003-09-30 (YTD Data)Rank
Total interest income$10,236,0002,116
Total interest expense$4,291,0001,641
Net interest income$5,945,0002,460
Provision for loan and lease losses$07,481
Total noninterest income$710,0003,912
Gross Fiduciary activities income$61,000997
Service charges on deposit accounts$489,0002,522
Trading account gains and fees$0153
Additional Noninterest Income$160,0005,212
Total noninterest expense$2,446,0004,342
Salaries and employee benefits$1,473,0003,977
Premises and equipment expense$316,0004,560
Additional noninterest expense$657,0004,691
Pre-tax net operating income$4,209,0001,508
Securities gains (losses)$04,204
Applicable income taxes$44,0006,324
Income before extraordinary items$4,165,0001,196
Extraordinary gains, net$040
Net income$4,165,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,047
Cash dividends$2,375,000886
Sale, conversion, retirement of capital stock, net$43,000580
Net operating income$4,165,0001,130
2003-06-30 (YTD Data)Rank
Total interest income$6,808,0002,136
Total interest expense$2,910,0001,675
Net interest income$3,898,0002,493
Provision for loan and lease losses$07,324
Total noninterest income$503,0003,725
Gross Fiduciary activities income$68,000911
Service charges on deposit accounts$319,0002,532
Trading account gains and fees$0150
Additional Noninterest Income$116,0005,059
Total noninterest expense$1,698,0004,194
Salaries and employee benefits$1,066,0003,713
Premises and equipment expense$207,0004,599
Additional noninterest expense$425,0004,796
Pre-tax net operating income$2,703,0001,558
Securities gains (losses)$03,782
Applicable income taxes$28,0006,385
Income before extraordinary items$2,675,0001,238
Extraordinary gains, net$030
Net income$2,675,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$1,594,000904
Sale, conversion, retirement of capital stock, net$43,000449
Net operating income$2,675,0001,153
2003-03-31 (YTD Data)Rank
Total interest income$3,412,0002,156
Total interest expense$1,474,0001,698
Net interest income$1,938,0002,502
Provision for loan and lease losses$06,934
Total noninterest income$255,0003,591
Gross Fiduciary activities income$37,000893
Service charges on deposit accounts$158,0002,474
Trading account gains and fees$0134
Additional Noninterest Income$60,0004,921
Total noninterest expense$783,0004,432
Salaries and employee benefits$472,0004,075
Premises and equipment expense$101,0004,667
Additional noninterest expense$210,0004,789
Pre-tax net operating income$1,410,0001,503
Securities gains (losses)$02,891
Applicable income taxes$15,0006,300
Income before extraordinary items$1,395,0001,189
Extraordinary gains, net$021
Net income$1,395,0001,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$797,000838
Sale, conversion, retirement of capital stock, net$43,000271
Net operating income$1,395,0001,106
2002-12-31 (YTD Data)Rank
Total interest income$15,167,0002,030
Total interest expense$6,785,0001,685
Net interest income$8,382,0002,313
Provision for loan and lease losses$08,089
Total noninterest income$938,0003,623
Gross Fiduciary activities income$58,0001,088
Service charges on deposit accounts$662,0002,357
Trading account gains and fees$0153
Additional Noninterest Income$218,0004,842
Total noninterest expense$3,509,0003,965
Salaries and employee benefits$2,065,0003,646
Premises and equipment expense$524,0003,802
Additional noninterest expense$920,0004,463
Pre-tax net operating income$5,811,0001,436
Securities gains (losses)$04,537
Applicable income taxes$66,0006,332
Income before extraordinary items$5,745,0001,093
Extraordinary gains, net$070
Net income$5,745,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$3,819,000771
Sale, conversion, retirement of capital stock, net$26,000757
Net operating income$5,745,0001,051
2001-12-31 (YTD Data)Rank
Total interest income$17,888,0001,919
Total interest expense$9,667,0001,684
Net interest income$8,221,0002,183
Provision for loan and lease losses$08,228
Total noninterest income$904,0003,568
Gross Fiduciary activities income$55,0001,120
Service charges on deposit accounts$651,0002,285
Trading account gains and fees$0177
Additional Noninterest Income$198,0004,944
Total noninterest expense$3,139,0004,187
Salaries and employee benefits$1,798,0003,921
Premises and equipment expense$474,0004,074
Additional noninterest expense$867,0004,514
Pre-tax net operating income$5,986,0001,251
Securities gains (losses)$04,612
Applicable income taxes$75,0006,339
Income before extraordinary items$5,911,000928
Extraordinary gains, net$0105
Net income$5,911,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,796
Cash dividends$6,174,000516
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,911,000889
2000-12-31 (YTD Data)Rank
Total interest income$18,284,0001,915
Total interest expense$10,290,0001,670
Net interest income$7,994,0002,227
Provision for loan and lease losses$50,0006,512
Total noninterest income$936,0003,289
Gross Fiduciary activities income$52,0001,046
Service charges on deposit accounts$697,0001,985
Trading account gains and fees$0180
Additional Noninterest Income$187,0004,940
Total noninterest expense$3,476,0003,725
Salaries and employee benefits$1,958,0003,530
Premises and equipment expense$502,0003,777
Additional noninterest expense$1,016,0003,946
Pre-tax net operating income$5,404,0001,369
Securities gains (losses)$01,956
Applicable income taxes$2,363,0001,007
Income before extraordinary items$3,041,0001,727
Extraordinary gains, net$038
Net income$3,041,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,164
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$-1,502,0009,867
Net operating income$3,041,0001,722
1999-12-31 (YTD Data)Rank
Total interest income$17,169,0001,898
Total interest expense$10,024,0001,487
Net interest income$7,145,0002,470
Provision for loan and lease losses$57,0006,356
Total noninterest income$915,0003,314
Gross Fiduciary activities income$52,0001,095
Service charges on deposit accounts$729,0001,825
Trading account gains and fees$0173
Additional Noninterest Income$134,0005,886
Total noninterest expense$3,282,0003,906
Salaries and employee benefits$1,620,0004,080
Premises and equipment expense$429,0004,289
Additional noninterest expense$1,233,0003,348
Pre-tax net operating income$4,721,0001,594
Securities gains (losses)$03,155
Applicable income taxes$1,822,0001,343
Income before extraordinary items$2,899,0001,844
Extraordinary gains, net$035
Net income$2,899,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,786
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,899,0001,811
1998-12-31 (YTD Data)Rank
Total interest income$17,697,0001,836
Total interest expense$10,392,0001,467
Net interest income$7,305,0002,336
Provision for loan and lease losses$08,652
Total noninterest income$824,0003,548
Gross Fiduciary activities income$52,0001,108
Service charges on deposit accounts$652,0001,958
Trading account gains and fees$0224
Additional Noninterest Income$120,0006,209
Total noninterest expense$2,689,0004,517
Salaries and employee benefits$1,574,0004,089
Premises and equipment expense$389,0004,524
Additional noninterest expense$726,0005,015
Pre-tax net operating income$5,440,0001,388
Securities gains (losses)$04,449
Applicable income taxes$2,103,0001,202
Income before extraordinary items$3,337,0001,581
Extraordinary gains, net$032
Net income$3,337,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,719
Cash dividends$1,020,0002,172
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,337,0001,520
1997-12-31 (YTD Data)Rank
Total interest income$17,029,0001,935
Total interest expense$9,758,0001,584
Net interest income$7,271,0002,394
Provision for loan and lease losses$08,829
Total noninterest income$774,0003,682
Gross Fiduciary activities income$66,0001,122
Service charges on deposit accounts$576,0002,276
Trading account gains and fees$0239
Additional Noninterest Income$132,0006,034
Total noninterest expense$2,460,0004,839
Salaries and employee benefits$1,443,0004,393
Premises and equipment expense$357,0004,821
Additional noninterest expense$660,0005,454
Pre-tax net operating income$5,585,0001,394
Securities gains (losses)$03,944
Applicable income taxes$2,155,0001,238
Income before extraordinary items$3,430,0001,575
Extraordinary gains, net$044
Net income$3,430,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,963
Cash dividends$680,0002,844
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,430,0001,539
1996-12-31 (YTD Data)Rank
Total interest income$16,067,0002,097
Total interest expense$9,109,0001,740
Net interest income$6,958,0002,544
Provision for loan and lease losses$09,041
Total noninterest income$903,0003,385
Gross Fiduciary activities income$191,000985
Service charges on deposit accounts$529,0002,572
Trading account gains and fees$0262
Additional Noninterest Income$183,0005,422
Total noninterest expense$2,479,0005,043
Salaries and employee benefits$1,497,0004,309
Premises and equipment expense$342,0005,088
Additional noninterest expense$640,0006,092
Pre-tax net operating income$5,382,0001,326
Securities gains (losses)$15,0002,201
Applicable income taxes$2,069,0001,196
Income before extraordinary items$3,328,0001,483
Extraordinary gains, net$053
Net income$3,328,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,318,4001,455
1995-12-31 (YTD Data)Rank
Total interest income$13,700,0002,441
Total interest expense$7,730,0002,022
Net interest income$5,970,0002,985
Provision for loan and lease losses$08,958
Total noninterest income$730,0003,954
Gross Fiduciary activities income$195,0001,012
Service charges on deposit accounts$422,0003,187
Trading account gains and fees$0522
Additional Noninterest Income$113,0006,838
Total noninterest expense$2,570,0004,879
Salaries and employee benefits$1,448,0004,428
Premises and equipment expense$319,0005,376
Additional noninterest expense$803,0005,238
Pre-tax net operating income$4,130,0001,792
Securities gains (losses)$03,831
Applicable income taxes$1,571,0001,582
Income before extraordinary items$2,559,0001,962
Extraordinary gains, net$065
Net income$2,559,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,559,0001,946
1994-12-31 (YTD Data)Rank
Total interest income$10,994,0002,759
Total interest expense$5,532,0002,247
Net interest income$5,462,0003,285
Provision for loan and lease losses$45,0006,361
Total noninterest income$618,0004,554
Gross Fiduciary activities income$142,0001,102
Service charges on deposit accounts$369,0003,661
Trading account gains and fees$0475
Additional Noninterest Income$107,0007,294
Total noninterest expense$2,435,0005,273
Salaries and employee benefits$1,237,0005,104
Premises and equipment expense$263,0006,301
Additional noninterest expense$935,0004,995
Pre-tax net operating income$3,600,0001,983
Securities gains (losses)$03,600
Applicable income taxes$1,381,0001,668
Income before extraordinary items$2,219,0002,206
Extraordinary gains, net$0249
Net income$2,219,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,219,0002,226
1993-12-31 (YTD Data)Rank
Total interest income$10,830,0002,863
Total interest expense$5,494,0002,355
Net interest income$5,336,0003,359
Provision for loan and lease losses$150,0004,621
Total noninterest income$565,0005,161
Gross Fiduciary activities income$87,0001,238
Service charges on deposit accounts$338,0004,001
Trading account gains and fees$0532
Additional Noninterest Income$140,0006,785
Total noninterest expense$2,159,0005,963
Salaries and employee benefits$1,073,0005,776
Premises and equipment expense$246,0006,763
Additional noninterest expense$840,0005,685
Pre-tax net operating income$3,592,0001,900
Securities gains (losses)$07,477
Applicable income taxes$1,396,0001,666
Income before extraordinary items$2,196,0002,275
Extraordinary gains, net$03,149
Net income$2,196,0002,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0009,031
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,196,0002,144
1992-12-31 (YTD Data)Rank
Total interest income$11,385,0003,089
Total interest expense$6,444,0002,615
Net interest income$4,941,0003,683
Provision for loan and lease losses$195,0005,287
Total noninterest income$460,0005,983
Gross Fiduciary activities income$48,0001,371
Service charges on deposit accounts$293,0004,528
Trading account gains and fees$0504
Additional Noninterest Income$119,0007,481
Total noninterest expense$2,023,0006,318
Salaries and employee benefits$1,026,0005,890
Premises and equipment expense$235,0007,071
Additional noninterest expense$762,0006,336
Pre-tax net operating income$3,183,0001,953
Securities gains (losses)$08,369
Applicable income taxes$1,236,0001,704
Income before extraordinary items$1,947,0002,346
Extraordinary gains, net$01,422
Net income$1,947,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,947,0002,182

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.