Home > Muleshoe State Bank > Income and Expense
Muleshoe State Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 4,615 |
| Total interest expense | $33,000 | 5,288 |
| Net interest income | $754,000 | 4,493 |
| Provision for loan and lease losses | $-25,000 | 5,684 |
| Total noninterest income | $332,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $58,000 | 3,278 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $274,000 | 2,213 |
| Total noninterest expense | $1,462,000 | 2,882 |
| Salaries and employee benefits | $657,000 | 3,305 |
| Premises and equipment expense | $102,000 | 3,705 |
| Additional noninterest expense | $703,000 | 2,040 |
| Pre-tax net operating income | $-351,000 | 5,798 |
| Securities gains (losses) | $233,000 | 147 |
| Applicable income taxes | $-67,000 | 5,790 |
| Income before extraordinary items | $-51,000 | 5,699 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-51,000 | 5,699 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-51,000 | 5,699 |
| Net charge-offs | $8,000 | 2,285 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-200,120 | 5,766 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 4,507 |
| Total interest expense | $117,000 | 5,416 |
| Net interest income | $3,323,000 | 4,338 |
| Provision for loan and lease losses | $90,000 | 3,218 |
| Total noninterest income | $611,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $226,000 | 3,420 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $385,000 | 3,620 |
| Total noninterest expense | $3,188,000 | 4,108 |
| Salaries and employee benefits | $1,626,000 | 4,237 |
| Premises and equipment expense | $383,000 | 3,854 |
| Additional noninterest expense | $1,179,000 | 3,862 |
| Pre-tax net operating income | $656,000 | 4,571 |
| Securities gains (losses) | $45,000 | 1,907 |
| Applicable income taxes | $115,000 | 3,231 |
| Income before extraordinary items | $586,000 | 4,560 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $586,000 | 4,559 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $586,000 | 4,559 |
| Net charge-offs | $-50,000 | 5,362 |
| Cash dividends | $101,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $548,200 | 4,586 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 4,537 |
| Total interest expense | $85,000 | 5,487 |
| Net interest income | $2,487,000 | 4,373 |
| Provision for loan and lease losses | $75,000 | 3,003 |
| Total noninterest income | $455,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $168,000 | 3,450 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $287,000 | 3,635 |
| Total noninterest expense | $2,338,000 | 4,163 |
| Salaries and employee benefits | $1,194,000 | 4,280 |
| Premises and equipment expense | $283,000 | 3,896 |
| Additional noninterest expense | $861,000 | 3,945 |
| Pre-tax net operating income | $529,000 | 4,585 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $88,000 | 3,285 |
| Income before extraordinary items | $441,000 | 4,655 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $441,000 | 4,655 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $441,000 | 4,655 |
| Net charge-offs | $-55,000 | 5,403 |
| Cash dividends | $100,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $441,000 | 4,587 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 4,574 |
| Total interest expense | $57,000 | 5,540 |
| Net interest income | $1,662,000 | 4,407 |
| Provision for loan and lease losses | $55,000 | 2,867 |
| Total noninterest income | $301,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $107,000 | 3,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $194,000 | 3,644 |
| Total noninterest expense | $1,550,000 | 4,201 |
| Salaries and employee benefits | $794,000 | 4,326 |
| Premises and equipment expense | $178,000 | 4,034 |
| Additional noninterest expense | $578,000 | 3,961 |
| Pre-tax net operating income | $358,000 | 4,576 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $60,000 | 3,285 |
| Income before extraordinary items | $298,000 | 4,643 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 4,640 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $298,000 | 4,641 |
| Net charge-offs | $-64,000 | 5,576 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $298,000 | 4,581 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 4,608 |
| Total interest expense | $29,000 | 5,572 |
| Net interest income | $827,000 | 4,448 |
| Provision for loan and lease losses | $25,000 | 2,733 |
| Total noninterest income | $155,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $54,000 | 3,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $101,000 | 3,538 |
| Total noninterest expense | $778,000 | 4,234 |
| Salaries and employee benefits | $393,000 | 4,387 |
| Premises and equipment expense | $89,000 | 4,074 |
| Additional noninterest expense | $296,000 | 3,919 |
| Pre-tax net operating income | $179,000 | 4,558 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $30,000 | 3,275 |
| Income before extraordinary items | $149,000 | 4,630 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $149,000 | 4,628 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $149,000 | 4,629 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $149,000 | 4,568 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 4,584 |
| Total interest expense | $126,000 | 5,586 |
| Net interest income | $3,340,000 | 4,428 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $683,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $232,000 | 3,473 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $451,000 | 3,440 |
| Total noninterest expense | $3,186,000 | 4,198 |
| Salaries and employee benefits | $1,646,000 | 4,290 |
| Premises and equipment expense | $399,000 | 3,905 |
| Additional noninterest expense | $1,141,000 | 4,034 |
| Pre-tax net operating income | $777,000 | 4,451 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $141,000 | 3,154 |
| Income before extraordinary items | $636,000 | 4,531 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $636,000 | 4,532 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $636,000 | 4,532 |
| Net charge-offs | $75,000 | 2,923 |
| Cash dividends | $196,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $636,000 | 4,486 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 4,654 |
| Total interest expense | $102,000 | 5,602 |
| Net interest income | $2,469,000 | 4,501 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $476,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $173,000 | 3,492 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 3,582 |
| Total noninterest expense | $2,355,000 | 4,257 |
| Salaries and employee benefits | $1,187,000 | 4,404 |
| Premises and equipment expense | $302,000 | 3,938 |
| Additional noninterest expense | $866,000 | 4,021 |
| Pre-tax net operating income | $545,000 | 4,632 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $94,000 | 3,307 |
| Income before extraordinary items | $451,000 | 4,700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $451,000 | 4,703 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $451,000 | 4,704 |
| Net charge-offs | $82,000 | 2,352 |
| Cash dividends | $196,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $451,000 | 4,647 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 4,760 |
| Total interest expense | $78,000 | 5,552 |
| Net interest income | $1,577,000 | 4,617 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $325,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $111,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 3,532 |
| Total noninterest expense | $1,556,000 | 4,321 |
| Salaries and employee benefits | $799,000 | 4,428 |
| Premises and equipment expense | $188,000 | 4,107 |
| Additional noninterest expense | $569,000 | 4,082 |
| Pre-tax net operating income | $316,000 | 4,800 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $46,000 | 3,492 |
| Income before extraordinary items | $270,000 | 4,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $270,000 | 4,831 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $270,000 | 4,832 |
| Net charge-offs | $81,000 | 1,919 |
| Cash dividends | $196,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $270,000 | 4,765 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 4,835 |
| Total interest expense | $44,000 | 5,480 |
| Net interest income | $766,000 | 4,709 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $169,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $116,000 | 3,377 |
| Total noninterest expense | $776,000 | 4,358 |
| Salaries and employee benefits | $398,000 | 4,474 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $283,000 | 4,098 |
| Pre-tax net operating income | $144,000 | 4,879 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $126,000 | 4,884 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $126,000 | 4,886 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $126,000 | 4,888 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $196,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $126,000 | 4,827 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,818 |
| Total interest expense | $168,000 | 5,668 |
| Net interest income | $3,233,000 | 4,653 |
| Provision for loan and lease losses | $55,000 | 3,706 |
| Total noninterest income | $632,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $238,000 | 3,631 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $394,000 | 3,626 |
| Total noninterest expense | $3,202,000 | 4,330 |
| Salaries and employee benefits | $1,636,000 | 4,434 |
| Premises and equipment expense | $468,000 | 3,789 |
| Additional noninterest expense | $1,098,000 | 4,243 |
| Pre-tax net operating income | $608,000 | 4,826 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $86,000 | 3,471 |
| Income before extraordinary items | $522,000 | 4,875 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $522,000 | 4,874 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $522,000 | 4,875 |
| Net charge-offs | $46,000 | 3,837 |
| Cash dividends | $400,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $522,000 | 4,824 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 4,893 |
| Total interest expense | $129,000 | 5,722 |
| Net interest income | $2,392,000 | 4,731 |
| Provision for loan and lease losses | $40,000 | 3,578 |
| Total noninterest income | $488,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $181,000 | 3,646 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $307,000 | 3,602 |
| Total noninterest expense | $2,405,000 | 4,351 |
| Salaries and employee benefits | $1,252,000 | 4,401 |
| Premises and equipment expense | $357,000 | 3,797 |
| Additional noninterest expense | $796,000 | 4,345 |
| Pre-tax net operating income | $435,000 | 4,973 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $57,000 | 3,603 |
| Income before extraordinary items | $378,000 | 4,984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 4,983 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $378,000 | 4,985 |
| Net charge-offs | $47,000 | 3,303 |
| Cash dividends | $400,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $378,000 | 4,939 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 4,963 |
| Total interest expense | $88,000 | 5,756 |
| Net interest income | $1,563,000 | 4,789 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $318,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $121,000 | 3,618 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $197,000 | 3,658 |
| Total noninterest expense | $1,623,000 | 4,363 |
| Salaries and employee benefits | $834,000 | 4,446 |
| Premises and equipment expense | $256,000 | 3,661 |
| Additional noninterest expense | $533,000 | 4,350 |
| Pre-tax net operating income | $233,000 | 5,183 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $19,000 | 3,883 |
| Income before extraordinary items | $214,000 | 5,147 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $214,000 | 5,149 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $214,000 | 5,150 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $214,000 | 5,101 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 5,025 |
| Total interest expense | $44,000 | 5,827 |
| Net interest income | $772,000 | 4,835 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $170,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $62,000 | 3,563 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $108,000 | 3,459 |
| Total noninterest expense | $852,000 | 4,269 |
| Salaries and employee benefits | $420,000 | 4,466 |
| Premises and equipment expense | $154,000 | 3,286 |
| Additional noninterest expense | $278,000 | 4,273 |
| Pre-tax net operating income | $75,000 | 5,511 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-4,000 | 6,408 |
| Income before extraordinary items | $79,000 | 5,393 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 5,394 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $79,000 | 5,394 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $79,000 | 5,350 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 5,010 |
| Total interest expense | $191,000 | 5,963 |
| Net interest income | $3,201,000 | 4,788 |
| Provision for loan and lease losses | $40,000 | 4,399 |
| Total noninterest income | $644,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $269,000 | 3,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $375,000 | 3,764 |
| Total noninterest expense | $3,285,000 | 4,409 |
| Salaries and employee benefits | $1,745,000 | 4,389 |
| Premises and equipment expense | $466,000 | 3,884 |
| Additional noninterest expense | $1,074,000 | 4,433 |
| Pre-tax net operating income | $520,000 | 4,964 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $64,000 | 3,654 |
| Income before extraordinary items | $456,000 | 4,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $456,000 | 4,998 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $456,000 | 4,998 |
| Net charge-offs | $67,000 | 4,128 |
| Cash dividends | $60,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $456,000 | 4,938 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 5,080 |
| Total interest expense | $148,000 | 6,018 |
| Net interest income | $2,374,000 | 4,850 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $495,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $204,000 | 3,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $291,000 | 3,781 |
| Total noninterest expense | $2,453,000 | 4,443 |
| Salaries and employee benefits | $1,306,000 | 4,409 |
| Premises and equipment expense | $353,000 | 3,909 |
| Additional noninterest expense | $794,000 | 4,492 |
| Pre-tax net operating income | $391,000 | 5,056 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $49,000 | 3,732 |
| Income before extraordinary items | $342,000 | 5,119 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $342,000 | 5,120 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $342,000 | 5,121 |
| Net charge-offs | $30,000 | 4,187 |
| Cash dividends | $60,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $342,000 | 5,034 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 5,145 |
| Total interest expense | $104,000 | 6,028 |
| Net interest income | $1,528,000 | 4,932 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $335,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $141,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $194,000 | 3,836 |
| Total noninterest expense | $1,614,000 | 4,477 |
| Salaries and employee benefits | $881,000 | 4,414 |
| Premises and equipment expense | $230,000 | 3,976 |
| Additional noninterest expense | $503,000 | 4,625 |
| Pre-tax net operating income | $239,000 | 5,115 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $26,000 | 3,820 |
| Income before extraordinary items | $213,000 | 5,189 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $213,000 | 5,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $213,000 | 5,192 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $213,000 | 5,070 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 5,228 |
| Total interest expense | $53,000 | 6,078 |
| Net interest income | $744,000 | 5,019 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $172,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $102,000 | 3,723 |
| Total noninterest expense | $817,000 | 4,486 |
| Salaries and employee benefits | $450,000 | 4,407 |
| Premises and equipment expense | $112,000 | 4,062 |
| Additional noninterest expense | $255,000 | 4,594 |
| Pre-tax net operating income | $96,000 | 5,363 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $91,000 | 5,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $91,000 | 5,247 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 5,219 |
| Total interest expense | $317,000 | 5,909 |
| Net interest income | $3,111,000 | 5,015 |
| Provision for loan and lease losses | $66,000 | 5,012 |
| Total noninterest income | $656,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $294,000 | 3,523 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $362,000 | 3,772 |
| Total noninterest expense | $3,195,000 | 4,585 |
| Salaries and employee benefits | $1,760,000 | 4,450 |
| Premises and equipment expense | $419,000 | 4,215 |
| Additional noninterest expense | $1,016,000 | 4,765 |
| Pre-tax net operating income | $506,000 | 4,905 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $54,000 | 3,868 |
| Income before extraordinary items | $452,000 | 5,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $452,000 | 5,057 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $452,000 | 5,058 |
| Net charge-offs | $44,000 | 5,007 |
| Cash dividends | $592,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $452,000 | 4,857 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 5,300 |
| Total interest expense | $259,000 | 5,917 |
| Net interest income | $2,310,000 | 5,113 |
| Provision for loan and lease losses | $63,000 | 4,774 |
| Total noninterest income | $504,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $225,000 | 3,518 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $279,000 | 3,785 |
| Total noninterest expense | $2,420,000 | 4,595 |
| Salaries and employee benefits | $1,363,000 | 4,397 |
| Premises and equipment expense | $311,000 | 4,274 |
| Additional noninterest expense | $746,000 | 4,848 |
| Pre-tax net operating income | $331,000 | 5,195 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $30,000 | 4,022 |
| Income before extraordinary items | $301,000 | 5,319 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $301,000 | 5,318 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $301,000 | 5,318 |
| Net charge-offs | $44,000 | 4,598 |
| Cash dividends | $192,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $301,000 | 5,126 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 5,367 |
| Total interest expense | $177,000 | 5,970 |
| Net interest income | $1,517,000 | 5,172 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $334,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $155,000 | 3,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 3,821 |
| Total noninterest expense | $1,618,000 | 4,617 |
| Salaries and employee benefits | $911,000 | 4,412 |
| Premises and equipment expense | $210,000 | 4,273 |
| Additional noninterest expense | $497,000 | 4,875 |
| Pre-tax net operating income | $173,000 | 5,466 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $168,000 | 5,530 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $168,000 | 5,529 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $168,000 | 5,529 |
| Net charge-offs | $46,000 | 4,105 |
| Cash dividends | $192,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $168,000 | 5,345 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 5,407 |
| Total interest expense | $90,000 | 6,046 |
| Net interest income | $761,000 | 5,199 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $174,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $80,000 | 3,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,793 |
| Total noninterest expense | $825,000 | 4,578 |
| Salaries and employee benefits | $454,000 | 4,445 |
| Premises and equipment expense | $108,000 | 4,246 |
| Additional noninterest expense | $263,000 | 4,735 |
| Pre-tax net operating income | $80,000 | 5,619 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $79,000 | 5,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 5,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,622 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $192,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,000 | 5,466 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 5,330 |
| Total interest expense | $449,000 | 6,035 |
| Net interest income | $3,228,000 | 5,093 |
| Provision for loan and lease losses | $70,000 | 5,626 |
| Total noninterest income | $572,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $256,000 | 3,915 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $316,000 | 3,777 |
| Total noninterest expense | $3,213,000 | 4,684 |
| Salaries and employee benefits | $1,765,000 | 4,517 |
| Premises and equipment expense | $434,000 | 4,386 |
| Additional noninterest expense | $1,014,000 | 4,867 |
| Pre-tax net operating income | $517,000 | 4,703 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $60,000 | 3,666 |
| Income before extraordinary items | $457,000 | 4,778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $457,000 | 4,779 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $457,000 | 4,778 |
| Net charge-offs | $44,000 | 5,540 |
| Cash dividends | $338,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $457,000 | 4,652 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 5,390 |
| Total interest expense | $350,000 | 6,086 |
| Net interest income | $2,400,000 | 5,151 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $432,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $195,000 | 3,898 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $237,000 | 3,835 |
| Total noninterest expense | $2,461,000 | 4,647 |
| Salaries and employee benefits | $1,379,000 | 4,386 |
| Premises and equipment expense | $318,000 | 4,485 |
| Additional noninterest expense | $764,000 | 4,887 |
| Pre-tax net operating income | $331,000 | 5,005 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $22,000 | 4,001 |
| Income before extraordinary items | $309,000 | 5,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $309,000 | 5,014 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $309,000 | 5,014 |
| Net charge-offs | $-8,000 | 6,968 |
| Cash dividends | $338,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $309,000 | 4,901 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 5,540 |
| Total interest expense | $233,000 | 6,187 |
| Net interest income | $1,526,000 | 5,295 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $289,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $131,000 | 3,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 3,854 |
| Total noninterest expense | $1,668,000 | 4,658 |
| Salaries and employee benefits | $922,000 | 4,415 |
| Premises and equipment expense | $206,000 | 4,589 |
| Additional noninterest expense | $540,000 | 4,805 |
| Pre-tax net operating income | $107,000 | 5,655 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-19,000 | 6,923 |
| Income before extraordinary items | $126,000 | 5,517 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 5,516 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $126,000 | 5,517 |
| Net charge-offs | $-8,000 | 6,966 |
| Cash dividends | $338,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $126,000 | 5,430 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 5,618 |
| Total interest expense | $114,000 | 6,323 |
| Net interest income | $746,000 | 5,361 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $152,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $64,000 | 3,860 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 3,764 |
| Total noninterest expense | $834,000 | 4,687 |
| Salaries and employee benefits | $459,000 | 4,460 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $277,000 | 4,735 |
| Pre-tax net operating income | $34,000 | 5,952 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-17,000 | 7,067 |
| Income before extraordinary items | $51,000 | 5,688 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $51,000 | 5,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 5,688 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $338,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $51,000 | 5,647 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 5,528 |
| Total interest expense | $572,000 | 6,323 |
| Net interest income | $3,222,000 | 5,170 |
| Provision for loan and lease losses | $65,000 | 6,314 |
| Total noninterest income | $586,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $314,000 | 3,541 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $272,000 | 4,102 |
| Total noninterest expense | $3,230,000 | 4,803 |
| Salaries and employee benefits | $1,790,000 | 4,545 |
| Premises and equipment expense | $412,000 | 4,685 |
| Additional noninterest expense | $1,028,000 | 5,016 |
| Pre-tax net operating income | $513,000 | 4,338 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $56,000 | 3,577 |
| Income before extraordinary items | $457,000 | 4,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $457,000 | 4,436 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $457,000 | 4,436 |
| Net charge-offs | $100,000 | 5,410 |
| Cash dividends | $381,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $457,000 | 4,299 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 5,641 |
| Total interest expense | $452,000 | 6,387 |
| Net interest income | $2,375,000 | 5,276 |
| Provision for loan and lease losses | $25,000 | 6,584 |
| Total noninterest income | $444,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $241,000 | 3,571 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $203,000 | 4,158 |
| Total noninterest expense | $2,414,000 | 4,830 |
| Salaries and employee benefits | $1,371,000 | 4,511 |
| Premises and equipment expense | $309,000 | 4,758 |
| Additional noninterest expense | $734,000 | 5,144 |
| Pre-tax net operating income | $380,000 | 4,576 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $42,000 | 3,653 |
| Income before extraordinary items | $338,000 | 4,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $338,000 | 4,713 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $338,000 | 4,713 |
| Net charge-offs | $21,000 | 6,000 |
| Cash dividends | $340,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $338,000 | 4,519 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 5,759 |
| Total interest expense | $317,000 | 6,387 |
| Net interest income | $1,516,000 | 5,419 |
| Provision for loan and lease losses | $5,000 | 6,764 |
| Total noninterest income | $300,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $165,000 | 3,524 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 4,158 |
| Total noninterest expense | $1,616,000 | 4,837 |
| Salaries and employee benefits | $912,000 | 4,534 |
| Premises and equipment expense | $209,000 | 4,741 |
| Additional noninterest expense | $495,000 | 5,117 |
| Pre-tax net operating income | $195,000 | 4,964 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $185,000 | 4,988 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $185,000 | 4,989 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $185,000 | 4,988 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $340,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $185,000 | 4,840 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 5,854 |
| Total interest expense | $163,000 | 6,472 |
| Net interest income | $743,000 | 5,499 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $156,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $85,000 | 3,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 4,108 |
| Total noninterest expense | $818,000 | 4,849 |
| Salaries and employee benefits | $449,000 | 4,653 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $257,000 | 5,040 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $80,000 | 5,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,260 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $80,000 | 5,259 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $340,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,000 | 5,138 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 5,751 |
| Total interest expense | $850,000 | 6,355 |
| Net interest income | $3,113,000 | 5,285 |
| Provision for loan and lease losses | $105,000 | 6,376 |
| Total noninterest income | $594,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $334,000 | 3,673 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $260,000 | 4,214 |
| Total noninterest expense | $3,190,000 | 5,006 |
| Salaries and employee benefits | $1,828,000 | 4,632 |
| Premises and equipment expense | $442,000 | 4,732 |
| Additional noninterest expense | $920,000 | 5,476 |
| Pre-tax net operating income | $412,000 | 4,205 |
| Securities gains (losses) | $145,000 | 1,815 |
| Applicable income taxes | $122,000 | 2,745 |
| Income before extraordinary items | $435,000 | 4,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $435,000 | 4,059 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $435,000 | 4,059 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $460,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $321,900 | 4,328 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 5,781 |
| Total interest expense | $663,000 | 6,408 |
| Net interest income | $2,333,000 | 5,313 |
| Provision for loan and lease losses | $85,000 | 6,170 |
| Total noninterest income | $447,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $243,000 | 3,755 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $204,000 | 4,252 |
| Total noninterest expense | $2,403,000 | 4,999 |
| Salaries and employee benefits | $1,412,000 | 4,583 |
| Premises and equipment expense | $328,000 | 4,801 |
| Additional noninterest expense | $663,000 | 5,565 |
| Pre-tax net operating income | $292,000 | 4,558 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $56,000 | 3,257 |
| Income before extraordinary items | $236,000 | 4,694 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $236,000 | 4,691 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $236,000 | 4,694 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $460,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $236,000 | 4,630 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 5,853 |
| Total interest expense | $450,000 | 6,483 |
| Net interest income | $1,527,000 | 5,368 |
| Provision for loan and lease losses | $55,000 | 6,004 |
| Total noninterest income | $283,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $172,000 | 3,606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $111,000 | 4,607 |
| Total noninterest expense | $1,595,000 | 5,061 |
| Salaries and employee benefits | $942,000 | 4,613 |
| Premises and equipment expense | $211,000 | 4,933 |
| Additional noninterest expense | $442,000 | 5,573 |
| Pre-tax net operating income | $160,000 | 4,884 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $130,000 | 5,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 4,997 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $130,000 | 4,998 |
| Net charge-offs | $20,000 | 5,615 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $130,000 | 4,917 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,804 |
| Total interest expense | $233,000 | 6,529 |
| Net interest income | $795,000 | 5,231 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $142,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $86,000 | 3,560 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $780,000 | 5,041 |
| Salaries and employee benefits | $462,000 | 4,715 |
| Premises and equipment expense | $105,000 | 4,986 |
| Additional noninterest expense | $213,000 | 5,431 |
| Pre-tax net operating income | $127,000 | 4,734 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $30,000 | 3,285 |
| Income before extraordinary items | $97,000 | 4,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,002 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $97,000 | 5,001 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $97,000 | 4,839 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 5,572 |
| Total interest expense | $1,375,000 | 6,160 |
| Net interest income | $3,432,000 | 5,031 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $588,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $338,000 | 3,797 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $250,000 | 4,441 |
| Total noninterest expense | $3,120,000 | 4,997 |
| Salaries and employee benefits | $1,784,000 | 4,817 |
| Premises and equipment expense | $404,000 | 5,057 |
| Additional noninterest expense | $932,000 | 5,048 |
| Pre-tax net operating income | $900,000 | 3,951 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $260,000 | 2,554 |
| Income before extraordinary items | $640,000 | 4,070 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $640,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $640,000 | 4,217 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 5,598 |
| Total interest expense | $1,100,000 | 6,135 |
| Net interest income | $2,566,000 | 5,087 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $449,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $259,000 | 3,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $190,000 | 4,521 |
| Total noninterest expense | $2,320,000 | 5,005 |
| Salaries and employee benefits | $1,332,000 | 4,833 |
| Premises and equipment expense | $294,000 | 5,163 |
| Additional noninterest expense | $694,000 | 4,977 |
| Pre-tax net operating income | $695,000 | 4,355 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $201,000 | 2,905 |
| Income before extraordinary items | $494,000 | 4,476 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $494,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $494,000 | 4,618 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 5,638 |
| Total interest expense | $784,000 | 6,151 |
| Net interest income | $1,688,000 | 5,128 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $308,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $156,000 | 3,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $152,000 | 4,295 |
| Total noninterest expense | $1,559,000 | 5,007 |
| Salaries and employee benefits | $886,000 | 4,889 |
| Premises and equipment expense | $194,000 | 5,229 |
| Additional noninterest expense | $479,000 | 4,877 |
| Pre-tax net operating income | $437,000 | 4,626 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $129,000 | 3,189 |
| Income before extraordinary items | $308,000 | 4,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $308,000 | 4,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 5,639 |
| Total interest expense | $440,000 | 6,054 |
| Net interest income | $834,000 | 5,183 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $164,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $78,000 | 3,924 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 4,060 |
| Total noninterest expense | $767,000 | 5,066 |
| Salaries and employee benefits | $434,000 | 4,987 |
| Premises and equipment expense | $97,000 | 5,250 |
| Additional noninterest expense | $236,000 | 4,861 |
| Pre-tax net operating income | $231,000 | 4,695 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $70,000 | 3,215 |
| Income before extraordinary items | $161,000 | 5,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $161,000 | 5,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $161,000 | 4,994 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 5,627 |
| Total interest expense | $1,958,000 | 5,875 |
| Net interest income | $3,217,000 | 5,304 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $500,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $352,000 | 3,768 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $148,000 | 5,594 |
| Total noninterest expense | $2,874,000 | 5,146 |
| Salaries and employee benefits | $1,704,000 | 4,922 |
| Premises and equipment expense | $390,000 | 5,105 |
| Additional noninterest expense | $780,000 | 5,437 |
| Pre-tax net operating income | $843,000 | 5,083 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $220,000 | 3,751 |
| Income before extraordinary items | $623,000 | 5,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $623,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $450,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $623,000 | 5,263 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 5,684 |
| Total interest expense | $1,449,000 | 5,933 |
| Net interest income | $2,387,000 | 5,364 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $374,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,900 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,360 |
| Total noninterest expense | $2,051,000 | 5,281 |
| Salaries and employee benefits | $1,267,000 | 4,929 |
| Premises and equipment expense | $299,000 | 5,031 |
| Additional noninterest expense | $485,000 | 5,895 |
| Pre-tax net operating income | $710,000 | 5,086 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $187,000 | 3,790 |
| Income before extraordinary items | $523,000 | 5,292 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $523,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $449,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $523,000 | 5,278 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 5,774 |
| Total interest expense | $932,000 | 6,023 |
| Net interest income | $1,569,000 | 5,446 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $247,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $166,000 | 3,887 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $81,000 | 5,499 |
| Total noninterest expense | $1,356,000 | 5,342 |
| Salaries and employee benefits | $842,000 | 4,965 |
| Premises and equipment expense | $202,000 | 5,004 |
| Additional noninterest expense | $312,000 | 6,012 |
| Pre-tax net operating income | $460,000 | 5,217 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $112,000 | 4,002 |
| Income before extraordinary items | $348,000 | 5,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $348,000 | 5,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,811 |
| Cash dividends | $349,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $348,000 | 5,346 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,793 |
| Total interest expense | $440,000 | 6,168 |
| Net interest income | $807,000 | 5,361 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $135,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $85,000 | 3,779 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $678,000 | 5,359 |
| Salaries and employee benefits | $416,000 | 5,038 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $264,000 | 4,936 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $60,000 | 3,913 |
| Income before extraordinary items | $204,000 | 5,012 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $204,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $204,000 | 5,002 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 5,656 |
| Total interest expense | $1,626,000 | 5,925 |
| Net interest income | $3,204,000 | 5,332 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $515,000 | 5,071 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $373,000 | 3,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $2,997,000 | 4,886 |
| Salaries and employee benefits | $1,821,000 | 4,576 |
| Premises and equipment expense | $405,000 | 4,878 |
| Additional noninterest expense | $771,000 | 5,334 |
| Pre-tax net operating income | $722,000 | 5,861 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $214,000 | 4,224 |
| Income before extraordinary items | $508,000 | 6,134 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $508,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $2,006,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $508,000 | 6,131 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,719 |
| Total interest expense | $1,171,000 | 5,967 |
| Net interest income | $2,368,000 | 5,414 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $401,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $310,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,017 |
| Total noninterest expense | $2,234,000 | 4,891 |
| Salaries and employee benefits | $1,350,000 | 4,591 |
| Premises and equipment expense | $307,000 | 4,862 |
| Additional noninterest expense | $577,000 | 5,338 |
| Pre-tax net operating income | $535,000 | 6,087 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $145,000 | 4,505 |
| Income before extraordinary items | $390,000 | 6,282 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $390,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $2,006,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $390,000 | 6,285 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 5,804 |
| Total interest expense | $707,000 | 6,113 |
| Net interest income | $1,550,000 | 5,495 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $266,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 3,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 5,568 |
| Total noninterest expense | $1,488,000 | 4,904 |
| Salaries and employee benefits | $891,000 | 4,651 |
| Premises and equipment expense | $209,000 | 4,797 |
| Additional noninterest expense | $388,000 | 5,309 |
| Pre-tax net operating income | $328,000 | 6,281 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $87,000 | 4,702 |
| Income before extraordinary items | $241,000 | 6,435 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $241,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $2,006,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $241,000 | 6,442 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 5,808 |
| Total interest expense | $343,000 | 6,089 |
| Net interest income | $771,000 | 5,514 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $140,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $89,000 | 3,722 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $741,000 | 4,942 |
| Salaries and employee benefits | $436,000 | 4,747 |
| Premises and equipment expense | $103,000 | 4,872 |
| Additional noninterest expense | $202,000 | 5,144 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $125,000 | 6,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $1,759,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $125,000 | 6,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 5,899 |
| Total interest expense | $997,000 | 6,302 |
| Net interest income | $2,895,000 | 5,619 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,862,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $384,000 | 3,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,478,000 | 1,167 |
| Total noninterest expense | $2,881,000 | 4,909 |
| Salaries and employee benefits | $1,759,000 | 4,551 |
| Premises and equipment expense | $435,000 | 4,612 |
| Additional noninterest expense | $687,000 | 5,636 |
| Pre-tax net operating income | $2,876,000 | 2,856 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,012,000 | 2,247 |
| Income before extraordinary items | $1,864,000 | 3,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,864,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,864,000 | 3,238 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 5,990 |
| Total interest expense | $703,000 | 6,350 |
| Net interest income | $2,100,000 | 5,740 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $549,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $295,000 | 3,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $254,000 | 4,104 |
| Total noninterest expense | $2,121,000 | 4,941 |
| Salaries and employee benefits | $1,300,000 | 4,579 |
| Premises and equipment expense | $334,000 | 4,499 |
| Additional noninterest expense | $487,000 | 5,783 |
| Pre-tax net operating income | $528,000 | 6,294 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $92,000 | 5,331 |
| Income before extraordinary items | $436,000 | 6,191 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $436,000 | 6,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $436,000 | 6,155 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 6,056 |
| Total interest expense | $436,000 | 6,398 |
| Net interest income | $1,354,000 | 5,832 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $343,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $195,000 | 3,554 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $1,399,000 | 4,972 |
| Salaries and employee benefits | $856,000 | 4,585 |
| Premises and equipment expense | $226,000 | 4,426 |
| Additional noninterest expense | $317,000 | 5,827 |
| Pre-tax net operating income | $298,000 | 6,587 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $246,000 | 6,546 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $246,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $246,000 | 6,493 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,164 |
| Total interest expense | $203,000 | 6,502 |
| Net interest income | $661,000 | 5,912 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $198,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,737 |
| Total noninterest expense | $701,000 | 4,999 |
| Salaries and employee benefits | $419,000 | 4,671 |
| Premises and equipment expense | $115,000 | 4,423 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $158,000 | 6,458 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $130,000 | 6,396 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $130,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $130,000 | 6,354 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 6,110 |
| Total interest expense | $594,000 | 6,959 |
| Net interest income | $2,744,000 | 5,708 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $718,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $431,000 | 3,469 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $287,000 | 4,342 |
| Total noninterest expense | $2,828,000 | 4,875 |
| Salaries and employee benefits | $1,682,000 | 4,562 |
| Premises and equipment expense | $451,000 | 4,396 |
| Additional noninterest expense | $695,000 | 5,550 |
| Pre-tax net operating income | $619,000 | 6,337 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $118,000 | 5,349 |
| Income before extraordinary items | $501,000 | 6,361 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $501,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $750,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $501,000 | 6,285 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 6,194 |
| Total interest expense | $423,000 | 7,086 |
| Net interest income | $2,014,000 | 5,775 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $526,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $330,000 | 3,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $196,000 | 4,541 |
| Total noninterest expense | $2,072,000 | 4,909 |
| Salaries and employee benefits | $1,231,000 | 4,600 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $502,000 | 5,622 |
| Pre-tax net operating income | $468,000 | 6,463 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $95,000 | 5,402 |
| Income before extraordinary items | $373,000 | 6,469 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $373,000 | 6,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $373,000 | 6,394 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 6,300 |
| Total interest expense | $267,000 | 7,236 |
| Net interest income | $1,313,000 | 5,844 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $301,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $219,000 | 3,436 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $1,417,000 | 4,833 |
| Salaries and employee benefits | $814,000 | 4,659 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $376,000 | 5,275 |
| Pre-tax net operating income | $197,000 | 7,210 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $58,000 | 5,479 |
| Income before extraordinary items | $139,000 | 7,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $139,000 | 7,353 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,302 |
| Total interest expense | $135,000 | 7,269 |
| Net interest income | $657,000 | 5,839 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $144,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $106,000 | 3,438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $700,000 | 4,921 |
| Salaries and employee benefits | $404,000 | 4,706 |
| Premises and equipment expense | $116,000 | 4,345 |
| Additional noninterest expense | $180,000 | 5,435 |
| Pre-tax net operating income | $101,000 | 7,133 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $70,000 | 7,410 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $70,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $350,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $70,000 | 7,329 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 6,052 |
| Total interest expense | $723,000 | 6,953 |
| Net interest income | $2,771,000 | 5,562 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $715,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $422,000 | 3,532 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $293,000 | 4,561 |
| Total noninterest expense | $2,761,000 | 4,871 |
| Salaries and employee benefits | $1,633,000 | 4,568 |
| Premises and equipment expense | $466,000 | 4,282 |
| Additional noninterest expense | $662,000 | 5,672 |
| Pre-tax net operating income | $685,000 | 6,053 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $113,000 | 5,591 |
| Income before extraordinary items | $572,000 | 6,051 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $572,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $572,000 | 5,894 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 6,139 |
| Total interest expense | $581,000 | 6,937 |
| Net interest income | $2,028,000 | 5,674 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $378,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $334,000 | 3,399 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,400 |
| Total noninterest expense | $2,051,000 | 4,892 |
| Salaries and employee benefits | $1,209,000 | 4,591 |
| Premises and equipment expense | $342,000 | 4,327 |
| Additional noninterest expense | $500,000 | 5,640 |
| Pre-tax net operating income | $315,000 | 7,099 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $68,000 | 5,959 |
| Income before extraordinary items | $247,000 | 7,276 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $247,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $247,000 | 7,114 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 6,185 |
| Total interest expense | $420,000 | 6,848 |
| Net interest income | $1,313,000 | 5,755 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $258,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $209,000 | 3,518 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $1,364,000 | 4,910 |
| Salaries and employee benefits | $803,000 | 4,591 |
| Premises and equipment expense | $223,000 | 4,402 |
| Additional noninterest expense | $338,000 | 5,582 |
| Pre-tax net operating income | $177,000 | 7,407 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $35,000 | 6,230 |
| Income before extraordinary items | $142,000 | 7,524 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $142,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $142,000 | 7,341 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,210 |
| Total interest expense | $214,000 | 6,888 |
| Net interest income | $654,000 | 5,762 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $687,000 | 4,854 |
| Salaries and employee benefits | $397,000 | 4,639 |
| Premises and equipment expense | $109,000 | 4,452 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $84,000 | 7,453 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $65,000 | 7,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,238,000 | 5,729 |
| Total interest expense | $1,161,000 | 6,521 |
| Net interest income | $3,077,000 | 5,208 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $517,000 | 5,122 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $366,000 | 3,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,588 |
| Total noninterest expense | $2,729,000 | 4,772 |
| Salaries and employee benefits | $1,579,000 | 4,491 |
| Premises and equipment expense | $442,000 | 4,322 |
| Additional noninterest expense | $708,000 | 5,371 |
| Pre-tax net operating income | $820,000 | 5,707 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $200,000 | 5,116 |
| Income before extraordinary items | $620,000 | 5,883 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $620,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,032 |
| Cash dividends | $818,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $620,000 | 5,751 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 5,325 |
| Total interest expense | $2,351,000 | 5,584 |
| Net interest income | $3,091,000 | 4,955 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $447,000 | 5,388 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $359,000 | 3,697 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $88,000 | 6,699 |
| Total noninterest expense | $2,692,000 | 4,708 |
| Salaries and employee benefits | $1,589,000 | 4,319 |
| Premises and equipment expense | $353,000 | 4,995 |
| Additional noninterest expense | $750,000 | 5,011 |
| Pre-tax net operating income | $766,000 | 5,605 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $227,000 | 4,782 |
| Income before extraordinary items | $539,000 | 5,890 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $539,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,533 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $539,000 | 5,771 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 4,910 |
| Total interest expense | $2,762,000 | 5,225 |
| Net interest income | $3,558,000 | 4,559 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $406,000 | 5,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $2,658,000 | 4,645 |
| Salaries and employee benefits | $1,555,000 | 4,234 |
| Premises and equipment expense | $390,000 | 4,588 |
| Additional noninterest expense | $713,000 | 5,110 |
| Pre-tax net operating income | $1,221,000 | 4,677 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $385,000 | 4,048 |
| Income before extraordinary items | $837,000 | 4,918 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $837,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $706,000 | 2,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $836,320 | 4,915 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 5,224 |
| Total interest expense | $2,275,000 | 5,523 |
| Net interest income | $3,238,000 | 4,894 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $367,000 | 5,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 3,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,128 |
| Total noninterest expense | $2,647,000 | 4,662 |
| Salaries and employee benefits | $1,543,000 | 4,233 |
| Premises and equipment expense | $392,000 | 4,609 |
| Additional noninterest expense | $712,000 | 5,184 |
| Pre-tax net operating income | $918,000 | 5,561 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $288,000 | 4,908 |
| Income before extraordinary items | $630,000 | 5,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $630,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $630,000 | 5,726 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 5,155 |
| Total interest expense | $2,797,000 | 4,964 |
| Net interest income | $2,965,000 | 5,168 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $342,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 3,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $2,468,000 | 4,815 |
| Salaries and employee benefits | $1,420,000 | 4,446 |
| Premises and equipment expense | $389,000 | 4,524 |
| Additional noninterest expense | $659,000 | 5,393 |
| Pre-tax net operating income | $839,000 | 5,936 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $258,000 | 5,571 |
| Income before extraordinary items | $581,000 | 6,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $581,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $638,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $581,000 | 6,045 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,343,000 | 5,536 |
| Total interest expense | $2,605,000 | 5,255 |
| Net interest income | $2,738,000 | 5,685 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $345,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $2,202,000 | 5,288 |
| Salaries and employee benefits | $1,256,000 | 4,913 |
| Premises and equipment expense | $338,000 | 5,033 |
| Additional noninterest expense | $608,000 | 5,752 |
| Pre-tax net operating income | $881,000 | 6,210 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $283,000 | 5,886 |
| Income before extraordinary items | $600,000 | 6,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $600,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 10,621 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $598,640 | 6,326 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,635,000 | 6,256 |
| Total interest expense | $2,292,000 | 5,860 |
| Net interest income | $2,343,000 | 6,492 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $355,000 | 6,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $2,079,000 | 5,768 |
| Salaries and employee benefits | $1,147,000 | 5,409 |
| Premises and equipment expense | $349,000 | 5,021 |
| Additional noninterest expense | $583,000 | 6,459 |
| Pre-tax net operating income | $619,000 | 7,320 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $421,000 | 7,446 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $421,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $275,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $421,680 | 7,384 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 7,207 |
| Total interest expense | $1,675,000 | 7,204 |
| Net interest income | $2,129,000 | 7,024 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $323,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $1,806,000 | 6,442 |
| Salaries and employee benefits | $910,000 | 6,514 |
| Premises and equipment expense | $246,000 | 6,416 |
| Additional noninterest expense | $650,000 | 6,200 |
| Pre-tax net operating income | $646,000 | 7,610 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $206,000 | 7,316 |
| Income before extraordinary items | $454,000 | 7,606 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $454,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,095 |
| Cash dividends | $394,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $444,340 | 7,660 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 7,887 |
| Total interest expense | $1,118,000 | 8,224 |
| Net interest income | $1,980,000 | 7,611 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $285,000 | 7,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $1,646,000 | 7,145 |
| Salaries and employee benefits | $898,000 | 6,646 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $549,000 | 7,428 |
| Pre-tax net operating income | $619,000 | 7,900 |
| Securities gains (losses) | $45,000 | 1,225 |
| Applicable income taxes | $222,000 | 6,981 |
| Income before extraordinary items | $442,000 | 7,787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $442,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $411,850 | 8,129 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 8,928 |
| Total interest expense | $884,000 | 9,617 |
| Net interest income | $1,756,000 | 8,351 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $250,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $1,625,000 | 7,423 |
| Salaries and employee benefits | $802,000 | 7,308 |
| Premises and equipment expense | $198,000 | 7,726 |
| Additional noninterest expense | $625,000 | 7,124 |
| Pre-tax net operating income | $381,000 | 9,569 |
| Securities gains (losses) | $135,000 | 2,108 |
| Applicable income taxes | $174,000 | 8,125 |
| Income before extraordinary items | $342,000 | 9,015 |
| Extraordinary gains, net | $61,000 | 2,018 |
| Net income | $403,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $135,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $252,900 | 9,763 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 9,983 |
| Total interest expense | $1,012,000 | 10,331 |
| Net interest income | $1,452,000 | 9,449 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $1,523,000 | 7,832 |
| Salaries and employee benefits | $721,000 | 7,827 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $614,000 | 7,383 |
| Pre-tax net operating income | $166,000 | 11,365 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $4,000 | 12,540 |
| Income before extraordinary items | $320,000 | 9,041 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $320,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $239,000 | 4,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $163,580 | 10,758 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.