Home > MUFG Union Bank > Net charge- offs to loans

MUFG Union Bank, Net charge- offs to loans

2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9586%83
Percentage Net Loans Charged-off: Total real estate loans1.1306%16
Percentage Net Loans Charged-off:Construction & development0.2335%17
Percentage Net Loans Charged-off: Commercial real estate4.8182%6
Percentage Net Loans Charged-off: Multi-family residential1.9829%3
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%3,809
Percentage Net Loans Charged-off: Home equity loans-0.0645%4,573
All other 1-4 family - Percent of loans charged-off, net-0.0002%3,711
Percentage Net Loans Charged-off: Commercial and industrial0.1286%494
Percentage Net Loans Charged-off: Loans to individuals2.2229%277
Percentage Net Loans Charged-off: Credit card loans5.7907%64
Percentage Net Loans Charged-off: Other loans to individual0.1347%1,523
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2412%330
Percentage Net Loans Charged-off: Total real estate loans0.0631%323
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.3170%105
Percentage Net Loans Charged-off: Multi-family residential0.0057%52
Percentage Net Loans Charged-off: 1-4 family residential0.0019%757
Percentage Net Loans Charged-off: Home equity loans0.0019%203
All other 1-4 family - Percent of loans charged-off, net0.0019%723
Percentage Net Loans Charged-off: Commercial and industrial0.6635%295
Percentage Net Loans Charged-off: Loans to individuals1.8210%266
Percentage Net Loans Charged-off: Credit card loans15.3885%15
Percentage Net Loans Charged-off: Other loans to individual0.0124%2,528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1191%528
Percentage Net Loans Charged-off: Total real estate loans-0.0138%3,934
Percentage Net Loans Charged-off:Construction & development-0.0376%4,520
Percentage Net Loans Charged-off: Commercial real estate-0.0013%3,966
Percentage Net Loans Charged-off: Multi-family residential-0.0019%4,673
Percentage Net Loans Charged-off: 1-4 family residential-0.0196%4,057
Percentage Net Loans Charged-off: Home equity loans-0.3017%4,671
All other 1-4 family - Percent of loans charged-off, net-0.0065%3,780
Percentage Net Loans Charged-off: Commercial and industrial0.2581%440
Percentage Net Loans Charged-off: Loans to individuals2.1918%192
Percentage Net Loans Charged-off: Credit card loans3.9004%69
Percentage Net Loans Charged-off: Other loans to individual1.9995%204
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1580%404
Percentage Net Loans Charged-off: Total real estate loans-0.0184%3,977
Percentage Net Loans Charged-off:Construction & development-0.0548%4,175
Percentage Net Loans Charged-off: Commercial real estate-0.0019%3,920
Percentage Net Loans Charged-off: Multi-family residential-0.0019%3,807
Percentage Net Loans Charged-off: 1-4 family residential-0.0260%4,042
Percentage Net Loans Charged-off: Home equity loans-0.3397%3,508
All other 1-4 family - Percent of loans charged-off, net-0.0113%3,830
Percentage Net Loans Charged-off: Commercial and industrial0.4340%261
Percentage Net Loans Charged-off: Loans to individuals1.9840%222
Percentage Net Loans Charged-off: Credit card loans4.3952%67
Percentage Net Loans Charged-off: Other loans to individual1.7398%244
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0769%611
Percentage Net Loans Charged-off: Total real estate loans-0.0269%4,244
Percentage Net Loans Charged-off:Construction & development-0.1075%4,263
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential-0.0020%3,823
Percentage Net Loans Charged-off: 1-4 family residential-0.0380%4,247
Percentage Net Loans Charged-off: Home equity loans-0.3977%3,523
All other 1-4 family - Percent of loans charged-off, net-0.0210%4,103
Percentage Net Loans Charged-off: Commercial and industrial0.1117%407
Percentage Net Loans Charged-off: Loans to individuals1.9760%240
Percentage Net Loans Charged-off: Credit card loans4.8564%52
Percentage Net Loans Charged-off: Other loans to individual1.7137%258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1103%803
Percentage Net Loans Charged-off: Total real estate loans0.0435%623
Percentage Net Loans Charged-off:Construction & development-0.0096%3,994
Percentage Net Loans Charged-off: Commercial real estate0.3425%159
Percentage Net Loans Charged-off: Multi-family residential-0.0016%3,877
Percentage Net Loans Charged-off: 1-4 family residential-0.0439%4,219
Percentage Net Loans Charged-off: Home equity loans-0.4318%3,572
All other 1-4 family - Percent of loans charged-off, net-0.0231%3,999
Percentage Net Loans Charged-off: Commercial and industrial0.1394%819
Percentage Net Loans Charged-off: Loans to individuals2.6588%131
Percentage Net Loans Charged-off: Credit card loans5.2342%54
Percentage Net Loans Charged-off: Other loans to individual2.4612%129
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.0247%1,068
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1445%567
Percentage Net Loans Charged-off: Total real estate loans-0.0124%3,910
Percentage Net Loans Charged-off:Construction & development-0.0126%4,085
Percentage Net Loans Charged-off: Commercial real estate0.0873%337
Percentage Net Loans Charged-off: Multi-family residential-0.0017%3,919
Percentage Net Loans Charged-off: 1-4 family residential-0.0495%4,329
Percentage Net Loans Charged-off: Home equity loans-0.4672%3,629
All other 1-4 family - Percent of loans charged-off, net-0.0266%4,142
Percentage Net Loans Charged-off: Commercial and industrial0.1894%612
Percentage Net Loans Charged-off: Loans to individuals2.8505%111
Percentage Net Loans Charged-off: Credit card loans4.9784%51
Percentage Net Loans Charged-off: Other loans to individual2.6901%108
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0062%20
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1423%566
Percentage Net Loans Charged-off: Total real estate loans-0.0035%3,591
Percentage Net Loans Charged-off:Construction & development-0.0110%4,134
Percentage Net Loans Charged-off: Commercial real estate0.1447%240
Percentage Net Loans Charged-off: Multi-family residential-0.0011%3,929
Percentage Net Loans Charged-off: 1-4 family residential-0.0539%4,415
Percentage Net Loans Charged-off: Home equity loans-0.5109%3,640
All other 1-4 family - Percent of loans charged-off, net-0.0284%4,209
Percentage Net Loans Charged-off: Commercial and industrial0.0872%722
Percentage Net Loans Charged-off: Loans to individuals3.3845%100
Percentage Net Loans Charged-off: Credit card loans5.1278%57
Percentage Net Loans Charged-off: Other loans to individual3.2509%85
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0038%1,009
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1361%551
Percentage Net Loans Charged-off: Total real estate loans-0.0111%4,073
Percentage Net Loans Charged-off:Construction & development0.0483%83
Percentage Net Loans Charged-off: Commercial real estate0.0510%237
Percentage Net Loans Charged-off: Multi-family residential-0.0014%3,943
Percentage Net Loans Charged-off: 1-4 family residential-0.0379%4,377
Percentage Net Loans Charged-off: Home equity loans-0.4066%3,645
All other 1-4 family - Percent of loans charged-off, net-0.0171%4,163
Percentage Net Loans Charged-off: Commercial and industrial0.0073%792
Percentage Net Loans Charged-off: Loans to individuals4.0267%96
Percentage Net Loans Charged-off: Credit card loans5.5929%53
Percentage Net Loans Charged-off: Other loans to individual3.9043%90
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3929%442
Percentage Net Loans Charged-off: Total real estate loans0.1258%509
Percentage Net Loans Charged-off:Construction & development-0.0889%4,400
Percentage Net Loans Charged-off: Commercial real estate0.7418%159
Percentage Net Loans Charged-off: Multi-family residential-0.0061%3,982
Percentage Net Loans Charged-off: 1-4 family residential-0.0109%4,074
Percentage Net Loans Charged-off: Home equity loans-0.0614%3,542
All other 1-4 family - Percent of loans charged-off, net-0.0080%4,028
Percentage Net Loans Charged-off: Commercial and industrial0.3835%798
Percentage Net Loans Charged-off: Loans to individuals3.6455%128
Percentage Net Loans Charged-off: Credit card loans6.7102%52
Percentage Net Loans Charged-off: Other loans to individual3.4378%121
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.8895%15
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3779%421
Percentage Net Loans Charged-off: Total real estate loans0.1583%351
Percentage Net Loans Charged-off:Construction & development-0.1200%4,460
Percentage Net Loans Charged-off: Commercial real estate0.9350%98
Percentage Net Loans Charged-off: Multi-family residential-0.0075%4,000
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%4,086
Percentage Net Loans Charged-off: Home equity loans-0.0511%3,547
All other 1-4 family - Percent of loans charged-off, net-0.0074%4,022
Percentage Net Loans Charged-off: Commercial and industrial0.4292%671
Percentage Net Loans Charged-off: Loans to individuals3.5116%139
Percentage Net Loans Charged-off: Credit card loans7.3308%48
Percentage Net Loans Charged-off: Other loans to individual3.2596%128
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9941%14
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2631%599
Percentage Net Loans Charged-off: Total real estate loans0.0208%1,035
Percentage Net Loans Charged-off:Construction & development-0.1806%4,514
Percentage Net Loans Charged-off: Commercial real estate0.1938%286
Percentage Net Loans Charged-off: Multi-family residential-0.0022%4,001
Percentage Net Loans Charged-off: 1-4 family residential-0.0127%4,183
Percentage Net Loans Charged-off: Home equity loans-0.0993%3,635
All other 1-4 family - Percent of loans charged-off, net-0.0077%4,074
Percentage Net Loans Charged-off: Commercial and industrial0.3163%740
Percentage Net Loans Charged-off: Loans to individuals3.7364%143
Percentage Net Loans Charged-off: Credit card loans7.6094%51
Percentage Net Loans Charged-off: Other loans to individual3.4844%138
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2832%518
Percentage Net Loans Charged-off: Total real estate loans-0.0241%4,533
Percentage Net Loans Charged-off:Construction & development-0.3777%4,589
Percentage Net Loans Charged-off: Commercial real estate-0.0129%4,578
Percentage Net Loans Charged-off: Multi-family residential-0.0020%4,044
Percentage Net Loans Charged-off: 1-4 family residential-0.0172%4,311
Percentage Net Loans Charged-off: Home equity loans-0.1248%3,671
All other 1-4 family - Percent of loans charged-off, net-0.0111%4,209
Percentage Net Loans Charged-off: Commercial and industrial0.6146%426
Percentage Net Loans Charged-off: Loans to individuals3.4800%176
Percentage Net Loans Charged-off: Credit card loans8.0662%54
Percentage Net Loans Charged-off: Other loans to individual3.1810%170
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1736%1,162
Percentage Net Loans Charged-off: Total real estate loans-0.0095%4,257
Percentage Net Loans Charged-off:Construction & development0.0027%386
Percentage Net Loans Charged-off: Commercial real estate0.0019%1,081
Percentage Net Loans Charged-off: Multi-family residential-0.0052%4,087
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%4,299
Percentage Net Loans Charged-off: Home equity loans-0.1386%3,746
All other 1-4 family - Percent of loans charged-off, net-0.0065%4,165
Percentage Net Loans Charged-off: Commercial and industrial0.3966%1,029
Percentage Net Loans Charged-off: Loans to individuals2.4336%250
Percentage Net Loans Charged-off: Credit card loans6.0993%70
Percentage Net Loans Charged-off: Other loans to individual2.1138%276
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0019%44
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1655%1,022
Percentage Net Loans Charged-off: Total real estate loans-0.0097%4,252
Percentage Net Loans Charged-off:Construction & development0.0035%290
Percentage Net Loans Charged-off: Commercial real estate0.0025%851
Percentage Net Loans Charged-off: Multi-family residential-0.0072%4,158
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%4,330
Percentage Net Loans Charged-off: Home equity loans-0.1224%3,775
All other 1-4 family - Percent of loans charged-off, net-0.0075%4,208
Percentage Net Loans Charged-off: Commercial and industrial0.4202%820
Percentage Net Loans Charged-off: Loans to individuals2.1978%282
Percentage Net Loans Charged-off: Credit card loans5.9195%77
Percentage Net Loans Charged-off: Other loans to individual1.8498%310
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0025%39
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0866%1,496
Percentage Net Loans Charged-off: Total real estate loans-0.0080%4,225
Percentage Net Loans Charged-off:Construction & development0.0053%220
Percentage Net Loans Charged-off: Commercial real estate0.0056%656
Percentage Net Loans Charged-off: Multi-family residential-0.0108%4,194
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%4,297
Percentage Net Loans Charged-off: Home equity loans-0.1085%3,793
All other 1-4 family - Percent of loans charged-off, net-0.0059%4,153
Percentage Net Loans Charged-off: Commercial and industrial0.0533%1,355
Percentage Net Loans Charged-off: Loans to individuals2.0651%299
Percentage Net Loans Charged-off: Credit card loans5.7748%78
Percentage Net Loans Charged-off: Other loans to individual1.6823%360
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0038%26
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0804%1,283
Percentage Net Loans Charged-off: Total real estate loans0.0050%1,140
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0306%334
Percentage Net Loans Charged-off: Multi-family residential0.0087%39
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%4,024
Percentage Net Loans Charged-off: Home equity loans-0.0391%3,735
All other 1-4 family - Percent of loans charged-off, net0.0006%924
Percentage Net Loans Charged-off: Commercial and industrial0.0401%989
Percentage Net Loans Charged-off: Loans to individuals1.9212%359
Percentage Net Loans Charged-off: Credit card loans5.1608%91
Percentage Net Loans Charged-off: Other loans to individual1.5444%411
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1056%1,702
Percentage Net Loans Charged-off: Total real estate loans-0.0072%4,275
Percentage Net Loans Charged-off:Construction & development0.0001%423
Percentage Net Loans Charged-off: Commercial real estate0.0005%1,138
Percentage Net Loans Charged-off: Multi-family residential0.0153%102
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%4,462
Percentage Net Loans Charged-off: Home equity loans-0.1276%3,868
All other 1-4 family - Percent of loans charged-off, net-0.0056%4,325
Percentage Net Loans Charged-off: Commercial and industrial0.3642%987
Percentage Net Loans Charged-off: Loans to individuals2.0972%297
Percentage Net Loans Charged-off: Credit card loans4.8326%91
Percentage Net Loans Charged-off: Other loans to individual1.6373%371
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0315%2,461
Percentage Net Loans Charged-off: Total real estate loans-0.0071%4,222
Percentage Net Loans Charged-off:Construction & development0.0001%324
Percentage Net Loans Charged-off: Commercial real estate0.0012%881
Percentage Net Loans Charged-off: Multi-family residential0.0207%78
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%4,468
Percentage Net Loans Charged-off: Home equity loans-0.1538%3,923
All other 1-4 family - Percent of loans charged-off, net-0.0047%4,284
Percentage Net Loans Charged-off: Commercial and industrial-0.0215%4,134
Percentage Net Loans Charged-off: Loans to individuals2.1185%295
Percentage Net Loans Charged-off: Credit card loans4.7126%104
Percentage Net Loans Charged-off: Other loans to individual1.6417%348
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%2,216
Percentage Net Loans Charged-off: Total real estate loans-0.0044%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0160%580
Percentage Net Loans Charged-off: Multi-family residential-0.0027%4,300
Percentage Net Loans Charged-off: 1-4 family residential-0.0096%4,396
Percentage Net Loans Charged-off: Home equity loans-0.1106%3,909
All other 1-4 family - Percent of loans charged-off, net-0.0033%4,250
Percentage Net Loans Charged-off: Commercial and industrial-0.0268%4,205
Percentage Net Loans Charged-off: Loans to individuals2.3449%239
Percentage Net Loans Charged-off: Credit card loans4.9578%90
Percentage Net Loans Charged-off: Other loans to individual1.8388%291
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0526%1,578
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,985
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0213%382
Percentage Net Loans Charged-off: Multi-family residential-0.0027%4,351
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%4,401
Percentage Net Loans Charged-off: Home equity loans-0.0951%3,956
All other 1-4 family - Percent of loans charged-off, net-0.0023%4,286
Percentage Net Loans Charged-off: Commercial and industrial0.0731%887
Percentage Net Loans Charged-off: Loans to individuals2.6111%254
Percentage Net Loans Charged-off: Credit card loans5.8402%78
Percentage Net Loans Charged-off: Other loans to individual1.9622%318
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1061%2,006
Percentage Net Loans Charged-off: Total real estate loans-0.0121%4,662
Percentage Net Loans Charged-off:Construction & development0.0118%476
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,575
Percentage Net Loans Charged-off: Multi-family residential-0.0039%4,388
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%4,841
Percentage Net Loans Charged-off: Home equity loans-0.1238%4,068
All other 1-4 family - Percent of loans charged-off, net-0.0107%4,707
Percentage Net Loans Charged-off: Commercial and industrial0.2754%1,339
Percentage Net Loans Charged-off: Loans to individuals3.6764%156
Percentage Net Loans Charged-off: Credit card loans7.4139%52
Percentage Net Loans Charged-off: Other loans to individual2.7554%187
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0212%1,198
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1384%1,418
Percentage Net Loans Charged-off: Total real estate loans-0.0128%4,631
Percentage Net Loans Charged-off:Construction & development0.0007%422
Percentage Net Loans Charged-off: Commercial real estate-0.0082%4,782
Percentage Net Loans Charged-off: Multi-family residential-0.0054%4,431
Percentage Net Loans Charged-off: 1-4 family residential-0.0160%4,809
Percentage Net Loans Charged-off: Home equity loans-0.1296%4,100
All other 1-4 family - Percent of loans charged-off, net-0.0075%4,631
Percentage Net Loans Charged-off: Commercial and industrial0.3910%902
Percentage Net Loans Charged-off: Loans to individuals3.9546%132
Percentage Net Loans Charged-off: Credit card loans8.1350%48
Percentage Net Loans Charged-off: Other loans to individual2.8940%168
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0263%1,185
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1933%1,040
Percentage Net Loans Charged-off: Total real estate loans-0.0130%4,664
Percentage Net Loans Charged-off:Construction & development0.0011%336
Percentage Net Loans Charged-off: Commercial real estate-0.0121%4,945
Percentage Net Loans Charged-off: Multi-family residential-0.0084%4,478
Percentage Net Loans Charged-off: 1-4 family residential-0.0148%4,761
Percentage Net Loans Charged-off: Home equity loans-0.1485%4,131
All other 1-4 family - Percent of loans charged-off, net-0.0045%4,532
Percentage Net Loans Charged-off: Commercial and industrial0.6036%600
Percentage Net Loans Charged-off: Loans to individuals4.1674%129
Percentage Net Loans Charged-off: Credit card loans8.7932%45
Percentage Net Loans Charged-off: Other loans to individual2.9866%163
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1965%877
Percentage Net Loans Charged-off: Total real estate loans-0.0136%4,771
Percentage Net Loans Charged-off:Construction & development-0.0099%4,680
Percentage Net Loans Charged-off: Commercial real estate-0.0070%4,971
Percentage Net Loans Charged-off: Multi-family residential-0.0169%4,543
Percentage Net Loans Charged-off: 1-4 family residential-0.0155%4,809
Percentage Net Loans Charged-off: Home equity loans-0.2422%4,217
All other 1-4 family - Percent of loans charged-off, net0.0024%1,228
Percentage Net Loans Charged-off: Commercial and industrial0.6030%451
Percentage Net Loans Charged-off: Loans to individuals3.9979%155
Percentage Net Loans Charged-off: Credit card loans7.7142%58
Percentage Net Loans Charged-off: Other loans to individual3.0606%190
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3070%894
Percentage Net Loans Charged-off: Total real estate loans-0.0222%5,043
Percentage Net Loans Charged-off:Construction & development-0.0477%4,753
Percentage Net Loans Charged-off: Commercial real estate-0.0350%5,207
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,521
Percentage Net Loans Charged-off: 1-4 family residential-0.0192%5,097
Percentage Net Loans Charged-off: Home equity loans-0.1198%4,223
All other 1-4 family - Percent of loans charged-off, net-0.0103%4,981
Percentage Net Loans Charged-off: Commercial and industrial1.1435%563
Percentage Net Loans Charged-off: Loans to individuals1.4159%577
Percentage Net Loans Charged-off: Credit card loans1.0136%498
Percentage Net Loans Charged-off: Other loans to individual1.4559%504
Percentage Net Loans Charged-off: All other loans and lease-0.0151%5,045
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3753%591
Percentage Net Loans Charged-off: Total real estate loans-0.0239%5,046
Percentage Net Loans Charged-off:Construction & development-0.0332%4,738
Percentage Net Loans Charged-off: Commercial real estate-0.0401%5,296
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,570
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%5,110
Percentage Net Loans Charged-off: Home equity loans-0.1131%4,238
All other 1-4 family - Percent of loans charged-off, net-0.0129%4,990
Percentage Net Loans Charged-off: Commercial and industrial1.3896%378
Percentage Net Loans Charged-off: Loans to individuals1.1136%716
Percentage Net Loans Charged-off: Credit card loans0.3522%618
Percentage Net Loans Charged-off: Other loans to individual1.1611%604
Percentage Net Loans Charged-off: All other loans and lease0.0099%1,348
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2476%956
Percentage Net Loans Charged-off: Total real estate loans-0.0247%5,098
Percentage Net Loans Charged-off:Construction & development-0.0351%4,838
Percentage Net Loans Charged-off: Commercial real estate-0.0505%5,435
Percentage Net Loans Charged-off: Multi-family residential-0.0023%4,603
Percentage Net Loans Charged-off: 1-4 family residential-0.0185%5,085
Percentage Net Loans Charged-off: Home equity loans-0.1123%4,275
All other 1-4 family - Percent of loans charged-off, net-0.0099%4,958
Percentage Net Loans Charged-off: Commercial and industrial0.9170%505
Percentage Net Loans Charged-off: Loans to individuals0.9969%794
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9969%711
Percentage Net Loans Charged-off: All other loans and lease-0.0009%4,974
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0203%2,531
Percentage Net Loans Charged-off: Total real estate loans-0.0367%5,297
Percentage Net Loans Charged-off:Construction & development-0.0703%5,043
Percentage Net Loans Charged-off: Commercial real estate-0.1021%5,702
Percentage Net Loans Charged-off: Multi-family residential-0.0047%4,652
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%5,071
Percentage Net Loans Charged-off: Home equity loans-0.0809%4,237
All other 1-4 family - Percent of loans charged-off, net-0.0104%4,980
Percentage Net Loans Charged-off: Commercial and industrial0.1179%930
Percentage Net Loans Charged-off: Loans to individuals0.9206%872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9206%773
Percentage Net Loans Charged-off: All other loans and lease-0.0030%5,057
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0357%3,499
Percentage Net Loans Charged-off: Total real estate loans0.0242%2,733
Percentage Net Loans Charged-off:Construction & development0.2945%438
Percentage Net Loans Charged-off: Commercial real estate0.0354%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0010%282
Percentage Net Loans Charged-off: 1-4 family residential0.0028%3,030
Percentage Net Loans Charged-off: Home equity loans0.0469%801
All other 1-4 family - Percent of loans charged-off, net-0.0014%5,060
Percentage Net Loans Charged-off: Commercial and industrial0.0621%2,096
Percentage Net Loans Charged-off: Loans to individuals1.0164%773
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0164%693
Percentage Net Loans Charged-off: All other loans and lease-0.0266%5,206
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0269%1,245
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0587%2,766
Percentage Net Loans Charged-off: Total real estate loans0.0353%2,290
Percentage Net Loans Charged-off:Construction & development0.4441%344
Percentage Net Loans Charged-off: Commercial real estate0.0454%1,086
Percentage Net Loans Charged-off: Multi-family residential0.0020%236
Percentage Net Loans Charged-off: 1-4 family residential0.0103%2,653
Percentage Net Loans Charged-off: Home equity loans0.0630%687
All other 1-4 family - Percent of loans charged-off, net0.0053%2,602
Percentage Net Loans Charged-off: Commercial and industrial0.1181%1,543
Percentage Net Loans Charged-off: Loans to individuals0.9840%731
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9840%659
Percentage Net Loans Charged-off: All other loans and lease-0.0046%5,099
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0355%1,228
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0593%2,545
Percentage Net Loans Charged-off: Total real estate loans0.0566%1,857
Percentage Net Loans Charged-off:Construction & development0.6793%243
Percentage Net Loans Charged-off: Commercial real estate0.0777%831
Percentage Net Loans Charged-off: Multi-family residential0.0031%184
Percentage Net Loans Charged-off: 1-4 family residential0.0182%2,300
Percentage Net Loans Charged-off: Home equity loans0.0944%570
All other 1-4 family - Percent of loans charged-off, net0.0109%2,250
Percentage Net Loans Charged-off: Commercial and industrial0.0707%1,481
Percentage Net Loans Charged-off: Loans to individuals1.0427%681
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0427%613
Percentage Net Loans Charged-off: All other loans and lease-0.0042%5,130
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0522%1,216
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0139%2,897
Percentage Net Loans Charged-off: Total real estate loans0.0378%1,618
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.1188%501
Percentage Net Loans Charged-off: Multi-family residential0.0374%111
Percentage Net Loans Charged-off: 1-4 family residential0.0147%1,729
Percentage Net Loans Charged-off: Home equity loans0.0159%469
All other 1-4 family - Percent of loans charged-off, net0.0146%1,628
Percentage Net Loans Charged-off: Commercial and industrial-0.0545%4,896
Percentage Net Loans Charged-off: Loans to individuals1.0291%707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0291%650
Percentage Net Loans Charged-off: All other loans and lease-0.0049%5,228
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1002%1,203
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%4,502
Percentage Net Loans Charged-off: Total real estate loans0.0046%3,831
Percentage Net Loans Charged-off:Construction & development0.0143%1,105
Percentage Net Loans Charged-off: Commercial real estate-0.0186%5,635
Percentage Net Loans Charged-off: Multi-family residential0.0076%408
Percentage Net Loans Charged-off: 1-4 family residential0.0114%3,447
Percentage Net Loans Charged-off: Home equity loans0.0186%1,108
All other 1-4 family - Percent of loans charged-off, net0.0106%3,301
Percentage Net Loans Charged-off: Commercial and industrial0.0737%2,318
Percentage Net Loans Charged-off: Loans to individuals1.1948%750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1948%674
Percentage Net Loans Charged-off: All other loans and lease-0.0900%5,596
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0016%1,292
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0246%4,016
Percentage Net Loans Charged-off: Total real estate loans0.0026%3,558
Percentage Net Loans Charged-off:Construction & development0.0211%939
Percentage Net Loans Charged-off: Commercial real estate-0.0376%5,826
Percentage Net Loans Charged-off: Multi-family residential-0.0077%4,985
Percentage Net Loans Charged-off: 1-4 family residential0.0164%3,051
Percentage Net Loans Charged-off: Home equity loans0.0439%954
All other 1-4 family - Percent of loans charged-off, net0.0133%2,935
Percentage Net Loans Charged-off: Commercial and industrial0.0699%1,992
Percentage Net Loans Charged-off: Loans to individuals1.5058%536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5058%484
Percentage Net Loans Charged-off: All other loans and lease-0.0058%5,335
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0014%1,279
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0042%4,236
Percentage Net Loans Charged-off: Total real estate loans0.0110%3,068
Percentage Net Loans Charged-off:Construction & development0.0182%809
Percentage Net Loans Charged-off: Commercial real estate-0.0158%5,698
Percentage Net Loans Charged-off: Multi-family residential-0.0116%5,031
Percentage Net Loans Charged-off: 1-4 family residential0.0227%2,677
Percentage Net Loans Charged-off: Home equity loans0.0429%805
All other 1-4 family - Percent of loans charged-off, net0.0204%2,563
Percentage Net Loans Charged-off: Commercial and industrial-0.0308%4,857
Percentage Net Loans Charged-off: Loans to individuals1.4364%579
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4364%528
Percentage Net Loans Charged-off: All other loans and lease0.0030%1,214
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0016%1,252
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0376%5,689
Percentage Net Loans Charged-off: Total real estate loans-0.0061%5,310
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0594%6,128
Percentage Net Loans Charged-off: Multi-family residential-0.0309%5,102
Percentage Net Loans Charged-off: 1-4 family residential0.0150%2,085
Percentage Net Loans Charged-off: Home equity loans0.0340%580
All other 1-4 family - Percent of loans charged-off, net0.0128%1,973
Percentage Net Loans Charged-off: Commercial and industrial-0.1578%5,615
Percentage Net Loans Charged-off: Loans to individuals1.8531%474
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8531%413
Percentage Net Loans Charged-off: All other loans and lease0.0178%892
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0016%1,229
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0468%4,567
Percentage Net Loans Charged-off: Total real estate loans0.0380%3,900
Percentage Net Loans Charged-off:Construction & development-1.0645%5,988
Percentage Net Loans Charged-off: Commercial real estate0.0189%2,542
Percentage Net Loans Charged-off: Multi-family residential0.0561%541
Percentage Net Loans Charged-off: 1-4 family residential0.0696%3,290
Percentage Net Loans Charged-off: Home equity loans0.2525%970
All other 1-4 family - Percent of loans charged-off, net0.0447%3,409
Percentage Net Loans Charged-off: Commercial and industrial0.0301%2,913
Percentage Net Loans Charged-off: Loans to individuals2.4050%381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4050%344
Percentage Net Loans Charged-off: All other loans and lease0.0859%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0082%1,374
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0460%4,253
Percentage Net Loans Charged-off: Total real estate loans0.0530%3,417
Percentage Net Loans Charged-off:Construction & development-0.2813%5,811
Percentage Net Loans Charged-off: Commercial real estate-0.0055%5,919
Percentage Net Loans Charged-off: Multi-family residential0.0491%459
Percentage Net Loans Charged-off: 1-4 family residential0.0801%2,961
Percentage Net Loans Charged-off: Home equity loans0.2818%860
All other 1-4 family - Percent of loans charged-off, net0.0518%3,074
Percentage Net Loans Charged-off: Commercial and industrial-0.0011%4,821
Percentage Net Loans Charged-off: Loans to individuals2.2243%410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2243%373
Percentage Net Loans Charged-off: All other loans and lease0.0784%1,076
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0105%1,348
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0720%3,681
Percentage Net Loans Charged-off: Total real estate loans0.0958%2,773
Percentage Net Loans Charged-off:Construction & development0.2199%1,050
Percentage Net Loans Charged-off: Commercial real estate0.0403%1,833
Percentage Net Loans Charged-off: Multi-family residential0.0686%375
Percentage Net Loans Charged-off: 1-4 family residential0.1137%2,462
Percentage Net Loans Charged-off: Home equity loans0.4226%668
All other 1-4 family - Percent of loans charged-off, net0.0689%2,614
Percentage Net Loans Charged-off: Commercial and industrial0.0174%2,296
Percentage Net Loans Charged-off: Loans to individuals2.2516%427
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2516%390
Percentage Net Loans Charged-off: All other loans and lease-0.0481%5,731
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0139%1,316
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0964%2,888
Percentage Net Loans Charged-off: Total real estate loans0.1542%1,972
Percentage Net Loans Charged-off:Construction & development1.5911%471
Percentage Net Loans Charged-off: Commercial real estate0.0596%1,246
Percentage Net Loans Charged-off: Multi-family residential0.1177%241
Percentage Net Loans Charged-off: 1-4 family residential0.1553%1,842
Percentage Net Loans Charged-off: Home equity loans0.4560%504
All other 1-4 family - Percent of loans charged-off, net0.1106%1,904
Percentage Net Loans Charged-off: Commercial and industrial-0.0225%5,023
Percentage Net Loans Charged-off: Loans to individuals2.5485%387
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5485%353
Percentage Net Loans Charged-off: All other loans and lease-0.0742%5,837
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0093%40
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2493%3,442
Percentage Net Loans Charged-off: Total real estate loans0.2745%2,857
Percentage Net Loans Charged-off:Construction & development1.6121%1,213
Percentage Net Loans Charged-off: Commercial real estate-0.0625%6,638
Percentage Net Loans Charged-off: Multi-family residential0.0742%779
Percentage Net Loans Charged-off: 1-4 family residential0.3512%2,284
Percentage Net Loans Charged-off: Home equity loans0.9943%652
All other 1-4 family - Percent of loans charged-off, net0.2450%2,608
Percentage Net Loans Charged-off: Commercial and industrial0.2096%2,738
Percentage Net Loans Charged-off: Loans to individuals2.4161%502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4188%460
Percentage Net Loans Charged-off: All other loans and lease0.0469%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0499%121
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3129%2,877
Percentage Net Loans Charged-off: Total real estate loans0.3427%2,389
Percentage Net Loans Charged-off:Construction & development1.4427%1,191
Percentage Net Loans Charged-off: Commercial real estate0.0777%2,479
Percentage Net Loans Charged-off: Multi-family residential0.0990%665
Percentage Net Loans Charged-off: 1-4 family residential0.4090%1,984
Percentage Net Loans Charged-off: Home equity loans1.2062%525
All other 1-4 family - Percent of loans charged-off, net0.2743%2,347
Percentage Net Loans Charged-off: Commercial and industrial0.2652%2,315
Percentage Net Loans Charged-off: Loans to individuals2.5351%455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5389%419
Percentage Net Loans Charged-off: All other loans and lease0.1090%1,102
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0709%109
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3144%2,773
Percentage Net Loans Charged-off: Total real estate loans0.2983%2,448
Percentage Net Loans Charged-off:Construction & development1.8713%994
Percentage Net Loans Charged-off: Commercial real estate0.2321%1,720
Percentage Net Loans Charged-off: Multi-family residential0.1223%526
Percentage Net Loans Charged-off: 1-4 family residential0.2902%2,255
Percentage Net Loans Charged-off: Home equity loans0.7703%671
All other 1-4 family - Percent of loans charged-off, net0.2070%2,445
Percentage Net Loans Charged-off: Commercial and industrial0.3579%1,938
Percentage Net Loans Charged-off: Loans to individuals2.7784%433
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7819%403
Percentage Net Loans Charged-off: All other loans and lease0.1093%973
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0248%1,381
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4049%2,090
Percentage Net Loans Charged-off: Total real estate loans0.2821%2,203
Percentage Net Loans Charged-off:Construction & development-0.3792%6,304
Percentage Net Loans Charged-off: Commercial real estate0.2543%1,227
Percentage Net Loans Charged-off: Multi-family residential-0.0151%5,536
Percentage Net Loans Charged-off: 1-4 family residential0.3489%1,759
Percentage Net Loans Charged-off: Home equity loans0.9495%518
All other 1-4 family - Percent of loans charged-off, net0.2424%1,923
Percentage Net Loans Charged-off: Commercial and industrial0.6972%1,121
Percentage Net Loans Charged-off: Loans to individuals2.9888%393
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9910%359
Percentage Net Loans Charged-off: All other loans and lease0.0404%874
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0518%1,339
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2865%3,980
Percentage Net Loans Charged-off: Total real estate loans0.3510%3,173
Percentage Net Loans Charged-off:Construction & development-0.0309%6,372
Percentage Net Loans Charged-off: Commercial real estate0.3679%2,264
Percentage Net Loans Charged-off: Multi-family residential0.4760%760
Percentage Net Loans Charged-off: 1-4 family residential0.3512%2,725
Percentage Net Loans Charged-off: Home equity loans0.8912%901
All other 1-4 family - Percent of loans charged-off, net0.2472%3,083
Percentage Net Loans Charged-off: Commercial and industrial0.0427%4,019
Percentage Net Loans Charged-off: Loans to individuals3.5289%388
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual3.5232%338
Percentage Net Loans Charged-off: All other loans and lease0.5731%750
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5439%1,413
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3498%3,347
Percentage Net Loans Charged-off: Total real estate loans0.4124%2,699
Percentage Net Loans Charged-off:Construction & development0.4538%2,204
Percentage Net Loans Charged-off: Commercial real estate0.4334%1,811
Percentage Net Loans Charged-off: Multi-family residential0.6538%591
Percentage Net Loans Charged-off: 1-4 family residential0.3772%2,373
Percentage Net Loans Charged-off: Home equity loans0.9249%795
All other 1-4 family - Percent of loans charged-off, net0.2701%2,666
Percentage Net Loans Charged-off: Commercial and industrial0.0778%3,428
Percentage Net Loans Charged-off: Loans to individuals2.8960%494
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual2.8878%406
Percentage Net Loans Charged-off: All other loans and lease0.8299%591
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.8025%1,391
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3855%3,017
Percentage Net Loans Charged-off: Total real estate loans0.4422%2,435
Percentage Net Loans Charged-off:Construction & development1.2134%1,604
Percentage Net Loans Charged-off: Commercial real estate0.5532%1,447
Percentage Net Loans Charged-off: Multi-family residential0.6235%488
Percentage Net Loans Charged-off: 1-4 family residential0.3462%2,310
Percentage Net Loans Charged-off: Home equity loans0.9834%724
All other 1-4 family - Percent of loans charged-off, net0.2195%2,662
Percentage Net Loans Charged-off: Commercial and industrial0.1540%2,816
Percentage Net Loans Charged-off: Loans to individuals2.8157%527
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual2.8011%416
Percentage Net Loans Charged-off: All other loans and lease0.7236%579
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6126%1,358
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4417%2,375
Percentage Net Loans Charged-off: Total real estate loans0.4885%1,916
Percentage Net Loans Charged-off:Construction & development0.0270%1,668
Percentage Net Loans Charged-off: Commercial real estate0.6214%1,013
Percentage Net Loans Charged-off: Multi-family residential0.9449%288
Percentage Net Loans Charged-off: 1-4 family residential0.4258%1,704
Percentage Net Loans Charged-off: Home equity loans1.1369%516
All other 1-4 family - Percent of loans charged-off, net0.2819%1,886
Percentage Net Loans Charged-off: Commercial and industrial0.0939%2,182
Percentage Net Loans Charged-off: Loans to individuals3.8717%364
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual3.8335%273
Percentage Net Loans Charged-off: All other loans and lease1.4488%339
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.1687%1,342
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7652%2,726
Percentage Net Loans Charged-off: Total real estate loans0.7959%2,252
Percentage Net Loans Charged-off:Construction & development1.0451%2,483
Percentage Net Loans Charged-off: Commercial real estate1.4178%930
Percentage Net Loans Charged-off: Multi-family residential2.1638%506
Percentage Net Loans Charged-off: 1-4 family residential0.4259%2,487
Percentage Net Loans Charged-off: Home equity loans0.9496%903
All other 1-4 family - Percent of loans charged-off, net0.3132%2,828
Percentage Net Loans Charged-off: Commercial and industrial0.7231%2,929
Percentage Net Loans Charged-off: Loans to individuals4.1451%416
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2425%1,329
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0636%1,527
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8576%2,304
Percentage Net Loans Charged-off: Total real estate loans0.7899%2,068
Percentage Net Loans Charged-off:Construction & development0.8443%2,350
Percentage Net Loans Charged-off: Commercial real estate1.3208%895
Percentage Net Loans Charged-off: Multi-family residential2.3920%424
Percentage Net Loans Charged-off: 1-4 family residential0.4418%2,253
Percentage Net Loans Charged-off: Home equity loans0.8149%898
All other 1-4 family - Percent of loans charged-off, net0.3607%2,416
Percentage Net Loans Charged-off: Commercial and industrial1.0445%2,175
Percentage Net Loans Charged-off: Loans to individuals4.3979%364
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3883%1,065
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2686%130
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9091%2,016
Percentage Net Loans Charged-off: Total real estate loans0.8494%1,807
Percentage Net Loans Charged-off:Construction & development1.4931%1,796
Percentage Net Loans Charged-off: Commercial real estate1.6262%665
Percentage Net Loans Charged-off: Multi-family residential2.4945%325
Percentage Net Loans Charged-off: 1-4 family residential0.3588%2,242
Percentage Net Loans Charged-off: Home equity loans0.8340%779
All other 1-4 family - Percent of loans charged-off, net0.2547%2,467
Percentage Net Loans Charged-off: Commercial and industrial1.1211%1,902
Percentage Net Loans Charged-off: Loans to individuals3.6478%509
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1518%1,169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1212%103
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0329%1,595
Percentage Net Loans Charged-off: Total real estate loans0.8202%1,564
Percentage Net Loans Charged-off:Construction & development2.6364%1,092
Percentage Net Loans Charged-off: Commercial real estate1.3082%633
Percentage Net Loans Charged-off: Multi-family residential2.0693%251
Percentage Net Loans Charged-off: 1-4 family residential0.3383%1,881
Percentage Net Loans Charged-off: Home equity loans0.7594%625
All other 1-4 family - Percent of loans charged-off, net0.2452%2,030
Percentage Net Loans Charged-off: Commercial and industrial1.5687%1,248
Percentage Net Loans Charged-off: Loans to individuals5.0735%356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3136%812
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0074%2,400
Percentage Net Loans Charged-off: Total real estate loans0.6689%2,491
Percentage Net Loans Charged-off:Construction & development2.3644%1,937
Percentage Net Loans Charged-off: Commercial real estate0.5842%1,635
Percentage Net Loans Charged-off: Multi-family residential1.7275%460
Percentage Net Loans Charged-off: 1-4 family residential0.3559%2,535
Percentage Net Loans Charged-off: Home equity loans0.8320%961
All other 1-4 family - Percent of loans charged-off, net0.2502%2,857
Percentage Net Loans Charged-off: Commercial and industrial1.5109%2,294
Percentage Net Loans Charged-off: Loans to individuals6.0253%303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1884%665
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.7272%131
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0761%1,852
Percentage Net Loans Charged-off: Total real estate loans0.6005%2,190
Percentage Net Loans Charged-off:Construction & development1.6707%1,861
Percentage Net Loans Charged-off: Commercial real estate0.4641%1,416
Percentage Net Loans Charged-off: Multi-family residential1.9720%320
Percentage Net Loans Charged-off: 1-4 family residential0.3495%2,217
Percentage Net Loans Charged-off: Home equity loans0.8294%801
All other 1-4 family - Percent of loans charged-off, net0.2430%2,459
Percentage Net Loans Charged-off: Commercial and industrial1.8731%1,625
Percentage Net Loans Charged-off: Loans to individuals6.3579%265
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8619%627
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.2701%109
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0422%1,717
Percentage Net Loans Charged-off: Total real estate loans0.5006%2,135
Percentage Net Loans Charged-off:Construction & development1.4800%1,609
Percentage Net Loans Charged-off: Commercial real estate0.2223%1,491
Percentage Net Loans Charged-off: Multi-family residential1.9127%245
Percentage Net Loans Charged-off: 1-4 family residential0.3006%2,081
Percentage Net Loans Charged-off: Home equity loans0.7920%691
All other 1-4 family - Percent of loans charged-off, net0.1917%2,359
Percentage Net Loans Charged-off: Commercial and industrial1.9769%1,323
Percentage Net Loans Charged-off: Loans to individuals6.8969%231
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4480%635
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8746%1,494
Percentage Net Loans Charged-off: Total real estate loans0.2421%2,269
Percentage Net Loans Charged-off:Construction & development0.3371%1,576
Percentage Net Loans Charged-off: Commercial real estate0.0164%1,333
Percentage Net Loans Charged-off: Multi-family residential0.7238%206
Percentage Net Loans Charged-off: 1-4 family residential0.2494%1,726
Percentage Net Loans Charged-off: Home equity loans0.6575%531
All other 1-4 family - Percent of loans charged-off, net0.1597%1,827
Percentage Net Loans Charged-off: Commercial and industrial2.1021%925
Percentage Net Loans Charged-off: Loans to individuals6.9576%226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0038%6,620
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3775%2,952
Percentage Net Loans Charged-off: Total real estate loans0.1708%3,053
Percentage Net Loans Charged-off:Construction & development1.2537%1,421
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0509%511
Percentage Net Loans Charged-off: 1-4 family residential0.0904%2,965
Percentage Net Loans Charged-off: Home equity loans0.3001%888
All other 1-4 family - Percent of loans charged-off, net0.0490%3,237
Percentage Net Loans Charged-off: Commercial and industrial0.7239%2,232
Percentage Net Loans Charged-off: Loans to individuals4.4293%329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3678%1,143
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8091%79
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3205%2,431
Percentage Net Loans Charged-off: Total real estate loans0.1604%2,389
Percentage Net Loans Charged-off:Construction & development1.3701%916
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0684%340
Percentage Net Loans Charged-off: 1-4 family residential0.0572%2,744
Percentage Net Loans Charged-off: Home equity loans0.1506%882
All other 1-4 family - Percent of loans charged-off, net0.0391%2,761
Percentage Net Loans Charged-off: Commercial and industrial0.5921%1,859
Percentage Net Loans Charged-off: Loans to individuals4.5493%255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1832%1,153
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7079%64
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2022%2,710
Percentage Net Loans Charged-off: Total real estate loans0.1040%2,330
Percentage Net Loans Charged-off:Construction & development0.8069%848
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0534%225
Percentage Net Loans Charged-off: 1-4 family residential0.0479%2,329
Percentage Net Loans Charged-off: Home equity loans0.1622%685
All other 1-4 family - Percent of loans charged-off, net0.0266%2,355
Percentage Net Loans Charged-off: Commercial and industrial0.3481%1,927
Percentage Net Loans Charged-off: Loans to individuals3.5731%355
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1934%1,029
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6566%47
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1108%2,880
Percentage Net Loans Charged-off: Total real estate loans0.0087%2,554
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0140%1,837
Percentage Net Loans Charged-off: Home equity loans0.0572%529
All other 1-4 family - Percent of loans charged-off, net0.0063%1,741
Percentage Net Loans Charged-off: Commercial and industrial0.2511%1,537
Percentage Net Loans Charged-off: Loans to individuals4.4323%263
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0785%928
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0274%5,597
Percentage Net Loans Charged-off: Total real estate loans0.0010%4,213
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0016%3,321
Percentage Net Loans Charged-off: Home equity loans0.0207%894
All other 1-4 family - Percent of loans charged-off, net-0.0018%7,669
Percentage Net Loans Charged-off: Commercial and industrial0.0460%3,598
Percentage Net Loans Charged-off: Loans to individuals2.2800%502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0094%6,830
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%4,979
Percentage Net Loans Charged-off: Total real estate loans0.0008%3,371
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0013%2,685
Percentage Net Loans Charged-off: Home equity loans0.0220%679
All other 1-4 family - Percent of loans charged-off, net-0.0024%7,578
Percentage Net Loans Charged-off: Commercial and industrial0.0379%2,990
Percentage Net Loans Charged-off: Loans to individuals2.0761%518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0187%6,891
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0260%4,313
Percentage Net Loans Charged-off: Total real estate loans0.0002%2,709
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0004%2,133
Percentage Net Loans Charged-off: Home equity loans0.0008%540
All other 1-4 family - Percent of loans charged-off, net0.0003%1,962
Percentage Net Loans Charged-off: Commercial and industrial0.0342%2,508
Percentage Net Loans Charged-off: Loans to individuals2.0832%516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0983%1,093
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0287%3,446
Percentage Net Loans Charged-off: Total real estate loans0.0003%1,848
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0005%1,470
Percentage Net Loans Charged-off: Home equity loans0.0031%369
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0501%1,673
Percentage Net Loans Charged-off: Loans to individuals1.9965%566
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0319%921
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0384%4,715
Percentage Net Loans Charged-off: Total real estate loans0.0004%3,450
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0000%7,747
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0006%2,916
Percentage Net Loans Charged-off: Home equity loans-0.0078%5,992
All other 1-4 family - Percent of loans charged-off, net0.0022%2,682
Percentage Net Loans Charged-off: Commercial and industrial0.1480%2,692
Percentage Net Loans Charged-off: Loans to individuals1.0326%1,416
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4877%7,455
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%3,601
Percentage Net Loans Charged-off: Total real estate loans0.0009%2,868
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0001%7,787
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0015%2,418
Percentage Net Loans Charged-off: Home equity loans-0.0101%5,988
All other 1-4 family - Percent of loans charged-off, net0.0036%2,201
Percentage Net Loans Charged-off: Commercial and industrial0.2114%1,934
Percentage Net Loans Charged-off: Loans to individuals0.8643%1,550
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5354%7,501
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0771%2,853
Percentage Net Loans Charged-off: Total real estate loans0.0021%2,384
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0001%7,870
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0033%1,975
Percentage Net Loans Charged-off: Home equity loans-0.0095%5,953
All other 1-4 family - Percent of loans charged-off, net0.0057%1,809
Percentage Net Loans Charged-off: Commercial and industrial0.3008%1,474
Percentage Net Loans Charged-off: Loans to individuals0.8249%1,541
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7207%7,508
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0875%2,247
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,485
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0002%7,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%7,767
Percentage Net Loans Charged-off: Home equity loans-0.0011%5,928
All other 1-4 family - Percent of loans charged-off, net-0.0000%7,789
Percentage Net Loans Charged-off: Commercial and industrial0.2622%1,103
Percentage Net Loans Charged-off: Loans to individuals0.7536%1,620
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0006%910
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0305%8,175
Percentage Net Loans Charged-off: Total real estate loans-0.0059%7,789
Percentage Net Loans Charged-off:Construction & development0.0069%648
Percentage Net Loans Charged-off: Commercial real estate-0.0283%8,143
Percentage Net Loans Charged-off: Multi-family residential0.0078%175
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%7,782
Percentage Net Loans Charged-off: Home equity loans-0.0030%5,969
All other 1-4 family - Percent of loans charged-off, net0.0001%2,845
Percentage Net Loans Charged-off: Commercial and industrial-0.0170%7,142
Percentage Net Loans Charged-off: Loans to individuals0.8724%2,177
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4540%7,541
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0503%8,140
Percentage Net Loans Charged-off: Total real estate loans-0.0078%7,792
Percentage Net Loans Charged-off:Construction & development0.0097%494
Percentage Net Loans Charged-off: Commercial real estate-0.0381%8,184
Percentage Net Loans Charged-off: Multi-family residential0.0104%140
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%7,720
Percentage Net Loans Charged-off: Home equity loans-0.0041%5,937
All other 1-4 family - Percent of loans charged-off, net0.0006%2,427
Percentage Net Loans Charged-off: Commercial and industrial-0.0434%7,222
Percentage Net Loans Charged-off: Loans to individuals0.7463%2,221
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5547%7,579
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0446%7,934
Percentage Net Loans Charged-off: Total real estate loans-0.0123%7,887
Percentage Net Loans Charged-off:Construction & development0.0151%378
Percentage Net Loans Charged-off: Commercial real estate-0.0571%8,268
Percentage Net Loans Charged-off: Multi-family residential0.0159%98
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,732
Percentage Net Loans Charged-off: Home equity loans-0.0063%5,888
All other 1-4 family - Percent of loans charged-off, net0.0001%1,974
Percentage Net Loans Charged-off: Commercial and industrial0.0516%2,619
Percentage Net Loans Charged-off: Loans to individuals0.6661%2,298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8069%7,601
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0672%7,988
Percentage Net Loans Charged-off: Total real estate loans-0.0026%7,686
Percentage Net Loans Charged-off:Construction & development0.0439%189
Percentage Net Loans Charged-off: Commercial real estate-0.0240%8,291
Percentage Net Loans Charged-off: Multi-family residential0.0340%49
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%7,885
Percentage Net Loans Charged-off: Home equity loans-0.0128%5,911
All other 1-4 family - Percent of loans charged-off, net-0.0000%7,887
Percentage Net Loans Charged-off: Commercial and industrial-0.1094%7,508
Percentage Net Loans Charged-off: Loans to individuals0.6239%2,216
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5457%7,554
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%4,246
Percentage Net Loans Charged-off: Total real estate loans-0.0127%8,158
Percentage Net Loans Charged-off:Construction & development0.0621%569
Percentage Net Loans Charged-off: Commercial real estate-0.0043%8,161
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0246%8,295
Percentage Net Loans Charged-off: Home equity loans-0.0020%5,939
All other 1-4 family - Percent of loans charged-off, net-0.0281%8,297
Percentage Net Loans Charged-off: Commercial and industrial0.3874%2,435
Percentage Net Loans Charged-off: Loans to individuals1.1434%1,752
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3427%7,618
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1488%2,913
Percentage Net Loans Charged-off: Total real estate loans-0.0195%8,249
Percentage Net Loans Charged-off:Construction & development0.0257%528
Percentage Net Loans Charged-off: Commercial real estate-0.0010%8,136
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0330%8,365
Percentage Net Loans Charged-off: Home equity loans0.0054%536
All other 1-4 family - Percent of loans charged-off, net-0.0384%8,374
Percentage Net Loans Charged-off: Commercial and industrial0.5119%1,742
Percentage Net Loans Charged-off: Loans to individuals1.1932%1,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1865%7,520
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1608%2,595
Percentage Net Loans Charged-off: Total real estate loans-0.0325%8,382
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0013%8,224
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0511%8,484
Percentage Net Loans Charged-off: Home equity loans0.0088%407
All other 1-4 family - Percent of loans charged-off, net-0.0594%8,502
Percentage Net Loans Charged-off: Commercial and industrial0.5897%1,474
Percentage Net Loans Charged-off: Loans to individuals1.1804%1,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2347%7,547
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1994%1,946
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,780
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0011%8,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%8,039
Percentage Net Loans Charged-off: Home equity loans-0.0036%5,880
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.5850%1,108
Percentage Net Loans Charged-off: Loans to individuals1.3323%1,395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0668%7,282
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5102%1,429
Percentage Net Loans Charged-off: Total real estate loans0.0521%2,490
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1868%852
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0017%3,426
Percentage Net Loans Charged-off: Home equity loans-0.0056%5,965
All other 1-4 family - Percent of loans charged-off, net0.0026%3,220
Percentage Net Loans Charged-off: Commercial and industrial1.3216%1,363
Percentage Net Loans Charged-off: Loans to individuals1.1296%2,026
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0996%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5872%1,073
Percentage Net Loans Charged-off: Total real estate loans0.0718%1,836
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2481%606
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0047%2,817
Percentage Net Loans Charged-off: Home equity loans0.0041%506
All other 1-4 family - Percent of loans charged-off, net0.0047%2,678
Percentage Net Loans Charged-off: Commercial and industrial1.4459%1,054
Percentage Net Loans Charged-off: Loans to individuals1.0264%2,106
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2912%1,065
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5813%1,052
Percentage Net Loans Charged-off: Total real estate loans0.0018%2,894
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0045%8,432
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0051%2,328
Percentage Net Loans Charged-off: Home equity loans0.0072%408
All other 1-4 family - Percent of loans charged-off, net0.0048%2,213
Percentage Net Loans Charged-off: Commercial and industrial1.4568%981
Percentage Net Loans Charged-off: Loans to individuals1.2251%1,643
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4271%822
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5302%1,029
Percentage Net Loans Charged-off: Total real estate loans0.0038%1,991
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0046%8,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0086%1,551
Percentage Net Loans Charged-off: Home equity loans-0.0025%5,850
All other 1-4 family - Percent of loans charged-off, net0.0101%1,448
Percentage Net Loans Charged-off: Commercial and industrial1.2770%863
Percentage Net Loans Charged-off: Loans to individuals1.1828%1,688
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4508%630
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7511%1,036
Percentage Net Loans Charged-off: Total real estate loans0.0360%2,864
Percentage Net Loans Charged-off:Construction & development-0.0036%8,018
Percentage Net Loans Charged-off: Commercial real estate0.0387%1,297
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0557%2,221
Percentage Net Loans Charged-off: Home equity loans-0.0062%5,939
All other 1-4 family - Percent of loans charged-off, net0.0641%2,046
Percentage Net Loans Charged-off: Commercial and industrial1.4558%1,418
Percentage Net Loans Charged-off: Loans to individuals0.7813%3,063
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4768%535
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0535%660
Percentage Net Loans Charged-off: Total real estate loans0.0502%2,375
Percentage Net Loans Charged-off:Construction & development0.0553%664
Percentage Net Loans Charged-off: Commercial real estate0.1461%832
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%8,582
Percentage Net Loans Charged-off: Home equity loans-0.0555%5,998
All other 1-4 family - Percent of loans charged-off, net0.0024%3,057
Percentage Net Loans Charged-off: Commercial and industrial1.7812%1,108
Percentage Net Loans Charged-off: Loans to individuals0.8455%2,729
Percentage Net Loans Charged-off: Credit card loans-0.0617%5,399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8030%468
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1559%439
Percentage Net Loans Charged-off: Total real estate loans-0.0551%1,495
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0763%1,449
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0557%1,499
Percentage Net Loans Charged-off: Home equity loans-0.2776%1,382
All other 1-4 family - Percent of loans charged-off, net-0.0186%1,428
Percentage Net Loans Charged-off: Commercial and industrial1.9313%118
Percentage Net Loans Charged-off: Loans to individuals0.5129%775
Percentage Net Loans Charged-off: Credit card loans-0.0137%1,284
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5182%66
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2216%2,961
Percentage Net Loans Charged-off: Total real estate loans-0.0290%1,401
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0236%1,282
Percentage Net Loans Charged-off: Multi-family residential0.0641%82
Percentage Net Loans Charged-off: 1-4 family residential-0.0471%1,464
Percentage Net Loans Charged-off: Home equity loans-0.1617%1,354
All other 1-4 family - Percent of loans charged-off, net-0.0258%1,436
Percentage Net Loans Charged-off: Commercial and industrial0.3642%487
Percentage Net Loans Charged-off: Loans to individuals0.5954%717
Percentage Net Loans Charged-off: Credit card loans-0.0715%1,280
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0664%345
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1607%4,032
Percentage Net Loans Charged-off: Total real estate loans0.1529%190
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0313%363
Percentage Net Loans Charged-off: Multi-family residential2.1877%13
Percentage Net Loans Charged-off: 1-4 family residential0.0308%612
Percentage Net Loans Charged-off: Home equity loans0.0794%262
All other 1-4 family - Percent of loans charged-off, net0.0202%630
Percentage Net Loans Charged-off: Commercial and industrial0.0821%804
Percentage Net Loans Charged-off: Loans to individuals0.7586%636
Percentage Net Loans Charged-off: Credit card loans2.9530%422
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0610%347
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3421%2,400
Percentage Net Loans Charged-off: Total real estate loans-0.0600%1,393
Percentage Net Loans Charged-off:Construction & development-2.7331%1,388
Percentage Net Loans Charged-off: Commercial real estate-0.0199%1,194
Percentage Net Loans Charged-off: Multi-family residential0.0750%161
Percentage Net Loans Charged-off: 1-4 family residential0.1000%332
Percentage Net Loans Charged-off: Home equity loans0.2601%142
All other 1-4 family - Percent of loans charged-off, net0.0598%441
Percentage Net Loans Charged-off: Commercial and industrial0.3585%439
Percentage Net Loans Charged-off: Loans to individuals1.7582%273
Percentage Net Loans Charged-off: Credit card loans5.7987%156
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2886%176
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3476%2,588
Percentage Net Loans Charged-off: Total real estate loans0.0589%564
Percentage Net Loans Charged-off:Construction & development0.8419%80
Percentage Net Loans Charged-off: Commercial real estate-0.0105%1,188
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0323%644
Percentage Net Loans Charged-off: Home equity loans0.1643%201
All other 1-4 family - Percent of loans charged-off, net-0.0063%1,372
Percentage Net Loans Charged-off: Commercial and industrial0.2278%541
Percentage Net Loans Charged-off: Loans to individuals2.0545%210
Percentage Net Loans Charged-off: Credit card loans5.2150%172
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1517%289
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3460%2,486
Percentage Net Loans Charged-off: Total real estate loans0.9193%76
Percentage Net Loans Charged-off:Construction & development9.0259%16
Percentage Net Loans Charged-off: Commercial real estate1.0708%117
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0109%878
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0154%795
Percentage Net Loans Charged-off: Commercial and industrial-0.0099%1,071
Percentage Net Loans Charged-off: Loans to individuals3.0508%80
Percentage Net Loans Charged-off: Credit card loans4.0431%167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0735%1,236
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0177%728
Percentage Net Loans Charged-off: Total real estate loans1.2063%77
Percentage Net Loans Charged-off:Construction & development1.8042%103
Percentage Net Loans Charged-off: Commercial real estate1.9641%88
Percentage Net Loans Charged-off: Multi-family residential0.0864%285
Percentage Net Loans Charged-off: 1-4 family residential0.2389%228
Percentage Net Loans Charged-off: Home equity loans0.0865%244
All other 1-4 family - Percent of loans charged-off, net0.3051%193
Percentage Net Loans Charged-off: Commercial and industrial1.1156%191
Percentage Net Loans Charged-off: Loans to individuals2.2067%109
Percentage Net Loans Charged-off: Credit card loans0.9254%760
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3138%155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6022%677
Percentage Net Loans Charged-off: Total real estate loans3.2703%42
Percentage Net Loans Charged-off:Construction & development9.3372%59
Percentage Net Loans Charged-off: Commercial real estate2.5543%124
Percentage Net Loans Charged-off: Multi-family residential1.6103%128
Percentage Net Loans Charged-off: 1-4 family residential0.3159%230
Percentage Net Loans Charged-off: Home equity loans0.7246%70
All other 1-4 family - Percent of loans charged-off, net0.1269%438
Percentage Net Loans Charged-off: Commercial and industrial0.9843%386
Percentage Net Loans Charged-off: Loans to individuals2.4174%130
Percentage Net Loans Charged-off: Credit card loans1.1824%719
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0278%1,261
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3354%1,419
Percentage Net Loans Charged-off: Total real estate loans1.7365%115
Percentage Net Loans Charged-off:Construction & development4.6628%174
Percentage Net Loans Charged-off: Commercial real estate0.5122%576
Percentage Net Loans Charged-off: Multi-family residential1.5098%188
Percentage Net Loans Charged-off: 1-4 family residential0.0137%1,038
Percentage Net Loans Charged-off: Home equity loans0.0290%441
All other 1-4 family - Percent of loans charged-off, net0.0075%1,031
Percentage Net Loans Charged-off: Commercial and industrial1.3023%503
Percentage Net Loans Charged-off: Loans to individuals3.5622%105
Percentage Net Loans Charged-off: Credit card loans1.2088%831
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3467%1,238
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144